Home > Riverside Bank > Income and Expense
Riverside Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,522,000 | 2,403 |
| Total interest expense | $806,000 | 2,509 |
| Net interest income | $6,716,000 | 2,380 |
| Provision for loan and lease losses | $630,000 | 958 |
| Total noninterest income | $542,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $366,000 | 2,331 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $176,000 | 4,371 |
| Total noninterest expense | $4,134,000 | 3,116 |
| Salaries and employee benefits | $2,484,000 | 2,886 |
| Premises and equipment expense | $482,000 | 3,113 |
| Additional noninterest expense | $1,168,000 | 3,477 |
| Pre-tax net operating income | $2,494,000 | 2,148 |
| Securities gains (losses) | $2,000 | 2,770 |
| Applicable income taxes | $912,000 | 1,391 |
| Income before extraordinary items | $1,584,000 | 2,632 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,584,000 | 2,632 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,584,000 | 2,632 |
| Net charge-offs | $629,000 | 969 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 702 |
| Net operating income | $1,582,720 | 2,585 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,941,000 | 2,431 |
| Total interest expense | $541,000 | 2,510 |
| Net interest income | $4,400,000 | 2,416 |
| Provision for loan and lease losses | $420,000 | 963 |
| Total noninterest income | $315,000 | 3,952 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $245,000 | 2,306 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $70,000 | 4,993 |
| Total noninterest expense | $2,831,000 | 3,069 |
| Salaries and employee benefits | $1,685,000 | 2,863 |
| Premises and equipment expense | $326,000 | 3,104 |
| Additional noninterest expense | $820,000 | 3,348 |
| Pre-tax net operating income | $1,464,000 | 2,316 |
| Securities gains (losses) | $2,000 | 2,363 |
| Applicable income taxes | $532,000 | 1,489 |
| Income before extraordinary items | $934,000 | 2,776 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $934,000 | 2,780 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $934,000 | 2,780 |
| Net charge-offs | $434,000 | 973 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 643 |
| Net operating income | $932,720 | 2,737 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 2,450 |
| Total interest expense | $266,000 | 2,555 |
| Net interest income | $2,185,000 | 2,416 |
| Provision for loan and lease losses | $210,000 | 953 |
| Total noninterest income | $161,000 | 3,872 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $126,000 | 2,223 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $35,000 | 4,979 |
| Total noninterest expense | $1,407,000 | 3,110 |
| Salaries and employee benefits | $849,000 | 2,865 |
| Premises and equipment expense | $171,000 | 3,059 |
| Additional noninterest expense | $387,000 | 3,490 |
| Pre-tax net operating income | $729,000 | 2,256 |
| Securities gains (losses) | $2,000 | 1,528 |
| Applicable income taxes | $267,000 | 1,445 |
| Income before extraordinary items | $464,000 | 2,708 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $464,000 | 2,711 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $464,000 | 2,711 |
| Net charge-offs | $-27,000 | 6,134 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 584 |
| Net operating income | $462,720 | 2,674 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,881,000 | 2,455 |
| Total interest expense | $1,263,000 | 2,478 |
| Net interest income | $8,618,000 | 2,434 |
| Provision for loan and lease losses | $820,000 | 1,297 |
| Total noninterest income | $767,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $547,000 | 2,230 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $220,000 | 4,490 |
| Total noninterest expense | $5,690,000 | 3,096 |
| Salaries and employee benefits | $3,524,000 | 2,787 |
| Premises and equipment expense | $696,000 | 2,982 |
| Additional noninterest expense | $1,470,000 | 3,701 |
| Pre-tax net operating income | $2,875,000 | 2,231 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,069,000 | 1,409 |
| Income before extraordinary items | $1,806,000 | 2,801 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,806,000 | 2,803 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,806,000 | 2,804 |
| Net charge-offs | $607,000 | 1,803 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $156,000 | 480 |
| Net operating income | $1,806,000 | 2,741 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,378,000 | 2,482 |
| Total interest expense | $987,000 | 2,469 |
| Net interest income | $6,391,000 | 2,460 |
| Provision for loan and lease losses | $750,000 | 1,115 |
| Total noninterest income | $551,000 | 3,859 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $414,000 | 2,217 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $137,000 | 4,832 |
| Total noninterest expense | $4,212,000 | 3,129 |
| Salaries and employee benefits | $2,636,000 | 2,803 |
| Premises and equipment expense | $532,000 | 2,968 |
| Additional noninterest expense | $1,044,000 | 3,842 |
| Pre-tax net operating income | $1,980,000 | 2,439 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $736,000 | 1,531 |
| Income before extraordinary items | $1,244,000 | 3,007 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,244,000 | 3,011 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,244,000 | 3,011 |
| Net charge-offs | $486,000 | 1,617 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 418 |
| Net operating income | $1,244,000 | 2,939 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,893,000 | 2,483 |
| Total interest expense | $701,000 | 2,391 |
| Net interest income | $4,192,000 | 2,493 |
| Provision for loan and lease losses | $540,000 | 1,094 |
| Total noninterest income | $325,000 | 4,073 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $275,000 | 2,193 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $50,000 | 5,498 |
| Total noninterest expense | $2,840,000 | 3,121 |
| Salaries and employee benefits | $1,759,000 | 2,814 |
| Premises and equipment expense | $352,000 | 2,984 |
| Additional noninterest expense | $729,000 | 3,729 |
| Pre-tax net operating income | $1,137,000 | 2,671 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $411,000 | 1,713 |
| Income before extraordinary items | $726,000 | 3,244 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $726,000 | 3,247 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $726,000 | 3,248 |
| Net charge-offs | $350,000 | 1,541 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 349 |
| Net operating income | $726,000 | 3,152 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,444,000 | 2,498 |
| Total interest expense | $358,000 | 2,418 |
| Net interest income | $2,086,000 | 2,519 |
| Provision for loan and lease losses | $300,000 | 980 |
| Total noninterest income | $166,000 | 3,990 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $135,000 | 2,210 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $31,000 | 5,280 |
| Total noninterest expense | $1,351,000 | 3,254 |
| Salaries and employee benefits | $866,000 | 2,864 |
| Premises and equipment expense | $179,000 | 2,971 |
| Additional noninterest expense | $306,000 | 4,160 |
| Pre-tax net operating income | $601,000 | 2,551 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $208,000 | 1,670 |
| Income before extraordinary items | $393,000 | 3,056 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $393,000 | 3,056 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $393,000 | 3,058 |
| Net charge-offs | $249,000 | 1,196 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 461 |
| Net operating income | $393,000 | 2,970 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,917,000 | 2,588 |
| Total interest expense | $1,458,000 | 2,788 |
| Net interest income | $8,459,000 | 2,542 |
| Provision for loan and lease losses | $1,000,000 | 1,760 |
| Total noninterest income | $950,000 | 3,335 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $597,000 | 2,165 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $353,000 | 3,818 |
| Total noninterest expense | $5,312,000 | 3,313 |
| Salaries and employee benefits | $3,311,000 | 2,920 |
| Premises and equipment expense | $703,000 | 3,009 |
| Additional noninterest expense | $1,298,000 | 4,158 |
| Pre-tax net operating income | $3,097,000 | 2,032 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,135,000 | 1,348 |
| Income before extraordinary items | $1,962,000 | 2,614 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,962,000 | 2,617 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,962,000 | 2,615 |
| Net charge-offs | $1,215,000 | 1,618 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,962,000 | 2,498 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,376,000 | 2,660 |
| Total interest expense | $1,088,000 | 2,886 |
| Net interest income | $6,288,000 | 2,598 |
| Provision for loan and lease losses | $900,000 | 1,552 |
| Total noninterest income | $612,000 | 3,651 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $460,000 | 2,137 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $152,000 | 4,619 |
| Total noninterest expense | $3,914,000 | 3,385 |
| Salaries and employee benefits | $2,481,000 | 2,931 |
| Premises and equipment expense | $532,000 | 3,019 |
| Additional noninterest expense | $901,000 | 4,380 |
| Pre-tax net operating income | $2,086,000 | 2,278 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $755,000 | 1,500 |
| Income before extraordinary items | $1,331,000 | 2,868 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,331,000 | 2,869 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,331,000 | 2,868 |
| Net charge-offs | $1,379,000 | 1,190 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,331,000 | 2,735 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,837,000 | 2,709 |
| Total interest expense | $704,000 | 3,043 |
| Net interest income | $4,133,000 | 2,633 |
| Provision for loan and lease losses | $600,000 | 1,572 |
| Total noninterest income | $389,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $320,000 | 2,046 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $69,000 | 5,126 |
| Total noninterest expense | $2,595,000 | 3,415 |
| Salaries and employee benefits | $1,631,000 | 2,976 |
| Premises and equipment expense | $357,000 | 3,014 |
| Additional noninterest expense | $607,000 | 4,363 |
| Pre-tax net operating income | $1,327,000 | 2,345 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $490,000 | 1,510 |
| Income before extraordinary items | $837,000 | 2,939 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $837,000 | 2,940 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $837,000 | 2,939 |
| Net charge-offs | $726,000 | 1,400 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $837,000 | 2,802 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,398,000 | 2,776 |
| Total interest expense | $334,000 | 3,269 |
| Net interest income | $2,064,000 | 2,648 |
| Provision for loan and lease losses | $300,000 | 1,500 |
| Total noninterest income | $211,000 | 3,541 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $175,000 | 1,902 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $36,000 | 5,151 |
| Total noninterest expense | $1,301,000 | 3,430 |
| Salaries and employee benefits | $800,000 | 3,029 |
| Premises and equipment expense | $177,000 | 3,067 |
| Additional noninterest expense | $324,000 | 4,185 |
| Pre-tax net operating income | $674,000 | 2,331 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $255,000 | 1,468 |
| Income before extraordinary items | $419,000 | 2,958 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $419,000 | 2,961 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $419,000 | 2,962 |
| Net charge-offs | $738,000 | 836 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $419,000 | 2,811 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,148,000 | 2,998 |
| Total interest expense | $1,437,000 | 3,556 |
| Net interest income | $7,711,000 | 2,829 |
| Provision for loan and lease losses | $1,050,000 | 2,344 |
| Total noninterest income | $775,000 | 3,583 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $548,000 | 2,386 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $227,000 | 4,278 |
| Total noninterest expense | $5,208,000 | 3,422 |
| Salaries and employee benefits | $3,246,000 | 2,929 |
| Premises and equipment expense | $661,000 | 3,323 |
| Additional noninterest expense | $1,301,000 | 4,235 |
| Pre-tax net operating income | $2,228,000 | 2,315 |
| Securities gains (losses) | $2,000 | 3,652 |
| Applicable income taxes | $815,000 | 1,537 |
| Income before extraordinary items | $1,415,000 | 2,891 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,415,000 | 2,893 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,415,000 | 2,893 |
| Net charge-offs | $1,016,000 | 2,341 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 972 |
| Net operating income | $1,413,720 | 2,795 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,808,000 | 3,053 |
| Total interest expense | $1,088,000 | 3,635 |
| Net interest income | $5,720,000 | 2,865 |
| Provision for loan and lease losses | $900,000 | 2,078 |
| Total noninterest income | $546,000 | 3,724 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $402,000 | 2,452 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $144,000 | 4,584 |
| Total noninterest expense | $4,042,000 | 3,350 |
| Salaries and employee benefits | $2,466,000 | 2,891 |
| Premises and equipment expense | $496,000 | 3,373 |
| Additional noninterest expense | $1,080,000 | 3,956 |
| Pre-tax net operating income | $1,324,000 | 2,812 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $459,000 | 1,799 |
| Income before extraordinary items | $865,000 | 3,351 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $865,000 | 3,353 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $865,000 | 3,352 |
| Net charge-offs | $826,000 | 2,108 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 887 |
| Net operating income | $865,000 | 3,242 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,516,000 | 3,077 |
| Total interest expense | $726,000 | 3,723 |
| Net interest income | $3,790,000 | 2,870 |
| Provision for loan and lease losses | $600,000 | 2,044 |
| Total noninterest income | $329,000 | 3,937 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $275,000 | 2,378 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 5,373 |
| Total noninterest expense | $2,725,000 | 3,351 |
| Salaries and employee benefits | $1,649,000 | 2,904 |
| Premises and equipment expense | $336,000 | 3,363 |
| Additional noninterest expense | $740,000 | 3,937 |
| Pre-tax net operating income | $794,000 | 2,958 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $271,000 | 1,907 |
| Income before extraordinary items | $523,000 | 3,492 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $523,000 | 3,493 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $523,000 | 3,493 |
| Net charge-offs | $267,000 | 2,814 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 777 |
| Net operating income | $523,000 | 3,389 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,249,000 | 3,099 |
| Total interest expense | $368,000 | 3,801 |
| Net interest income | $1,881,000 | 2,871 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $162,000 | 4,007 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $138,000 | 2,345 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $24,000 | 5,644 |
| Total noninterest expense | $1,356,000 | 3,366 |
| Salaries and employee benefits | $821,000 | 2,936 |
| Premises and equipment expense | $179,000 | 3,251 |
| Additional noninterest expense | $356,000 | 4,048 |
| Pre-tax net operating income | $387,000 | 3,036 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $130,000 | 1,914 |
| Income before extraordinary items | $257,000 | 3,533 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $257,000 | 3,529 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $257,000 | 3,531 |
| Net charge-offs | $256,000 | 1,896 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 654 |
| Net operating income | $257,000 | 3,472 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,415,000 | 3,101 |
| Total interest expense | $1,564,000 | 4,160 |
| Net interest income | $7,851,000 | 2,771 |
| Provision for loan and lease losses | $1,100,000 | 2,908 |
| Total noninterest income | $641,000 | 4,098 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $547,000 | 2,478 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $94,000 | 5,502 |
| Total noninterest expense | $5,475,000 | 3,351 |
| Salaries and employee benefits | $3,311,000 | 2,855 |
| Premises and equipment expense | $691,000 | 3,336 |
| Additional noninterest expense | $1,473,000 | 4,054 |
| Pre-tax net operating income | $1,917,000 | 2,316 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $700,000 | 1,565 |
| Income before extraordinary items | $1,217,000 | 2,885 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,217,000 | 2,882 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,217,000 | 2,886 |
| Net charge-offs | $700,000 | 3,173 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 933 |
| Net operating income | $1,217,000 | 2,777 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,075,000 | 3,164 |
| Total interest expense | $1,148,000 | 4,357 |
| Net interest income | $5,927,000 | 2,782 |
| Provision for loan and lease losses | $900,000 | 2,663 |
| Total noninterest income | $542,000 | 3,902 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $418,000 | 2,505 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $124,000 | 4,938 |
| Total noninterest expense | $4,085,000 | 3,350 |
| Salaries and employee benefits | $2,465,000 | 2,886 |
| Premises and equipment expense | $519,000 | 3,372 |
| Additional noninterest expense | $1,101,000 | 4,037 |
| Pre-tax net operating income | $1,484,000 | 2,396 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $531,000 | 1,612 |
| Income before extraordinary items | $953,000 | 2,976 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $953,000 | 2,973 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $953,000 | 2,976 |
| Net charge-offs | $655,000 | 2,710 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 873 |
| Net operating income | $953,000 | 2,846 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,706,000 | 3,203 |
| Total interest expense | $727,000 | 4,583 |
| Net interest income | $3,979,000 | 2,772 |
| Provision for loan and lease losses | $600,000 | 2,565 |
| Total noninterest income | $330,000 | 4,061 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $276,000 | 2,524 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $54,000 | 5,493 |
| Total noninterest expense | $2,727,000 | 3,358 |
| Salaries and employee benefits | $1,636,000 | 2,914 |
| Premises and equipment expense | $342,000 | 3,447 |
| Additional noninterest expense | $749,000 | 3,958 |
| Pre-tax net operating income | $982,000 | 2,413 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $356,000 | 1,564 |
| Income before extraordinary items | $626,000 | 2,984 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $626,000 | 2,980 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $626,000 | 2,983 |
| Net charge-offs | $563,000 | 2,314 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 802 |
| Net operating income | $626,000 | 2,865 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 3,263 |
| Total interest expense | $352,000 | 4,802 |
| Net interest income | $1,994,000 | 2,790 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $164,000 | 4,080 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $135,000 | 2,545 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $29,000 | 5,481 |
| Total noninterest expense | $1,362,000 | 3,409 |
| Salaries and employee benefits | $812,000 | 2,969 |
| Premises and equipment expense | $174,000 | 3,469 |
| Additional noninterest expense | $376,000 | 3,956 |
| Pre-tax net operating income | $496,000 | 2,426 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $185,000 | 1,500 |
| Income before extraordinary items | $311,000 | 3,065 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $311,000 | 3,062 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $311,000 | 3,065 |
| Net charge-offs | $147,000 | 2,745 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 712 |
| Net operating income | $311,000 | 2,957 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,142,000 | 3,456 |
| Total interest expense | $1,879,000 | 4,638 |
| Net interest income | $7,263,000 | 2,966 |
| Provision for loan and lease losses | $1,800,000 | 2,620 |
| Total noninterest income | $762,000 | 3,868 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $542,000 | 2,724 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $220,000 | 4,481 |
| Total noninterest expense | $5,585,000 | 3,369 |
| Salaries and employee benefits | $3,292,000 | 2,950 |
| Premises and equipment expense | $672,000 | 3,577 |
| Additional noninterest expense | $1,621,000 | 3,879 |
| Pre-tax net operating income | $640,000 | 3,681 |
| Securities gains (losses) | $23,000 | 2,986 |
| Applicable income taxes | $196,000 | 2,392 |
| Income before extraordinary items | $467,000 | 3,968 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $467,000 | 3,967 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $467,000 | 3,967 |
| Net charge-offs | $1,480,000 | 2,387 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 981 |
| Net operating income | $450,900 | 3,932 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,820,000 | 3,525 |
| Total interest expense | $1,477,000 | 4,643 |
| Net interest income | $5,343,000 | 3,014 |
| Provision for loan and lease losses | $1,500,000 | 2,210 |
| Total noninterest income | $564,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $416,000 | 2,692 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $148,000 | 4,798 |
| Total noninterest expense | $4,088,000 | 3,440 |
| Salaries and employee benefits | $2,478,000 | 2,968 |
| Premises and equipment expense | $508,000 | 3,583 |
| Additional noninterest expense | $1,102,000 | 4,115 |
| Pre-tax net operating income | $319,000 | 4,464 |
| Securities gains (losses) | $23,000 | 2,682 |
| Applicable income taxes | $140,000 | 2,620 |
| Income before extraordinary items | $202,000 | 4,842 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $202,000 | 4,842 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $202,000 | 4,842 |
| Net charge-offs | $1,066,000 | 2,138 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 897 |
| Net operating income | $187,280 | 4,855 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 3,574 |
| Total interest expense | $1,011,000 | 4,703 |
| Net interest income | $3,510,000 | 3,036 |
| Provision for loan and lease losses | $1,200,000 | 1,856 |
| Total noninterest income | $358,000 | 4,078 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $283,000 | 2,622 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $75,000 | 5,266 |
| Total noninterest expense | $2,787,000 | 3,417 |
| Salaries and employee benefits | $1,663,000 | 2,984 |
| Premises and equipment expense | $345,000 | 3,561 |
| Additional noninterest expense | $779,000 | 3,953 |
| Pre-tax net operating income | $-119,000 | 6,127 |
| Securities gains (losses) | $23,000 | 2,272 |
| Applicable income taxes | $50,000 | 3,157 |
| Income before extraordinary items | $-146,000 | 6,273 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-146,000 | 6,272 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-146,000 | 6,272 |
| Net charge-offs | $672,000 | 2,021 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 860 |
| Net operating income | $-169,000 | 6,299 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,258,000 | 3,612 |
| Total interest expense | $521,000 | 4,729 |
| Net interest income | $1,737,000 | 3,057 |
| Provision for loan and lease losses | $900,000 | 1,253 |
| Total noninterest income | $179,000 | 4,034 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $150,000 | 2,472 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $29,000 | 5,665 |
| Total noninterest expense | $1,304,000 | 3,517 |
| Salaries and employee benefits | $849,000 | 2,955 |
| Premises and equipment expense | $180,000 | 3,497 |
| Additional noninterest expense | $275,000 | 4,676 |
| Pre-tax net operating income | $-288,000 | 7,043 |
| Securities gains (losses) | $21,000 | 1,659 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-267,000 | 7,144 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-267,000 | 7,144 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-267,000 | 7,145 |
| Net charge-offs | $18,000 | 4,403 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 708 |
| Net operating income | $-288,000 | 7,120 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,911,000 | 3,553 |
| Total interest expense | $2,561,000 | 4,682 |
| Net interest income | $7,350,000 | 2,909 |
| Provision for loan and lease losses | $1,750,000 | 1,965 |
| Total noninterest income | $985,000 | 3,441 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $776,000 | 2,179 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $209,000 | 4,756 |
| Total noninterest expense | $5,300,000 | 3,412 |
| Salaries and employee benefits | $3,346,000 | 2,951 |
| Premises and equipment expense | $713,000 | 3,468 |
| Additional noninterest expense | $1,241,000 | 4,181 |
| Pre-tax net operating income | $1,285,000 | 3,291 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $585,000 | 1,696 |
| Income before extraordinary items | $701,000 | 3,945 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $701,000 | 3,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,695,000 | 1,444 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $109,000 | 950 |
| Net operating income | $700,360 | 4,082 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,546,000 | 3,575 |
| Total interest expense | $2,047,000 | 4,631 |
| Net interest income | $5,499,000 | 2,947 |
| Provision for loan and lease losses | $850,000 | 2,014 |
| Total noninterest income | $723,000 | 3,576 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $590,000 | 2,181 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $133,000 | 5,155 |
| Total noninterest expense | $4,078,000 | 3,332 |
| Salaries and employee benefits | $2,567,000 | 2,914 |
| Premises and equipment expense | $548,000 | 3,428 |
| Additional noninterest expense | $963,000 | 3,976 |
| Pre-tax net operating income | $1,294,000 | 3,167 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $510,000 | 1,882 |
| Income before extraordinary items | $785,000 | 3,601 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $785,000 | 3,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $523,000 | 1,916 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 839 |
| Net operating income | $784,360 | 3,749 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,042,000 | 3,631 |
| Total interest expense | $1,447,000 | 4,604 |
| Net interest income | $3,595,000 | 2,993 |
| Provision for loan and lease losses | $550,000 | 1,800 |
| Total noninterest income | $445,000 | 3,774 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $388,000 | 2,189 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $57,000 | 5,938 |
| Total noninterest expense | $2,739,000 | 3,325 |
| Salaries and employee benefits | $1,707,000 | 2,950 |
| Premises and equipment expense | $372,000 | 3,410 |
| Additional noninterest expense | $660,000 | 3,878 |
| Pre-tax net operating income | $751,000 | 3,570 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $291,000 | 2,249 |
| Income before extraordinary items | $461,000 | 4,186 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $461,000 | 4,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 1,417 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 758 |
| Net operating income | $460,360 | 4,134 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 3,636 |
| Total interest expense | $773,000 | 4,605 |
| Net interest income | $1,809,000 | 2,970 |
| Provision for loan and lease losses | $340,000 | 1,271 |
| Total noninterest income | $230,000 | 3,701 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $198,000 | 2,098 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $32,000 | 5,807 |
| Total noninterest expense | $1,355,000 | 3,356 |
| Salaries and employee benefits | $861,000 | 2,960 |
| Premises and equipment expense | $193,000 | 3,338 |
| Additional noninterest expense | $301,000 | 4,105 |
| Pre-tax net operating income | $344,000 | 3,854 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $131,000 | 2,487 |
| Income before extraordinary items | $214,000 | 4,523 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $214,000 | 4,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,138 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 625 |
| Net operating income | $213,360 | 4,441 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,499,000 | 3,398 |
| Total interest expense | $3,031,000 | 4,763 |
| Net interest income | $8,468,000 | 2,586 |
| Provision for loan and lease losses | $1,165,000 | 1,269 |
| Total noninterest income | $1,021,000 | 3,496 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $842,000 | 2,050 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $179,000 | 5,279 |
| Total noninterest expense | $5,220,000 | 3,336 |
| Salaries and employee benefits | $3,229,000 | 3,039 |
| Premises and equipment expense | $697,000 | 3,453 |
| Additional noninterest expense | $1,294,000 | 3,864 |
| Pre-tax net operating income | $3,104,000 | 2,393 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,152,000 | 1,690 |
| Income before extraordinary items | $1,952,000 | 2,877 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,952,000 | 2,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,055,000 | 982 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $186,000 | 771 |
| Net operating income | $1,952,000 | 2,861 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,711,000 | 3,379 |
| Total interest expense | $2,218,000 | 4,856 |
| Net interest income | $6,493,000 | 2,557 |
| Provision for loan and lease losses | $745,000 | 1,157 |
| Total noninterest income | $780,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $672,000 | 1,924 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $108,000 | 5,669 |
| Total noninterest expense | $3,853,000 | 3,347 |
| Salaries and employee benefits | $2,398,000 | 3,033 |
| Premises and equipment expense | $521,000 | 3,447 |
| Additional noninterest expense | $934,000 | 3,906 |
| Pre-tax net operating income | $2,675,000 | 2,309 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,002,000 | 1,647 |
| Income before extraordinary items | $1,673,000 | 2,746 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,673,000 | 2,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $486,000 | 1,101 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 651 |
| Net operating income | $1,673,000 | 2,726 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,727,000 | 3,432 |
| Total interest expense | $1,427,000 | 4,943 |
| Net interest income | $4,300,000 | 2,600 |
| Provision for loan and lease losses | $565,000 | 927 |
| Total noninterest income | $536,000 | 3,416 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $493,000 | 1,771 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $43,000 | 6,508 |
| Total noninterest expense | $2,588,000 | 3,365 |
| Salaries and employee benefits | $1,593,000 | 3,079 |
| Premises and equipment expense | $348,000 | 3,460 |
| Additional noninterest expense | $647,000 | 3,789 |
| Pre-tax net operating income | $1,683,000 | 2,480 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $643,000 | 1,755 |
| Income before extraordinary items | $1,040,000 | 2,952 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,040,000 | 2,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $457,000 | 753 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 535 |
| Net operating income | $1,040,000 | 2,937 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,830,000 | 3,449 |
| Total interest expense | $673,000 | 5,085 |
| Net interest income | $2,157,000 | 2,584 |
| Provision for loan and lease losses | $385,000 | 645 |
| Total noninterest income | $307,000 | 3,064 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $281,000 | 1,525 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $26,000 | 6,219 |
| Total noninterest expense | $1,317,000 | 3,319 |
| Salaries and employee benefits | $814,000 | 3,044 |
| Premises and equipment expense | $181,000 | 3,371 |
| Additional noninterest expense | $322,000 | 3,755 |
| Pre-tax net operating income | $762,000 | 2,642 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $282,000 | 1,933 |
| Income before extraordinary items | $480,000 | 3,123 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $480,000 | 3,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 458 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 334 |
| Net operating income | $480,000 | 3,098 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,624,000 | 3,423 |
| Total interest expense | $2,118,000 | 5,242 |
| Net interest income | $8,506,000 | 2,646 |
| Provision for loan and lease losses | $823,000 | 1,245 |
| Total noninterest income | $1,238,000 | 3,060 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,098,000 | 1,616 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $140,000 | 5,749 |
| Total noninterest expense | $4,774,000 | 3,474 |
| Salaries and employee benefits | $2,931,000 | 3,193 |
| Premises and equipment expense | $644,000 | 3,573 |
| Additional noninterest expense | $1,199,000 | 3,936 |
| Pre-tax net operating income | $4,147,000 | 2,197 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $1,479,000 | 1,682 |
| Income before extraordinary items | $2,669,000 | 2,484 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,669,000 | 2,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $631,000 | 979 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 918 |
| Net operating income | $2,668,360 | 2,466 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,745,000 | 3,465 |
| Total interest expense | $1,476,000 | 5,382 |
| Net interest income | $6,269,000 | 2,696 |
| Provision for loan and lease losses | $360,000 | 1,848 |
| Total noninterest income | $915,000 | 3,112 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $835,000 | 1,592 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $80,000 | 6,220 |
| Total noninterest expense | $3,493,000 | 3,538 |
| Salaries and employee benefits | $2,208,000 | 3,183 |
| Premises and equipment expense | $488,000 | 3,537 |
| Additional noninterest expense | $797,000 | 4,274 |
| Pre-tax net operating income | $3,331,000 | 2,142 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $1,289,000 | 1,559 |
| Income before extraordinary items | $2,043,000 | 2,517 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,043,000 | 2,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 1,147 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 834 |
| Net operating income | $2,042,360 | 2,508 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,931,000 | 3,527 |
| Total interest expense | $880,000 | 5,569 |
| Net interest income | $4,051,000 | 2,756 |
| Provision for loan and lease losses | $240,000 | 1,809 |
| Total noninterest income | $566,000 | 3,239 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $531,000 | 1,650 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 6,919 |
| Total noninterest expense | $2,332,000 | 3,539 |
| Salaries and employee benefits | $1,462,000 | 3,198 |
| Premises and equipment expense | $318,000 | 3,601 |
| Additional noninterest expense | $552,000 | 4,172 |
| Pre-tax net operating income | $2,045,000 | 2,261 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $777,000 | 1,699 |
| Income before extraordinary items | $1,269,000 | 2,667 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,269,000 | 2,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 1,607 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,268,360 | 2,655 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,331,000 | 3,630 |
| Total interest expense | $379,000 | 5,833 |
| Net interest income | $1,952,000 | 2,830 |
| Provision for loan and lease losses | $120,000 | 1,730 |
| Total noninterest income | $263,000 | 3,360 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $244,000 | 1,727 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,791 |
| Total noninterest expense | $1,185,000 | 3,511 |
| Salaries and employee benefits | $732,000 | 3,211 |
| Premises and equipment expense | $158,000 | 3,627 |
| Additional noninterest expense | $295,000 | 3,946 |
| Pre-tax net operating income | $910,000 | 2,440 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $341,000 | 1,846 |
| Income before extraordinary items | $570,000 | 2,851 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $570,000 | 2,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 1,771 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $569,360 | 2,837 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,218,000 | 3,683 |
| Total interest expense | $951,000 | 6,402 |
| Net interest income | $7,267,000 | 2,953 |
| Provision for loan and lease losses | $420,000 | 2,180 |
| Total noninterest income | $1,112,000 | 3,301 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,000,000 | 1,733 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $112,000 | 6,225 |
| Total noninterest expense | $4,353,000 | 3,617 |
| Salaries and employee benefits | $2,717,000 | 3,245 |
| Premises and equipment expense | $572,000 | 3,799 |
| Additional noninterest expense | $1,064,000 | 4,210 |
| Pre-tax net operating income | $3,606,000 | 2,407 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $1,309,000 | 1,878 |
| Income before extraordinary items | $2,298,000 | 2,764 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,298,000 | 2,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,626 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,297,360 | 2,726 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,920,000 | 3,754 |
| Total interest expense | $646,000 | 6,562 |
| Net interest income | $5,274,000 | 3,015 |
| Provision for loan and lease losses | $315,000 | 2,100 |
| Total noninterest income | $812,000 | 3,374 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $748,000 | 1,718 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 6,654 |
| Total noninterest expense | $3,204,000 | 3,651 |
| Salaries and employee benefits | $2,002,000 | 3,270 |
| Premises and equipment expense | $414,000 | 3,873 |
| Additional noninterest expense | $788,000 | 4,226 |
| Pre-tax net operating income | $2,567,000 | 2,521 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $934,000 | 1,974 |
| Income before extraordinary items | $1,634,000 | 2,925 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,634,000 | 2,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,563 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,633,360 | 2,883 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,782,000 | 3,792 |
| Total interest expense | $379,000 | 6,730 |
| Net interest income | $3,403,000 | 3,065 |
| Provision for loan and lease losses | $210,000 | 2,058 |
| Total noninterest income | $542,000 | 3,330 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $494,000 | 1,705 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $48,000 | 6,470 |
| Total noninterest expense | $2,151,000 | 3,612 |
| Salaries and employee benefits | $1,346,000 | 3,226 |
| Premises and equipment expense | $270,000 | 3,918 |
| Additional noninterest expense | $535,000 | 4,140 |
| Pre-tax net operating income | $1,584,000 | 2,643 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $570,000 | 2,082 |
| Income before extraordinary items | $1,015,000 | 3,054 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,015,000 | 3,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,599 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,014,360 | 3,009 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,807,000 | 3,914 |
| Total interest expense | $161,000 | 7,034 |
| Net interest income | $1,646,000 | 3,145 |
| Provision for loan and lease losses | $105,000 | 1,941 |
| Total noninterest income | $254,000 | 3,419 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $235,000 | 1,725 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,923 |
| Total noninterest expense | $1,091,000 | 3,592 |
| Salaries and employee benefits | $665,000 | 3,260 |
| Premises and equipment expense | $141,000 | 3,820 |
| Additional noninterest expense | $285,000 | 3,961 |
| Pre-tax net operating income | $704,000 | 2,850 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $251,000 | 2,265 |
| Income before extraordinary items | $454,000 | 3,284 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $454,000 | 3,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-79,000 | 8,743 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $453,360 | 3,250 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,030,000 | 4,249 |
| Total interest expense | $390,000 | 7,733 |
| Net interest income | $5,640,000 | 3,471 |
| Provision for loan and lease losses | $435,000 | 2,215 |
| Total noninterest income | $1,141,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,062,000 | 1,651 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $79,000 | 6,787 |
| Total noninterest expense | $3,963,000 | 3,773 |
| Salaries and employee benefits | $2,483,000 | 3,363 |
| Premises and equipment expense | $519,000 | 3,968 |
| Additional noninterest expense | $961,000 | 4,494 |
| Pre-tax net operating income | $2,383,000 | 3,120 |
| Securities gains (losses) | $13,000 | 2,682 |
| Applicable income taxes | $772,000 | 2,590 |
| Income before extraordinary items | $1,624,000 | 3,427 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,624,000 | 3,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 2,767 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,615,160 | 3,381 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,316,000 | 4,368 |
| Total interest expense | $285,000 | 7,791 |
| Net interest income | $4,031,000 | 3,574 |
| Provision for loan and lease losses | $270,000 | 2,429 |
| Total noninterest income | $857,000 | 3,256 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $801,000 | 1,650 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $56,000 | 6,899 |
| Total noninterest expense | $3,017,000 | 3,699 |
| Salaries and employee benefits | $1,916,000 | 3,261 |
| Premises and equipment expense | $379,000 | 4,035 |
| Additional noninterest expense | $722,000 | 4,416 |
| Pre-tax net operating income | $1,601,000 | 3,430 |
| Securities gains (losses) | $13,000 | 2,563 |
| Applicable income taxes | $546,000 | 2,757 |
| Income before extraordinary items | $1,068,000 | 3,852 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,068,000 | 3,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 1,924 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,059,420 | 3,798 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,769,000 | 4,495 |
| Total interest expense | $186,000 | 7,877 |
| Net interest income | $2,583,000 | 3,678 |
| Provision for loan and lease losses | $180,000 | 2,366 |
| Total noninterest income | $560,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $523,000 | 1,674 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 6,933 |
| Total noninterest expense | $1,964,000 | 3,798 |
| Salaries and employee benefits | $1,233,000 | 3,360 |
| Premises and equipment expense | $250,000 | 4,080 |
| Additional noninterest expense | $481,000 | 4,443 |
| Pre-tax net operating income | $999,000 | 3,541 |
| Securities gains (losses) | $12,000 | 2,314 |
| Applicable income taxes | $308,000 | 3,037 |
| Income before extraordinary items | $703,000 | 3,834 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $703,000 | 3,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $694,600 | 3,777 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,380,000 | 4,538 |
| Total interest expense | $95,000 | 7,922 |
| Net interest income | $1,285,000 | 3,686 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $276,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $264,000 | 1,615 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $958,000 | 3,891 |
| Salaries and employee benefits | $592,000 | 3,516 |
| Premises and equipment expense | $130,000 | 3,989 |
| Additional noninterest expense | $236,000 | 4,505 |
| Pre-tax net operating income | $513,000 | 3,449 |
| Securities gains (losses) | $12,000 | 1,956 |
| Applicable income taxes | $125,000 | 3,416 |
| Income before extraordinary items | $400,000 | 3,503 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $400,000 | 3,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $390,880 | 3,460 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,813,000 | 5,022 |
| Total interest expense | $486,000 | 7,789 |
| Net interest income | $4,327,000 | 4,125 |
| Provision for loan and lease losses | $268,000 | 3,424 |
| Total noninterest income | $1,055,000 | 3,604 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,013,000 | 1,704 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $42,000 | 7,762 |
| Total noninterest expense | $3,488,000 | 4,130 |
| Salaries and employee benefits | $2,128,000 | 3,733 |
| Premises and equipment expense | $499,000 | 4,063 |
| Additional noninterest expense | $861,000 | 4,798 |
| Pre-tax net operating income | $1,626,000 | 3,913 |
| Securities gains (losses) | $11,000 | 3,560 |
| Applicable income taxes | $700,000 | 2,802 |
| Income before extraordinary items | $937,000 | 4,833 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $937,000 | 4,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,791 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $929,960 | 4,688 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,496,000 | 5,194 |
| Total interest expense | $380,000 | 7,857 |
| Net interest income | $3,116,000 | 4,265 |
| Provision for loan and lease losses | $195,000 | 3,379 |
| Total noninterest income | $776,000 | 3,709 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $745,000 | 1,739 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 7,823 |
| Total noninterest expense | $2,600,000 | 4,127 |
| Salaries and employee benefits | $1,598,000 | 3,717 |
| Premises and equipment expense | $376,000 | 4,040 |
| Additional noninterest expense | $626,000 | 4,867 |
| Pre-tax net operating income | $1,097,000 | 4,312 |
| Securities gains (losses) | $10,000 | 3,326 |
| Applicable income taxes | $497,000 | 3,040 |
| Income before extraordinary items | $610,000 | 5,352 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $610,000 | 5,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,505 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $603,600 | 5,198 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 5,324 |
| Total interest expense | $269,000 | 7,869 |
| Net interest income | $1,990,000 | 4,416 |
| Provision for loan and lease losses | $135,000 | 3,272 |
| Total noninterest income | $511,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $490,000 | 1,731 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $21,000 | 7,777 |
| Total noninterest expense | $1,709,000 | 4,175 |
| Salaries and employee benefits | $1,064,000 | 3,721 |
| Premises and equipment expense | $249,000 | 4,056 |
| Additional noninterest expense | $396,000 | 5,039 |
| Pre-tax net operating income | $657,000 | 4,604 |
| Securities gains (losses) | $10,000 | 2,948 |
| Applicable income taxes | $306,000 | 3,216 |
| Income before extraordinary items | $361,000 | 5,656 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $361,000 | 5,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,430 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $354,600 | 5,491 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,103,000 | 5,434 |
| Total interest expense | $133,000 | 7,992 |
| Net interest income | $970,000 | 4,488 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $252,000 | 3,623 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $243,000 | 1,685 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $875,000 | 4,082 |
| Salaries and employee benefits | $541,000 | 3,652 |
| Premises and equipment expense | $130,000 | 3,924 |
| Additional noninterest expense | $204,000 | 4,894 |
| Pre-tax net operating income | $272,000 | 5,047 |
| Securities gains (losses) | $6,000 | 2,344 |
| Applicable income taxes | $135,000 | 3,410 |
| Income before extraordinary items | $143,000 | 6,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $143,000 | 6,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,019 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $139,160 | 6,013 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,291,000 | 5,689 |
| Total interest expense | $602,000 | 8,089 |
| Net interest income | $3,689,000 | 4,591 |
| Provision for loan and lease losses | $293,000 | 3,518 |
| Total noninterest income | $622,000 | 4,635 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $628,000 | 2,486 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-6,000 | 9,283 |
| Total noninterest expense | $3,108,000 | 4,342 |
| Salaries and employee benefits | $1,830,000 | 4,031 |
| Premises and equipment expense | $486,000 | 4,022 |
| Additional noninterest expense | $792,000 | 4,954 |
| Pre-tax net operating income | $910,000 | 5,448 |
| Securities gains (losses) | $-5,000 | 8,824 |
| Applicable income taxes | $361,000 | 4,098 |
| Income before extraordinary items | $544,000 | 6,202 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $544,000 | 6,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,336 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $547,200 | 6,039 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,033,000 | 6,326 |
| Total interest expense | $956,000 | 8,109 |
| Net interest income | $3,077,000 | 4,974 |
| Provision for loan and lease losses | $280,000 | 3,357 |
| Total noninterest income | $625,000 | 4,494 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $471,000 | 2,973 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $154,000 | 5,501 |
| Total noninterest expense | $2,635,000 | 4,788 |
| Salaries and employee benefits | $1,493,000 | 4,533 |
| Premises and equipment expense | $406,000 | 4,549 |
| Additional noninterest expense | $736,000 | 5,087 |
| Pre-tax net operating income | $787,000 | 5,527 |
| Securities gains (losses) | $4,000 | 4,008 |
| Applicable income taxes | $263,000 | 4,527 |
| Income before extraordinary items | $528,000 | 5,934 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $528,000 | 5,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,677 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $525,320 | 5,839 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,864,000 | 6,598 |
| Total interest expense | $1,054,000 | 8,123 |
| Net interest income | $2,810,000 | 5,388 |
| Provision for loan and lease losses | $186,000 | 3,893 |
| Total noninterest income | $392,000 | 5,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 3,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,011 |
| Total noninterest expense | $2,029,000 | 5,630 |
| Salaries and employee benefits | $1,070,000 | 5,657 |
| Premises and equipment expense | $270,000 | 5,774 |
| Additional noninterest expense | $689,000 | 5,232 |
| Pre-tax net operating income | $987,000 | 5,289 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $420,000 | 3,881 |
| Income before extraordinary items | $567,000 | 6,007 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $567,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,565 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 719 |
| Net operating income | $567,000 | 6,012 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,364,000 | 6,972 |
| Total interest expense | $960,000 | 8,277 |
| Net interest income | $2,404,000 | 5,951 |
| Provision for loan and lease losses | $76,000 | 5,754 |
| Total noninterest income | $321,000 | 6,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,178 |
| Total noninterest expense | $1,721,000 | 6,251 |
| Salaries and employee benefits | $1,004,000 | 5,871 |
| Premises and equipment expense | $292,000 | 5,553 |
| Additional noninterest expense | $425,000 | 7,083 |
| Pre-tax net operating income | $928,000 | 5,522 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $396,000 | 4,201 |
| Income before extraordinary items | $532,000 | 6,241 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $532,000 | 6,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,263 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 869 |
| Net operating income | $532,000 | 6,225 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,391,000 | 7,077 |
| Total interest expense | $1,227,000 | 7,839 |
| Net interest income | $2,164,000 | 6,359 |
| Provision for loan and lease losses | $79,000 | 5,632 |
| Total noninterest income | $335,000 | 6,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 3,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,291 |
| Total noninterest expense | $1,704,000 | 6,221 |
| Salaries and employee benefits | $1,019,000 | 5,711 |
| Premises and equipment expense | $267,000 | 5,734 |
| Additional noninterest expense | $418,000 | 7,071 |
| Pre-tax net operating income | $716,000 | 6,423 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $311,000 | 5,078 |
| Income before extraordinary items | $405,000 | 7,179 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $405,000 | 7,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,244 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 891 |
| Net operating income | $405,000 | 7,091 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,987,000 | 7,764 |
| Total interest expense | $1,036,000 | 8,585 |
| Net interest income | $1,951,000 | 7,023 |
| Provision for loan and lease losses | $87,000 | 5,506 |
| Total noninterest income | $360,000 | 6,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $310,000 | 3,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,438 |
| Total noninterest expense | $1,539,000 | 6,693 |
| Salaries and employee benefits | $891,000 | 6,336 |
| Premises and equipment expense | $228,000 | 6,375 |
| Additional noninterest expense | $420,000 | 7,190 |
| Pre-tax net operating income | $685,000 | 7,033 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-208,000 | 10,799 |
| Income before extraordinary items | $893,000 | 5,078 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $893,000 | 5,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,181 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $893,000 | 5,022 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,702,000 | 8,420 |
| Total interest expense | $976,000 | 9,096 |
| Net interest income | $1,726,000 | 7,713 |
| Provision for loan and lease losses | $45,000 | 6,812 |
| Total noninterest income | $359,000 | 6,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $308,000 | 4,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,849 |
| Total noninterest expense | $1,551,000 | 6,970 |
| Salaries and employee benefits | $849,000 | 6,721 |
| Premises and equipment expense | $200,000 | 7,027 |
| Additional noninterest expense | $502,000 | 7,041 |
| Pre-tax net operating income | $489,000 | 8,007 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-157,000 | 11,240 |
| Income before extraordinary items | $646,000 | 6,013 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $646,000 | 6,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,947 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $646,000 | 5,952 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,606,000 | 8,793 |
| Total interest expense | $992,000 | 9,284 |
| Net interest income | $1,614,000 | 8,226 |
| Provision for loan and lease losses | $45,000 | 6,418 |
| Total noninterest income | $334,000 | 6,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,433 |
| Total noninterest expense | $1,503,000 | 7,264 |
| Salaries and employee benefits | $818,000 | 7,002 |
| Premises and equipment expense | $211,000 | 6,988 |
| Additional noninterest expense | $474,000 | 7,482 |
| Pre-tax net operating income | $400,000 | 9,066 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-254,000 | 11,819 |
| Income before extraordinary items | $654,000 | 6,279 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $654,000 | 6,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,677 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $654,000 | 6,269 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,241,000 | 9,357 |
| Total interest expense | $704,000 | 10,072 |
| Net interest income | $1,537,000 | 8,777 |
| Provision for loan and lease losses | $32,000 | 7,014 |
| Total noninterest income | $317,000 | 7,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 5,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,924 |
| Total noninterest expense | $1,709,000 | 6,956 |
| Salaries and employee benefits | $777,000 | 7,334 |
| Premises and equipment expense | $219,000 | 7,072 |
| Additional noninterest expense | $713,000 | 6,227 |
| Pre-tax net operating income | $113,000 | 11,539 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-99,000 | 12,295 |
| Income before extraordinary items | $212,000 | 10,130 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $212,000 | 10,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 1,994 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $212,000 | 10,181 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,323,000 | 9,523 |
| Total interest expense | $843,000 | 9,817 |
| Net interest income | $1,480,000 | 9,179 |
| Provision for loan and lease losses | $57,000 | 7,209 |
| Total noninterest income | $305,000 | 7,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 5,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 9,332 |
| Total noninterest expense | $1,867,000 | 6,706 |
| Salaries and employee benefits | $754,000 | 7,618 |
| Premises and equipment expense | $248,000 | 6,711 |
| Additional noninterest expense | $865,000 | 5,553 |
| Pre-tax net operating income | $-139,000 | 12,633 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $10,000 | 11,823 |
| Income before extraordinary items | $-149,000 | 12,709 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-149,000 | 12,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $527,000 | 1,709 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,530,000 | 396 |
| Net operating income | $-149,000 | 12,621 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,761,000 | 9,410 |
| Total interest expense | $1,325,000 | 9,140 |
| Net interest income | $1,436,000 | 9,493 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $288,000 | 7,888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,328 |
| Total noninterest expense | $1,787,000 | 6,989 |
| Salaries and employee benefits | $672,000 | 8,207 |
| Premises and equipment expense | $263,000 | 6,563 |
| Additional noninterest expense | $852,000 | 5,781 |
| Pre-tax net operating income | $-213,000 | 13,109 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $6,000 | 12,482 |
| Income before extraordinary items | $-219,000 | 13,204 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-219,000 | 13,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,630,000 | 1,129 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-219,000 | 13,081 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.