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Rivers Edge Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$4,141,000	2,384
Total interest expense	$1,679,000	2,097
Net interest income	$2,462,000	2,520
Provision for loan and lease losses	$75,000	1,605
Total noninterest income	$168,000	3,053
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$56,000	2,502
Trading account gains and fees	NA	NA
Additional Noninterest Income	$112,000	2,931
Total noninterest expense	$1,611,000	2,769
Salaries and employee benefits	$991,000	2,614
Premises and equipment expense	$148,000	2,766
Additional noninterest expense	$112,000	2,931
Pre-tax net operating income	$944,000	2,291
Securities gains (losses)	$0	665
Applicable income taxes	$56,000	2,349
Income before extraordinary items	$888,000	2,197
Extraordinary gains, net	$0	47
Net income	$888,000	2,223
Minority interest net income	$0	65
Net income of bank and minority interests.	$888,000	2,197
Net charge-offs	$-30,000	4,238
Cash dividends	$325,000	1,620
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$888,000	2,213
2024-12-31 (YTD Data)		Rank
Total interest income	$16,009,000	2,391
Total interest expense	$7,181,000	2,067
Net interest income	$8,828,000	2,579
Provision for loan and lease losses	$200,000	2,053
Total noninterest income	$605,000	3,226
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$213,000	2,624
Trading account gains and fees	NA	NA
Additional Noninterest Income	$392,000	3,155
Total noninterest expense	$6,872,000	2,648
Salaries and employee benefits	$3,746,000	2,671
Premises and equipment expense	$569,000	2,783
Additional noninterest expense	$392,000	3,155
Pre-tax net operating income	$2,361,000	2,704
Securities gains (losses)	$0	940
Applicable income taxes	$115,000	2,636
Income before extraordinary items	$2,246,000	2,601
Extraordinary gains, net	$0	53
Net income	$2,246,000	2,626
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,246,000	2,601
Net charge-offs	$119,000	1,643
Cash dividends	$700,000	2,552
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$2,246,000	2,616
2024-09-30 (YTD Data)		Rank
Total interest income	$11,837,000	2,399
Total interest expense	$5,369,000	2,058
Net interest income	$6,468,000	2,600
Provision for loan and lease losses	$150,000	1,910
Total noninterest income	$405,000	3,304
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$156,000	2,648
Trading account gains and fees	NA	NA
Additional Noninterest Income	$249,000	3,242
Total noninterest expense	$5,302,000	2,578
Salaries and employee benefits	$2,840,000	2,643
Premises and equipment expense	$416,000	2,813
Additional noninterest expense	$249,000	3,242
Pre-tax net operating income	$1,421,000	2,949
Securities gains (losses)	$0	930
Applicable income taxes	$51,000	2,853
Income before extraordinary items	$1,370,000	2,833
Extraordinary gains, net	$0	51
Net income	$1,370,000	2,863
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,370,000	2,836
Net charge-offs	$120,000	1,296
Cash dividends	$400,000	2,440
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$1,370,000	2,841
2024-06-30 (YTD Data)		Rank
Total interest income	$7,724,000	2,411
Total interest expense	$3,434,000	2,076
Net interest income	$4,290,000	2,595
Provision for loan and lease losses	$75,000	2,021
Total noninterest income	$215,000	3,456
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$96,000	2,708
Trading account gains and fees	NA	NA
Additional Noninterest Income	$119,000	3,454
Total noninterest expense	$3,746,000	2,467
Salaries and employee benefits	$1,809,000	2,701
Premises and equipment expense	$273,000	2,828
Additional noninterest expense	$119,000	3,454
Pre-tax net operating income	$684,000	3,229
Securities gains (losses)	$0	628
Applicable income taxes	$15,000	3,057
Income before extraordinary items	$669,000	3,121
Extraordinary gains, net	$0	52
Net income	$669,000	3,157
Minority interest net income	$0	84
Net income of bank and minority interests.	$669,000	3,124
Net charge-offs	$123,000	994
Cash dividends	$200,000	2,541
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$669,000	3,129
2024-03-31 (YTD Data)		Rank
Total interest income	$3,752,000	2,432
Total interest expense	$1,641,000	2,082
Net interest income	$2,111,000	2,610
Provision for loan and lease losses	$25,000	2,023
Total noninterest income	$98,000	3,524
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$48,000	2,696
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	3,565
Total noninterest expense	$1,700,000	2,615
Salaries and employee benefits	$931,000	2,659
Premises and equipment expense	$130,000	2,889
Additional noninterest expense	$50,000	3,565
Pre-tax net operating income	$484,000	2,846
Securities gains (losses)	$0	689
Applicable income taxes	$16,000	2,787
Income before extraordinary items	$468,000	2,756
Extraordinary gains, net	$0	51
Net income	$468,000	2,786
Minority interest net income	$0	72
Net income of bank and minority interests.	$468,000	2,756
Net charge-offs	$14,000	1,421
Cash dividends	$200,000	1,783
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$468,000	2,761
2023-12-31 (YTD Data)		Rank
Total interest income	$12,886,000	2,498
Total interest expense	$4,652,000	2,104
Net interest income	$8,234,000	2,654
Provision for loan and lease losses	$20,000	3,063
Total noninterest income	$605,000	3,251
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$203,000	2,659
Trading account gains and fees	NA	NA
Additional Noninterest Income	$402,000	3,165
Total noninterest expense	$6,580,000	2,649
Salaries and employee benefits	$3,740,000	2,627
Premises and equipment expense	$560,000	2,806
Additional noninterest expense	$402,000	3,165
Pre-tax net operating income	$2,239,000	2,835
Securities gains (losses)	$0	988
Applicable income taxes	$113,000	2,742
Income before extraordinary items	$2,126,000	2,714
Extraordinary gains, net	$0	54
Net income	$2,126,000	2,742
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,126,000	2,716
Net charge-offs	$3,000	2,678
Cash dividends	$800,000	2,368
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,126,000	2,743
2023-09-30 (YTD Data)		Rank
Total interest income	$9,197,000	2,542
Total interest expense	$3,130,000	2,114
Net interest income	$6,067,000	2,696
Provision for loan and lease losses	$10,000	2,929
Total noninterest income	$467,000	3,225
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$148,000	2,712
Trading account gains and fees	NA	NA
Additional Noninterest Income	$319,000	3,113
Total noninterest expense	$4,697,000	2,713
Salaries and employee benefits	$2,869,000	2,578
Premises and equipment expense	$452,000	2,706
Additional noninterest expense	$319,000	3,112
Pre-tax net operating income	$1,827,000	2,795
Securities gains (losses)	$0	849
Applicable income taxes	$75,000	2,855
Income before extraordinary items	$1,752,000	2,667
Extraordinary gains, net	$0	52
Net income	$1,752,000	2,697
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,752,000	2,668
Net charge-offs	$5,000	2,314
Cash dividends	$600,000	2,093
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,752,000	2,690
2023-06-30 (YTD Data)		Rank
Total interest income	$5,746,000	2,596
Total interest expense	$1,776,000	2,158
Net interest income	$3,970,000	2,751
Provision for loan and lease losses	$0	2,940
Total noninterest income	$347,000	3,106
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$95,000	2,752
Trading account gains and fees	NA	NA
Additional Noninterest Income	$252,000	2,930
Total noninterest expense	$3,143,000	2,703
Salaries and employee benefits	$1,936,000	2,561
Premises and equipment expense	$310,000	2,658
Additional noninterest expense	$252,000	2,923
Pre-tax net operating income	$1,174,000	2,868
Securities gains (losses)	$0	938
Applicable income taxes	$49,000	2,894
Income before extraordinary items	$1,125,000	2,729
Extraordinary gains, net	$0	51
Net income	$1,125,000	2,759
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,125,000	2,729
Net charge-offs	$11,000	1,777
Cash dividends	$400,000	2,106
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,125,000	2,747
2023-03-31 (YTD Data)		Rank
Total interest income	$2,757,000	2,640
Total interest expense	$761,000	2,153
Net interest income	$1,996,000	2,743
Provision for loan and lease losses	$0	2,612
Total noninterest income	$114,000	3,496
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$45,000	2,828
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	3,452
Total noninterest expense	$1,586,000	2,710
Salaries and employee benefits	$998,000	2,556
Premises and equipment expense	$166,000	2,591
Additional noninterest expense	$69,000	3,452
Pre-tax net operating income	$524,000	3,045
Securities gains (losses)	$0	950
Applicable income taxes	$21,000	2,950
Income before extraordinary items	$503,000	2,917
Extraordinary gains, net	$0	4
Net income	$503,000	2,916
Minority interest net income	$0	48
Net income of bank and minority interests.	$503,000	2,917
Net charge-offs	$12,000	1,306
Cash dividends	$200,000	1,791
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$503,000	2,937
2022-12-31 (YTD Data)		Rank
Total interest income	$8,981,000	2,684
Total interest expense	$1,383,000	2,011
Net interest income	$7,598,000	2,761
Provision for loan and lease losses	$-100,000	4,353
Total noninterest income	$506,000	3,518
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$176,000	2,894
Trading account gains and fees	NA	NA
Additional Noninterest Income	$330,000	3,438
Total noninterest expense	$5,765,000	2,811
Salaries and employee benefits	$3,644,000	2,646
Premises and equipment expense	$524,000	2,921
Additional noninterest expense	$330,000	3,438
Pre-tax net operating income	$2,439,000	2,893
Securities gains (losses)	$0	691
Applicable income taxes	$131,000	2,867
Income before extraordinary items	$2,308,000	2,778
Extraordinary gains, net	$0	5
Net income	$2,308,000	2,775
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,308,000	2,777
Net charge-offs	$5,000	2,318
Cash dividends	$1,800,000	1,599
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,308,000	2,805
2022-09-30 (YTD Data)		Rank
Total interest income	$6,348,000	2,717
Total interest expense	$800,000	2,045
Net interest income	$5,548,000	2,777
Provision for loan and lease losses	$-100,000	4,450
Total noninterest income	$360,000	3,587
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$134,000	2,895
Trading account gains and fees	NA	NA
Additional Noninterest Income	$226,000	3,550
Total noninterest expense	$4,278,000	2,810
Salaries and employee benefits	$2,737,000	2,637
Premises and equipment expense	$376,000	2,995
Additional noninterest expense	$226,000	3,550
Pre-tax net operating income	$1,730,000	2,938
Securities gains (losses)	$0	740
Applicable income taxes	$78,000	2,993
Income before extraordinary items	$1,652,000	2,818
Extraordinary gains, net	$0	4
Net income	$1,652,000	2,816
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,652,000	2,817
Net charge-offs	$3,000	2,106
Cash dividends	$1,600,000	1,292
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,652,000	2,851
2022-06-30 (YTD Data)		Rank
Total interest income	$3,952,000	2,775
Total interest expense	$479,000	2,015
Net interest income	$3,473,000	2,848
Provision for loan and lease losses	$-100,000	4,474
Total noninterest income	$278,000	3,449
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$88,000	2,910
Trading account gains and fees	NA	NA
Additional Noninterest Income	$190,000	3,363
Total noninterest expense	$2,793,000	2,847
Salaries and employee benefits	$1,804,000	2,660
Premises and equipment expense	$249,000	3,020
Additional noninterest expense	$740,000	3,114
Pre-tax net operating income	$1,058,000	2,949
Securities gains (losses)	$0	687
Applicable income taxes	$46,000	2,969
Income before extraordinary items	$1,012,000	2,815
Extraordinary gains, net	$0	4
Net income	$1,012,000	2,813
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,012,000	2,815
Net charge-offs	$3,000	1,878
Cash dividends	$1,400,000	1,108
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,012,000	2,849
2022-03-31 (YTD Data)		Rank
Total interest income	$1,872,000	2,831
Total interest expense	$245,000	1,946
Net interest income	$1,627,000	2,905
Provision for loan and lease losses	$-100,000	4,515
Total noninterest income	$126,000	3,512
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$43,000	2,929
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	3,458
Total noninterest expense	$1,374,000	2,873
Salaries and employee benefits	$891,000	2,678
Premises and equipment expense	$128,000	2,991
Additional noninterest expense	$355,000	3,167
Pre-tax net operating income	$479,000	2,962
Securities gains (losses)	$0	623
Applicable income taxes	$24,000	2,851
Income before extraordinary items	$455,000	2,842
Extraordinary gains, net	$0	4
Net income	$455,000	2,840
Minority interest net income	$0	50
Net income of bank and minority interests.	$455,000	2,842
Net charge-offs	$4,000	1,408
Cash dividends	$1,200,000	684
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$455,000	2,871
2021-12-31 (YTD Data)		Rank
Total interest income	$9,112,000	2,598
Total interest expense	$1,200,000	1,955
Net interest income	$7,912,000	2,667
Provision for loan and lease losses	$0	3,064
Total noninterest income	$548,000	3,560
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$183,000	2,803
Trading account gains and fees	NA	NA
Additional Noninterest Income	$365,000	3,552
Total noninterest expense	$5,288,000	2,930
Salaries and employee benefits	$3,516,000	2,697
Premises and equipment expense	$523,000	2,963
Additional noninterest expense	$1,249,000	3,387
Pre-tax net operating income	$3,172,000	2,618
Securities gains (losses)	$0	2,062
Applicable income taxes	$165,000	2,799
Income before extraordinary items	$3,007,000	2,539
Extraordinary gains, net	$0	10
Net income	$3,007,000	2,540
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,007,000	2,540
Net charge-offs	$3,000	2,526
Cash dividends	$1,050,000	2,158
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,007,000	2,515
2021-09-30 (YTD Data)		Rank
Total interest income	$7,035,000	2,599
Total interest expense	$930,000	2,000
Net interest income	$6,105,000	2,666
Provision for loan and lease losses	$100,000	1,926
Total noninterest income	$387,000	3,662
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$138,000	2,808
Trading account gains and fees	NA	NA
Additional Noninterest Income	$249,000	3,687
Total noninterest expense	$3,899,000	2,974
Salaries and employee benefits	$2,607,000	2,735
Premises and equipment expense	$387,000	3,000
Additional noninterest expense	$905,000	3,452
Pre-tax net operating income	$2,493,000	2,673
Securities gains (losses)	$0	2,015
Applicable income taxes	$136,000	2,776
Income before extraordinary items	$2,357,000	2,593
Extraordinary gains, net	$0	8
Net income	$2,357,000	2,593
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,357,000	2,593
Net charge-offs	$16,000	1,827
Cash dividends	$1,050,000	1,687
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,357,000	2,562
2021-06-30 (YTD Data)		Rank
Total interest income	$4,987,000	2,515
Total interest expense	$636,000	2,026
Net interest income	$4,351,000	2,569
Provision for loan and lease losses	$0	2,862
Total noninterest income	$227,000	3,785
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$91,000	2,771
Trading account gains and fees	NA	NA
Additional Noninterest Income	$136,000	3,842
Total noninterest expense	$2,605,000	2,966
Salaries and employee benefits	$1,782,000	2,689
Premises and equipment expense	$255,000	3,011
Additional noninterest expense	$568,000	3,545
Pre-tax net operating income	$1,973,000	2,415
Securities gains (losses)	$0	1,818
Applicable income taxes	$104,000	2,713
Income before extraordinary items	$1,869,000	2,318
Extraordinary gains, net	$0	6
Net income	$1,869,000	2,317
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,869,000	2,318
Net charge-offs	$16,000	1,585
Cash dividends	$825,000	1,533
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,869,000	2,285
2021-03-31 (YTD Data)		Rank
Total interest income	$2,621,000	2,434
Total interest expense	$322,000	2,082
Net interest income	$2,299,000	2,466
Provision for loan and lease losses	$0	2,741
Total noninterest income	$96,000	3,907
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$45,000	2,783
Trading account gains and fees	NA	NA
Additional Noninterest Income	$51,000	3,996
Total noninterest expense	$1,330,000	2,928
Salaries and employee benefits	$911,000	2,643
Premises and equipment expense	$129,000	3,015
Additional noninterest expense	$290,000	3,470
Pre-tax net operating income	$1,065,000	2,283
Securities gains (losses)	$0	1,392
Applicable income taxes	$56,000	2,634
Income before extraordinary items	$1,009,000	2,200
Extraordinary gains, net	$0	3
Net income	$1,009,000	2,200
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,009,000	2,200
Net charge-offs	$16,000	1,219
Cash dividends	$600,000	1,054
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,009,000	2,163
2020-12-31 (YTD Data)		Rank
Total interest income	$9,465,000	2,599
Total interest expense	$1,684,000	2,208
Net interest income	$7,781,000	2,649
Provision for loan and lease losses	$200,000	3,026
Total noninterest income	$568,000	3,497
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$174,000	2,942
Trading account gains and fees	NA	NA
Additional Noninterest Income	$394,000	3,386
Total noninterest expense	$5,168,000	2,945
Salaries and employee benefits	$3,502,000	2,680
Premises and equipment expense	$426,000	3,301
Additional noninterest expense	$1,240,000	3,361
Pre-tax net operating income	$2,981,000	2,435
Securities gains (losses)	$0	2,675
Applicable income taxes	$151,000	2,716
Income before extraordinary items	$2,830,000	2,378
Extraordinary gains, net	$0	4
Net income	$2,830,000	2,378
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,830,000	2,378
Net charge-offs	$4,000	3,213
Cash dividends	$2,025,000	1,496
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,830,000	2,324
2020-09-30 (YTD Data)		Rank
Total interest income	$7,275,000	2,575
Total interest expense	$1,317,000	2,244
Net interest income	$5,958,000	2,630
Provision for loan and lease losses	$450,000	2,049
Total noninterest income	$418,000	3,504
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$127,000	2,981
Trading account gains and fees	NA	NA
Additional Noninterest Income	$291,000	3,379
Total noninterest expense	$3,920,000	2,907
Salaries and employee benefits	$2,639,000	2,665
Premises and equipment expense	$317,000	3,319
Additional noninterest expense	$964,000	3,275
Pre-tax net operating income	$2,006,000	2,577
Securities gains (losses)	$0	2,494
Applicable income taxes	$129,000	2,661
Income before extraordinary items	$1,877,000	2,523
Extraordinary gains, net	$0	4
Net income	$1,877,000	2,523
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,877,000	2,523
Net charge-offs	$-2,000	3,908
Cash dividends	$1,800,000	1,191
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,877,000	2,480
2020-06-30 (YTD Data)		Rank
Total interest income	$4,930,000	2,575
Total interest expense	$919,000	2,269
Net interest income	$4,011,000	2,636
Provision for loan and lease losses	$300,000	2,042
Total noninterest income	$262,000	3,546
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$87,000	2,989
Trading account gains and fees	NA	NA
Additional Noninterest Income	$175,000	3,446
Total noninterest expense	$2,606,000	2,919
Salaries and employee benefits	$1,784,000	2,664
Premises and equipment expense	$213,000	3,310
Additional noninterest expense	$609,000	3,384
Pre-tax net operating income	$1,367,000	2,530
Securities gains (losses)	$0	2,249
Applicable income taxes	$87,000	2,617
Income before extraordinary items	$1,280,000	2,457
Extraordinary gains, net	$0	4
Net income	$1,280,000	2,455
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,280,000	2,457
Net charge-offs	$4,000	2,717
Cash dividends	$1,575,000	955
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,280,000	2,421
2020-03-31 (YTD Data)		Rank
Total interest income	$2,361,000	2,655
Total interest expense	$505,000	2,275
Net interest income	$1,856,000	2,724
Provision for loan and lease losses	$150,000	1,627
Total noninterest income	$97,000	3,830
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$52,000	3,015
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	3,931
Total noninterest expense	$1,246,000	3,034
Salaries and employee benefits	$820,000	2,801
Premises and equipment expense	$113,000	3,235
Additional noninterest expense	$313,000	3,375
Pre-tax net operating income	$557,000	2,642
Securities gains (losses)	$0	1,705
Applicable income taxes	$36,000	2,600
Income before extraordinary items	$521,000	2,585
Extraordinary gains, net	$0	4
Net income	$521,000	2,585
Minority interest net income	$0	56
Net income of bank and minority interests.	$521,000	2,586
Net charge-offs	$6,000	2,039
Cash dividends	$1,200,000	718
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$521,000	2,562
2019-12-31 (YTD Data)		Rank
Total interest income	$9,631,000	2,640
Total interest expense	$2,285,000	2,157
Net interest income	$7,346,000	2,766
Provision for loan and lease losses	$260,000	2,099
Total noninterest income	$462,000	3,749
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$338,000	2,428
Trading account gains and fees	NA	NA
Additional Noninterest Income	$124,000	4,292
Total noninterest expense	$4,937,000	3,034
Salaries and employee benefits	$3,304,000	2,760
Premises and equipment expense	$414,000	3,410
Additional noninterest expense	$1,219,000	3,467
Pre-tax net operating income	$2,611,000	2,677
Securities gains (losses)	$12,000	1,837
Applicable income taxes	$139,000	2,850
Income before extraordinary items	$2,484,000	2,577
Extraordinary gains, net	$0	11
Net income	$2,484,000	2,578
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,484,000	2,579
Net charge-offs	$13,000	3,248
Cash dividends	$1,500,000	1,874
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,472,600	2,549
2019-09-30 (YTD Data)		Rank
Total interest income	$7,213,000	2,685
Total interest expense	$1,708,000	2,179
Net interest income	$5,505,000	2,800
Provision for loan and lease losses	$210,000	1,919
Total noninterest income	$364,000	3,739
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$247,000	2,491
Trading account gains and fees	NA	NA
Additional Noninterest Income	$117,000	4,185
Total noninterest expense	$3,699,000	3,054
Salaries and employee benefits	$2,493,000	2,763
Premises and equipment expense	$297,000	3,514
Additional noninterest expense	$909,000	3,498
Pre-tax net operating income	$1,960,000	2,761
Securities gains (losses)	$12,000	1,604
Applicable income taxes	$113,000	2,870
Income before extraordinary items	$1,859,000	2,651
Extraordinary gains, net	$0	11
Net income	$1,859,000	2,652
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,859,000	2,652
Net charge-offs	$16,000	2,802
Cash dividends	$1,125,000	1,683
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,847,720	2,621
2019-06-30 (YTD Data)		Rank
Total interest income	$4,745,000	2,715
Total interest expense	$1,132,000	2,160
Net interest income	$3,613,000	2,841
Provision for loan and lease losses	$160,000	1,743
Total noninterest income	$238,000	3,751
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$157,000	2,546
Trading account gains and fees	NA	NA
Additional Noninterest Income	$81,000	4,165
Total noninterest expense	$2,438,000	3,096
Salaries and employee benefits	$1,646,000	2,794
Premises and equipment expense	$195,000	3,561
Additional noninterest expense	$597,000	3,553
Pre-tax net operating income	$1,253,000	2,783
Securities gains (losses)	$0	1,702
Applicable income taxes	$73,000	2,883
Income before extraordinary items	$1,180,000	2,697
Extraordinary gains, net	$0	11
Net income	$1,180,000	2,696
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,180,000	2,696
Net charge-offs	$15,000	2,458
Cash dividends	$750,000	1,703
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,180,000	2,665
2019-03-31 (YTD Data)		Rank
Total interest income	$2,315,000	2,765
Total interest expense	$552,000	2,173
Net interest income	$1,763,000	2,902
Provision for loan and lease losses	$60,000	1,874
Total noninterest income	$96,000	3,980
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$74,000	2,647
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,000	4,583
Total noninterest expense	$1,236,000	3,097
Salaries and employee benefits	$816,000	2,823
Premises and equipment expense	$97,000	3,596
Additional noninterest expense	$323,000	3,417
Pre-tax net operating income	$563,000	2,907
Securities gains (losses)	$0	1,087
Applicable income taxes	$28,000	2,989
Income before extraordinary items	$535,000	2,805
Extraordinary gains, net	$0	5
Net income	$535,000	2,805
Minority interest net income	$0	52
Net income of bank and minority interests.	$535,000	2,804
Net charge-offs	$1,000	2,582
Cash dividends	$375,000	1,557
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$535,000	2,794
2018-12-31 (YTD Data)		Rank
Total interest income	$8,774,000	2,767
Total interest expense	$1,525,000	2,308
Net interest income	$7,249,000	2,831
Provision for loan and lease losses	$325,000	1,879
Total noninterest income	$351,000	4,172
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$285,000	2,829
Trading account gains and fees	NA	NA
Additional Noninterest Income	$66,000	4,791
Total noninterest expense	$5,036,000	3,043
Salaries and employee benefits	$3,240,000	2,818
Premises and equipment expense	$424,000	3,424
Additional noninterest expense	$1,372,000	3,346
Pre-tax net operating income	$2,239,000	2,953
Securities gains (losses)	$0	1,125
Applicable income taxes	$108,000	3,047
Income before extraordinary items	$2,131,000	2,839
Extraordinary gains, net	$0	6
Net income	$2,131,000	2,838
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,131,000	2,838
Net charge-offs	$7,000	3,458
Cash dividends	$1,500,000	1,725
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,131,000	2,834
2018-09-30 (YTD Data)		Rank
Total interest income	$6,454,000	2,801
Total interest expense	$1,026,000	2,408
Net interest income	$5,428,000	2,850
Provision for loan and lease losses	$245,000	1,778
Total noninterest income	$238,000	4,302
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$200,000	2,935
Trading account gains and fees	NA	NA
Additional Noninterest Income	$38,000	4,971
Total noninterest expense	$3,712,000	3,078
Salaries and employee benefits	$2,329,000	2,904
Premises and equipment expense	$322,000	3,453
Additional noninterest expense	$1,061,000	3,288
Pre-tax net operating income	$1,709,000	2,996
Securities gains (losses)	$0	1,118
Applicable income taxes	$100,000	3,006
Income before extraordinary items	$1,609,000	2,882
Extraordinary gains, net	$0	5
Net income	$1,609,000	2,882
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,609,000	2,882
Net charge-offs	$6,000	3,153
Cash dividends	$1,125,000	1,565
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,609,000	2,869
2018-06-30 (YTD Data)		Rank
Total interest income	$4,233,000	2,817
Total interest expense	$655,000	2,397
Net interest income	$3,578,000	2,876
Provision for loan and lease losses	$180,000	1,601
Total noninterest income	$136,000	4,496
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$119,000	3,098
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,000	5,155
Total noninterest expense	$2,500,000	3,076
Salaries and employee benefits	$1,555,000	2,917
Premises and equipment expense	$212,000	3,499
Additional noninterest expense	$733,000	3,235
Pre-tax net operating income	$1,034,000	3,114
Securities gains (losses)	$0	961
Applicable income taxes	$60,000	3,036
Income before extraordinary items	$974,000	3,002
Extraordinary gains, net	$0	6
Net income	$974,000	3,001
Minority interest net income	$0	65
Net income of bank and minority interests.	$974,000	3,001
Net charge-offs	$3,000	2,950
Cash dividends	$750,000	1,560
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$974,000	2,995
2018-03-31 (YTD Data)		Rank
Total interest income	$2,066,000	2,872
Total interest expense	$296,000	2,485
Net interest income	$1,770,000	2,913
Provision for loan and lease losses	$65,000	1,845
Total noninterest income	$57,000	4,662
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$45,000	3,489
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,000	5,070
Total noninterest expense	$1,264,000	3,077
Salaries and employee benefits	$762,000	2,976
Premises and equipment expense	$106,000	3,544
Additional noninterest expense	$396,000	3,074
Pre-tax net operating income	$498,000	3,106
Securities gains (losses)	$0	735
Applicable income taxes	$28,000	3,066
Income before extraordinary items	$470,000	2,997
Extraordinary gains, net	$0	7
Net income	$470,000	2,999
Minority interest net income	$0	52
Net income of bank and minority interests.	$470,000	2,998
Net charge-offs	$0	2,722
Cash dividends	$375,000	1,428
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$470,000	2,990
2017-12-31 (YTD Data)		Rank
Total interest income	$7,726,000	2,941
Total interest expense	$953,000	2,621
Net interest income	$6,773,000	2,960
Provision for loan and lease losses	$175,000	2,522
Total noninterest income	$423,000	4,134
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$228,000	3,280
Trading account gains and fees	NA	NA
Additional Noninterest Income	$195,000	4,239
Total noninterest expense	$5,207,000	3,029
Salaries and employee benefits	$3,222,000	2,854
Premises and equipment expense	$532,000	3,151
Additional noninterest expense	$1,453,000	3,301
Pre-tax net operating income	$1,814,000	3,262
Securities gains (losses)	$0	2,243
Applicable income taxes	$60,000	3,469
Income before extraordinary items	$1,754,000	2,902
Extraordinary gains, net	$0	9
Net income	$1,754,000	2,901
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,754,000	2,902
Net charge-offs	$3,000	3,939
Cash dividends	$1,820,000	1,524
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,754,000	2,877
2017-09-30 (YTD Data)		Rank
Total interest income	$5,655,000	2,999
Total interest expense	$665,000	2,738
Net interest income	$4,990,000	3,004
Provision for loan and lease losses	$125,000	2,461
Total noninterest income	$318,000	4,182
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$170,000	3,312
Trading account gains and fees	NA	NA
Additional Noninterest Income	$148,000	4,271
Total noninterest expense	$3,731,000	3,113
Salaries and employee benefits	$2,374,000	2,908
Premises and equipment expense	$349,000	3,423
Additional noninterest expense	$1,008,000	3,445
Pre-tax net operating income	$1,452,000	3,241
Securities gains (losses)	$0	2,274
Applicable income taxes	$84,000	3,245
Income before extraordinary items	$1,368,000	3,000
Extraordinary gains, net	$0	9
Net income	$1,368,000	2,999
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,368,000	3,000
Net charge-offs	$1,000	3,697
Cash dividends	$1,820,000	1,134
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,368,000	2,979
2017-06-30 (YTD Data)		Rank
Total interest income	$1,999,000	4,198
Total interest expense	$184,000	4,119
Net interest income	$1,815,000	4,169
Provision for loan and lease losses	$85,000	2,395
Total noninterest income	$126,000	4,735
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$40,000	4,624
Trading account gains and fees	NA	NA
Additional Noninterest Income	$86,000	4,424
Total noninterest expense	$1,287,000	4,428
Salaries and employee benefits	$815,000	4,181
Premises and equipment expense	$143,000	4,291
Additional noninterest expense	$329,000	4,741
Pre-tax net operating income	$569,000	3,963
Securities gains (losses)	$0	1,906
Applicable income taxes	$34,000	3,471
Income before extraordinary items	$535,000	3,819
Extraordinary gains, net	$0	11
Net income	$535,000	3,816
Minority interest net income	$0	71
Net income of bank and minority interests.	$535,000	3,819
Net charge-offs	$1,000	3,381
Cash dividends	$1,000,000	1,294
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$535,000	3,799
2017-03-31 (YTD Data)		Rank
Total interest income	$938,000	4,315
Total interest expense	$84,000	4,273
Net interest income	$854,000	4,287
Provision for loan and lease losses	$25,000	2,651
Total noninterest income	$55,000	4,892
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$18,000	4,751
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	4,614
Total noninterest expense	$636,000	4,477
Salaries and employee benefits	$410,000	4,225
Premises and equipment expense	$71,000	4,350
Additional noninterest expense	$155,000	4,876
Pre-tax net operating income	$248,000	4,111
Securities gains (losses)	$0	1,153
Applicable income taxes	$14,000	3,484
Income before extraordinary items	$234,000	3,935
Extraordinary gains, net	$0	8
Net income	$234,000	3,933
Minority interest net income	$0	55
Net income of bank and minority interests.	$234,000	3,935
Net charge-offs	$1,000	2,795
Cash dividends	$775,000	891
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$234,000	3,920
2016-12-31 (YTD Data)		Rank
Total interest income	$3,681,000	4,366
Total interest expense	$326,000	4,348
Net interest income	$3,355,000	4,318
Provision for loan and lease losses	$0	4,332
Total noninterest income	$263,000	4,802
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$79,000	4,788
Trading account gains and fees	$0	170
Additional Noninterest Income	$184,000	4,430
Total noninterest expense	$2,449,000	4,583
Salaries and employee benefits	$1,624,000	4,241
Premises and equipment expense	$299,000	4,313
Additional noninterest expense	$526,000	5,155
Pre-tax net operating income	$1,169,000	3,857
Securities gains (losses)	$0	3,212
Applicable income taxes	$-27,000	5,705
Income before extraordinary items	$1,196,000	3,645
Extraordinary gains, net	$0	5
Net income	$1,196,000	3,643
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,196,000	3,644
Net charge-offs	$2,000	4,145
Cash dividends	$625,000	2,725
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,196,000	3,577
2016-09-30 (YTD Data)		Rank
Total interest income	$2,726,000	4,421
Total interest expense	$239,000	4,414
Net interest income	$2,487,000	4,373
Provision for loan and lease losses	$0	4,186
Total noninterest income	$188,000	4,894
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$60,000	4,816
Trading account gains and fees	$0	169
Additional Noninterest Income	$128,000	4,574
Total noninterest expense	$1,781,000	4,651
Salaries and employee benefits	$1,159,000	4,348
Premises and equipment expense	$225,000	4,334
Additional noninterest expense	$397,000	5,196
Pre-tax net operating income	$894,000	3,890
Securities gains (losses)	$0	3,160
Applicable income taxes	$-31,000	5,843
Income before extraordinary items	$925,000	3,636
Extraordinary gains, net	$0	5
Net income	$925,000	3,634
Minority interest net income	$0	71
Net income of bank and minority interests.	$925,000	3,636
Net charge-offs	$2,000	3,786
Cash dividends	$325,000	2,810
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$925,000	3,568
2016-06-30 (YTD Data)		Rank
Total interest income	$1,780,000	4,487
Total interest expense	$158,000	4,449
Net interest income	$1,622,000	4,448
Provision for loan and lease losses	$0	4,017
Total noninterest income	$119,000	4,975
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$40,000	4,835
Trading account gains and fees	$0	157
Additional Noninterest Income	$79,000	4,654
Total noninterest expense	$1,171,000	4,732
Salaries and employee benefits	$765,000	4,398
Premises and equipment expense	$150,000	4,354
Additional noninterest expense	$256,000	5,286
Pre-tax net operating income	$570,000	3,968
Securities gains (losses)	$0	2,835
Applicable income taxes	$-28,000	5,940
Income before extraordinary items	$598,000	3,689
Extraordinary gains, net	$0	16
Net income	$598,000	3,686
Minority interest net income	$0	71
Net income of bank and minority interests.	$598,000	3,688
Net charge-offs	$0	3,689
Cash dividends	$150,000	3,022
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$598,000	3,620
2016-03-31 (YTD Data)		Rank
Total interest income	$871,000	4,566
Total interest expense	$75,000	4,547
Net interest income	$796,000	4,513
Provision for loan and lease losses	$0	3,656
Total noninterest income	$57,000	5,015
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$21,000	4,775
Trading account gains and fees	$0	142
Additional Noninterest Income	$36,000	4,741
Total noninterest expense	$607,000	4,688
Salaries and employee benefits	$396,000	4,371
Premises and equipment expense	$75,000	4,390
Additional noninterest expense	$136,000	5,254
Pre-tax net operating income	$246,000	4,160
Securities gains (losses)	$0	2,077
Applicable income taxes	$13,000	3,656
Income before extraordinary items	$233,000	4,030
Extraordinary gains, net	$0	12
Net income	$233,000	4,027
Minority interest net income	$0	62
Net income of bank and minority interests.	$233,000	4,028
Net charge-offs	$0	3,094
Cash dividends	$150,000	2,118
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$233,000	3,974
2015-12-31 (YTD Data)		Rank
Total interest income	$3,791,000	4,412
Total interest expense	$315,000	4,528
Net interest income	$3,476,000	4,360
Provision for loan and lease losses	$100,000	3,023
Total noninterest income	$222,000	5,119
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$73,000	5,066
Trading account gains and fees	$0	159
Additional Noninterest Income	$149,000	4,751
Total noninterest expense	$2,492,000	4,701
Salaries and employee benefits	$1,645,000	4,292
Premises and equipment expense	$282,000	4,576
Additional noninterest expense	$565,000	5,254
Pre-tax net operating income	$1,106,000	3,948
Securities gains (losses)	$0	3,216
Applicable income taxes	$67,000	3,520
Income before extraordinary items	$1,039,000	3,869
Extraordinary gains, net	$0	23
Net income	$1,039,000	3,870
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,039,000	3,871
Net charge-offs	$7,000	4,121
Cash dividends	$581,000	2,781
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,039,000	3,810
2015-09-30 (YTD Data)		Rank
Total interest income	$2,858,000	4,450
Total interest expense	$239,000	4,580
Net interest income	$2,619,000	4,387
Provision for loan and lease losses	$100,000	2,641
Total noninterest income	$160,000	5,213
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$53,000	5,151
Trading account gains and fees	$0	153
Additional Noninterest Income	$107,000	4,839
Total noninterest expense	$1,816,000	4,781
Salaries and employee benefits	$1,193,000	4,390
Premises and equipment expense	$201,000	4,709
Additional noninterest expense	$422,000	5,300
Pre-tax net operating income	$863,000	3,980
Securities gains (losses)	$0	3,031
Applicable income taxes	$53,000	3,608
Income before extraordinary items	$810,000	3,862
Extraordinary gains, net	$0	21
Net income	$810,000	3,861
Minority interest net income	$0	78
Net income of bank and minority interests.	$810,000	3,862
Net charge-offs	$7,000	3,743
Cash dividends	$502,000	2,308
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$810,000	3,812
2015-06-30 (YTD Data)		Rank
Total interest income	$1,868,000	4,517
Total interest expense	$159,000	4,621
Net interest income	$1,709,000	4,458
Provision for loan and lease losses	$100,000	2,201
Total noninterest income	$110,000	5,203
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$34,000	5,212
Trading account gains and fees	$0	157
Additional Noninterest Income	$76,000	4,793
Total noninterest expense	$1,190,000	4,858
Salaries and employee benefits	$797,000	4,438
Premises and equipment expense	$123,000	4,873
Additional noninterest expense	$270,000	5,397
Pre-tax net operating income	$529,000	4,097
Securities gains (losses)	$0	2,636
Applicable income taxes	$34,000	3,643
Income before extraordinary items	$495,000	3,996
Extraordinary gains, net	$0	22
Net income	$495,000	3,996
Minority interest net income	$0	75
Net income of bank and minority interests.	$495,000	3,998
Net charge-offs	$7,000	3,368
Cash dividends	$358,000	2,256
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$495,000	3,922
2015-03-31 (YTD Data)		Rank
Total interest income	$909,000	4,602
Total interest expense	$77,000	4,734
Net interest income	$832,000	4,531
Provision for loan and lease losses	$50,000	2,062
Total noninterest income	$51,000	5,292
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$16,000	5,276
Trading account gains and fees	$0	152
Additional Noninterest Income	$35,000	4,901
Total noninterest expense	$576,000	4,952
Salaries and employee benefits	$385,000	4,534
Premises and equipment expense	$53,000	5,153
Additional noninterest expense	$138,000	5,400
Pre-tax net operating income	$257,000	4,105
Securities gains (losses)	$0	2,027
Applicable income taxes	$17,000	3,603
Income before extraordinary items	$240,000	4,019
Extraordinary gains, net	$0	13
Net income	$240,000	4,023
Minority interest net income	$0	64
Net income of bank and minority interests.	$240,000	4,023
Net charge-offs	$7,000	2,613
Cash dividends	$258,000	1,653
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$240,000	3,941
2014-12-31 (YTD Data)		Rank
Total interest income	$3,673,000	4,652
Total interest expense	$289,000	5,007
Net interest income	$3,384,000	4,555
Provision for loan and lease losses	$293,000	2,040
Total noninterest income	$291,000	5,023
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$69,000	5,405
Trading account gains and fees	$0	180
Additional Noninterest Income	$222,000	4,401
Total noninterest expense	$2,247,000	5,070
Salaries and employee benefits	$1,499,000	4,634
Premises and equipment expense	$189,000	5,424
Additional noninterest expense	$559,000	5,491
Pre-tax net operating income	$1,135,000	3,943
Securities gains (losses)	$0	3,259
Applicable income taxes	$70,000	3,575
Income before extraordinary items	$1,065,000	3,846
Extraordinary gains, net	$0	17
Net income	$1,065,000	3,846
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,065,000	3,847
Net charge-offs	$1,000	4,914
Cash dividends	$249,000	3,573
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,065,000	3,798
2014-09-30 (YTD Data)		Rank
Total interest income	$2,736,000	4,715
Total interest expense	$225,000	5,022
Net interest income	$2,511,000	4,617
Provision for loan and lease losses	$233,000	1,900
Total noninterest income	$191,000	5,244
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$57,000	5,385
Trading account gains and fees	$0	174
Additional Noninterest Income	$134,000	4,707
Total noninterest expense	$1,646,000	5,144
Salaries and employee benefits	$1,073,000	4,773
Premises and equipment expense	$141,000	5,489
Additional noninterest expense	$432,000	5,492
Pre-tax net operating income	$823,000	4,085
Securities gains (losses)	$0	2,980
Applicable income taxes	$58,000	3,593
Income before extraordinary items	$765,000	3,981
Extraordinary gains, net	$0	15
Net income	$765,000	3,984
Minority interest net income	$0	81
Net income of bank and minority interests.	$765,000	3,984
Net charge-offs	$1,000	4,590
Cash dividends	$94,000	3,488
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$765,000	3,927
2014-06-30 (YTD Data)		Rank
Total interest income	$1,786,000	4,783
Total interest expense	$151,000	5,063
Net interest income	$1,635,000	4,681
Provision for loan and lease losses	$138,000	2,006
Total noninterest income	$101,000	5,490
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$39,000	5,372
Trading account gains and fees	$0	172
Additional Noninterest Income	$62,000	5,120
Total noninterest expense	$1,063,000	5,235
Salaries and employee benefits	$705,000	4,832
Premises and equipment expense	$90,000	5,580
Additional noninterest expense	$268,000	5,624
Pre-tax net operating income	$535,000	4,063
Securities gains (losses)	$0	2,580
Applicable income taxes	$37,000	3,595
Income before extraordinary items	$498,000	3,976
Extraordinary gains, net	$0	20
Net income	$498,000	3,982
Minority interest net income	$0	80
Net income of bank and minority interests.	$498,000	3,982
Net charge-offs	$3,000	4,063
Cash dividends	$46,000	3,462
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$498,000	3,916
2014-03-31 (YTD Data)		Rank
Total interest income	$862,000	4,900
Total interest expense	$69,000	5,276
Net interest income	$793,000	4,790
Provision for loan and lease losses	$40,000	2,444
Total noninterest income	$55,000	5,414
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$20,000	5,361
Trading account gains and fees	$0	147
Additional Noninterest Income	$35,000	4,979
Total noninterest expense	$532,000	5,304
Salaries and employee benefits	$349,000	4,913
Premises and equipment expense	$46,000	5,610
Additional noninterest expense	$137,000	5,655
Pre-tax net operating income	$276,000	3,952
Securities gains (losses)	$0	1,715
Applicable income taxes	$17,000	3,595
Income before extraordinary items	$259,000	3,798
Extraordinary gains, net	$0	16
Net income	$259,000	3,801
Minority interest net income	$0	66
Net income of bank and minority interests.	$259,000	3,801
Net charge-offs	$2,000	3,350
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$259,000	3,755
2013-12-31 (YTD Data)		Rank
Total interest income	$3,438,000	4,972
Total interest expense	$297,000	5,404
Net interest income	$3,141,000	4,829
Provision for loan and lease losses	$103,000	3,661
Total noninterest income	$282,000	5,216
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$90,000	5,385
Trading account gains and fees	$0	184
Additional Noninterest Income	$192,000	4,668
Total noninterest expense	$2,368,000	5,156
Salaries and employee benefits	$1,430,000	4,877
Premises and equipment expense	$154,000	5,893
Additional noninterest expense	$784,000	5,117
Pre-tax net operating income	$952,000	4,159
Securities gains (losses)	$0	3,182
Applicable income taxes	$58,000	3,707
Income before extraordinary items	$894,000	4,092
Extraordinary gains, net	$0	29
Net income	$894,000	4,095
Minority interest net income	$0	90
Net income of bank and minority interests.	$894,000	4,095
Net charge-offs	$1,000	5,415
Cash dividends	$560,000	2,637
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$894,000	4,040
2013-09-30 (YTD Data)		Rank
Total interest income	$2,542,000	5,059
Total interest expense	$224,000	5,498
Net interest income	$2,318,000	4,904
Provision for loan and lease losses	$73,000	3,685
Total noninterest income	$201,000	5,367
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$66,000	5,479
Trading account gains and fees	$0	180
Additional Noninterest Income	$135,000	4,840
Total noninterest expense	$1,572,000	5,409
Salaries and employee benefits	$1,028,000	5,006
Premises and equipment expense	$116,000	5,931
Additional noninterest expense	$428,000	5,680
Pre-tax net operating income	$874,000	3,908
Securities gains (losses)	$0	3,040
Applicable income taxes	$48,000	3,744
Income before extraordinary items	$826,000	3,762
Extraordinary gains, net	$0	25
Net income	$826,000	3,766
Minority interest net income	$0	84
Net income of bank and minority interests.	$826,000	3,766
Net charge-offs	$0	5,212
Cash dividends	$560,000	1,990
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$826,000	3,693
2013-06-30 (YTD Data)		Rank
Total interest income	$1,646,000	5,134
Total interest expense	$149,000	5,569
Net interest income	$1,497,000	4,981
Provision for loan and lease losses	$43,000	3,748
Total noninterest income	$99,000	5,744
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$41,000	5,564
Trading account gains and fees	$0	157
Additional Noninterest Income	$58,000	5,365
Total noninterest expense	$1,011,000	5,500
Salaries and employee benefits	$658,000	5,122
Premises and equipment expense	$74,000	6,016
Additional noninterest expense	$279,000	5,733
Pre-tax net operating income	$542,000	4,004
Securities gains (losses)	$0	2,791
Applicable income taxes	$29,000	3,777
Income before extraordinary items	$513,000	3,887
Extraordinary gains, net	$0	22
Net income	$513,000	3,890
Minority interest net income	$0	82
Net income of bank and minority interests.	$513,000	3,891
Net charge-offs	$0	4,909
Cash dividends	$410,000	1,880
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$513,000	3,793
2013-03-31 (YTD Data)		Rank
Total interest income	$808,000	5,197
Total interest expense	$75,000	5,646
Net interest income	$733,000	5,059
Provision for loan and lease losses	$22,000	3,533
Total noninterest income	$46,000	5,826
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$22,000	5,472
Trading account gains and fees	$0	148
Additional Noninterest Income	$24,000	5,533
Total noninterest expense	$478,000	5,645
Salaries and employee benefits	$319,000	5,234
Premises and equipment expense	$32,000	6,203
Additional noninterest expense	$127,000	5,937
Pre-tax net operating income	$279,000	3,931
Securities gains (losses)	$0	1,966
Applicable income taxes	$15,000	3,753
Income before extraordinary items	$264,000	3,792
Extraordinary gains, net	$0	10
Net income	$264,000	3,791
Minority interest net income	$0	76
Net income of bank and minority interests.	$264,000	3,794
Net charge-offs	$2,000	3,902
Cash dividends	$250,000	1,457
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$264,000	3,687
2012-12-31 (YTD Data)		Rank
Total interest income	$3,374,000	5,256
Total interest expense	$370,000	5,669
Net interest income	$3,004,000	5,103
Provision for loan and lease losses	$215,000	3,845
Total noninterest income	$547,000	4,338
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$93,000	5,543
Trading account gains and fees	$0	166
Additional Noninterest Income	$454,000	3,465
Total noninterest expense	$2,086,000	5,584
Salaries and employee benefits	$1,407,000	4,996
Premises and equipment expense	$128,000	6,316
Additional noninterest expense	$551,000	5,941
Pre-tax net operating income	$1,250,000	3,641
Securities gains (losses)	$0	3,810
Applicable income taxes	$84,000	3,621
Income before extraordinary items	$1,166,000	3,620
Extraordinary gains, net	$0	29
Net income	$1,166,000	3,620
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,166,000	3,622
Net charge-offs	$22,000	5,356
Cash dividends	$536,000	2,690
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,166,000	3,457
2012-09-30 (YTD Data)		Rank
Total interest income	$2,537,000	5,331
Total interest expense	$293,000	5,720
Net interest income	$2,244,000	5,185
Provision for loan and lease losses	$173,000	3,719
Total noninterest income	$453,000	4,203
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$68,000	5,652
Trading account gains and fees	$0	157
Additional Noninterest Income	$385,000	3,330
Total noninterest expense	$1,548,000	5,632
Salaries and employee benefits	$1,007,000	5,152
Premises and equipment expense	$99,000	6,347
Additional noninterest expense	$442,000	5,897
Pre-tax net operating income	$976,000	3,683
Securities gains (losses)	$0	3,575
Applicable income taxes	$59,000	3,705
Income before extraordinary items	$917,000	3,591
Extraordinary gains, net	$0	20
Net income	$917,000	3,591
Minority interest net income	$0	86
Net income of bank and minority interests.	$917,000	3,593
Net charge-offs	$22,000	5,017
Cash dividends	$435,000	2,182
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$917,000	3,448
2012-06-30 (YTD Data)		Rank
Total interest income	$1,648,000	5,438
Total interest expense	$206,000	5,723
Net interest income	$1,442,000	5,296
Provision for loan and lease losses	$130,000	3,522
Total noninterest income	$254,000	4,523
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$43,000	5,727
Trading account gains and fees	$0	153
Additional Noninterest Income	$211,000	3,596
Total noninterest expense	$1,022,000	5,677
Salaries and employee benefits	$668,000	5,194
Premises and equipment expense	$66,000	6,388
Additional noninterest expense	$288,000	5,983
Pre-tax net operating income	$544,000	3,986
Securities gains (losses)	$0	3,178
Applicable income taxes	$33,000	3,777
Income before extraordinary items	$511,000	3,951
Extraordinary gains, net	$0	19
Net income	$511,000	3,953
Minority interest net income	$0	84
Net income of bank and minority interests.	$511,000	3,954
Net charge-offs	$4,000	5,214
Cash dividends	$243,000	2,356
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$511,000	3,752
2012-03-31 (YTD Data)		Rank
Total interest income	$811,000	5,518
Total interest expense	$107,000	5,754
Net interest income	$704,000	5,376
Provision for loan and lease losses	$88,000	3,071
Total noninterest income	$167,000	4,014
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$20,000	5,813
Trading account gains and fees	$0	148
Additional Noninterest Income	$147,000	3,095
Total noninterest expense	$515,000	5,712
Salaries and employee benefits	$329,000	5,279
Premises and equipment expense	$31,000	6,472
Additional noninterest expense	$155,000	5,877
Pre-tax net operating income	$268,000	4,035
Securities gains (losses)	$0	2,210
Applicable income taxes	$14,000	3,852
Income before extraordinary items	$254,000	3,946
Extraordinary gains, net	$0	19
Net income	$254,000	3,949
Minority interest net income	$0	78
Net income of bank and minority interests.	$254,000	3,948
Net charge-offs	$0	4,730
Cash dividends	$113,000	1,988
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$254,000	3,792
2011-12-31 (YTD Data)		Rank
Total interest income	$3,073,000	5,711
Total interest expense	$445,000	6,050
Net interest income	$2,628,000	5,551
Provision for loan and lease losses	$245,000	4,390
Total noninterest income	$526,000	4,304
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$95,000	5,599
Trading account gains and fees	$0	146
Additional Noninterest Income	$431,000	3,329
Total noninterest expense	$1,871,000	5,940
Salaries and employee benefits	$1,259,000	5,418
Premises and equipment expense	$179,000	6,175
Additional noninterest expense	$433,000	6,459
Pre-tax net operating income	$1,038,000	3,656
Securities gains (losses)	$-4,000	6,806
Applicable income taxes	$60,000	3,666
Income before extraordinary items	$974,000	3,615
Extraordinary gains, net	$0	29
Net income	$974,000	3,619
Minority interest net income	$0	96
Net income of bank and minority interests.	$974,000	3,618
Net charge-offs	$-2,000	6,872
Cash dividends	$621,000	2,168
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$977,760	3,490
2011-09-30 (YTD Data)		Rank
Total interest income	$2,293,000	5,776
Total interest expense	$344,000	6,115
Net interest income	$1,949,000	5,607
Provision for loan and lease losses	$102,000	4,914
Total noninterest income	$322,000	4,691
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$74,000	5,564
Trading account gains and fees	$0	145
Additional Noninterest Income	$248,000	3,755
Total noninterest expense	$1,372,000	6,008
Salaries and employee benefits	$905,000	5,511
Premises and equipment expense	$148,000	6,065
Additional noninterest expense	$319,000	6,521
Pre-tax net operating income	$797,000	3,730
Securities gains (losses)	$0	3,555
Applicable income taxes	$48,000	3,645
Income before extraordinary items	$749,000	3,630
Extraordinary gains, net	$0	21
Net income	$749,000	3,631
Minority interest net income	$0	87
Net income of bank and minority interests.	$749,000	3,631
Net charge-offs	$-2,000	6,766
Cash dividends	$309,000	2,299
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$749,000	3,524
2011-06-30 (YTD Data)		Rank
Total interest income	$1,460,000	5,924
Total interest expense	$230,000	6,211
Net interest income	$1,230,000	5,752
Provision for loan and lease losses	$66,000	4,816
Total noninterest income	$195,000	4,911
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$48,000	5,592
Trading account gains and fees	$0	153
Additional Noninterest Income	$147,000	3,988
Total noninterest expense	$893,000	6,110
Salaries and employee benefits	$585,000	5,618
Premises and equipment expense	$106,000	5,993
Additional noninterest expense	$202,000	6,659
Pre-tax net operating income	$466,000	3,936
Securities gains (losses)	$0	2,914
Applicable income taxes	$28,000	3,676
Income before extraordinary items	$438,000	3,816
Extraordinary gains, net	$0	15
Net income	$438,000	3,817
Minority interest net income	$0	89
Net income of bank and minority interests.	$438,000	3,818
Net charge-offs	$-2,000	6,677
Cash dividends	$69,000	2,996
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$438,000	3,712
2011-03-31 (YTD Data)		Rank
Total interest income	$707,000	6,018
Total interest expense	$123,000	6,185
Net interest income	$584,000	5,886
Provision for loan and lease losses	$33,000	4,543
Total noninterest income	$105,000	4,833
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$23,000	5,623
Trading account gains and fees	$0	158
Additional Noninterest Income	$82,000	3,866
Total noninterest expense	$449,000	6,135
Salaries and employee benefits	$289,000	5,696
Premises and equipment expense	$54,000	6,004
Additional noninterest expense	$106,000	6,662
Pre-tax net operating income	$207,000	4,181
Securities gains (losses)	$0	1,772
Applicable income taxes	$12,000	3,703
Income before extraordinary items	$195,000	4,028
Extraordinary gains, net	$0	9
Net income	$195,000	4,027
Minority interest net income	$0	86
Net income of bank and minority interests.	$195,000	4,028
Net charge-offs	$-2,000	6,441
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$195,000	3,969
2010-12-31 (YTD Data)		Rank
Total interest income	$121,000	7,627
Total interest expense	$21,000	7,603
Net interest income	$100,000	7,621
Provision for loan and lease losses	$0	7,042
Total noninterest income	$41,000	7,092
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$7,000	6,737
Trading account gains and fees	$0	175
Additional Noninterest Income	$34,000	6,351
Total noninterest expense	$83,000	7,646
Salaries and employee benefits	$45,000	7,631
Premises and equipment expense	$14,000	7,607
Additional noninterest expense	$24,000	7,646
Pre-tax net operating income	$58,000	5,603
Securities gains (losses)	$0	3,793
Applicable income taxes	$179,000	2,799
Income before extraordinary items	$-121,000	6,101
Extraordinary gains, net	$0	29
Net income	$-121,000	6,100
Minority interest net income	$0	111
Net income of bank and minority interests.	$-121,000	6,101
Net charge-offs	$0	6,851
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-121,000	6,024
2010-09-30 (YTD Data)		Rank
Total interest income	$2,648,000	5,797
Total interest expense	$464,000	6,341
Net interest income	$2,184,000	5,508
Provision for loan and lease losses	$0	6,977
Total noninterest income	$532,000	3,945
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$144,000	4,561
Trading account gains and fees	$0	165
Additional Noninterest Income	$388,000	3,156
Total noninterest expense	$1,771,000	5,681
Salaries and employee benefits	$1,112,000	5,127
Premises and equipment expense	$258,000	5,163
Additional noninterest expense	$401,000	6,449
Pre-tax net operating income	$945,000	3,198
Securities gains (losses)	$0	3,651
Applicable income taxes	$327,000	2,063
Income before extraordinary items	$618,000	3,725
Extraordinary gains, net	$0	23
Net income	$618,000	3,725
Minority interest net income	$0	110
Net income of bank and minority interests.	$618,000	3,726
Net charge-offs	$-2,000	7,281
Cash dividends	$210,000	2,663
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$618,000	3,590
2010-06-30 (YTD Data)		Rank
Total interest income	$1,749,000	5,871
Total interest expense	$303,000	6,474
Net interest income	$1,446,000	5,549
Provision for loan and lease losses	$0	6,857
Total noninterest income	$343,000	3,967
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$97,000	4,543
Trading account gains and fees	$0	152
Additional Noninterest Income	$246,000	3,148
Total noninterest expense	$1,194,000	5,680
Salaries and employee benefits	$745,000	5,131
Premises and equipment expense	$173,000	5,202
Additional noninterest expense	$276,000	6,428
Pre-tax net operating income	$595,000	3,315
Securities gains (losses)	$0	3,184
Applicable income taxes	$209,000	2,080
Income before extraordinary items	$386,000	3,846
Extraordinary gains, net	$0	19
Net income	$386,000	3,844
Minority interest net income	$0	105
Net income of bank and minority interests.	$386,000	3,845
Net charge-offs	$-2,000	7,211
Cash dividends	$140,000	2,605
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$386,000	3,736
2010-03-31 (YTD Data)		Rank
Total interest income	$880,000	5,923
Total interest expense	$156,000	6,540
Net interest income	$724,000	5,569
Provision for loan and lease losses	$0	6,552
Total noninterest income	$192,000	3,738
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$49,000	4,514
Trading account gains and fees	$0	175
Additional Noninterest Income	$143,000	2,923
Total noninterest expense	$598,000	5,749
Salaries and employee benefits	$377,000	5,147
Premises and equipment expense	$89,000	5,215
Additional noninterest expense	$132,000	6,561
Pre-tax net operating income	$318,000	3,265
Securities gains (losses)	$0	2,284
Applicable income taxes	$103,000	2,089
Income before extraordinary items	$215,000	3,748
Extraordinary gains, net	$0	16
Net income	$215,000	3,745
Minority interest net income	$0	91
Net income of bank and minority interests.	$215,000	3,747
Net charge-offs	$-11,000	7,514
Cash dividends	$70,000	2,124
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$215,000	3,622
2009-12-31 (YTD Data)		Rank
Total interest income	$3,480,000	6,027
Total interest expense	$699,000	6,692
Net interest income	$2,781,000	5,578
Provision for loan and lease losses	$42,000	6,930
Total noninterest income	$701,000	4,063
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$176,000	4,865
Trading account gains and fees	$0	211
Additional Noninterest Income	$525,000	3,127
Total noninterest expense	$2,618,000	5,564
Salaries and employee benefits	$1,609,000	4,988
Premises and equipment expense	$411,000	4,919
Additional noninterest expense	$598,000	6,452
Pre-tax net operating income	$822,000	3,302
Securities gains (losses)	$0	3,754
Applicable income taxes	$204,000	2,362
Income before extraordinary items	$618,000	3,555
Extraordinary gains, net	$0	34
Net income	$618,000	3,555
Minority interest net income	$0	115
Net income of bank and minority interests.	$618,000	3,554
Net charge-offs	$55,000	6,147
Cash dividends	$280,000	3,303
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$618,000	3,486
2009-09-30 (YTD Data)		Rank
Total interest income	$2,605,000	6,090
Total interest expense	$529,000	6,801
Net interest income	$2,076,000	5,611
Provision for loan and lease losses	$42,000	6,650
Total noninterest income	$504,000	4,213
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$126,000	4,985
Trading account gains and fees	$0	212
Additional Noninterest Income	$378,000	3,280
Total noninterest expense	$1,923,000	5,629
Salaries and employee benefits	$1,202,000	5,037
Premises and equipment expense	$276,000	5,231
Additional noninterest expense	$445,000	6,490
Pre-tax net operating income	$615,000	3,556
Securities gains (losses)	$0	3,497
Applicable income taxes	$223,000	2,217
Income before extraordinary items	$392,000	4,082
Extraordinary gains, net	$0	27
Net income	$392,000	4,078
Minority interest net income	$0	118
Net income of bank and minority interests.	$392,000	4,081
Net charge-offs	$54,000	5,620
Cash dividends	$210,000	3,022
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$392,000	3,988
2009-06-30 (YTD Data)		Rank
Total interest income	$1,719,000	6,190
Total interest expense	$354,000	6,906
Net interest income	$1,365,000	5,644
Provision for loan and lease losses	$42,000	6,212
Total noninterest income	$305,000	4,390
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$79,000	5,083
Trading account gains and fees	$0	193
Additional Noninterest Income	$226,000	3,458
Total noninterest expense	$1,293,000	5,654
Salaries and employee benefits	$795,000	5,118
Premises and equipment expense	$184,000	5,282
Additional noninterest expense	$314,000	6,407
Pre-tax net operating income	$335,000	3,981
Securities gains (losses)	$0	3,136
Applicable income taxes	$122,000	2,465
Income before extraordinary items	$213,000	4,462
Extraordinary gains, net	$0	21
Net income	$213,000	4,459
Minority interest net income	$0	112
Net income of bank and minority interests.	$213,000	4,459
Net charge-offs	$22,000	5,547
Cash dividends	$140,000	3,021
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$213,000	4,350
2009-03-31 (YTD Data)		Rank
Total interest income	$851,000	6,252
Total interest expense	$180,000	6,970
Net interest income	$671,000	5,694
Provision for loan and lease losses	$0	6,744
Total noninterest income	$158,000	4,288
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$40,000	5,014
Trading account gains and fees	$0	171
Additional Noninterest Income	$118,000	3,391
Total noninterest expense	$630,000	5,670
Salaries and employee benefits	$401,000	5,141
Premises and equipment expense	$94,000	5,280
Additional noninterest expense	$135,000	6,563
Pre-tax net operating income	$199,000	4,052
Securities gains (losses)	$0	2,434
Applicable income taxes	$67,000	2,596
Income before extraordinary items	$132,000	4,556
Extraordinary gains, net	$0	15
Net income	$132,000	4,560
Minority interest net income	$0	102
Net income of bank and minority interests.	$132,000	4,560
Net charge-offs	$20,000	4,311
Cash dividends	$70,000	2,495
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$132,000	4,388
2008-12-31 (YTD Data)		Rank
Total interest income	$3,836,000	6,103
Total interest expense	$1,063,000	6,667
Net interest income	$2,773,000	5,633
Provision for loan and lease losses	$53,000	6,544
Total noninterest income	$744,000	4,005
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$231,000	4,521
Trading account gains and fees	$0	154
Additional Noninterest Income	$513,000	3,133
Total noninterest expense	$2,587,000	5,563
Salaries and employee benefits	$1,567,000	5,206
Premises and equipment expense	$401,000	5,079
Additional noninterest expense	$619,000	6,155
Pre-tax net operating income	$877,000	4,005
Securities gains (losses)	$0	3,220
Applicable income taxes	$273,000	2,507
Income before extraordinary items	$604,000	4,172
Extraordinary gains, net	$0	39
Net income	$604,000	4,172
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,180
Cash dividends	$100,000	4,953
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$604,000	4,316
2008-09-30 (YTD Data)		Rank
Total interest income	$2,920,000	6,139
Total interest expense	$845,000	6,671
Net interest income	$2,075,000	5,679
Provision for loan and lease losses	$0	6,991
Total noninterest income	$548,000	4,137
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$177,000	4,508
Trading account gains and fees	$0	148
Additional Noninterest Income	$371,000	3,309
Total noninterest expense	$1,914,000	5,593
Salaries and employee benefits	$1,174,000	5,241
Premises and equipment expense	$295,000	5,153
Additional noninterest expense	$445,000	6,207
Pre-tax net operating income	$709,000	4,318
Securities gains (losses)	$0	3,106
Applicable income taxes	$240,000	2,717
Income before extraordinary items	$469,000	4,546
Extraordinary gains, net	$0	31
Net income	$469,000	4,544
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	5,525
Cash dividends	$50,000	4,688
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$469,000	4,697
2008-06-30 (YTD Data)		Rank
Total interest income	$1,979,000	6,162
Total interest expense	$592,000	6,712
Net interest income	$1,387,000	5,699
Provision for loan and lease losses	$0	6,671
Total noninterest income	$331,000	4,413
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$122,000	4,441
Trading account gains and fees	$0	149
Additional Noninterest Income	$209,000	3,679
Total noninterest expense	$1,286,000	5,603
Salaries and employee benefits	$791,000	5,244
Premises and equipment expense	$191,000	5,265
Additional noninterest expense	$304,000	6,155
Pre-tax net operating income	$432,000	4,649
Securities gains (losses)	$0	3,233
Applicable income taxes	$149,000	3,027
Income before extraordinary items	$283,000	5,106
Extraordinary gains, net	$0	21
Net income	$283,000	5,104
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	4,728
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$283,000	5,034
2008-03-31 (YTD Data)		Rank
Total interest income	$1,028,000	6,158
Total interest expense	$315,000	6,751
Net interest income	$713,000	5,635
Provision for loan and lease losses	$0	6,080
Total noninterest income	$170,000	4,322
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$61,000	4,418
Trading account gains and fees	$0	158
Additional Noninterest Income	$109,000	3,609
Total noninterest expense	$674,000	5,486
Salaries and employee benefits	$412,000	5,149
Premises and equipment expense	$96,000	5,276
Additional noninterest expense	$166,000	5,895
Pre-tax net operating income	$209,000	4,873
Securities gains (losses)	$0	2,688
Applicable income taxes	$70,000	3,215
Income before extraordinary items	$139,000	5,339
Extraordinary gains, net	$0	15
Net income	$139,000	5,341
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,796
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$139,000	5,238
2007-12-31 (YTD Data)		Rank
Total interest income	$4,725,000	5,863
Total interest expense	$1,700,000	6,177
Net interest income	$3,025,000	5,479
Provision for loan and lease losses	$2,000	6,808
Total noninterest income	$783,000	4,047
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$265,000	4,342
Trading account gains and fees	$0	178
Additional Noninterest Income	$518,000	3,240
Total noninterest expense	$2,619,000	5,463
Salaries and employee benefits	$1,638,000	5,026
Premises and equipment expense	$390,000	5,105
Additional noninterest expense	$591,000	6,155
Pre-tax net operating income	$1,187,000	4,389
Securities gains (losses)	$0	2,146
Applicable income taxes	$381,000	3,091
Income before extraordinary items	$806,000	4,794
Extraordinary gains, net	$0	39
Net income	$806,000	4,795
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	4,950
Cash dividends	$445,000	3,903
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$806,000	4,765
2007-09-30 (YTD Data)		Rank
Total interest income	$3,636,000	5,829
Total interest expense	$1,350,000	6,090
Net interest income	$2,286,000	5,495
Provision for loan and lease losses	$2,000	6,474
Total noninterest income	$587,000	4,069
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$187,000	4,481
Trading account gains and fees	$0	184
Additional Noninterest Income	$400,000	3,207
Total noninterest expense	$1,979,000	5,397
Salaries and employee benefits	$1,244,000	4,977
Premises and equipment expense	$293,000	5,082
Additional noninterest expense	$442,000	6,151
Pre-tax net operating income	$892,000	4,620
Securities gains (losses)	$0	1,655
Applicable income taxes	$311,000	3,153
Income before extraordinary items	$581,000	5,064
Extraordinary gains, net	$0	33
Net income	$581,000	5,064
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	4,250
Cash dividends	$45,000	4,969
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$581,000	5,060
2007-06-30 (YTD Data)		Rank
Total interest income	$2,496,000	5,781
Total interest expense	$984,000	5,909
Net interest income	$1,512,000	5,543
Provision for loan and lease losses	$2,000	6,135
Total noninterest income	$349,000	4,324
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$122,000	4,550
Trading account gains and fees	$0	168
Additional Noninterest Income	$227,000	3,545
Total noninterest expense	$1,325,000	5,415
Salaries and employee benefits	$827,000	5,023
Premises and equipment expense	$195,000	5,115
Additional noninterest expense	$303,000	6,091
Pre-tax net operating income	$534,000	4,907
Securities gains (losses)	$0	1,444
Applicable income taxes	$185,000	3,364
Income before extraordinary items	$349,000	5,352
Extraordinary gains, net	$0	29
Net income	$349,000	5,352
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	3,719
Cash dividends	$45,000	4,725
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$349,000	5,340
2007-03-31 (YTD Data)		Rank
Total interest income	$1,330,000	5,604
Total interest expense	$569,000	5,521
Net interest income	$761,000	5,549
Provision for loan and lease losses	$0	5,779
Total noninterest income	$161,000	4,461
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$54,000	4,717
Trading account gains and fees	$0	195
Additional Noninterest Income	$107,000	3,642
Total noninterest expense	$679,000	5,350
Salaries and employee benefits	$420,000	5,002
Premises and equipment expense	$97,000	5,145
Additional noninterest expense	$162,000	5,901
Pre-tax net operating income	$243,000	5,109
Securities gains (losses)	$0	1,187
Applicable income taxes	$83,000	3,533
Income before extraordinary items	$160,000	5,524
Extraordinary gains, net	$0	22
Net income	$160,000	5,524
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,566
Cash dividends	$45,000	3,640
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$160,000	5,507
2006-12-31 (YTD Data)		Rank
Total interest income	$4,640,000	5,756
Total interest expense	$1,645,000	5,900
Net interest income	$2,995,000	5,531
Provision for loan and lease losses	$20,000	6,291
Total noninterest income	$2,261,000	2,032
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$206,000	4,921
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,055,000	1,324
Total noninterest expense	$3,781,000	4,144
Salaries and employee benefits	$2,717,000	3,399
Premises and equipment expense	$364,000	5,214
Additional noninterest expense	$700,000	5,646
Pre-tax net operating income	$1,455,000	4,357
Securities gains (losses)	$0	1,687
Applicable income taxes	$-75,000	8,339
Income before extraordinary items	$1,530,000	3,722
Extraordinary gains, net	$0	51
Net income	$1,530,000	3,721
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	4,095
Cash dividends	$1,295,000	2,151
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,530,000	3,703
2006-09-30 (YTD Data)		Rank
Total interest income	$3,413,000	5,808
Total interest expense	$1,168,000	5,978
Net interest income	$2,245,000	5,584
Provision for loan and lease losses	$4,000	6,573
Total noninterest income	$627,000	3,953
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$146,000	5,088
Trading account gains and fees	$0	126
Additional Noninterest Income	$481,000	2,913
Total noninterest expense	$2,191,000	4,954
Salaries and employee benefits	$1,431,000	4,396
Premises and equipment expense	$267,000	5,276
Additional noninterest expense	$493,000	5,806
Pre-tax net operating income	$677,000	5,609
Securities gains (losses)	$0	1,388
Applicable income taxes	$186,000	4,218
Income before extraordinary items	$491,000	5,799
Extraordinary gains, net	$0	45
Net income	$491,000	5,801
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	3,673
Cash dividends	$310,000	3,593
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$491,000	5,801
2006-06-30 (YTD Data)		Rank
Total interest income	$2,225,000	5,853
Total interest expense	$741,000	6,007
Net interest income	$1,484,000	5,634
Provision for loan and lease losses	$0	6,419
Total noninterest income	$377,000	4,191
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$94,000	5,152
Trading account gains and fees	$0	126
Additional Noninterest Income	$283,000	3,118
Total noninterest expense	$1,453,000	4,993
Salaries and employee benefits	$945,000	4,448
Premises and equipment expense	$184,000	5,197
Additional noninterest expense	$324,000	5,850
Pre-tax net operating income	$408,000	5,863
Securities gains (losses)	$0	1,185
Applicable income taxes	$95,000	4,570
Income before extraordinary items	$313,000	5,918
Extraordinary gains, net	$0	39
Net income	$313,000	5,918
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	2,995
Cash dividends	$65,000	4,658
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$313,000	5,923
2006-03-31 (YTD Data)		Rank
Total interest income	$1,072,000	5,910
Total interest expense	$339,000	6,121
Net interest income	$733,000	5,659
Provision for loan and lease losses	$0	6,013
Total noninterest income	$170,000	4,343
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$45,000	5,172
Trading account gains and fees	$0	115
Additional Noninterest Income	$125,000	3,308
Total noninterest expense	$715,000	5,065
Salaries and employee benefits	$471,000	4,468
Premises and equipment expense	$91,000	5,241
Additional noninterest expense	$153,000	6,001
Pre-tax net operating income	$188,000	5,965
Securities gains (losses)	$0	955
Applicable income taxes	$47,000	4,563
Income before extraordinary items	$141,000	6,091
Extraordinary gains, net	$0	21
Net income	$141,000	6,092
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,292
Cash dividends	$65,000	3,432
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$141,000	6,090
2005-12-31 (YTD Data)		Rank
Total interest income	$4,061,000	5,783
Total interest expense	$1,205,000	5,798
Net interest income	$2,856,000	5,651
Provision for loan and lease losses	$120,000	4,465
Total noninterest income	$673,000	4,492
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$187,000	5,178
Trading account gains and fees	$0	138
Additional Noninterest Income	$486,000	3,430
Total noninterest expense	$2,729,000	5,081
Salaries and employee benefits	$1,723,000	4,616
Premises and equipment expense	$353,000	5,256
Additional noninterest expense	$653,000	5,787
Pre-tax net operating income	$680,000	6,206
Securities gains (losses)	$-6,000	7,363
Applicable income taxes	$237,000	4,433
Income before extraordinary items	$437,000	6,618
Extraordinary gains, net	$0	46
Net income	$437,000	6,619
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,503
Cash dividends	$325,000	4,269
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$440,900	6,584
2005-09-30 (YTD Data)		Rank
Total interest income	$3,002,000	5,792
Total interest expense	$885,000	5,756
Net interest income	$2,117,000	5,709
Provision for loan and lease losses	$90,000	4,305
Total noninterest income	$501,000	4,540
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$137,000	5,260
Trading account gains and fees	$0	126
Additional Noninterest Income	$364,000	3,441
Total noninterest expense	$1,938,000	5,240
Salaries and employee benefits	$1,218,000	4,778
Premises and equipment expense	$245,000	5,500
Additional noninterest expense	$475,000	5,861
Pre-tax net operating income	$590,000	6,051
Securities gains (losses)	$-6,000	7,744
Applicable income taxes	$169,000	4,667
Income before extraordinary items	$415,000	6,285
Extraordinary gains, net	$0	35
Net income	$415,000	6,290
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,516
Cash dividends	$275,000	3,658
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$419,260	6,224
2005-06-30 (YTD Data)		Rank
Total interest income	$1,939,000	5,831
Total interest expense	$538,000	5,855
Net interest income	$1,401,000	5,716
Provision for loan and lease losses	$60,000	4,115
Total noninterest income	$306,000	4,740
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$88,000	5,294
Trading account gains and fees	$0	116
Additional Noninterest Income	$218,000	3,620
Total noninterest expense	$1,265,000	5,297
Salaries and employee benefits	$800,000	4,807
Premises and equipment expense	$165,000	5,436
Additional noninterest expense	$300,000	6,003
Pre-tax net operating income	$382,000	6,091
Securities gains (losses)	$-2,000	7,723
Applicable income taxes	$110,000	4,694
Income before extraordinary items	$270,000	6,354
Extraordinary gains, net	$0	30
Net income	$270,000	6,355
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	3,128
Cash dividends	$235,000	3,310
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$271,420	6,290
2005-03-31 (YTD Data)		Rank
Total interest income	$935,000	5,933
Total interest expense	$244,000	6,037
Net interest income	$691,000	5,769
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$146,000	4,772
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$44,000	5,270
Trading account gains and fees	$0	115
Additional Noninterest Income	$102,000	3,698
Total noninterest expense	$629,000	5,358
Salaries and employee benefits	$394,000	4,896
Premises and equipment expense	$82,000	5,496
Additional noninterest expense	$153,000	5,937
Pre-tax net operating income	$178,000	6,211
Securities gains (losses)	$2,000	1,406
Applicable income taxes	$52,000	4,706
Income before extraordinary items	$128,000	6,434
Extraordinary gains, net	$0	24
Net income	$128,000	6,434
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	2,365
Cash dividends	$35,000	3,575
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$126,580	6,423
2004-12-31 (YTD Data)		Rank
Total interest income	$3,523,000	5,952
Total interest expense	$894,000	5,963
Net interest income	$2,629,000	5,840
Provision for loan and lease losses	$180,000	3,881
Total noninterest income	$690,000	4,427
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$192,000	5,312
Trading account gains and fees	$0	138
Additional Noninterest Income	$498,000	3,312
Total noninterest expense	$2,660,000	5,078
Salaries and employee benefits	$1,626,000	4,685
Premises and equipment expense	$363,000	5,084
Additional noninterest expense	$671,000	5,660
Pre-tax net operating income	$479,000	6,781
Securities gains (losses)	$-4,000	8,021
Applicable income taxes	$112,000	5,402
Income before extraordinary items	$363,000	6,955
Extraordinary gains, net	$0	34
Net income	$363,000	6,957
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	4,850
Cash dividends	$196,000	4,924
Sale, conversion, retirement of capital stock, net	$21,000	784
Net operating income	$366,040	6,881
2004-09-30 (YTD Data)		Rank
Total interest income	$2,574,000	6,030
Total interest expense	$668,000	5,950
Net interest income	$1,906,000	5,959
Provision for loan and lease losses	$75,000	4,788
Total noninterest income	$430,000	4,954
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$140,000	5,417
Trading account gains and fees	$0	134
Additional Noninterest Income	$290,000	3,788
Total noninterest expense	$1,950,000	5,117
Salaries and employee benefits	$1,169,000	4,765
Premises and equipment expense	$284,000	4,932
Additional noninterest expense	$497,000	5,656
Pre-tax net operating income	$311,000	7,143
Securities gains (losses)	$-3,000	8,248
Applicable income taxes	$88,000	5,478
Income before extraordinary items	$220,000	7,364
Extraordinary gains, net	$0	26
Net income	$220,000	7,364
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	4,471
Cash dividends	$120,000	4,483
Sale, conversion, retirement of capital stock, net	$21,000	654
Net operating income	$222,130	7,299
2004-06-30 (YTD Data)		Rank
Total interest income	$1,680,000	6,115
Total interest expense	$441,000	6,007
Net interest income	$1,239,000	6,059
Provision for loan and lease losses	$45,000	4,838
Total noninterest income	$258,000	5,205
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$87,000	5,558
Trading account gains and fees	$0	130
Additional Noninterest Income	$171,000	4,053
Total noninterest expense	$1,256,000	5,270
Salaries and employee benefits	$765,000	4,870
Premises and equipment expense	$187,000	4,999
Additional noninterest expense	$304,000	5,936
Pre-tax net operating income	$196,000	7,219
Securities gains (losses)	$-2,000	8,438
Applicable income taxes	$55,000	5,541
Income before extraordinary items	$139,000	7,423
Extraordinary gains, net	$0	21
Net income	$139,000	7,423
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	3,880
Cash dividends	$90,000	4,296
Sale, conversion, retirement of capital stock, net	$21,000	550
Net operating income	$140,440	7,344
2004-03-31 (YTD Data)		Rank
Total interest income	$828,000	6,166
Total interest expense	$219,000	6,090
Net interest income	$609,000	6,111
Provision for loan and lease losses	$15,000	5,048
Total noninterest income	$129,000	5,144
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$41,000	5,626
Trading account gains and fees	$0	121
Additional Noninterest Income	$88,000	3,993
Total noninterest expense	$608,000	5,405
Salaries and employee benefits	$375,000	4,948
Premises and equipment expense	$91,000	5,132
Additional noninterest expense	$142,000	6,174
Pre-tax net operating income	$115,000	6,927
Securities gains (losses)	$-2,000	8,748
Applicable income taxes	$28,000	5,476
Income before extraordinary items	$85,000	7,142
Extraordinary gains, net	$0	16
Net income	$85,000	7,144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	2,391
Cash dividends	$70,000	3,189
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$86,500	7,041
2003-12-31 (YTD Data)		Rank
Total interest income	$3,023,000	6,491
Total interest expense	$821,000	6,645
Net interest income	$2,202,000	6,315
Provision for loan and lease losses	$-11,000	8,909
Total noninterest income	$468,000	5,594
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$183,000	5,455
Trading account gains and fees	$0	160
Additional Noninterest Income	$285,000	4,607
Total noninterest expense	$2,475,000	5,248
Salaries and employee benefits	$1,462,000	4,925
Premises and equipment expense	$383,000	4,887
Additional noninterest expense	$630,000	5,825
Pre-tax net operating income	$206,000	7,800
Securities gains (losses)	$19,000	3,246
Applicable income taxes	$-76,000	8,914
Income before extraordinary items	$301,000	7,277
Extraordinary gains, net	$0	54
Net income	$301,000	7,278
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	5,475
Cash dividends	$160,000	5,143
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$282,000	7,223
2003-09-30 (YTD Data)		Rank
Total interest income	$2,219,000	6,643
Total interest expense	$609,000	6,813
Net interest income	$1,610,000	6,415
Provision for loan and lease losses	$-23,000	9,055
Total noninterest income	$342,000	5,723
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$141,000	5,440
Trading account gains and fees	$0	153
Additional Noninterest Income	$201,000	4,785
Total noninterest expense	$1,812,000	5,306
Salaries and employee benefits	$1,055,000	5,063
Premises and equipment expense	$293,000	4,793
Additional noninterest expense	$464,000	5,868
Pre-tax net operating income	$163,000	7,910
Securities gains (losses)	$19,000	2,984
Applicable income taxes	$21,000	6,780
Income before extraordinary items	$161,000	7,833
Extraordinary gains, net	$0	40
Net income	$161,000	7,834
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	4,784
Cash dividends	$160,000	4,296
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$144,280	7,800
2003-06-30 (YTD Data)		Rank
Total interest income	$1,453,000	6,767
Total interest expense	$414,000	6,889
Net interest income	$1,039,000	6,523
Provision for loan and lease losses	$-35,000	9,140
Total noninterest income	$203,000	5,966
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$91,000	5,480
Trading account gains and fees	$0	150
Additional Noninterest Income	$112,000	5,124
Total noninterest expense	$1,227,000	5,254
Salaries and employee benefits	$704,000	5,063
Premises and equipment expense	$218,000	4,468
Additional noninterest expense	$305,000	5,932
Pre-tax net operating income	$50,000	8,363
Securities gains (losses)	$0	3,782
Applicable income taxes	$-17,000	9,018
Income before extraordinary items	$67,000	8,262
Extraordinary gains, net	$0	30
Net income	$67,000	8,263
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,782
Cash dividends	$140,000	3,948
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$67,000	8,116
2003-03-31 (YTD Data)		Rank
Total interest income	$716,000	6,843
Total interest expense	$200,000	7,070
Net interest income	$516,000	6,555
Provision for loan and lease losses	$-47,000	9,227
Total noninterest income	$90,000	6,155
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$42,000	5,576
Trading account gains and fees	$0	134
Additional Noninterest Income	$48,000	5,346
Total noninterest expense	$608,000	5,291
Salaries and employee benefits	$339,000	5,203
Premises and equipment expense	$129,000	3,947
Additional noninterest expense	$140,000	6,173
Pre-tax net operating income	$45,000	8,066
Securities gains (losses)	$0	2,891
Applicable income taxes	$-10,000	9,073
Income before extraordinary items	$55,000	7,774
Extraordinary gains, net	$0	21
Net income	$55,000	7,774
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-16,000	8,774
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$55,000	7,630
2002-12-31 (YTD Data)		Rank
Total interest income	$3,388,000	6,456
Total interest expense	$1,179,000	6,482
Net interest income	$2,209,000	6,307
Provision for loan and lease losses	$21,000	7,483
Total noninterest income	$420,000	5,653
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$200,000	5,194
Trading account gains and fees	$0	153
Additional Noninterest Income	$220,000	4,830
Total noninterest expense	$2,220,000	5,506
Salaries and employee benefits	$1,296,000	5,198
Premises and equipment expense	$380,000	4,824
Additional noninterest expense	$544,000	6,258
Pre-tax net operating income	$388,000	7,211
Securities gains (losses)	$94,000	1,808
Applicable income taxes	$112,000	5,851
Income before extraordinary items	$370,000	6,983
Extraordinary gains, net	$0	70
Net income	$370,000	6,984
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$131,000	3,741
Cash dividends	$165,000	5,090
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$297,620	7,232
2001-12-31 (YTD Data)		Rank
Total interest income	$3,788,000	6,510
Total interest expense	$1,613,000	6,756
Net interest income	$2,175,000	6,164
Provision for loan and lease losses	$86,000	5,884
Total noninterest income	$527,000	4,930
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$207,000	5,081
Trading account gains and fees	$0	177
Additional Noninterest Income	$320,000	3,971
Total noninterest expense	$2,134,000	5,505
Salaries and employee benefits	$1,219,000	5,250
Premises and equipment expense	$354,000	4,990
Additional noninterest expense	$561,000	6,093
Pre-tax net operating income	$482,000	6,627
Securities gains (losses)	$3,000	4,114
Applicable income taxes	$239,000	4,684
Income before extraordinary items	$246,000	7,452
Extraordinary gains, net	$0	105
Net income	$246,000	7,453
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	7,344
Cash dividends	$180,000	5,124
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$244,080	7,351
2000-12-31 (YTD Data)		Rank
Total interest income	$3,890,000	6,573
Total interest expense	$1,852,000	6,507
Net interest income	$2,038,000	6,509
Provision for loan and lease losses	$170,000	4,137
Total noninterest income	$420,000	5,405
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$117,000	6,270
Trading account gains and fees	NA	NA
Additional Noninterest Income	$303,000	3,895
Total noninterest expense	$2,811,000	4,462
Salaries and employee benefits	$1,146,000	5,398
Premises and equipment expense	$333,000	5,104
Additional noninterest expense	$1,332,000	3,108
Pre-tax net operating income	$-523,000	9,544
Securities gains (losses)	$0	1,956
Applicable income taxes	$-150,000	9,647
Income before extraordinary items	$-373,000	9,498
Extraordinary gains, net	$0	38
Net income	$-373,000	9,497
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	3,458
Cash dividends	$376,000	4,082
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$-373,000	9,499
1999-12-31 (YTD Data)		Rank
Total interest income	$3,319,000	7,027
Total interest expense	$1,293,000	7,424
Net interest income	$2,026,000	6,594
Provision for loan and lease losses	$37,000	6,969
Total noninterest income	$285,000	6,571
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$96,000	6,793
Trading account gains and fees	NA	NA
Additional Noninterest Income	$189,000	5,068
Total noninterest expense	$1,788,000	6,107
Salaries and employee benefits	$954,000	6,080
Premises and equipment expense	$227,000	6,401
Additional noninterest expense	$607,000	5,778
Pre-tax net operating income	$486,000	7,200
Securities gains (losses)	$22,000	1,340
Applicable income taxes	$137,000	6,439
Income before extraordinary items	$371,000	7,154
Extraordinary gains, net	$0	35
Net income	$371,000	7,156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$125,000	3,156
Cash dividends	$400,000	3,903
Sale, conversion, retirement of capital stock, net	$1,000,000	507
Net operating income	$354,940	7,234
1998-12-31 (YTD Data)		Rank
Total interest income	$3,207,000	7,276
Total interest expense	$1,382,000	7,470
Net interest income	$1,825,000	7,001
Provision for loan and lease losses	$24,000	7,567
Total noninterest income	$247,000	7,041
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$93,000	7,002
Trading account gains and fees	NA	NA
Additional Noninterest Income	$154,000	5,613
Total noninterest expense	$1,394,000	6,976
Salaries and employee benefits	$841,000	6,505
Premises and equipment expense	$165,000	7,336
Additional noninterest expense	$388,000	7,318
Pre-tax net operating income	$654,000	6,663
Securities gains (losses)	$15,000	2,661
Applicable income taxes	$208,000	6,105
Income before extraordinary items	$461,000	6,846
Extraordinary gains, net	$0	32
Net income	$461,000	6,844
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	7,720
Cash dividends	$305,000	4,508
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$450,650	6,803
1997-12-31 (YTD Data)		Rank
Total interest income	$2,399,000	8,512
Total interest expense	$924,000	8,893
Net interest income	$1,475,000	8,038
Provision for loan and lease losses	$24,000	7,686
Total noninterest income	$191,000	7,954
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$73,000	7,812
Trading account gains and fees	NA	NA
Additional Noninterest Income	$118,000	6,329
Total noninterest expense	$1,155,000	7,841
Salaries and employee benefits	$720,000	7,207
Premises and equipment expense	$125,000	8,362
Additional noninterest expense	$310,000	8,224
Pre-tax net operating income	$487,000	7,990
Securities gains (losses)	$12,000	2,240
Applicable income taxes	$157,000	7,502
Income before extraordinary items	$342,000	8,060
Extraordinary gains, net	$0	44
Net income	$342,000	8,063
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-40,000	10,459
Cash dividends	$650,000	2,910
Sale, conversion, retirement of capital stock, net	$1,782,000	391
Net operating income	$333,720	8,081
1996-12-31 (YTD Data)		Rank
Total interest income	$1,817,000	9,628
Total interest expense	$788,000	9,685
Net interest income	$1,029,000	9,474
Provision for loan and lease losses	$0	9,041
Total noninterest income	$123,000	9,477
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$54,000	8,722
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	8,124
Total noninterest expense	$762,000	9,576
Salaries and employee benefits	$499,000	8,898
Premises and equipment expense	$83,000	9,731
Additional noninterest expense	$180,000	10,170
Pre-tax net operating income	$390,000	8,561
Securities gains (losses)	$0	4,148
Applicable income taxes	$111,000	8,554
Income before extraordinary items	$279,000	8,599
Extraordinary gains, net	$0	53
Net income	$279,000	8,597
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,912
Cash dividends	$200,000	5,388
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$279,000	8,531
1995-12-31 (YTD Data)		Rank
Total interest income	$1,750,000	10,084
Total interest expense	$764,000	10,073
Net interest income	$986,000	9,980
Provision for loan and lease losses	$0	8,958
Total noninterest income	$92,000	10,456
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$42,000	9,474
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	9,224
Total noninterest expense	$745,000	10,008
Salaries and employee benefits	$506,000	9,065
Premises and equipment expense	$88,000	9,975
Additional noninterest expense	$151,000	11,041
Pre-tax net operating income	$333,000	9,509
Securities gains (losses)	$0	3,831
Applicable income taxes	$53,000	10,132
Income before extraordinary items	$280,000	9,137
Extraordinary gains, net	$0	65
Net income	$280,000	9,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	3,961
Cash dividends	$200,000	5,441
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$280,000	9,111
1994-12-31 (YTD Data)		Rank
Total interest income	$1,668,000	10,418
Total interest expense	$603,000	10,589
Net interest income	$1,065,000	10,197
Provision for loan and lease losses	$0	9,146
Total noninterest income	$98,000	10,799
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$49,000	9,727
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	9,662
Total noninterest expense	$772,000	10,368
Salaries and employee benefits	$499,000	9,402
Premises and equipment expense	$85,000	10,492
Additional noninterest expense	$188,000	11,305
Pre-tax net operating income	$391,000	9,436
Securities gains (losses)	$0	3,600
Applicable income taxes	$108,000	9,171
Income before extraordinary items	$283,000	9,331
Extraordinary gains, net	$0	249
Net income	$283,000	9,340
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,455
Cash dividends	$200,000	5,405
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$283,000	9,395
1993-12-31 (YTD Data)		Rank
Total interest income	$1,743,000	10,719
Total interest expense	$632,000	10,963
Net interest income	$1,111,000	10,363
Provision for loan and lease losses	$0	10,371
Total noninterest income	$106,000	11,176
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$42,000	10,341
Trading account gains and fees	NA	NA
Additional Noninterest Income	$64,000	9,332
Total noninterest expense	$792,000	10,704
Salaries and employee benefits	$493,000	9,741
Premises and equipment expense	$97,000	10,539
Additional noninterest expense	$202,000	11,701
Pre-tax net operating income	$425,000	9,214
Securities gains (losses)	$8,000	5,699
Applicable income taxes	$133,000	9,018
Income before extraordinary items	$300,000	9,481
Extraordinary gains, net	$0	3,149
Net income	$300,000	9,638
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	12,096
Cash dividends	$150,000	6,064
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$294,480	9,283
1992-12-31 (YTD Data)		Rank
Total interest income	$1,848,000	11,200
Total interest expense	$846,000	11,111
Net interest income	$1,002,000	11,096
Provision for loan and lease losses	$0	11,756
Total noninterest income	$119,000	11,221
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$69,000	9,583
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	10,399
Total noninterest expense	$737,000	11,323
Salaries and employee benefits	$442,000	10,390
Premises and equipment expense	$85,000	11,297
Additional noninterest expense	$210,000	12,104
Pre-tax net operating income	$384,000	9,387
Securities gains (losses)	$13,000	6,142
Applicable income taxes	$112,000	9,602
Income before extraordinary items	$285,000	9,484
Extraordinary gains, net	$0	1,422
Net income	$285,000	9,621
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-32,000	13,317
Cash dividends	$100,000	6,542
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$275,640	9,245

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.