Home > RiverHills Bank > Income and Expense

RiverHills Bank, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$19,177,000	1,946
Total interest expense	$5,239,000	1,963
Net interest income	$13,938,000	1,921
Provision for loan and lease losses	$240,000	1,853
Total noninterest income	$1,835,000	2,109
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$265,000	2,343
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,570,000	1,835
Total noninterest expense	$11,321,000	1,884
Salaries and employee benefits	$6,815,000	1,799
Premises and equipment expense	$470,000	3,044
Additional noninterest expense	$1,570,000	1,835
Pre-tax net operating income	$4,212,000	2,115
Securities gains (losses)	$228,000	156
Applicable income taxes	$578,000	1,802
Income before extraordinary items	$3,862,000	2,030
Extraordinary gains, net	$0	54
Net income	$3,862,000	2,054
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,862,000	2,033
Net charge-offs	$-2,000	3,575
Cash dividends	$550,000	2,673
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,663,640	2,128
2023-09-30 (YTD Data)		Rank
Total interest income	$14,153,000	1,935
Total interest expense	$3,805,000	1,881
Net interest income	$10,348,000	1,951
Provision for loan and lease losses	$180,000	1,734
Total noninterest income	$1,410,000	2,078
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$196,000	2,381
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,214,000	1,804
Total noninterest expense	$8,617,000	1,865
Salaries and employee benefits	$5,227,000	1,775
Premises and equipment expense	$354,000	3,051
Additional noninterest expense	$1,214,000	1,804
Pre-tax net operating income	$2,961,000	2,245
Securities gains (losses)	$180,000	119
Applicable income taxes	$400,000	1,905
Income before extraordinary items	$2,741,000	2,157
Extraordinary gains, net	$0	52
Net income	$2,741,000	2,178
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,741,000	2,159
Net charge-offs	$3,000	2,411
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,584,400	2,246
2023-06-30 (YTD Data)		Rank
Total interest income	$9,391,000	1,923
Total interest expense	$2,368,000	1,818
Net interest income	$7,023,000	1,936
Provision for loan and lease losses	$120,000	1,688
Total noninterest income	$905,000	2,065
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$123,000	2,451
Trading account gains and fees	NA	NA
Additional Noninterest Income	$782,000	1,766
Total noninterest expense	$5,772,000	1,855
Salaries and employee benefits	$3,553,000	1,739
Premises and equipment expense	$225,000	3,121
Additional noninterest expense	$782,000	1,764
Pre-tax net operating income	$2,036,000	2,233
Securities gains (losses)	$163,000	126
Applicable income taxes	$290,000	1,870
Income before extraordinary items	$1,909,000	2,120
Extraordinary gains, net	$0	51
Net income	$1,909,000	2,145
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,909,000	2,120
Net charge-offs	$1,000	2,309
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,767,190	2,219
2023-03-31 (YTD Data)		Rank
Total interest income	$4,447,000	1,969
Total interest expense	$1,091,000	1,737
Net interest income	$3,356,000	2,006
Provision for loan and lease losses	$60,000	1,563
Total noninterest income	$437,000	2,101
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$59,000	2,514
Trading account gains and fees	NA	NA
Additional Noninterest Income	$378,000	1,797
Total noninterest expense	$2,870,000	1,881
Salaries and employee benefits	$1,794,000	1,761
Premises and equipment expense	$118,000	3,085
Additional noninterest expense	$378,000	1,797
Pre-tax net operating income	$863,000	2,481
Securities gains (losses)	$126,000	142
Applicable income taxes	$121,000	2,005
Income before extraordinary items	$868,000	2,280
Extraordinary gains, net	$0	4
Net income	$868,000	2,280
Minority interest net income	$0	48
Net income of bank and minority interests.	$868,000	2,280
Net charge-offs	$0	2,062
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$757,120	2,461
2022-12-31 (YTD Data)		Rank
Total interest income	$14,279,000	2,033
Total interest expense	$1,980,000	1,607
Net interest income	$12,299,000	2,077
Provision for loan and lease losses	$240,000	1,681
Total noninterest income	$2,111,000	1,989
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$270,000	2,379
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,841,000	1,703
Total noninterest expense	$10,515,000	1,941
Salaries and employee benefits	$6,150,000	1,922
Premises and equipment expense	$456,000	3,120
Additional noninterest expense	$1,841,000	1,703
Pre-tax net operating income	$3,655,000	2,419
Securities gains (losses)	$383,000	79
Applicable income taxes	$568,000	1,941
Income before extraordinary items	$3,470,000	2,283
Extraordinary gains, net	$0	5
Net income	$3,470,000	2,282
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,470,000	2,282
Net charge-offs	$-29,000	3,938
Cash dividends	$808,000	2,323
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,140,620	2,426
2022-09-30 (YTD Data)		Rank
Total interest income	$9,766,000	2,098
Total interest expense	$1,051,000	1,700
Net interest income	$8,715,000	2,128
Provision for loan and lease losses	$180,000	1,523
Total noninterest income	$1,709,000	1,931
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$201,000	2,401
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,508,000	1,647
Total noninterest expense	$7,793,000	1,946
Salaries and employee benefits	$4,513,000	1,931
Premises and equipment expense	$352,000	3,077
Additional noninterest expense	$1,508,000	1,647
Pre-tax net operating income	$2,451,000	2,550
Securities gains (losses)	$345,000	80
Applicable income taxes	$376,000	2,024
Income before extraordinary items	$2,420,000	2,337
Extraordinary gains, net	$0	4
Net income	$2,420,000	2,336
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,420,000	2,336
Net charge-offs	$-15,000	3,724
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,119,850	2,551
2022-06-30 (YTD Data)		Rank
Total interest income	$5,435,000	2,320
Total interest expense	$452,000	2,083
Net interest income	$4,983,000	2,314
Provision for loan and lease losses	$120,000	1,426
Total noninterest income	$1,317,000	1,770
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$128,000	2,451
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,189,000	1,506
Total noninterest expense	$5,069,000	1,967
Salaries and employee benefits	$2,965,000	1,959
Premises and equipment expense	$242,000	3,059
Additional noninterest expense	$1,862,000	1,692
Pre-tax net operating income	$1,111,000	2,890
Securities gains (losses)	$261,000	85
Applicable income taxes	$143,000	2,384
Income before extraordinary items	$1,229,000	2,596
Extraordinary gains, net	$0	4
Net income	$1,229,000	2,596
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,229,000	2,596
Net charge-offs	$-11,000	3,693
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$994,100	2,869
2022-03-31 (YTD Data)		Rank
Total interest income	$2,264,000	2,542
Total interest expense	$184,000	2,345
Net interest income	$2,080,000	2,540
Provision for loan and lease losses	$60,000	1,235
Total noninterest income	$917,000	1,453
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$65,000	2,414
Trading account gains and fees	NA	NA
Additional Noninterest Income	$852,000	1,194
Total noninterest expense	$2,516,000	1,970
Salaries and employee benefits	$1,486,000	1,951
Premises and equipment expense	$132,000	2,940
Additional noninterest expense	$898,000	1,727
Pre-tax net operating income	$421,000	3,089
Securities gains (losses)	$214,000	84
Applicable income taxes	$61,000	2,394
Income before extraordinary items	$574,000	2,591
Extraordinary gains, net	$0	4
Net income	$574,000	2,589
Minority interest net income	$0	50
Net income of bank and minority interests.	$574,000	2,591
Net charge-offs	$-11,000	3,948
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$381,400	3,057
2021-12-31 (YTD Data)		Rank
Total interest income	$10,623,000	2,386
Total interest expense	$762,000	2,580
Net interest income	$9,861,000	2,350
Provision for loan and lease losses	$900,000	663
Total noninterest income	$3,710,000	1,582
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$238,000	2,456
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,472,000	1,366
Total noninterest expense	$9,569,000	2,030
Salaries and employee benefits	$5,483,000	2,056
Premises and equipment expense	$482,000	3,084
Additional noninterest expense	$3,604,000	1,720
Pre-tax net operating income	$3,102,000	2,650
Securities gains (losses)	$260,000	516
Applicable income taxes	$442,000	2,182
Income before extraordinary items	$2,920,000	2,576
Extraordinary gains, net	$0	10
Net income	$2,920,000	2,577
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,920,000	2,577
Net charge-offs	$1,026,000	410
Cash dividends	$500,000	2,795
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,693,800	2,653
2021-09-30 (YTD Data)		Rank
Total interest income	$7,863,000	2,451
Total interest expense	$572,000	2,676
Net interest income	$7,291,000	2,415
Provision for loan and lease losses	$840,000	532
Total noninterest income	$3,037,000	1,540
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$168,000	2,535
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,869,000	1,330
Total noninterest expense	$7,121,000	2,056
Salaries and employee benefits	$4,051,000	2,078
Premises and equipment expense	$359,000	3,121
Additional noninterest expense	$2,711,000	1,710
Pre-tax net operating income	$2,367,000	2,738
Securities gains (losses)	$225,000	520
Applicable income taxes	$346,000	2,229
Income before extraordinary items	$2,246,000	2,655
Extraordinary gains, net	$0	8
Net income	$2,246,000	2,655
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,246,000	2,655
Net charge-offs	$1,024,000	332
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,050,250	2,742
2021-06-30 (YTD Data)		Rank
Total interest income	$5,155,000	2,469
Total interest expense	$384,000	2,735
Net interest income	$4,771,000	2,434
Provision for loan and lease losses	$780,000	398
Total noninterest income	$2,272,000	1,422
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$103,000	2,604
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,169,000	1,229
Total noninterest expense	$4,643,000	2,078
Salaries and employee benefits	$2,663,000	2,089
Premises and equipment expense	$245,000	3,077
Additional noninterest expense	$1,735,000	1,748
Pre-tax net operating income	$1,620,000	2,681
Securities gains (losses)	$168,000	510
Applicable income taxes	$242,000	2,168
Income before extraordinary items	$1,546,000	2,580
Extraordinary gains, net	$0	6
Net income	$1,546,000	2,579
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,546,000	2,580
Net charge-offs	$1,064,000	260
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,401,520	2,703
2021-03-31 (YTD Data)		Rank
Total interest income	$2,355,000	2,596
Total interest expense	$198,000	2,776
Net interest income	$2,157,000	2,552
Provision for loan and lease losses	$720,000	257
Total noninterest income	$1,464,000	1,199
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$52,000	2,592
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,412,000	1,019
Total noninterest expense	$2,255,000	2,096
Salaries and employee benefits	$1,282,000	2,130
Premises and equipment expense	$131,000	2,988
Additional noninterest expense	$842,000	1,759
Pre-tax net operating income	$646,000	2,949
Securities gains (losses)	$139,000	396
Applicable income taxes	$98,000	2,294
Income before extraordinary items	$687,000	2,714
Extraordinary gains, net	$0	3
Net income	$687,000	2,712
Minority interest net income	$0	55
Net income of bank and minority interests.	$687,000	2,714
Net charge-offs	$1,072,000	175
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$564,680	2,949
2020-12-31 (YTD Data)		Rank
Total interest income	$9,961,000	2,522
Total interest expense	$1,089,000	2,806
Net interest income	$8,872,000	2,448
Provision for loan and lease losses	$588,000	2,084
Total noninterest income	$2,885,000	1,760
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$258,000	2,409
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,627,000	1,545
Total noninterest expense	$8,431,000	2,184
Salaries and employee benefits	$4,788,000	2,214
Premises and equipment expense	$496,000	3,071
Additional noninterest expense	$3,147,000	1,849
Pre-tax net operating income	$2,738,000	2,542
Securities gains (losses)	$593,000	538
Applicable income taxes	$422,000	2,066
Income before extraordinary items	$2,909,000	2,341
Extraordinary gains, net	$0	4
Net income	$2,909,000	2,341
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,909,000	2,341
Net charge-offs	$-4,000	4,089
Cash dividends	$800,000	2,418
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,393,090	2,555
2020-09-30 (YTD Data)		Rank
Total interest income	$7,520,000	2,521
Total interest expense	$860,000	2,821
Net interest income	$6,660,000	2,439
Provision for loan and lease losses	$278,000	2,488
Total noninterest income	$1,987,000	1,798
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$192,000	2,431
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,795,000	1,587
Total noninterest expense	$5,881,000	2,279
Salaries and employee benefits	$3,545,000	2,214
Premises and equipment expense	$355,000	3,150
Additional noninterest expense	$1,981,000	2,090
Pre-tax net operating income	$2,488,000	2,303
Securities gains (losses)	$321,000	675
Applicable income taxes	$381,000	1,910
Income before extraordinary items	$2,428,000	2,191
Extraordinary gains, net	$0	4
Net income	$2,428,000	2,191
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,428,000	2,191
Net charge-offs	$-5,000	4,085
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,151,940	2,290
2020-06-30 (YTD Data)		Rank
Total interest income	$4,899,000	2,590
Total interest expense	$616,000	2,829
Net interest income	$4,283,000	2,520
Provision for loan and lease losses	$218,000	2,330
Total noninterest income	$1,051,000	1,964
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$131,000	2,449
Trading account gains and fees	NA	NA
Additional Noninterest Income	$920,000	1,754
Total noninterest expense	$3,652,000	2,392
Salaries and employee benefits	$2,235,000	2,296
Premises and equipment expense	$234,000	3,172
Additional noninterest expense	$1,183,000	2,240
Pre-tax net operating income	$1,464,000	2,417
Securities gains (losses)	$95,000	1,009
Applicable income taxes	$188,000	2,111
Income before extraordinary items	$1,371,000	2,367
Extraordinary gains, net	$0	4
Net income	$1,371,000	2,367
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,371,000	2,367
Net charge-offs	$1,000	2,929
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,287,400	2,412
2020-03-31 (YTD Data)		Rank
Total interest income	$2,347,000	2,665
Total interest expense	$341,000	2,818
Net interest income	$2,006,000	2,594
Provision for loan and lease losses	$49,000	2,591
Total noninterest income	$405,000	2,170
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$81,000	2,415
Trading account gains and fees	NA	NA
Additional Noninterest Income	$324,000	1,926
Total noninterest expense	$1,712,000	2,501
Salaries and employee benefits	$1,059,000	2,383
Premises and equipment expense	$116,000	3,202
Additional noninterest expense	$537,000	2,413
Pre-tax net operating income	$650,000	2,446
Securities gains (losses)	$73,000	714
Applicable income taxes	$83,000	2,088
Income before extraordinary items	$640,000	2,305
Extraordinary gains, net	$0	4
Net income	$640,000	2,304
Minority interest net income	$0	56
Net income of bank and minority interests.	$640,000	2,305
Net charge-offs	$-1,000	3,618
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$575,030	2,437
2019-12-31 (YTD Data)		Rank
Total interest income	$9,384,000	2,677
Total interest expense	$1,129,000	3,139
Net interest income	$8,255,000	2,565
Provision for loan and lease losses	$12,000	3,825
Total noninterest income	$1,773,000	2,099
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$375,000	2,292
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,398,000	1,874
Total noninterest expense	$6,987,000	2,453
Salaries and employee benefits	$3,967,000	2,448
Premises and equipment expense	$466,000	3,219
Additional noninterest expense	$2,554,000	2,185
Pre-tax net operating income	$3,029,000	2,441
Securities gains (losses)	$27,000	1,515
Applicable income taxes	$371,000	2,215
Income before extraordinary items	$2,685,000	2,468
Extraordinary gains, net	$0	11
Net income	$2,685,000	2,469
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,685,000	2,470
Net charge-offs	$28,000	2,969
Cash dividends	$1,231,000	2,100
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,661,240	2,448
2019-09-30 (YTD Data)		Rank
Total interest income	$6,819,000	2,774
Total interest expense	$802,000	3,237
Net interest income	$6,017,000	2,649
Provision for loan and lease losses	$9,000	3,713
Total noninterest income	$1,332,000	2,097
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$279,000	2,326
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,053,000	1,860
Total noninterest expense	$5,083,000	2,514
Salaries and employee benefits	$2,914,000	2,505
Premises and equipment expense	$349,000	3,237
Additional noninterest expense	$1,820,000	2,259
Pre-tax net operating income	$2,257,000	2,522
Securities gains (losses)	$18,000	1,471
Applicable income taxes	$276,000	2,296
Income before extraordinary items	$1,999,000	2,525
Extraordinary gains, net	$0	11
Net income	$1,999,000	2,526
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,999,000	2,526
Net charge-offs	$7,000	3,061
Cash dividends	$455,000	2,565
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,983,160	2,510
2019-06-30 (YTD Data)		Rank
Total interest income	$4,486,000	2,804
Total interest expense	$518,000	3,264
Net interest income	$3,968,000	2,678
Provision for loan and lease losses	$6,000	3,561
Total noninterest income	$878,000	2,107
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$182,000	2,337
Trading account gains and fees	NA	NA
Additional Noninterest Income	$696,000	1,844
Total noninterest expense	$3,324,000	2,562
Salaries and employee benefits	$1,913,000	2,546
Premises and equipment expense	$236,000	3,230
Additional noninterest expense	$1,175,000	2,312
Pre-tax net operating income	$1,516,000	2,489
Securities gains (losses)	$9,000	1,239
Applicable income taxes	$196,000	2,223
Income before extraordinary items	$1,329,000	2,496
Extraordinary gains, net	$0	11
Net income	$1,329,000	2,495
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,329,000	2,495
Net charge-offs	$4,000	2,873
Cash dividends	$455,000	2,209
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,321,170	2,481
2019-03-31 (YTD Data)		Rank
Total interest income	$2,175,000	2,878
Total interest expense	$250,000	3,285
Net interest income	$1,925,000	2,751
Provision for loan and lease losses	$3,000	3,314
Total noninterest income	$330,000	2,404
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$88,000	2,379
Trading account gains and fees	NA	NA
Additional Noninterest Income	$242,000	2,190
Total noninterest expense	$1,639,000	2,607
Salaries and employee benefits	$945,000	2,584
Premises and equipment expense	$126,000	3,162
Additional noninterest expense	$568,000	2,359
Pre-tax net operating income	$613,000	2,783
Securities gains (losses)	$5,000	841
Applicable income taxes	$55,000	2,568
Income before extraordinary items	$563,000	2,722
Extraordinary gains, net	$0	5
Net income	$563,000	2,721
Minority interest net income	$0	52
Net income of bank and minority interests.	$563,000	2,721
Net charge-offs	$5,000	2,211
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$558,450	2,723
2018-12-31 (YTD Data)		Rank
Total interest income	$7,890,000	2,959
Total interest expense	$872,000	3,132
Net interest income	$7,018,000	2,895
Provision for loan and lease losses	$12,000	3,922
Total noninterest income	$1,735,000	2,149
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$381,000	2,354
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,354,000	1,905
Total noninterest expense	$6,136,000	2,685
Salaries and employee benefits	$3,542,000	2,656
Premises and equipment expense	$457,000	3,321
Additional noninterest expense	$2,137,000	2,480
Pre-tax net operating income	$2,605,000	2,717
Securities gains (losses)	$103,000	297
Applicable income taxes	$366,000	2,240
Income before extraordinary items	$2,342,000	2,692
Extraordinary gains, net	$0	6
Net income	$2,342,000	2,690
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,342,000	2,691
Net charge-offs	$34,000	2,836
Cash dividends	$717,000	2,606
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,253,420	2,744
2018-09-30 (YTD Data)		Rank
Total interest income	$5,803,000	2,990
Total interest expense	$647,000	3,093
Net interest income	$5,156,000	2,945
Provision for loan and lease losses	$9,000	3,800
Total noninterest income	$1,297,000	2,179
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$281,000	2,399
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,016,000	1,919
Total noninterest expense	$4,538,000	2,717
Salaries and employee benefits	$2,644,000	2,669
Premises and equipment expense	$344,000	3,347
Additional noninterest expense	$1,550,000	2,541
Pre-tax net operating income	$1,906,000	2,818
Securities gains (losses)	$52,000	413
Applicable income taxes	$261,000	2,331
Income before extraordinary items	$1,697,000	2,800
Extraordinary gains, net	$0	5
Net income	$1,697,000	2,799
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,697,000	2,799
Net charge-offs	$34,000	2,427
Cash dividends	$35,000	3,543
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,651,760	2,835
2018-06-30 (YTD Data)		Rank
Total interest income	$3,512,000	3,159
Total interest expense	$417,000	3,060
Net interest income	$3,095,000	3,139
Provision for loan and lease losses	$6,000	3,639
Total noninterest income	$842,000	2,211
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$186,000	2,407
Trading account gains and fees	NA	NA
Additional Noninterest Income	$656,000	1,953
Total noninterest expense	$2,972,000	2,771
Salaries and employee benefits	$1,702,000	2,754
Premises and equipment expense	$231,000	3,347
Additional noninterest expense	$1,039,000	2,546
Pre-tax net operating income	$959,000	3,218
Securities gains (losses)	$28,000	421
Applicable income taxes	$103,000	2,708
Income before extraordinary items	$884,000	3,143
Extraordinary gains, net	$0	6
Net income	$884,000	3,141
Minority interest net income	$0	65
Net income of bank and minority interests.	$884,000	3,142
Net charge-offs	$25,000	2,124
Cash dividends	$35,000	3,391
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$858,800	3,182
2018-03-31 (YTD Data)		Rank
Total interest income	$1,705,000	3,208
Total interest expense	$200,000	3,075
Net interest income	$1,505,000	3,202
Provision for loan and lease losses	$3,000	3,382
Total noninterest income	$362,000	2,376
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$97,000	2,350
Trading account gains and fees	NA	NA
Additional Noninterest Income	$265,000	2,160
Total noninterest expense	$1,463,000	2,825
Salaries and employee benefits	$816,000	2,867
Premises and equipment expense	$119,000	3,337
Additional noninterest expense	$528,000	2,537
Pre-tax net operating income	$401,000	3,430
Securities gains (losses)	$16,000	376
Applicable income taxes	$31,000	3,004
Income before extraordinary items	$386,000	3,304
Extraordinary gains, net	$0	7
Net income	$386,000	3,304
Minority interest net income	$0	52
Net income of bank and minority interests.	$386,000	3,304
Net charge-offs	$-2,000	4,048
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$371,120	3,365
2017-12-31 (YTD Data)		Rank
Total interest income	$6,538,000	3,245
Total interest expense	$656,000	3,243
Net interest income	$5,882,000	3,212
Provision for loan and lease losses	$12,000	4,059
Total noninterest income	$1,800,000	2,164
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$363,000	2,532
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,437,000	1,869
Total noninterest expense	$5,593,000	2,900
Salaries and employee benefits	$3,260,000	2,838
Premises and equipment expense	$464,000	3,396
Additional noninterest expense	$1,869,000	2,776
Pre-tax net operating income	$2,077,000	3,049
Securities gains (losses)	$274,000	325
Applicable income taxes	$533,000	2,372
Income before extraordinary items	$1,818,000	2,846
Extraordinary gains, net	$0	9
Net income	$1,818,000	2,845
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,818,000	2,846
Net charge-offs	$3,000	3,939
Cash dividends	$538,000	2,889
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,607,020	3,000
2017-09-30 (YTD Data)		Rank
Total interest income	$4,707,000	3,341
Total interest expense	$479,000	3,291
Net interest income	$4,228,000	3,319
Provision for loan and lease losses	$9,000	3,928
Total noninterest income	$1,337,000	2,204
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$314,000	2,329
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,023,000	1,953
Total noninterest expense	$4,013,000	3,001
Salaries and employee benefits	$2,284,000	2,976
Premises and equipment expense	$346,000	3,438
Additional noninterest expense	$1,383,000	2,807
Pre-tax net operating income	$1,543,000	3,119
Securities gains (losses)	$265,000	309
Applicable income taxes	$440,000	2,187
Income before extraordinary items	$1,368,000	3,000
Extraordinary gains, net	$0	9
Net income	$1,368,000	2,999
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,368,000	3,000
Net charge-offs	$-11,000	4,773
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,166,600	3,237
2017-06-30 (YTD Data)		Rank
Total interest income	$3,023,000	3,407
Total interest expense	$316,000	3,274
Net interest income	$2,707,000	3,404
Provision for loan and lease losses	$6,000	3,724
Total noninterest income	$869,000	2,237
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$204,000	2,365
Trading account gains and fees	NA	NA
Additional Noninterest Income	$665,000	1,989
Total noninterest expense	$2,674,000	3,019
Salaries and employee benefits	$1,520,000	2,990
Premises and equipment expense	$232,000	3,458
Additional noninterest expense	$922,000	2,825
Pre-tax net operating income	$896,000	3,305
Securities gains (losses)	$158,000	318
Applicable income taxes	$190,000	2,517
Income before extraordinary items	$864,000	3,049
Extraordinary gains, net	$0	11
Net income	$864,000	3,048
Minority interest net income	$0	71
Net income of bank and minority interests.	$864,000	3,049
Net charge-offs	$-13,000	4,876
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$734,440	3,294
2017-03-31 (YTD Data)		Rank
Total interest income	$1,421,000	3,553
Total interest expense	$157,000	3,281
Net interest income	$1,264,000	3,555
Provision for loan and lease losses	$3,000	3,441
Total noninterest income	$394,000	2,349
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$104,000	2,335
Trading account gains and fees	NA	NA
Additional Noninterest Income	$290,000	2,138
Total noninterest expense	$1,297,000	3,100
Salaries and employee benefits	$753,000	3,051
Premises and equipment expense	$120,000	3,440
Additional noninterest expense	$424,000	2,999
Pre-tax net operating income	$358,000	3,583
Securities gains (losses)	$130,000	200
Applicable income taxes	$119,000	2,307
Income before extraordinary items	$369,000	3,273
Extraordinary gains, net	$0	8
Net income	$369,000	3,272
Minority interest net income	$0	55
Net income of bank and minority interests.	$369,000	3,273
Net charge-offs	$-14,000	5,129
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$270,200	3,747
2016-12-31 (YTD Data)		Rank
Total interest income	$5,620,000	3,567
Total interest expense	$685,000	3,086
Net interest income	$4,935,000	3,605
Provision for loan and lease losses	$102,000	3,095
Total noninterest income	$1,518,000	2,475
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$478,000	2,156
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,040,000	2,356
Total noninterest expense	$4,954,000	3,199
Salaries and employee benefits	$2,828,000	3,141
Premises and equipment expense	$463,000	3,514
Additional noninterest expense	$1,663,000	3,125
Pre-tax net operating income	$1,397,000	3,610
Securities gains (losses)	$70,000	1,607
Applicable income taxes	$232,000	2,828
Income before extraordinary items	$1,235,000	3,586
Extraordinary gains, net	$0	5
Net income	$1,235,000	3,584
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,235,000	3,585
Net charge-offs	$-1,000	4,661
Cash dividends	$360,000	3,291
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,176,200	3,601
2016-09-30 (YTD Data)		Rank
Total interest income	$3,983,000	3,702
Total interest expense	$524,000	3,050
Net interest income	$3,459,000	3,752
Provision for loan and lease losses	$90,000	2,817
Total noninterest income	$1,106,000	2,511
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$361,000	2,150
Trading account gains and fees	$0	169
Additional Noninterest Income	$745,000	2,411
Total noninterest expense	$3,750,000	3,187
Salaries and employee benefits	$2,157,000	3,104
Premises and equipment expense	$356,000	3,483
Additional noninterest expense	$1,237,000	3,151
Pre-tax net operating income	$725,000	4,190
Securities gains (losses)	$183,000	858
Applicable income taxes	$86,000	3,290
Income before extraordinary items	$822,000	3,809
Extraordinary gains, net	$0	5
Net income	$822,000	3,807
Minority interest net income	$0	71
Net income of bank and minority interests.	$822,000	3,809
Net charge-offs	$-5,000	4,742
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$655,470	4,069
2016-06-30 (YTD Data)		Rank
Total interest income	$2,764,000	3,636
Total interest expense	$362,000	2,992
Net interest income	$2,402,000	3,688
Provision for loan and lease losses	$60,000	2,701
Total noninterest income	$683,000	2,574
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$232,000	2,196
Trading account gains and fees	$0	157
Additional Noninterest Income	$451,000	2,507
Total noninterest expense	$2,445,000	3,249
Salaries and employee benefits	$1,414,000	3,169
Premises and equipment expense	$240,000	3,495
Additional noninterest expense	$791,000	3,264
Pre-tax net operating income	$580,000	3,937
Securities gains (losses)	$39,000	1,599
Applicable income taxes	$208,000	2,468
Income before extraordinary items	$411,000	4,227
Extraordinary gains, net	$198,000	5
Net income	$609,000	3,653
Minority interest net income	$0	71
Net income of bank and minority interests.	$609,000	3,656
Net charge-offs	$-39,000	5,425
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$385,260	4,241
2016-03-31 (YTD Data)		Rank
Total interest income	$1,240,000	3,874
Total interest expense	$188,000	2,952
Net interest income	$1,052,000	3,977
Provision for loan and lease losses	$30,000	2,510
Total noninterest income	$399,000	2,357
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$112,000	2,246
Trading account gains and fees	$0	142
Additional Noninterest Income	$287,000	2,142
Total noninterest expense	$1,197,000	3,309
Salaries and employee benefits	$692,000	3,234
Premises and equipment expense	$129,000	3,390
Additional noninterest expense	$376,000	3,374
Pre-tax net operating income	$224,000	4,286
Securities gains (losses)	$39,000	933
Applicable income taxes	$83,000	2,606
Income before extraordinary items	$180,000	4,390
Extraordinary gains, net	$0	12
Net income	$180,000	4,387
Minority interest net income	$0	62
Net income of bank and minority interests.	$180,000	4,389
Net charge-offs	$10,000	2,329
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$153,480	4,538
2015-12-31 (YTD Data)		Rank
Total interest income	$4,733,000	3,965
Total interest expense	$665,000	3,171
Net interest income	$4,068,000	4,045
Provision for loan and lease losses	$120,000	2,830
Total noninterest income	$1,491,000	2,487
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$533,000	2,024
Trading account gains and fees	$0	159
Additional Noninterest Income	$958,000	2,429
Total noninterest expense	$4,823,000	3,306
Salaries and employee benefits	$2,655,000	3,275
Premises and equipment expense	$511,000	3,433
Additional noninterest expense	$1,657,000	3,194
Pre-tax net operating income	$616,000	4,715
Securities gains (losses)	$80,000	1,298
Applicable income taxes	$54,000	3,601
Income before extraordinary items	$642,000	4,513
Extraordinary gains, net	$0	23
Net income	$642,000	4,514
Minority interest net income	$0	81
Net income of bank and minority interests.	$642,000	4,514
Net charge-offs	$35,000	3,482
Cash dividends	$82,000	4,053
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$568,400	4,633
2015-09-30 (YTD Data)		Rank
Total interest income	$3,381,000	4,122
Total interest expense	$478,000	3,285
Net interest income	$2,903,000	4,181
Provision for loan and lease losses	$90,000	2,744
Total noninterest income	$1,181,000	2,445
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$400,000	2,040
Trading account gains and fees	$0	153
Additional Noninterest Income	$781,000	2,345
Total noninterest expense	$3,583,000	3,346
Salaries and employee benefits	$1,963,000	3,314
Premises and equipment expense	$391,000	3,440
Additional noninterest expense	$1,229,000	3,229
Pre-tax net operating income	$411,000	4,966
Securities gains (losses)	$1,000	2,915
Applicable income taxes	$-1,000	6,021
Income before extraordinary items	$413,000	4,817
Extraordinary gains, net	$0	21
Net income	$413,000	4,819
Minority interest net income	$0	78
Net income of bank and minority interests.	$413,000	4,821
Net charge-offs	$28,000	3,161
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$412,000	4,764
2015-06-30 (YTD Data)		Rank
Total interest income	$2,215,000	4,177
Total interest expense	$317,000	3,333
Net interest income	$1,898,000	4,248
Provision for loan and lease losses	$60,000	2,661
Total noninterest income	$788,000	2,446
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$268,000	1,987
Trading account gains and fees	$0	157
Additional Noninterest Income	$520,000	2,370
Total noninterest expense	$2,427,000	3,332
Salaries and employee benefits	$1,301,000	3,354
Premises and equipment expense	$269,000	3,386
Additional noninterest expense	$857,000	3,163
Pre-tax net operating income	$199,000	5,238
Securities gains (losses)	$1,000	2,511
Applicable income taxes	$-36,000	6,209
Income before extraordinary items	$236,000	4,977
Extraordinary gains, net	$0	22
Net income	$236,000	4,978
Minority interest net income	$0	75
Net income of bank and minority interests.	$236,000	4,980
Net charge-offs	$21,000	2,921
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$235,000	4,921
2015-03-31 (YTD Data)		Rank
Total interest income	$1,103,000	4,197
Total interest expense	$158,000	3,370
Net interest income	$945,000	4,272
Provision for loan and lease losses	$30,000	2,461
Total noninterest income	$380,000	2,463
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$133,000	1,995
Trading account gains and fees	$0	152
Additional Noninterest Income	$247,000	2,369
Total noninterest expense	$1,130,000	3,526
Salaries and employee benefits	$585,000	3,632
Premises and equipment expense	$145,000	3,266
Additional noninterest expense	$400,000	3,302
Pre-tax net operating income	$165,000	4,707
Securities gains (losses)	$0	2,027
Applicable income taxes	$-10,000	6,254
Income before extraordinary items	$175,000	4,487
Extraordinary gains, net	$0	13
Net income	$175,000	4,489
Minority interest net income	$0	64
Net income of bank and minority interests.	$175,000	4,491
Net charge-offs	$4,000	2,829
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$175,000	4,400
2014-12-31 (YTD Data)		Rank
Total interest income	$4,431,000	4,247
Total interest expense	$622,000	3,532
Net interest income	$3,809,000	4,301
Provision for loan and lease losses	$225,000	2,344
Total noninterest income	$1,498,000	2,509
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$640,000	1,859
Trading account gains and fees	$0	180
Additional Noninterest Income	$858,000	2,550
Total noninterest expense	$4,564,000	3,518
Salaries and employee benefits	$2,326,000	3,666
Premises and equipment expense	$525,000	3,517
Additional noninterest expense	$1,713,000	3,231
Pre-tax net operating income	$518,000	5,006
Securities gains (losses)	$406,000	488
Applicable income taxes	$154,000	3,144
Income before extraordinary items	$770,000	4,355
Extraordinary gains, net	$0	17
Net income	$770,000	4,355
Minority interest net income	$0	84
Net income of bank and minority interests.	$770,000	4,356
Net charge-offs	$-30,000	5,890
Cash dividends	$200,000	3,700
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$433,020	5,031
2014-09-30 (YTD Data)		Rank
Total interest income	$3,299,000	4,298
Total interest expense	$456,000	3,664
Net interest income	$2,843,000	4,340
Provision for loan and lease losses	$195,000	2,112
Total noninterest income	$1,124,000	2,535
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$498,000	1,827
Trading account gains and fees	$0	174
Additional Noninterest Income	$626,000	2,587
Total noninterest expense	$3,302,000	3,613
Salaries and employee benefits	$1,689,000	3,752
Premises and equipment expense	$400,000	3,535
Additional noninterest expense	$1,213,000	3,369
Pre-tax net operating income	$470,000	4,860
Securities gains (losses)	$305,000	467
Applicable income taxes	$143,000	3,067
Income before extraordinary items	$632,000	4,282
Extraordinary gains, net	$0	15
Net income	$632,000	4,283
Minority interest net income	$0	81
Net income of bank and minority interests.	$632,000	4,283
Net charge-offs	$-47,000	6,018
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$381,900	4,930
2014-06-30 (YTD Data)		Rank
Total interest income	$2,163,000	4,348
Total interest expense	$297,000	3,753
Net interest income	$1,866,000	4,381
Provision for loan and lease losses	$150,000	1,864
Total noninterest income	$722,000	2,550
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$317,000	1,863
Trading account gains and fees	$0	172
Additional Noninterest Income	$405,000	2,611
Total noninterest expense	$2,104,000	3,742
Salaries and employee benefits	$1,062,000	3,898
Premises and equipment expense	$279,000	3,466
Additional noninterest expense	$763,000	3,538
Pre-tax net operating income	$334,000	4,759
Securities gains (losses)	$305,000	350
Applicable income taxes	$162,000	2,616
Income before extraordinary items	$477,000	4,035
Extraordinary gains, net	$0	20
Net income	$477,000	4,040
Minority interest net income	$0	80
Net income of bank and minority interests.	$477,000	4,040
Net charge-offs	$-26,000	5,972
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$248,250	4,927
2014-03-31 (YTD Data)		Rank
Total interest income	$1,075,000	4,395
Total interest expense	$145,000	3,865
Net interest income	$930,000	4,427
Provision for loan and lease losses	$90,000	1,672
Total noninterest income	$330,000	2,667
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$150,000	1,929
Trading account gains and fees	$0	147
Additional Noninterest Income	$180,000	2,713
Total noninterest expense	$1,110,000	3,636
Salaries and employee benefits	$518,000	3,985
Premises and equipment expense	$151,000	3,330
Additional noninterest expense	$441,000	3,186
Pre-tax net operating income	$60,000	5,657
Securities gains (losses)	$121,000	380
Applicable income taxes	$22,000	3,447
Income before extraordinary items	$159,000	4,602
Extraordinary gains, net	$0	16
Net income	$159,000	4,605
Minority interest net income	$0	66
Net income of bank and minority interests.	$159,000	4,605
Net charge-offs	$29,000	2,245
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$52,520	5,650
2013-12-31 (YTD Data)		Rank
Total interest income	$4,644,000	4,282
Total interest expense	$671,000	3,846
Net interest income	$3,973,000	4,290
Provision for loan and lease losses	$300,000	2,425
Total noninterest income	$1,556,000	2,524
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$685,000	1,861
Trading account gains and fees	$0	184
Additional Noninterest Income	$871,000	2,562
Total noninterest expense	$4,789,000	3,512
Salaries and employee benefits	$2,252,000	3,810
Premises and equipment expense	$541,000	3,556
Additional noninterest expense	$1,996,000	2,971
Pre-tax net operating income	$440,000	5,135
Securities gains (losses)	$805,000	295
Applicable income taxes	$295,000	2,652
Income before extraordinary items	$950,000	3,988
Extraordinary gains, net	$0	29
Net income	$950,000	3,991
Minority interest net income	$0	90
Net income of bank and minority interests.	$950,000	3,992
Net charge-offs	$132,000	3,459
Cash dividends	$100,000	3,941
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$338,200	5,269
2013-09-30 (YTD Data)		Rank
Total interest income	$3,604,000	4,222
Total interest expense	$511,000	3,896
Net interest income	$3,093,000	4,237
Provision for loan and lease losses	$210,000	2,518
Total noninterest income	$1,210,000	2,520
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$504,000	1,899
Trading account gains and fees	$0	180
Additional Noninterest Income	$706,000	2,497
Total noninterest expense	$3,489,000	3,591
Salaries and employee benefits	$1,727,000	3,752
Premises and equipment expense	$407,000	3,572
Additional noninterest expense	$1,355,000	3,205
Pre-tax net operating income	$604,000	4,489
Securities gains (losses)	$503,000	408
Applicable income taxes	$251,000	2,584
Income before extraordinary items	$856,000	3,694
Extraordinary gains, net	$0	25
Net income	$856,000	3,697
Minority interest net income	$0	84
Net income of bank and minority interests.	$856,000	3,698
Net charge-offs	$99,000	3,264
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$468,690	4,606
2013-06-30 (YTD Data)		Rank
Total interest income	$2,429,000	4,192
Total interest expense	$344,000	3,933
Net interest income	$2,085,000	4,199
Provision for loan and lease losses	$180,000	2,226
Total noninterest income	$839,000	2,478
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$331,000	1,892
Trading account gains and fees	$0	157
Additional Noninterest Income	$508,000	2,453
Total noninterest expense	$2,364,000	3,571
Salaries and employee benefits	$1,144,000	3,788
Premises and equipment expense	$279,000	3,524
Additional noninterest expense	$941,000	3,104
Pre-tax net operating income	$380,000	4,559
Securities gains (losses)	$463,000	393
Applicable income taxes	$164,000	2,606
Income before extraordinary items	$679,000	3,379
Extraordinary gains, net	$0	22
Net income	$679,000	3,380
Minority interest net income	$0	82
Net income of bank and minority interests.	$679,000	3,382
Net charge-offs	$24,000	3,889
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$303,970	4,610
2013-03-31 (YTD Data)		Rank
Total interest income	$1,255,000	4,137
Total interest expense	$172,000	4,023
Net interest income	$1,083,000	4,107
Provision for loan and lease losses	$90,000	2,172
Total noninterest income	$412,000	2,510
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$163,000	1,904
Trading account gains and fees	$0	148
Additional Noninterest Income	$249,000	2,475
Total noninterest expense	$1,161,000	3,642
Salaries and employee benefits	$556,000	3,898
Premises and equipment expense	$151,000	3,367
Additional noninterest expense	$454,000	3,192
Pre-tax net operating income	$244,000	4,170
Securities gains (losses)	$61,000	843
Applicable income taxes	$100,000	2,402
Income before extraordinary items	$205,000	4,227
Extraordinary gains, net	$0	10
Net income	$205,000	4,229
Minority interest net income	$0	76
Net income of bank and minority interests.	$205,000	4,229
Net charge-offs	$9,000	3,485
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$164,130	4,496
2012-12-31 (YTD Data)		Rank
Total interest income	$5,403,000	4,123
Total interest expense	$812,000	4,087
Net interest income	$4,591,000	4,037
Provision for loan and lease losses	$560,000	2,563
Total noninterest income	$1,997,000	2,184
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$763,000	1,757
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,234,000	2,102
Total noninterest expense	$4,746,000	3,611
Salaries and employee benefits	$2,428,000	3,643
Premises and equipment expense	$567,000	3,517
Additional noninterest expense	$1,751,000	3,412
Pre-tax net operating income	$1,282,000	3,604
Securities gains (losses)	$311,000	1,339
Applicable income taxes	$386,000	2,439
Income before extraordinary items	$1,207,000	3,537
Extraordinary gains, net	$0	29
Net income	$1,207,000	3,538
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,207,000	3,539
Net charge-offs	$263,000	3,465
Cash dividends	$410,000	2,978
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$970,640	3,796
2012-09-30 (YTD Data)		Rank
Total interest income	$4,076,000	4,176
Total interest expense	$618,000	4,174
Net interest income	$3,458,000	4,076
Provision for loan and lease losses	$270,000	3,108
Total noninterest income	$1,547,000	2,139
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$574,000	1,777
Trading account gains and fees	$0	157
Additional Noninterest Income	$973,000	2,028
Total noninterest expense	$3,523,000	3,662
Salaries and employee benefits	$1,786,000	3,699
Premises and equipment expense	$429,000	3,538
Additional noninterest expense	$1,308,000	3,429
Pre-tax net operating income	$1,212,000	3,294
Securities gains (losses)	$304,000	1,108
Applicable income taxes	$365,000	2,268
Income before extraordinary items	$1,151,000	3,162
Extraordinary gains, net	$0	20
Net income	$1,151,000	3,161
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,151,000	3,160
Net charge-offs	$65,000	4,342
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$919,960	3,443
2012-06-30 (YTD Data)		Rank
Total interest income	$2,754,000	4,170
Total interest expense	$413,000	4,259
Net interest income	$2,341,000	4,049
Provision for loan and lease losses	$180,000	3,106
Total noninterest income	$994,000	2,163
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$377,000	1,799
Trading account gains and fees	$0	153
Additional Noninterest Income	$617,000	2,064
Total noninterest expense	$2,364,000	3,663
Salaries and employee benefits	$1,168,000	3,768
Premises and equipment expense	$286,000	3,543
Additional noninterest expense	$910,000	3,361
Pre-tax net operating income	$791,000	3,303
Securities gains (losses)	$177,000	1,193
Applicable income taxes	$183,000	2,527
Income before extraordinary items	$785,000	3,083
Extraordinary gains, net	$0	19
Net income	$785,000	3,082
Minority interest net income	$0	84
Net income of bank and minority interests.	$785,000	3,083
Net charge-offs	$59,000	3,882
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$641,630	3,330
2012-03-31 (YTD Data)		Rank
Total interest income	$1,389,000	4,192
Total interest expense	$206,000	4,384
Net interest income	$1,183,000	4,047
Provision for loan and lease losses	$90,000	2,992
Total noninterest income	$569,000	1,978
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$193,000	1,754
Trading account gains and fees	$0	148
Additional Noninterest Income	$376,000	1,836
Total noninterest expense	$1,309,000	3,411
Salaries and employee benefits	$624,000	3,627
Premises and equipment expense	$143,000	3,583
Additional noninterest expense	$542,000	2,896
Pre-tax net operating income	$353,000	3,538
Securities gains (losses)	$78,000	1,020
Applicable income taxes	$8,000	4,083
Income before extraordinary items	$423,000	2,942
Extraordinary gains, net	$0	19
Net income	$423,000	2,945
Minority interest net income	$0	78
Net income of bank and minority interests.	$423,000	2,946
Net charge-offs	$44,000	3,112
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$346,560	3,203
2011-12-31 (YTD Data)		Rank
Total interest income	$5,718,000	4,213
Total interest expense	$955,000	4,509
Net interest income	$4,763,000	4,030
Provision for loan and lease losses	$740,000	2,852
Total noninterest income	$1,583,000	2,363
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$558,000	2,362
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,025,000	2,098
Total noninterest expense	$4,675,000	3,708
Salaries and employee benefits	$2,392,000	3,692
Premises and equipment expense	$573,000	3,696
Additional noninterest expense	$1,710,000	3,547
Pre-tax net operating income	$931,000	3,857
Securities gains (losses)	$123,000	1,890
Applicable income taxes	$248,000	2,699
Income before extraordinary items	$806,000	3,926
Extraordinary gains, net	$0	29
Net income	$806,000	3,931
Minority interest net income	$0	96
Net income of bank and minority interests.	$806,000	3,930
Net charge-offs	$481,000	3,228
Cash dividends	$100,000	3,758
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$712,520	3,999
2011-09-30 (YTD Data)		Rank
Total interest income	$4,307,000	4,250
Total interest expense	$745,000	4,531
Net interest income	$3,562,000	4,055
Provision for loan and lease losses	$270,000	3,754
Total noninterest income	$1,180,000	2,359
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$414,000	2,395
Trading account gains and fees	$0	145
Additional Noninterest Income	$766,000	2,105
Total noninterest expense	$3,457,000	3,763
Salaries and employee benefits	$1,796,000	3,684
Premises and equipment expense	$442,000	3,666
Additional noninterest expense	$1,219,000	3,651
Pre-tax net operating income	$1,015,000	3,286
Securities gains (losses)	$97,000	1,820
Applicable income taxes	$277,000	2,350
Income before extraordinary items	$835,000	3,436
Extraordinary gains, net	$0	21
Net income	$835,000	3,438
Minority interest net income	$0	87
Net income of bank and minority interests.	$835,000	3,438
Net charge-offs	$258,000	3,410
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$762,250	3,490
2011-06-30 (YTD Data)		Rank
Total interest income	$2,797,000	4,359
Total interest expense	$503,000	4,614
Net interest income	$2,294,000	4,190
Provision for loan and lease losses	$120,000	4,174
Total noninterest income	$688,000	2,572
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$275,000	2,378
Trading account gains and fees	$0	153
Additional Noninterest Income	$413,000	2,388
Total noninterest expense	$2,264,000	3,846
Salaries and employee benefits	$1,183,000	3,753
Premises and equipment expense	$292,000	3,716
Additional noninterest expense	$789,000	3,785
Pre-tax net operating income	$598,000	3,480
Securities gains (losses)	$21,000	2,069
Applicable income taxes	$117,000	2,731
Income before extraordinary items	$502,000	3,582
Extraordinary gains, net	$0	15
Net income	$502,000	3,584
Minority interest net income	$0	89
Net income of bank and minority interests.	$502,000	3,583
Net charge-offs	$264,000	2,831
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$484,990	3,549
2011-03-31 (YTD Data)		Rank
Total interest income	$1,412,000	4,351
Total interest expense	$254,000	4,715
Net interest income	$1,158,000	4,144
Provision for loan and lease losses	$30,000	4,582
Total noninterest income	$356,000	2,543
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$126,000	2,531
Trading account gains and fees	$0	158
Additional Noninterest Income	$230,000	2,275
Total noninterest expense	$1,140,000	3,836
Salaries and employee benefits	$597,000	3,744
Premises and equipment expense	$146,000	3,772
Additional noninterest expense	$397,000	3,748
Pre-tax net operating income	$344,000	3,271
Securities gains (losses)	$5,000	1,451
Applicable income taxes	$69,000	2,568
Income before extraordinary items	$280,000	3,366
Extraordinary gains, net	$0	9
Net income	$280,000	3,363
Minority interest net income	$0	86
Net income of bank and minority interests.	$280,000	3,364
Net charge-offs	$-4,000	6,688
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$276,000	3,339
2010-12-31 (YTD Data)		Rank
Total interest income	$6,145,000	4,253
Total interest expense	$1,365,000	4,495
Net interest income	$4,780,000	4,081
Provision for loan and lease losses	$1,200,000	2,771
Total noninterest income	$1,756,000	2,273
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$619,000	2,244
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,137,000	2,027
Total noninterest expense	$4,649,000	3,808
Salaries and employee benefits	$2,420,000	3,670
Premises and equipment expense	$652,000	3,492
Additional noninterest expense	$1,577,000	3,867
Pre-tax net operating income	$687,000	3,939
Securities gains (losses)	$13,000	3,237
Applicable income taxes	$198,000	2,723
Income before extraordinary items	$502,000	4,313
Extraordinary gains, net	$0	29
Net income	$502,000	4,314
Minority interest net income	$0	111
Net income of bank and minority interests.	$502,000	4,314
Net charge-offs	$1,294,000	2,346
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$492,640	4,205
2010-09-30 (YTD Data)		Rank
Total interest income	$4,613,000	4,338
Total interest expense	$1,069,000	4,532
Net interest income	$3,544,000	4,164
Provision for loan and lease losses	$290,000	4,374
Total noninterest income	$1,250,000	2,369
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$475,000	2,249
Trading account gains and fees	$0	165
Additional Noninterest Income	$775,000	2,110
Total noninterest expense	$3,449,000	3,842
Salaries and employee benefits	$1,843,000	3,664
Premises and equipment expense	$485,000	3,568
Additional noninterest expense	$1,121,000	3,994
Pre-tax net operating income	$1,055,000	2,984
Securities gains (losses)	$13,000	3,034
Applicable income taxes	$331,000	2,054
Income before extraordinary items	$737,000	3,422
Extraordinary gains, net	$0	23
Net income	$737,000	3,421
Minority interest net income	$0	110
Net income of bank and minority interests.	$737,000	3,422
Net charge-offs	$308,000	3,698
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$728,030	3,315
2010-06-30 (YTD Data)		Rank
Total interest income	$3,011,000	4,437
Total interest expense	$739,000	4,539
Net interest income	$2,272,000	4,281
Provision for loan and lease losses	$60,000	5,595
Total noninterest income	$743,000	2,485
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$323,000	2,225
Trading account gains and fees	$0	152
Additional Noninterest Income	$420,000	2,345
Total noninterest expense	$2,307,000	3,837
Salaries and employee benefits	$1,251,000	3,639
Premises and equipment expense	$334,000	3,521
Additional noninterest expense	$722,000	4,056
Pre-tax net operating income	$648,000	3,170
Securities gains (losses)	$13,000	2,514
Applicable income taxes	$199,000	2,130
Income before extraordinary items	$462,000	3,541
Extraordinary gains, net	$0	19
Net income	$462,000	3,538
Minority interest net income	$0	105
Net income of bank and minority interests.	$462,000	3,540
Net charge-offs	$204,000	3,519
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$452,900	3,465
2010-03-31 (YTD Data)		Rank
Total interest income	$1,509,000	4,489
Total interest expense	$397,000	4,496
Net interest income	$1,112,000	4,355
Provision for loan and lease losses	$30,000	5,300
Total noninterest income	$375,000	2,484
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$169,000	2,142
Trading account gains and fees	$0	175
Additional Noninterest Income	$206,000	2,356
Total noninterest expense	$1,175,000	3,818
Salaries and employee benefits	$635,000	3,650
Premises and equipment expense	$182,000	3,366
Additional noninterest expense	$358,000	4,080
Pre-tax net operating income	$282,000	3,465
Securities gains (losses)	$0	2,284
Applicable income taxes	$83,000	2,302
Income before extraordinary items	$199,000	3,897
Extraordinary gains, net	$0	16
Net income	$199,000	3,895
Minority interest net income	$0	91
Net income of bank and minority interests.	$199,000	3,896
Net charge-offs	$16,000	4,565
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$199,000	3,786
2009-12-31 (YTD Data)		Rank
Total interest income	$5,985,000	4,628
Total interest expense	$1,822,000	4,713
Net interest income	$4,163,000	4,462
Provision for loan and lease losses	$620,000	4,203
Total noninterest income	$1,893,000	2,200
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$832,000	1,991
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,061,000	2,076
Total noninterest expense	$4,541,000	3,970
Salaries and employee benefits	$2,264,000	3,987
Premises and equipment expense	$853,000	2,956
Additional noninterest expense	$1,424,000	4,228
Pre-tax net operating income	$895,000	3,161
Securities gains (losses)	$0	3,754
Applicable income taxes	$250,000	2,192
Income before extraordinary items	$645,000	3,494
Extraordinary gains, net	$0	34
Net income	$645,000	3,493
Minority interest net income	$0	115
Net income of bank and minority interests.	$645,000	3,493
Net charge-offs	$282,000	4,575
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$-185,000	7,956
Net operating income	$645,000	3,428
2009-09-30 (YTD Data)		Rank
Total interest income	$4,456,000	4,703
Total interest expense	$1,385,000	4,807
Net interest income	$3,071,000	4,512
Provision for loan and lease losses	$90,000	6,065
Total noninterest income	$1,448,000	2,217
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$631,000	1,973
Trading account gains and fees	$0	212
Additional Noninterest Income	$817,000	2,098
Total noninterest expense	$3,406,000	3,977
Salaries and employee benefits	$1,689,000	4,022
Premises and equipment expense	$646,000	2,959
Additional noninterest expense	$1,071,000	4,197
Pre-tax net operating income	$1,023,000	2,702
Securities gains (losses)	$0	3,497
Applicable income taxes	$307,000	1,907
Income before extraordinary items	$716,000	3,076
Extraordinary gains, net	$0	27
Net income	$716,000	3,074
Minority interest net income	$0	118
Net income of bank and minority interests.	$716,000	3,077
Net charge-offs	$110,000	4,969
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$716,000	2,994
2009-06-30 (YTD Data)		Rank
Total interest income	$2,938,000	4,770
Total interest expense	$917,000	4,939
Net interest income	$2,021,000	4,552
Provision for loan and lease losses	$60,000	5,816
Total noninterest income	$936,000	2,286
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$432,000	1,895
Trading account gains and fees	$0	193
Additional Noninterest Income	$504,000	2,210
Total noninterest expense	$2,273,000	3,999
Salaries and employee benefits	$1,109,000	4,102
Premises and equipment expense	$440,000	2,952
Additional noninterest expense	$724,000	4,168
Pre-tax net operating income	$624,000	2,949
Securities gains (losses)	$0	3,136
Applicable income taxes	$185,000	2,043
Income before extraordinary items	$439,000	3,333
Extraordinary gains, net	$0	21
Net income	$439,000	3,328
Minority interest net income	$0	112
Net income of bank and minority interests.	$439,000	3,331
Net charge-offs	$42,000	5,063
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$439,000	3,217
2009-03-31 (YTD Data)		Rank
Total interest income	$1,441,000	4,861
Total interest expense	$442,000	5,138
Net interest income	$999,000	4,580
Provision for loan and lease losses	$30,000	5,394
Total noninterest income	$423,000	2,402
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$210,000	1,884
Trading account gains and fees	$0	171
Additional Noninterest Income	$213,000	2,427
Total noninterest expense	$1,082,000	4,072
Salaries and employee benefits	$548,000	4,171
Premises and equipment expense	$225,000	2,942
Additional noninterest expense	$309,000	4,321
Pre-tax net operating income	$310,000	3,291
Securities gains (losses)	$0	2,434
Applicable income taxes	$92,000	2,262
Income before extraordinary items	$218,000	3,717
Extraordinary gains, net	$0	15
Net income	$218,000	3,717
Minority interest net income	$0	102
Net income of bank and minority interests.	$218,000	3,718
Net charge-offs	$32,000	3,957
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$218,000	3,568
2008-12-31 (YTD Data)		Rank
Total interest income	$6,102,000	4,879
Total interest expense	$2,157,000	5,122
Net interest income	$3,945,000	4,612
Provision for loan and lease losses	$60,000	6,432
Total noninterest income	$1,495,000	2,640
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$916,000	1,893
Trading account gains and fees	$0	154
Additional Noninterest Income	$579,000	2,948
Total noninterest expense	$4,478,000	3,894
Salaries and employee benefits	$2,279,000	4,048
Premises and equipment expense	$801,000	3,184
Additional noninterest expense	$1,398,000	3,812
Pre-tax net operating income	$902,000	3,947
Securities gains (losses)	$0	3,220
Applicable income taxes	$252,000	2,589
Income before extraordinary items	$650,000	4,048
Extraordinary gains, net	$0	39
Net income	$650,000	4,050
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	6,362
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$650,000	490
Net operating income	$650,000	4,206
2008-09-30 (YTD Data)		Rank
Total interest income	$4,560,000	4,974
Total interest expense	$1,603,000	5,265
Net interest income	$2,957,000	4,657
Provision for loan and lease losses	$45,000	5,958
Total noninterest income	$1,148,000	2,656
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$692,000	1,886
Trading account gains and fees	$0	148
Additional Noninterest Income	$456,000	2,958
Total noninterest expense	$3,460,000	3,799
Salaries and employee benefits	$1,814,000	3,899
Premises and equipment expense	$615,000	3,127
Additional noninterest expense	$1,031,000	3,777
Pre-tax net operating income	$600,000	4,649
Securities gains (losses)	$0	3,106
Applicable income taxes	$163,000	3,141
Income before extraordinary items	$437,000	4,659
Extraordinary gains, net	$0	31
Net income	$437,000	4,657
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	5,592
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$437,000	4,812
2008-06-30 (YTD Data)		Rank
Total interest income	$3,054,000	5,023
Total interest expense	$1,098,000	5,351
Net interest income	$1,956,000	4,689
Provision for loan and lease losses	$30,000	5,577
Total noninterest income	$759,000	2,702
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$446,000	1,919
Trading account gains and fees	$0	149
Additional Noninterest Income	$313,000	2,957
Total noninterest expense	$2,332,000	3,782
Salaries and employee benefits	$1,271,000	3,800
Premises and equipment expense	$417,000	3,097
Additional noninterest expense	$644,000	3,956
Pre-tax net operating income	$353,000	5,008
Securities gains (losses)	$0	3,233
Applicable income taxes	$86,000	3,602
Income before extraordinary items	$267,000	5,187
Extraordinary gains, net	$0	21
Net income	$267,000	5,188
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	5,244
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$267,000	5,118
2008-03-31 (YTD Data)		Rank
Total interest income	$1,542,000	5,089
Total interest expense	$588,000	5,343
Net interest income	$954,000	4,780
Provision for loan and lease losses	$15,000	5,068
Total noninterest income	$353,000	2,823
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$201,000	2,073
Trading account gains and fees	$0	158
Additional Noninterest Income	$152,000	3,010
Total noninterest expense	$1,137,000	3,858
Salaries and employee benefits	$616,000	3,888
Premises and equipment expense	$215,000	3,023
Additional noninterest expense	$306,000	4,051
Pre-tax net operating income	$155,000	5,394
Securities gains (losses)	$0	2,688
Applicable income taxes	$36,000	3,885
Income before extraordinary items	$119,000	5,582
Extraordinary gains, net	$0	15
Net income	$119,000	5,585
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	3,454
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$119,000	5,480
2007-12-31 (YTD Data)		Rank
Total interest income	$6,028,000	5,222
Total interest expense	$2,176,000	5,642
Net interest income	$3,852,000	4,745
Provision for loan and lease losses	$0	6,851
Total noninterest income	$1,249,000	3,058
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$872,000	1,984
Trading account gains and fees	$0	178
Additional Noninterest Income	$377,000	3,847
Total noninterest expense	$4,122,000	4,020
Salaries and employee benefits	$2,303,000	3,944
Premises and equipment expense	$650,000	3,633
Additional noninterest expense	$1,169,000	4,147
Pre-tax net operating income	$979,000	4,780
Securities gains (losses)	$0	2,146
Applicable income taxes	$273,000	3,495
Income before extraordinary items	$706,000	5,031
Extraordinary gains, net	$0	39
Net income	$706,000	5,033
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	4,175
Cash dividends	$459,000	3,847
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$706,000	5,014
2007-09-30 (YTD Data)		Rank
Total interest income	$4,436,000	5,296
Total interest expense	$1,562,000	5,766
Net interest income	$2,874,000	4,783
Provision for loan and lease losses	$0	6,528
Total noninterest income	$852,000	3,256
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$651,000	1,972
Trading account gains and fees	$0	184
Additional Noninterest Income	$201,000	4,475
Total noninterest expense	$3,010,000	4,083
Salaries and employee benefits	$1,694,000	3,997
Premises and equipment expense	$472,000	3,705
Additional noninterest expense	$844,000	4,216
Pre-tax net operating income	$716,000	5,074
Securities gains (losses)	$0	1,655
Applicable income taxes	$197,000	3,735
Income before extraordinary items	$519,000	5,308
Extraordinary gains, net	$0	33
Net income	$519,000	5,308
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	3,311
Cash dividends	$459,000	3,049
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$519,000	5,293
2007-06-30 (YTD Data)		Rank
Total interest income	$2,853,000	5,415
Total interest expense	$957,000	5,973
Net interest income	$1,896,000	4,830
Provision for loan and lease losses	$0	6,209
Total noninterest income	$655,000	2,958
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$434,000	1,981
Trading account gains and fees	$0	168
Additional Noninterest Income	$221,000	3,596
Total noninterest expense	$1,985,000	4,145
Salaries and employee benefits	$1,130,000	4,028
Premises and equipment expense	$304,000	3,821
Additional noninterest expense	$551,000	4,273
Pre-tax net operating income	$566,000	4,804
Securities gains (losses)	$0	1,444
Applicable income taxes	$162,000	3,539
Income before extraordinary items	$404,000	5,056
Extraordinary gains, net	$0	29
Net income	$404,000	5,057
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	4,177
Cash dividends	$306,000	3,082
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$404,000	5,049
2007-03-31 (YTD Data)		Rank
Total interest income	$1,379,000	5,509
Total interest expense	$444,000	6,145
Net interest income	$935,000	4,887
Provision for loan and lease losses	$0	5,779
Total noninterest income	$296,000	3,133
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$203,000	2,026
Trading account gains and fees	$0	195
Additional Noninterest Income	$93,000	3,879
Total noninterest expense	$967,000	4,241
Salaries and employee benefits	$564,000	4,051
Premises and equipment expense	$154,000	3,807
Additional noninterest expense	$249,000	4,551
Pre-tax net operating income	$264,000	4,936
Securities gains (losses)	$0	1,187
Applicable income taxes	$75,000	3,661
Income before extraordinary items	$189,000	5,193
Extraordinary gains, net	$0	22
Net income	$189,000	5,192
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	2,916
Cash dividends	$153,000	2,687
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$189,000	5,178
2006-12-31 (YTD Data)		Rank
Total interest income	$5,235,000	5,421
Total interest expense	$1,347,000	6,337
Net interest income	$3,888,000	4,739
Provision for loan and lease losses	$130,000	4,259
Total noninterest income	$1,212,000	3,109
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$870,000	1,974
Trading account gains and fees	$0	130
Additional Noninterest Income	$342,000	4,047
Total noninterest expense	$3,765,000	4,157
Salaries and employee benefits	$2,074,000	4,157
Premises and equipment expense	$624,000	3,654
Additional noninterest expense	$1,067,000	4,309
Pre-tax net operating income	$1,205,000	4,778
Securities gains (losses)	$0	1,687
Applicable income taxes	$356,000	3,578
Income before extraordinary items	$849,000	5,083
Extraordinary gains, net	$0	51
Net income	$849,000	5,086
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$141,000	2,670
Cash dividends	$659,000	3,304
Sale, conversion, retirement of capital stock, net	$687,000	546
Net operating income	$849,000	5,073
2006-09-30 (YTD Data)		Rank
Total interest income	$3,852,000	5,479
Total interest expense	$956,000	6,416
Net interest income	$2,896,000	4,792
Provision for loan and lease losses	$90,000	4,225
Total noninterest income	$878,000	3,193
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$641,000	2,003
Trading account gains and fees	$0	126
Additional Noninterest Income	$237,000	4,195
Total noninterest expense	$2,798,000	4,176
Salaries and employee benefits	$1,521,000	4,197
Premises and equipment expense	$477,000	3,604
Additional noninterest expense	$800,000	4,260
Pre-tax net operating income	$886,000	5,006
Securities gains (losses)	$0	1,388
Applicable income taxes	$263,000	3,751
Income before extraordinary items	$623,000	5,267
Extraordinary gains, net	$0	45
Net income	$623,000	5,270
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	3,262
Cash dividends	$506,000	2,899
Sale, conversion, retirement of capital stock, net	$687,000	414
Net operating income	$623,000	5,256
2006-06-30 (YTD Data)		Rank
Total interest income	$2,528,000	5,498
Total interest expense	$600,000	6,460
Net interest income	$1,928,000	4,825
Provision for loan and lease losses	$50,000	4,407
Total noninterest income	$614,000	3,074
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$411,000	2,055
Trading account gains and fees	$0	126
Additional Noninterest Income	$203,000	3,719
Total noninterest expense	$1,840,000	4,232
Salaries and employee benefits	$989,000	4,300
Premises and equipment expense	$324,000	3,547
Additional noninterest expense	$527,000	4,307
Pre-tax net operating income	$652,000	4,798
Securities gains (losses)	$0	1,185
Applicable income taxes	$193,000	3,658
Income before extraordinary items	$459,000	5,085
Extraordinary gains, net	$0	39
Net income	$459,000	5,089
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	2,578
Cash dividends	$323,000	3,006
Sale, conversion, retirement of capital stock, net	$687,000	298
Net operating income	$459,000	5,073
2006-03-31 (YTD Data)		Rank
Total interest income	$1,244,000	5,489
Total interest expense	$280,000	6,542
Net interest income	$964,000	4,812
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$282,000	3,210
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$186,000	2,168
Trading account gains and fees	$0	115
Additional Noninterest Income	$96,000	3,801
Total noninterest expense	$926,000	4,229
Salaries and employee benefits	$498,000	4,297
Premises and equipment expense	$154,000	3,708
Additional noninterest expense	$274,000	4,183
Pre-tax net operating income	$290,000	5,049
Securities gains (losses)	$0	955
Applicable income taxes	$88,000	3,760
Income before extraordinary items	$202,000	5,334
Extraordinary gains, net	$0	21
Net income	$202,000	5,333
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	1,701
Cash dividends	$125,000	2,884
Sale, conversion, retirement of capital stock, net	$687,000	161
Net operating income	$202,000	5,335
2005-12-31 (YTD Data)		Rank
Total interest income	$4,778,000	5,306
Total interest expense	$1,025,000	6,228
Net interest income	$3,753,000	4,815
Provision for loan and lease losses	$351,000	2,516
Total noninterest income	$1,247,000	3,050
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$815,000	2,079
Trading account gains and fees	$0	138
Additional Noninterest Income	$432,000	3,648
Total noninterest expense	$3,678,000	4,131
Salaries and employee benefits	$1,850,000	4,383
Premises and equipment expense	$578,000	3,764
Additional noninterest expense	$1,250,000	3,741
Pre-tax net operating income	$971,000	5,428
Securities gains (losses)	$0	2,296
Applicable income taxes	$290,000	4,182
Income before extraordinary items	$681,000	5,728
Extraordinary gains, net	$0	46
Net income	$681,000	5,732
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$395,000	1,419
Cash dividends	$501,000	3,613
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$681,000	5,703
2005-09-30 (YTD Data)		Rank
Total interest income	$3,517,000	5,334
Total interest expense	$750,000	6,178
Net interest income	$2,767,000	4,878
Provision for loan and lease losses	$291,000	2,246
Total noninterest income	$931,000	3,060
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$602,000	2,101
Trading account gains and fees	$0	126
Additional Noninterest Income	$329,000	3,639
Total noninterest expense	$2,772,000	4,075
Salaries and employee benefits	$1,360,000	4,414
Premises and equipment expense	$455,000	3,621
Additional noninterest expense	$957,000	3,622
Pre-tax net operating income	$635,000	5,859
Securities gains (losses)	$0	2,317
Applicable income taxes	$186,000	4,524
Income before extraordinary items	$449,000	6,124
Extraordinary gains, net	$0	35
Net income	$449,000	6,129
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$215,000	1,603
Cash dividends	$376,000	3,211
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$449,000	6,093
2005-06-30 (YTD Data)		Rank
Total interest income	$2,269,000	5,362
Total interest expense	$480,000	6,146
Net interest income	$1,789,000	4,957
Provision for loan and lease losses	$80,000	3,732
Total noninterest income	$595,000	3,118
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$379,000	2,166
Trading account gains and fees	$0	116
Additional Noninterest Income	$216,000	3,640
Total noninterest expense	$1,843,000	4,063
Salaries and employee benefits	$890,000	4,469
Premises and equipment expense	$300,000	3,627
Additional noninterest expense	$653,000	3,543
Pre-tax net operating income	$461,000	5,641
Securities gains (losses)	$0	2,146
Applicable income taxes	$139,000	4,363
Income before extraordinary items	$322,000	5,961
Extraordinary gains, net	$0	30
Net income	$322,000	5,965
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$214,000	1,153
Cash dividends	$250,000	3,195
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$322,000	5,909
2005-03-31 (YTD Data)		Rank
Total interest income	$1,126,000	5,363
Total interest expense	$230,000	6,176
Net interest income	$896,000	4,975
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$312,000	2,982
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$179,000	2,210
Trading account gains and fees	$0	115
Additional Noninterest Income	$133,000	3,203
Total noninterest expense	$972,000	3,924
Salaries and employee benefits	$432,000	4,578
Premises and equipment expense	$156,000	3,539
Additional noninterest expense	$384,000	3,130
Pre-tax net operating income	$206,000	5,904
Securities gains (losses)	$0	1,685
Applicable income taxes	$60,000	4,523
Income before extraordinary items	$146,000	6,152
Extraordinary gains, net	$0	24
Net income	$146,000	6,153
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	1,217
Cash dividends	$125,000	2,728
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$146,000	6,110
2004-12-31 (YTD Data)		Rank
Total interest income	$4,313,000	5,324
Total interest expense	$857,000	6,078
Net interest income	$3,456,000	4,948
Provision for loan and lease losses	$874,000	1,193
Total noninterest income	$1,303,000	2,955
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$794,000	2,161
Trading account gains and fees	$0	138
Additional Noninterest Income	$509,000	3,275
Total noninterest expense	$3,427,000	4,247
Salaries and employee benefits	$1,654,000	4,620
Premises and equipment expense	$606,000	3,508
Additional noninterest expense	$1,167,000	3,841
Pre-tax net operating income	$458,000	6,842
Securities gains (losses)	$0	3,819
Applicable income taxes	$118,000	5,349
Income before extraordinary items	$340,000	7,060
Extraordinary gains, net	$0	34
Net income	$340,000	7,061
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$805,000	905
Cash dividends	$501,000	3,516
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$340,000	7,009
2004-09-30 (YTD Data)		Rank
Total interest income	$3,179,000	5,359
Total interest expense	$642,000	6,072
Net interest income	$2,537,000	5,012
Provision for loan and lease losses	$843,000	910
Total noninterest income	$1,001,000	2,924
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$609,000	2,140
Trading account gains and fees	$0	134
Additional Noninterest Income	$392,000	3,234
Total noninterest expense	$2,547,000	4,246
Salaries and employee benefits	$1,262,000	4,519
Premises and equipment expense	$432,000	3,661
Additional noninterest expense	$853,000	3,885
Pre-tax net operating income	$148,000	7,919
Securities gains (losses)	$0	3,710
Applicable income taxes	$22,000	6,467
Income before extraordinary items	$126,000	7,936
Extraordinary gains, net	$0	26
Net income	$126,000	7,939
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$890,000	622
Cash dividends	$375,000	3,116
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$126,000	7,886
2004-06-30 (YTD Data)		Rank
Total interest income	$2,136,000	5,339
Total interest expense	$430,000	6,076
Net interest income	$1,706,000	4,976
Provision for loan and lease losses	$795,000	643
Total noninterest income	$649,000	2,993
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$392,000	2,185
Trading account gains and fees	$0	130
Additional Noninterest Income	$257,000	3,272
Total noninterest expense	$1,688,000	4,285
Salaries and employee benefits	$829,000	4,586
Premises and equipment expense	$297,000	3,583
Additional noninterest expense	$562,000	3,942
Pre-tax net operating income	$-128,000	8,708
Securities gains (losses)	$0	3,413
Applicable income taxes	$-62,000	8,907
Income before extraordinary items	$-66,000	8,684
Extraordinary gains, net	$0	21
Net income	$-66,000	8,686
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$885,000	471
Cash dividends	$251,000	3,121
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$-66,000	8,652
2004-03-31 (YTD Data)		Rank
Total interest income	$1,073,000	5,352
Total interest expense	$218,000	6,107
Net interest income	$855,000	4,981
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$322,000	2,966
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$191,000	2,170
Trading account gains and fees	$0	121
Additional Noninterest Income	$131,000	3,178
Total noninterest expense	$836,000	4,346
Salaries and employee benefits	$403,000	4,712
Premises and equipment expense	$130,000	3,989
Additional noninterest expense	$303,000	3,723
Pre-tax net operating income	$311,000	4,732
Securities gains (losses)	$0	2,934
Applicable income taxes	$97,000	3,835
Income before extraordinary items	$214,000	5,165
Extraordinary gains, net	$0	16
Net income	$214,000	5,165
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$112,000	1,205
Cash dividends	$124,000	2,686
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$214,000	5,039
2003-12-31 (YTD Data)		Rank
Total interest income	$4,331,000	5,368
Total interest expense	$1,036,000	6,015
Net interest income	$3,295,000	4,999
Provision for loan and lease losses	$178,000	4,291
Total noninterest income	$1,722,000	2,572
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$791,000	2,143
Trading account gains and fees	$0	160
Additional Noninterest Income	$931,000	2,496
Total noninterest expense	$3,053,000	4,558
Salaries and employee benefits	$1,609,000	4,617
Premises and equipment expense	$584,000	3,603
Additional noninterest expense	$860,000	4,804
Pre-tax net operating income	$1,786,000	3,654
Securities gains (losses)	$0	4,500
Applicable income taxes	$565,000	3,169
Income before extraordinary items	$1,221,000	4,097
Extraordinary gains, net	$0	54
Net income	$1,221,000	4,100
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	5,782
Cash dividends	$576,000	3,291
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,221,000	3,919
2003-09-30 (YTD Data)		Rank
Total interest income	$3,191,000	5,486
Total interest expense	$800,000	6,076
Net interest income	$2,391,000	5,136
Provision for loan and lease losses	$117,000	4,410
Total noninterest income	$1,428,000	2,436
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$582,000	2,189
Trading account gains and fees	$0	153
Additional Noninterest Income	$846,000	2,295
Total noninterest expense	$2,280,000	4,547
Salaries and employee benefits	$1,201,000	4,614
Premises and equipment expense	$447,000	3,538
Additional noninterest expense	$632,000	4,833
Pre-tax net operating income	$1,422,000	3,629
Securities gains (losses)	$0	4,204
Applicable income taxes	$451,000	3,206
Income before extraordinary items	$971,000	4,056
Extraordinary gains, net	$0	40
Net income	$971,000	4,056
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,184
Cash dividends	$441,000	2,894
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$971,000	3,887
2003-06-30 (YTD Data)		Rank
Total interest income	$2,132,000	5,526
Total interest expense	$541,000	6,153
Net interest income	$1,591,000	5,138
Provision for loan and lease losses	$45,000	5,281
Total noninterest income	$1,005,000	2,353
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$387,000	2,154
Trading account gains and fees	$0	150
Additional Noninterest Income	$618,000	2,155
Total noninterest expense	$1,514,000	4,552
Salaries and employee benefits	$792,000	4,647
Premises and equipment expense	$300,000	3,489
Additional noninterest expense	$422,000	4,819
Pre-tax net operating income	$1,037,000	3,438
Securities gains (losses)	$0	3,782
Applicable income taxes	$330,000	3,062
Income before extraordinary items	$707,000	3,832
Extraordinary gains, net	$0	30
Net income	$707,000	3,832
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,006
Cash dividends	$232,000	3,269
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$707,000	3,641
2003-03-31 (YTD Data)		Rank
Total interest income	$1,076,000	5,522
Total interest expense	$280,000	6,156
Net interest income	$796,000	5,118
Provision for loan and lease losses	$22,000	5,127
Total noninterest income	$480,000	2,357
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$181,000	2,214
Trading account gains and fees	$0	134
Additional Noninterest Income	$299,000	2,114
Total noninterest expense	$779,000	4,451
Salaries and employee benefits	$399,000	4,620
Premises and equipment expense	$149,000	3,507
Additional noninterest expense	$231,000	4,485
Pre-tax net operating income	$475,000	3,620
Securities gains (losses)	$0	2,891
Applicable income taxes	$151,000	3,211
Income before extraordinary items	$324,000	4,028
Extraordinary gains, net	$0	21
Net income	$324,000	4,026
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,384
Cash dividends	$116,000	2,779
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$324,000	3,837
2002-12-31 (YTD Data)		Rank
Total interest income	$4,402,000	5,605
Total interest expense	$1,513,000	5,691
Net interest income	$2,889,000	5,397
Provision for loan and lease losses	$140,000	5,057
Total noninterest income	$1,498,000	2,617
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$722,000	2,196
Trading account gains and fees	$0	153
Additional Noninterest Income	$776,000	2,549
Total noninterest expense	$2,873,000	4,601
Salaries and employee benefits	$1,612,000	4,436
Premises and equipment expense	$544,000	3,705
Additional noninterest expense	$717,000	5,331
Pre-tax net operating income	$1,374,000	4,339
Securities gains (losses)	$0	4,537
Applicable income taxes	$418,000	3,808
Income before extraordinary items	$956,000	4,716
Extraordinary gains, net	$0	70
Net income	$956,000	4,714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	4,736
Cash dividends	$464,000	3,577
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$956,000	4,592
2001-12-31 (YTD Data)		Rank
Total interest income	$4,888,000	5,700
Total interest expense	$2,130,000	5,912
Net interest income	$2,758,000	5,369
Provision for loan and lease losses	$90,000	5,778
Total noninterest income	$1,134,000	3,052
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$560,000	2,588
Trading account gains and fees	$0	177
Additional Noninterest Income	$574,000	2,905
Total noninterest expense	$2,539,000	4,905
Salaries and employee benefits	$1,317,000	4,981
Premises and equipment expense	$501,000	3,857
Additional noninterest expense	$721,000	5,175
Pre-tax net operating income	$1,263,000	4,308
Securities gains (losses)	$0	4,612
Applicable income taxes	$406,000	3,705
Income before extraordinary items	$857,000	4,696
Extraordinary gains, net	$0	105
Net income	$857,000	4,699
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	5,044
Cash dividends	$467,000	3,597
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$857,000	4,576
2000-12-31 (YTD Data)		Rank
Total interest income	$4,671,000	5,962
Total interest expense	$1,724,000	6,739
Net interest income	$2,947,000	5,214
Provision for loan and lease losses	$110,000	5,095
Total noninterest income	$742,000	3,845
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$487,000	2,755
Trading account gains and fees	NA	NA
Additional Noninterest Income	$255,000	4,257
Total noninterest expense	$2,275,000	5,205
Salaries and employee benefits	$1,218,000	5,163
Premises and equipment expense	$420,000	4,348
Additional noninterest expense	$637,000	5,550
Pre-tax net operating income	$1,304,000	4,494
Securities gains (losses)	$6,000	1,308
Applicable income taxes	$418,000	3,894
Income before extraordinary items	$892,000	4,712
Extraordinary gains, net	$0	38
Net income	$892,000	4,711
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	3,477
Cash dividends	$450,000	3,733
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$887,920	4,725
1999-12-31 (YTD Data)		Rank
Total interest income	$4,289,000	6,109
Total interest expense	$1,600,000	6,726
Net interest income	$2,689,000	5,547
Provision for loan and lease losses	$60,000	6,124
Total noninterest income	$739,000	3,823
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$438,000	2,966
Trading account gains and fees	NA	NA
Additional Noninterest Income	$301,000	4,012
Total noninterest expense	$1,962,000	5,762
Salaries and employee benefits	$1,032,000	5,750
Premises and equipment expense	$376,000	4,727
Additional noninterest expense	$554,000	6,123
Pre-tax net operating income	$1,406,000	4,283
Securities gains (losses)	$0	3,155
Applicable income taxes	$445,000	3,888
Income before extraordinary items	$961,000	4,545
Extraordinary gains, net	$0	35
Net income	$961,000	4,546
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	5,236
Cash dividends	$399,000	3,992
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$961,000	4,501
1998-12-31 (YTD Data)		Rank
Total interest income	$4,102,000	6,395
Total interest expense	$1,588,000	7,001
Net interest income	$2,514,000	5,839
Provision for loan and lease losses	$131,000	4,450
Total noninterest income	$852,000	3,456
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$379,000	3,278
Trading account gains and fees	NA	NA
Additional Noninterest Income	$473,000	3,081
Total noninterest expense	$1,842,000	5,898
Salaries and employee benefits	$945,000	6,005
Premises and equipment expense	$362,000	4,769
Additional noninterest expense	$535,000	6,202
Pre-tax net operating income	$1,393,000	4,418
Securities gains (losses)	$0	4,449
Applicable income taxes	$441,000	4,176
Income before extraordinary items	$952,000	4,653
Extraordinary gains, net	$0	32
Net income	$952,000	4,653
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	4,378
Cash dividends	$439,000	3,835
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$952,000	4,560
1997-12-31 (YTD Data)		Rank
Total interest income	$3,859,000	6,786
Total interest expense	$1,376,000	7,643
Net interest income	$2,483,000	6,078
Provision for loan and lease losses	$114,000	4,905
Total noninterest income	$566,000	4,597
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$330,000	3,780
Trading account gains and fees	NA	NA
Additional Noninterest Income	$236,000	4,529
Total noninterest expense	$1,709,000	6,267
Salaries and employee benefits	$842,000	6,575
Premises and equipment expense	$312,000	5,324
Additional noninterest expense	$555,000	6,090
Pre-tax net operating income	$1,226,000	5,167
Securities gains (losses)	$0	3,944
Applicable income taxes	$390,000	4,952
Income before extraordinary items	$836,000	5,310
Extraordinary gains, net	$0	44
Net income	$836,000	5,313
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	4,267
Cash dividends	$490,000	3,556
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$836,000	5,253
1996-12-31 (YTD Data)		Rank
Total interest income	$3,513,000	7,375
Total interest expense	$1,379,000	7,895
Net interest income	$2,134,000	6,891
Provision for loan and lease losses	$69,000	5,880
Total noninterest income	$564,000	4,751
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$338,000	3,867
Trading account gains and fees	NA	NA
Additional Noninterest Income	$226,000	4,843
Total noninterest expense	$1,492,000	7,130
Salaries and employee benefits	$812,000	6,920
Premises and equipment expense	$288,000	5,743
Additional noninterest expense	$392,000	7,947
Pre-tax net operating income	$1,137,000	5,298
Securities gains (losses)	$7,000	2,762
Applicable income taxes	$363,000	5,207
Income before extraordinary items	$781,000	5,392
Extraordinary gains, net	$0	53
Net income	$781,000	5,394
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	5,188
Cash dividends	$387,000	3,998
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$776,240	5,356
1995-12-31 (YTD Data)		Rank
Total interest income	$3,082,000	8,081
Total interest expense	$1,118,000	8,855
Net interest income	$1,964,000	7,390
Provision for loan and lease losses	$35,000	6,883
Total noninterest income	$546,000	4,875
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$319,000	4,071
Trading account gains and fees	NA	NA
Additional Noninterest Income	$227,000	4,758
Total noninterest expense	$1,399,000	7,585
Salaries and employee benefits	$689,000	7,789
Premises and equipment expense	$272,000	6,038
Additional noninterest expense	$438,000	7,823
Pre-tax net operating income	$1,076,000	5,690
Securities gains (losses)	$0	3,831
Applicable income taxes	$331,000	5,647
Income before extraordinary items	$745,000	5,739
Extraordinary gains, net	$0	65
Net income	$745,000	5,736
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	7,103
Cash dividends	$529,000	3,197
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$745,000	5,717
1994-12-31 (YTD Data)		Rank
Total interest income	$2,619,000	8,698
Total interest expense	$799,000	9,613
Net interest income	$1,820,000	7,985
Provision for loan and lease losses	$71,000	5,291
Total noninterest income	$585,000	4,747
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$313,000	4,209
Trading account gains and fees	NA	NA
Additional Noninterest Income	$272,000	4,365
Total noninterest expense	$1,338,000	8,121
Salaries and employee benefits	$637,000	8,360
Premises and equipment expense	$270,000	6,171
Additional noninterest expense	$431,000	8,523
Pre-tax net operating income	$996,000	5,973
Securities gains (losses)	$0	3,600
Applicable income taxes	$315,000	5,695
Income before extraordinary items	$681,000	6,017
Extraordinary gains, net	$0	249
Net income	$681,000	6,032
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	5,444
Cash dividends	$434,000	3,538
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$681,000	6,094
1993-12-31 (YTD Data)		Rank
Total interest income	$2,474,000	9,239
Total interest expense	$771,000	10,194
Net interest income	$1,703,000	8,481
Provision for loan and lease losses	$230,000	3,613
Total noninterest income	$715,000	4,368
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$313,000	4,262
Trading account gains and fees	NA	NA
Additional Noninterest Income	$402,000	3,737
Total noninterest expense	$1,228,000	8,786
Salaries and employee benefits	$582,000	8,957
Premises and equipment expense	$236,000	6,969
Additional noninterest expense	$410,000	9,154
Pre-tax net operating income	$960,000	6,069
Securities gains (losses)	$0	7,477
Applicable income taxes	$301,000	6,074
Income before extraordinary items	$659,000	6,366
Extraordinary gains, net	$0	3,149
Net income	$659,000	6,530
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$193,000	3,202
Cash dividends	$279,000	4,616
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$659,000	6,128
1992-12-31 (YTD Data)		Rank
Total interest income	$2,261,000	10,354
Total interest expense	$863,000	11,037
Net interest income	$1,398,000	9,630
Provision for loan and lease losses	$36,000	9,661
Total noninterest income	$706,000	4,393
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$295,000	4,505
Trading account gains and fees	NA	NA
Additional Noninterest Income	$411,000	3,642
Total noninterest expense	$1,126,000	9,380
Salaries and employee benefits	$515,000	9,627
Premises and equipment expense	$215,000	7,514
Additional noninterest expense	$396,000	9,601
Pre-tax net operating income	$942,000	5,893
Securities gains (losses)	$0	8,369
Applicable income taxes	$360,000	5,218
Income before extraordinary items	$582,000	6,688
Extraordinary gains, net	$0	1,422
Net income	$582,000	6,771
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	10,059
Cash dividends	$348,000	3,680
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$582,000	6,341

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.