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Riverdale Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,305,000 | 4,748 |
| Total interest expense | $2,450,000 | 4,913 |
| Net interest income | $3,855,000 | 4,549 |
| Provision for loan and lease losses | $174,000 | 4,292 |
| Total noninterest income | $1,486,000 | 2,462 |
| Gross Fiduciary activities income | $14,000 | 1,473 |
| Service charges on deposit accounts | $846,000 | 1,621 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $626,000 | 2,796 |
| Total noninterest expense | $3,877,000 | 3,588 |
| Salaries and employee benefits | $1,535,000 | 4,185 |
| Premises and equipment expense | $705,000 | 2,857 |
| Additional noninterest expense | $1,637,000 | 3,249 |
| Pre-tax net operating income | $1,290,000 | 4,890 |
| Securities gains (losses) | $156,000 | 1,949 |
| Applicable income taxes | $365,000 | 5,342 |
| Income before extraordinary items | $1,081,000 | 4,391 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,081,000 | 4,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 2,471 |
| Cash dividends | $1,210,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $964,000 | 4,580 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,968,000 | 4,841 |
| Total interest expense | $2,970,000 | 5,207 |
| Net interest income | $3,998,000 | 4,445 |
| Provision for loan and lease losses | $212,000 | 5,074 |
| Total noninterest income | $1,019,000 | 3,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $699,000 | 1,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $320,000 | 4,252 |
| Total noninterest expense | $3,300,000 | 4,155 |
| Salaries and employee benefits | $1,325,000 | 4,741 |
| Premises and equipment expense | $454,000 | 4,312 |
| Additional noninterest expense | $1,521,000 | 3,558 |
| Pre-tax net operating income | $1,505,000 | 4,037 |
| Securities gains (losses) | $156,000 | 2,374 |
| Applicable income taxes | $392,000 | 4,873 |
| Income before extraordinary items | $1,269,000 | 3,622 |
| Extraordinary gains, net | $26,000 | 1,170 |
| Net income | $1,295,000 | 3,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 4,614 |
| Cash dividends | $900,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,150,440 | 3,671 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.