Home > River Valley Financial Bank > Net charge- offs to loans
River Valley Financial Bank, Net charge- offs to loans
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7427% | 1,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7819% | 1,284 |
| Percentage Net Loans Charged-off:Construction & development | 1.9384% | 1,046 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2652% | 1,855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1131% | 784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2810% | 675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0503% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0503% | 544 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0119% | 5,867 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0011% | 1,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0618% | 919 |
| Percentage Net Loans Charged-off:Construction & development | 2.8984% | 775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0864% | 2,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6051% | 513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8456% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0028% | 623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0028% | 573 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0188% | 5,911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0425% | 453 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1805% | 362 |
| Percentage Net Loans Charged-off:Construction & development | 5.7389% | 396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1636% | 1,347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3239% | 185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8208% | 167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3151% | 510 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3151% | 458 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0685% | 1,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1470% | 1,397 |
| Percentage Net Loans Charged-off:Construction & development | 3.8627% | 1,196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8111% | 1,479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0118% | 1,007 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9849% | 1,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3096% | 1,467 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0835% | 1,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2337% | 6,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4957% | 1,112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3881% | 1,038 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1360% | 1,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2259% | 1,193 |
| Percentage Net Loans Charged-off:Construction & development | 4.4599% | 950 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0031% | 1,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0162% | 848 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8721% | 1,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4135% | 1,183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9383% | 1,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3096% | 6,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4329% | 1,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3091% | 987 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7145% | 2,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7875% | 1,706 |
| Percentage Net Loans Charged-off:Construction & development | 2.3333% | 1,287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7811% | 1,179 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0506% | 5,686 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5702% | 1,792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4168% | 1,057 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5920% | 1,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4746% | 6,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8773% | 1,663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7775% | 1,529 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5810% | 2,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6152% | 1,674 |
| Percentage Net Loans Charged-off:Construction & development | 4.4236% | 681 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2302% | 1,425 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1014% | 5,731 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1782% | 2,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2033% | 2,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7179% | 1,730 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6021% | 1,575 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9753% | 2,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0236% | 1,876 |
| Percentage Net Loans Charged-off:Construction & development | 2.1394% | 2,021 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7255% | 766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2914% | 928 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3519% | 2,779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3947% | 2,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0121% | 6,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9809% | 1,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8837% | 2,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9234% | 1,862 |
| Percentage Net Loans Charged-off:Construction & development | 2.7549% | 1,649 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2345% | 950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0748% | 845 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3792% | 2,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4240% | 2,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0640% | 6,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3050% | 882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5440% | 2,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2564% | 3,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0069% | 2,682 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6085% | 1,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0999% | 665 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0851% | 3,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0947% | 3,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5170% | 634 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3289% | 871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2194% | 3,612 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3728% | 7,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0137% | 2,013 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0943% | 7,683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.8820% | 283 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1298% | 933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6328% | 3,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9711% | 1,953 |
| Percentage Net Loans Charged-off:Construction & development | 2.5965% | 1,847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3045% | 2,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5808% | 478 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0536% | 1,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1593% | 1,666 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1436% | 1,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7263% | 7,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8219% | 1,492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0953% | 1,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3755% | 1,216 |
| Percentage Net Loans Charged-off:Construction & development | 3.7362% | 1,229 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4001% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4288% | 1,981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4713% | 1,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5350% | 7,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4940% | 1,707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6200% | 1,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0929% | 727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7348% | 177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5162% | 655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6630% | 599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7293% | 7,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0133% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2086% | 3,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5330% | 1,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0350% | 1,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9739% | 774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0651% | 685 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6359% | 7,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7147% | 1,347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4764% | 2,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3859% | 1,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7467% | 662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2722% | 1,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2963% | 1,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8142% | 2,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1162% | 946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4775% | 1,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4923% | 1,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9753% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3427% | 1,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3729% | 1,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2226% | 2,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7835% | 966 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6885% | 1,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7678% | 644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5320% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5384% | 719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2648% | 597 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5627% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0346% | 2,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7281% | 931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5442% | 966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5816% | 587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7063% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0943% | 1,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1028% | 1,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0943% | 1,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9861% | 758 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1849% | 2,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1213% | 1,900 |
| Percentage Net Loans Charged-off:Construction & development | 0.0254% | 1,440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1467% | 928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1408% | 1,587 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2575% | 6,075 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1790% | 1,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3051% | 2,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1512% | 565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2470% | 1,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1801% | 988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0330% | 934 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2497% | 454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1923% | 945 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3451% | 6,076 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2447% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3998% | 1,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1608% | 490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2939% | 1,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2113% | 718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0911% | 536 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1802% | 421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2818% | 622 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3276% | 6,064 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3429% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5640% | 1,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2060% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1314% | 1,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4021% | 312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3709% | 190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5697% | 280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6282% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.1242% | 8,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4287% | 872 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1998% | 1,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0816% | 1,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 7,901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6976% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1096% | 1,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0394% | 585 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1175% | 1,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5736% | 1,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5641% | 372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1641% | 1,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1418% | 805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0126% | 7,978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2941% | 468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0524% | 433 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3217% | 428 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1336% | 7,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3801% | 381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0646% | 3,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 1,740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0189% | 8,079 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0713% | 1,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0392% | 368 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0751% | 1,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0361% | 6,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7684% | 604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0346% | 3,164 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 7,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0379% | 8,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 1,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0387% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 1,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0146% | 6,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5706% | 795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1356% | 3,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0261% | 2,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.1279% | 360 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0266% | 8,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 2,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1433% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 2,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4585% | 2,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8772% | 732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2057% | 1,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0466% | 1,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.1700% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0359% | 8,175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0631% | 1,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2045% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0461% | 1,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8111% | 1,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0120% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2648% | 1,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0393% | 1,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 8,116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0884% | 1,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3105% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0621% | 1,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1880% | 807 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3509% | 476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4289% | 810 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 7,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0269% | 8,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0124% | 1,413 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0801% | 5,962 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0230% | 1,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5015% | 361 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3124% | 304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1347% | 3,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 3,299 |
| Percentage Net Loans Charged-off:Construction & development | -0.2418% | 7,979 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0767% | 1,073 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0160% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 2,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2815% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 2,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5254% | 2,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2538% | 1,569 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0546% | 4,581 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0268% | 8,346 |
| Percentage Net Loans Charged-off:Construction & development | -0.3468% | 7,992 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0249% | 1,051 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0231% | 137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 2,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4060% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0338% | 8,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1116% | 2,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4773% | 1,132 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0229% | 5,130 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0515% | 8,499 |
| Percentage Net Loans Charged-off:Construction & development | -0.5968% | 7,973 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0427% | 780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0380% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 8,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6995% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0806% | 8,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0138% | 6,927 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5603% | 1,061 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 4,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1001% | 8,679 |
| Percentage Net Loans Charged-off:Construction & development | -1.2605% | 7,951 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0946% | 400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 8,241 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5010% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1584% | 8,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0146% | 6,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4353% | 656 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2916% | 2,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2217% | 1,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.8809% | 232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3001% | 664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0915% | 1,836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0957% | 414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0912% | 1,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1433% | 3,895 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5887% | 1,239 |
| Percentage Net Loans Charged-off: Credit card loans | 19.0887% | 53 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2702% | 2,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1751% | 1,039 |
| Percentage Net Loans Charged-off:Construction & development | 1.2770% | 145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2229% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 2,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 2,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2416% | 2,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4534% | 1,297 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5459% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3144% | 1,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2767% | 647 |
| Percentage Net Loans Charged-off:Construction & development | 2.1307% | 83 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3433% | 435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 2,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 1,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0896% | 3,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3162% | 1,510 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2860% | 1,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2436% | 599 |
| Percentage Net Loans Charged-off:Construction & development | 2.0448% | 72 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2462% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0332% | 1,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0360% | 1,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1614% | 1,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9948% | 1,979 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1958% | 3,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0636% | 2,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0959% | 8,825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1663% | 1,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1793% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3320% | 3,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1319% | 2,058 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7310% | 1,765 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 7,257 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0663% | 9,117 |
| Percentage Net Loans Charged-off:Construction & development | -0.9654% | 8,365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0491% | 1,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0379% | 2,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0407% | 2,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0161% | 8,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6129% | 3,627 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6321% | 1,889 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2387% | 2,730 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0729% | 5,447 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1638% | 3,989 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1468% | 4,587 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0051% | 8,611 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0122% | 8,337 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 8,640 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0471% | 8,384 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 10,794 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |