Home > River Valley Financial Bank > Income and Expense
River Valley Financial Bank, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $20,787,000 | 1,227 |
| Total interest expense | $3,076,000 | 910 |
| Net interest income | $17,711,000 | 1,274 |
| Provision for loan and lease losses | $302,000 | 1,888 |
| Total noninterest income | $4,117,000 | 1,273 |
| Gross Fiduciary activities income | $258,000 | 714 |
| Service charges on deposit accounts | $1,481,000 | 865 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,378,000 | 1,342 |
| Total noninterest expense | $14,558,000 | 1,348 |
| Salaries and employee benefits | $7,596,000 | 1,413 |
| Premises and equipment expense | $1,896,000 | 1,239 |
| Additional noninterest expense | $5,066,000 | 1,254 |
| Pre-tax net operating income | $6,968,000 | 1,205 |
| Securities gains (losses) | $142,000 | 935 |
| Applicable income taxes | $1,735,000 | 1,115 |
| Income before extraordinary items | $5,375,000 | 1,281 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,375,000 | 1,281 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,375,000 | 1,281 |
| Net charge-offs | $1,488,000 | 499 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 646 |
| Net operating income | $5,267,080 | 1,271 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $15,694,000 | 1,225 |
| Total interest expense | $2,320,000 | 915 |
| Net interest income | $13,374,000 | 1,281 |
| Provision for loan and lease losses | $297,000 | 1,534 |
| Total noninterest income | $3,038,000 | 1,318 |
| Gross Fiduciary activities income | $175,000 | 735 |
| Service charges on deposit accounts | $1,073,000 | 894 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,790,000 | 1,355 |
| Total noninterest expense | $10,968,000 | 1,345 |
| Salaries and employee benefits | $5,757,000 | 1,408 |
| Premises and equipment expense | $1,406,000 | 1,276 |
| Additional noninterest expense | $3,805,000 | 1,261 |
| Pre-tax net operating income | $5,147,000 | 1,249 |
| Securities gains (losses) | $123,000 | 905 |
| Applicable income taxes | $1,240,000 | 1,192 |
| Income before extraordinary items | $4,030,000 | 1,290 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,030,000 | 1,291 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,030,000 | 1,290 |
| Net charge-offs | $575,000 | 775 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 607 |
| Net operating income | $3,936,520 | 1,287 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $10,600,000 | 1,208 |
| Total interest expense | $1,552,000 | 919 |
| Net interest income | $9,048,000 | 1,266 |
| Provision for loan and lease losses | $198,000 | 1,531 |
| Total noninterest income | $2,024,000 | 1,316 |
| Gross Fiduciary activities income | $113,000 | 748 |
| Service charges on deposit accounts | $662,000 | 951 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,249,000 | 1,333 |
| Total noninterest expense | $7,226,000 | 1,364 |
| Salaries and employee benefits | $3,798,000 | 1,423 |
| Premises and equipment expense | $931,000 | 1,282 |
| Additional noninterest expense | $2,497,000 | 1,271 |
| Pre-tax net operating income | $3,648,000 | 1,164 |
| Securities gains (losses) | $118,000 | 759 |
| Applicable income taxes | $952,000 | 1,066 |
| Income before extraordinary items | $2,814,000 | 1,239 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,814,000 | 1,241 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,814,000 | 1,240 |
| Net charge-offs | $528,000 | 616 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 631 |
| Net operating income | $2,725,500 | 1,236 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,352,000 | 1,194 |
| Total interest expense | $767,000 | 938 |
| Net interest income | $4,585,000 | 1,234 |
| Provision for loan and lease losses | $99,000 | 1,484 |
| Total noninterest income | $915,000 | 1,370 |
| Gross Fiduciary activities income | $51,000 | 769 |
| Service charges on deposit accounts | $316,000 | 965 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $548,000 | 1,409 |
| Total noninterest expense | $3,628,000 | 1,356 |
| Salaries and employee benefits | $1,898,000 | 1,422 |
| Premises and equipment expense | $484,000 | 1,253 |
| Additional noninterest expense | $1,246,000 | 1,263 |
| Pre-tax net operating income | $1,773,000 | 1,159 |
| Securities gains (losses) | $93,000 | 609 |
| Applicable income taxes | $473,000 | 1,056 |
| Income before extraordinary items | $1,393,000 | 1,210 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,393,000 | 1,210 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,393,000 | 1,211 |
| Net charge-offs | $450,000 | 389 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 605 |
| Net operating income | $1,323,250 | 1,224 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $20,261,000 | 1,248 |
| Total interest expense | $3,190,000 | 946 |
| Net interest income | $17,071,000 | 1,308 |
| Provision for loan and lease losses | $446,000 | 1,578 |
| Total noninterest income | $3,208,000 | 1,480 |
| Gross Fiduciary activities income | $211,000 | 767 |
| Service charges on deposit accounts | $1,446,000 | 914 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,551,000 | 1,735 |
| Total noninterest expense | $13,221,000 | 1,445 |
| Salaries and employee benefits | $7,401,000 | 1,418 |
| Premises and equipment expense | $1,772,000 | 1,337 |
| Additional noninterest expense | $4,048,000 | 1,548 |
| Pre-tax net operating income | $6,612,000 | 1,211 |
| Securities gains (losses) | $451,000 | 440 |
| Applicable income taxes | $1,811,000 | 1,058 |
| Income before extraordinary items | $5,252,000 | 1,241 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,252,000 | 1,239 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,252,000 | 1,240 |
| Net charge-offs | $951,000 | 941 |
| Cash dividends | $850,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 671 |
| Net operating income | $4,918,260 | 1,301 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $14,974,000 | 1,269 |
| Total interest expense | $2,413,000 | 941 |
| Net interest income | $12,561,000 | 1,335 |
| Provision for loan and lease losses | $347,000 | 1,501 |
| Total noninterest income | $2,336,000 | 1,523 |
| Gross Fiduciary activities income | $157,000 | 760 |
| Service charges on deposit accounts | $970,000 | 1,032 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,209,000 | 1,710 |
| Total noninterest expense | $9,995,000 | 1,440 |
| Salaries and employee benefits | $5,601,000 | 1,421 |
| Premises and equipment expense | $1,380,000 | 1,304 |
| Additional noninterest expense | $3,014,000 | 1,554 |
| Pre-tax net operating income | $4,555,000 | 1,309 |
| Securities gains (losses) | $245,000 | 553 |
| Applicable income taxes | $1,183,000 | 1,160 |
| Income before extraordinary items | $3,617,000 | 1,338 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,617,000 | 1,337 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,617,000 | 1,338 |
| Net charge-offs | $917,000 | 719 |
| Cash dividends | $850,000 | 1,675 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 618 |
| Net operating income | $3,433,250 | 1,382 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,932,000 | 1,269 |
| Total interest expense | $1,636,000 | 929 |
| Net interest income | $8,296,000 | 1,339 |
| Provision for loan and lease losses | $198,000 | 1,678 |
| Total noninterest income | $1,434,000 | 1,596 |
| Gross Fiduciary activities income | $112,000 | 758 |
| Service charges on deposit accounts | $635,000 | 1,031 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $687,000 | 1,873 |
| Total noninterest expense | $6,659,000 | 1,441 |
| Salaries and employee benefits | $3,772,000 | 1,398 |
| Premises and equipment expense | $1,093,000 | 1,112 |
| Additional noninterest expense | $1,794,000 | 1,719 |
| Pre-tax net operating income | $2,873,000 | 1,339 |
| Securities gains (losses) | $245,000 | 422 |
| Applicable income taxes | $753,000 | 1,180 |
| Income before extraordinary items | $2,365,000 | 1,324 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,365,000 | 1,324 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,365,000 | 1,325 |
| Net charge-offs | $947,000 | 524 |
| Cash dividends | $850,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,178,800 | 1,403 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,935,000 | 1,281 |
| Total interest expense | $845,000 | 911 |
| Net interest income | $4,090,000 | 1,358 |
| Provision for loan and lease losses | $174,000 | 1,105 |
| Total noninterest income | $833,000 | 1,417 |
| Gross Fiduciary activities income | $45,000 | 796 |
| Service charges on deposit accounts | $329,000 | 981 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $459,000 | 1,500 |
| Total noninterest expense | $3,319,000 | 1,461 |
| Salaries and employee benefits | $1,891,000 | 1,415 |
| Premises and equipment expense | $571,000 | 1,095 |
| Additional noninterest expense | $857,000 | 1,772 |
| Pre-tax net operating income | $1,430,000 | 1,305 |
| Securities gains (losses) | $87,000 | 485 |
| Applicable income taxes | $359,000 | 1,171 |
| Income before extraordinary items | $1,158,000 | 1,306 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,158,000 | 1,308 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,158,000 | 1,308 |
| Net charge-offs | $488,000 | 511 |
| Cash dividends | $500,000 | 1,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,091,880 | 1,363 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $20,253,000 | 1,250 |
| Total interest expense | $3,915,000 | 870 |
| Net interest income | $16,338,000 | 1,333 |
| Provision for loan and lease losses | $932,000 | 1,168 |
| Total noninterest income | $3,589,000 | 1,419 |
| Gross Fiduciary activities income | $177,000 | 793 |
| Service charges on deposit accounts | $1,448,000 | 955 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,964,000 | 1,536 |
| Total noninterest expense | $12,798,000 | 1,516 |
| Salaries and employee benefits | $7,315,000 | 1,428 |
| Premises and equipment expense | $1,933,000 | 1,215 |
| Additional noninterest expense | $3,550,000 | 1,788 |
| Pre-tax net operating income | $6,197,000 | 1,194 |
| Securities gains (losses) | $211,000 | 859 |
| Applicable income taxes | $1,704,000 | 1,016 |
| Income before extraordinary items | $4,704,000 | 1,297 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,704,000 | 1,298 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,704,000 | 1,300 |
| Net charge-offs | $-14,000 | 6,225 |
| Cash dividends | $2,000,000 | 1,192 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 839 |
| Net operating income | $4,549,970 | 1,310 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $15,282,000 | 1,250 |
| Total interest expense | $2,980,000 | 886 |
| Net interest income | $12,302,000 | 1,327 |
| Provision for loan and lease losses | $656,000 | 1,249 |
| Total noninterest income | $2,520,000 | 1,522 |
| Gross Fiduciary activities income | $131,000 | 790 |
| Service charges on deposit accounts | $1,089,000 | 947 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,300,000 | 1,721 |
| Total noninterest expense | $9,404,000 | 1,541 |
| Salaries and employee benefits | $5,361,000 | 1,467 |
| Premises and equipment expense | $1,437,000 | 1,245 |
| Additional noninterest expense | $2,606,000 | 1,822 |
| Pre-tax net operating income | $4,762,000 | 1,195 |
| Securities gains (losses) | $195,000 | 836 |
| Applicable income taxes | $1,396,000 | 985 |
| Income before extraordinary items | $3,561,000 | 1,291 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,561,000 | 1,293 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,561,000 | 1,293 |
| Net charge-offs | $-120,000 | 6,633 |
| Cash dividends | $1,500,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 764 |
| Net operating income | $3,420,600 | 1,307 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $10,000,000 | 1,266 |
| Total interest expense | $2,028,000 | 888 |
| Net interest income | $7,972,000 | 1,355 |
| Provision for loan and lease losses | $636,000 | 943 |
| Total noninterest income | $1,898,000 | 1,400 |
| Gross Fiduciary activities income | $81,000 | 814 |
| Service charges on deposit accounts | $708,000 | 953 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,109,000 | 1,476 |
| Total noninterest expense | $6,129,000 | 1,575 |
| Salaries and employee benefits | $3,494,000 | 1,491 |
| Premises and equipment expense | $970,000 | 1,230 |
| Additional noninterest expense | $1,665,000 | 1,887 |
| Pre-tax net operating income | $3,105,000 | 1,196 |
| Securities gains (losses) | $193,000 | 769 |
| Applicable income taxes | $930,000 | 995 |
| Income before extraordinary items | $2,368,000 | 1,276 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,368,000 | 1,279 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,368,000 | 1,279 |
| Net charge-offs | $165,000 | 2,286 |
| Cash dividends | $1,000,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,229,040 | 1,303 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,939,000 | 1,291 |
| Total interest expense | $1,028,000 | 907 |
| Net interest income | $3,911,000 | 1,372 |
| Provision for loan and lease losses | $318,000 | 953 |
| Total noninterest income | $899,000 | 1,453 |
| Gross Fiduciary activities income | $38,000 | 830 |
| Service charges on deposit accounts | $330,000 | 1,013 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $531,000 | 1,509 |
| Total noninterest expense | $3,064,000 | 1,586 |
| Salaries and employee benefits | $1,744,000 | 1,516 |
| Premises and equipment expense | $490,000 | 1,238 |
| Additional noninterest expense | $830,000 | 1,885 |
| Pre-tax net operating income | $1,428,000 | 1,275 |
| Securities gains (losses) | $79,000 | 755 |
| Applicable income taxes | $420,000 | 1,049 |
| Income before extraordinary items | $1,087,000 | 1,361 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,087,000 | 1,363 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,087,000 | 1,363 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $500,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,030,120 | 1,379 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $17,958,000 | 1,480 |
| Total interest expense | $4,747,000 | 944 |
| Net interest income | $13,211,000 | 1,678 |
| Provision for loan and lease losses | $1,382,000 | 1,403 |
| Total noninterest income | $4,061,000 | 1,318 |
| Gross Fiduciary activities income | $146,000 | 833 |
| Service charges on deposit accounts | $1,193,000 | 1,182 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,722,000 | 1,255 |
| Total noninterest expense | $11,471,000 | 1,681 |
| Salaries and employee benefits | $6,212,000 | 1,628 |
| Premises and equipment expense | $1,566,000 | 1,522 |
| Additional noninterest expense | $3,693,000 | 1,788 |
| Pre-tax net operating income | $4,419,000 | 1,532 |
| Securities gains (losses) | $997,000 | 531 |
| Applicable income taxes | $1,128,000 | 1,352 |
| Income before extraordinary items | $4,288,000 | 1,373 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,288,000 | 1,374 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,288,000 | 1,374 |
| Net charge-offs | $1,821,000 | 1,244 |
| Cash dividends | $2,000,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 781 |
| Net operating income | $3,500,370 | 1,540 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,895,000 | 5,046 |
| Total interest expense | $475,000 | 4,766 |
| Net interest income | $2,420,000 | 5,023 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $140,000 | 5,856 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $133,000 | 4,546 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,000 | 6,540 |
| Total noninterest expense | $1,985,000 | 5,082 |
| Salaries and employee benefits | $824,000 | 5,587 |
| Premises and equipment expense | $345,000 | 4,075 |
| Additional noninterest expense | $816,000 | 4,620 |
| Pre-tax net operating income | $575,000 | 4,524 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $226,000 | 2,729 |
| Income before extraordinary items | $349,000 | 5,156 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $349,000 | 5,154 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $349,000 | 5,154 |
| Net charge-offs | $180,000 | 3,407 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $349,000 | 4,968 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,957,000 | 5,055 |
| Total interest expense | $327,000 | 4,798 |
| Net interest income | $1,630,000 | 5,036 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $84,000 | 5,974 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $84,000 | 4,638 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 6,727 |
| Total noninterest expense | $1,336,000 | 5,092 |
| Salaries and employee benefits | $550,000 | 5,627 |
| Premises and equipment expense | $239,000 | 3,984 |
| Additional noninterest expense | $547,000 | 4,612 |
| Pre-tax net operating income | $378,000 | 4,540 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $148,000 | 2,732 |
| Income before extraordinary items | $230,000 | 5,161 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $230,000 | 5,161 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $230,000 | 5,161 |
| Net charge-offs | $168,000 | 2,925 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $230,000 | 4,969 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,007,000 | 5,018 |
| Total interest expense | $168,000 | 4,852 |
| Net interest income | $839,000 | 4,987 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $107,000 | 4,836 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $40,000 | 4,716 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $67,000 | 4,295 |
| Total noninterest expense | $648,000 | 5,193 |
| Salaries and employee benefits | $300,000 | 5,497 |
| Premises and equipment expense | $118,000 | 4,022 |
| Additional noninterest expense | $230,000 | 5,064 |
| Pre-tax net operating income | $223,000 | 4,352 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $88,000 | 2,566 |
| Income before extraordinary items | $135,000 | 4,994 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $135,000 | 4,998 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $135,000 | 4,999 |
| Net charge-offs | $165,000 | 2,003 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $135,000 | 4,844 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,323,000 | 4,952 |
| Total interest expense | $845,000 | 4,799 |
| Net interest income | $3,478,000 | 4,907 |
| Provision for loan and lease losses | $381,000 | 3,811 |
| Total noninterest income | $362,000 | 4,932 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $175,000 | 4,620 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $187,000 | 4,556 |
| Total noninterest expense | $2,621,000 | 5,229 |
| Salaries and employee benefits | $1,257,000 | 5,419 |
| Premises and equipment expense | $464,000 | 4,234 |
| Additional noninterest expense | $900,000 | 5,158 |
| Pre-tax net operating income | $838,000 | 4,020 |
| Securities gains (losses) | $77,000 | 2,259 |
| Applicable income taxes | $359,000 | 2,357 |
| Income before extraordinary items | $556,000 | 4,504 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $556,000 | 4,507 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $556,000 | 4,506 |
| Net charge-offs | $378,000 | 3,520 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $506,720 | 4,535 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,239,000 | 5,010 |
| Total interest expense | $660,000 | 4,832 |
| Net interest income | $2,579,000 | 4,975 |
| Provision for loan and lease losses | $266,000 | 3,789 |
| Total noninterest income | $278,000 | 4,948 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $131,000 | 4,635 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $147,000 | 4,557 |
| Total noninterest expense | $1,986,000 | 5,203 |
| Salaries and employee benefits | $937,000 | 5,433 |
| Premises and equipment expense | $337,000 | 4,350 |
| Additional noninterest expense | $712,000 | 5,047 |
| Pre-tax net operating income | $605,000 | 4,207 |
| Securities gains (losses) | $64,000 | 2,145 |
| Applicable income taxes | $263,000 | 2,404 |
| Income before extraordinary items | $406,000 | 4,639 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $406,000 | 4,639 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $406,000 | 4,639 |
| Net charge-offs | $276,000 | 3,340 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $365,040 | 4,670 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,163,000 | 5,047 |
| Total interest expense | $451,000 | 4,877 |
| Net interest income | $1,712,000 | 5,005 |
| Provision for loan and lease losses | $181,000 | 3,654 |
| Total noninterest income | $174,000 | 5,068 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $85,000 | 4,685 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 4,726 |
| Total noninterest expense | $1,306,000 | 5,296 |
| Salaries and employee benefits | $618,000 | 5,513 |
| Premises and equipment expense | $221,000 | 4,432 |
| Additional noninterest expense | $467,000 | 5,173 |
| Pre-tax net operating income | $399,000 | 4,205 |
| Securities gains (losses) | $51,000 | 1,585 |
| Applicable income taxes | $177,000 | 2,350 |
| Income before extraordinary items | $273,000 | 4,586 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $273,000 | 4,584 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $273,000 | 4,586 |
| Net charge-offs | $218,000 | 3,020 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $240,360 | 4,675 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 5,044 |
| Total interest expense | $228,000 | 4,966 |
| Net interest income | $858,000 | 4,992 |
| Provision for loan and lease losses | $111,000 | 3,229 |
| Total noninterest income | $87,000 | 5,135 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $39,000 | 4,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $48,000 | 4,728 |
| Total noninterest expense | $655,000 | 5,322 |
| Salaries and employee benefits | $303,000 | 5,590 |
| Premises and equipment expense | $111,000 | 4,456 |
| Additional noninterest expense | $241,000 | 5,096 |
| Pre-tax net operating income | $179,000 | 4,402 |
| Securities gains (losses) | $51,000 | 755 |
| Applicable income taxes | $91,000 | 2,280 |
| Income before extraordinary items | $139,000 | 4,571 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $139,000 | 4,570 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $139,000 | 4,571 |
| Net charge-offs | $126,000 | 2,517 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $106,360 | 4,869 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,401,000 | 5,161 |
| Total interest expense | $1,137,000 | 4,939 |
| Net interest income | $3,264,000 | 5,139 |
| Provision for loan and lease losses | $583,000 | 3,901 |
| Total noninterest income | $412,000 | 4,920 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $194,000 | 4,467 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $218,000 | 4,465 |
| Total noninterest expense | $3,438,000 | 4,646 |
| Salaries and employee benefits | $1,201,000 | 5,676 |
| Premises and equipment expense | $453,000 | 4,444 |
| Additional noninterest expense | $1,784,000 | 3,557 |
| Pre-tax net operating income | $-345,000 | 6,153 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $207,000 | 2,690 |
| Income before extraordinary items | $-552,000 | 6,394 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-552,000 | 6,395 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-552,000 | 6,395 |
| Net charge-offs | $285,000 | 4,360 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-552,000 | 6,355 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,283,000 | 5,274 |
| Total interest expense | $895,000 | 4,997 |
| Net interest income | $2,388,000 | 5,258 |
| Provision for loan and lease losses | $428,000 | 3,803 |
| Total noninterest income | $289,000 | 5,102 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $147,000 | 4,518 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $142,000 | 4,726 |
| Total noninterest expense | $1,919,000 | 5,473 |
| Salaries and employee benefits | $913,000 | 5,669 |
| Premises and equipment expense | $341,000 | 4,497 |
| Additional noninterest expense | $665,000 | 5,397 |
| Pre-tax net operating income | $330,000 | 4,753 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $128,000 | 2,922 |
| Income before extraordinary items | $202,000 | 5,288 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $202,000 | 5,290 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $202,000 | 5,291 |
| Net charge-offs | $97,000 | 4,931 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $202,000 | 5,132 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,166,000 | 5,338 |
| Total interest expense | $627,000 | 4,967 |
| Net interest income | $1,539,000 | 5,370 |
| Provision for loan and lease losses | $393,000 | 3,225 |
| Total noninterest income | $208,000 | 4,959 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $95,000 | 4,578 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $113,000 | 4,429 |
| Total noninterest expense | $1,267,000 | 5,524 |
| Salaries and employee benefits | $614,000 | 5,671 |
| Premises and equipment expense | $228,000 | 4,525 |
| Additional noninterest expense | $425,000 | 5,523 |
| Pre-tax net operating income | $87,000 | 5,582 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $32,000 | 3,547 |
| Income before extraordinary items | $55,000 | 5,864 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $55,000 | 5,866 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $55,000 | 5,865 |
| Net charge-offs | $92,000 | 4,329 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $55,000 | 5,755 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,071,000 | 5,431 |
| Total interest expense | $327,000 | 4,984 |
| Net interest income | $744,000 | 5,496 |
| Provision for loan and lease losses | $38,000 | 5,148 |
| Total noninterest income | $81,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $40,000 | 4,876 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $41,000 | 5,010 |
| Total noninterest expense | $626,000 | 5,624 |
| Salaries and employee benefits | $302,000 | 5,806 |
| Premises and equipment expense | $128,000 | 4,303 |
| Additional noninterest expense | $196,000 | 5,745 |
| Pre-tax net operating income | $161,000 | 4,442 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $63,000 | 2,584 |
| Income before extraordinary items | $98,000 | 5,010 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $98,000 | 5,011 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $98,000 | 5,010 |
| Net charge-offs | $18,000 | 4,498 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $98,000 | 4,895 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,444,000 | 5,454 |
| Total interest expense | $1,544,000 | 5,094 |
| Net interest income | $2,900,000 | 5,473 |
| Provision for loan and lease losses | $188,000 | 5,848 |
| Total noninterest income | $331,000 | 5,452 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $195,000 | 4,707 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $136,000 | 5,232 |
| Total noninterest expense | $2,381,000 | 5,802 |
| Salaries and employee benefits | $1,198,000 | 5,851 |
| Premises and equipment expense | $401,000 | 4,986 |
| Additional noninterest expense | $782,000 | 5,872 |
| Pre-tax net operating income | $662,000 | 3,634 |
| Securities gains (losses) | $-1,000 | 6,865 |
| Applicable income taxes | $255,000 | 2,172 |
| Income before extraordinary items | $406,000 | 4,154 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $406,000 | 4,152 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $406,000 | 4,152 |
| Net charge-offs | $80,000 | 5,883 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $406,640 | 4,088 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,313,000 | 5,534 |
| Total interest expense | $1,175,000 | 5,203 |
| Net interest income | $2,138,000 | 5,540 |
| Provision for loan and lease losses | $151,000 | 5,498 |
| Total noninterest income | $250,000 | 5,521 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $149,000 | 4,694 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $101,000 | 5,385 |
| Total noninterest expense | $1,733,000 | 5,899 |
| Salaries and employee benefits | $908,000 | 5,845 |
| Premises and equipment expense | $306,000 | 4,979 |
| Additional noninterest expense | $519,000 | 6,163 |
| Pre-tax net operating income | $504,000 | 3,884 |
| Securities gains (losses) | $-1,000 | 7,086 |
| Applicable income taxes | $194,000 | 2,355 |
| Income before extraordinary items | $309,000 | 4,396 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $309,000 | 4,393 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $309,000 | 4,396 |
| Net charge-offs | $61,000 | 5,524 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $309,640 | 4,330 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,183,000 | 5,618 |
| Total interest expense | $774,000 | 5,345 |
| Net interest income | $1,409,000 | 5,580 |
| Provision for loan and lease losses | $62,000 | 5,804 |
| Total noninterest income | $152,000 | 5,693 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $92,000 | 4,810 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $60,000 | 5,582 |
| Total noninterest expense | $1,106,000 | 6,047 |
| Salaries and employee benefits | $594,000 | 5,950 |
| Premises and equipment expense | $188,000 | 5,234 |
| Additional noninterest expense | $324,000 | 6,333 |
| Pre-tax net operating income | $393,000 | 3,711 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $152,000 | 2,258 |
| Income before extraordinary items | $241,000 | 4,299 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $241,000 | 4,298 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $241,000 | 4,298 |
| Net charge-offs | $30,000 | 5,342 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $241,000 | 4,187 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 5,713 |
| Total interest expense | $389,000 | 5,444 |
| Net interest income | $678,000 | 5,672 |
| Provision for loan and lease losses | $42,000 | 5,134 |
| Total noninterest income | $77,000 | 5,658 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $43,000 | 4,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $34,000 | 5,436 |
| Total noninterest expense | $525,000 | 6,143 |
| Salaries and employee benefits | $287,000 | 6,084 |
| Premises and equipment expense | $71,000 | 5,916 |
| Additional noninterest expense | $167,000 | 6,048 |
| Pre-tax net operating income | $188,000 | 4,149 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $62,000 | 2,702 |
| Income before extraordinary items | $126,000 | 4,624 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $126,000 | 4,628 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $126,000 | 4,627 |
| Net charge-offs | $18,000 | 4,403 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $126,000 | 4,456 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,448,000 | 5,768 |
| Total interest expense | $1,829,000 | 5,527 |
| Net interest income | $2,619,000 | 5,794 |
| Provision for loan and lease losses | $147,000 | 5,598 |
| Total noninterest income | $297,000 | 5,833 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $199,000 | 4,802 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $98,000 | 5,952 |
| Total noninterest expense | $1,887,000 | 6,382 |
| Salaries and employee benefits | $1,005,000 | 6,399 |
| Premises and equipment expense | $272,000 | 6,041 |
| Additional noninterest expense | $610,000 | 6,190 |
| Pre-tax net operating income | $882,000 | 3,989 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $294,000 | 2,429 |
| Income before extraordinary items | $589,000 | 4,206 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $589,000 | 4,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 4,762 |
| Cash dividends | $1,000,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $588,330 | 4,362 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,361,000 | 5,817 |
| Total interest expense | $1,417,000 | 5,583 |
| Net interest income | $1,944,000 | 5,860 |
| Provision for loan and lease losses | $92,000 | 5,243 |
| Total noninterest income | $227,000 | 5,876 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $151,000 | 4,805 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $76,000 | 6,026 |
| Total noninterest expense | $1,415,000 | 6,376 |
| Salaries and employee benefits | $754,000 | 6,426 |
| Premises and equipment expense | $206,000 | 6,021 |
| Additional noninterest expense | $455,000 | 6,152 |
| Pre-tax net operating income | $664,000 | 4,451 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $221,000 | 2,802 |
| Income before extraordinary items | $443,000 | 4,641 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $443,000 | 4,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,164 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $443,000 | 4,789 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,244,000 | 5,880 |
| Total interest expense | $974,000 | 5,644 |
| Net interest income | $1,270,000 | 5,915 |
| Provision for loan and lease losses | $64,000 | 4,850 |
| Total noninterest income | $152,000 | 5,959 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $105,000 | 4,751 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $47,000 | 6,218 |
| Total noninterest expense | $922,000 | 6,472 |
| Salaries and employee benefits | $491,000 | 6,539 |
| Premises and equipment expense | $128,000 | 6,236 |
| Additional noninterest expense | $303,000 | 6,165 |
| Pre-tax net operating income | $436,000 | 4,630 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $145,000 | 3,053 |
| Income before extraordinary items | $291,000 | 5,056 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $291,000 | 5,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,516 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $291,000 | 4,996 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 5,939 |
| Total interest expense | $499,000 | 5,770 |
| Net interest income | $634,000 | 5,955 |
| Provision for loan and lease losses | $44,000 | 4,035 |
| Total noninterest income | $73,000 | 6,039 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $51,000 | 4,770 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 6,334 |
| Total noninterest expense | $455,000 | 6,538 |
| Salaries and employee benefits | $240,000 | 6,614 |
| Premises and equipment expense | $68,000 | 6,121 |
| Additional noninterest expense | $147,000 | 6,223 |
| Pre-tax net operating income | $208,000 | 4,882 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $69,000 | 3,233 |
| Income before extraordinary items | $139,000 | 5,339 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $139,000 | 5,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $139,000 | 5,238 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,423,000 | 6,016 |
| Total interest expense | $1,963,000 | 5,869 |
| Net interest income | $2,460,000 | 6,019 |
| Provision for loan and lease losses | $261,000 | 3,429 |
| Total noninterest income | $321,000 | 5,913 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $230,000 | 4,617 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $91,000 | 6,355 |
| Total noninterest expense | $1,686,000 | 6,632 |
| Salaries and employee benefits | $915,000 | 6,647 |
| Premises and equipment expense | $194,000 | 6,796 |
| Additional noninterest expense | $577,000 | 6,239 |
| Pre-tax net operating income | $834,000 | 5,099 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $279,000 | 3,467 |
| Income before extraordinary items | $555,000 | 5,497 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $555,000 | 5,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,494 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $555,000 | 5,485 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,267,000 | 6,085 |
| Total interest expense | $1,415,000 | 5,984 |
| Net interest income | $1,852,000 | 6,042 |
| Provision for loan and lease losses | $201,000 | 2,990 |
| Total noninterest income | $227,000 | 6,070 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $163,000 | 4,753 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $64,000 | 6,464 |
| Total noninterest expense | $1,246,000 | 6,661 |
| Salaries and employee benefits | $672,000 | 6,689 |
| Premises and equipment expense | $134,000 | 6,939 |
| Additional noninterest expense | $440,000 | 6,164 |
| Pre-tax net operating income | $632,000 | 5,337 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $211,000 | 3,661 |
| Income before extraordinary items | $421,000 | 5,721 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $421,000 | 5,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,703 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $421,000 | 5,706 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,101,000 | 6,194 |
| Total interest expense | $887,000 | 6,144 |
| Net interest income | $1,214,000 | 6,131 |
| Provision for loan and lease losses | $127,000 | 2,884 |
| Total noninterest income | $144,000 | 6,203 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $104,000 | 4,866 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $40,000 | 6,612 |
| Total noninterest expense | $793,000 | 6,817 |
| Salaries and employee benefits | $432,000 | 6,821 |
| Premises and equipment expense | $68,000 | 7,400 |
| Additional noninterest expense | $293,000 | 6,188 |
| Pre-tax net operating income | $438,000 | 5,325 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $148,000 | 3,673 |
| Income before extraordinary items | $290,000 | 5,723 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $290,000 | 5,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,930 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $290,000 | 5,713 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,016,000 | 6,287 |
| Total interest expense | $424,000 | 6,255 |
| Net interest income | $592,000 | 6,191 |
| Provision for loan and lease losses | $50,000 | 3,068 |
| Total noninterest income | $68,000 | 6,298 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $51,000 | 4,837 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $385,000 | 6,918 |
| Salaries and employee benefits | $211,000 | 6,911 |
| Premises and equipment expense | $36,000 | 7,349 |
| Additional noninterest expense | $138,000 | 6,346 |
| Pre-tax net operating income | $225,000 | 5,267 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $76,000 | 3,645 |
| Income before extraordinary items | $149,000 | 5,662 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $149,000 | 5,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $149,000 | 5,647 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,538,000 | 6,397 |
| Total interest expense | $1,329,000 | 6,367 |
| Net interest income | $2,209,000 | 6,329 |
| Provision for loan and lease losses | $266,000 | 2,991 |
| Total noninterest income | $246,000 | 6,557 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $181,000 | 5,176 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $65,000 | 6,959 |
| Total noninterest expense | $1,485,000 | 6,929 |
| Salaries and employee benefits | $831,000 | 6,869 |
| Premises and equipment expense | $124,000 | 7,559 |
| Additional noninterest expense | $530,000 | 6,407 |
| Pre-tax net operating income | $704,000 | 5,911 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $237,000 | 4,106 |
| Income before extraordinary items | $467,000 | 6,275 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $467,000 | 6,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,284 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $467,000 | 6,270 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,550,000 | 6,510 |
| Total interest expense | $929,000 | 6,487 |
| Net interest income | $1,621,000 | 6,444 |
| Provision for loan and lease losses | $126,000 | 3,745 |
| Total noninterest income | $181,000 | 6,649 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $132,000 | 5,276 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $49,000 | 6,962 |
| Total noninterest expense | $1,119,000 | 6,924 |
| Salaries and employee benefits | $627,000 | 6,842 |
| Premises and equipment expense | $90,000 | 7,602 |
| Additional noninterest expense | $402,000 | 6,388 |
| Pre-tax net operating income | $557,000 | 6,016 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $172,000 | 4,330 |
| Income before extraordinary items | $385,000 | 6,315 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $385,000 | 6,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $385,000 | 6,318 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,642,000 | 6,585 |
| Total interest expense | $574,000 | 6,584 |
| Net interest income | $1,068,000 | 6,506 |
| Provision for loan and lease losses | $61,000 | 4,049 |
| Total noninterest income | $113,000 | 6,768 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $83,000 | 5,395 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,109 |
| Total noninterest expense | $735,000 | 6,983 |
| Salaries and employee benefits | $410,000 | 6,925 |
| Premises and equipment expense | $64,000 | 7,536 |
| Additional noninterest expense | $261,000 | 6,463 |
| Pre-tax net operating income | $385,000 | 5,975 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $122,000 | 4,283 |
| Income before extraordinary items | $263,000 | 6,285 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $263,000 | 6,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $263,000 | 6,288 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $797,000 | 6,648 |
| Total interest expense | $275,000 | 6,589 |
| Net interest income | $522,000 | 6,573 |
| Provision for loan and lease losses | $29,000 | 4,163 |
| Total noninterest income | $56,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $38,000 | 5,504 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 6,859 |
| Total noninterest expense | $362,000 | 7,028 |
| Salaries and employee benefits | $204,000 | 6,941 |
| Premises and equipment expense | $31,000 | 7,598 |
| Additional noninterest expense | $127,000 | 6,501 |
| Pre-tax net operating income | $187,000 | 5,973 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $60,000 | 4,268 |
| Income before extraordinary items | $127,000 | 6,304 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $127,000 | 6,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $127,000 | 6,301 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,850,000 | 6,717 |
| Total interest expense | $798,000 | 6,791 |
| Net interest income | $2,052,000 | 6,590 |
| Provision for loan and lease losses | $281,000 | 2,971 |
| Total noninterest income | $252,000 | 6,661 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $177,000 | 5,296 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $75,000 | 6,850 |
| Total noninterest expense | $1,411,000 | 7,037 |
| Salaries and employee benefits | $788,000 | 6,974 |
| Premises and equipment expense | $127,000 | 7,565 |
| Additional noninterest expense | $496,000 | 6,604 |
| Pre-tax net operating income | $612,000 | 6,389 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $204,000 | 4,646 |
| Income before extraordinary items | $408,000 | 6,749 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $408,000 | 6,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,950 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $408,000 | 6,724 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,066,000 | 6,789 |
| Total interest expense | $555,000 | 6,879 |
| Net interest income | $1,511,000 | 6,658 |
| Provision for loan and lease losses | $219,000 | 2,820 |
| Total noninterest income | $193,000 | 6,657 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $134,000 | 5,305 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $59,000 | 6,795 |
| Total noninterest expense | $1,042,000 | 7,073 |
| Salaries and employee benefits | $576,000 | 7,016 |
| Premises and equipment expense | $102,000 | 7,453 |
| Additional noninterest expense | $364,000 | 6,631 |
| Pre-tax net operating income | $443,000 | 6,604 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $147,000 | 4,829 |
| Income before extraordinary items | $296,000 | 6,942 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $296,000 | 6,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,883 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $296,000 | 6,901 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 6,917 |
| Total interest expense | $342,000 | 6,941 |
| Net interest income | $949,000 | 6,795 |
| Provision for loan and lease losses | $147,000 | 2,736 |
| Total noninterest income | $153,000 | 6,297 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $87,000 | 5,319 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $66,000 | 5,981 |
| Total noninterest expense | $678,000 | 7,143 |
| Salaries and employee benefits | $377,000 | 7,076 |
| Premises and equipment expense | $64,000 | 7,531 |
| Additional noninterest expense | $237,000 | 6,688 |
| Pre-tax net operating income | $277,000 | 6,730 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $92,000 | 4,915 |
| Income before extraordinary items | $185,000 | 7,041 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $185,000 | 7,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,453 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $185,000 | 7,004 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $604,000 | 7,087 |
| Total interest expense | $164,000 | 6,998 |
| Net interest income | $440,000 | 7,040 |
| Provision for loan and lease losses | $55,000 | 3,052 |
| Total noninterest income | $68,000 | 6,493 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $38,000 | 5,561 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,174 |
| Total noninterest expense | $321,000 | 7,310 |
| Salaries and employee benefits | $180,000 | 7,241 |
| Premises and equipment expense | $33,000 | 7,563 |
| Additional noninterest expense | $108,000 | 6,948 |
| Pre-tax net operating income | $132,000 | 6,788 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $44,000 | 4,929 |
| Income before extraordinary items | $88,000 | 7,093 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $88,000 | 7,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,295 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $88,000 | 7,055 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,863,000 | 7,522 |
| Total interest expense | $454,000 | 7,479 |
| Net interest income | $1,409,000 | 7,445 |
| Provision for loan and lease losses | $200,000 | 3,677 |
| Total noninterest income | $249,000 | 6,786 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $147,000 | 5,822 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $102,000 | 6,384 |
| Total noninterest expense | $1,198,000 | 7,445 |
| Salaries and employee benefits | $643,000 | 7,496 |
| Premises and equipment expense | $133,000 | 7,537 |
| Additional noninterest expense | $422,000 | 7,007 |
| Pre-tax net operating income | $260,000 | 7,576 |
| Securities gains (losses) | $-35,000 | 8,520 |
| Applicable income taxes | $68,000 | 5,836 |
| Income before extraordinary items | $157,000 | 7,847 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $157,000 | 7,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,569 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $181,500 | 7,700 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 7,707 |
| Total interest expense | $308,000 | 7,662 |
| Net interest income | $983,000 | 7,609 |
| Provision for loan and lease losses | $111,000 | 4,118 |
| Total noninterest income | $185,000 | 6,827 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $110,000 | 5,875 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $75,000 | 6,422 |
| Total noninterest expense | $864,000 | 7,496 |
| Salaries and employee benefits | $461,000 | 7,556 |
| Premises and equipment expense | $96,000 | 7,602 |
| Additional noninterest expense | $307,000 | 7,029 |
| Pre-tax net operating income | $193,000 | 7,729 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $59,000 | 5,842 |
| Income before extraordinary items | $135,000 | 7,883 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $135,000 | 7,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,384 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $134,300 | 7,837 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $777,000 | 7,909 |
| Total interest expense | $191,000 | 7,838 |
| Net interest income | $586,000 | 7,858 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $114,000 | 6,996 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $69,000 | 5,999 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $45,000 | 6,633 |
| Total noninterest expense | $557,000 | 7,616 |
| Salaries and employee benefits | $288,000 | 7,765 |
| Premises and equipment expense | $65,000 | 7,603 |
| Additional noninterest expense | $204,000 | 7,084 |
| Pre-tax net operating income | $98,000 | 7,940 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $29,000 | 6,064 |
| Income before extraordinary items | $70,000 | 8,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $70,000 | 8,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,719 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $69,290 | 8,024 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $360,000 | 8,078 |
| Total interest expense | $94,000 | 7,934 |
| Net interest income | $266,000 | 8,048 |
| Provision for loan and lease losses | $3,000 | 6,219 |
| Total noninterest income | $46,000 | 7,355 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $30,000 | 6,194 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $16,000 | 7,156 |
| Total noninterest expense | $275,000 | 7,678 |
| Salaries and employee benefits | $136,000 | 7,906 |
| Premises and equipment expense | $31,000 | 7,720 |
| Additional noninterest expense | $108,000 | 6,955 |
| Pre-tax net operating income | $34,000 | 8,131 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $11,000 | 6,197 |
| Income before extraordinary items | $23,000 | 8,272 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $23,000 | 8,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $23,000 | 8,203 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,370,000 | 8,205 |
| Total interest expense | $419,000 | 8,045 |
| Net interest income | $951,000 | 8,179 |
| Provision for loan and lease losses | $52,000 | 6,221 |
| Total noninterest income | $161,000 | 7,708 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $124,000 | 6,218 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $37,000 | 7,907 |
| Total noninterest expense | $918,000 | 8,037 |
| Salaries and employee benefits | $484,000 | 8,143 |
| Premises and equipment expense | $96,000 | 8,112 |
| Additional noninterest expense | $338,000 | 7,521 |
| Pre-tax net operating income | $142,000 | 8,044 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $40,000 | 6,430 |
| Income before extraordinary items | $102,000 | 8,208 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $102,000 | 8,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,558 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $102,000 | 8,087 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 8,329 |
| Total interest expense | $317,000 | 8,166 |
| Net interest income | $685,000 | 8,318 |
| Provision for loan and lease losses | $29,000 | 6,447 |
| Total noninterest income | $121,000 | 7,764 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $87,000 | 6,376 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 7,714 |
| Total noninterest expense | $656,000 | 8,126 |
| Salaries and employee benefits | $352,000 | 8,189 |
| Premises and equipment expense | $68,000 | 8,207 |
| Additional noninterest expense | $236,000 | 7,682 |
| Pre-tax net operating income | $121,000 | 8,124 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $33,000 | 6,505 |
| Income before extraordinary items | $88,000 | 8,305 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $88,000 | 8,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $88,000 | 8,183 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $677,000 | 8,375 |
| Total interest expense | $209,000 | 8,272 |
| Net interest income | $468,000 | 8,308 |
| Provision for loan and lease losses | $26,000 | 6,061 |
| Total noninterest income | $64,000 | 8,066 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $56,000 | 6,407 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $8,000 | 8,587 |
| Total noninterest expense | $428,000 | 8,195 |
| Salaries and employee benefits | $232,000 | 8,230 |
| Premises and equipment expense | $54,000 | 7,986 |
| Additional noninterest expense | $142,000 | 7,878 |
| Pre-tax net operating income | $78,000 | 8,180 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $22,000 | 6,543 |
| Income before extraordinary items | $56,000 | 8,364 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $56,000 | 8,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $56,000 | 8,234 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $343,000 | 8,421 |
| Total interest expense | $106,000 | 8,351 |
| Net interest income | $237,000 | 8,324 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $29,000 | 8,205 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $26,000 | 6,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $207,000 | 8,281 |
| Salaries and employee benefits | $118,000 | 8,241 |
| Premises and equipment expense | $19,000 | 8,461 |
| Additional noninterest expense | $70,000 | 7,943 |
| Pre-tax net operating income | $44,000 | 8,082 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $13,000 | 6,407 |
| Income before extraordinary items | $31,000 | 8,259 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $31,000 | 8,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $31,000 | 8,128 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,484,000 | 8,403 |
| Total interest expense | $496,000 | 8,388 |
| Net interest income | $988,000 | 8,279 |
| Provision for loan and lease losses | $144,000 | 5,017 |
| Total noninterest income | $86,000 | 8,573 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $81,000 | 6,921 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 9,073 |
| Total noninterest expense | $788,000 | 8,370 |
| Salaries and employee benefits | $464,000 | 8,277 |
| Premises and equipment expense | $91,000 | 8,298 |
| Additional noninterest expense | $233,000 | 8,301 |
| Pre-tax net operating income | $142,000 | 8,147 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $42,000 | 6,656 |
| Income before extraordinary items | $100,000 | 8,336 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $100,000 | 8,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 3,403 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $100,000 | 8,246 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,043,000 | 9,124 |
| Total interest expense | $460,000 | 9,082 |
| Net interest income | $583,000 | 9,068 |
| Provision for loan and lease losses | $6,000 | 8,054 |
| Total noninterest income | $76,000 | 8,831 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $68,000 | 7,211 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $8,000 | 9,210 |
| Total noninterest expense | $518,000 | 9,138 |
| Salaries and employee benefits | $268,000 | 9,190 |
| Premises and equipment expense | $61,000 | 8,954 |
| Additional noninterest expense | $189,000 | 8,748 |
| Pre-tax net operating income | $135,000 | 8,166 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $42,000 | 6,847 |
| Income before extraordinary items | $93,000 | 8,381 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $93,000 | 8,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,619 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $93,000 | 8,278 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,578,000 | 8,873 |
| Total interest expense | $712,000 | 8,839 |
| Net interest income | $866,000 | 8,764 |
| Provision for loan and lease losses | $63,000 | 6,132 |
| Total noninterest income | $108,000 | 8,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 6,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,267 |
| Total noninterest expense | $773,000 | 8,634 |
| Salaries and employee benefits | $349,000 | 9,001 |
| Premises and equipment expense | $95,000 | 8,531 |
| Additional noninterest expense | $329,000 | 7,724 |
| Pre-tax net operating income | $138,000 | 8,653 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $27,000 | 7,689 |
| Income before extraordinary items | $111,000 | 8,636 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $111,000 | 8,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,928 |
| Cash dividends | $16,000 | 6,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $111,000 | 8,628 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,457,000 | 9,127 |
| Total interest expense | $598,000 | 9,213 |
| Net interest income | $859,000 | 8,931 |
| Provision for loan and lease losses | $23,000 | 7,570 |
| Total noninterest income | $68,000 | 9,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 7,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,728 |
| Total noninterest expense | $746,000 | 8,900 |
| Salaries and employee benefits | $372,000 | 9,047 |
| Premises and equipment expense | $99,000 | 8,653 |
| Additional noninterest expense | $275,000 | 8,342 |
| Pre-tax net operating income | $158,000 | 8,769 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $38,000 | 7,850 |
| Income before extraordinary items | $120,000 | 8,834 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $120,000 | 8,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,307 |
| Cash dividends | $16,000 | 6,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $120,000 | 8,796 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 9,307 |
| Total interest expense | $677,000 | 9,244 |
| Net interest income | $815,000 | 9,209 |
| Provision for loan and lease losses | $35,000 | 7,178 |
| Total noninterest income | $80,000 | 9,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,880 |
| Total noninterest expense | $744,000 | 8,963 |
| Salaries and employee benefits | $384,000 | 9,065 |
| Premises and equipment expense | $94,000 | 8,844 |
| Additional noninterest expense | $266,000 | 8,437 |
| Pre-tax net operating income | $116,000 | 9,337 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $36,000 | 8,594 |
| Income before extraordinary items | $80,000 | 9,466 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $80,000 | 9,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,253 |
| Cash dividends | $16,000 | 7,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $80,000 | 9,400 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,488,000 | 9,679 |
| Total interest expense | $679,000 | 9,595 |
| Net interest income | $809,000 | 9,645 |
| Provision for loan and lease losses | $56,000 | 6,449 |
| Total noninterest income | $68,000 | 9,985 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 8,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,305 |
| Total noninterest expense | $706,000 | 9,385 |
| Salaries and employee benefits | $372,000 | 9,440 |
| Premises and equipment expense | $84,000 | 9,342 |
| Additional noninterest expense | $250,000 | 8,848 |
| Pre-tax net operating income | $115,000 | 10,005 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $32,000 | 9,533 |
| Income before extraordinary items | $83,000 | 10,062 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $83,000 | 10,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,227 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $83,000 | 10,024 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,394,000 | 10,258 |
| Total interest expense | $625,000 | 10,194 |
| Net interest income | $769,000 | 10,195 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $54,000 | 10,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 8,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,015 |
| Total noninterest expense | $672,000 | 9,906 |
| Salaries and employee benefits | $349,000 | 9,966 |
| Premises and equipment expense | $71,000 | 10,045 |
| Additional noninterest expense | $252,000 | 9,377 |
| Pre-tax net operating income | $91,000 | 10,417 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $22,000 | 10,165 |
| Income before extraordinary items | $69,000 | 10,464 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $69,000 | 10,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,598 |
| Cash dividends | $28,000 | 7,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $69,000 | 10,417 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,279,000 | 10,872 |
| Total interest expense | $537,000 | 10,894 |
| Net interest income | $742,000 | 10,716 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $69,000 | 10,984 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,268 |
| Total noninterest expense | $627,000 | 10,462 |
| Salaries and employee benefits | $304,000 | 10,711 |
| Premises and equipment expense | $65,000 | 10,624 |
| Additional noninterest expense | $258,000 | 9,751 |
| Pre-tax net operating income | $154,000 | 10,753 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $48,000 | 10,228 |
| Income before extraordinary items | $106,000 | 10,880 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $106,000 | 10,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $16,000 | 8,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $106,000 | 10,848 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 11,335 |
| Total interest expense | $409,000 | 11,534 |
| Net interest income | $799,000 | 11,063 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $64,000 | 11,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,783 |
| Total noninterest expense | $580,000 | 11,229 |
| Salaries and employee benefits | $272,000 | 11,460 |
| Premises and equipment expense | $66,000 | 11,093 |
| Additional noninterest expense | $242,000 | 10,626 |
| Pre-tax net operating income | $253,000 | 10,463 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $93,000 | 9,524 |
| Income before extraordinary items | $158,000 | 10,719 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $158,000 | 10,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $24,000 | 8,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $159,280 | 10,757 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 11,940 |
| Total interest expense | $432,000 | 12,060 |
| Net interest income | $743,000 | 11,710 |
| Provision for loan and lease losses | $46,000 | 7,689 |
| Total noninterest income | $87,000 | 11,637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,975 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,982 |
| Total noninterest expense | $597,000 | 11,671 |
| Salaries and employee benefits | $271,000 | 11,966 |
| Premises and equipment expense | $70,000 | 11,498 |
| Additional noninterest expense | $256,000 | 10,997 |
| Pre-tax net operating income | $187,000 | 11,153 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $57,000 | 10,777 |
| Income before extraordinary items | $130,000 | 11,455 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $130,000 | 11,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 6,165 |
| Cash dividends | $16,000 | 8,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $130,000 | 11,243 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,218,000 | 12,566 |
| Total interest expense | $626,000 | 12,172 |
| Net interest income | $592,000 | 12,734 |
| Provision for loan and lease losses | $67,000 | 8,339 |
| Total noninterest income | $58,000 | 12,909 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,822 |
| Total noninterest expense | $513,000 | 12,567 |
| Salaries and employee benefits | $244,000 | 12,670 |
| Premises and equipment expense | $87,000 | 11,223 |
| Additional noninterest expense | $182,000 | 12,493 |
| Pre-tax net operating income | $70,000 | 12,272 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $17,000 | 12,189 |
| Income before extraordinary items | $70,000 | 12,351 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $70,000 | 12,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 7,501 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $56,400 | 12,224 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.