Home > River Valley Bank, FSB > Assets and Liabilities
River Valley Bank, FSB, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 69 | 2,830 |
| Assets and Liabilities | ||
| Total Assets: | $166,300,000 | 2,779 |
| Cash and due from depository institutions | $4,320,000 | 2,830 |
| Interest-bearing balances | $2,952,000 | 1,442 |
| Securities | $22,458,000 | 5,123 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $133,053,000 | 2,106 |
| Loan loss allowance | $3,933,000 | 1,094 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,499,000 | 2,201 |
| Other real estate owned | $73,000 | 2,830 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,897,000 | 2,597 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,300,000 | 2,779 |
| Total liabilities | $153,581,000 | 2,718 |
| Total deposits | $140,116,000 | 2,783 |
| Interest-bearing deposits | $137,752,000 | 2,466 |
| Deposits held in domestic offices | $140,116,000 | 2,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $6,700,000 | 1,438 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $6,765,000 | 838 |
| Total equity capital | $12,719,000 | 3,455 |
| Total bank equity capital | $12,719,000 | 3,455 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $10,380,000 | 1,546 |
| Undivided profits | $2,338,000 | 7,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $812,000 | 3,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $945,000 | 2,448 |
| Earning assets | $158,463,000 | 2,672 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $217,382,400 | 2,086 |
| Average Assets, quarterly | $174,577,500 | 2,618 |
| Volatile liabilities | $14,391,000 | 3,462 |
| Insider loans | $164,000 | 8,365 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,445,000 | 4,320 |
| Tier 1 (core) risk-based capital | $12,709,000 | 3,353 |
| Tier 2 risk-based capital | $1,175,000 | 2,543 |
| Total risk weighted assets | $94,016,000 | 2,883 |
| Total unused commitments | $6,445,000 | 4,332 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 74 | 2,714 |
| Assets and Liabilities | ||
| Total Assets: | $250,774,000 | 1,836 |
| Cash and due from depository institutions | $5,903,000 | 2,714 |
| Interest-bearing balances | $3,461,000 | 1,037 |
| Securities | $96,191,000 | 1,341 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $135,778,000 | 2,043 |
| Loan loss allowance | $3,994,000 | 1,087 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,675,000 | 2,037 |
| Other real estate owned | $1,823,000 | 2,714 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $7,404,000 | 1,210 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $250,774,000 | 1,836 |
| Total liabilities | $234,543,000 | 1,792 |
| Total deposits | $141,908,000 | 2,691 |
| Interest-bearing deposits | $140,824,000 | 2,367 |
| Deposits held in domestic offices | $141,908,000 | 2,682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,506,000 | 942 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $69,442,000 | 456 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $5,687,000 | 847 |
| Total equity capital | $16,231,000 | 2,528 |
| Total bank equity capital | $16,231,000 | 2,528 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $10,380,000 | 1,480 |
| Undivided profits | $5,850,000 | 3,721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $893,000 | 2,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $897,000 | 2,228 |
| Earning assets | $235,430,000 | 1,786 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $247,051,600 | 1,806 |
| Average Assets, quarterly | $247,769,500 | 1,847 |
| Volatile liabilities | $94,626,000 | 844 |
| Insider loans | $162,000 | 8,607 |
| FHLB advances | $50,642,000 | 204 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,962,000 | 6,387 |
| Tier 1 (core) risk-based capital | $16,611,000 | 2,486 |
| Tier 2 risk-based capital | $942,000 | 3,068 |
| Total risk weighted assets | $114,160,000 | 2,331 |
| Total unused commitments | $2,962,000 | 6,397 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 82 | 2,549 |
| Assets and Liabilities | ||
| Total Assets: | $223,963,000 | 2,081 |
| Cash and due from depository institutions | $4,148,000 | 2,549 |
| Interest-bearing balances | $1,389,000 | 2,929 |
| Securities | $74,268,000 | 1,869 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $133,844,000 | 2,038 |
| Loan loss allowance | $4,240,000 | 1,107 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,938,000 | 2,497 |
| Other real estate owned | $2,743,000 | 2,549 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $6,022,000 | 1,360 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,963,000 | 2,081 |
| Total liabilities | $210,565,000 | 2,017 |
| Total deposits | $129,477,000 | 3,034 |
| Interest-bearing deposits | $128,855,000 | 2,666 |
| Deposits held in domestic offices | $129,477,000 | 3,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,456,000 | 890 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $61,276,000 | 428 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $5,356,000 | 903 |
| Total equity capital | $13,398,000 | 3,021 |
| Total bank equity capital | $13,398,000 | 3,021 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000 | 11,788 |
| Surplus | $10,380,000 | 1,408 |
| Undivided profits | $3,017,000 | 6,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $619,000 | 4,332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $905,000 | 1,940 |
| Earning assets | $209,501,000 | 2,051 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $209,997,800 | 2,151 |
| Average Assets, quarterly | $223,598,000 | 2,060 |
| Volatile liabilities | $82,238,000 | 870 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $48,276,000 | 179 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,700,000 | 5,076 |
| Tier 1 (core) risk-based capital | $13,398,000 | 2,959 |
| Tier 2 risk-based capital | $696,000 | 3,967 |
| Total risk weighted assets | $104,897,000 | 2,495 |
| Total unused commitments | $4,700,000 | 5,097 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 70 | 3,067 |
| Assets and Liabilities | ||
| Total Assets: | $199,976,000 | 2,369 |
| Cash and due from depository institutions | $5,616,000 | 3,067 |
| Interest-bearing balances | $3,438,000 | 1,932 |
| Securities | $73,299,000 | 1,836 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $108,197,000 | 2,494 |
| Loan loss allowance | $3,951,000 | 1,217 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,103,000 | 3,444 |
| Other real estate owned | $4,305,000 | 3,067 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $6,456,000 | 1,354 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,976,000 | 2,369 |
| Total liabilities | $188,911,000 | 2,302 |
| Total deposits | $148,099,000 | 2,779 |
| Interest-bearing deposits | $146,435,000 | 2,471 |
| Deposits held in domestic offices | $148,099,000 | 2,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,761,000 | 796 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $22,347,000 | 647 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,704,000 | 1,492 |
| Total equity capital | $11,065,000 | 3,482 |
| Total bank equity capital | $11,065,000 | 3,482 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000 | 12,319 |
| Surplus | $10,380,000 | 1,370 |
| Undivided profits | $684,000 | 10,473 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,153,000 | 2,151 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $921,000 | 2,151 |
| Earning assets | $184,934,000 | 2,325 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $218,269,800 | 2,124 |
| Average Assets, quarterly | $198,718,000 | 2,364 |
| Volatile liabilities | $44,438,000 | 1,283 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $22,269,000 | 270 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $242,000 | 11,516 |
| Tier 1 (core) risk-based capital | $11,065,000 | 3,425 |
| Tier 2 risk-based capital | $154,000 | 10,545 |
| Total risk weighted assets | $97,398,000 | 2,734 |
| Total unused commitments | $242,000 | 11,535 |
| Derivatives | $0 | 651 |