Home > River Valley Bank > Assets and Liabilities
River Valley Bank, Assets and Liabilities
| 2003-03-31 | Rank | |
| # of Employees: | 17 | 6,855 |
| Assets and Liabilities | ||
| Total Assets: | $53,945,000 | 6,756 |
| Cash and due from depository institutions | $3,690,000 | 6,855 |
| Interest-bearing balances | $9,000 | 6,686 |
| Securities | $1,735,000 | 8,696 |
| Federal funds sold & reverse repurchase agreements | $3,025,000 | 4,404 |
| Net loans & leases | $43,357,000 | 5,736 |
| Loan loss allowance | $596,000 | 5,469 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,312,000 | 5,212 |
| Other real estate owned | $20,000 | 6,855 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $806,000 | 7,039 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,945,000 | 6,756 |
| Total liabilities | $50,016,000 | 6,619 |
| Total deposits | $49,063,000 | 6,476 |
| Interest-bearing deposits | $42,823,000 | 6,414 |
| Deposits held in domestic offices | $49,063,000 | 6,475 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $586,000 | 5,035 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $367,000 | 6,021 |
| Total equity capital | $3,929,000 | 7,846 |
| Total bank equity capital | $3,929,000 | 7,846 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $133,000 | 6,771 |
| Surplus | $3,184,000 | 4,377 |
| Undivided profits | $612,000 | 7,972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $564,000 | 4,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $296,000 | 7,109 |
| Earning assets | $48,126,000 | 6,832 |
| Long-term assets (5+ years) | $1,103,000 | 7,669 |
| Average Assets, year-to-date | $53,914,500 | 6,728 |
| Average Assets, quarterly | $53,914,500 | 6,728 |
| Volatile liabilities | $15,695,000 | 4,417 |
| Insider loans | $805,000 | 4,417 |
| FHLB advances | $586,000 | 4,783 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,680,000 | 6,320 |
| Tier 1 (core) risk-based capital | $3,915,000 | 7,739 |
| Tier 2 risk-based capital | $492,000 | 5,699 |
| Total risk weighted assets | $39,289,000 | 6,269 |
| Total unused commitments | $3,680,000 | 6,334 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 18 | 6,711 |
| Assets and Liabilities | ||
| Total Assets: | $53,884,000 | 6,744 |
| Cash and due from depository institutions | $2,875,000 | 6,711 |
| Interest-bearing balances | $15,000 | 6,474 |
| Securities | $1,732,000 | 8,743 |
| Federal funds sold & reverse repurchase agreements | $2,940,000 | 4,028 |
| Net loans & leases | $44,165,000 | 5,675 |
| Loan loss allowance | $569,000 | 5,557 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,336,000 | 5,162 |
| Other real estate owned | $29,000 | 6,711 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $807,000 | 7,082 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,884,000 | 6,744 |
| Total liabilities | $50,034,000 | 6,601 |
| Total deposits | $48,925,000 | 6,461 |
| Interest-bearing deposits | $42,525,000 | 6,395 |
| Deposits held in domestic offices | $48,925,000 | 6,458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $595,000 | 5,162 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $514,000 | 5,148 |
| Total equity capital | $3,850,000 | 7,884 |
| Total bank equity capital | $3,850,000 | 7,884 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $133,000 | 6,797 |
| Surplus | $3,184,000 | 4,323 |
| Undivided profits | $533,000 | 8,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $333,000 | 4,995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $296,000 | 7,269 |
| Earning assets | $48,852,000 | 6,757 |
| Long-term assets (5+ years) | $1,811,000 | 7,326 |
| Average Assets, year-to-date | $50,826,200 | 6,786 |
| Average Assets, quarterly | $52,705,000 | 6,782 |
| Volatile liabilities | $15,615,000 | 4,396 |
| Insider loans | $857,000 | 4,295 |
| FHLB advances | $595,000 | 4,818 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $3,893,000 | 6,062 |
| Tier 1 (core) risk-based capital | $3,834,000 | 7,775 |
| Tier 2 risk-based capital | $494,000 | 5,670 |
| Total risk weighted assets | $39,443,000 | 6,251 |
| Total unused commitments | $3,893,000 | 6,064 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 18 | 6,738 |
| Assets and Liabilities | ||
| Total Assets: | $48,449,000 | 7,027 |
| Cash and due from depository institutions | $2,317,000 | 6,738 |
| Interest-bearing balances | $10,000 | 6,615 |
| Securities | $2,691,000 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $1,070,000 | 5,771 |
| Net loans & leases | $40,245,000 | 5,933 |
| Loan loss allowance | $450,000 | 6,152 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,347,000 | 5,134 |
| Other real estate owned | $0 | 6,738 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $779,000 | 7,282 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,449,000 | 7,027 |
| Total liabilities | $45,100,000 | 6,872 |
| Total deposits | $44,139,000 | 6,728 |
| Interest-bearing deposits | $38,982,000 | 6,626 |
| Deposits held in domestic offices | $44,139,000 | 6,726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $650,000 | 4,913 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $311,000 | 6,777 |
| Total equity capital | $3,349,000 | 8,247 |
| Total bank equity capital | $3,349,000 | 8,247 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $133,000 | 6,968 |
| Surplus | $3,184,000 | 4,246 |
| Undivided profits | $32,000 | 8,681 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 7,106 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $332,000 | 7,257 |
| Earning assets | $44,016,000 | 7,021 |
| Long-term assets (5+ years) | $2,949,000 | 6,927 |
| Average Assets, year-to-date | $45,325,600 | 7,049 |
| Average Assets, quarterly | $47,148,000 | 7,066 |
| Volatile liabilities | $15,034,000 | 4,480 |
| Insider loans | $1,032,000 | 3,870 |
| FHLB advances | $650,000 | 4,623 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,230,000 | 7,152 |
| Tier 1 (core) risk-based capital | $3,348,000 | 8,159 |
| Tier 2 risk-based capital | $442,000 | 5,897 |
| Total risk weighted assets | $35,383,000 | 6,544 |
| Total unused commitments | $2,230,000 | 7,159 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 17 | 7,003 |
| Assets and Liabilities | ||
| Total Assets: | $42,617,000 | 7,381 |
| Cash and due from depository institutions | $1,695,000 | 7,003 |
| Interest-bearing balances | $7,000 | 6,472 |
| Securities | $4,184,000 | 8,634 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $34,724,000 | 6,382 |
| Loan loss allowance | $369,000 | 6,719 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,408,000 | 5,039 |
| Other real estate owned | $16,000 | 7,003 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $590,000 | 7,695 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,617,000 | 7,381 |
| Total liabilities | $39,596,000 | 7,233 |
| Total deposits | $38,150,000 | 7,133 |
| Interest-bearing deposits | $32,897,000 | 7,077 |
| Deposits held in domestic offices | $38,150,000 | 7,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $555,000 | 3,115 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $702,000 | 4,837 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $189,000 | 8,441 |
| Total equity capital | $3,021,000 | 8,571 |
| Total bank equity capital | $3,021,000 | 8,571 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $133,000 | 7,200 |
| Surplus | $3,184,000 | 4,201 |
| Undivided profits | $-296,000 | 9,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $118,000 | 6,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $360,000 | 6,282 |
| Earning assets | $38,915,000 | 7,394 |
| Long-term assets (5+ years) | $2,116,000 | 7,277 |
| Average Assets, year-to-date | $39,393,000 | 7,459 |
| Average Assets, quarterly | $42,227,500 | 7,366 |
| Volatile liabilities | $13,045,000 | 4,890 |
| Insider loans | $1,260,000 | 3,303 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,357,000 | 5,719 |
| Tier 1 (core) risk-based capital | $3,044,000 | 8,495 |
| Tier 2 risk-based capital | $369,000 | 6,406 |
| Total risk weighted assets | $32,449,400 | 6,728 |
| Total unused commitments | $4,357,000 | 5,722 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 15 | 7,685 |
| Assets and Liabilities | ||
| Total Assets: | $34,280,000 | 8,144 |
| Cash and due from depository institutions | $1,097,000 | 7,685 |
| Interest-bearing balances | $20,000 | 6,004 |
| Securities | $3,672,000 | 9,127 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $27,542,000 | 7,062 |
| Loan loss allowance | $466,000 | 5,914 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,438,000 | 4,980 |
| Other real estate owned | $0 | 7,685 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $531,000 | 8,071 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,280,000 | 8,144 |
| Total liabilities | $31,255,000 | 8,044 |
| Total deposits | $29,754,000 | 8,033 |
| Interest-bearing deposits | $26,305,000 | 7,906 |
| Deposits held in domestic offices | $29,754,000 | 8,031 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,025,000 | 3,004 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $300,000 | 5,195 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $176,000 | 8,385 |
| Total equity capital | $3,025,000 | 8,641 |
| Total bank equity capital | $3,025,000 | 8,641 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $133,000 | 7,457 |
| Surplus | $3,184,000 | 4,180 |
| Undivided profits | $-292,000 | 9,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $212,000 | 5,549 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $263,000 | 6,919 |
| Earning assets | $31,234,000 | 8,128 |
| Long-term assets (5+ years) | $1,510,000 | 7,981 |
| Average Assets, year-to-date | $30,960,600 | 8,293 |
| Average Assets, quarterly | $34,110,500 | 8,108 |
| Volatile liabilities | $9,292,000 | 5,618 |
| Insider loans | $891,000 | 4,034 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,297,000 | 7,207 |
| Tier 1 (core) risk-based capital | $3,111,000 | 8,597 |
| Tier 2 risk-based capital | $328,300 | 6,751 |
| Total risk weighted assets | $26,125,900 | 7,410 |
| Total unused commitments | $2,297,000 | 7,210 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 13 | 8,274 |
| Assets and Liabilities | ||
| Total Assets: | $26,089,000 | 8,990 |
| Cash and due from depository institutions | $1,622,000 | 8,274 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $2,985,000 | 9,505 |
| Federal funds sold & reverse repurchase agreements | $975,000 | 7,104 |
| Net loans & leases | $18,661,000 | 8,172 |
| Loan loss allowance | $339,000 | 6,977 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,450,000 | 4,876 |
| Other real estate owned | $0 | 8,274 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $396,000 | 8,783 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,089,000 | 8,990 |
| Total liabilities | $23,203,000 | 8,955 |
| Total deposits | $23,069,000 | 8,856 |
| Interest-bearing deposits | $19,723,000 | 8,818 |
| Deposits held in domestic offices | $23,069,000 | 8,855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $134,000 | 9,362 |
| Total equity capital | $2,886,000 | 8,895 |
| Total bank equity capital | $2,886,000 | 8,895 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $133,000 | 7,614 |
| Surplus | $3,184,000 | 4,046 |
| Undivided profits | $-431,000 | 10,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $273,000 | 5,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $201,000 | 7,898 |
| Earning assets | $22,621,000 | 9,093 |
| Long-term assets (5+ years) | $2,544,000 | 7,393 |
| Average Assets, year-to-date | $20,933,200 | 9,337 |
| Average Assets, quarterly | $25,036,500 | 9,018 |
| Volatile liabilities | $5,975,000 | 6,510 |
| Insider loans | $1,507,000 | 2,643 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,623,000 | 6,885 |
| Tier 1 (core) risk-based capital | $2,834,000 | 8,862 |
| Tier 2 risk-based capital | $243,340 | 7,689 |
| Total risk weighted assets | $19,371,540 | 8,326 |
| Total unused commitments | $2,623,000 | 6,899 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 8 | 9,876 |
| Assets and Liabilities | ||
| Total Assets: | $13,629,000 | 10,453 |
| Cash and due from depository institutions | $2,090,000 | 9,876 |
| Interest-bearing balances | $1,686,000 | 1,968 |
| Securities | $2,501,000 | 10,157 |
| Federal funds sold & reverse repurchase agreements | $2,195,000 | 4,761 |
| Net loans & leases | $5,350,000 | 10,542 |
| Loan loss allowance | $54,000 | 10,531 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,307,000 | 5,165 |
| Other real estate owned | $0 | 9,876 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $186,000 | 10,421 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $13,629,000 | 10,453 |
| Total liabilities | $10,658,000 | 10,520 |
| Total deposits | $10,602,000 | 10,468 |
| Interest-bearing deposits | $9,148,000 | 10,394 |
| Deposits held in domestic offices | $10,602,000 | 10,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $56,000 | 10,647 |
| Total equity capital | $2,971,000 | 9,059 |
| Total bank equity capital | $2,971,000 | 9,059 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $133,000 | 7,958 |
| Surplus | $3,184,000 | 4,005 |
| Undivided profits | $-346,000 | 10,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $33,000 | 10,574 |
| Earning assets | $11,732,000 | 10,464 |
| Long-term assets (5+ years) | $76,000 | 9,457 |
| Average Assets, year-to-date | $12,823,000 | 10,459 |
| Average Assets, quarterly | $12,823,000 | 10,489 |
| Volatile liabilities | $2,826,000 | 8,636 |
| Insider loans | $325,000 | 6,469 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $484,000 | 9,606 |
| Tier 1 (core) risk-based capital | $2,896,000 | 9,041 |
| Tier 2 risk-based capital | $54,000 | 10,462 |
| Total risk weighted assets | $7,786,000 | 10,359 |
| Total unused commitments | $484,000 | 9,614 |
| Derivatives | $0 | 533 |