Home > River Town Bank > Income and Expense
River Town Bank, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 4,710 |
| Total interest expense | $117,000 | 4,969 |
| Net interest income | $1,616,000 | 4,594 |
| Provision for loan and lease losses | $10,000 | 3,687 |
| Total noninterest income | $244,000 | 4,134 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $90,000 | 3,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 3,957 |
| Total noninterest expense | $1,033,000 | 4,807 |
| Salaries and employee benefits | $545,000 | 4,832 |
| Premises and equipment expense | $142,000 | 4,491 |
| Additional noninterest expense | $346,000 | 4,741 |
| Pre-tax net operating income | $817,000 | 3,864 |
| Securities gains (losses) | $10,000 | 1,653 |
| Applicable income taxes | $215,000 | 2,453 |
| Income before extraordinary items | $612,000 | 4,071 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $612,000 | 4,071 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $612,000 | 4,071 |
| Net charge-offs | $1,000 | 3,377 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $604,100 | 4,063 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,819,000 | 3,600 |
| Total interest expense | $237,000 | 4,257 |
| Net interest income | $2,582,000 | 3,416 |
| Provision for loan and lease losses | $10,000 | 3,472 |
| Total noninterest income | $535,000 | 2,715 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $204,000 | 2,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $331,000 | 2,714 |
| Total noninterest expense | $2,688,000 | 2,900 |
| Salaries and employee benefits | $1,218,000 | 3,313 |
| Premises and equipment expense | $323,000 | 2,699 |
| Additional noninterest expense | $1,147,000 | 2,356 |
| Pre-tax net operating income | $419,000 | 4,169 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $102,000 | 2,656 |
| Income before extraordinary items | $317,000 | 4,309 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $317,000 | 4,308 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $317,000 | 4,308 |
| Net charge-offs | $135,000 | 1,233 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $317,000 | 4,292 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 3,646 |
| Total interest expense | $112,000 | 4,305 |
| Net interest income | $1,280,000 | 3,464 |
| Provision for loan and lease losses | $10,000 | 3,068 |
| Total noninterest income | $264,000 | 2,678 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $106,000 | 2,121 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 2,696 |
| Total noninterest expense | $1,336,000 | 2,940 |
| Salaries and employee benefits | $600,000 | 3,381 |
| Premises and equipment expense | $156,000 | 2,782 |
| Additional noninterest expense | $580,000 | 2,332 |
| Pre-tax net operating income | $198,000 | 4,215 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $47,000 | 2,681 |
| Income before extraordinary items | $151,000 | 4,344 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $151,000 | 4,343 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $151,000 | 4,343 |
| Net charge-offs | $99,000 | 892 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $151,000 | 4,336 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,340,000 | 3,647 |
| Total interest expense | $411,000 | 4,164 |
| Net interest income | $4,929,000 | 3,528 |
| Provision for loan and lease losses | $120,000 | 2,842 |
| Total noninterest income | $1,856,000 | 2,070 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $499,000 | 1,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,357,000 | 1,900 |
| Total noninterest expense | $5,213,000 | 2,972 |
| Salaries and employee benefits | $2,487,000 | 3,291 |
| Premises and equipment expense | $625,000 | 2,764 |
| Additional noninterest expense | $2,101,000 | 2,515 |
| Pre-tax net operating income | $1,452,000 | 3,575 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $345,000 | 2,282 |
| Income before extraordinary items | $1,107,000 | 3,766 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,107,000 | 3,764 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,107,000 | 3,765 |
| Net charge-offs | $380,000 | 1,143 |
| Cash dividends | $961,000 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,107,000 | 3,775 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,927,000 | 3,700 |
| Total interest expense | $304,000 | 4,152 |
| Net interest income | $3,623,000 | 3,593 |
| Provision for loan and lease losses | $90,000 | 2,683 |
| Total noninterest income | $711,000 | 2,952 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $369,000 | 2,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 3,228 |
| Total noninterest expense | $3,880,000 | 3,003 |
| Salaries and employee benefits | $1,860,000 | 3,290 |
| Premises and equipment expense | $468,000 | 2,790 |
| Additional noninterest expense | $1,552,000 | 2,537 |
| Pre-tax net operating income | $364,000 | 4,747 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $83,000 | 3,108 |
| Income before extraordinary items | $281,000 | 4,838 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $281,000 | 4,836 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $281,000 | 4,837 |
| Net charge-offs | $33,000 | 2,445 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $281,000 | 4,840 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 3,736 |
| Total interest expense | $196,000 | 4,160 |
| Net interest income | $2,353,000 | 3,637 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $456,000 | 3,019 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $240,000 | 2,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 3,290 |
| Total noninterest expense | $2,600,000 | 3,014 |
| Salaries and employee benefits | $1,252,000 | 3,299 |
| Premises and equipment expense | $319,000 | 2,768 |
| Additional noninterest expense | $1,029,000 | 2,563 |
| Pre-tax net operating income | $149,000 | 5,015 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $31,000 | 3,360 |
| Income before extraordinary items | $118,000 | 5,059 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $118,000 | 5,058 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $118,000 | 5,058 |
| Net charge-offs | $31,000 | 2,019 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $118,000 | 5,061 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,252,000 | 3,779 |
| Total interest expense | $95,000 | 4,178 |
| Net interest income | $1,157,000 | 3,684 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $223,000 | 3,017 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $116,000 | 2,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 3,247 |
| Total noninterest expense | $1,295,000 | 3,053 |
| Salaries and employee benefits | $619,000 | 3,347 |
| Premises and equipment expense | $164,000 | 2,753 |
| Additional noninterest expense | $512,000 | 2,584 |
| Pre-tax net operating income | $55,000 | 5,142 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $11,000 | 3,465 |
| Income before extraordinary items | $44,000 | 5,169 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $44,000 | 5,168 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $44,000 | 5,169 |
| Net charge-offs | $36,000 | 1,357 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $44,000 | 5,173 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,263,000 | 3,666 |
| Total interest expense | $365,000 | 4,118 |
| Net interest income | $4,898,000 | 3,575 |
| Provision for loan and lease losses | $110,000 | 2,978 |
| Total noninterest income | $1,033,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $564,000 | 1,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $469,000 | 3,233 |
| Total noninterest expense | $5,302,000 | 2,994 |
| Salaries and employee benefits | $2,579,000 | 3,270 |
| Premises and equipment expense | $699,000 | 2,657 |
| Additional noninterest expense | $2,024,000 | 2,628 |
| Pre-tax net operating income | $519,000 | 4,718 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $298,000 | 2,757 |
| Income before extraordinary items | $221,000 | 4,996 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $221,000 | 4,996 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $221,000 | 4,996 |
| Net charge-offs | $-11,000 | 4,818 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $221,000 | 4,981 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,963,000 | 3,685 |
| Total interest expense | $269,000 | 4,176 |
| Net interest income | $3,694,000 | 3,589 |
| Provision for loan and lease losses | $80,000 | 2,896 |
| Total noninterest income | $796,000 | 2,880 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $431,000 | 1,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $365,000 | 3,217 |
| Total noninterest expense | $3,987,000 | 3,008 |
| Salaries and employee benefits | $1,945,000 | 3,275 |
| Premises and equipment expense | $517,000 | 2,708 |
| Additional noninterest expense | $1,525,000 | 2,634 |
| Pre-tax net operating income | $423,000 | 4,745 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $142,000 | 2,972 |
| Income before extraordinary items | $281,000 | 4,921 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $281,000 | 4,921 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $281,000 | 4,921 |
| Net charge-offs | $-23,000 | 4,968 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $281,000 | 4,905 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 3,703 |
| Total interest expense | $170,000 | 4,243 |
| Net interest income | $2,455,000 | 3,591 |
| Provision for loan and lease losses | $50,000 | 2,834 |
| Total noninterest income | $508,000 | 2,945 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $289,000 | 1,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 3,352 |
| Total noninterest expense | $2,644,000 | 3,032 |
| Salaries and employee benefits | $1,320,000 | 3,262 |
| Premises and equipment expense | $340,000 | 2,743 |
| Additional noninterest expense | $984,000 | 2,701 |
| Pre-tax net operating income | $269,000 | 4,774 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $88,000 | 3,003 |
| Income before extraordinary items | $181,000 | 4,948 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $181,000 | 4,948 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $181,000 | 4,948 |
| Net charge-offs | $-18,000 | 4,977 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $181,000 | 4,935 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 3,735 |
| Total interest expense | $85,000 | 4,248 |
| Net interest income | $1,212,000 | 3,636 |
| Provision for loan and lease losses | $20,000 | 2,800 |
| Total noninterest income | $259,000 | 2,906 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $146,000 | 1,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 3,294 |
| Total noninterest expense | $1,344,000 | 3,036 |
| Salaries and employee benefits | $675,000 | 3,253 |
| Premises and equipment expense | $171,000 | 2,770 |
| Additional noninterest expense | $498,000 | 2,676 |
| Pre-tax net operating income | $107,000 | 4,916 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $33,000 | 3,124 |
| Income before extraordinary items | $74,000 | 5,089 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $74,000 | 5,089 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $74,000 | 5,089 |
| Net charge-offs | $-75,000 | 5,562 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $74,000 | 5,076 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,389,000 | 3,656 |
| Total interest expense | $359,000 | 4,200 |
| Net interest income | $5,030,000 | 3,564 |
| Provision for loan and lease losses | $205,000 | 2,413 |
| Total noninterest income | $1,029,000 | 3,006 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $567,000 | 1,880 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $462,000 | 3,369 |
| Total noninterest expense | $5,346,000 | 3,054 |
| Salaries and employee benefits | $2,691,000 | 3,260 |
| Premises and equipment expense | $704,000 | 2,720 |
| Additional noninterest expense | $1,951,000 | 2,806 |
| Pre-tax net operating income | $508,000 | 4,803 |
| Securities gains (losses) | $13,000 | 2,562 |
| Applicable income taxes | $207,000 | 2,908 |
| Income before extraordinary items | $314,000 | 5,085 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $314,000 | 5,084 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $314,000 | 5,084 |
| Net charge-offs | $245,000 | 1,734 |
| Cash dividends | $450,000 | 3,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $305,680 | 5,063 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,057,000 | 3,665 |
| Total interest expense | $270,000 | 4,231 |
| Net interest income | $3,787,000 | 3,568 |
| Provision for loan and lease losses | $175,000 | 2,207 |
| Total noninterest income | $768,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $419,000 | 1,912 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $349,000 | 3,371 |
| Total noninterest expense | $4,007,000 | 3,057 |
| Salaries and employee benefits | $1,997,000 | 3,276 |
| Premises and equipment expense | $530,000 | 2,721 |
| Additional noninterest expense | $1,480,000 | 2,776 |
| Pre-tax net operating income | $373,000 | 4,901 |
| Securities gains (losses) | $13,000 | 2,496 |
| Applicable income taxes | $121,000 | 3,113 |
| Income before extraordinary items | $265,000 | 5,077 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $265,000 | 5,077 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $265,000 | 5,077 |
| Net charge-offs | $248,000 | 1,301 |
| Cash dividends | $319,000 | 2,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $256,030 | 5,051 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,748,000 | 3,643 |
| Total interest expense | $183,000 | 4,227 |
| Net interest income | $2,565,000 | 3,551 |
| Provision for loan and lease losses | $155,000 | 1,864 |
| Total noninterest income | $484,000 | 3,085 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $264,000 | 1,986 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $220,000 | 3,464 |
| Total noninterest expense | $2,664,000 | 3,078 |
| Salaries and employee benefits | $1,332,000 | 3,288 |
| Premises and equipment expense | $352,000 | 2,748 |
| Additional noninterest expense | $980,000 | 2,795 |
| Pre-tax net operating income | $230,000 | 4,996 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $68,000 | 3,224 |
| Income before extraordinary items | $162,000 | 5,183 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $162,000 | 5,182 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $162,000 | 5,182 |
| Net charge-offs | $259,000 | 953 |
| Cash dividends | $319,000 | 2,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $162,000 | 5,117 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,462,000 | 3,522 |
| Total interest expense | $93,000 | 4,232 |
| Net interest income | $1,369,000 | 3,412 |
| Provision for loan and lease losses | $125,000 | 1,322 |
| Total noninterest income | $239,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $127,000 | 2,023 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $112,000 | 3,398 |
| Total noninterest expense | $1,314,000 | 3,128 |
| Salaries and employee benefits | $648,000 | 3,360 |
| Premises and equipment expense | $176,000 | 2,778 |
| Additional noninterest expense | $490,000 | 2,811 |
| Pre-tax net operating income | $169,000 | 4,624 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $50,000 | 2,979 |
| Income before extraordinary items | $119,000 | 4,851 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $119,000 | 4,851 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $119,000 | 4,851 |
| Net charge-offs | $144,000 | 810 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $119,000 | 4,791 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,080,000 | 3,810 |
| Total interest expense | $407,000 | 4,104 |
| Net interest income | $4,673,000 | 3,746 |
| Provision for loan and lease losses | $125,000 | 2,790 |
| Total noninterest income | $1,231,000 | 2,756 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $515,000 | 2,090 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $716,000 | 2,800 |
| Total noninterest expense | $5,371,000 | 3,072 |
| Salaries and employee benefits | $2,511,000 | 3,415 |
| Premises and equipment expense | $740,000 | 2,711 |
| Additional noninterest expense | $2,120,000 | 2,682 |
| Pre-tax net operating income | $408,000 | 5,081 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $118,000 | 3,235 |
| Income before extraordinary items | $290,000 | 5,264 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $290,000 | 5,268 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $290,000 | 5,268 |
| Net charge-offs | $861,000 | 782 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $290,000 | 5,217 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,792,000 | 3,851 |
| Total interest expense | $312,000 | 4,129 |
| Net interest income | $3,480,000 | 3,799 |
| Provision for loan and lease losses | $125,000 | 2,466 |
| Total noninterest income | $953,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $365,000 | 2,194 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $588,000 | 2,699 |
| Total noninterest expense | $3,989,000 | 3,116 |
| Salaries and employee benefits | $1,830,000 | 3,480 |
| Premises and equipment expense | $555,000 | 2,748 |
| Additional noninterest expense | $1,604,000 | 2,649 |
| Pre-tax net operating income | $319,000 | 5,171 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $89,000 | 3,339 |
| Income before extraordinary items | $230,000 | 5,341 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $230,000 | 5,344 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $230,000 | 5,345 |
| Net charge-offs | $530,000 | 824 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $230,000 | 5,292 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 3,888 |
| Total interest expense | $211,000 | 4,144 |
| Net interest income | $2,296,000 | 3,831 |
| Provision for loan and lease losses | $115,000 | 2,105 |
| Total noninterest income | $666,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $224,000 | 2,303 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $442,000 | 2,552 |
| Total noninterest expense | $2,646,000 | 3,149 |
| Salaries and employee benefits | $1,232,000 | 3,477 |
| Premises and equipment expense | $364,000 | 2,794 |
| Additional noninterest expense | $1,050,000 | 2,698 |
| Pre-tax net operating income | $201,000 | 5,231 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $55,000 | 3,396 |
| Income before extraordinary items | $146,000 | 5,390 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $146,000 | 5,389 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $146,000 | 5,392 |
| Net charge-offs | $376,000 | 793 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $146,000 | 5,342 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,245,000 | 3,909 |
| Total interest expense | $107,000 | 4,170 |
| Net interest income | $1,138,000 | 3,863 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $207,000 | 3,369 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $99,000 | 2,487 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $108,000 | 3,481 |
| Total noninterest expense | $1,273,000 | 3,243 |
| Salaries and employee benefits | $567,000 | 3,718 |
| Premises and equipment expense | $175,000 | 2,900 |
| Additional noninterest expense | $531,000 | 2,667 |
| Pre-tax net operating income | $72,000 | 5,454 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $18,000 | 3,566 |
| Income before extraordinary items | $54,000 | 5,573 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $54,000 | 5,574 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $54,000 | 5,574 |
| Net charge-offs | $358,000 | 475 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $54,000 | 5,517 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,356,000 | 3,796 |
| Total interest expense | $492,000 | 4,043 |
| Net interest income | $4,864,000 | 3,724 |
| Provision for loan and lease losses | $100,000 | 3,178 |
| Total noninterest income | $1,217,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $544,000 | 2,142 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $673,000 | 2,883 |
| Total noninterest expense | $5,604,000 | 3,072 |
| Salaries and employee benefits | $2,706,000 | 3,300 |
| Premises and equipment expense | $834,000 | 2,576 |
| Additional noninterest expense | $2,064,000 | 2,818 |
| Pre-tax net operating income | $377,000 | 5,305 |
| Securities gains (losses) | $2,000 | 3,069 |
| Applicable income taxes | $86,000 | 3,471 |
| Income before extraordinary items | $293,000 | 5,423 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $293,000 | 5,422 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $293,000 | 5,423 |
| Net charge-offs | $276,000 | 2,109 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $291,460 | 5,374 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,066,000 | 3,798 |
| Total interest expense | $380,000 | 4,051 |
| Net interest income | $3,686,000 | 3,718 |
| Provision for loan and lease losses | $100,000 | 2,760 |
| Total noninterest income | $809,000 | 3,023 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $407,000 | 2,156 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $402,000 | 3,222 |
| Total noninterest expense | $4,087,000 | 3,152 |
| Salaries and employee benefits | $2,043,000 | 3,308 |
| Premises and equipment expense | $619,000 | 2,633 |
| Additional noninterest expense | $1,425,000 | 3,004 |
| Pre-tax net operating income | $308,000 | 5,314 |
| Securities gains (losses) | $2,000 | 2,770 |
| Applicable income taxes | $102,000 | 3,269 |
| Income before extraordinary items | $208,000 | 5,537 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $208,000 | 5,537 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $208,000 | 5,538 |
| Net charge-offs | $142,000 | 2,345 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $206,660 | 5,505 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,733,000 | 3,772 |
| Total interest expense | $267,000 | 3,990 |
| Net interest income | $2,466,000 | 3,704 |
| Provision for loan and lease losses | $100,000 | 2,327 |
| Total noninterest income | $571,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $270,000 | 2,133 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $301,000 | 3,034 |
| Total noninterest expense | $2,724,000 | 3,151 |
| Salaries and employee benefits | $1,419,000 | 3,238 |
| Premises and equipment expense | $416,000 | 2,632 |
| Additional noninterest expense | $889,000 | 3,163 |
| Pre-tax net operating income | $213,000 | 5,268 |
| Securities gains (losses) | $2,000 | 2,363 |
| Applicable income taxes | $70,000 | 3,257 |
| Income before extraordinary items | $145,000 | 5,496 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $145,000 | 5,498 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $145,000 | 5,499 |
| Net charge-offs | $106,000 | 2,129 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $143,660 | 5,474 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 3,775 |
| Total interest expense | $151,000 | 3,774 |
| Net interest income | $1,220,000 | 3,748 |
| Provision for loan and lease losses | $100,000 | 1,586 |
| Total noninterest income | $325,000 | 2,689 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $133,000 | 2,134 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $192,000 | 2,620 |
| Total noninterest expense | $1,300,000 | 3,281 |
| Salaries and employee benefits | $671,000 | 3,387 |
| Premises and equipment expense | $207,000 | 2,699 |
| Additional noninterest expense | $422,000 | 3,286 |
| Pre-tax net operating income | $145,000 | 4,900 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $49,000 | 2,967 |
| Income before extraordinary items | $96,000 | 5,197 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $96,000 | 5,198 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $96,000 | 5,198 |
| Net charge-offs | $10,000 | 2,841 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $96,000 | 5,153 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,740,000 | 3,729 |
| Total interest expense | $923,000 | 3,127 |
| Net interest income | $4,817,000 | 3,784 |
| Provision for loan and lease losses | $2,864,000 | 453 |
| Total noninterest income | $1,054,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $627,000 | 1,988 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $427,000 | 3,565 |
| Total noninterest expense | $7,074,000 | 2,609 |
| Salaries and employee benefits | $2,979,000 | 3,126 |
| Premises and equipment expense | $895,000 | 2,487 |
| Additional noninterest expense | $3,200,000 | 1,968 |
| Pre-tax net operating income | $-4,067,000 | 6,743 |
| Securities gains (losses) | $-3,000 | 6,132 |
| Applicable income taxes | $-1,572,000 | 6,714 |
| Income before extraordinary items | $-2,498,000 | 6,700 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,498,000 | 6,700 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-2,498,000 | 6,700 |
| Net charge-offs | $1,906,000 | 774 |
| Cash dividends | $100,000 | 3,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-2,496,080 | 6,694 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,248,000 | 3,800 |
| Total interest expense | $739,000 | 3,059 |
| Net interest income | $3,509,000 | 3,886 |
| Provision for loan and lease losses | $2,814,000 | 355 |
| Total noninterest income | $729,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $470,000 | 1,996 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $259,000 | 3,970 |
| Total noninterest expense | $5,645,000 | 2,473 |
| Salaries and employee benefits | $2,197,000 | 3,181 |
| Premises and equipment expense | $669,000 | 2,496 |
| Additional noninterest expense | $2,779,000 | 1,707 |
| Pre-tax net operating income | $-4,221,000 | 6,848 |
| Securities gains (losses) | $-2,000 | 6,351 |
| Applicable income taxes | $-1,630,000 | 6,843 |
| Income before extraordinary items | $-2,593,000 | 6,820 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-2,593,000 | 6,821 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,593,000 | 6,821 |
| Net charge-offs | $1,775,000 | 650 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-2,591,720 | 6,813 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,813,000 | 3,826 |
| Total interest expense | $528,000 | 2,950 |
| Net interest income | $2,285,000 | 3,948 |
| Provision for loan and lease losses | $140,000 | 2,567 |
| Total noninterest income | $463,000 | 3,426 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $308,000 | 1,997 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $155,000 | 4,171 |
| Total noninterest expense | $2,825,000 | 3,133 |
| Salaries and employee benefits | $1,530,000 | 3,105 |
| Premises and equipment expense | $426,000 | 2,612 |
| Additional noninterest expense | $869,000 | 3,295 |
| Pre-tax net operating income | $-217,000 | 6,565 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-217,000 | 6,616 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-217,000 | 6,616 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-217,000 | 6,616 |
| Net charge-offs | $768,000 | 931 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-217,000 | 6,586 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,435,000 | 3,800 |
| Total interest expense | $284,000 | 2,905 |
| Net interest income | $1,151,000 | 3,932 |
| Provision for loan and lease losses | $50,000 | 2,783 |
| Total noninterest income | $194,000 | 3,717 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $152,000 | 2,015 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $42,000 | 4,926 |
| Total noninterest expense | $1,341,000 | 3,270 |
| Salaries and employee benefits | $707,000 | 3,297 |
| Premises and equipment expense | $211,000 | 2,660 |
| Additional noninterest expense | $423,000 | 3,373 |
| Pre-tax net operating income | $-46,000 | 6,519 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-46,000 | 6,580 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-46,000 | 6,581 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-46,000 | 6,581 |
| Net charge-offs | $147,000 | 1,599 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-46,000 | 6,531 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,418,000 | 3,311 |
| Total interest expense | $1,372,000 | 2,903 |
| Net interest income | $6,046,000 | 3,352 |
| Provision for loan and lease losses | $529,000 | 2,647 |
| Total noninterest income | $1,068,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $639,000 | 2,055 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $429,000 | 3,548 |
| Total noninterest expense | $6,195,000 | 2,966 |
| Salaries and employee benefits | $3,080,000 | 3,075 |
| Premises and equipment expense | $919,000 | 2,439 |
| Additional noninterest expense | $2,196,000 | 2,868 |
| Pre-tax net operating income | $390,000 | 5,182 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $145,000 | 3,241 |
| Income before extraordinary items | $245,000 | 5,639 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $245,000 | 5,636 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $245,000 | 5,637 |
| Net charge-offs | $1,324,000 | 1,516 |
| Cash dividends | $197,000 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $245,000 | 5,454 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,801,000 | 3,256 |
| Total interest expense | $1,063,000 | 2,929 |
| Net interest income | $4,738,000 | 3,294 |
| Provision for loan and lease losses | $449,000 | 2,452 |
| Total noninterest income | $779,000 | 3,207 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $462,000 | 2,131 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $317,000 | 3,608 |
| Total noninterest expense | $4,555,000 | 3,020 |
| Salaries and employee benefits | $2,228,000 | 3,172 |
| Premises and equipment expense | $678,000 | 2,501 |
| Additional noninterest expense | $1,649,000 | 2,876 |
| Pre-tax net operating income | $513,000 | 4,689 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $189,000 | 2,890 |
| Income before extraordinary items | $324,000 | 5,235 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $324,000 | 5,233 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $324,000 | 5,233 |
| Net charge-offs | $1,254,000 | 1,258 |
| Cash dividends | $77,000 | 3,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $324,000 | 5,037 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,191,000 | 3,074 |
| Total interest expense | $728,000 | 2,965 |
| Net interest income | $3,463,000 | 3,062 |
| Provision for loan and lease losses | $449,000 | 1,955 |
| Total noninterest income | $524,000 | 3,156 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $293,000 | 2,204 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $231,000 | 3,461 |
| Total noninterest expense | $3,117,000 | 2,965 |
| Salaries and employee benefits | $1,531,000 | 3,114 |
| Premises and equipment expense | $411,000 | 2,721 |
| Additional noninterest expense | $1,175,000 | 2,735 |
| Pre-tax net operating income | $421,000 | 4,372 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $163,000 | 2,637 |
| Income before extraordinary items | $258,000 | 5,016 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $258,000 | 5,019 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $258,000 | 5,019 |
| Net charge-offs | $799,000 | 1,328 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $258,000 | 4,825 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 3,197 |
| Total interest expense | $369,000 | 3,037 |
| Net interest income | $1,641,000 | 3,210 |
| Provision for loan and lease losses | $40,000 | 3,905 |
| Total noninterest income | $268,000 | 3,131 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $137,000 | 2,302 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $131,000 | 3,265 |
| Total noninterest expense | $1,371,000 | 3,292 |
| Salaries and employee benefits | $681,000 | 3,413 |
| Premises and equipment expense | $202,000 | 2,775 |
| Additional noninterest expense | $488,000 | 3,150 |
| Pre-tax net operating income | $498,000 | 2,878 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $199,000 | 1,735 |
| Income before extraordinary items | $299,000 | 3,668 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $299,000 | 3,670 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $299,000 | 3,671 |
| Net charge-offs | $505,000 | 1,088 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $299,000 | 3,498 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,299,000 | 2,952 |
| Total interest expense | $1,717,000 | 3,106 |
| Net interest income | $7,582,000 | 2,868 |
| Provision for loan and lease losses | $935,000 | 2,514 |
| Total noninterest income | $893,000 | 3,315 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $596,000 | 2,257 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $297,000 | 3,883 |
| Total noninterest expense | $5,802,000 | 3,137 |
| Salaries and employee benefits | $2,863,000 | 3,229 |
| Premises and equipment expense | $814,000 | 2,875 |
| Additional noninterest expense | $2,125,000 | 2,967 |
| Pre-tax net operating income | $1,738,000 | 2,768 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $638,000 | 1,787 |
| Income before extraordinary items | $1,100,000 | 3,368 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,100,000 | 3,371 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,100,000 | 3,371 |
| Net charge-offs | $212,000 | 4,229 |
| Cash dividends | $200,000 | 3,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,100,000 | 3,266 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,030,000 | 2,962 |
| Total interest expense | $1,331,000 | 3,141 |
| Net interest income | $5,699,000 | 2,877 |
| Provision for loan and lease losses | $935,000 | 2,040 |
| Total noninterest income | $734,000 | 3,159 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $453,000 | 2,244 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $281,000 | 3,552 |
| Total noninterest expense | $3,894,000 | 3,433 |
| Salaries and employee benefits | $2,040,000 | 3,344 |
| Premises and equipment expense | $610,000 | 2,899 |
| Additional noninterest expense | $1,244,000 | 3,590 |
| Pre-tax net operating income | $1,604,000 | 2,457 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $622,000 | 1,537 |
| Income before extraordinary items | $982,000 | 3,101 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $982,000 | 3,102 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $982,000 | 3,102 |
| Net charge-offs | $188,000 | 3,783 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $982,000 | 3,002 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,703,000 | 2,966 |
| Total interest expense | $918,000 | 3,165 |
| Net interest income | $3,785,000 | 2,877 |
| Provision for loan and lease losses | $895,000 | 1,616 |
| Total noninterest income | $475,000 | 3,223 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $299,000 | 2,232 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $176,000 | 3,697 |
| Total noninterest expense | $2,561,000 | 3,511 |
| Salaries and employee benefits | $1,377,000 | 3,346 |
| Premises and equipment expense | $411,000 | 2,901 |
| Additional noninterest expense | $773,000 | 3,827 |
| Pre-tax net operating income | $804,000 | 2,932 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $302,000 | 1,787 |
| Income before extraordinary items | $502,000 | 3,582 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $502,000 | 3,584 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $502,000 | 3,583 |
| Net charge-offs | $59,000 | 4,321 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $502,000 | 3,476 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,382,000 | 2,954 |
| Total interest expense | $473,000 | 3,190 |
| Net interest income | $1,909,000 | 2,832 |
| Provision for loan and lease losses | $85,000 | 3,582 |
| Total noninterest income | $256,000 | 3,115 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $147,000 | 2,229 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $109,000 | 3,417 |
| Total noninterest expense | $1,237,000 | 3,615 |
| Salaries and employee benefits | $637,000 | 3,559 |
| Premises and equipment expense | $216,000 | 2,807 |
| Additional noninterest expense | $384,000 | 3,836 |
| Pre-tax net operating income | $843,000 | 1,697 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $336,000 | 1,015 |
| Income before extraordinary items | $507,000 | 2,225 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $507,000 | 2,223 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $507,000 | 2,224 |
| Net charge-offs | $12,000 | 4,307 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $507,000 | 2,182 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,678,000 | 3,041 |
| Total interest expense | $2,315,000 | 3,177 |
| Net interest income | $7,363,000 | 2,945 |
| Provision for loan and lease losses | $480,000 | 4,200 |
| Total noninterest income | $1,169,000 | 2,958 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $660,000 | 2,135 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $509,000 | 3,169 |
| Total noninterest expense | $5,433,000 | 3,370 |
| Salaries and employee benefits | $2,907,000 | 3,205 |
| Premises and equipment expense | $822,000 | 2,924 |
| Additional noninterest expense | $1,704,000 | 3,671 |
| Pre-tax net operating income | $2,619,000 | 1,827 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $994,000 | 1,224 |
| Income before extraordinary items | $1,625,000 | 2,376 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,625,000 | 2,373 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,625,000 | 2,376 |
| Net charge-offs | $382,000 | 3,986 |
| Cash dividends | $676,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,625,000 | 2,270 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,188,000 | 3,118 |
| Total interest expense | $1,770,000 | 3,248 |
| Net interest income | $5,418,000 | 3,028 |
| Provision for loan and lease losses | $345,000 | 4,124 |
| Total noninterest income | $836,000 | 3,062 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $474,000 | 2,251 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $362,000 | 3,257 |
| Total noninterest expense | $4,022,000 | 3,392 |
| Salaries and employee benefits | $2,128,000 | 3,281 |
| Premises and equipment expense | $615,000 | 2,977 |
| Additional noninterest expense | $1,279,000 | 3,640 |
| Pre-tax net operating income | $1,887,000 | 1,990 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $734,000 | 1,286 |
| Income before extraordinary items | $1,153,000 | 2,628 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,153,000 | 2,626 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,153,000 | 2,630 |
| Net charge-offs | $233,000 | 4,042 |
| Cash dividends | $481,000 | 1,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,153,000 | 2,497 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,739,000 | 3,181 |
| Total interest expense | $1,220,000 | 3,262 |
| Net interest income | $3,519,000 | 3,097 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $534,000 | 3,094 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $302,000 | 2,348 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $232,000 | 3,243 |
| Total noninterest expense | $2,667,000 | 3,429 |
| Salaries and employee benefits | $1,457,000 | 3,225 |
| Premises and equipment expense | $397,000 | 3,073 |
| Additional noninterest expense | $813,000 | 3,753 |
| Pre-tax net operating income | $1,266,000 | 1,968 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $489,000 | 1,232 |
| Income before extraordinary items | $777,000 | 2,558 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $777,000 | 2,555 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $777,000 | 2,558 |
| Net charge-offs | $41,000 | 5,041 |
| Cash dividends | $140,000 | 2,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $777,000 | 2,459 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,395,000 | 3,206 |
| Total interest expense | $655,000 | 3,208 |
| Net interest income | $1,740,000 | 3,149 |
| Provision for loan and lease losses | $35,000 | 5,220 |
| Total noninterest income | $260,000 | 3,141 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $136,000 | 2,530 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $124,000 | 3,150 |
| Total noninterest expense | $1,308,000 | 3,530 |
| Salaries and employee benefits | $685,000 | 3,450 |
| Premises and equipment expense | $201,000 | 3,102 |
| Additional noninterest expense | $422,000 | 3,678 |
| Pre-tax net operating income | $657,000 | 1,942 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $251,000 | 1,199 |
| Income before extraordinary items | $406,000 | 2,528 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $406,000 | 2,526 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $406,000 | 2,528 |
| Net charge-offs | $20,000 | 4,422 |
| Cash dividends | $140,000 | 1,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $406,000 | 2,432 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,171,000 | 3,449 |
| Total interest expense | $2,918,000 | 3,479 |
| Net interest income | $6,253,000 | 3,350 |
| Provision for loan and lease losses | $755,000 | 3,925 |
| Total noninterest income | $1,012,000 | 3,316 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $671,000 | 2,324 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $341,000 | 3,785 |
| Total noninterest expense | $5,317,000 | 3,495 |
| Salaries and employee benefits | $2,927,000 | 3,255 |
| Premises and equipment expense | $815,000 | 3,082 |
| Additional noninterest expense | $1,575,000 | 3,945 |
| Pre-tax net operating income | $1,193,000 | 2,718 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $431,000 | 1,693 |
| Income before extraordinary items | $762,000 | 3,216 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $762,000 | 3,214 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $762,000 | 3,215 |
| Net charge-offs | $97,000 | 5,722 |
| Cash dividends | $400,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $762,000 | 3,157 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,758,000 | 3,559 |
| Total interest expense | $2,195,000 | 3,612 |
| Net interest income | $4,563,000 | 3,428 |
| Provision for loan and lease losses | $305,000 | 4,563 |
| Total noninterest income | $782,000 | 3,311 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $510,000 | 2,318 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $272,000 | 3,765 |
| Total noninterest expense | $3,960,000 | 3,514 |
| Salaries and employee benefits | $2,140,000 | 3,351 |
| Premises and equipment expense | $612,000 | 3,108 |
| Additional noninterest expense | $1,208,000 | 3,861 |
| Pre-tax net operating income | $1,080,000 | 2,606 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $395,000 | 1,645 |
| Income before extraordinary items | $685,000 | 3,171 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $685,000 | 3,169 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $685,000 | 3,171 |
| Net charge-offs | $71,000 | 5,390 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $685,000 | 3,082 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,390,000 | 3,656 |
| Total interest expense | $1,457,000 | 3,745 |
| Net interest income | $2,933,000 | 3,517 |
| Provision for loan and lease losses | $245,000 | 4,047 |
| Total noninterest income | $548,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $326,000 | 2,365 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $222,000 | 3,487 |
| Total noninterest expense | $2,589,000 | 3,624 |
| Salaries and employee benefits | $1,361,000 | 3,526 |
| Premises and equipment expense | $402,000 | 3,168 |
| Additional noninterest expense | $826,000 | 3,787 |
| Pre-tax net operating income | $647,000 | 2,895 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $235,000 | 1,791 |
| Income before extraordinary items | $412,000 | 3,427 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $412,000 | 3,423 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $412,000 | 3,425 |
| Net charge-offs | $59,000 | 4,771 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $412,000 | 3,310 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,166,000 | 3,720 |
| Total interest expense | $712,000 | 3,894 |
| Net interest income | $1,454,000 | 3,543 |
| Provision for loan and lease losses | $145,000 | 3,383 |
| Total noninterest income | $256,000 | 3,330 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $156,000 | 2,384 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $100,000 | 3,652 |
| Total noninterest expense | $1,206,000 | 3,747 |
| Salaries and employee benefits | $670,000 | 3,601 |
| Premises and equipment expense | $203,000 | 3,188 |
| Additional noninterest expense | $333,000 | 4,094 |
| Pre-tax net operating income | $359,000 | 3,017 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $132,000 | 1,899 |
| Income before extraordinary items | $227,000 | 3,645 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $227,000 | 3,645 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $227,000 | 3,646 |
| Net charge-offs | $19,000 | 4,361 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $227,000 | 3,498 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,796,000 | 3,861 |
| Total interest expense | $3,091,000 | 4,173 |
| Net interest income | $5,705,000 | 3,603 |
| Provision for loan and lease losses | $90,000 | 6,145 |
| Total noninterest income | $1,159,000 | 3,107 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $828,000 | 2,063 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $331,000 | 3,925 |
| Total noninterest expense | $5,135,000 | 3,489 |
| Salaries and employee benefits | $2,898,000 | 3,346 |
| Premises and equipment expense | $858,000 | 3,002 |
| Additional noninterest expense | $1,379,000 | 3,850 |
| Pre-tax net operating income | $1,639,000 | 2,865 |
| Securities gains (losses) | $84,000 | 1,259 |
| Applicable income taxes | $611,000 | 1,647 |
| Income before extraordinary items | $1,112,000 | 3,089 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,112,000 | 3,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 5,111 |
| Cash dividends | $500,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,057,400 | 3,329 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,635,000 | 3,900 |
| Total interest expense | $2,454,000 | 4,129 |
| Net interest income | $4,181,000 | 3,690 |
| Provision for loan and lease losses | $80,000 | 5,434 |
| Total noninterest income | $904,000 | 3,100 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $636,000 | 2,027 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $268,000 | 3,889 |
| Total noninterest expense | $3,747,000 | 3,555 |
| Salaries and employee benefits | $2,116,000 | 3,457 |
| Premises and equipment expense | $646,000 | 3,009 |
| Additional noninterest expense | $985,000 | 3,911 |
| Pre-tax net operating income | $1,258,000 | 3,220 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $422,000 | 2,099 |
| Income before extraordinary items | $836,000 | 3,478 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $836,000 | 3,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,860 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $836,000 | 3,613 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,443,000 | 3,947 |
| Total interest expense | $1,733,000 | 4,114 |
| Net interest income | $2,710,000 | 3,764 |
| Provision for loan and lease losses | $80,000 | 4,586 |
| Total noninterest income | $591,000 | 3,167 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $409,000 | 2,065 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $182,000 | 3,938 |
| Total noninterest expense | $2,451,000 | 3,625 |
| Salaries and employee benefits | $1,380,000 | 3,551 |
| Premises and equipment expense | $431,000 | 3,004 |
| Additional noninterest expense | $640,000 | 3,979 |
| Pre-tax net operating income | $770,000 | 3,511 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $284,000 | 2,283 |
| Income before extraordinary items | $486,000 | 4,086 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $486,000 | 4,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,199 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $486,000 | 4,024 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,223,000 | 4,040 |
| Total interest expense | $883,000 | 4,234 |
| Net interest income | $1,340,000 | 3,785 |
| Provision for loan and lease losses | $40,000 | 4,096 |
| Total noninterest income | $304,000 | 3,110 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $187,000 | 2,203 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $117,000 | 3,478 |
| Total noninterest expense | $1,232,000 | 3,621 |
| Salaries and employee benefits | $730,000 | 3,437 |
| Premises and equipment expense | $201,000 | 3,212 |
| Additional noninterest expense | $301,000 | 4,105 |
| Pre-tax net operating income | $372,000 | 3,697 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $134,000 | 2,460 |
| Income before extraordinary items | $238,000 | 4,302 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $238,000 | 4,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,847 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $238,000 | 4,201 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,081,000 | 4,012 |
| Total interest expense | $3,567,000 | 4,288 |
| Net interest income | $5,514,000 | 3,729 |
| Provision for loan and lease losses | $50,000 | 5,648 |
| Total noninterest income | $1,194,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $996,000 | 1,768 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $198,000 | 5,077 |
| Total noninterest expense | $4,722,000 | 3,607 |
| Salaries and employee benefits | $2,700,000 | 3,509 |
| Premises and equipment expense | $815,000 | 3,031 |
| Additional noninterest expense | $1,207,000 | 4,056 |
| Pre-tax net operating income | $1,936,000 | 3,376 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $686,000 | 2,329 |
| Income before extraordinary items | $1,250,000 | 3,853 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,250,000 | 3,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,562 |
| Cash dividends | $693,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,250,000 | 3,841 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,774,000 | 4,038 |
| Total interest expense | $2,730,000 | 4,254 |
| Net interest income | $4,044,000 | 3,800 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $906,000 | 3,123 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $767,000 | 1,709 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $139,000 | 5,234 |
| Total noninterest expense | $3,572,000 | 3,560 |
| Salaries and employee benefits | $2,051,000 | 3,458 |
| Premises and equipment expense | $610,000 | 3,029 |
| Additional noninterest expense | $911,000 | 3,978 |
| Pre-tax net operating income | $1,378,000 | 3,645 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $501,000 | 2,533 |
| Income before extraordinary items | $877,000 | 4,173 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $877,000 | 4,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,216 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $877,000 | 4,159 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,540,000 | 4,051 |
| Total interest expense | $1,895,000 | 4,157 |
| Net interest income | $2,645,000 | 3,865 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $597,000 | 3,163 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $514,000 | 1,715 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $83,000 | 5,442 |
| Total noninterest expense | $2,333,000 | 3,655 |
| Salaries and employee benefits | $1,344,000 | 3,540 |
| Premises and equipment expense | $404,000 | 3,076 |
| Additional noninterest expense | $585,000 | 4,088 |
| Pre-tax net operating income | $909,000 | 3,740 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $330,000 | 2,617 |
| Income before extraordinary items | $579,000 | 4,239 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $579,000 | 4,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,047 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $579,000 | 4,226 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,266,000 | 4,051 |
| Total interest expense | $951,000 | 4,135 |
| Net interest income | $1,315,000 | 3,884 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $301,000 | 3,101 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $232,000 | 1,820 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $69,000 | 4,489 |
| Total noninterest expense | $1,184,000 | 3,608 |
| Salaries and employee benefits | $705,000 | 3,436 |
| Premises and equipment expense | $202,000 | 3,085 |
| Additional noninterest expense | $277,000 | 4,204 |
| Pre-tax net operating income | $432,000 | 3,826 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $150,000 | 2,737 |
| Income before extraordinary items | $282,000 | 4,319 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $282,000 | 4,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $282,000 | 4,300 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,205,000 | 4,136 |
| Total interest expense | $3,133,000 | 4,209 |
| Net interest income | $5,072,000 | 3,961 |
| Provision for loan and lease losses | $90,000 | 4,875 |
| Total noninterest income | $1,183,000 | 3,154 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,006,000 | 1,743 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $177,000 | 5,330 |
| Total noninterest expense | $4,758,000 | 3,483 |
| Salaries and employee benefits | $2,635,000 | 3,476 |
| Premises and equipment expense | $803,000 | 2,998 |
| Additional noninterest expense | $1,320,000 | 3,659 |
| Pre-tax net operating income | $1,407,000 | 4,441 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $505,000 | 3,148 |
| Income before extraordinary items | $902,000 | 4,943 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $902,000 | 4,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,413 |
| Cash dividends | $500,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $902,000 | 4,936 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,001,000 | 4,183 |
| Total interest expense | $2,207,000 | 4,281 |
| Net interest income | $3,794,000 | 3,995 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $896,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $753,000 | 1,750 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $143,000 | 5,225 |
| Total noninterest expense | $3,465,000 | 3,563 |
| Salaries and employee benefits | $1,969,000 | 3,493 |
| Premises and equipment expense | $569,000 | 3,138 |
| Additional noninterest expense | $927,000 | 3,835 |
| Pre-tax net operating income | $1,135,000 | 4,451 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $408,000 | 3,151 |
| Income before extraordinary items | $727,000 | 4,931 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $727,000 | 4,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,110 |
| Cash dividends | $100,000 | 4,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $727,000 | 4,918 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,883,000 | 4,220 |
| Total interest expense | $1,383,000 | 4,326 |
| Net interest income | $2,500,000 | 4,048 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $577,000 | 3,199 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $485,000 | 1,786 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $92,000 | 5,303 |
| Total noninterest expense | $2,253,000 | 3,638 |
| Salaries and employee benefits | $1,289,000 | 3,551 |
| Premises and equipment expense | $357,000 | 3,280 |
| Additional noninterest expense | $607,000 | 3,879 |
| Pre-tax net operating income | $734,000 | 4,517 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $270,000 | 3,182 |
| Income before extraordinary items | $464,000 | 5,069 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $464,000 | 5,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,101 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $464,000 | 5,054 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,920,000 | 4,206 |
| Total interest expense | $672,000 | 4,280 |
| Net interest income | $1,248,000 | 4,048 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $284,000 | 3,193 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $229,000 | 1,831 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,927 |
| Total noninterest expense | $1,108,000 | 3,701 |
| Salaries and employee benefits | $644,000 | 3,571 |
| Premises and equipment expense | $171,000 | 3,403 |
| Additional noninterest expense | $293,000 | 3,968 |
| Pre-tax net operating income | $334,000 | 4,701 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $122,000 | 3,320 |
| Income before extraordinary items | $212,000 | 5,226 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $212,000 | 5,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,212 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $212,000 | 5,220 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,255,000 | 4,036 |
| Total interest expense | $2,103,000 | 4,288 |
| Net interest income | $5,152,000 | 3,871 |
| Provision for loan and lease losses | $270,000 | 3,029 |
| Total noninterest income | $1,235,000 | 3,075 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,026,000 | 1,688 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $209,000 | 5,069 |
| Total noninterest expense | $4,426,000 | 3,584 |
| Salaries and employee benefits | $2,431,000 | 3,564 |
| Premises and equipment expense | $744,000 | 3,089 |
| Additional noninterest expense | $1,251,000 | 3,737 |
| Pre-tax net operating income | $1,691,000 | 4,105 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $609,000 | 3,054 |
| Income before extraordinary items | $1,082,000 | 4,624 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,082,000 | 4,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,196 |
| Cash dividends | $500,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,082,000 | 4,581 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,423,000 | 4,008 |
| Total interest expense | $1,497,000 | 4,293 |
| Net interest income | $3,926,000 | 3,822 |
| Provision for loan and lease losses | $270,000 | 2,383 |
| Total noninterest income | $958,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $757,000 | 1,700 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $201,000 | 4,596 |
| Total noninterest expense | $3,108,000 | 3,738 |
| Salaries and employee benefits | $1,789,000 | 3,589 |
| Premises and equipment expense | $421,000 | 3,823 |
| Additional noninterest expense | $898,000 | 3,812 |
| Pre-tax net operating income | $1,506,000 | 3,737 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $552,000 | 2,777 |
| Income before extraordinary items | $954,000 | 4,293 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $954,000 | 4,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 1,990 |
| Cash dividends | $100,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $954,000 | 4,244 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,560,000 | 3,993 |
| Total interest expense | $955,000 | 4,264 |
| Net interest income | $2,605,000 | 3,801 |
| Provision for loan and lease losses | $180,000 | 2,307 |
| Total noninterest income | $631,000 | 2,984 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $479,000 | 1,746 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $152,000 | 4,291 |
| Total noninterest expense | $2,000,000 | 3,812 |
| Salaries and employee benefits | $1,145,000 | 3,698 |
| Premises and equipment expense | $259,000 | 4,035 |
| Additional noninterest expense | $596,000 | 3,825 |
| Pre-tax net operating income | $1,056,000 | 3,576 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $388,000 | 2,662 |
| Income before extraordinary items | $668,000 | 4,124 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $668,000 | 4,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,029 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $668,000 | 4,066 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 4,015 |
| Total interest expense | $458,000 | 4,283 |
| Net interest income | $1,286,000 | 3,830 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $316,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $208,000 | 1,943 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $108,000 | 3,584 |
| Total noninterest expense | $1,002,000 | 3,841 |
| Salaries and employee benefits | $576,000 | 3,691 |
| Premises and equipment expense | $134,000 | 3,988 |
| Additional noninterest expense | $292,000 | 3,896 |
| Pre-tax net operating income | $510,000 | 3,618 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $187,000 | 2,718 |
| Income before extraordinary items | $323,000 | 4,169 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $323,000 | 4,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,412 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $323,000 | 4,122 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,859,000 | 3,866 |
| Total interest expense | $1,698,000 | 4,150 |
| Net interest income | $5,161,000 | 3,720 |
| Provision for loan and lease losses | $210,000 | 3,601 |
| Total noninterest income | $1,185,000 | 3,154 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,033,000 | 1,704 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $152,000 | 5,659 |
| Total noninterest expense | $4,188,000 | 3,603 |
| Salaries and employee benefits | $2,249,000 | 3,634 |
| Premises and equipment expense | $595,000 | 3,553 |
| Additional noninterest expense | $1,344,000 | 3,428 |
| Pre-tax net operating income | $1,948,000 | 3,570 |
| Securities gains (losses) | $6,000 | 3,079 |
| Applicable income taxes | $719,000 | 2,718 |
| Income before extraordinary items | $1,235,000 | 4,135 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,235,000 | 4,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,654 |
| Cash dividends | $400,000 | 3,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,231,160 | 4,067 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,136,000 | 3,851 |
| Total interest expense | $1,257,000 | 4,133 |
| Net interest income | $3,879,000 | 3,688 |
| Provision for loan and lease losses | $210,000 | 2,903 |
| Total noninterest income | $881,000 | 3,186 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $789,000 | 1,677 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $92,000 | 6,087 |
| Total noninterest expense | $3,036,000 | 3,678 |
| Salaries and employee benefits | $1,656,000 | 3,673 |
| Premises and equipment expense | $372,000 | 4,095 |
| Additional noninterest expense | $1,008,000 | 3,406 |
| Pre-tax net operating income | $1,514,000 | 3,556 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $571,000 | 2,664 |
| Income before extraordinary items | $943,000 | 4,152 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $943,000 | 4,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,105 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $943,000 | 4,082 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,434,000 | 3,838 |
| Total interest expense | $831,000 | 4,162 |
| Net interest income | $2,603,000 | 3,653 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $597,000 | 3,183 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $539,000 | 1,618 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $58,000 | 6,187 |
| Total noninterest expense | $2,054,000 | 3,660 |
| Salaries and employee benefits | $1,094,000 | 3,715 |
| Premises and equipment expense | $248,000 | 4,102 |
| Additional noninterest expense | $712,000 | 3,255 |
| Pre-tax net operating income | $996,000 | 3,549 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $383,000 | 2,639 |
| Income before extraordinary items | $613,000 | 4,190 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $613,000 | 4,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 1,512 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $613,000 | 4,099 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,749,000 | 3,781 |
| Total interest expense | $422,000 | 4,168 |
| Net interest income | $1,327,000 | 3,590 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $258,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $260,000 | 1,640 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-2,000 | 9,068 |
| Total noninterest expense | $1,102,000 | 3,489 |
| Salaries and employee benefits | $587,000 | 3,540 |
| Premises and equipment expense | $123,000 | 4,165 |
| Additional noninterest expense | $392,000 | 2,970 |
| Pre-tax net operating income | $423,000 | 3,950 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $170,000 | 2,851 |
| Income before extraordinary items | $253,000 | 4,716 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $253,000 | 4,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 1,032 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $253,000 | 4,594 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,212,000 | 3,724 |
| Total interest expense | $2,085,000 | 3,895 |
| Net interest income | $5,127,000 | 3,623 |
| Provision for loan and lease losses | $335,000 | 2,929 |
| Total noninterest income | $1,244,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,068,000 | 1,606 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $176,000 | 5,544 |
| Total noninterest expense | $3,908,000 | 3,781 |
| Salaries and employee benefits | $2,151,000 | 3,696 |
| Premises and equipment expense | $546,000 | 3,802 |
| Additional noninterest expense | $1,211,000 | 3,703 |
| Pre-tax net operating income | $2,128,000 | 3,255 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $811,000 | 2,511 |
| Income before extraordinary items | $1,317,000 | 3,880 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,317,000 | 3,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 2,112 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,317,000 | 3,713 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,412,000 | 3,770 |
| Total interest expense | $1,631,000 | 3,883 |
| Net interest income | $3,781,000 | 3,673 |
| Provision for loan and lease losses | $275,000 | 2,660 |
| Total noninterest income | $924,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $787,000 | 1,639 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $137,000 | 5,519 |
| Total noninterest expense | $2,858,000 | 3,842 |
| Salaries and employee benefits | $1,526,000 | 3,854 |
| Premises and equipment expense | $417,000 | 3,736 |
| Additional noninterest expense | $915,000 | 3,667 |
| Pre-tax net operating income | $1,572,000 | 3,421 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $580,000 | 2,739 |
| Income before extraordinary items | $992,000 | 4,002 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $992,000 | 4,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 1,993 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $992,000 | 3,834 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,589,000 | 3,815 |
| Total interest expense | $1,142,000 | 3,825 |
| Net interest income | $2,447,000 | 3,772 |
| Provision for loan and lease losses | $185,000 | 2,635 |
| Total noninterest income | $604,000 | 3,324 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $522,000 | 1,616 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $82,000 | 5,679 |
| Total noninterest expense | $1,863,000 | 3,894 |
| Salaries and employee benefits | $994,000 | 3,933 |
| Premises and equipment expense | $245,000 | 4,111 |
| Additional noninterest expense | $624,000 | 3,596 |
| Pre-tax net operating income | $1,003,000 | 3,517 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $369,000 | 2,854 |
| Income before extraordinary items | $634,000 | 4,135 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $634,000 | 4,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 1,919 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $634,000 | 3,939 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 3,863 |
| Total interest expense | $601,000 | 3,750 |
| Net interest income | $1,176,000 | 3,887 |
| Provision for loan and lease losses | $95,000 | 2,452 |
| Total noninterest income | $311,000 | 3,167 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $257,000 | 1,595 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $54,000 | 5,123 |
| Total noninterest expense | $932,000 | 3,882 |
| Salaries and employee benefits | $465,000 | 4,124 |
| Premises and equipment expense | $126,000 | 4,003 |
| Additional noninterest expense | $341,000 | 3,269 |
| Pre-tax net operating income | $460,000 | 3,696 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $169,000 | 3,000 |
| Income before extraordinary items | $291,000 | 4,330 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $291,000 | 4,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 1,581 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $291,000 | 4,140 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,011,000 | 3,642 |
| Total interest expense | $2,955,000 | 3,577 |
| Net interest income | $5,056,000 | 3,640 |
| Provision for loan and lease losses | $425,000 | 2,696 |
| Total noninterest income | $1,118,000 | 3,226 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $945,000 | 1,699 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $173,000 | 5,301 |
| Total noninterest expense | $3,623,000 | 3,846 |
| Salaries and employee benefits | $1,955,000 | 3,809 |
| Premises and equipment expense | $543,000 | 3,710 |
| Additional noninterest expense | $1,125,000 | 3,797 |
| Pre-tax net operating income | $2,126,000 | 3,295 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $774,000 | 2,652 |
| Income before extraordinary items | $1,352,000 | 3,782 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,352,000 | 3,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $478,000 | 1,717 |
| Cash dividends | $480,000 | 3,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,352,000 | 3,670 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,911,000 | 3,675 |
| Total interest expense | $4,662,000 | 3,356 |
| Net interest income | $4,249,000 | 3,935 |
| Provision for loan and lease losses | $750,000 | 1,573 |
| Total noninterest income | $738,000 | 4,062 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $605,000 | 2,420 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $133,000 | 5,774 |
| Total noninterest expense | $3,293,000 | 4,027 |
| Salaries and employee benefits | $1,752,000 | 3,994 |
| Premises and equipment expense | $490,000 | 3,943 |
| Additional noninterest expense | $1,051,000 | 3,899 |
| Pre-tax net operating income | $944,000 | 5,046 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $294,000 | 4,309 |
| Income before extraordinary items | $650,000 | 5,410 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $650,000 | 5,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $597,000 | 1,374 |
| Cash dividends | $133,000 | 5,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $650,000 | 5,287 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,474,000 | 3,947 |
| Total interest expense | $4,376,000 | 3,710 |
| Net interest income | $4,098,000 | 4,102 |
| Provision for loan and lease losses | $255,000 | 3,188 |
| Total noninterest income | $581,000 | 4,491 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $440,000 | 3,007 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $141,000 | 5,630 |
| Total noninterest expense | $3,000,000 | 4,232 |
| Salaries and employee benefits | $1,597,000 | 4,154 |
| Premises and equipment expense | $451,000 | 4,122 |
| Additional noninterest expense | $952,000 | 4,146 |
| Pre-tax net operating income | $1,424,000 | 4,214 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $548,000 | 3,293 |
| Income before extraordinary items | $876,000 | 4,756 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $876,000 | 4,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,263 |
| Cash dividends | $320,000 | 4,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $876,000 | 4,764 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,128,000 | 4,331 |
| Total interest expense | $3,386,000 | 4,151 |
| Net interest income | $3,742,000 | 4,419 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $538,000 | 4,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $409,000 | 3,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 5,980 |
| Total noninterest expense | $2,624,000 | 4,693 |
| Salaries and employee benefits | $1,397,000 | 4,595 |
| Premises and equipment expense | $405,000 | 4,490 |
| Additional noninterest expense | $822,000 | 4,688 |
| Pre-tax net operating income | $1,536,000 | 4,025 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $540,000 | 3,470 |
| Income before extraordinary items | $993,000 | 4,457 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $993,000 | 4,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $994,950 | 4,417 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,137,000 | 4,918 |
| Total interest expense | $2,899,000 | 4,849 |
| Net interest income | $3,238,000 | 4,877 |
| Provision for loan and lease losses | $155,000 | 4,076 |
| Total noninterest income | $355,000 | 5,961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,603 |
| Total noninterest expense | $1,915,000 | 5,766 |
| Salaries and employee benefits | $1,010,000 | 5,754 |
| Premises and equipment expense | $278,000 | 5,613 |
| Additional noninterest expense | $627,000 | 5,578 |
| Pre-tax net operating income | $1,523,000 | 4,144 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $548,000 | 3,621 |
| Income before extraordinary items | $975,000 | 4,600 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $975,000 | 4,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,401 |
| Cash dividends | $600,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $975,000 | 4,502 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,222,000 | 5,617 |
| Total interest expense | $2,326,000 | 5,684 |
| Net interest income | $2,896,000 | 5,449 |
| Provision for loan and lease losses | $230,000 | 3,146 |
| Total noninterest income | $276,000 | 6,941 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 4,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,389 |
| Total noninterest expense | $1,449,000 | 6,916 |
| Salaries and employee benefits | $760,000 | 6,970 |
| Premises and equipment expense | $238,000 | 6,238 |
| Additional noninterest expense | $451,000 | 6,918 |
| Pre-tax net operating income | $1,493,000 | 4,509 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $525,000 | 4,069 |
| Income before extraordinary items | $968,000 | 4,815 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $968,000 | 4,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $240,000 | 5,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $968,000 | 4,753 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,626,000 | 6,264 |
| Total interest expense | $2,254,000 | 5,933 |
| Net interest income | $2,372,000 | 6,436 |
| Provision for loan and lease losses | $53,000 | 6,487 |
| Total noninterest income | $229,000 | 7,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,213 |
| Total noninterest expense | $1,225,000 | 7,920 |
| Salaries and employee benefits | $676,000 | 7,671 |
| Premises and equipment expense | $223,000 | 6,642 |
| Additional noninterest expense | $326,000 | 8,613 |
| Pre-tax net operating income | $1,323,000 | 4,780 |
| Securities gains (losses) | $-14,000 | 10,446 |
| Applicable income taxes | $441,000 | 4,568 |
| Income before extraordinary items | $868,000 | 4,993 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $868,000 | 4,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,336 |
| Cash dividends | $320,000 | 4,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $877,240 | 4,909 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,185,000 | 6,814 |
| Total interest expense | $2,185,000 | 6,115 |
| Net interest income | $2,000,000 | 7,312 |
| Provision for loan and lease losses | $14,000 | 8,034 |
| Total noninterest income | $195,000 | 8,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,076 |
| Total noninterest expense | $1,232,000 | 8,106 |
| Salaries and employee benefits | $633,000 | 8,162 |
| Premises and equipment expense | $203,000 | 7,129 |
| Additional noninterest expense | $396,000 | 8,232 |
| Pre-tax net operating income | $949,000 | 6,195 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $301,000 | 5,979 |
| Income before extraordinary items | $646,000 | 6,335 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $646,000 | 6,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $160,000 | 5,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $647,360 | 6,315 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,876,000 | 6,860 |
| Total interest expense | $1,740,000 | 6,234 |
| Net interest income | $2,136,000 | 7,233 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $219,000 | 8,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,404 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,769 |
| Total noninterest expense | $1,118,000 | 8,912 |
| Salaries and employee benefits | $565,000 | 8,847 |
| Premises and equipment expense | $169,000 | 8,112 |
| Additional noninterest expense | $384,000 | 8,991 |
| Pre-tax net operating income | $1,225,000 | 5,165 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $403,000 | 4,732 |
| Income before extraordinary items | $822,000 | 5,261 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $822,000 | 5,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $1,660,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $822,000 | 5,317 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,152,000 | 6,689 |
| Total interest expense | $1,718,000 | 6,571 |
| Net interest income | $2,434,000 | 6,665 |
| Provision for loan and lease losses | $12,000 | 9,545 |
| Total noninterest income | $214,000 | 8,947 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,040 |
| Total noninterest expense | $1,190,000 | 8,927 |
| Salaries and employee benefits | $660,000 | 8,297 |
| Premises and equipment expense | $161,000 | 8,616 |
| Additional noninterest expense | $369,000 | 9,615 |
| Pre-tax net operating income | $1,446,000 | 4,462 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $494,000 | 4,239 |
| Income before extraordinary items | $951,000 | 4,877 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $951,000 | 5,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $405,000 | 3,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $951,660 | 4,651 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,891,000 | 6,498 |
| Total interest expense | $2,235,000 | 6,546 |
| Net interest income | $2,656,000 | 6,302 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $211,000 | 9,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 6,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $1,161,000 | 9,233 |
| Salaries and employee benefits | $642,000 | 8,437 |
| Premises and equipment expense | $159,000 | 8,856 |
| Additional noninterest expense | $360,000 | 10,069 |
| Pre-tax net operating income | $1,694,000 | 3,633 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $555,000 | 3,661 |
| Income before extraordinary items | $1,139,000 | 3,992 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,139,000 | 4,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $140,000 | 5,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,139,000 | 3,710 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.