Home > River Forest State Bank and Trust Company > Income and Expense
River Forest State Bank and Trust Company, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $32,774,000 | 1,078 |
| Total interest expense | $9,124,000 | 1,739 |
| Net interest income | $23,650,000 | 809 |
| Provision for loan and lease losses | $1,250,000 | 805 |
| Total noninterest income | $5,604,000 | 888 |
| Gross Fiduciary activities income | $359,000 | 832 |
| Service charges on deposit accounts | $735,000 | 1,846 |
| Trading account gains and fees | $55,000 | 319 |
| Additional Noninterest Income | $4,455,000 | 708 |
| Total noninterest expense | $12,614,000 | 1,168 |
| Salaries and employee benefits | $6,715,000 | 1,025 |
| Premises and equipment expense | $759,000 | 2,617 |
| Additional noninterest expense | $5,140,000 | 1,097 |
| Pre-tax net operating income | $15,390,000 | 581 |
| Securities gains (losses) | $-667,000 | 11,835 |
| Applicable income taxes | $5,160,000 | 600 |
| Income before extraordinary items | $9,563,000 | 615 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $9,563,000 | 615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $2,000,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $9,996,550 | 595 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $24,240,000 | 1,296 |
| Total interest expense | $7,279,000 | 1,722 |
| Net interest income | $16,961,000 | 1,088 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $4,705,000 | 964 |
| Gross Fiduciary activities income | $341,000 | 854 |
| Service charges on deposit accounts | $765,000 | 1,771 |
| Trading account gains and fees | $-166,000 | 4,890 |
| Additional Noninterest Income | $3,765,000 | 764 |
| Total noninterest expense | $8,940,000 | 1,647 |
| Salaries and employee benefits | $4,926,000 | 1,373 |
| Premises and equipment expense | $700,000 | 2,829 |
| Additional noninterest expense | $3,314,000 | 1,663 |
| Pre-tax net operating income | $12,726,000 | 650 |
| Securities gains (losses) | $22,000 | 1,687 |
| Applicable income taxes | $4,315,000 | 642 |
| Income before extraordinary items | $8,433,000 | 657 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $8,433,000 | 656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $7,000,000 | 448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $8,418,480 | 659 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,149,000 | 1,376 |
| Total interest expense | $7,197,000 | 1,816 |
| Net interest income | $15,952,000 | 1,143 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $2,802,000 | 1,541 |
| Gross Fiduciary activities income | $296,000 | 943 |
| Service charges on deposit accounts | $735,000 | 1,865 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,771,000 | 1,370 |
| Total noninterest expense | $5,978,000 | 2,401 |
| Salaries and employee benefits | $3,192,000 | 2,075 |
| Premises and equipment expense | $606,000 | 3,295 |
| Additional noninterest expense | $2,180,000 | 2,539 |
| Pre-tax net operating income | $12,596,000 | 573 |
| Securities gains (losses) | $-87,000 | 13,163 |
| Applicable income taxes | $3,979,000 | 654 |
| Income before extraordinary items | $8,530,000 | 619 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $8,530,000 | 633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $18,600,000 | 183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $8,589,160 | 568 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $32,207,000 | 1,132 |
| Total interest expense | $16,097,000 | 1,115 |
| Net interest income | $16,110,000 | 1,161 |
| Provision for loan and lease losses | $917,000 | 1,945 |
| Total noninterest income | $1,177,000 | 2,910 |
| Gross Fiduciary activities income | $279,000 | 987 |
| Service charges on deposit accounts | $660,000 | 2,063 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $238,000 | 5,127 |
| Total noninterest expense | $5,594,000 | 2,588 |
| Salaries and employee benefits | $3,131,000 | 2,104 |
| Premises and equipment expense | $537,000 | 3,732 |
| Additional noninterest expense | $1,926,000 | 2,890 |
| Pre-tax net operating income | $10,776,000 | 597 |
| Securities gains (losses) | $286,000 | 1,578 |
| Applicable income taxes | $3,405,000 | 686 |
| Income before extraordinary items | $7,657,000 | 624 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $7,657,000 | 620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 3,841 |
| Cash dividends | $2,325,000 | 742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $7,459,660 | 581 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.