Home > River Forest State Bank and Trust Company > Assets and Liabilities
River Forest State Bank and Trust Company, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 200 | 970 |
| Assets and Liabilities | ||
| Total Assets: | $344,950,000 | 1,376 |
| Cash and due from depository institutions | $8,536,000 | 970 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $37,645,000 | 3,356 |
| Federal funds sold & reverse repurchase agreements | $25,485,000 | 593 |
| Net loans & leases | $261,565,000 | 1,134 |
| Loan loss allowance | $4,837,000 | 932 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,038,000 | 5,931 |
| Other real estate owned | $601,000 | 970 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $10,080,000 | 940 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $344,950,000 | 1,376 |
| Total liabilities | $319,075,000 | 1,362 |
| Total deposits | $313,479,000 | 1,256 |
| Interest-bearing deposits | $279,922,000 | 1,223 |
| Deposits held in domestic offices | $313,479,000 | 1,242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $167,000 | 4,125 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,429,000 | 987 |
| Total equity capital | $25,875,000 | 1,734 |
| Total bank equity capital | $25,875,000 | 1,734 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $11,000,000 | 1,470 |
| Undivided profits | $12,875,000 | 2,020 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,705,000 | 518 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,242,000 | 72 |
| Income earned, not collected on loans | $6,500,000 | 435 |
| Earning assets | $324,695,000 | 1,349 |
| Long-term assets (5+ years) | $38,057,000 | 1,494 |
| Average Assets, year-to-date | $295,789,800 | 1,537 |
| Average Assets, quarterly | $322,287,500 | 1,456 |
| Volatile liabilities | $105,214,000 | 802 |
| Insider loans | $1,114,000 | 3,464 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $59,181,000 | 940 |
| Tier 1 (core) risk-based capital | $25,842,000 | 1,650 |
| Tier 2 risk-based capital | $3,464,720 | 997 |
| Total risk weighted assets | $275,805,420 | 1,070 |
| Total unused commitments | $59,181,000 | 946 |
| Derivatives | $89,431,000 | 305 |
| 1994-12-31 | Rank | |
| # of Employees: | 192 | 1,016 |
| Assets and Liabilities | ||
| Total Assets: | $276,677,000 | 1,659 |
| Cash and due from depository institutions | $6,344,000 | 1,016 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $45,790,000 | 2,860 |
| Federal funds sold & reverse repurchase agreements | $7,570,000 | 1,223 |
| Net loans & leases | $198,266,000 | 1,420 |
| Loan loss allowance | $3,599,000 | 1,188 |
| Trading account assets | $9,924,000 | 102 |
| Bank premises and fixed assets | $990,000 | 6,123 |
| Other real estate owned | $0 | 1,016 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $7,793,000 | 1,167 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $276,677,000 | 1,659 |
| Total liabilities | $259,501,000 | 1,614 |
| Total deposits | $255,420,000 | 1,487 |
| Interest-bearing deposits | $218,548,000 | 1,515 |
| Deposits held in domestic offices | $255,420,000 | 1,477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $887,000 | 3,282 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,194,000 | 1,251 |
| Total equity capital | $17,176,000 | 2,368 |
| Total bank equity capital | $17,176,000 | 2,368 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,000,000 | 2,014 |
| Surplus | $11,000,000 | 1,409 |
| Undivided profits | $4,176,000 | 4,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,567,000 | 640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,615,000 | 60 |
| Income earned, not collected on loans | $4,387,000 | 512 |
| Earning assets | $261,550,000 | 1,615 |
| Long-term assets (5+ years) | $27,359,000 | 1,974 |
| Average Assets, year-to-date | $281,816,000 | 1,594 |
| Average Assets, quarterly | $275,142,500 | 1,660 |
| Volatile liabilities | $29,764,000 | 1,839 |
| Insider loans | $583,000 | 5,212 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $38,883,000 | 1,181 |
| Tier 1 (core) risk-based capital | $18,279,000 | 2,254 |
| Tier 2 risk-based capital | $2,372,200 | 1,356 |
| Total risk weighted assets | $188,549,200 | 1,477 |
| Total unused commitments | $38,883,000 | 1,188 |
| Derivatives | $77,528,000 | 326 |
| 1993-12-31 | Rank | |
| # of Employees: | 152 | 1,378 |
| Assets and Liabilities | ||
| Total Assets: | $294,635,000 | 1,590 |
| Cash and due from depository institutions | $4,702,000 | 1,378 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $60,080,000 | 2,276 |
| Federal funds sold & reverse repurchase agreements | $23,390,000 | 590 |
| Net loans & leases | $199,684,000 | 1,392 |
| Loan loss allowance | $3,606,000 | 1,266 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $958,000 | 6,305 |
| Other real estate owned | $296,000 | 1,378 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $5,525,000 | 1,465 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $294,635,000 | 1,590 |
| Total liabilities | $277,717,000 | 1,554 |
| Total deposits | $267,801,000 | 1,485 |
| Interest-bearing deposits | $233,990,000 | 1,480 |
| Deposits held in domestic offices | $267,801,000 | 1,474 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,550,000 | 2,352 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $8,366,000 | 693 |
| Total equity capital | $16,918,000 | 2,386 |
| Total bank equity capital | $16,918,000 | 2,386 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,000,000 | 2,040 |
| Surplus | $11,000,000 | 1,336 |
| Undivided profits | $3,918,000 | 5,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,775,000 | 1,196 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,097,000 | 76 |
| Income earned, not collected on loans | $3,864,000 | 509 |
| Earning assets | $283,154,000 | 1,519 |
| Long-term assets (5+ years) | $26,957,000 | 2,081 |
| Average Assets, year-to-date | $280,959,400 | 1,621 |
| Average Assets, quarterly | $282,188,000 | 1,641 |
| Volatile liabilities | $41,774,000 | 1,380 |
| Insider loans | $1,851,000 | 2,211 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $36,682,000 | 1,242 |
| Tier 1 (core) risk-based capital | $16,845,000 | 2,334 |
| Tier 2 risk-based capital | $2,056,730 | 1,538 |
| Total risk weighted assets | $162,988,730 | 1,686 |
| Total unused commitments | $36,682,000 | 1,259 |
| Derivatives | $194,978,000 | 201 |
| 1992-12-31 | Rank | |
| # of Employees: | 134 | 1,615 |
| Assets and Liabilities | ||
| Total Assets: | $277,600,000 | 1,731 |
| Cash and due from depository institutions | $16,681,000 | 1,615 |
| Interest-bearing balances | $8,000,000 | 937 |
| Securities | $50,750,000 | 2,697 |
| Federal funds sold & reverse repurchase agreements | $4,940,000 | 3,323 |
| Net loans & leases | $197,959,000 | 1,451 |
| Loan loss allowance | $3,443,000 | 1,372 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,067,000 | 5,953 |
| Other real estate owned | $588,000 | 1,615 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $5,615,000 | 1,503 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $277,600,000 | 1,731 |
| Total liabilities | $250,685,000 | 1,772 |
| Total deposits | $248,725,000 | 1,679 |
| Interest-bearing deposits | $222,218,000 | 1,634 |
| Deposits held in domestic offices | $248,725,000 | 1,667 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $453,000 | 3,268 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,507,000 | 2,350 |
| Total equity capital | $26,915,000 | 1,450 |
| Total bank equity capital | $26,915,000 | 1,450 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,000,000 | 2,114 |
| Surplus | $11,000,000 | 1,308 |
| Undivided profits | $13,915,000 | 1,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,207,000 | 2,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,083,000 | 927 |
| Earning assets | $261,649,000 | 1,686 |
| Long-term assets (5+ years) | $19,410,000 | 2,667 |
| Average Assets, year-to-date | $268,314,800 | 1,744 |
| Average Assets, quarterly | $272,716,500 | 1,748 |
| Volatile liabilities | $41,696,000 | 1,354 |
| Insider loans | $614,000 | 1,465 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $25,490,000 | 1,534 |
| Tier 1 (core) risk-based capital | $26,915,000 | 1,410 |
| Tier 2 risk-based capital | $2,116,640 | 1,514 |
| Total risk weighted assets | $168,004,740 | 1,691 |
| Total unused commitments | $25,490,000 | 1,546 |
| Derivatives | $377,143,000 | 148 |