Home > River City National Bank > Income and Expense
River City National Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,877,000 | 8,278 |
| Total interest expense | $1,109,000 | 8,259 |
| Net interest income | $1,768,000 | 8,123 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $563,000 | 4,874 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $346,000 | 3,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 5,013 |
| Total noninterest expense | $1,785,000 | 6,735 |
| Salaries and employee benefits | $895,000 | 6,671 |
| Premises and equipment expense | $341,000 | 5,168 |
| Additional noninterest expense | $549,000 | 7,428 |
| Pre-tax net operating income | $546,000 | 8,343 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $166,000 | 8,002 |
| Income before extraordinary items | $380,000 | 8,358 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $380,000 | 8,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 11,617 |
| Cash dividends | $11,000 | 8,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $380,000 | 8,406 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,697,000 | 8,830 |
| Total interest expense | $1,208,000 | 8,217 |
| Net interest income | $1,489,000 | 9,154 |
| Provision for loan and lease losses | $45,000 | 7,729 |
| Total noninterest income | $530,000 | 5,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $333,000 | 4,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $197,000 | 5,722 |
| Total noninterest expense | $1,694,000 | 7,205 |
| Salaries and employee benefits | $834,000 | 7,113 |
| Premises and equipment expense | $329,000 | 5,469 |
| Additional noninterest expense | $531,000 | 7,942 |
| Pre-tax net operating income | $280,000 | 10,399 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $74,000 | 10,356 |
| Income before extraordinary items | $212,000 | 10,506 |
| Extraordinary gains, net | $-24,000 | 12,496 |
| Net income | $188,000 | 10,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $47,000 | 8,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $207,560 | 10,333 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,691,000 | 9,552 |
| Total interest expense | $1,257,000 | 9,399 |
| Net interest income | $1,434,000 | 9,498 |
| Provision for loan and lease losses | $31,000 | 9,924 |
| Total noninterest income | $448,000 | 6,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 4,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 7,254 |
| Total noninterest expense | $1,462,000 | 8,065 |
| Salaries and employee benefits | $734,000 | 7,742 |
| Premises and equipment expense | $250,000 | 6,773 |
| Additional noninterest expense | $478,000 | 8,661 |
| Pre-tax net operating income | $389,000 | 9,339 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $113,000 | 9,575 |
| Income before extraordinary items | $280,000 | 9,540 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $280,000 | 9,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 8,022 |
| Cash dividends | $110,000 | 6,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $277,160 | 9,226 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.