Home > River City Bank, Inc. > Income and Expense

River City Bank, Inc., Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$20,856,0001,830
Total interest expense$10,390,0001,258
Net interest income$10,466,0002,330
Provision for loan and lease losses$96,0002,490
Total noninterest income$1,645,0002,222
Gross Fiduciary activities income$0981
Service charges on deposit accounts$303,0002,178
Trading account gains and fees$0123
Additional Noninterest Income$1,342,0001,988
Total noninterest expense$10,580,0001,974
Salaries and employee benefits$6,141,0001,936
Premises and equipment expense$1,507,0001,533
Additional noninterest expense$1,342,0001,988
Pre-tax net operating income$1,435,0003,286
Securities gains (losses)$0988
Applicable income taxes$315,0002,193
Income before extraordinary items$1,120,0003,360
Extraordinary gains, net$054
Net income$1,120,0003,397
Minority interest net income$088
Net income of bank and minority interests.$1,120,0003,362
Net charge-offs$-59,0004,230
Cash dividends$2,003,0001,520
Sale, conversion, retirement of capital stock, net$0540
Net operating income$1,120,0003,382
2023-09-30 (YTD Data)Rank
Total interest income$14,918,0001,864
Total interest expense$7,031,0001,261
Net interest income$7,887,0002,329
Provision for loan and lease losses$68,0002,344
Total noninterest income$1,280,0002,167
Gross Fiduciary activities income$0950
Service charges on deposit accounts$226,0002,194
Trading account gains and fees$0125
Additional Noninterest Income$1,054,0001,934
Total noninterest expense$7,714,0002,005
Salaries and employee benefits$4,438,0001,972
Premises and equipment expense$1,020,0001,650
Additional noninterest expense$1,054,0001,934
Pre-tax net operating income$1,385,0003,109
Securities gains (losses)$0849
Applicable income taxes$379,0001,949
Income before extraordinary items$1,006,0003,292
Extraordinary gains, net$052
Net income$1,006,0003,323
Minority interest net income$081
Net income of bank and minority interests.$1,006,0003,292
Net charge-offs$-17,0003,954
Cash dividends$1,503,0001,355
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,006,0003,314
2023-06-30 (YTD Data)Rank
Total interest income$9,558,0001,898
Total interest expense$4,370,0001,234
Net interest income$5,188,0002,366
Provision for loan and lease losses$02,940
Total noninterest income$757,0002,251
Gross Fiduciary activities income$0931
Service charges on deposit accounts$149,0002,193
Trading account gains and fees$0112
Additional Noninterest Income$608,0001,999
Total noninterest expense$5,150,0001,999
Salaries and employee benefits$3,003,0001,957
Premises and equipment expense$657,0001,688
Additional noninterest expense$608,0001,996
Pre-tax net operating income$795,0003,286
Securities gains (losses)$0938
Applicable income taxes$217,0002,082
Income before extraordinary items$578,0003,461
Extraordinary gains, net$051
Net income$578,0003,494
Minority interest net income$081
Net income of bank and minority interests.$578,0003,460
Net charge-offs$-11,0003,949
Cash dividends$1,000,0001,361
Sale, conversion, retirement of capital stock, net$0486
Net operating income$578,0003,474
2023-03-31 (YTD Data)Rank
Total interest income$4,596,0001,927
Total interest expense$2,067,0001,156
Net interest income$2,529,0002,421
Provision for loan and lease losses$02,612
Total noninterest income$376,0002,252
Gross Fiduciary activities income$0913
Service charges on deposit accounts$72,0002,247
Trading account gains and fees$097
Additional Noninterest Income$304,0001,993
Total noninterest expense$2,448,0002,091
Salaries and employee benefits$1,400,0002,074
Premises and equipment expense$347,0001,658
Additional noninterest expense$304,0001,993
Pre-tax net operating income$457,0003,194
Securities gains (losses)$0950
Applicable income taxes$85,0002,254
Income before extraordinary items$372,0003,261
Extraordinary gains, net$04
Net income$372,0003,260
Minority interest net income$048
Net income of bank and minority interests.$372,0003,261
Net charge-offs$-4,0003,763
Cash dividends$500,0001,222
Sale, conversion, retirement of capital stock, net$0430
Net operating income$372,0003,287
2022-12-31 (YTD Data)Rank
Total interest income$15,024,0001,959
Total interest expense$2,450,0001,383
Net interest income$12,574,0002,039
Provision for loan and lease losses$03,012
Total noninterest income$2,460,0001,826
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$279,0002,342
Trading account gains and fees$0116
Additional Noninterest Income$2,181,0001,545
Total noninterest expense$9,551,0002,075
Salaries and employee benefits$5,318,0002,091
Premises and equipment expense$1,296,0001,711
Additional noninterest expense$2,181,0001,545
Pre-tax net operating income$5,483,0001,936
Securities gains (losses)$329,00088
Applicable income taxes$1,007,0001,544
Income before extraordinary items$4,805,0001,872
Extraordinary gains, net$05
Net income$4,805,0001,870
Minority interest net income$063
Net income of bank and minority interests.$4,805,0001,871
Net charge-offs$-48,0004,078
Cash dividends$2,000,0001,482
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,531,9301,983
2022-09-30 (YTD Data)Rank
Total interest income$10,821,0001,962
Total interest expense$1,050,0001,702
Net interest income$9,771,0001,965
Provision for loan and lease losses$02,835
Total noninterest income$2,127,0001,708
Gross Fiduciary activities income$0968
Service charges on deposit accounts$205,0002,377
Trading account gains and fees$0111
Additional Noninterest Income$1,922,0001,417
Total noninterest expense$7,036,0002,081
Salaries and employee benefits$3,857,0002,131
Premises and equipment expense$930,0001,778
Additional noninterest expense$1,922,0001,417
Pre-tax net operating income$4,862,0001,728
Securities gains (losses)$329,00083
Applicable income taxes$963,0001,372
Income before extraordinary items$4,228,0001,658
Extraordinary gains, net$04
Net income$4,228,0001,657
Minority interest net income$057
Net income of bank and minority interests.$4,228,0001,657
Net charge-offs$-45,0004,046
Cash dividends$1,500,0001,342
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,961,5101,778
2022-06-30 (YTD Data)Rank
Total interest income$7,006,0001,946
Total interest expense$553,0001,829
Net interest income$6,453,0001,940
Provision for loan and lease losses$02,599
Total noninterest income$1,772,0001,486
Gross Fiduciary activities income$0925
Service charges on deposit accounts$127,0002,461
Trading account gains and fees$0108
Additional Noninterest Income$1,645,0001,236
Total noninterest expense$4,661,0002,081
Salaries and employee benefits$2,600,0002,123
Premises and equipment expense$610,0001,802
Additional noninterest expense$1,451,0002,053
Pre-tax net operating income$3,564,0001,532
Securities gains (losses)$0687
Applicable income taxes$574,0001,385
Income before extraordinary items$2,990,0001,526
Extraordinary gains, net$04
Net income$2,990,0001,525
Minority interest net income$060
Net income of bank and minority interests.$2,990,0001,526
Net charge-offs$-22,0003,912
Cash dividends$1,000,0001,328
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,990,0001,563
2022-03-31 (YTD Data)Rank
Total interest income$3,436,0001,912
Total interest expense$264,0001,850
Net interest income$3,172,0001,912
Provision for loan and lease losses$02,285
Total noninterest income$387,0002,309
Gross Fiduciary activities income$0892
Service charges on deposit accounts$64,0002,432
Trading account gains and fees$0103
Additional Noninterest Income$323,0002,105
Total noninterest expense$2,147,0002,178
Salaries and employee benefits$1,222,0002,208
Premises and equipment expense$295,0001,862
Additional noninterest expense$630,0002,223
Pre-tax net operating income$1,412,0001,711
Securities gains (losses)$0623
Applicable income taxes$314,0001,271
Income before extraordinary items$1,098,0001,799
Extraordinary gains, net$04
Net income$1,098,0001,799
Minority interest net income$050
Net income of bank and minority interests.$1,098,0001,799
Net charge-offs$-19,0004,129
Cash dividends$500,0001,160
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,098,0001,817
2021-12-31 (YTD Data)Rank
Total interest income$13,939,0001,975
Total interest expense$1,497,0001,669
Net interest income$12,442,0001,978
Provision for loan and lease losses$03,064
Total noninterest income$1,913,0002,278
Gross Fiduciary activities income$0994
Service charges on deposit accounts$234,0002,486
Trading account gains and fees$0132
Additional Noninterest Income$1,679,0002,096
Total noninterest expense$9,305,0002,071
Salaries and employee benefits$5,177,0002,123
Premises and equipment expense$1,336,0001,672
Additional noninterest expense$2,792,0002,079
Pre-tax net operating income$5,050,0002,043
Securities gains (losses)$02,062
Applicable income taxes$1,098,0001,537
Income before extraordinary items$3,952,0002,185
Extraordinary gains, net$010
Net income$3,952,0002,186
Minority interest net income$074
Net income of bank and minority interests.$3,952,0002,186
Net charge-offs$-31,0003,968
Cash dividends$1,250,0001,984
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,952,0002,159
2021-09-30 (YTD Data)Rank
Total interest income$10,504,0002,007
Total interest expense$1,218,0001,636
Net interest income$9,286,0002,015
Provision for loan and lease losses$02,963
Total noninterest income$1,453,0002,304
Gross Fiduciary activities income$0957
Service charges on deposit accounts$174,0002,478
Trading account gains and fees$0132
Additional Noninterest Income$1,279,0002,122
Total noninterest expense$6,857,0002,109
Salaries and employee benefits$3,747,0002,183
Premises and equipment expense$1,003,0001,698
Additional noninterest expense$2,107,0002,084
Pre-tax net operating income$3,882,0002,089
Securities gains (losses)$02,015
Applicable income taxes$884,0001,566
Income before extraordinary items$2,998,0002,247
Extraordinary gains, net$08
Net income$2,998,0002,245
Minority interest net income$069
Net income of bank and minority interests.$2,998,0002,247
Net charge-offs$5,0002,152
Cash dividends$750,0001,972
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,998,0002,220
2021-06-30 (YTD Data)Rank
Total interest income$6,802,0002,033
Total interest expense$882,0001,596
Net interest income$5,920,0002,063
Provision for loan and lease losses$02,862
Total noninterest income$982,0002,257
Gross Fiduciary activities income$0951
Service charges on deposit accounts$110,0002,507
Trading account gains and fees$0133
Additional Noninterest Income$872,0002,066
Total noninterest expense$4,578,0002,099
Salaries and employee benefits$2,522,0002,164
Premises and equipment expense$692,0001,648
Additional noninterest expense$1,364,0002,096
Pre-tax net operating income$2,324,0002,194
Securities gains (losses)$01,818
Applicable income taxes$525,0001,627
Income before extraordinary items$1,799,0002,367
Extraordinary gains, net$06
Net income$1,799,0002,366
Minority interest net income$067
Net income of bank and minority interests.$1,799,0002,367
Net charge-offs$-5,0003,551
Cash dividends$500,0001,940
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,799,0002,335
2021-03-31 (YTD Data)Rank
Total interest income$3,277,0002,082
Total interest expense$477,0001,577
Net interest income$2,800,0002,129
Provision for loan and lease losses$02,741
Total noninterest income$537,0002,162
Gross Fiduciary activities income$0922
Service charges on deposit accounts$54,0002,534
Trading account gains and fees$0127
Additional Noninterest Income$483,0001,954
Total noninterest expense$2,232,0002,113
Salaries and employee benefits$1,206,0002,208
Premises and equipment expense$387,0001,518
Additional noninterest expense$639,0002,168
Pre-tax net operating income$1,105,0002,240
Securities gains (losses)$01,392
Applicable income taxes$250,0001,643
Income before extraordinary items$855,0002,418
Extraordinary gains, net$03
Net income$855,0002,417
Minority interest net income$055
Net income of bank and minority interests.$855,0002,418
Net charge-offs$-2,0003,357
Cash dividends$250,0001,678
Sale, conversion, retirement of capital stock, net$0482
Net operating income$855,0002,376
2020-12-31 (YTD Data)Rank
Total interest income$15,343,0001,857
Total interest expense$3,142,0001,429
Net interest income$12,201,0001,922
Provision for loan and lease losses$1,151,0001,473
Total noninterest income$6,601,0001,062
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$481,0001,652
Trading account gains and fees$0133
Additional Noninterest Income$6,120,000896
Total noninterest expense$12,463,0001,656
Salaries and employee benefits$5,598,0001,994
Premises and equipment expense$1,124,0001,881
Additional noninterest expense$5,741,0001,136
Pre-tax net operating income$5,188,0001,742
Securities gains (losses)$14,0002,219
Applicable income taxes$706,0001,706
Income before extraordinary items$4,496,0001,779
Extraordinary gains, net$04
Net income$4,496,0001,778
Minority interest net income$072
Net income of bank and minority interests.$4,496,0001,779
Net charge-offs$1,145,000598
Cash dividends$1,000,0002,187
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,483,9601,737
2020-09-30 (YTD Data)Rank
Total interest income$11,935,0001,810
Total interest expense$2,551,0001,407
Net interest income$9,384,0001,880
Provision for loan and lease losses$1,520,0001,050
Total noninterest income$6,051,000909
Gross Fiduciary activities income$0981
Service charges on deposit accounts$357,0001,667
Trading account gains and fees$0125
Additional Noninterest Income$5,694,000748
Total noninterest expense$10,056,0001,525
Salaries and employee benefits$4,165,0001,990
Premises and equipment expense$917,0001,777
Additional noninterest expense$4,974,0001,016
Pre-tax net operating income$3,859,0001,727
Securities gains (losses)$14,0002,034
Applicable income taxes$744,0001,400
Income before extraordinary items$3,129,0001,849
Extraordinary gains, net$04
Net income$3,129,0001,848
Minority interest net income$065
Net income of bank and minority interests.$3,129,0001,849
Net charge-offs$6,0002,872
Cash dividends$750,0001,961
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,117,6601,809
2020-06-30 (YTD Data)Rank
Total interest income$8,431,0001,748
Total interest expense$1,752,0001,465
Net interest income$6,679,0001,815
Provision for loan and lease losses$1,560,000834
Total noninterest income$5,291,000697
Gross Fiduciary activities income$0970
Service charges on deposit accounts$241,0001,671
Trading account gains and fees$0123
Additional Noninterest Income$5,050,000567
Total noninterest expense$7,728,0001,354
Salaries and employee benefits$2,782,0001,983
Premises and equipment expense$579,0001,838
Additional noninterest expense$4,367,000801
Pre-tax net operating income$2,682,0001,596
Securities gains (losses)$02,249
Applicable income taxes$513,0001,323
Income before extraordinary items$2,169,0001,731
Extraordinary gains, net$04
Net income$2,169,0001,732
Minority interest net income$065
Net income of bank and minority interests.$2,169,0001,732
Net charge-offs$-13,0004,396
Cash dividends$500,0001,959
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,169,0001,681
2020-03-31 (YTD Data)Rank
Total interest income$4,749,0001,573
Total interest expense$916,0001,517
Net interest income$3,833,0001,563
Provision for loan and lease losses$1,536,000464
Total noninterest income$4,557,000455
Gross Fiduciary activities income$0941
Service charges on deposit accounts$140,0001,712
Trading account gains and fees$0106
Additional Noninterest Income$4,417,000341
Total noninterest expense$4,830,0001,131
Salaries and employee benefits$1,386,0001,997
Premises and equipment expense$174,0002,534
Additional noninterest expense$3,270,000567
Pre-tax net operating income$2,024,0001,025
Securities gains (losses)$01,705
Applicable income taxes$398,000881
Income before extraordinary items$1,626,0001,110
Extraordinary gains, net$04
Net income$1,626,0001,109
Minority interest net income$056
Net income of bank and minority interests.$1,626,0001,110
Net charge-offs$-10,0004,460
Cash dividends$250,0001,776
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,626,0001,088
2019-12-31 (YTD Data)Rank
Total interest income$15,859,0001,843
Total interest expense$3,828,0001,523
Net interest income$12,031,0001,926
Provision for loan and lease losses$1,710,000591
Total noninterest income$6,191,000975
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$546,0001,803
Trading account gains and fees$0135
Additional Noninterest Income$5,645,000760
Total noninterest expense$13,756,0001,456
Salaries and employee benefits$6,012,0001,842
Premises and equipment expense$1,845,0001,241
Additional noninterest expense$5,899,0001,099
Pre-tax net operating income$2,756,0002,589
Securities gains (losses)$02,379
Applicable income taxes$415,0002,137
Income before extraordinary items$2,341,0002,667
Extraordinary gains, net$011
Net income$2,341,0002,667
Minority interest net income$076
Net income of bank and minority interests.$2,341,0002,669
Net charge-offs$1,672,000475
Cash dividends$2,000,0001,567
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,341,0002,640
2019-09-30 (YTD Data)Rank
Total interest income$11,960,0001,858
Total interest expense$2,949,0001,505
Net interest income$9,011,0001,948
Provision for loan and lease losses$1,332,000548
Total noninterest income$5,933,000822
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$406,0001,814
Trading account gains and fees$0129
Additional Noninterest Income$5,527,000650
Total noninterest expense$11,539,0001,330
Salaries and employee benefits$4,505,0001,848
Premises and equipment expense$1,354,0001,280
Additional noninterest expense$5,680,000888
Pre-tax net operating income$2,073,0002,664
Securities gains (losses)$02,167
Applicable income taxes$328,0002,160
Income before extraordinary items$1,745,0002,736
Extraordinary gains, net$011
Net income$1,745,0002,737
Minority interest net income$072
Net income of bank and minority interests.$1,745,0002,737
Net charge-offs$-43,0004,788
Cash dividends$1,500,0001,441
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,745,0002,701
2019-06-30 (YTD Data)Rank
Total interest income$8,124,0001,826
Total interest expense$2,056,0001,429
Net interest income$6,068,0001,940
Provision for loan and lease losses$1,492,000367
Total noninterest income$5,698,000624
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$262,0001,840
Trading account gains and fees$0131
Additional Noninterest Income$5,436,000493
Total noninterest expense$8,633,0001,223
Salaries and employee benefits$2,950,0001,873
Premises and equipment expense$901,0001,290
Additional noninterest expense$4,782,000742
Pre-tax net operating income$1,641,0002,359
Securities gains (losses)$01,702
Applicable income taxes$270,0001,948
Income before extraordinary items$1,371,0002,454
Extraordinary gains, net$011
Net income$1,371,0002,454
Minority interest net income$069
Net income of bank and minority interests.$1,371,0002,454
Net charge-offs$-36,0004,822
Cash dividends$1,000,0001,417
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,371,0002,429
2019-03-31 (YTD Data)Rank
Total interest income$4,345,0001,727
Total interest expense$1,115,0001,315
Net interest income$3,230,0001,857
Provision for loan and lease losses$1,455,000226
Total noninterest income$4,820,000409
Gross Fiduciary activities income$0972
Service charges on deposit accounts$126,0001,884
Trading account gains and fees$0126
Additional Noninterest Income$4,694,000304
Total noninterest expense$5,508,0001,000
Salaries and employee benefits$1,575,0001,800
Premises and equipment expense$445,0001,325
Additional noninterest expense$3,488,000513
Pre-tax net operating income$1,087,0001,945
Securities gains (losses)$01,087
Applicable income taxes$190,0001,632
Income before extraordinary items$897,0002,028
Extraordinary gains, net$05
Net income$897,0002,027
Minority interest net income$052
Net income of bank and minority interests.$897,0002,027
Net charge-offs$-33,0004,988
Cash dividends$500,0001,319
Sale, conversion, retirement of capital stock, net$0529
Net operating income$897,0002,011
2018-12-31 (YTD Data)Rank
Total interest income$13,194,0002,061
Total interest expense$2,064,0001,898
Net interest income$11,130,0002,063
Provision for loan and lease losses$980,000898
Total noninterest income$14,601,000521
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$559,0001,830
Trading account gains and fees$0126
Additional Noninterest Income$14,042,000399
Total noninterest expense$20,217,0001,057
Salaries and employee benefits$5,446,0001,964
Premises and equipment expense$1,752,0001,318
Additional noninterest expense$13,019,000537
Pre-tax net operating income$4,534,0001,924
Securities gains (losses)$-1,0004,008
Applicable income taxes$511,0001,959
Income before extraordinary items$4,022,0001,904
Extraordinary gains, net$06
Net income$4,022,0001,902
Minority interest net income$072
Net income of bank and minority interests.$4,022,0001,903
Net charge-offs$919,000632
Cash dividends$4,000,000866
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,022,8901,895
2018-09-30 (YTD Data)Rank
Total interest income$9,648,0002,086
Total interest expense$1,222,0002,142
Net interest income$8,426,0002,053
Provision for loan and lease losses$1,085,000614
Total noninterest income$14,226,000433
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$413,0001,864
Trading account gains and fees$0138
Additional Noninterest Income$13,813,000331
Total noninterest expense$18,342,000896
Salaries and employee benefits$4,196,0001,910
Premises and equipment expense$1,164,0001,460
Additional noninterest expense$12,982,000423
Pre-tax net operating income$3,225,0002,021
Securities gains (losses)$-1,0004,378
Applicable income taxes$554,0001,706
Income before extraordinary items$2,670,0002,074
Extraordinary gains, net$05
Net income$2,670,0002,072
Minority interest net income$066
Net income of bank and minority interests.$2,670,0002,073
Net charge-offs$-24,0004,718
Cash dividends$3,500,000710
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,670,8302,074
2018-06-30 (YTD Data)Rank
Total interest income$6,273,0002,107
Total interest expense$740,0002,199
Net interest income$5,533,0002,083
Provision for loan and lease losses$1,054,000447
Total noninterest income$13,730,000342
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$263,0001,915
Trading account gains and fees$0130
Additional Noninterest Income$13,467,000254
Total noninterest expense$15,366,000735
Salaries and employee benefits$2,723,0001,966
Premises and equipment expense$727,0001,565
Additional noninterest expense$11,916,000337
Pre-tax net operating income$2,843,0001,578
Securities gains (losses)$0961
Applicable income taxes$511,0001,393
Income before extraordinary items$2,332,0001,670
Extraordinary gains, net$06
Net income$2,332,0001,669
Minority interest net income$065
Net income of bank and minority interests.$2,332,0001,669
Net charge-offs$-5,0004,304
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,332,0001,655
2018-03-31 (YTD Data)Rank
Total interest income$3,101,0002,115
Total interest expense$347,0002,225
Net interest income$2,754,0002,091
Provision for loan and lease losses$1,044,000267
Total noninterest income$10,636,000252
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$126,0001,971
Trading account gains and fees$0123
Additional Noninterest Income$10,510,000188
Total noninterest expense$10,561,000527
Salaries and employee benefits$1,455,0001,890
Premises and equipment expense$384,0001,515
Additional noninterest expense$8,722,000255
Pre-tax net operating income$1,785,0001,301
Securities gains (losses)$0735
Applicable income taxes$350,0001,092
Income before extraordinary items$1,435,0001,373
Extraordinary gains, net$07
Net income$1,435,0001,373
Minority interest net income$052
Net income of bank and minority interests.$1,435,0001,373
Net charge-offs$-5,0004,469
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,435,0001,364
2017-12-31 (YTD Data)Rank
Total interest income$11,450,0002,197
Total interest expense$993,0002,555
Net interest income$10,457,0002,144
Provision for loan and lease losses$165,0002,565
Total noninterest income$7,033,000877
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$443,0002,229
Trading account gains and fees$0151
Additional Noninterest Income$6,590,000696
Total noninterest expense$13,677,0001,466
Salaries and employee benefits$5,374,0001,983
Premises and equipment expense$2,645,000918
Additional noninterest expense$5,658,0001,132
Pre-tax net operating income$3,648,0002,172
Securities gains (losses)$7,0001,711
Applicable income taxes$1,048,0001,829
Income before extraordinary items$2,607,0002,267
Extraordinary gains, net$09
Net income$2,607,0002,267
Minority interest net income$076
Net income of bank and minority interests.$2,607,0002,267
Net charge-offs$105,0002,381
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,602,0302,244
2017-09-30 (YTD Data)Rank
Total interest income$8,528,0002,219
Total interest expense$692,0002,665
Net interest income$7,836,0002,154
Provision for loan and lease losses$259,0001,784
Total noninterest income$6,784,000754
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$368,0002,067
Trading account gains and fees$0145
Additional Noninterest Income$6,416,000576
Total noninterest expense$10,940,0001,356
Salaries and employee benefits$3,890,0002,046
Premises and equipment expense$2,206,000842
Additional noninterest expense$4,844,000999
Pre-tax net operating income$3,421,0001,866
Securities gains (losses)$2,0002,024
Applicable income taxes$989,0001,470
Income before extraordinary items$2,434,0002,067
Extraordinary gains, net$09
Net income$2,434,0002,068
Minority interest net income$071
Net income of bank and minority interests.$2,434,0002,068
Net charge-offs$-62,0005,219
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,432,5802,034
2017-06-30 (YTD Data)Rank
Total interest income$5,631,0002,221
Total interest expense$427,0002,750
Net interest income$5,204,0002,154
Provision for loan and lease losses$259,0001,337
Total noninterest income$6,425,000585
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$254,0002,011
Trading account gains and fees$0139
Additional Noninterest Income$6,171,000447
Total noninterest expense$8,506,0001,209
Salaries and employee benefits$2,757,0001,950
Premises and equipment expense$1,104,0001,076
Additional noninterest expense$4,645,000727
Pre-tax net operating income$2,864,0001,520
Securities gains (losses)$3,0001,556
Applicable income taxes$849,0001,227
Income before extraordinary items$2,018,0001,692
Extraordinary gains, net$011
Net income$2,018,0001,691
Minority interest net income$071
Net income of bank and minority interests.$2,018,0001,692
Net charge-offs$-50,0005,288
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,015,9001,679
2017-03-31 (YTD Data)Rank
Total interest income$2,794,0002,239
Total interest expense$199,0002,853
Net interest income$2,595,0002,160
Provision for loan and lease losses$531,000441
Total noninterest income$5,280,000406
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$118,0002,128
Trading account gains and fees$0142
Additional Noninterest Income$5,162,000308
Total noninterest expense$5,577,000974
Salaries and employee benefits$1,509,0001,844
Premises and equipment expense$519,0001,155
Additional noninterest expense$3,549,000486
Pre-tax net operating income$1,767,0001,299
Securities gains (losses)$4,000846
Applicable income taxes$575,000980
Income before extraordinary items$1,196,0001,472
Extraordinary gains, net$08
Net income$1,196,0001,472
Minority interest net income$055
Net income of bank and minority interests.$1,196,0001,472
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,193,2801,457
2016-12-31 (YTD Data)Rank
Total interest income$11,059,0002,219
Total interest expense$783,0002,854
Net interest income$10,276,0002,133
Provision for loan and lease losses$436,0001,614
Total noninterest income$7,539,000858
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$530,0001,989
Trading account gains and fees$0170
Additional Noninterest Income$7,009,000667
Total noninterest expense$11,998,0001,619
Salaries and employee benefits$4,903,0002,116
Premises and equipment expense$1,724,0001,341
Additional noninterest expense$5,371,0001,187
Pre-tax net operating income$5,381,0001,532
Securities gains (losses)$-15,0005,674
Applicable income taxes$1,585,0001,228
Income before extraordinary items$3,781,0001,719
Extraordinary gains, net$05
Net income$3,781,0001,718
Minority interest net income$082
Net income of bank and minority interests.$3,781,0001,718
Net charge-offs$456,0001,150
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,791,5001,683
2016-09-30 (YTD Data)Rank
Total interest income$8,172,0002,243
Total interest expense$591,0002,848
Net interest income$7,581,0002,162
Provision for loan and lease losses$462,0001,203
Total noninterest income$7,231,000718
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$393,0002,012
Trading account gains and fees$0169
Additional Noninterest Income$6,838,000555
Total noninterest expense$10,248,0001,435
Salaries and employee benefits$3,714,0002,096
Premises and equipment expense$1,480,0001,205
Additional noninterest expense$5,054,000977
Pre-tax net operating income$4,102,0001,534
Securities gains (losses)$-16,0005,823
Applicable income taxes$1,216,0001,246
Income before extraordinary items$2,870,0001,747
Extraordinary gains, net$05
Net income$2,870,0001,747
Minority interest net income$071
Net income of bank and minority interests.$2,870,0001,747
Net charge-offs$495,000804
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,881,2001,691
2016-06-30 (YTD Data)Rank
Total interest income$5,431,0002,255
Total interest expense$393,0002,857
Net interest income$5,038,0002,165
Provision for loan and lease losses$343,0001,146
Total noninterest income$6,904,000543
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$254,0002,043
Trading account gains and fees$0157
Additional Noninterest Income$6,650,000407
Total noninterest expense$8,165,0001,238
Salaries and employee benefits$2,536,0002,070
Premises and equipment expense$918,0001,281
Additional noninterest expense$4,711,000720
Pre-tax net operating income$3,434,0001,279
Securities gains (losses)$-14,0005,919
Applicable income taxes$1,043,0001,048
Income before extraordinary items$2,377,0001,451
Extraordinary gains, net$016
Net income$2,377,0001,451
Minority interest net income$071
Net income of bank and minority interests.$2,377,0001,451
Net charge-offs$-48,0005,498
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,386,8001,403
2016-03-31 (YTD Data)Rank
Total interest income$2,681,0002,272
Total interest expense$202,0002,822
Net interest income$2,479,0002,190
Provision for loan and lease losses$247,000821
Total noninterest income$5,868,000354
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$125,0002,056
Trading account gains and fees$0142
Additional Noninterest Income$5,743,000268
Total noninterest expense$5,298,000994
Salaries and employee benefits$1,322,0002,013
Premises and equipment expense$528,0001,128
Additional noninterest expense$3,448,000504
Pre-tax net operating income$2,802,000811
Securities gains (losses)$-13,0005,994
Applicable income taxes$889,000690
Income before extraordinary items$1,900,000942
Extraordinary gains, net$012
Net income$1,900,000943
Minority interest net income$062
Net income of bank and minority interests.$1,900,000943
Net charge-offs$-3,0004,617
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,908,840903
2015-12-31 (YTD Data)Rank
Total interest income$10,653,0002,251
Total interest expense$812,0002,800
Net interest income$9,841,0002,173
Provision for loan and lease losses$-2,0005,593
Total noninterest income$7,589,000832
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$526,0002,051
Trading account gains and fees$0159
Additional Noninterest Income$7,063,000630
Total noninterest expense$12,035,0001,593
Salaries and employee benefits$4,707,0002,165
Premises and equipment expense$1,519,0001,518
Additional noninterest expense$5,809,0001,111
Pre-tax net operating income$5,397,0001,485
Securities gains (losses)$112,0001,103
Applicable income taxes$1,627,0001,169
Income before extraordinary items$3,882,0001,639
Extraordinary gains, net$023
Net income$3,882,0001,641
Minority interest net income$081
Net income of bank and minority interests.$3,882,0001,641
Net charge-offs$389,0001,384
Cash dividends$20,000,000220
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,803,6001,637
2015-09-30 (YTD Data)Rank
Total interest income$7,988,0002,262
Total interest expense$610,0002,827
Net interest income$7,378,0002,183
Provision for loan and lease losses$04,232
Total noninterest income$7,150,000716
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$389,0002,082
Trading account gains and fees$0153
Additional Noninterest Income$6,761,000549
Total noninterest expense$9,777,0001,504
Salaries and employee benefits$3,612,0002,126
Premises and equipment expense$1,224,0001,417
Additional noninterest expense$4,941,000999
Pre-tax net operating income$4,751,0001,326
Securities gains (losses)$112,000965
Applicable income taxes$1,478,0001,057
Income before extraordinary items$3,385,0001,487
Extraordinary gains, net$021
Net income$3,385,0001,488
Minority interest net income$078
Net income of bank and minority interests.$3,385,0001,488
Net charge-offs$195,0001,577
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,306,6001,476
2015-06-30 (YTD Data)Rank
Total interest income$5,347,0002,255
Total interest expense$408,0002,837
Net interest income$4,939,0002,168
Provision for loan and lease losses$04,069
Total noninterest income$6,831,000553
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$251,0002,102
Trading account gains and fees$0157
Additional Noninterest Income$6,580,000419
Total noninterest expense$7,426,0001,329
Salaries and employee benefits$2,471,0002,100
Premises and equipment expense$804,0001,456
Additional noninterest expense$4,151,000793
Pre-tax net operating income$4,344,0001,019
Securities gains (losses)$114,000784
Applicable income taxes$1,413,000807
Income before extraordinary items$3,045,0001,154
Extraordinary gains, net$022
Net income$3,045,0001,153
Minority interest net income$075
Net income of bank and minority interests.$3,045,0001,155
Net charge-offs$170,0001,298
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,967,4801,149
2015-03-31 (YTD Data)Rank
Total interest income$2,663,0002,255
Total interest expense$206,0002,835
Net interest income$2,457,0002,171
Provision for loan and lease losses$03,703
Total noninterest income$5,900,000371
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$123,0002,124
Trading account gains and fees$0152
Additional Noninterest Income$5,777,000275
Total noninterest expense$5,387,000964
Salaries and employee benefits$1,314,0001,999
Premises and equipment expense$386,0001,543
Additional noninterest expense$3,687,000458
Pre-tax net operating income$2,970,000757
Securities gains (losses)$115,000532
Applicable income taxes$1,001,000628
Income before extraordinary items$2,084,000843
Extraordinary gains, net$013
Net income$2,084,000842
Minority interest net income$064
Net income of bank and minority interests.$2,084,000843
Net charge-offs$60,0001,434
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,005,800839
2014-12-31 (YTD Data)Rank
Total interest income$11,144,0002,169
Total interest expense$880,0002,841
Net interest income$10,264,0002,071
Provision for loan and lease losses$-84,0006,017
Total noninterest income$7,405,000822
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$520,0002,225
Trading account gains and fees$0180
Additional Noninterest Income$6,885,000602
Total noninterest expense$11,652,0001,649
Salaries and employee benefits$4,329,0002,320
Premises and equipment expense$1,813,0001,312
Additional noninterest expense$5,510,0001,195
Pre-tax net operating income$6,101,0001,289
Securities gains (losses)$-1,0005,807
Applicable income taxes$1,866,0001,031
Income before extraordinary items$4,234,0001,505
Extraordinary gains, net$017
Net income$4,234,0001,503
Minority interest net income$084
Net income of bank and minority interests.$4,234,0001,504
Net charge-offs$55,0003,693
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,234,6901,482
2014-09-30 (YTD Data)Rank
Total interest income$8,334,0002,190
Total interest expense$668,0002,859
Net interest income$7,666,0002,091
Provision for loan and lease losses$-96,0006,197
Total noninterest income$7,168,000662
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$386,0002,250
Trading account gains and fees$0174
Additional Noninterest Income$6,782,000487
Total noninterest expense$9,555,0001,504
Salaries and employee benefits$3,561,0002,156
Premises and equipment expense$1,358,0001,326
Additional noninterest expense$4,636,0001,063
Pre-tax net operating income$5,375,0001,141
Securities gains (losses)$-4,0006,036
Applicable income taxes$1,630,000936
Income before extraordinary items$3,741,0001,293
Extraordinary gains, net$015
Net income$3,741,0001,293
Minority interest net income$081
Net income of bank and minority interests.$3,741,0001,293
Net charge-offs$7,0004,273
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,743,8001,274
2014-06-30 (YTD Data)Rank
Total interest income$5,535,0002,191
Total interest expense$451,0002,862
Net interest income$5,084,0002,088
Provision for loan and lease losses$-95,0006,333
Total noninterest income$6,890,000511
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$254,0002,242
Trading account gains and fees$0172
Additional Noninterest Income$6,636,000358
Total noninterest expense$7,603,0001,308
Salaries and employee benefits$2,531,0002,038
Premises and equipment expense$909,0001,324
Additional noninterest expense$4,163,000785
Pre-tax net operating income$4,466,000918
Securities gains (losses)$-1,0006,043
Applicable income taxes$1,395,000749
Income before extraordinary items$3,070,0001,048
Extraordinary gains, net$020
Net income$3,070,0001,048
Minority interest net income$080
Net income of bank and minority interests.$3,070,0001,049
Net charge-offs$-27,0005,990
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,070,6901,032
2014-03-31 (YTD Data)Rank
Total interest income$2,755,0002,198
Total interest expense$229,0002,860
Net interest income$2,526,0002,095
Provision for loan and lease losses$-92,0006,512
Total noninterest income$5,668,000335
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$124,0002,253
Trading account gains and fees$0147
Additional Noninterest Income$5,544,000238
Total noninterest expense$5,108,000999
Salaries and employee benefits$1,505,0001,723
Premises and equipment expense$440,0001,390
Additional noninterest expense$3,163,000528
Pre-tax net operating income$3,178,000638
Securities gains (losses)$01,715
Applicable income taxes$1,011,000555
Income before extraordinary items$2,167,000722
Extraordinary gains, net$016
Net income$2,167,000723
Minority interest net income$066
Net income of bank and minority interests.$2,167,000723
Net charge-offs$-50,0006,314
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,167,000713
2013-12-31 (YTD Data)Rank
Total interest income$10,111,0002,397
Total interest expense$871,0003,260
Net interest income$9,240,0002,259
Provision for loan and lease losses$-77,0006,355
Total noninterest income$7,653,000824
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$587,0002,101
Trading account gains and fees$0184
Additional Noninterest Income$7,066,000623
Total noninterest expense$10,882,0001,770
Salaries and employee benefits$3,971,0002,490
Premises and equipment expense$1,473,0001,602
Additional noninterest expense$5,438,0001,235
Pre-tax net operating income$6,088,0001,214
Securities gains (losses)$-5,0006,182
Applicable income taxes$1,925,000930
Income before extraordinary items$4,158,0001,447
Extraordinary gains, net$029
Net income$4,158,0001,451
Minority interest net income$090
Net income of bank and minority interests.$4,158,0001,451
Net charge-offs$84,0003,918
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,161,4001,419
2013-09-30 (YTD Data)Rank
Total interest income$7,273,0002,511
Total interest expense$632,0003,412
Net interest income$6,641,0002,384
Provision for loan and lease losses$-76,0006,540
Total noninterest income$7,429,000690
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$421,0002,190
Trading account gains and fees$0180
Additional Noninterest Income$7,008,000515
Total noninterest expense$8,977,0001,611
Salaries and employee benefits$3,281,0002,302
Premises and equipment expense$1,074,0001,653
Additional noninterest expense$4,622,0001,089
Pre-tax net operating income$5,169,0001,105
Securities gains (losses)$-5,0006,429
Applicable income taxes$1,684,000858
Income before extraordinary items$3,480,0001,311
Extraordinary gains, net$025
Net income$3,480,0001,313
Minority interest net income$084
Net income of bank and minority interests.$3,480,0001,313
Net charge-offs$93,0003,327
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,483,3501,281
2013-06-30 (YTD Data)Rank
Total interest income$4,760,0002,551
Total interest expense$388,0003,656
Net interest income$4,372,0002,401
Provision for loan and lease losses$-74,0006,658
Total noninterest income$7,122,000533
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$272,0002,206
Trading account gains and fees$0157
Additional Noninterest Income$6,850,000412
Total noninterest expense$7,048,0001,396
Salaries and employee benefits$2,354,0002,169
Premises and equipment expense$709,0001,669
Additional noninterest expense$3,985,000849
Pre-tax net operating income$4,520,000850
Securities gains (losses)$02,791
Applicable income taxes$1,500,000670
Income before extraordinary items$3,020,0001,027
Extraordinary gains, net$022
Net income$3,020,0001,028
Minority interest net income$082
Net income of bank and minority interests.$3,020,0001,030
Net charge-offs$-43,0006,514
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,020,000977
2013-03-31 (YTD Data)Rank
Total interest income$2,263,0002,696
Total interest expense$201,0003,659
Net interest income$2,062,0002,545
Provision for loan and lease losses$-73,0006,829
Total noninterest income$5,726,000389
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$134,0002,222
Trading account gains and fees$0148
Additional Noninterest Income$5,592,000281
Total noninterest expense$4,465,0001,146
Salaries and employee benefits$1,399,0001,863
Premises and equipment expense$334,0001,785
Additional noninterest expense$2,732,000630
Pre-tax net operating income$3,396,000587
Securities gains (losses)$01,966
Applicable income taxes$1,149,000496
Income before extraordinary items$2,247,000703
Extraordinary gains, net$010
Net income$2,247,000702
Minority interest net income$076
Net income of bank and minority interests.$2,247,000704
Net charge-offs$-37,0006,632
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,247,000672
2012-12-31 (YTD Data)Rank
Total interest income$10,483,0002,462
Total interest expense$1,193,0003,209
Net interest income$9,290,0002,311
Provision for loan and lease losses$342,0003,211
Total noninterest income$5,028,0001,150
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$940,0001,491
Trading account gains and fees$0166
Additional Noninterest Income$4,088,000949
Total noninterest expense$10,227,0001,873
Salaries and employee benefits$3,677,0002,653
Premises and equipment expense$1,349,0001,748
Additional noninterest expense$5,201,0001,309
Pre-tax net operating income$3,749,0001,725
Securities gains (losses)$03,810
Applicable income taxes$1,222,0001,278
Income before extraordinary items$2,527,0002,153
Extraordinary gains, net$029
Net income$2,527,0002,152
Minority interest net income$093
Net income of bank and minority interests.$2,527,0002,154
Net charge-offs$342,0003,149
Cash dividends$5,000,000566
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,527,0002,026
2012-09-30 (YTD Data)Rank
Total interest income$8,041,0002,445
Total interest expense$929,0003,239
Net interest income$7,112,0002,297
Provision for loan and lease losses$172,0003,725
Total noninterest income$4,941,000923
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$694,0001,520
Trading account gains and fees$0157
Additional Noninterest Income$4,247,000726
Total noninterest expense$8,311,0001,733
Salaries and employee benefits$2,847,0002,595
Premises and equipment expense$1,203,0001,493
Additional noninterest expense$4,261,0001,204
Pre-tax net operating income$3,570,0001,476
Securities gains (losses)$03,575
Applicable income taxes$1,206,0001,067
Income before extraordinary items$2,364,0001,819
Extraordinary gains, net$020
Net income$2,364,0001,818
Minority interest net income$086
Net income of bank and minority interests.$2,364,0001,820
Net charge-offs$172,0003,458
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,364,0001,724
2012-06-30 (YTD Data)Rank
Total interest income$5,491,0002,418
Total interest expense$632,0003,289
Net interest income$4,859,0002,243
Provision for loan and lease losses$51,0004,542
Total noninterest income$4,770,000702
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$459,0001,524
Trading account gains and fees$0153
Additional Noninterest Income$4,311,000529
Total noninterest expense$6,373,0001,535
Salaries and employee benefits$2,052,0002,399
Premises and equipment expense$786,0001,512
Additional noninterest expense$3,535,000983
Pre-tax net operating income$3,205,0001,115
Securities gains (losses)$03,178
Applicable income taxes$1,085,000834
Income before extraordinary items$2,120,0001,405
Extraordinary gains, net$019
Net income$2,120,0001,405
Minority interest net income$084
Net income of bank and minority interests.$2,120,0001,405
Net charge-offs$51,0004,016
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,120,0001,320
2012-03-31 (YTD Data)Rank
Total interest income$2,820,0002,391
Total interest expense$344,0003,193
Net interest income$2,476,0002,213
Provision for loan and lease losses$-29,0007,153
Total noninterest income$4,338,000443
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$229,0001,511
Trading account gains and fees$0148
Additional Noninterest Income$4,109,000325
Total noninterest expense$4,639,0001,074
Salaries and employee benefits$1,195,0002,095
Premises and equipment expense$354,0001,680
Additional noninterest expense$3,090,000569
Pre-tax net operating income$2,204,000822
Securities gains (losses)$02,210
Applicable income taxes$752,000631
Income before extraordinary items$1,452,0001,027
Extraordinary gains, net$019
Net income$1,452,0001,029
Minority interest net income$078
Net income of bank and minority interests.$1,452,0001,028
Net charge-offs$-30,0006,973
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,452,000966
2011-12-31 (YTD Data)Rank
Total interest income$12,889,0002,164
Total interest expense$1,823,0002,964
Net interest income$11,066,0001,975
Provision for loan and lease losses$687,0002,973
Total noninterest income$6,183,000883
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,041,0001,425
Trading account gains and fees$0146
Additional Noninterest Income$5,142,000685
Total noninterest expense$10,530,0001,829
Salaries and employee benefits$3,531,0002,729
Premises and equipment expense$1,805,0001,384
Additional noninterest expense$5,194,0001,334
Pre-tax net operating income$6,032,000997
Securities gains (losses)$03,838
Applicable income taxes$2,083,000761
Income before extraordinary items$3,949,0001,269
Extraordinary gains, net$029
Net income$3,949,0001,269
Minority interest net income$096
Net income of bank and minority interests.$3,949,0001,269
Net charge-offs$687,0002,804
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,949,0001,190
2011-09-30 (YTD Data)Rank
Total interest income$9,797,0002,158
Total interest expense$1,441,0002,948
Net interest income$8,356,0001,966
Provision for loan and lease losses$406,0003,187
Total noninterest income$6,145,000717
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$777,0001,441
Trading account gains and fees$0145
Additional Noninterest Income$5,368,000553
Total noninterest expense$7,784,0001,846
Salaries and employee benefits$2,940,0002,445
Premises and equipment expense$1,144,0001,643
Additional noninterest expense$3,700,0001,397
Pre-tax net operating income$6,311,000753
Securities gains (losses)$03,555
Applicable income taxes$2,132,000590
Income before extraordinary items$4,179,000907
Extraordinary gains, net$021
Net income$4,179,000906
Minority interest net income$087
Net income of bank and minority interests.$4,179,000907
Net charge-offs$401,0002,909
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,179,000872
2011-06-30 (YTD Data)Rank
Total interest income$6,536,0002,181
Total interest expense$1,008,0002,941
Net interest income$5,528,0001,985
Provision for loan and lease losses$375,0002,669
Total noninterest income$6,041,000547
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$497,0001,469
Trading account gains and fees$0153
Additional Noninterest Income$5,544,000394
Total noninterest expense$5,471,0001,782
Salaries and employee benefits$2,118,0002,282
Premises and equipment expense$711,0001,778
Additional noninterest expense$2,642,0001,333
Pre-tax net operating income$5,723,000558
Securities gains (losses)$02,914
Applicable income taxes$1,943,000474
Income before extraordinary items$3,780,000688
Extraordinary gains, net$015
Net income$3,780,000687
Minority interest net income$089
Net income of bank and minority interests.$3,780,000688
Net charge-offs$374,0002,430
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,780,000663
2011-03-31 (YTD Data)Rank
Total interest income$3,270,0002,193
Total interest expense$528,0002,913
Net interest income$2,742,0001,996
Provision for loan and lease losses$162,0002,678
Total noninterest income$5,522,000346
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$239,0001,498
Trading account gains and fees$0158
Additional Noninterest Income$5,283,000269
Total noninterest expense$3,082,0001,608
Salaries and employee benefits$1,165,0002,106
Premises and equipment expense$361,0001,798
Additional noninterest expense$1,556,0001,149
Pre-tax net operating income$5,020,000359
Securities gains (losses)$01,772
Applicable income taxes$1,704,000316
Income before extraordinary items$3,316,000404
Extraordinary gains, net$09
Net income$3,316,000404
Minority interest net income$086
Net income of bank and minority interests.$3,316,000404
Net charge-offs$52,0003,315
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,316,000394
2010-12-31 (YTD Data)Rank
Total interest income$13,945,0002,163
Total interest expense$2,488,0003,005
Net interest income$11,457,0001,908
Provision for loan and lease losses$620,0003,791
Total noninterest income$3,578,0001,370
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,485,0001,025
Trading account gains and fees$0175
Additional Noninterest Income$2,093,0001,368
Total noninterest expense$9,325,0002,066
Salaries and employee benefits$3,476,0002,751
Premises and equipment expense$1,672,0001,519
Additional noninterest expense$4,177,0001,723
Pre-tax net operating income$5,090,0001,018
Securities gains (losses)$03,793
Applicable income taxes$1,732,000816
Income before extraordinary items$3,358,0001,262
Extraordinary gains, net$029
Net income$3,358,0001,264
Minority interest net income$0111
Net income of bank and minority interests.$3,358,0001,265
Net charge-offs$620,0003,352
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,358,0001,220
2010-09-30 (YTD Data)Rank
Total interest income$10,873,0002,119
Total interest expense$1,917,0003,058
Net interest income$8,956,0001,869
Provision for loan and lease losses$539,0003,425
Total noninterest income$3,612,0001,100
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,218,000968
Trading account gains and fees$0165
Additional Noninterest Income$2,394,000975
Total noninterest expense$6,967,0002,072
Salaries and employee benefits$2,845,0002,549
Premises and equipment expense$1,051,0001,858
Additional noninterest expense$3,071,0001,729
Pre-tax net operating income$5,062,000829
Securities gains (losses)$03,651
Applicable income taxes$1,708,000675
Income before extraordinary items$3,354,0001,025
Extraordinary gains, net$023
Net income$3,354,0001,028
Minority interest net income$0110
Net income of bank and minority interests.$3,354,0001,028
Net charge-offs$539,0002,970
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,354,000977
2010-06-30 (YTD Data)Rank
Total interest income$7,613,0002,052
Total interest expense$1,308,0003,103
Net interest income$6,305,0001,776
Provision for loan and lease losses$431,0003,086
Total noninterest income$3,319,000832
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$948,000822
Trading account gains and fees$0152
Additional Noninterest Income$2,371,000699
Total noninterest expense$5,089,0001,931
Salaries and employee benefits$2,065,0002,367
Premises and equipment expense$640,0002,031
Additional noninterest expense$2,384,0001,487
Pre-tax net operating income$4,104,000677
Securities gains (losses)$03,184
Applicable income taxes$1,395,000539
Income before extraordinary items$2,709,000820
Extraordinary gains, net$019
Net income$2,709,000818
Minority interest net income$0105
Net income of bank and minority interests.$2,709,000820
Net charge-offs$428,0002,617
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,709,000791
2010-03-31 (YTD Data)Rank
Total interest income$4,346,0001,841
Total interest expense$643,0003,263
Net interest income$3,703,0001,546
Provision for loan and lease losses$798,0001,359
Total noninterest income$3,008,000527
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$667,000572
Trading account gains and fees$0175
Additional Noninterest Income$2,341,000432
Total noninterest expense$2,820,0001,766
Salaries and employee benefits$1,154,0002,137
Premises and equipment expense$289,0002,277
Additional noninterest expense$1,377,0001,289
Pre-tax net operating income$3,093,000435
Securities gains (losses)$02,284
Applicable income taxes$1,064,000362
Income before extraordinary items$2,029,000548
Extraordinary gains, net$016
Net income$2,029,000550
Minority interest net income$091
Net income of bank and minority interests.$2,029,000550
Net charge-offs$-89,0007,840
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,029,000525
2009-12-31 (YTD Data)Rank
Total interest income$13,937,0002,389
Total interest expense$3,400,0003,112
Net interest income$10,537,0002,087
Provision for loan and lease losses$2,542,0002,159
Total noninterest income$2,553,0001,799
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,076,0001,568
Trading account gains and fees$0211
Additional Noninterest Income$1,477,0001,667
Total noninterest expense$8,858,0002,237
Salaries and employee benefits$3,350,0002,904
Premises and equipment expense$1,060,0002,461
Additional noninterest expense$4,448,0001,665
Pre-tax net operating income$1,690,0002,192
Securities gains (losses)$03,754
Applicable income taxes$583,0001,405
Income before extraordinary items$1,107,0002,603
Extraordinary gains, net$034
Net income$1,107,0002,601
Minority interest net income$0115
Net income of bank and minority interests.$1,107,0002,602
Net charge-offs$2,532,0001,782
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,107,0002,562
2009-09-30 (YTD Data)Rank
Total interest income$10,900,0002,326
Total interest expense$2,734,0003,069
Net interest income$8,166,0002,014
Provision for loan and lease losses$1,750,0002,061
Total noninterest income$2,425,0001,551
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$891,0001,440
Trading account gains and fees$0212
Additional Noninterest Income$1,534,0001,369
Total noninterest expense$7,159,0002,103
Salaries and employee benefits$2,778,0002,655
Premises and equipment expense$834,0002,388
Additional noninterest expense$3,547,0001,517
Pre-tax net operating income$1,682,0001,861
Securities gains (losses)$03,497
Applicable income taxes$561,0001,305
Income before extraordinary items$1,121,0002,279
Extraordinary gains, net$027
Net income$1,121,0002,276
Minority interest net income$0118
Net income of bank and minority interests.$1,121,0002,279
Net charge-offs$1,739,0001,637
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,121,0002,242
2009-06-30 (YTD Data)Rank
Total interest income$7,596,0002,267
Total interest expense$2,020,0002,939
Net interest income$5,576,0001,972
Provision for loan and lease losses$1,319,0001,765
Total noninterest income$2,179,0001,258
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$711,0001,190
Trading account gains and fees$0193
Additional Noninterest Income$1,468,0001,118
Total noninterest expense$5,593,0001,837
Salaries and employee benefits$2,030,0002,483
Premises and equipment expense$568,0002,367
Additional noninterest expense$2,995,0001,258
Pre-tax net operating income$843,0002,418
Securities gains (losses)$03,136
Applicable income taxes$284,0001,595
Income before extraordinary items$559,0002,890
Extraordinary gains, net$021
Net income$559,0002,889
Minority interest net income$0112
Net income of bank and minority interests.$559,0002,890
Net charge-offs$1,310,0001,439
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$559,0002,784
2009-03-31 (YTD Data)Rank
Total interest income$4,393,0002,024
Total interest expense$1,149,0002,729
Net interest income$3,244,0001,707
Provision for loan and lease losses$1,472,000936
Total noninterest income$2,429,000652
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$500,000812
Trading account gains and fees$0171
Additional Noninterest Income$1,929,000519
Total noninterest expense$3,538,0001,403
Salaries and employee benefits$1,129,0002,255
Premises and equipment expense$268,0002,540
Additional noninterest expense$2,141,000782
Pre-tax net operating income$663,0001,891
Securities gains (losses)$02,434
Applicable income taxes$209,0001,406
Income before extraordinary items$454,0002,317
Extraordinary gains, net$015
Net income$454,0002,317
Minority interest net income$0102
Net income of bank and minority interests.$454,0002,319
Net charge-offs$236,0002,006
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$454,0002,181
2008-12-31 (YTD Data)Rank
Total interest income$15,937,0002,340
Total interest expense$5,797,0002,593
Net interest income$10,140,0002,192
Provision for loan and lease losses$1,937,0001,834
Total noninterest income$2,353,0001,902
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,206,0001,479
Trading account gains and fees$0154
Additional Noninterest Income$1,147,0001,941
Total noninterest expense$8,463,0002,268
Salaries and employee benefits$3,459,0002,857
Premises and equipment expense$1,125,0002,368
Additional noninterest expense$3,879,0001,600
Pre-tax net operating income$2,093,0002,357
Securities gains (losses)$2,0002,962
Applicable income taxes$732,0001,480
Income before extraordinary items$1,363,0002,689
Extraordinary gains, net$039
Net income$1,363,0002,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,911,0001,331
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,361,7002,833
2008-09-30 (YTD Data)Rank
Total interest income$12,257,0002,348
Total interest expense$4,637,0002,540
Net interest income$7,620,0002,207
Provision for loan and lease losses$1,642,0001,346
Total noninterest income$2,844,0001,356
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,016,0001,336
Trading account gains and fees$0148
Additional Noninterest Income$1,828,0001,184
Total noninterest expense$6,977,0002,059
Salaries and employee benefits$2,823,0002,686
Premises and equipment expense$904,0002,247
Additional noninterest expense$3,250,0001,375
Pre-tax net operating income$1,845,0002,438
Securities gains (losses)$2,0002,845
Applicable income taxes$630,0001,640
Income before extraordinary items$1,217,0002,734
Extraordinary gains, net$031
Net income$1,217,0002,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,613,000963
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,215,6802,877
2008-06-30 (YTD Data)Rank
Total interest income$8,388,0002,334
Total interest expense$3,274,0002,508
Net interest income$5,114,0002,174
Provision for loan and lease losses$1,021,0001,204
Total noninterest income$2,680,0001,047
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$814,0001,085
Trading account gains and fees$0149
Additional Noninterest Income$1,866,000889
Total noninterest expense$5,477,0001,759
Salaries and employee benefits$2,035,0002,535
Premises and equipment expense$583,0002,326
Additional noninterest expense$2,859,0001,046
Pre-tax net operating income$1,296,0002,474
Securities gains (losses)$2,0002,957
Applicable income taxes$456,0001,708
Income before extraordinary items$842,0002,947
Extraordinary gains, net$021
Net income$842,0002,949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$994,000868
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$840,7002,903
2008-03-31 (YTD Data)Rank
Total interest income$4,482,0002,248
Total interest expense$1,769,0002,479
Net interest income$2,713,0002,057
Provision for loan and lease losses$1,156,000565
Total noninterest income$2,230,000694
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$581,000745
Trading account gains and fees$0158
Additional Noninterest Income$1,649,000582
Total noninterest expense$3,382,0001,410
Salaries and employee benefits$1,099,0002,379
Premises and equipment expense$303,0002,244
Additional noninterest expense$1,980,000732
Pre-tax net operating income$405,0003,523
Securities gains (losses)$02,688
Applicable income taxes$137,0002,431
Income before extraordinary items$268,0004,056
Extraordinary gains, net$015
Net income$268,0004,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0001,559
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$268,0003,964
2007-12-31 (YTD Data)Rank
Total interest income$17,818,0002,312
Total interest expense$7,688,0002,405
Net interest income$10,130,0002,221
Provision for loan and lease losses$1,603,0001,001
Total noninterest income$2,960,0001,662
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,355,0001,315
Trading account gains and fees$0178
Additional Noninterest Income$1,605,0001,596
Total noninterest expense$7,704,0002,370
Salaries and employee benefits$3,214,0003,052
Premises and equipment expense$997,0002,576
Additional noninterest expense$3,493,0001,586
Pre-tax net operating income$3,783,0002,069
Securities gains (losses)$3,0001,730
Applicable income taxes$1,329,0001,531
Income before extraordinary items$2,457,0002,406
Extraordinary gains, net$039
Net income$2,457,0002,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,502,000751
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,455,0502,397
2007-09-30 (YTD Data)Rank
Total interest income$13,668,0002,266
Total interest expense$5,838,0002,367
Net interest income$7,830,0002,177
Provision for loan and lease losses$1,399,000682
Total noninterest income$2,836,0001,366
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,144,0001,159
Trading account gains and fees$0184
Additional Noninterest Income$1,692,0001,269
Total noninterest expense$6,173,0002,200
Salaries and employee benefits$2,633,0002,779
Premises and equipment expense$758,0002,539
Additional noninterest expense$2,782,0001,460
Pre-tax net operating income$3,094,0002,048
Securities gains (losses)$01,655
Applicable income taxes$1,113,0001,524
Income before extraordinary items$1,981,0002,390
Extraordinary gains, net$033
Net income$1,981,0002,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,387,000523
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,981,0002,371
2007-06-30 (YTD Data)Rank
Total interest income$9,486,0002,200
Total interest expense$3,916,0002,366
Net interest income$5,570,0002,087
Provision for loan and lease losses$935,000618
Total noninterest income$2,653,0001,067
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$924,000962
Trading account gains and fees$0168
Additional Noninterest Income$1,729,000956
Total noninterest expense$4,739,0001,949
Salaries and employee benefits$1,895,0002,642
Premises and equipment expense$540,0002,392
Additional noninterest expense$2,304,0001,208
Pre-tax net operating income$2,549,0001,793
Securities gains (losses)$01,444
Applicable income taxes$901,0001,371
Income before extraordinary items$1,648,0002,065
Extraordinary gains, net$029
Net income$1,648,0002,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$824,000510
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,648,0002,045
2007-03-31 (YTD Data)Rank
Total interest income$5,501,0001,932
Total interest expense$2,008,0002,307
Net interest income$3,493,0001,645
Provision for loan and lease losses$955,000312
Total noninterest income$2,368,000654
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$702,000592
Trading account gains and fees$0195
Additional Noninterest Income$1,666,000565
Total noninterest expense$2,961,0001,551
Salaries and employee benefits$1,045,0002,459
Premises and equipment expense$288,0002,267
Additional noninterest expense$1,628,000842
Pre-tax net operating income$1,945,0001,209
Securities gains (losses)$01,187
Applicable income taxes$609,0001,106
Income before extraordinary items$1,336,0001,313
Extraordinary gains, net$022
Net income$1,336,0001,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-119,0008,530
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,336,0001,301
2006-12-31 (YTD Data)Rank
Total interest income$17,641,0002,211
Total interest expense$7,638,0002,129
Net interest income$10,003,0002,290
Provision for loan and lease losses$4,522,000263
Total noninterest income$3,778,0001,342
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,476,0001,202
Trading account gains and fees$0130
Additional Noninterest Income$2,302,0001,217
Total noninterest expense$7,396,0002,396
Salaries and employee benefits$3,171,0002,978
Premises and equipment expense$920,0002,672
Additional noninterest expense$3,305,0001,597
Pre-tax net operating income$1,863,0003,804
Securities gains (losses)$01,687
Applicable income taxes$1,339,0001,824
Income before extraordinary items$524,0006,066
Extraordinary gains, net$051
Net income$524,0006,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,569,000315
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$524,0006,065
2006-09-30 (YTD Data)Rank
Total interest income$12,515,0002,322
Total interest expense$5,496,0002,153
Net interest income$7,019,0002,450
Provision for loan and lease losses$390,0001,736
Total noninterest income$3,477,0001,173
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,233,0001,079
Trading account gains and fees$0126
Additional Noninterest Income$2,244,0001,013
Total noninterest expense$5,089,0002,585
Salaries and employee benefits$2,608,0002,744
Premises and equipment expense$632,0002,877
Additional noninterest expense$1,849,0002,112
Pre-tax net operating income$5,017,0001,502
Securities gains (losses)$01,388
Applicable income taxes$1,737,0001,235
Income before extraordinary items$3,280,0001,696
Extraordinary gains, net$045
Net income$3,280,0001,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$478,000837
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,280,0001,680
2006-06-30 (YTD Data)Rank
Total interest income$7,919,0002,395
Total interest expense$3,329,0002,234
Net interest income$4,590,0002,493
Provision for loan and lease losses$437,0001,104
Total noninterest income$2,996,000948
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$988,000883
Trading account gains and fees$0126
Additional Noninterest Income$2,008,000815
Total noninterest expense$3,659,0002,419
Salaries and employee benefits$1,908,0002,546
Premises and equipment expense$423,0002,857
Additional noninterest expense$1,328,0001,975
Pre-tax net operating income$3,490,0001,444
Securities gains (losses)$01,185
Applicable income taxes$1,213,0001,191
Income before extraordinary items$2,277,0001,606
Extraordinary gains, net$039
Net income$2,277,0001,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$527,000536
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,277,0001,594
2006-03-31 (YTD Data)Rank
Total interest income$4,020,0002,316
Total interest expense$1,591,0002,213
Net interest income$2,429,0002,384
Provision for loan and lease losses$1,158,000235
Total noninterest income$2,526,000608
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$726,000570
Trading account gains and fees$0115
Additional Noninterest Income$1,800,000528
Total noninterest expense$2,004,0002,214
Salaries and employee benefits$1,054,0002,340
Premises and equipment expense$228,0002,684
Additional noninterest expense$722,0001,814
Pre-tax net operating income$1,793,0001,368
Securities gains (losses)$0955
Applicable income taxes$644,0001,130
Income before extraordinary items$1,149,0001,577
Extraordinary gains, net$021
Net income$1,149,0001,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,062
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,149,0001,558
2005-12-31 (YTD Data)Rank
Total interest income$15,642,0002,129
Total interest expense$5,121,0002,156
Net interest income$10,521,0002,108
Provision for loan and lease losses$566,0001,723
Total noninterest income$3,766,0001,341
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,820,000956
Trading account gains and fees$0138
Additional Noninterest Income$1,946,0001,385
Total noninterest expense$7,067,0002,373
Salaries and employee benefits$3,122,0002,875
Premises and equipment expense$809,0002,868
Additional noninterest expense$3,136,0001,619
Pre-tax net operating income$6,654,0001,437
Securities gains (losses)$02,296
Applicable income taxes$2,298,0001,216
Income before extraordinary items$4,356,0001,615
Extraordinary gains, net$046
Net income$4,356,0001,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$544,0001,095
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,356,0001,590
2005-09-30 (YTD Data)Rank
Total interest income$11,550,0002,112
Total interest expense$3,639,0002,143
Net interest income$7,911,0002,090
Provision for loan and lease losses$597,0001,210
Total noninterest income$3,362,0001,182
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,507,000869
Trading account gains and fees$0126
Additional Noninterest Income$1,855,0001,179
Total noninterest expense$5,736,0002,160
Salaries and employee benefits$2,474,0002,702
Premises and equipment expense$736,0002,395
Additional noninterest expense$2,526,0001,489
Pre-tax net operating income$4,940,0001,451
Securities gains (losses)$02,317
Applicable income taxes$1,736,0001,223
Income before extraordinary items$3,204,0001,640
Extraordinary gains, net$035
Net income$3,204,0001,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$589,000732
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,204,0001,603
2005-06-30 (YTD Data)Rank
Total interest income$8,137,0001,947
Total interest expense$2,251,0002,184
Net interest income$5,886,0001,843
Provision for loan and lease losses$642,000778
Total noninterest income$3,157,000884
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,179,000714
Trading account gains and fees$0116
Additional Noninterest Income$1,978,000810
Total noninterest expense$4,578,0001,812
Salaries and employee benefits$1,780,0002,505
Premises and equipment expense$518,0002,268
Additional noninterest expense$2,280,0001,095
Pre-tax net operating income$3,823,0001,216
Securities gains (losses)$02,146
Applicable income taxes$1,332,0001,058
Income before extraordinary items$2,491,0001,400
Extraordinary gains, net$030
Net income$2,491,0001,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$634,000507
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,491,0001,378
2005-03-31 (YTD Data)Rank
Total interest income$4,727,0001,663
Total interest expense$1,061,0002,208
Net interest income$3,666,0001,437
Provision for loan and lease losses$1,235,000215
Total noninterest income$2,562,000600
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$864,000457
Trading account gains and fees$0115
Additional Noninterest Income$1,698,000528
Total noninterest expense$2,923,0001,452
Salaries and employee benefits$997,0002,288
Premises and equipment expense$312,0001,915
Additional noninterest expense$1,614,000785
Pre-tax net operating income$2,070,0001,117
Securities gains (losses)$01,685
Applicable income taxes$774,000935
Income before extraordinary items$1,296,0001,334
Extraordinary gains, net$024
Net income$1,296,0001,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-80,0008,747
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,296,0001,306
2004-12-31 (YTD Data)Rank
Total interest income$13,530,0002,116
Total interest expense$3,115,0002,543
Net interest income$10,415,0001,952
Provision for loan and lease losses$692,0001,468
Total noninterest income$3,852,0001,315
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,707,0001,050
Trading account gains and fees$0138
Additional Noninterest Income$2,145,0001,255
Total noninterest expense$6,528,0002,445
Salaries and employee benefits$2,917,0002,908
Premises and equipment expense$1,419,0001,637
Additional noninterest expense$2,192,0002,219
Pre-tax net operating income$7,047,0001,231
Securities gains (losses)$03,819
Applicable income taxes$2,476,0001,058
Income before extraordinary items$4,571,0001,410
Extraordinary gains, net$034
Net income$4,571,0001,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$589,0001,172
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,571,0001,371
2004-09-30 (YTD Data)Rank
Total interest income$10,022,0002,122
Total interest expense$2,161,0002,677
Net interest income$7,861,0001,913
Provision for loan and lease losses$706,0001,077
Total noninterest income$3,491,0001,155
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,392,000946
Trading account gains and fees$0134
Additional Noninterest Income$2,099,0001,040
Total noninterest expense$5,071,0002,350
Salaries and employee benefits$2,274,0002,789
Premises and equipment expense$1,131,0001,537
Additional noninterest expense$1,666,0002,166
Pre-tax net operating income$5,575,0001,180
Securities gains (losses)$03,710
Applicable income taxes$1,953,0001,032
Income before extraordinary items$3,622,0001,358
Extraordinary gains, net$026
Net income$3,622,0001,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$603,000818
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,622,0001,310
2004-06-30 (YTD Data)Rank
Total interest income$6,629,0002,113
Total interest expense$1,319,0002,858
Net interest income$5,310,0001,880
Provision for loan and lease losses$745,000682
Total noninterest income$3,118,000887
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,131,000770
Trading account gains and fees$0130
Additional Noninterest Income$1,987,000802
Total noninterest expense$3,556,0002,219
Salaries and employee benefits$1,633,0002,626
Premises and equipment expense$793,0001,457
Additional noninterest expense$1,130,0002,140
Pre-tax net operating income$4,127,0001,052
Securities gains (losses)$03,413
Applicable income taxes$1,448,000940
Income before extraordinary items$2,679,0001,218
Extraordinary gains, net$021
Net income$2,679,0001,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$644,000586
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,679,0001,176
2004-03-31 (YTD Data)Rank
Total interest income$3,711,0001,896
Total interest expense$670,0002,854
Net interest income$3,041,0001,640
Provision for loan and lease losses$1,268,000268
Total noninterest income$2,585,000600
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$878,000501
Trading account gains and fees$0121
Additional Noninterest Income$1,707,000539
Total noninterest expense$1,983,0002,027
Salaries and employee benefits$867,0002,500
Premises and equipment expense$388,0001,512
Additional noninterest expense$728,0001,633
Pre-tax net operating income$2,375,000908
Securities gains (losses)$02,934
Applicable income taxes$842,000854
Income before extraordinary items$1,533,0001,074
Extraordinary gains, net$016
Net income$1,533,0001,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-197,0009,039
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,533,0001,013
2003-12-31 (YTD Data)Rank
Total interest income$13,906,0002,044
Total interest expense$3,231,0002,680
Net interest income$10,675,0001,834
Provision for loan and lease losses$1,556,000793
Total noninterest income$3,813,0001,397
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,835,000936
Trading account gains and fees$0160
Additional Noninterest Income$1,978,0001,486
Total noninterest expense$6,226,0002,515
Salaries and employee benefits$2,750,0002,999
Premises and equipment expense$1,171,0001,950
Additional noninterest expense$2,305,0002,092
Pre-tax net operating income$6,706,0001,245
Securities gains (losses)$04,500
Applicable income taxes$2,310,0001,144
Income before extraordinary items$4,396,0001,428
Extraordinary gains, net$054
Net income$4,396,0001,430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,542,000669
Cash dividends$5,000,000626
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,396,0001,372
2003-09-30 (YTD Data)Rank
Total interest income$10,513,0002,059
Total interest expense$2,538,0002,652
Net interest income$7,975,0001,855
Provision for loan and lease losses$1,600,000620
Total noninterest income$3,443,0001,234
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,580,000822
Trading account gains and fees$0153
Additional Noninterest Income$1,863,0001,307
Total noninterest expense$4,706,0002,504
Salaries and employee benefits$2,186,0002,844
Premises and equipment expense$785,0002,186
Additional noninterest expense$1,735,0002,069
Pre-tax net operating income$5,112,0001,259
Securities gains (losses)$04,204
Applicable income taxes$1,778,0001,156
Income before extraordinary items$3,334,0001,474
Extraordinary gains, net$040
Net income$3,334,0001,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,587,000523
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,334,0001,395
2003-06-30 (YTD Data)Rank
Total interest income$7,137,0002,040
Total interest expense$1,805,0002,589
Net interest income$5,332,0001,828
Provision for loan and lease losses$1,818,000414
Total noninterest income$3,097,000976
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,306,000654
Trading account gains and fees$0150
Additional Noninterest Income$1,791,000985
Total noninterest expense$3,429,0002,289
Salaries and employee benefits$1,602,0002,622
Premises and equipment expense$489,0002,296
Additional noninterest expense$1,338,0001,799
Pre-tax net operating income$3,182,0001,340
Securities gains (losses)$03,782
Applicable income taxes$1,089,0001,278
Income before extraordinary items$2,093,0001,554
Extraordinary gains, net$030
Net income$2,093,0001,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,816,000355
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,093,0001,455
2003-03-31 (YTD Data)Rank
Total interest income$4,368,0001,696
Total interest expense$1,026,0002,380
Net interest income$3,342,0001,456
Provision for loan and lease losses$1,209,000336
Total noninterest income$2,510,000667
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$995,000417
Trading account gains and fees$0134
Additional Noninterest Income$1,515,000657
Total noninterest expense$1,916,0002,043
Salaries and employee benefits$872,0002,420
Premises and equipment expense$231,0002,404
Additional noninterest expense$813,0001,467
Pre-tax net operating income$2,727,000820
Securities gains (losses)$02,891
Applicable income taxes$999,000795
Income before extraordinary items$1,728,000970
Extraordinary gains, net$021
Net income$1,728,000969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-388,0009,294
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,728,000896
2002-12-31 (YTD Data)Rank
Total interest income$13,543,0002,275
Total interest expense$4,905,0002,288
Net interest income$8,638,0002,241
Provision for loan and lease losses$121,0005,320
Total noninterest income$3,643,0001,349
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,659,000967
Trading account gains and fees$0153
Additional Noninterest Income$1,984,0001,315
Total noninterest expense$5,431,0002,712
Salaries and employee benefits$2,317,0003,333
Premises and equipment expense$963,0002,271
Additional noninterest expense$2,151,0002,157
Pre-tax net operating income$6,729,0001,247
Securities gains (losses)$04,537
Applicable income taxes$2,314,0001,146
Income before extraordinary items$4,415,0001,406
Extraordinary gains, net$070
Net income$4,415,0001,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,992
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,415,0001,363
2001-12-31 (YTD Data)Rank
Total interest income$14,571,0002,352
Total interest expense$7,318,0002,194
Net interest income$7,253,0002,470
Provision for loan and lease losses$1,263,0001,043
Total noninterest income$3,870,0001,211
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,865,000785
Trading account gains and fees$0177
Additional Noninterest Income$2,005,0001,247
Total noninterest expense$5,326,0002,661
Salaries and employee benefits$2,132,0003,408
Premises and equipment expense$963,0002,224
Additional noninterest expense$2,231,0002,015
Pre-tax net operating income$4,534,0001,586
Securities gains (losses)$04,612
Applicable income taxes$1,576,0001,437
Income before extraordinary items$2,958,0001,779
Extraordinary gains, net$0105
Net income$2,958,0001,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,254,000798
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,958,0001,709
2000-12-31 (YTD Data)Rank
Total interest income$12,497,0002,799
Total interest expense$6,457,0002,581
Net interest income$6,040,0002,918
Provision for loan and lease losses$449,0002,072
Total noninterest income$3,394,0001,212
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,477,000912
Trading account gains and fees$0180
Additional Noninterest Income$1,917,0001,168
Total noninterest expense$4,468,0003,016
Salaries and employee benefits$2,006,0003,452
Premises and equipment expense$1,113,0001,869
Additional noninterest expense$1,349,0003,076
Pre-tax net operating income$4,517,0001,625
Securities gains (losses)$01,956
Applicable income taxes$1,556,0001,460
Income before extraordinary items$2,961,0001,763
Extraordinary gains, net$038
Net income$2,961,0001,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$435,0001,383
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,961,0001,759
1999-12-31 (YTD Data)Rank
Total interest income$10,946,0002,947
Total interest expense$5,597,0002,632
Net interest income$5,349,0003,240
Provision for loan and lease losses$884,0001,086
Total noninterest income$2,929,0001,381
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,208,0001,106
Trading account gains and fees$0173
Additional Noninterest Income$1,721,0001,275
Total noninterest expense$3,636,0003,599
Salaries and employee benefits$1,944,0003,537
Premises and equipment expense$790,0002,567
Additional noninterest expense$902,0004,373
Pre-tax net operating income$3,758,0001,955
Securities gains (losses)$03,155
Applicable income taxes$1,305,0001,780
Income before extraordinary items$2,453,0002,130
Extraordinary gains, net$035
Net income$2,453,0002,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$851,000796
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,453,0002,100
1998-12-31 (YTD Data)Rank
Total interest income$9,464,0003,389
Total interest expense$4,550,0003,261
Net interest income$4,914,0003,455
Provision for loan and lease losses$530,0001,644
Total noninterest income$2,634,0001,488
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$924,0001,361
Trading account gains and feesNANA
Additional Noninterest Income$1,710,0001,292
Total noninterest expense$3,866,0003,315
Salaries and employee benefits$1,596,0004,047
Premises and equipment expense$817,0002,403
Additional noninterest expense$1,453,0002,860
Pre-tax net operating income$3,152,0002,266
Securities gains (losses)$04,449
Applicable income taxes$1,096,0002,144
Income before extraordinary items$2,056,0002,485
Extraordinary gains, net$032
Net income$2,056,0002,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$498,0001,248
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,056,0002,412
1997-12-31 (YTD Data)Rank
Total interest income$9,339,0003,459
Total interest expense$3,932,0003,738
Net interest income$5,407,0003,233
Provision for loan and lease losses$2,061,000575
Total noninterest income$2,281,0001,584
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,111,0001,128
Trading account gains and feesNANA
Additional Noninterest Income$1,170,0001,582
Total noninterest expense$3,765,0003,362
Salaries and employee benefits$1,444,0004,390
Premises and equipment expense$701,0002,731
Additional noninterest expense$1,620,0002,531
Pre-tax net operating income$1,862,0003,755
Securities gains (losses)$03,944
Applicable income taxes$702,0003,229
Income before extraordinary items$1,160,0004,174
Extraordinary gains, net$044
Net income$1,160,0004,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,937,000512
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,160,0004,111
1996-12-31 (YTD Data)Rank
Total interest income$7,067,0004,536
Total interest expense$3,272,0004,439
Net interest income$3,795,0004,516
Provision for loan and lease losses$503,0001,728
Total noninterest income$2,327,0001,631
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,268,0001,035
Trading account gains and feesNANA
Additional Noninterest Income$1,059,0001,745
Total noninterest expense$2,982,0004,328
Salaries and employee benefits$1,387,0004,616
Premises and equipment expense$438,0004,216
Additional noninterest expense$1,157,0003,903
Pre-tax net operating income$2,637,0002,652
Securities gains (losses)$04,148
Applicable income taxes$916,0002,539
Income before extraordinary items$1,721,0002,827
Extraordinary gains, net$053
Net income$1,721,0002,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$489,0001,451
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,721,0002,785
1995-12-31 (YTD Data)Rank
Total interest income$5,756,0005,387
Total interest expense$2,504,0005,561
Net interest income$3,252,0005,167
Provision for loan and lease losses$160,0003,506
Total noninterest income$870,0003,450
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$801,0001,686
Trading account gains and feesNANA
Additional Noninterest Income$69,0008,396
Total noninterest expense$2,137,0005,711
Salaries and employee benefits$1,063,0005,752
Premises and equipment expense$376,0004,773
Additional noninterest expense$698,0005,864
Pre-tax net operating income$1,825,0003,797
Securities gains (losses)$03,831
Applicable income taxes$637,0003,508
Income before extraordinary items$1,188,0003,996
Extraordinary gains, net$065
Net income$1,188,0003,993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0003,041
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,188,0003,979
1994-12-31 (YTD Data)Rank
Total interest income$5,222,0005,464
Total interest expense$1,673,0006,408
Net interest income$3,549,0004,878
Provision for loan and lease losses$287,0002,361
Total noninterest income$861,0003,482
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$847,0001,598
Trading account gains and feesNANA
Additional Noninterest Income$14,00011,845
Total noninterest expense$2,111,0005,939
Salaries and employee benefits$897,0006,654
Premises and equipment expense$302,0005,687
Additional noninterest expense$912,0005,115
Pre-tax net operating income$2,012,0003,406
Securities gains (losses)$-110,00011,591
Applicable income taxes$653,0003,269
Income before extraordinary items$1,249,0003,719
Extraordinary gains, net$0249
Net income$1,249,0003,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$273,0002,030
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,321,6003,574
1993-12-31 (YTD Data)Rank
Total interest income$3,722,0007,229
Total interest expense$1,149,0008,488
Net interest income$2,573,0006,408
Provision for loan and lease losses$225,0003,650
Total noninterest income$882,0003,688
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$871,0001,569
Trading account gains and feesNANA
Additional Noninterest Income$11,00012,687
Total noninterest expense$1,656,0007,338
Salaries and employee benefits$784,0007,415
Premises and equipment expense$272,0006,311
Additional noninterest expense$600,0007,333
Pre-tax net operating income$1,574,0004,139
Securities gains (losses)$07,477
Applicable income taxes$551,0003,846
Income before extraordinary items$1,023,0004,612
Extraordinary gains, net$03,149
Net income$1,023,0004,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$211,0003,040
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,023,0004,372
1992-12-31 (YTD Data)Rank
Total interest income$3,330,0008,428
Total interest expense$1,312,0009,185
Net interest income$2,018,0007,700
Provision for loan and lease losses$148,0006,150
Total noninterest income$500,0005,645
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$492,0002,826
Trading account gains and feesNANA
Additional Noninterest Income$8,00013,487
Total noninterest expense$1,233,0008,911
Salaries and employee benefits$629,0008,560
Premises and equipment expense$219,0007,420
Additional noninterest expense$385,0009,756
Pre-tax net operating income$1,137,0005,138
Securities gains (losses)$08,369
Applicable income taxes$400,0004,798
Income before extraordinary items$737,0005,705
Extraordinary gains, net$01,422
Net income$737,0005,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0005,195
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$737,0005,367

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.