Home > River City Bank > Income and Expense
River City Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $13,017,000 | 2,489 |
| Total interest expense | $2,195,000 | 2,941 |
| Net interest income | $10,822,000 | 2,272 |
| Provision for loan and lease losses | $565,000 | 1,184 |
| Total noninterest income | $2,368,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $293,000 | 2,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,075,000 | 1,587 |
| Total noninterest expense | $9,689,000 | 2,083 |
| Salaries and employee benefits | $6,135,000 | 1,937 |
| Premises and equipment expense | $848,000 | 2,217 |
| Additional noninterest expense | $2,075,000 | 1,587 |
| Pre-tax net operating income | $2,936,000 | 2,535 |
| Securities gains (losses) | $-15,000 | 3,432 |
| Applicable income taxes | $685,000 | 1,697 |
| Income before extraordinary items | $2,236,000 | 2,661 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,236,000 | 2,688 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,236,000 | 2,663 |
| Net charge-offs | $301,000 | 968 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,247,850 | 2,682 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $9,372,000 | 2,513 |
| Total interest expense | $1,419,000 | 3,000 |
| Net interest income | $7,953,000 | 2,318 |
| Provision for loan and lease losses | $154,000 | 1,855 |
| Total noninterest income | $1,610,000 | 1,938 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $205,000 | 2,325 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,405,000 | 1,664 |
| Total noninterest expense | $7,137,000 | 2,099 |
| Salaries and employee benefits | $4,493,000 | 1,964 |
| Premises and equipment expense | $625,000 | 2,255 |
| Additional noninterest expense | $1,405,000 | 1,664 |
| Pre-tax net operating income | $2,272,000 | 2,546 |
| Securities gains (losses) | $-15,000 | 3,570 |
| Applicable income taxes | $531,000 | 1,712 |
| Income before extraordinary items | $1,726,000 | 2,686 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,726,000 | 2,716 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,726,000 | 2,687 |
| Net charge-offs | $244,000 | 810 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,737,850 | 2,704 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,001,000 | 2,535 |
| Total interest expense | $750,000 | 3,097 |
| Net interest income | $5,251,000 | 2,349 |
| Provision for loan and lease losses | $38,000 | 2,367 |
| Total noninterest income | $1,051,000 | 1,896 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $121,000 | 2,468 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $930,000 | 1,606 |
| Total noninterest expense | $4,740,000 | 2,098 |
| Salaries and employee benefits | $2,993,000 | 1,959 |
| Premises and equipment expense | $420,000 | 2,245 |
| Additional noninterest expense | $930,000 | 1,604 |
| Pre-tax net operating income | $1,524,000 | 2,567 |
| Securities gains (losses) | $-15,000 | 3,858 |
| Applicable income taxes | $355,000 | 1,729 |
| Income before extraordinary items | $1,154,000 | 2,693 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,154,000 | 2,723 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,154,000 | 2,693 |
| Net charge-offs | $157,000 | 764 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,165,850 | 2,701 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 2,569 |
| Total interest expense | $249,000 | 3,348 |
| Net interest income | $2,639,000 | 2,351 |
| Provision for loan and lease losses | $38,000 | 1,844 |
| Total noninterest income | $505,000 | 1,936 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $57,000 | 2,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $448,000 | 1,618 |
| Total noninterest expense | $2,436,000 | 2,098 |
| Salaries and employee benefits | $1,512,000 | 1,987 |
| Premises and equipment expense | $226,000 | 2,182 |
| Additional noninterest expense | $448,000 | 1,618 |
| Pre-tax net operating income | $670,000 | 2,764 |
| Securities gains (losses) | $-10,000 | 4,033 |
| Applicable income taxes | $153,000 | 1,855 |
| Income before extraordinary items | $507,000 | 2,906 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $507,000 | 2,905 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $507,000 | 2,906 |
| Net charge-offs | $140,000 | 519 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $514,900 | 2,905 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,773,000 | 2,552 |
| Total interest expense | $416,000 | 3,437 |
| Net interest income | $9,357,000 | 2,457 |
| Provision for loan and lease losses | $552,000 | 1,170 |
| Total noninterest income | $2,307,000 | 1,895 |
| Gross Fiduciary activities income | $10,000 | 893 |
| Service charges on deposit accounts | $305,000 | 2,231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,992,000 | 1,629 |
| Total noninterest expense | $7,766,000 | 2,346 |
| Salaries and employee benefits | $5,034,000 | 2,167 |
| Premises and equipment expense | $625,000 | 2,658 |
| Additional noninterest expense | $1,992,000 | 1,629 |
| Pre-tax net operating income | $3,346,000 | 2,519 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $794,000 | 1,723 |
| Income before extraordinary items | $2,552,000 | 2,657 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,552,000 | 2,654 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,552,000 | 2,656 |
| Net charge-offs | $411,000 | 668 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,552,000 | 2,686 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,900,000 | 2,585 |
| Total interest expense | $242,000 | 3,527 |
| Net interest income | $6,658,000 | 2,512 |
| Provision for loan and lease losses | $552,000 | 916 |
| Total noninterest income | $1,802,000 | 1,875 |
| Gross Fiduciary activities income | $10,000 | 865 |
| Service charges on deposit accounts | $222,000 | 2,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,570,000 | 1,596 |
| Total noninterest expense | $5,709,000 | 2,367 |
| Salaries and employee benefits | $3,721,000 | 2,189 |
| Premises and equipment expense | $442,000 | 2,738 |
| Additional noninterest expense | $1,570,000 | 1,596 |
| Pre-tax net operating income | $2,199,000 | 2,676 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $517,000 | 1,818 |
| Income before extraordinary items | $1,682,000 | 2,794 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,682,000 | 2,792 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,682,000 | 2,793 |
| Net charge-offs | $399,000 | 500 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,682,000 | 2,822 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,250,000 | 2,668 |
| Total interest expense | $135,000 | 3,660 |
| Net interest income | $4,115,000 | 2,575 |
| Provision for loan and lease losses | $80,000 | 1,646 |
| Total noninterest income | $1,216,000 | 1,850 |
| Gross Fiduciary activities income | $8,000 | 814 |
| Service charges on deposit accounts | $135,000 | 2,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,073,000 | 1,606 |
| Total noninterest expense | $3,715,000 | 2,399 |
| Salaries and employee benefits | $2,457,000 | 2,207 |
| Premises and equipment expense | $270,000 | 2,905 |
| Additional noninterest expense | $988,000 | 2,639 |
| Pre-tax net operating income | $1,536,000 | 2,537 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $362,000 | 1,725 |
| Income before extraordinary items | $1,174,000 | 2,649 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,174,000 | 2,647 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,174,000 | 2,649 |
| Net charge-offs | $-1,000 | 2,999 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,174,000 | 2,684 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 2,748 |
| Total interest expense | $62,000 | 3,729 |
| Net interest income | $1,903,000 | 2,654 |
| Provision for loan and lease losses | $40,000 | 1,467 |
| Total noninterest income | $527,000 | 2,010 |
| Gross Fiduciary activities income | $5,000 | 798 |
| Service charges on deposit accounts | $59,000 | 2,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $463,000 | 1,746 |
| Total noninterest expense | $1,839,000 | 2,422 |
| Salaries and employee benefits | $1,233,000 | 2,193 |
| Premises and equipment expense | $125,000 | 3,021 |
| Additional noninterest expense | $481,000 | 2,663 |
| Pre-tax net operating income | $551,000 | 2,804 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $127,000 | 1,914 |
| Income before extraordinary items | $424,000 | 2,924 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $424,000 | 2,922 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $424,000 | 2,924 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $424,000 | 2,951 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,666,000 | 2,873 |
| Total interest expense | $256,000 | 3,908 |
| Net interest income | $7,410,000 | 2,772 |
| Provision for loan and lease losses | $250,000 | 1,548 |
| Total noninterest income | $2,158,000 | 2,134 |
| Gross Fiduciary activities income | $144,000 | 692 |
| Service charges on deposit accounts | $217,000 | 2,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,797,000 | 2,031 |
| Total noninterest expense | $7,492,000 | 2,377 |
| Salaries and employee benefits | $4,554,000 | 2,290 |
| Premises and equipment expense | $839,000 | 2,244 |
| Additional noninterest expense | $2,099,000 | 2,501 |
| Pre-tax net operating income | $1,826,000 | 3,260 |
| Securities gains (losses) | $497,000 | 361 |
| Applicable income taxes | $545,000 | 2,035 |
| Income before extraordinary items | $1,778,000 | 3,169 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,778,000 | 3,169 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,778,000 | 3,169 |
| Net charge-offs | $296,000 | 840 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,385,370 | 3,401 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,770,000 | 2,922 |
| Total interest expense | $191,000 | 4,012 |
| Net interest income | $5,579,000 | 2,809 |
| Provision for loan and lease losses | $188,000 | 1,524 |
| Total noninterest income | $1,587,000 | 2,208 |
| Gross Fiduciary activities income | $142,000 | 667 |
| Service charges on deposit accounts | $153,000 | 2,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,292,000 | 2,113 |
| Total noninterest expense | $5,496,000 | 2,416 |
| Salaries and employee benefits | $3,308,000 | 2,353 |
| Premises and equipment expense | $724,000 | 2,103 |
| Additional noninterest expense | $1,464,000 | 2,639 |
| Pre-tax net operating income | $1,482,000 | 3,273 |
| Securities gains (losses) | $497,000 | 331 |
| Applicable income taxes | $467,000 | 2,027 |
| Income before extraordinary items | $1,512,000 | 3,119 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,512,000 | 3,119 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,512,000 | 3,119 |
| Net charge-offs | $147,000 | 921 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,119,370 | 3,448 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,817,000 | 2,945 |
| Total interest expense | $128,000 | 4,072 |
| Net interest income | $3,689,000 | 2,825 |
| Provision for loan and lease losses | $125,000 | 1,507 |
| Total noninterest income | $1,006,000 | 2,231 |
| Gross Fiduciary activities income | $79,000 | 690 |
| Service charges on deposit accounts | $93,000 | 2,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $834,000 | 2,118 |
| Total noninterest expense | $3,425,000 | 2,521 |
| Salaries and employee benefits | $2,197,000 | 2,349 |
| Premises and equipment expense | $258,000 | 2,997 |
| Additional noninterest expense | $970,000 | 2,645 |
| Pre-tax net operating income | $1,145,000 | 3,101 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $266,000 | 2,107 |
| Income before extraordinary items | $879,000 | 3,285 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $879,000 | 3,284 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $879,000 | 3,285 |
| Net charge-offs | $148,000 | 753 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $879,000 | 3,256 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,899,000 | 2,950 |
| Total interest expense | $66,000 | 4,113 |
| Net interest income | $1,833,000 | 2,807 |
| Provision for loan and lease losses | $63,000 | 1,581 |
| Total noninterest income | $461,000 | 2,317 |
| Gross Fiduciary activities income | $53,000 | 670 |
| Service charges on deposit accounts | $44,000 | 2,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $364,000 | 2,252 |
| Total noninterest expense | $1,672,000 | 2,545 |
| Salaries and employee benefits | $1,060,000 | 2,413 |
| Premises and equipment expense | $129,000 | 3,015 |
| Additional noninterest expense | $483,000 | 2,594 |
| Pre-tax net operating income | $559,000 | 3,126 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $132,000 | 2,093 |
| Income before extraordinary items | $427,000 | 3,305 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $427,000 | 3,306 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $427,000 | 3,305 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $427,000 | 3,275 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,204,000 | 3,037 |
| Total interest expense | $457,000 | 3,940 |
| Net interest income | $6,747,000 | 2,870 |
| Provision for loan and lease losses | $1,072,000 | 1,523 |
| Total noninterest income | $1,456,000 | 2,462 |
| Gross Fiduciary activities income | $539,000 | 564 |
| Service charges on deposit accounts | $186,000 | 2,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $731,000 | 2,770 |
| Total noninterest expense | $5,914,000 | 2,716 |
| Salaries and employee benefits | $3,544,000 | 2,660 |
| Premises and equipment expense | $495,000 | 3,078 |
| Additional noninterest expense | $1,875,000 | 2,628 |
| Pre-tax net operating income | $1,217,000 | 3,521 |
| Securities gains (losses) | $83,000 | 1,477 |
| Applicable income taxes | $293,000 | 2,321 |
| Income before extraordinary items | $1,007,000 | 3,645 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,007,000 | 3,645 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,007,000 | 3,645 |
| Net charge-offs | $-4,000 | 4,089 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $941,430 | 3,652 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,472,000 | 3,051 |
| Total interest expense | $374,000 | 3,921 |
| Net interest income | $5,098,000 | 2,864 |
| Provision for loan and lease losses | $1,022,000 | 1,343 |
| Total noninterest income | $1,085,000 | 2,428 |
| Gross Fiduciary activities income | $406,000 | 557 |
| Service charges on deposit accounts | $133,000 | 2,927 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $546,000 | 2,755 |
| Total noninterest expense | $4,331,000 | 2,741 |
| Salaries and employee benefits | $2,553,000 | 2,723 |
| Premises and equipment expense | $368,000 | 3,104 |
| Additional noninterest expense | $1,410,000 | 2,621 |
| Pre-tax net operating income | $830,000 | 3,632 |
| Securities gains (losses) | $45,000 | 1,589 |
| Applicable income taxes | $208,000 | 2,361 |
| Income before extraordinary items | $667,000 | 3,776 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $667,000 | 3,775 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $667,000 | 3,776 |
| Net charge-offs | $-3,000 | 3,980 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $631,450 | 3,776 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,676,000 | 3,070 |
| Total interest expense | $265,000 | 3,938 |
| Net interest income | $3,411,000 | 2,883 |
| Provision for loan and lease losses | $872,000 | 1,177 |
| Total noninterest income | $672,000 | 2,466 |
| Gross Fiduciary activities income | $261,000 | 568 |
| Service charges on deposit accounts | $91,000 | 2,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $320,000 | 2,837 |
| Total noninterest expense | $2,816,000 | 2,795 |
| Salaries and employee benefits | $1,648,000 | 2,785 |
| Premises and equipment expense | $241,000 | 3,121 |
| Additional noninterest expense | $927,000 | 2,638 |
| Pre-tax net operating income | $395,000 | 3,922 |
| Securities gains (losses) | $8,000 | 1,922 |
| Applicable income taxes | $92,000 | 2,583 |
| Income before extraordinary items | $311,000 | 4,060 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $311,000 | 4,060 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $311,000 | 4,060 |
| Net charge-offs | $-2,000 | 3,888 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $304,680 | 4,032 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 3,192 |
| Total interest expense | $146,000 | 3,959 |
| Net interest income | $1,547,000 | 3,014 |
| Provision for loan and lease losses | $364,000 | 1,075 |
| Total noninterest income | $332,000 | 2,390 |
| Gross Fiduciary activities income | $131,000 | 567 |
| Service charges on deposit accounts | $57,000 | 2,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 2,808 |
| Total noninterest expense | $1,385,000 | 2,845 |
| Salaries and employee benefits | $822,000 | 2,795 |
| Premises and equipment expense | $117,000 | 3,194 |
| Additional noninterest expense | $446,000 | 2,733 |
| Pre-tax net operating income | $130,000 | 4,116 |
| Securities gains (losses) | $8,000 | 1,366 |
| Applicable income taxes | $30,000 | 2,699 |
| Income before extraordinary items | $108,000 | 4,183 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $108,000 | 4,183 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $108,000 | 4,183 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $101,680 | 4,202 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,428,000 | 3,089 |
| Total interest expense | $804,000 | 3,616 |
| Net interest income | $6,624,000 | 2,931 |
| Provision for loan and lease losses | $303,000 | 1,938 |
| Total noninterest income | $1,274,000 | 2,508 |
| Gross Fiduciary activities income | $545,000 | 567 |
| Service charges on deposit accounts | $197,000 | 3,184 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $532,000 | 2,951 |
| Total noninterest expense | $5,339,000 | 2,893 |
| Salaries and employee benefits | $3,127,000 | 2,862 |
| Premises and equipment expense | $453,000 | 3,272 |
| Additional noninterest expense | $1,759,000 | 2,786 |
| Pre-tax net operating income | $2,256,000 | 2,880 |
| Securities gains (losses) | $-22,000 | 4,912 |
| Applicable income taxes | $560,000 | 1,894 |
| Income before extraordinary items | $1,674,000 | 3,130 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,674,000 | 3,128 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,674,000 | 3,131 |
| Net charge-offs | $-169,000 | 4,967 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,691,380 | 3,094 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,672,000 | 3,088 |
| Total interest expense | $641,000 | 3,553 |
| Net interest income | $5,031,000 | 2,953 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $920,000 | 2,562 |
| Gross Fiduciary activities income | $403,000 | 568 |
| Service charges on deposit accounts | $130,000 | 3,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 3,005 |
| Total noninterest expense | $3,912,000 | 2,950 |
| Salaries and employee benefits | $2,266,000 | 2,937 |
| Premises and equipment expense | $316,000 | 3,412 |
| Additional noninterest expense | $1,330,000 | 2,784 |
| Pre-tax net operating income | $2,039,000 | 2,698 |
| Securities gains (losses) | $2,000 | 1,990 |
| Applicable income taxes | $516,000 | 1,772 |
| Income before extraordinary items | $1,525,000 | 2,930 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,525,000 | 2,931 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,525,000 | 2,931 |
| Net charge-offs | $-149,000 | 5,040 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,523,420 | 2,902 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,572,000 | 3,194 |
| Total interest expense | $444,000 | 3,479 |
| Net interest income | $3,128,000 | 3,083 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $592,000 | 2,570 |
| Gross Fiduciary activities income | $276,000 | 562 |
| Service charges on deposit accounts | $80,000 | 3,469 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 3,072 |
| Total noninterest expense | $2,553,000 | 3,014 |
| Salaries and employee benefits | $1,477,000 | 2,988 |
| Premises and equipment expense | $207,000 | 3,457 |
| Additional noninterest expense | $869,000 | 2,831 |
| Pre-tax net operating income | $1,167,000 | 2,889 |
| Securities gains (losses) | $-3,000 | 4,772 |
| Applicable income taxes | $299,000 | 1,866 |
| Income before extraordinary items | $865,000 | 3,142 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $865,000 | 3,140 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $865,000 | 3,140 |
| Net charge-offs | $-89,000 | 5,038 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $867,370 | 3,118 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,740,000 | 3,264 |
| Total interest expense | $226,000 | 3,435 |
| Net interest income | $1,514,000 | 3,158 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $258,000 | 2,707 |
| Gross Fiduciary activities income | $133,000 | 575 |
| Service charges on deposit accounts | $39,000 | 3,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 3,412 |
| Total noninterest expense | $1,309,000 | 2,977 |
| Salaries and employee benefits | $775,000 | 2,919 |
| Premises and equipment expense | $101,000 | 3,522 |
| Additional noninterest expense | $433,000 | 2,840 |
| Pre-tax net operating income | $463,000 | 3,179 |
| Securities gains (losses) | $-4,000 | 4,984 |
| Applicable income taxes | $111,000 | 2,075 |
| Income before extraordinary items | $348,000 | 3,421 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $348,000 | 3,420 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $348,000 | 3,420 |
| Net charge-offs | $-97,000 | 5,188 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $351,160 | 3,400 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,402,000 | 3,329 |
| Total interest expense | $583,000 | 3,725 |
| Net interest income | $5,819,000 | 3,223 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,379,000 | 2,438 |
| Gross Fiduciary activities income | $521,000 | 584 |
| Service charges on deposit accounts | $199,000 | 3,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $659,000 | 2,721 |
| Total noninterest expense | $4,777,000 | 3,142 |
| Salaries and employee benefits | $2,782,000 | 3,088 |
| Premises and equipment expense | $418,000 | 3,451 |
| Additional noninterest expense | $1,577,000 | 3,073 |
| Pre-tax net operating income | $2,421,000 | 2,829 |
| Securities gains (losses) | $2,000 | 956 |
| Applicable income taxes | $606,000 | 1,823 |
| Income before extraordinary items | $1,817,000 | 3,079 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,817,000 | 3,078 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,817,000 | 3,078 |
| Net charge-offs | $3,000 | 3,612 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,815,420 | 3,076 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,691,000 | 3,376 |
| Total interest expense | $380,000 | 3,868 |
| Net interest income | $4,311,000 | 3,267 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,068,000 | 2,406 |
| Gross Fiduciary activities income | $397,000 | 580 |
| Service charges on deposit accounts | $148,000 | 3,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $523,000 | 2,700 |
| Total noninterest expense | $3,498,000 | 3,196 |
| Salaries and employee benefits | $2,038,000 | 3,130 |
| Premises and equipment expense | $321,000 | 3,459 |
| Additional noninterest expense | $1,139,000 | 3,149 |
| Pre-tax net operating income | $1,881,000 | 2,838 |
| Securities gains (losses) | $12,000 | 667 |
| Applicable income taxes | $467,000 | 1,849 |
| Income before extraordinary items | $1,426,000 | 3,060 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,426,000 | 3,058 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,426,000 | 3,059 |
| Net charge-offs | $4,000 | 3,250 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,416,520 | 3,056 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,064,000 | 3,404 |
| Total interest expense | $219,000 | 4,010 |
| Net interest income | $2,845,000 | 3,287 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $598,000 | 2,647 |
| Gross Fiduciary activities income | $265,000 | 586 |
| Service charges on deposit accounts | $98,000 | 3,359 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 3,177 |
| Total noninterest expense | $2,305,000 | 3,243 |
| Salaries and employee benefits | $1,338,000 | 3,184 |
| Premises and equipment expense | $216,000 | 3,469 |
| Additional noninterest expense | $751,000 | 3,183 |
| Pre-tax net operating income | $1,138,000 | 2,961 |
| Securities gains (losses) | $9,000 | 622 |
| Applicable income taxes | $275,000 | 1,939 |
| Income before extraordinary items | $872,000 | 3,168 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $872,000 | 3,166 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $872,000 | 3,167 |
| Net charge-offs | $6,000 | 2,773 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $864,890 | 3,172 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 3,477 |
| Total interest expense | $102,000 | 4,089 |
| Net interest income | $1,377,000 | 3,353 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $309,000 | 2,583 |
| Gross Fiduciary activities income | $139,000 | 581 |
| Service charges on deposit accounts | $50,000 | 3,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 3,110 |
| Total noninterest expense | $1,154,000 | 3,274 |
| Salaries and employee benefits | $667,000 | 3,205 |
| Premises and equipment expense | $105,000 | 3,556 |
| Additional noninterest expense | $382,000 | 3,165 |
| Pre-tax net operating income | $532,000 | 3,019 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $127,000 | 1,962 |
| Income before extraordinary items | $405,000 | 3,233 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $405,000 | 3,233 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $405,000 | 3,233 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $405,000 | 3,237 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,751,000 | 3,495 |
| Total interest expense | $430,000 | 3,892 |
| Net interest income | $5,321,000 | 3,409 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,297,000 | 2,580 |
| Gross Fiduciary activities income | $588,000 | 562 |
| Service charges on deposit accounts | $176,000 | 3,629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $533,000 | 3,069 |
| Total noninterest expense | $4,557,000 | 3,290 |
| Salaries and employee benefits | $2,646,000 | 3,222 |
| Premises and equipment expense | $427,000 | 3,543 |
| Additional noninterest expense | $1,484,000 | 3,248 |
| Pre-tax net operating income | $2,061,000 | 3,061 |
| Securities gains (losses) | $5,000 | 1,791 |
| Applicable income taxes | $1,489,000 | 1,550 |
| Income before extraordinary items | $577,000 | 4,358 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $577,000 | 4,358 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $577,000 | 4,358 |
| Net charge-offs | $10,000 | 3,685 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $-2,500,000 | 5,660 |
| Net operating income | $573,800 | 4,352 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,263,000 | 3,543 |
| Total interest expense | $322,000 | 3,911 |
| Net interest income | $3,941,000 | 3,461 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,032,000 | 2,527 |
| Gross Fiduciary activities income | $446,000 | 560 |
| Service charges on deposit accounts | $138,000 | 3,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $448,000 | 2,955 |
| Total noninterest expense | $3,502,000 | 3,249 |
| Salaries and employee benefits | $1,920,000 | 3,301 |
| Premises and equipment expense | $326,000 | 3,538 |
| Additional noninterest expense | $1,256,000 | 2,998 |
| Pre-tax net operating income | $1,471,000 | 3,222 |
| Securities gains (losses) | $5,000 | 1,816 |
| Applicable income taxes | $543,000 | 1,998 |
| Income before extraordinary items | $933,000 | 3,652 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $933,000 | 3,652 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $933,000 | 3,652 |
| Net charge-offs | $11,000 | 3,228 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $-2,500,000 | 5,728 |
| Net operating income | $929,800 | 3,632 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,805,000 | 3,570 |
| Total interest expense | $215,000 | 3,901 |
| Net interest income | $2,590,000 | 3,499 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $656,000 | 2,590 |
| Gross Fiduciary activities income | $284,000 | 572 |
| Service charges on deposit accounts | $84,000 | 3,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 3,000 |
| Total noninterest expense | $2,343,000 | 3,260 |
| Salaries and employee benefits | $1,278,000 | 3,321 |
| Premises and equipment expense | $204,000 | 3,673 |
| Additional noninterest expense | $861,000 | 2,959 |
| Pre-tax net operating income | $903,000 | 3,289 |
| Securities gains (losses) | $5,000 | 1,441 |
| Applicable income taxes | $335,000 | 2,053 |
| Income before extraordinary items | $573,000 | 3,728 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $573,000 | 3,725 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $573,000 | 3,728 |
| Net charge-offs | $-20,000 | 5,019 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $-2,500,000 | 5,779 |
| Net operating income | $569,800 | 3,716 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,360,000 | 3,640 |
| Total interest expense | $107,000 | 3,912 |
| Net interest income | $1,253,000 | 3,571 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $342,000 | 2,549 |
| Gross Fiduciary activities income | $140,000 | 583 |
| Service charges on deposit accounts | $37,000 | 3,906 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 2,824 |
| Total noninterest expense | $1,222,000 | 3,201 |
| Salaries and employee benefits | $643,000 | 3,340 |
| Premises and equipment expense | $100,000 | 3,737 |
| Additional noninterest expense | $479,000 | 2,759 |
| Pre-tax net operating income | $373,000 | 3,511 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $139,000 | 2,186 |
| Income before extraordinary items | $234,000 | 3,935 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $234,000 | 3,933 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $234,000 | 3,935 |
| Net charge-offs | $3,000 | 2,592 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $-2,500,000 | 5,850 |
| Net operating income | $234,000 | 3,920 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,458,000 | 3,631 |
| Total interest expense | $455,000 | 3,809 |
| Net interest income | $5,003,000 | 3,580 |
| Provision for loan and lease losses | $210,000 | 2,378 |
| Total noninterest income | $925,000 | 3,157 |
| Gross Fiduciary activities income | $540,000 | 580 |
| Service charges on deposit accounts | $137,000 | 4,130 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $248,000 | 4,144 |
| Total noninterest expense | $4,825,000 | 3,250 |
| Salaries and employee benefits | $2,585,000 | 3,343 |
| Premises and equipment expense | $436,000 | 3,635 |
| Additional noninterest expense | $1,804,000 | 2,955 |
| Pre-tax net operating income | $893,000 | 4,200 |
| Securities gains (losses) | $64,000 | 1,664 |
| Applicable income taxes | $330,000 | 2,583 |
| Income before extraordinary items | $627,000 | 4,497 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $627,000 | 4,495 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $627,000 | 4,496 |
| Net charge-offs | $384,000 | 1,301 |
| Cash dividends | $203,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $584,760 | 4,518 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,086,000 | 3,654 |
| Total interest expense | $345,000 | 3,822 |
| Net interest income | $3,741,000 | 3,594 |
| Provision for loan and lease losses | $210,000 | 2,000 |
| Total noninterest income | $461,000 | 3,808 |
| Gross Fiduciary activities income | $403,000 | 576 |
| Service charges on deposit accounts | $104,000 | 4,131 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $-46,000 | 5,940 |
| Total noninterest expense | $3,562,000 | 3,289 |
| Salaries and employee benefits | $1,925,000 | 3,345 |
| Premises and equipment expense | $319,000 | 3,696 |
| Additional noninterest expense | $1,318,000 | 3,005 |
| Pre-tax net operating income | $430,000 | 4,783 |
| Securities gains (losses) | $64,000 | 1,582 |
| Applicable income taxes | $162,000 | 2,944 |
| Income before extraordinary items | $332,000 | 4,903 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $332,000 | 4,903 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $332,000 | 4,903 |
| Net charge-offs | $326,000 | 1,071 |
| Cash dividends | $147,000 | 3,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $289,120 | 4,959 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,732,000 | 3,653 |
| Total interest expense | $234,000 | 3,796 |
| Net interest income | $2,498,000 | 3,604 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $149,000 | 4,750 |
| Gross Fiduciary activities income | $269,000 | 582 |
| Service charges on deposit accounts | $67,000 | 4,184 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-187,000 | 6,042 |
| Total noninterest expense | $2,413,000 | 3,280 |
| Salaries and employee benefits | $1,292,000 | 3,356 |
| Premises and equipment expense | $215,000 | 3,697 |
| Additional noninterest expense | $906,000 | 2,951 |
| Pre-tax net operating income | $234,000 | 4,982 |
| Securities gains (losses) | $2,000 | 2,664 |
| Applicable income taxes | $72,000 | 3,190 |
| Income before extraordinary items | $164,000 | 5,172 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $164,000 | 5,171 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $164,000 | 5,171 |
| Net charge-offs | $13,000 | 2,989 |
| Cash dividends | $90,000 | 3,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $162,620 | 5,116 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,376,000 | 3,650 |
| Total interest expense | $117,000 | 3,824 |
| Net interest income | $1,259,000 | 3,597 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $275,000 | 2,861 |
| Gross Fiduciary activities income | $135,000 | 584 |
| Service charges on deposit accounts | $33,000 | 4,195 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $107,000 | 3,457 |
| Total noninterest expense | $1,180,000 | 3,337 |
| Salaries and employee benefits | $657,000 | 3,335 |
| Premises and equipment expense | $104,000 | 3,791 |
| Additional noninterest expense | $419,000 | 3,127 |
| Pre-tax net operating income | $354,000 | 3,606 |
| Securities gains (losses) | $2,000 | 1,894 |
| Applicable income taxes | $126,000 | 2,260 |
| Income before extraordinary items | $230,000 | 4,053 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $230,000 | 4,050 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $230,000 | 4,051 |
| Net charge-offs | $14,000 | 2,180 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $228,700 | 4,003 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,577,000 | 3,606 |
| Total interest expense | $535,000 | 3,598 |
| Net interest income | $5,042,000 | 3,566 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $919,000 | 3,222 |
| Gross Fiduciary activities income | $582,000 | 567 |
| Service charges on deposit accounts | $124,000 | 4,416 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $213,000 | 4,386 |
| Total noninterest expense | $4,991,000 | 3,221 |
| Salaries and employee benefits | $2,632,000 | 3,292 |
| Premises and equipment expense | $486,000 | 3,538 |
| Additional noninterest expense | $1,873,000 | 2,927 |
| Pre-tax net operating income | $970,000 | 4,142 |
| Securities gains (losses) | $14,000 | 2,423 |
| Applicable income taxes | $392,000 | 2,436 |
| Income before extraordinary items | $592,000 | 4,643 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $592,000 | 4,645 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $592,000 | 4,645 |
| Net charge-offs | $1,039,000 | 664 |
| Cash dividends | $2,032,000 | 1,320 |
| Sale, conversion, retirement of capital stock, net | $-2,900,000 | 6,162 |
| Net operating income | $583,040 | 4,603 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,173,000 | 3,640 |
| Total interest expense | $413,000 | 3,602 |
| Net interest income | $3,760,000 | 3,609 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $701,000 | 3,199 |
| Gross Fiduciary activities income | $410,000 | 578 |
| Service charges on deposit accounts | $94,000 | 4,446 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $197,000 | 4,161 |
| Total noninterest expense | $3,603,000 | 3,327 |
| Salaries and employee benefits | $1,959,000 | 3,318 |
| Premises and equipment expense | $379,000 | 3,500 |
| Additional noninterest expense | $1,265,000 | 3,162 |
| Pre-tax net operating income | $858,000 | 3,986 |
| Securities gains (losses) | $28,000 | 1,833 |
| Applicable income taxes | $350,000 | 2,339 |
| Income before extraordinary items | $536,000 | 4,467 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $536,000 | 4,469 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $536,000 | 4,470 |
| Net charge-offs | $1,041,000 | 489 |
| Cash dividends | $304,000 | 2,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $518,080 | 4,455 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,764,000 | 3,678 |
| Total interest expense | $285,000 | 3,561 |
| Net interest income | $2,479,000 | 3,644 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $562,000 | 2,903 |
| Gross Fiduciary activities income | $279,000 | 582 |
| Service charges on deposit accounts | $63,000 | 4,436 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $220,000 | 3,487 |
| Total noninterest expense | $2,334,000 | 3,427 |
| Salaries and employee benefits | $1,308,000 | 3,340 |
| Premises and equipment expense | $248,000 | 3,566 |
| Additional noninterest expense | $778,000 | 3,352 |
| Pre-tax net operating income | $707,000 | 3,638 |
| Securities gains (losses) | $4,000 | 2,295 |
| Applicable income taxes | $290,000 | 2,150 |
| Income before extraordinary items | $421,000 | 4,231 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $421,000 | 4,233 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $421,000 | 4,234 |
| Net charge-offs | $22,000 | 2,884 |
| Cash dividends | $304,000 | 2,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $418,440 | 4,177 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,369,000 | 3,708 |
| Total interest expense | $148,000 | 3,510 |
| Net interest income | $1,221,000 | 3,682 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $284,000 | 2,866 |
| Gross Fiduciary activities income | $136,000 | 594 |
| Service charges on deposit accounts | $35,000 | 4,270 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $113,000 | 3,409 |
| Total noninterest expense | $1,231,000 | 3,314 |
| Salaries and employee benefits | $649,000 | 3,400 |
| Premises and equipment expense | $133,000 | 3,443 |
| Additional noninterest expense | $449,000 | 3,032 |
| Pre-tax net operating income | $274,000 | 4,024 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $131,000 | 2,230 |
| Income before extraordinary items | $143,000 | 4,728 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $143,000 | 4,730 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $143,000 | 4,732 |
| Net charge-offs | $-10,000 | 5,418 |
| Cash dividends | $151,000 | 2,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $143,000 | 4,654 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,559,000 | 3,700 |
| Total interest expense | $634,000 | 3,491 |
| Net interest income | $4,925,000 | 3,687 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,102,000 | 2,961 |
| Gross Fiduciary activities income | $591,000 | 574 |
| Service charges on deposit accounts | $144,000 | 4,445 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $367,000 | 3,734 |
| Total noninterest expense | $4,875,000 | 3,370 |
| Salaries and employee benefits | $2,449,000 | 3,521 |
| Premises and equipment expense | $546,000 | 3,441 |
| Additional noninterest expense | $1,880,000 | 3,029 |
| Pre-tax net operating income | $1,152,000 | 3,917 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $438,000 | 2,330 |
| Income before extraordinary items | $714,000 | 4,460 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $714,000 | 4,460 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $714,000 | 4,461 |
| Net charge-offs | $267,000 | 2,142 |
| Cash dividends | $1,829,000 | 1,374 |
| Sale, conversion, retirement of capital stock, net | $-2,500,000 | 6,490 |
| Net operating income | $714,000 | 4,414 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,152,000 | 3,741 |
| Total interest expense | $477,000 | 3,542 |
| Net interest income | $3,675,000 | 3,725 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $784,000 | 3,063 |
| Gross Fiduciary activities income | $428,000 | 580 |
| Service charges on deposit accounts | $104,000 | 4,567 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $252,000 | 3,898 |
| Total noninterest expense | $3,663,000 | 3,390 |
| Salaries and employee benefits | $1,810,000 | 3,563 |
| Premises and equipment expense | $416,000 | 3,452 |
| Additional noninterest expense | $1,437,000 | 2,986 |
| Pre-tax net operating income | $796,000 | 4,127 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $302,000 | 2,472 |
| Income before extraordinary items | $494,000 | 4,630 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $494,000 | 4,630 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $494,000 | 4,631 |
| Net charge-offs | $225,000 | 1,878 |
| Cash dividends | $1,572,000 | 1,120 |
| Sale, conversion, retirement of capital stock, net | $-2,500,000 | 6,575 |
| Net operating income | $494,000 | 4,581 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,757,000 | 3,754 |
| Total interest expense | $316,000 | 3,593 |
| Net interest income | $2,441,000 | 3,732 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $523,000 | 3,025 |
| Gross Fiduciary activities income | $287,000 | 587 |
| Service charges on deposit accounts | $69,000 | 4,570 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $167,000 | 3,905 |
| Total noninterest expense | $2,470,000 | 3,376 |
| Salaries and employee benefits | $1,211,000 | 3,585 |
| Premises and equipment expense | $271,000 | 3,518 |
| Additional noninterest expense | $988,000 | 2,911 |
| Pre-tax net operating income | $494,000 | 4,203 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $193,000 | 2,451 |
| Income before extraordinary items | $301,000 | 4,733 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $301,000 | 4,735 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $301,000 | 4,736 |
| Net charge-offs | $231,000 | 1,474 |
| Cash dividends | $15,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $301,000 | 4,676 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 3,775 |
| Total interest expense | $155,000 | 3,705 |
| Net interest income | $1,216,000 | 3,761 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $217,000 | 3,327 |
| Gross Fiduciary activities income | $144,000 | 585 |
| Service charges on deposit accounts | $36,000 | 4,495 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $37,000 | 4,923 |
| Total noninterest expense | $1,259,000 | 3,356 |
| Salaries and employee benefits | $616,000 | 3,579 |
| Premises and equipment expense | $137,000 | 3,544 |
| Additional noninterest expense | $506,000 | 2,853 |
| Pre-tax net operating income | $174,000 | 4,680 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $66,000 | 2,727 |
| Income before extraordinary items | $108,000 | 5,080 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $108,000 | 5,081 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $108,000 | 5,081 |
| Net charge-offs | $103,000 | 1,355 |
| Cash dividends | $15,000 | 2,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $108,000 | 5,029 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,015,000 | 3,618 |
| Total interest expense | $781,000 | 3,501 |
| Net interest income | $5,234,000 | 3,599 |
| Provision for loan and lease losses | $245,000 | 2,713 |
| Total noninterest income | $626,000 | 4,053 |
| Gross Fiduciary activities income | $576,000 | 572 |
| Service charges on deposit accounts | $129,000 | 4,831 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-79,000 | 6,599 |
| Total noninterest expense | $5,208,000 | 3,306 |
| Salaries and employee benefits | $2,419,000 | 3,622 |
| Premises and equipment expense | $577,000 | 3,393 |
| Additional noninterest expense | $2,212,000 | 2,764 |
| Pre-tax net operating income | $407,000 | 5,204 |
| Securities gains (losses) | $20,000 | 2,341 |
| Applicable income taxes | $-3,708,000 | 6,754 |
| Income before extraordinary items | $4,135,000 | 1,456 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,135,000 | 1,459 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,135,000 | 1,460 |
| Net charge-offs | $434,000 | 2,167 |
| Cash dividends | $15,000 | 4,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,115,000 | 1,430 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,534,000 | 3,638 |
| Total interest expense | $591,000 | 3,567 |
| Net interest income | $3,943,000 | 3,602 |
| Provision for loan and lease losses | $245,000 | 2,312 |
| Total noninterest income | $665,000 | 3,488 |
| Gross Fiduciary activities income | $416,000 | 580 |
| Service charges on deposit accounts | $94,000 | 4,928 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $155,000 | 4,664 |
| Total noninterest expense | $3,830,000 | 3,365 |
| Salaries and employee benefits | $1,793,000 | 3,669 |
| Premises and equipment expense | $436,000 | 3,420 |
| Additional noninterest expense | $1,601,000 | 2,836 |
| Pre-tax net operating income | $533,000 | 4,681 |
| Securities gains (losses) | $20,000 | 2,218 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $553,000 | 4,442 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $553,000 | 4,445 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $553,000 | 4,446 |
| Net charge-offs | $364,000 | 1,920 |
| Cash dividends | $15,000 | 3,724 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $533,000 | 4,425 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 3,641 |
| Total interest expense | $409,000 | 3,545 |
| Net interest income | $2,611,000 | 3,607 |
| Provision for loan and lease losses | $210,000 | 2,037 |
| Total noninterest income | $404,000 | 3,698 |
| Gross Fiduciary activities income | $272,000 | 588 |
| Service charges on deposit accounts | $61,000 | 4,947 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $71,000 | 5,136 |
| Total noninterest expense | $2,525,000 | 3,392 |
| Salaries and employee benefits | $1,202,000 | 3,669 |
| Premises and equipment expense | $295,000 | 3,398 |
| Additional noninterest expense | $1,028,000 | 2,904 |
| Pre-tax net operating income | $280,000 | 4,943 |
| Securities gains (losses) | $20,000 | 2,017 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $300,000 | 4,747 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $300,000 | 4,750 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $300,000 | 4,751 |
| Net charge-offs | $218,000 | 2,014 |
| Cash dividends | $15,000 | 3,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $280,000 | 4,737 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 3,640 |
| Total interest expense | $231,000 | 3,348 |
| Net interest income | $1,300,000 | 3,647 |
| Provision for loan and lease losses | $105,000 | 1,985 |
| Total noninterest income | $249,000 | 3,286 |
| Gross Fiduciary activities income | $133,000 | 601 |
| Service charges on deposit accounts | $27,000 | 5,148 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $89,000 | 3,936 |
| Total noninterest expense | $1,148,000 | 3,669 |
| Salaries and employee benefits | $587,000 | 3,759 |
| Premises and equipment expense | $149,000 | 3,396 |
| Additional noninterest expense | $412,000 | 3,440 |
| Pre-tax net operating income | $296,000 | 3,826 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $296,000 | 3,592 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $296,000 | 3,592 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $296,000 | 3,594 |
| Net charge-offs | $78,000 | 2,088 |
| Cash dividends | $15,000 | 2,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $296,000 | 3,497 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,149,000 | 3,394 |
| Total interest expense | $1,363,000 | 2,915 |
| Net interest income | $5,786,000 | 3,457 |
| Provision for loan and lease losses | $1,078,000 | 1,694 |
| Total noninterest income | $865,000 | 3,516 |
| Gross Fiduciary activities income | $480,000 | 611 |
| Service charges on deposit accounts | $140,000 | 4,893 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $245,000 | 4,347 |
| Total noninterest expense | $5,192,000 | 3,375 |
| Salaries and employee benefits | $2,353,000 | 3,716 |
| Premises and equipment expense | $562,000 | 3,541 |
| Additional noninterest expense | $2,277,000 | 2,780 |
| Pre-tax net operating income | $381,000 | 5,203 |
| Securities gains (losses) | $87,000 | 2,373 |
| Applicable income taxes | $-20,000 | 6,572 |
| Income before extraordinary items | $488,000 | 4,967 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $488,000 | 4,967 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $488,000 | 4,968 |
| Net charge-offs | $1,505,000 | 1,400 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $401,000 | 4,993 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,513,000 | 3,380 |
| Total interest expense | $1,093,000 | 2,879 |
| Net interest income | $4,420,000 | 3,467 |
| Provision for loan and lease losses | $978,000 | 1,461 |
| Total noninterest income | $601,000 | 3,681 |
| Gross Fiduciary activities income | $355,000 | 616 |
| Service charges on deposit accounts | $105,000 | 4,958 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $141,000 | 4,718 |
| Total noninterest expense | $3,784,000 | 3,471 |
| Salaries and employee benefits | $1,730,000 | 3,783 |
| Premises and equipment expense | $415,000 | 3,629 |
| Additional noninterest expense | $1,639,000 | 2,890 |
| Pre-tax net operating income | $259,000 | 5,451 |
| Securities gains (losses) | $87,000 | 2,072 |
| Applicable income taxes | $-20,000 | 6,791 |
| Income before extraordinary items | $366,000 | 5,100 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $366,000 | 5,098 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $366,000 | 5,098 |
| Net charge-offs | $1,008,000 | 1,465 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $279,000 | 5,210 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,813,000 | 3,331 |
| Total interest expense | $768,000 | 2,863 |
| Net interest income | $3,045,000 | 3,399 |
| Provision for loan and lease losses | $678,000 | 1,448 |
| Total noninterest income | $320,000 | 4,074 |
| Gross Fiduciary activities income | $230,000 | 627 |
| Service charges on deposit accounts | $65,000 | 5,098 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 6,001 |
| Total noninterest expense | $2,555,000 | 3,450 |
| Salaries and employee benefits | $1,142,000 | 3,829 |
| Premises and equipment expense | $274,000 | 3,648 |
| Additional noninterest expense | $1,139,000 | 2,809 |
| Pre-tax net operating income | $132,000 | 5,695 |
| Securities gains (losses) | $69,000 | 1,842 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $201,000 | 5,328 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $201,000 | 5,327 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $201,000 | 5,327 |
| Net charge-offs | $-150,000 | 7,140 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $132,000 | 5,560 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,933,000 | 3,314 |
| Total interest expense | $414,000 | 2,800 |
| Net interest income | $1,519,000 | 3,431 |
| Provision for loan and lease losses | $346,000 | 1,377 |
| Total noninterest income | $239,000 | 3,317 |
| Gross Fiduciary activities income | $105,000 | 645 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $103,000 | 3,663 |
| Total noninterest expense | $1,288,000 | 3,454 |
| Salaries and employee benefits | $564,000 | 3,879 |
| Premises and equipment expense | $148,000 | 3,500 |
| Additional noninterest expense | $576,000 | 2,744 |
| Pre-tax net operating income | $124,000 | 5,165 |
| Securities gains (losses) | $69,000 | 1,083 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $193,000 | 4,438 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $193,000 | 4,441 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $193,000 | 4,441 |
| Net charge-offs | $-13,000 | 6,740 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $124,000 | 4,964 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,119,000 | 3,006 |
| Total interest expense | $2,620,000 | 2,198 |
| Net interest income | $6,499,000 | 3,257 |
| Provision for loan and lease losses | $4,316,000 | 888 |
| Total noninterest income | $131,000 | 6,177 |
| Gross Fiduciary activities income | $389,000 | 612 |
| Service charges on deposit accounts | $116,000 | 5,312 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-374,000 | 7,049 |
| Total noninterest expense | $5,436,000 | 3,316 |
| Salaries and employee benefits | $2,397,000 | 3,685 |
| Premises and equipment expense | $603,000 | 3,563 |
| Additional noninterest expense | $2,436,000 | 2,628 |
| Pre-tax net operating income | $-3,122,000 | 6,930 |
| Securities gains (losses) | $7,000 | 3,433 |
| Applicable income taxes | $3,116,000 | 564 |
| Income before extraordinary items | $-6,231,000 | 7,122 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,231,000 | 7,121 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-6,231,000 | 7,123 |
| Net charge-offs | $4,061,000 | 955 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,027 |
| Net operating income | $-6,238,000 | 7,111 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,989,000 | 2,983 |
| Total interest expense | $2,121,000 | 2,142 |
| Net interest income | $4,868,000 | 3,285 |
| Provision for loan and lease losses | $4,083,000 | 728 |
| Total noninterest income | $136,000 | 5,952 |
| Gross Fiduciary activities income | $288,000 | 606 |
| Service charges on deposit accounts | $83,000 | 5,407 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-235,000 | 7,146 |
| Total noninterest expense | $3,851,000 | 3,473 |
| Salaries and employee benefits | $1,832,000 | 3,619 |
| Premises and equipment expense | $459,000 | 3,562 |
| Additional noninterest expense | $1,560,000 | 3,036 |
| Pre-tax net operating income | $-2,930,000 | 7,100 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-1,098,000 | 7,312 |
| Income before extraordinary items | $-1,832,000 | 7,036 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,832,000 | 7,037 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,832,000 | 7,037 |
| Net charge-offs | $2,258,000 | 1,126 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 954 |
| Net operating income | $-1,832,000 | 7,022 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,818,000 | 2,899 |
| Total interest expense | $1,504,000 | 2,097 |
| Net interest income | $3,314,000 | 3,243 |
| Provision for loan and lease losses | $1,622,000 | 1,055 |
| Total noninterest income | $33,000 | 6,853 |
| Gross Fiduciary activities income | $194,000 | 616 |
| Service charges on deposit accounts | $56,000 | 5,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-217,000 | 7,286 |
| Total noninterest expense | $2,548,000 | 3,530 |
| Salaries and employee benefits | $1,200,000 | 3,707 |
| Premises and equipment expense | $312,000 | 3,551 |
| Additional noninterest expense | $1,036,000 | 3,119 |
| Pre-tax net operating income | $-823,000 | 6,919 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-297,000 | 7,266 |
| Income before extraordinary items | $-526,000 | 6,855 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-526,000 | 6,854 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-526,000 | 6,855 |
| Net charge-offs | $283,000 | 2,752 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 877 |
| Net operating income | $-526,000 | 6,843 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 2,773 |
| Total interest expense | $810,000 | 2,037 |
| Net interest income | $1,752,000 | 3,082 |
| Provision for loan and lease losses | $850,000 | 974 |
| Total noninterest income | $204,000 | 3,547 |
| Gross Fiduciary activities income | $99,000 | 614 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $77,000 | 3,973 |
| Total noninterest expense | $1,184,000 | 3,731 |
| Salaries and employee benefits | $588,000 | 3,785 |
| Premises and equipment expense | $159,000 | 3,549 |
| Additional noninterest expense | $437,000 | 3,525 |
| Pre-tax net operating income | $-78,000 | 6,628 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-30,000 | 7,130 |
| Income before extraordinary items | $-48,000 | 6,581 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-48,000 | 6,583 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-48,000 | 6,581 |
| Net charge-offs | $109,000 | 2,647 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 815 |
| Net operating income | $-48,000 | 6,562 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,738,000 | 2,546 |
| Total interest expense | $4,515,000 | 1,796 |
| Net interest income | $7,223,000 | 2,992 |
| Provision for loan and lease losses | $2,412,000 | 1,840 |
| Total noninterest income | $311,000 | 5,339 |
| Gross Fiduciary activities income | $422,000 | 592 |
| Service charges on deposit accounts | $125,000 | 5,199 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-236,000 | 7,300 |
| Total noninterest expense | $5,987,000 | 3,112 |
| Salaries and employee benefits | $2,670,000 | 3,420 |
| Premises and equipment expense | $676,000 | 3,389 |
| Additional noninterest expense | $2,641,000 | 2,551 |
| Pre-tax net operating income | $-865,000 | 6,416 |
| Securities gains (losses) | $741,000 | 630 |
| Applicable income taxes | $-182,000 | 6,947 |
| Income before extraordinary items | $58,000 | 5,770 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $58,000 | 5,771 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $58,000 | 5,771 |
| Net charge-offs | $3,165,000 | 1,425 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 1,113 |
| Net operating income | $-416,240 | 6,273 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,870,000 | 2,586 |
| Total interest expense | $3,589,000 | 1,777 |
| Net interest income | $5,281,000 | 3,089 |
| Provision for loan and lease losses | $2,312,000 | 1,504 |
| Total noninterest income | $788,000 | 3,182 |
| Gross Fiduciary activities income | $258,000 | 631 |
| Service charges on deposit accounts | $95,000 | 5,253 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $435,000 | 2,987 |
| Total noninterest expense | $4,644,000 | 3,031 |
| Salaries and employee benefits | $2,052,000 | 3,382 |
| Premises and equipment expense | $507,000 | 3,450 |
| Additional noninterest expense | $2,085,000 | 2,400 |
| Pre-tax net operating income | $-887,000 | 6,743 |
| Securities gains (losses) | $741,000 | 533 |
| Applicable income taxes | $-35,000 | 6,934 |
| Income before extraordinary items | $-111,000 | 6,327 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-111,000 | 6,327 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-111,000 | 6,327 |
| Net charge-offs | $2,874,000 | 1,177 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,035 |
| Net operating income | $-674,160 | 6,710 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,916,000 | 2,620 |
| Total interest expense | $2,432,000 | 1,815 |
| Net interest income | $3,484,000 | 3,113 |
| Provision for loan and lease losses | $912,000 | 2,034 |
| Total noninterest income | $444,000 | 3,447 |
| Gross Fiduciary activities income | $171,000 | 640 |
| Service charges on deposit accounts | $65,000 | 5,229 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $208,000 | 3,450 |
| Total noninterest expense | $2,765,000 | 3,325 |
| Salaries and employee benefits | $1,378,000 | 3,390 |
| Premises and equipment expense | $346,000 | 3,411 |
| Additional noninterest expense | $1,041,000 | 3,087 |
| Pre-tax net operating income | $251,000 | 4,640 |
| Securities gains (losses) | $141,000 | 1,175 |
| Applicable income taxes | $149,000 | 2,409 |
| Income before extraordinary items | $243,000 | 4,618 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $243,000 | 4,618 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $243,000 | 4,618 |
| Net charge-offs | $1,096,000 | 1,629 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 967 |
| Net operating income | $152,760 | 5,059 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,908,000 | 2,726 |
| Total interest expense | $1,216,000 | 1,883 |
| Net interest income | $1,692,000 | 3,222 |
| Provision for loan and lease losses | $168,000 | 3,221 |
| Total noninterest income | $214,000 | 3,504 |
| Gross Fiduciary activities income | $85,000 | 645 |
| Service charges on deposit accounts | $35,000 | 5,100 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $94,000 | 3,633 |
| Total noninterest expense | $1,402,000 | 3,323 |
| Salaries and employee benefits | $716,000 | 3,329 |
| Premises and equipment expense | $175,000 | 3,459 |
| Additional noninterest expense | $511,000 | 3,122 |
| Pre-tax net operating income | $336,000 | 3,168 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $127,000 | 1,889 |
| Income before extraordinary items | $209,000 | 3,796 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $209,000 | 3,793 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $209,000 | 3,795 |
| Net charge-offs | $1,186,000 | 925 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 904 |
| Net operating income | $209,000 | 3,675 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,589,000 | 2,850 |
| Total interest expense | $4,888,000 | 2,309 |
| Net interest income | $6,701,000 | 3,157 |
| Provision for loan and lease losses | $5,968,000 | 1,246 |
| Total noninterest income | $99,000 | 6,994 |
| Gross Fiduciary activities income | $289,000 | 675 |
| Service charges on deposit accounts | $134,000 | 5,323 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-324,000 | 7,745 |
| Total noninterest expense | $5,481,000 | 3,415 |
| Salaries and employee benefits | $3,019,000 | 3,159 |
| Premises and equipment expense | $664,000 | 3,606 |
| Additional noninterest expense | $1,798,000 | 3,602 |
| Pre-tax net operating income | $-4,649,000 | 7,144 |
| Securities gains (losses) | $154,000 | 1,770 |
| Applicable income taxes | $-1,611,000 | 7,449 |
| Income before extraordinary items | $-2,884,000 | 6,971 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,884,000 | 6,970 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,884,000 | 6,970 |
| Net charge-offs | $3,698,000 | 1,412 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $7,927,000 | 122 |
| Net operating income | $-2,982,560 | 6,992 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,711,000 | 2,879 |
| Total interest expense | $3,644,000 | 2,420 |
| Net interest income | $5,067,000 | 3,156 |
| Provision for loan and lease losses | $1,975,000 | 1,921 |
| Total noninterest income | $573,000 | 3,931 |
| Gross Fiduciary activities income | $204,000 | 688 |
| Service charges on deposit accounts | $100,000 | 5,365 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $269,000 | 3,783 |
| Total noninterest expense | $3,886,000 | 3,575 |
| Salaries and employee benefits | $2,236,000 | 3,222 |
| Premises and equipment expense | $477,000 | 3,756 |
| Additional noninterest expense | $1,173,000 | 3,921 |
| Pre-tax net operating income | $-221,000 | 6,046 |
| Securities gains (losses) | $154,000 | 1,484 |
| Applicable income taxes | $-27,000 | 6,743 |
| Income before extraordinary items | $-40,000 | 5,863 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-40,000 | 5,863 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-40,000 | 5,863 |
| Net charge-offs | $1,372,000 | 1,861 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $7,952,000 | 98 |
| Net operating income | $-138,560 | 6,006 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,832,000 | 2,898 |
| Total interest expense | $2,423,000 | 2,523 |
| Net interest income | $3,409,000 | 3,118 |
| Provision for loan and lease losses | $1,047,000 | 2,013 |
| Total noninterest income | $484,000 | 3,485 |
| Gross Fiduciary activities income | $133,000 | 695 |
| Service charges on deposit accounts | $68,000 | 5,343 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $283,000 | 3,103 |
| Total noninterest expense | $2,553,000 | 3,658 |
| Salaries and employee benefits | $1,486,000 | 3,260 |
| Premises and equipment expense | $314,000 | 3,809 |
| Additional noninterest expense | $753,000 | 4,053 |
| Pre-tax net operating income | $293,000 | 4,170 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $110,000 | 2,544 |
| Income before extraordinary items | $183,000 | 4,645 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $183,000 | 4,642 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $183,000 | 4,642 |
| Net charge-offs | $-3,000 | 7,699 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $7,943,000 | 72 |
| Net operating income | $183,000 | 4,557 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 2,941 |
| Total interest expense | $1,243,000 | 2,543 |
| Net interest income | $1,663,000 | 3,173 |
| Provision for loan and lease losses | $300,000 | 2,285 |
| Total noninterest income | $195,000 | 3,860 |
| Gross Fiduciary activities income | $65,000 | 716 |
| Service charges on deposit accounts | $31,000 | 5,453 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $99,000 | 3,674 |
| Total noninterest expense | $1,178,000 | 3,822 |
| Salaries and employee benefits | $704,000 | 3,446 |
| Premises and equipment expense | $158,000 | 3,838 |
| Additional noninterest expense | $316,000 | 4,242 |
| Pre-tax net operating income | $380,000 | 2,906 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $143,000 | 1,790 |
| Income before extraordinary items | $237,000 | 3,554 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $237,000 | 3,554 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $237,000 | 3,555 |
| Net charge-offs | $-3,000 | 7,537 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 938 |
| Net operating income | $237,000 | 3,408 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,880,000 | 3,568 |
| Total interest expense | $5,127,000 | 2,901 |
| Net interest income | $4,753,000 | 4,083 |
| Provision for loan and lease losses | $1,135,000 | 2,518 |
| Total noninterest income | $694,000 | 4,158 |
| Gross Fiduciary activities income | $241,000 | 741 |
| Service charges on deposit accounts | $136,000 | 5,486 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $317,000 | 4,011 |
| Total noninterest expense | $6,126,000 | 3,020 |
| Salaries and employee benefits | $3,969,000 | 2,532 |
| Premises and equipment expense | $628,000 | 3,782 |
| Additional noninterest expense | $1,529,000 | 3,573 |
| Pre-tax net operating income | $-1,814,000 | 7,305 |
| Securities gains (losses) | $20,000 | 2,184 |
| Applicable income taxes | $-608,000 | 7,560 |
| Income before extraordinary items | $-1,186,000 | 7,079 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,186,000 | 7,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 3,452 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $5,121,000 | 225 |
| Net operating income | $-1,199,200 | 7,204 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,014,000 | 3,761 |
| Total interest expense | $3,718,000 | 3,088 |
| Net interest income | $3,296,000 | 4,318 |
| Provision for loan and lease losses | $707,000 | 2,251 |
| Total noninterest income | $506,000 | 4,307 |
| Gross Fiduciary activities income | $179,000 | 744 |
| Service charges on deposit accounts | $101,000 | 5,512 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $226,000 | 4,198 |
| Total noninterest expense | $4,390,000 | 3,125 |
| Salaries and employee benefits | $2,842,000 | 2,670 |
| Premises and equipment expense | $428,000 | 4,089 |
| Additional noninterest expense | $1,120,000 | 3,556 |
| Pre-tax net operating income | $-1,295,000 | 7,664 |
| Securities gains (losses) | $20,000 | 2,014 |
| Applicable income taxes | $-482,000 | 7,873 |
| Income before extraordinary items | $-793,000 | 7,400 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-793,000 | 7,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,625 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $4,640,000 | 160 |
| Net operating income | $-805,800 | 7,525 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,373,000 | 4,004 |
| Total interest expense | $2,339,000 | 3,350 |
| Net interest income | $2,034,000 | 4,568 |
| Provision for loan and lease losses | $459,000 | 2,005 |
| Total noninterest income | $305,000 | 4,582 |
| Gross Fiduciary activities income | $121,000 | 758 |
| Service charges on deposit accounts | $68,000 | 5,520 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $116,000 | 4,793 |
| Total noninterest expense | $2,879,000 | 3,184 |
| Salaries and employee benefits | $1,869,000 | 2,730 |
| Premises and equipment expense | $248,000 | 4,531 |
| Additional noninterest expense | $762,000 | 3,478 |
| Pre-tax net operating income | $-999,000 | 7,913 |
| Securities gains (losses) | $20,000 | 2,041 |
| Applicable income taxes | $-370,000 | 8,114 |
| Income before extraordinary items | $-609,000 | 7,768 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-609,000 | 7,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,854 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $3,652,000 | 124 |
| Net operating income | $-621,800 | 7,761 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,079,000 | 4,205 |
| Total interest expense | $1,156,000 | 3,548 |
| Net interest income | $923,000 | 4,881 |
| Provision for loan and lease losses | $221,000 | 1,729 |
| Total noninterest income | $161,000 | 4,454 |
| Gross Fiduciary activities income | $66,000 | 747 |
| Service charges on deposit accounts | $34,000 | 5,506 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $61,000 | 4,665 |
| Total noninterest expense | $1,373,000 | 3,316 |
| Salaries and employee benefits | $919,000 | 2,769 |
| Premises and equipment expense | $103,000 | 5,082 |
| Additional noninterest expense | $351,000 | 3,662 |
| Pre-tax net operating income | $-510,000 | 8,090 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-192,000 | 8,254 |
| Income before extraordinary items | $-318,000 | 8,001 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-318,000 | 8,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,990 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $170,000 | 235 |
| Net operating income | $-318,000 | 7,974 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,108,000 | 5,168 |
| Total interest expense | $3,116,000 | 4,682 |
| Net interest income | $2,992,000 | 5,506 |
| Provision for loan and lease losses | $535,000 | 2,229 |
| Total noninterest income | $388,000 | 5,556 |
| Gross Fiduciary activities income | $127,000 | 880 |
| Service charges on deposit accounts | $84,000 | 6,243 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $177,000 | 5,297 |
| Total noninterest expense | $3,689,000 | 4,359 |
| Salaries and employee benefits | $2,478,000 | 3,747 |
| Premises and equipment expense | $269,000 | 6,045 |
| Additional noninterest expense | $942,000 | 4,827 |
| Pre-tax net operating income | $-844,000 | 7,982 |
| Securities gains (losses) | $-1,000 | 7,069 |
| Applicable income taxes | $-321,000 | 8,222 |
| Income before extraordinary items | $-524,000 | 7,896 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-524,000 | 7,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $651,000 | 491 |
| Net operating income | $-523,360 | 7,884 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,173,000 | 5,455 |
| Total interest expense | $2,078,000 | 5,009 |
| Net interest income | $2,095,000 | 5,715 |
| Provision for loan and lease losses | $375,000 | 1,954 |
| Total noninterest income | $265,000 | 5,783 |
| Gross Fiduciary activities income | $76,000 | 910 |
| Service charges on deposit accounts | $60,000 | 6,332 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $129,000 | 5,360 |
| Total noninterest expense | $2,430,000 | 4,742 |
| Salaries and employee benefits | $1,654,000 | 4,058 |
| Premises and equipment expense | $192,000 | 6,172 |
| Additional noninterest expense | $584,000 | 5,380 |
| Pre-tax net operating income | $-445,000 | 8,046 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $-169,000 | 8,299 |
| Income before extraordinary items | $-277,000 | 7,991 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-277,000 | 7,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $487,000 | 417 |
| Net operating income | $-276,360 | 7,974 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,561,000 | 5,711 |
| Total interest expense | $1,247,000 | 5,290 |
| Net interest income | $1,314,000 | 5,916 |
| Provision for loan and lease losses | $242,000 | 1,857 |
| Total noninterest income | $128,000 | 6,426 |
| Gross Fiduciary activities income | $11,000 | 1,126 |
| Service charges on deposit accounts | $36,000 | 6,482 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $81,000 | 5,499 |
| Total noninterest expense | $1,541,000 | 4,930 |
| Salaries and employee benefits | $1,030,000 | 4,327 |
| Premises and equipment expense | $134,000 | 6,101 |
| Additional noninterest expense | $377,000 | 5,478 |
| Pre-tax net operating income | $-341,000 | 8,183 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-130,000 | 8,412 |
| Income before extraordinary items | $-211,000 | 8,129 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-211,000 | 8,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $329,000 | 366 |
| Net operating income | $-211,000 | 8,121 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,132,000 | 6,023 |
| Total interest expense | $535,000 | 5,695 |
| Net interest income | $597,000 | 6,173 |
| Provision for loan and lease losses | $97,000 | 2,082 |
| Total noninterest income | $49,000 | 6,849 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $15,000 | 6,674 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $34,000 | 5,782 |
| Total noninterest expense | $725,000 | 5,132 |
| Salaries and employee benefits | $494,000 | 4,476 |
| Premises and equipment expense | $66,000 | 6,178 |
| Additional noninterest expense | $165,000 | 5,838 |
| Pre-tax net operating income | $-176,000 | 8,270 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-67,000 | 8,463 |
| Income before extraordinary items | $-109,000 | 8,193 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-109,000 | 8,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $168,000 | 267 |
| Net operating income | $-109,000 | 8,181 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,659,000 | 7,803 |
| Total interest expense | $685,000 | 7,543 |
| Net interest income | $974,000 | 7,876 |
| Provision for loan and lease losses | $362,000 | 2,444 |
| Total noninterest income | $88,000 | 7,871 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $17,000 | 7,315 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $71,000 | 6,836 |
| Total noninterest expense | $2,268,000 | 5,787 |
| Salaries and employee benefits | $1,250,000 | 5,781 |
| Premises and equipment expense | $184,000 | 6,888 |
| Additional noninterest expense | $834,000 | 5,111 |
| Pre-tax net operating income | $-1,568,000 | 8,536 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-580,000 | 8,592 |
| Income before extraordinary items | $-988,000 | 8,456 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-988,000 | 8,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $17,959,000 | 96 |
| Net operating income | $-988,000 | 8,446 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $764,000 | 8,333 |
| Total interest expense | $285,000 | 8,179 |
| Net interest income | $479,000 | 8,350 |
| Provision for loan and lease losses | $258,000 | 2,409 |
| Total noninterest income | $32,000 | 8,349 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $5,000 | 7,546 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,623 |
| Total noninterest expense | $1,553,000 | 6,054 |
| Salaries and employee benefits | $760,000 | 6,374 |
| Premises and equipment expense | $119,000 | 7,179 |
| Additional noninterest expense | $674,000 | 4,833 |
| Pre-tax net operating income | $-1,300,000 | 8,636 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-1,300,000 | 8,650 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,300,000 | 8,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $17,636,000 | 71 |
| Net operating income | $-1,300,000 | 8,643 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $174,000 | 8,705 |
| Total interest expense | $62,000 | 8,611 |
| Net interest income | $112,000 | 8,709 |
| Provision for loan and lease losses | $39,000 | 4,785 |
| Total noninterest income | $15,000 | 8,481 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000 | 7,650 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 7,856 |
| Total noninterest expense | $895,000 | 6,491 |
| Salaries and employee benefits | $310,000 | 7,568 |
| Premises and equipment expense | $49,000 | 7,872 |
| Additional noninterest expense | $536,000 | 4,258 |
| Pre-tax net operating income | $-807,000 | 8,659 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-807,000 | 8,673 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-807,000 | 8,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $17,241,000 | 42 |
| Net operating income | $-807,000 | 8,664 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.