Home > River City Bank > Net charge- offs to loans
River City Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 3,621 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0188% | 4,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0191% | 4,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0007% | 3,456 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0119% | 3,997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 4,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 3,454 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0178% | 4,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0182% | 4,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0212% | 4,081 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0229% | 4,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3028% | 4,666 |
| Percentage Net Loans Charged-off: Home equity loans | -1.8097% | 4,703 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2740% | 4,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4933% | 1,026 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4933% | 954 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0245% | 4,063 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0265% | 4,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3429% | 4,705 |
| Percentage Net Loans Charged-off: Home equity loans | -2.5150% | 4,747 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3031% | 4,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9518% | 517 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9518% | 476 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0326% | 4,073 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0353% | 4,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4478% | 4,620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4559% | 4,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2623% | 372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2623% | 343 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0509% | 4,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0553% | 4,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7019% | 4,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7136% | 4,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1544% | 204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1544% | 184 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0095% | 3,725 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0107% | 3,835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1338% | 4,532 |
| Percentage Net Loans Charged-off: Home equity loans | -3.1542% | 3,630 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0795% | 4,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0108% | 3,703 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0124% | 3,915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1540% | 4,628 |
| Percentage Net Loans Charged-off: Home equity loans | -4.1205% | 3,682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0792% | 4,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0159% | 3,884 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0185% | 4,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2284% | 4,717 |
| Percentage Net Loans Charged-off: Home equity loans | -6.6519% | 3,685 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1138% | 4,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0176% | 3,932 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0209% | 4,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2642% | 4,767 |
| Percentage Net Loans Charged-off: Home equity loans | -13.8841% | 3,693 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0222% | 4,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0143% | 4,337 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0163% | 4,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2139% | 4,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2181% | 4,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0168% | 4,370 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0191% | 4,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2520% | 4,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2571% | 4,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0041% | 3,958 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 3,978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0606% | 4,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0619% | 4,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0004% | 3,585 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 3,987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 4,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0248% | 4,673 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0157% | 4,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1823% | 4,964 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1303% | 3,737 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1838% | 4,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1811% | 4,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0950% | 2,926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0950% | 2,810 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0209% | 4,594 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0208% | 4,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2375% | 5,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2447% | 5,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0302% | 4,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1240% | 2,615 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1240% | 2,491 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0307% | 4,693 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0316% | 4,741 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3540% | 5,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3654% | 5,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0274% | 4,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0184% | 4,457 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0194% | 4,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2132% | 5,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2207% | 5,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0087% | 3,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0530% | 4,993 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0437% | 4,875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4418% | 5,264 |
| Percentage Net Loans Charged-off: Home equity loans | -5.6190% | 4,049 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2332% | 5,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2424% | 4,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0540% | 4,961 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0566% | 4,986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5646% | 5,336 |
| Percentage Net Loans Charged-off: Home equity loans | -7.3633% | 4,086 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2864% | 5,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0357% | 4,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0171% | 4,501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0165% | 4,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1620% | 5,254 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2115% | 3,983 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1599% | 5,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0360% | 4,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0174% | 4,482 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0162% | 4,644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1575% | 5,315 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2065% | 4,030 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1554% | 5,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0466% | 4,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0797% | 5,314 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0845% | 5,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1047% | 5,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0450% | 5,104 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2688% | 4,138 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0324% | 5,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0376% | 4,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0079% | 4,567 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 4,381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0505% | 5,164 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2735% | 4,168 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0373% | 5,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0418% | 4,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0055% | 4,361 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 4,172 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0227% | 4,894 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2899% | 4,189 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 4,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0467% | 4,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 2,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0296% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2483% | 410 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2726% | 4,225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2823% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0623% | 4,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0279% | 5,217 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0242% | 5,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1672% | 5,608 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8139% | 4,375 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1156% | 5,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0700% | 4,869 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9267% | 5,676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9267% | 5,639 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0361% | 5,236 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0318% | 5,181 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2103% | 5,701 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9901% | 4,411 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1457% | 5,638 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0830% | 4,911 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2058% | 5,755 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2058% | 5,717 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0275% | 5,079 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0212% | 5,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1348% | 5,690 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3716% | 4,464 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0302% | 5,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0892% | 4,964 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7384% | 5,846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7384% | 5,809 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0569% | 5,387 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0514% | 5,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3104% | 5,891 |
| Percentage Net Loans Charged-off: Home equity loans | -1.8776% | 4,481 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1733% | 5,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1022% | 5,096 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.2239% | 5,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.2239% | 5,891 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1209% | 5,831 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0315% | 5,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1503% | 5,862 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0954% | 4,354 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1565% | 5,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0816% | 5,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1946% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1946% | 561 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1603% | 5,937 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0388% | 5,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1760% | 5,953 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0883% | 4,372 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1863% | 5,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4274% | 5,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2138% | 556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2145% | 491 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2111% | 6,035 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0231% | 5,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0993% | 5,881 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0573% | 4,345 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1045% | 5,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.1570% | 6,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3926% | 253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3926% | 226 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0242% | 5,135 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0278% | 5,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1154% | 5,961 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0218% | 4,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1273% | 5,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0670% | 4,994 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9295% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9295% | 204 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0748% | 3,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1055% | 2,313 |
| Percentage Net Loans Charged-off:Construction & development | -0.2317% | 5,444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2260% | 1,129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1505% | 6,186 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3869% | 4,721 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1098% | 6,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1722% | 5,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3903% | 2,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3903% | 1,979 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6763% | 518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2078% | 1,323 |
| Percentage Net Loans Charged-off:Construction & development | -0.3041% | 5,566 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3264% | 803 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 5,634 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4577% | 4,772 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0741% | 2,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8208% | 134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1937% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1937% | 2,518 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0285% | 340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3085% | 983 |
| Percentage Net Loans Charged-off:Construction & development | -0.4349% | 5,672 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4971% | 579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0333% | 5,954 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6152% | 4,816 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0797% | 2,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4593% | 85 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2619% | 2,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2619% | 2,022 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3064% | 105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6609% | 416 |
| Percentage Net Loans Charged-off:Construction & development | -0.7453% | 5,816 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9891% | 273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0978% | 1,586 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0580% | 4,866 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3487% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 17.4898% | 27 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4832% | 6,109 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4832% | 6,063 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1117% | 6,501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0955% | 6,434 |
| Percentage Net Loans Charged-off:Construction & development | -18.6954% | 6,234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0390% | 6,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4721% | 1,180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9740% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3578% | 1,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3089% | 6,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4778% | 2,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4778% | 2,015 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1297% | 6,566 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1103% | 6,507 |
| Percentage Net Loans Charged-off:Construction & development | -23.3162% | 6,275 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0541% | 6,267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6802% | 785 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3396% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5288% | 979 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3552% | 6,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3886% | 2,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3886% | 2,043 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0841% | 6,454 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0891% | 6,490 |
| Percentage Net Loans Charged-off:Construction & development | -25.4823% | 6,291 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0328% | 6,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8956% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5631% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5105% | 1,034 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1002% | 5,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5211% | 1,730 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5211% | 1,607 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4144% | 1,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4352% | 1,155 |
| Percentage Net Loans Charged-off:Construction & development | -2.7890% | 6,212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3505% | 379 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8313% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7714% | 662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3560% | 1,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0164% | 995 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0164% | 896 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3357% | 2,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3033% | 2,719 |
| Percentage Net Loans Charged-off:Construction & development | -11.7573% | 6,467 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1419% | 6,734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8368% | 393 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1457% | 583 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0184% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6945% | 1,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5212% | 2,318 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5212% | 2,159 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0514% | 4,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0634% | 4,123 |
| Percentage Net Loans Charged-off:Construction & development | -15.5532% | 6,523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0184% | 6,522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3085% | 629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7716% | 727 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4535% | 572 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0504% | 5,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4937% | 2,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4937% | 2,017 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5326% | 1,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6338% | 1,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1197% | 2,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4554% | 582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4120% | 919 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7496% | 459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0700% | 5,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1720% | 3,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1720% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7999% | 1,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9892% | 944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5895% | 899 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7252% | 469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4529% | 724 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1107% | 388 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3230% | 6,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6337% | 2,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7746% | 2,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0505% | 522 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4961% | 599 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2467% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1056% | 6,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2841% | 3,602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2602% | 3,448 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6959% | 2,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8502% | 1,697 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2754% | 429 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7581% | 470 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4653% | 398 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1356% | 6,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5805% | 2,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5183% | 2,211 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8223% | 1,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0102% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6979% | 359 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3086% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4677% | 403 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1075% | 6,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0797% | 3,861 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0682% | 3,702 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5437% | 2,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6821% | 1,580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8484% | 559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9609% | 564 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1909% | 454 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1355% | 6,494 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3398% | 6,755 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2691% | 6,711 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2854% | 1,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4859% | 1,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.2312% | 3,096 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3787% | 957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0923% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4811% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3626% | 549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4989% | 3,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5287% | 3,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3570% | 1,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6308% | 1,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.2735% | 2,762 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8463% | 660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8078% | 665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3553% | 1,252 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4729% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1757% | 3,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3780% | 3,549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2908% | 1,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4578% | 1,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.3553% | 2,357 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8909% | 565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2324% | 975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3781% | 1,054 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6375% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8082% | 2,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3774% | 3,301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9324% | 893 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0005% | 755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1493% | 292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9807% | 1,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4589% | 750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3266% | 964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5052% | 2,615 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8615% | 284 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.6928% | 182 |
| Percentage Net Loans Charged-off:Construction & development | 10.5642% | 560 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.6472% | 101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2362% | 569 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0872% | 802 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7637% | 466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7920% | 1,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5313% | 1,829 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.6066% | 269 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.2579% | 180 |
| Percentage Net Loans Charged-off:Construction & development | 5.8236% | 856 |
| Percentage Net Loans Charged-off: Commercial real estate | 8.8687% | 57 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5689% | 720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7604% | 835 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9334% | 570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4239% | 943 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4963% | 1,706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8859% | 367 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9247% | 307 |
| Percentage Net Loans Charged-off:Construction & development | 6.6104% | 667 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.9478% | 125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4631% | 683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5575% | 806 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8652% | 545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2210% | 546 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7706% | 1,366 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9606% | 309 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2661% | 313 |
| Percentage Net Loans Charged-off:Construction & development | 9.9397% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8033% | 440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5003% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3774% | 339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.3714% | 254 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9512% | 1,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4300% | 408 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6610% | 261 |
| Percentage Net Loans Charged-off:Construction & development | 8.1016% | 264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3449% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9916% | 460 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4832% | 391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6145% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8967% | 2,504 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5350% | 1,006 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8698% | 208 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3123% | 122 |
| Percentage Net Loans Charged-off:Construction & development | 10.9007% | 106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1550% | 393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6066% | 503 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3648% | 310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5244% | 600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9159% | 2,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7141% | 767 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1346% | 275 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8763% | 128 |
| Percentage Net Loans Charged-off:Construction & development | 10.2492% | 117 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5161% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7114% | 523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9596% | 1,785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0535% | 556 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0508% | 100 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.5058% | 38 |
| Percentage Net Loans Charged-off:Construction & development | 20.0464% | 27 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4866% | 609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6712% | 436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1981% | 1,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4816% | 313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0464% | 5,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0896% | 2,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2013% | 1,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2770% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0316% | 7,188 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0823% | 7,691 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0054% | 7,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0466% | 2,144 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1028% | 1,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1414% | 1,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0871% | 7,375 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1862% | 7,768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0856% | 8,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1276% | 7,474 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5125% | 8,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2739% | 8,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1025% | 8,043 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7342% | 8,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0240% | 5,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0622% | 7,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2461% | 4,204 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0052% | 5,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0826% | 7,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1400% | 4,401 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0057% | 7,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1193% | 7,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1152% | 4,165 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0036% | 6,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0791% | 7,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0767% | 3,622 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0456% | 4,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1077% | 3,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1913% | 5,139 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6878% | 1,286 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0194% | 5,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0082% | 6,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1607% | 4,835 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7344% | 1,123 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 4,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0125% | 6,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1553% | 4,433 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8285% | 994 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0161% | 4,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 6,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1448% | 3,800 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6715% | 658 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1213% | 8,669 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 8,122 |
| Percentage Net Loans Charged-off:Construction & development | -0.0415% | 7,900 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6750% | 8,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2965% | 4,860 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1714% | 1,616 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1617% | 8,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8817% | 8,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3671% | 4,038 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2338% | 1,482 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0400% | 8,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2956% | 7,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4021% | 3,618 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3579% | 1,312 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1817% | 8,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8700% | 8,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4899% | 2,954 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7014% | 1,013 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 6,295 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 8,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 8,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1519% | 8,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2681% | 1,741 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0880% | 1,835 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2338% | 2,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6826% | 1,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2905% | 1,562 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3875% | 1,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3729% | 1,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1679% | 1,733 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0598% | 8,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4875% | 8,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8259% | 2,312 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0812% | 5,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0016% | 1,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3213% | 5,287 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4377% | 1,493 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -4.7781% | 8,119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2779% | 2,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 3,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0640% | 644 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1637% | 3,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0550% | 6,949 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6917% | 1,865 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.1715% | 176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0017% | 7,579 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0915% | 1,526 |
| Percentage Net Loans Charged-off:Construction & development | -0.3612% | 1,454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 1,321 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0120% | 1,306 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2330% | 659 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0407% | 1,494 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0282% | 974 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0694% | 9,654 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0426% | 1,435 |
| Percentage Net Loans Charged-off:Construction & development | -0.3186% | 1,432 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1121% | 262 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0130% | 1,295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1531% | 193 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2228% | 1,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0930% | 1,283 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1547% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1502% | 4,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2878% | 86 |
| Percentage Net Loans Charged-off:Construction & development | -0.2048% | 1,343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5549% | 66 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0567% | 1,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1140% | 1,215 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1506% | 1,259 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2459% | 459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1572% | 224 |
| Percentage Net Loans Charged-off:Construction & development | -0.1737% | 1,325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2728% | 143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0593% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0808% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3964% | 26 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1563% | 1,192 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2295% | 621 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3616% | 2,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6317% | 66 |
| Percentage Net Loans Charged-off:Construction & development | -0.1187% | 1,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0939% | 69 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0278% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0295% | 627 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1637% | 604 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1275% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5392% | 511 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1809% | 529 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4115% | 48 |
| Percentage Net Loans Charged-off:Construction & development | 7.6963% | 22 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6197% | 208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6220% | 56 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5061% | 17 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4168% | 98 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8914% | 90 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0929% | 1,253 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4414% | 680 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2950% | 509 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6570% | 19 |
| Percentage Net Loans Charged-off:Construction & development | 6.8217% | 42 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4543% | 63 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0243% | 755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2399% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0424% | 1,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1718% | 1,066 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6991% | 825 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0187% | 464 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6325% | 52 |
| Percentage Net Loans Charged-off:Construction & development | 5.8094% | 89 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4469% | 128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1792% | 353 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2271% | 301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6770% | 259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5367% | 899 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9323% | 799 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6614% | 61 |
| Percentage Net Loans Charged-off:Construction & development | 2.1395% | 272 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.4440% | 77 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3570% | 240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4141% | 217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4832% | 801 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2966% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4804% | 522 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |