Home > River Cities Bank > Income and Expense
River Cities Bank, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,932,000 | 2,522 |
| Total interest expense | $1,552,000 | 2,294 |
| Net interest income | $6,380,000 | 2,544 |
| Provision for loan and lease losses | $135,000 | 2,339 |
| Total noninterest income | $578,000 | 3,174 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $128,000 | 3,393 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $450,000 | 2,840 |
| Total noninterest expense | $3,418,000 | 3,191 |
| Salaries and employee benefits | $2,128,000 | 3,048 |
| Premises and equipment expense | $400,000 | 3,019 |
| Additional noninterest expense | $890,000 | 3,547 |
| Pre-tax net operating income | $3,405,000 | 1,949 |
| Securities gains (losses) | $-22,000 | 5,003 |
| Applicable income taxes | $823,000 | 1,396 |
| Income before extraordinary items | $2,560,000 | 2,166 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,560,000 | 2,166 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,560,000 | 2,167 |
| Net charge-offs | $29,000 | 2,529 |
| Cash dividends | $890,000 | 1,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,577,380 | 2,124 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,262,000 | 2,532 |
| Total interest expense | $1,035,000 | 2,286 |
| Net interest income | $4,227,000 | 2,566 |
| Provision for loan and lease losses | $90,000 | 2,284 |
| Total noninterest income | $345,000 | 3,260 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $86,000 | 3,382 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $259,000 | 2,966 |
| Total noninterest expense | $2,347,000 | 3,170 |
| Salaries and employee benefits | $1,548,000 | 2,907 |
| Premises and equipment expense | $274,000 | 2,989 |
| Additional noninterest expense | $525,000 | 3,775 |
| Pre-tax net operating income | $2,135,000 | 2,018 |
| Securities gains (losses) | $-22,000 | 5,064 |
| Applicable income taxes | $512,000 | 1,427 |
| Income before extraordinary items | $1,601,000 | 2,240 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,601,000 | 2,240 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,601,000 | 2,240 |
| Net charge-offs | $27,000 | 2,212 |
| Cash dividends | $890,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,618,380 | 2,200 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,615,000 | 2,537 |
| Total interest expense | $516,000 | 2,260 |
| Net interest income | $2,099,000 | 2,588 |
| Provision for loan and lease losses | $45,000 | 2,137 |
| Total noninterest income | $134,000 | 3,583 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $39,000 | 3,505 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $95,000 | 3,288 |
| Total noninterest expense | $1,119,000 | 3,284 |
| Salaries and employee benefits | $788,000 | 2,886 |
| Premises and equipment expense | $149,000 | 2,854 |
| Additional noninterest expense | $182,000 | 4,323 |
| Pre-tax net operating income | $1,069,000 | 1,973 |
| Securities gains (losses) | $-22,000 | 5,191 |
| Applicable income taxes | $256,000 | 1,392 |
| Income before extraordinary items | $791,000 | 2,211 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $791,000 | 2,210 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $791,000 | 2,210 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $808,380 | 2,167 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,598,000 | 2,607 |
| Total interest expense | $1,398,000 | 2,446 |
| Net interest income | $8,200,000 | 2,604 |
| Provision for loan and lease losses | $-510,000 | 5,300 |
| Total noninterest income | $1,012,000 | 2,851 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $182,000 | 3,434 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $830,000 | 2,452 |
| Total noninterest expense | $4,599,000 | 3,224 |
| Salaries and employee benefits | $2,629,000 | 3,197 |
| Premises and equipment expense | $539,000 | 3,035 |
| Additional noninterest expense | $1,431,000 | 3,258 |
| Pre-tax net operating income | $5,123,000 | 1,754 |
| Securities gains (losses) | $-5,000 | 4,250 |
| Applicable income taxes | $1,284,000 | 1,174 |
| Income before extraordinary items | $3,834,000 | 1,963 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,834,000 | 1,961 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,834,000 | 1,962 |
| Net charge-offs | $-48,000 | 4,869 |
| Cash dividends | $950,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,837,950 | 1,953 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,086,000 | 2,623 |
| Total interest expense | $973,000 | 2,483 |
| Net interest income | $6,113,000 | 2,627 |
| Provision for loan and lease losses | $90,000 | 2,683 |
| Total noninterest income | $599,000 | 3,179 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $138,000 | 3,437 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $461,000 | 2,855 |
| Total noninterest expense | $3,227,000 | 3,341 |
| Salaries and employee benefits | $1,766,000 | 3,390 |
| Premises and equipment expense | $381,000 | 3,156 |
| Additional noninterest expense | $1,080,000 | 3,249 |
| Pre-tax net operating income | $3,395,000 | 1,948 |
| Securities gains (losses) | $-7,000 | 4,683 |
| Applicable income taxes | $849,000 | 1,314 |
| Income before extraordinary items | $2,539,000 | 2,150 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,539,000 | 2,148 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,539,000 | 2,149 |
| Net charge-offs | $2,000 | 3,345 |
| Cash dividends | $950,000 | 1,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,544,530 | 2,144 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,633,000 | 2,657 |
| Total interest expense | $610,000 | 2,495 |
| Net interest income | $4,023,000 | 2,642 |
| Provision for loan and lease losses | $75,000 | 2,413 |
| Total noninterest income | $381,000 | 3,245 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $92,000 | 3,447 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $289,000 | 2,938 |
| Total noninterest expense | $2,159,000 | 3,360 |
| Salaries and employee benefits | $1,174,000 | 3,418 |
| Premises and equipment expense | $253,000 | 3,184 |
| Additional noninterest expense | $732,000 | 3,236 |
| Pre-tax net operating income | $2,170,000 | 1,977 |
| Securities gains (losses) | $-6,000 | 4,894 |
| Applicable income taxes | $551,000 | 1,330 |
| Income before extraordinary items | $1,613,000 | 2,195 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,613,000 | 2,192 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,613,000 | 2,194 |
| Net charge-offs | $2,000 | 3,018 |
| Cash dividends | $950,000 | 1,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,617,740 | 2,184 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,226,000 | 2,728 |
| Total interest expense | $287,000 | 2,533 |
| Net interest income | $1,939,000 | 2,725 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $181,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $47,000 | 3,428 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $134,000 | 2,975 |
| Total noninterest expense | $1,020,000 | 3,512 |
| Salaries and employee benefits | $582,000 | 3,473 |
| Premises and equipment expense | $129,000 | 3,180 |
| Additional noninterest expense | $309,000 | 3,596 |
| Pre-tax net operating income | $1,070,000 | 1,947 |
| Securities gains (losses) | $-6,000 | 5,156 |
| Applicable income taxes | $284,000 | 1,264 |
| Income before extraordinary items | $780,000 | 2,202 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $780,000 | 2,201 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $780,000 | 2,202 |
| Net charge-offs | $2,000 | 2,440 |
| Cash dividends | $400,000 | 1,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $784,740 | 2,186 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,864,000 | 2,675 |
| Total interest expense | $927,000 | 2,685 |
| Net interest income | $7,937,000 | 2,651 |
| Provision for loan and lease losses | $-470,000 | 5,507 |
| Total noninterest income | $835,000 | 3,220 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $190,000 | 3,513 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $645,000 | 2,836 |
| Total noninterest expense | $4,340,000 | 3,401 |
| Salaries and employee benefits | $2,570,000 | 3,282 |
| Premises and equipment expense | $561,000 | 3,044 |
| Additional noninterest expense | $1,209,000 | 3,653 |
| Pre-tax net operating income | $4,902,000 | 1,748 |
| Securities gains (losses) | $-92,000 | 5,394 |
| Applicable income taxes | $1,706,000 | 1,426 |
| Income before extraordinary items | $3,104,000 | 1,970 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,104,000 | 1,969 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,104,000 | 1,970 |
| Net charge-offs | $-20,000 | 4,947 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,163,800 | 1,930 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,552,000 | 2,717 |
| Total interest expense | $658,000 | 2,761 |
| Net interest income | $5,894,000 | 2,688 |
| Provision for loan and lease losses | $30,000 | 3,538 |
| Total noninterest income | $626,000 | 3,254 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $140,000 | 3,575 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $486,000 | 2,843 |
| Total noninterest expense | $3,307,000 | 3,371 |
| Salaries and employee benefits | $1,975,000 | 3,243 |
| Premises and equipment expense | $407,000 | 3,134 |
| Additional noninterest expense | $925,000 | 3,628 |
| Pre-tax net operating income | $3,183,000 | 1,971 |
| Securities gains (losses) | $64,000 | 769 |
| Applicable income taxes | $980,000 | 1,479 |
| Income before extraordinary items | $2,267,000 | 2,184 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,267,000 | 2,185 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,267,000 | 2,185 |
| Net charge-offs | $-18,000 | 4,897 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,222,200 | 2,187 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,261,000 | 2,748 |
| Total interest expense | $404,000 | 2,861 |
| Net interest income | $3,857,000 | 2,717 |
| Provision for loan and lease losses | $30,000 | 3,129 |
| Total noninterest income | $390,000 | 3,361 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $91,000 | 3,601 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $299,000 | 2,941 |
| Total noninterest expense | $2,200,000 | 3,393 |
| Salaries and employee benefits | $1,281,000 | 3,313 |
| Premises and equipment expense | $275,000 | 3,118 |
| Additional noninterest expense | $644,000 | 3,550 |
| Pre-tax net operating income | $2,017,000 | 2,015 |
| Securities gains (losses) | $42,000 | 707 |
| Applicable income taxes | $629,000 | 1,506 |
| Income before extraordinary items | $1,430,000 | 2,227 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,430,000 | 2,228 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,430,000 | 2,228 |
| Net charge-offs | $-12,000 | 4,850 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,401,020 | 2,233 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,100,000 | 2,769 |
| Total interest expense | $183,000 | 3,024 |
| Net interest income | $1,917,000 | 2,726 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $184,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $44,000 | 3,679 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $140,000 | 3,025 |
| Total noninterest expense | $1,094,000 | 3,424 |
| Salaries and employee benefits | $619,000 | 3,427 |
| Premises and equipment expense | $136,000 | 3,180 |
| Additional noninterest expense | $339,000 | 3,453 |
| Pre-tax net operating income | $977,000 | 1,993 |
| Securities gains (losses) | $12,000 | 618 |
| Applicable income taxes | $299,000 | 1,496 |
| Income before extraordinary items | $690,000 | 2,222 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $690,000 | 2,223 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $690,000 | 2,223 |
| Net charge-offs | $1,000 | 2,795 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $681,600 | 2,212 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,450,000 | 2,740 |
| Total interest expense | $625,000 | 3,249 |
| Net interest income | $7,825,000 | 2,666 |
| Provision for loan and lease losses | $263,000 | 2,134 |
| Total noninterest income | $873,000 | 3,259 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $185,000 | 3,685 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $688,000 | 2,853 |
| Total noninterest expense | $4,278,000 | 3,512 |
| Salaries and employee benefits | $2,489,000 | 3,413 |
| Premises and equipment expense | $523,000 | 3,280 |
| Additional noninterest expense | $1,266,000 | 3,693 |
| Pre-tax net operating income | $4,157,000 | 1,885 |
| Securities gains (losses) | $45,000 | 1,907 |
| Applicable income taxes | $1,347,000 | 1,364 |
| Income before extraordinary items | $2,855,000 | 2,188 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,855,000 | 2,186 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,855,000 | 2,187 |
| Net charge-offs | $239,000 | 1,754 |
| Cash dividends | $500,000 | 2,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,824,400 | 2,150 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,343,000 | 2,748 |
| Total interest expense | $467,000 | 3,258 |
| Net interest income | $5,876,000 | 2,674 |
| Provision for loan and lease losses | $158,000 | 2,305 |
| Total noninterest income | $586,000 | 3,425 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $139,000 | 3,712 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $447,000 | 3,033 |
| Total noninterest expense | $3,174,000 | 3,539 |
| Salaries and employee benefits | $1,829,000 | 3,446 |
| Premises and equipment expense | $414,000 | 3,206 |
| Additional noninterest expense | $931,000 | 3,765 |
| Pre-tax net operating income | $3,130,000 | 1,901 |
| Securities gains (losses) | $45,000 | 1,839 |
| Applicable income taxes | $1,012,000 | 1,401 |
| Income before extraordinary items | $2,163,000 | 2,212 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,163,000 | 2,211 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,163,000 | 2,212 |
| Net charge-offs | $63,000 | 2,422 |
| Cash dividends | $500,000 | 2,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,132,400 | 2,164 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,212,000 | 2,766 |
| Total interest expense | $311,000 | 3,275 |
| Net interest income | $3,901,000 | 2,682 |
| Provision for loan and lease losses | $98,000 | 2,348 |
| Total noninterest income | $348,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $89,000 | 3,755 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $259,000 | 3,228 |
| Total noninterest expense | $2,114,000 | 3,567 |
| Salaries and employee benefits | $1,219,000 | 3,468 |
| Premises and equipment expense | $282,000 | 3,164 |
| Additional noninterest expense | $613,000 | 3,820 |
| Pre-tax net operating income | $2,037,000 | 1,909 |
| Securities gains (losses) | $45,000 | 1,501 |
| Applicable income taxes | $674,000 | 1,397 |
| Income before extraordinary items | $1,408,000 | 2,235 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,408,000 | 2,234 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,408,000 | 2,234 |
| Net charge-offs | $62,000 | 1,991 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,377,400 | 2,204 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 2,714 |
| Total interest expense | $151,000 | 3,363 |
| Net interest income | $2,011,000 | 2,627 |
| Provision for loan and lease losses | $38,000 | 2,399 |
| Total noninterest income | $173,000 | 3,586 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $43,000 | 3,794 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $130,000 | 3,168 |
| Total noninterest expense | $1,006,000 | 3,697 |
| Salaries and employee benefits | $582,000 | 3,591 |
| Premises and equipment expense | $135,000 | 3,290 |
| Additional noninterest expense | $289,000 | 3,963 |
| Pre-tax net operating income | $1,140,000 | 1,750 |
| Securities gains (losses) | $45,000 | 876 |
| Applicable income taxes | $406,000 | 1,227 |
| Income before extraordinary items | $779,000 | 2,033 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $779,000 | 2,033 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $779,000 | 2,033 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $749,300 | 2,046 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,105,000 | 2,815 |
| Total interest expense | $659,000 | 3,184 |
| Net interest income | $7,446,000 | 2,736 |
| Provision for loan and lease losses | $115,000 | 2,943 |
| Total noninterest income | $839,000 | 3,373 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $195,000 | 3,747 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $644,000 | 2,938 |
| Total noninterest expense | $4,291,000 | 3,555 |
| Salaries and employee benefits | $2,380,000 | 3,532 |
| Premises and equipment expense | $586,000 | 3,159 |
| Additional noninterest expense | $1,325,000 | 3,690 |
| Pre-tax net operating income | $3,879,000 | 1,914 |
| Securities gains (losses) | $33,000 | 1,928 |
| Applicable income taxes | $1,295,000 | 1,350 |
| Income before extraordinary items | $2,617,000 | 2,259 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,617,000 | 2,259 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,617,000 | 2,260 |
| Net charge-offs | $128,000 | 2,426 |
| Cash dividends | $500,000 | 2,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,594,890 | 2,233 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,938,000 | 2,876 |
| Total interest expense | $507,000 | 3,181 |
| Net interest income | $5,431,000 | 2,813 |
| Provision for loan and lease losses | $67,000 | 3,047 |
| Total noninterest income | $633,000 | 3,379 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $151,000 | 3,732 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $482,000 | 2,962 |
| Total noninterest expense | $3,176,000 | 3,606 |
| Salaries and employee benefits | $1,753,000 | 3,576 |
| Premises and equipment expense | $427,000 | 3,255 |
| Additional noninterest expense | $996,000 | 3,702 |
| Pre-tax net operating income | $2,821,000 | 2,005 |
| Securities gains (losses) | $22,000 | 1,962 |
| Applicable income taxes | $939,000 | 1,430 |
| Income before extraordinary items | $1,904,000 | 2,352 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,904,000 | 2,353 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,904,000 | 2,353 |
| Net charge-offs | $1,000 | 4,077 |
| Cash dividends | $500,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,889,260 | 2,320 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,896,000 | 2,907 |
| Total interest expense | $353,000 | 3,108 |
| Net interest income | $3,543,000 | 2,856 |
| Provision for loan and lease losses | $45,000 | 2,981 |
| Total noninterest income | $442,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $100,000 | 3,725 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $342,000 | 2,878 |
| Total noninterest expense | $2,074,000 | 3,691 |
| Salaries and employee benefits | $1,124,000 | 3,705 |
| Premises and equipment expense | $287,000 | 3,261 |
| Additional noninterest expense | $663,000 | 3,730 |
| Pre-tax net operating income | $1,866,000 | 1,993 |
| Securities gains (losses) | $15,000 | 1,851 |
| Applicable income taxes | $622,000 | 1,433 |
| Income before extraordinary items | $1,259,000 | 2,352 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,259,000 | 2,354 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,259,000 | 2,354 |
| Net charge-offs | $-3,000 | 4,856 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,248,950 | 2,319 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,901,000 | 2,954 |
| Total interest expense | $180,000 | 3,099 |
| Net interest income | $1,721,000 | 2,922 |
| Provision for loan and lease losses | $23,000 | 2,765 |
| Total noninterest income | $228,000 | 3,191 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $52,000 | 3,639 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $176,000 | 2,800 |
| Total noninterest expense | $991,000 | 3,812 |
| Salaries and employee benefits | $517,000 | 3,903 |
| Premises and equipment expense | $143,000 | 3,298 |
| Additional noninterest expense | $331,000 | 3,732 |
| Pre-tax net operating income | $935,000 | 1,968 |
| Securities gains (losses) | $8,000 | 1,548 |
| Applicable income taxes | $313,000 | 1,402 |
| Income before extraordinary items | $630,000 | 2,311 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $630,000 | 2,312 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $630,000 | 2,312 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $624,640 | 2,258 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,553,000 | 3,002 |
| Total interest expense | $930,000 | 2,716 |
| Net interest income | $6,623,000 | 3,019 |
| Provision for loan and lease losses | $162,000 | 2,700 |
| Total noninterest income | $812,000 | 3,454 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $196,000 | 3,944 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $616,000 | 2,993 |
| Total noninterest expense | $4,274,000 | 3,676 |
| Salaries and employee benefits | $2,357,000 | 3,634 |
| Premises and equipment expense | $607,000 | 3,206 |
| Additional noninterest expense | $1,310,000 | 3,855 |
| Pre-tax net operating income | $2,999,000 | 2,278 |
| Securities gains (losses) | $43,000 | 1,834 |
| Applicable income taxes | $888,000 | 1,678 |
| Income before extraordinary items | $2,154,000 | 2,557 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,154,000 | 2,557 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,154,000 | 2,557 |
| Net charge-offs | $106,000 | 3,134 |
| Cash dividends | $757,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,123,470 | 2,549 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,695,000 | 3,004 |
| Total interest expense | $706,000 | 2,734 |
| Net interest income | $4,989,000 | 3,020 |
| Provision for loan and lease losses | $162,000 | 2,306 |
| Total noninterest income | $636,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $143,000 | 4,037 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $493,000 | 2,923 |
| Total noninterest expense | $3,174,000 | 3,714 |
| Salaries and employee benefits | $1,751,000 | 3,657 |
| Premises and equipment expense | $459,000 | 3,230 |
| Additional noninterest expense | $964,000 | 3,926 |
| Pre-tax net operating income | $2,289,000 | 2,288 |
| Securities gains (losses) | $3,000 | 2,680 |
| Applicable income taxes | $724,000 | 1,611 |
| Income before extraordinary items | $1,568,000 | 2,655 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,568,000 | 2,655 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,568,000 | 2,655 |
| Net charge-offs | $6,000 | 4,332 |
| Cash dividends | $757,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,565,960 | 2,611 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,813,000 | 3,006 |
| Total interest expense | $479,000 | 2,725 |
| Net interest income | $3,334,000 | 3,018 |
| Provision for loan and lease losses | $162,000 | 1,825 |
| Total noninterest income | $428,000 | 3,386 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $92,000 | 4,074 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $336,000 | 2,877 |
| Total noninterest expense | $2,105,000 | 3,738 |
| Salaries and employee benefits | $1,141,000 | 3,738 |
| Premises and equipment expense | $319,000 | 3,154 |
| Additional noninterest expense | $645,000 | 3,932 |
| Pre-tax net operating income | $1,495,000 | 2,280 |
| Securities gains (losses) | $28,000 | 1,480 |
| Applicable income taxes | $480,000 | 1,578 |
| Income before extraordinary items | $1,043,000 | 2,576 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,043,000 | 2,579 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,043,000 | 2,580 |
| Net charge-offs | $78,000 | 2,418 |
| Cash dividends | $757,000 | 1,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,023,960 | 2,557 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 3,038 |
| Total interest expense | $243,000 | 2,735 |
| Net interest income | $1,648,000 | 3,048 |
| Provision for loan and lease losses | $81,000 | 1,753 |
| Total noninterest income | $229,000 | 3,224 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $45,000 | 4,116 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $184,000 | 2,677 |
| Total noninterest expense | $1,025,000 | 3,839 |
| Salaries and employee benefits | $530,000 | 3,929 |
| Premises and equipment expense | $179,000 | 2,978 |
| Additional noninterest expense | $316,000 | 3,991 |
| Pre-tax net operating income | $771,000 | 2,153 |
| Securities gains (losses) | $20,000 | 956 |
| Applicable income taxes | $252,000 | 1,504 |
| Income before extraordinary items | $539,000 | 2,436 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $539,000 | 2,439 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $539,000 | 2,439 |
| Net charge-offs | $-4,000 | 5,342 |
| Cash dividends | $257,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $525,400 | 2,440 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,858,000 | 2,979 |
| Total interest expense | $1,039,000 | 2,860 |
| Net interest income | $6,819,000 | 2,961 |
| Provision for loan and lease losses | $375,000 | 2,178 |
| Total noninterest income | $1,267,000 | 2,835 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $164,000 | 4,442 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,103,000 | 2,240 |
| Total noninterest expense | $4,382,000 | 3,701 |
| Salaries and employee benefits | $2,545,000 | 3,496 |
| Premises and equipment expense | $601,000 | 3,307 |
| Additional noninterest expense | $1,236,000 | 4,128 |
| Pre-tax net operating income | $3,329,000 | 1,994 |
| Securities gains (losses) | $300,000 | 692 |
| Applicable income taxes | $1,107,000 | 1,383 |
| Income before extraordinary items | $2,522,000 | 2,179 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,522,000 | 2,184 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,522,000 | 2,183 |
| Net charge-offs | $307,000 | 2,557 |
| Cash dividends | $1,000,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,315,000 | 2,286 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,893,000 | 3,004 |
| Total interest expense | $773,000 | 2,957 |
| Net interest income | $5,120,000 | 2,985 |
| Provision for loan and lease losses | $225,000 | 2,403 |
| Total noninterest income | $986,000 | 2,843 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $122,000 | 4,481 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $864,000 | 2,251 |
| Total noninterest expense | $3,267,000 | 3,736 |
| Salaries and employee benefits | $1,909,000 | 3,512 |
| Premises and equipment expense | $481,000 | 3,191 |
| Additional noninterest expense | $877,000 | 4,264 |
| Pre-tax net operating income | $2,614,000 | 1,978 |
| Securities gains (losses) | $290,000 | 654 |
| Applicable income taxes | $944,000 | 1,307 |
| Income before extraordinary items | $1,960,000 | 2,166 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,960,000 | 2,173 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,960,000 | 2,173 |
| Net charge-offs | $315,000 | 2,068 |
| Cash dividends | $250,000 | 2,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,765,700 | 2,279 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,887,000 | 3,032 |
| Total interest expense | $522,000 | 2,971 |
| Net interest income | $3,365,000 | 3,010 |
| Provision for loan and lease losses | $50,000 | 3,593 |
| Total noninterest income | $626,000 | 2,937 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $75,000 | 4,608 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $551,000 | 2,347 |
| Total noninterest expense | $2,177,000 | 3,755 |
| Salaries and employee benefits | $1,281,000 | 3,507 |
| Premises and equipment expense | $321,000 | 3,207 |
| Additional noninterest expense | $575,000 | 4,290 |
| Pre-tax net operating income | $1,764,000 | 1,925 |
| Securities gains (losses) | $289,000 | 577 |
| Applicable income taxes | $688,000 | 1,208 |
| Income before extraordinary items | $1,365,000 | 2,086 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,365,000 | 2,094 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,365,000 | 2,092 |
| Net charge-offs | $288,000 | 1,733 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,174,260 | 2,253 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,956,000 | 3,043 |
| Total interest expense | $267,000 | 2,996 |
| Net interest income | $1,689,000 | 3,009 |
| Provision for loan and lease losses | $25,000 | 3,416 |
| Total noninterest income | $325,000 | 2,894 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $36,000 | 4,669 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $289,000 | 2,273 |
| Total noninterest expense | $1,085,000 | 3,787 |
| Salaries and employee benefits | $641,000 | 3,551 |
| Premises and equipment expense | $169,000 | 3,112 |
| Additional noninterest expense | $275,000 | 4,424 |
| Pre-tax net operating income | $904,000 | 1,864 |
| Securities gains (losses) | $3,000 | 1,729 |
| Applicable income taxes | $295,000 | 1,341 |
| Income before extraordinary items | $612,000 | 2,225 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $612,000 | 2,227 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $612,000 | 2,227 |
| Net charge-offs | $16,000 | 3,214 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $609,990 | 2,152 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,359,000 | 2,992 |
| Total interest expense | $1,521,000 | 2,688 |
| Net interest income | $6,838,000 | 3,041 |
| Provision for loan and lease losses | $575,000 | 2,523 |
| Total noninterest income | $1,434,000 | 2,679 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $181,000 | 4,453 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,253,000 | 2,075 |
| Total noninterest expense | $4,290,000 | 3,835 |
| Salaries and employee benefits | $2,651,000 | 3,421 |
| Premises and equipment expense | $446,000 | 4,081 |
| Additional noninterest expense | $1,193,000 | 4,370 |
| Pre-tax net operating income | $3,407,000 | 1,866 |
| Securities gains (losses) | $79,000 | 2,444 |
| Applicable income taxes | $1,069,000 | 1,411 |
| Income before extraordinary items | $2,417,000 | 2,243 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,417,000 | 2,241 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,417,000 | 2,244 |
| Net charge-offs | $254,000 | 3,505 |
| Cash dividends | $500,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,362,490 | 2,154 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,257,000 | 3,059 |
| Total interest expense | $1,226,000 | 2,639 |
| Net interest income | $5,031,000 | 3,142 |
| Provision for loan and lease losses | $225,000 | 3,327 |
| Total noninterest income | $1,056,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $132,000 | 4,553 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $924,000 | 2,093 |
| Total noninterest expense | $3,201,000 | 3,878 |
| Salaries and employee benefits | $2,006,000 | 3,418 |
| Premises and equipment expense | $326,000 | 4,185 |
| Additional noninterest expense | $869,000 | 4,475 |
| Pre-tax net operating income | $2,661,000 | 1,858 |
| Securities gains (losses) | $79,000 | 2,147 |
| Applicable income taxes | $886,000 | 1,350 |
| Income before extraordinary items | $1,854,000 | 2,258 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,854,000 | 2,258 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,854,000 | 2,258 |
| Net charge-offs | $-34,000 | 6,858 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,800,280 | 2,170 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,174,000 | 3,086 |
| Total interest expense | $881,000 | 2,576 |
| Net interest income | $3,293,000 | 3,197 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $679,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $84,000 | 4,638 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $595,000 | 2,119 |
| Total noninterest expense | $2,167,000 | 3,869 |
| Salaries and employee benefits | $1,330,000 | 3,446 |
| Premises and equipment expense | $219,000 | 4,178 |
| Additional noninterest expense | $618,000 | 4,319 |
| Pre-tax net operating income | $1,655,000 | 1,976 |
| Securities gains (losses) | $41,000 | 2,175 |
| Applicable income taxes | $537,000 | 1,429 |
| Income before extraordinary items | $1,159,000 | 2,336 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,159,000 | 2,335 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,159,000 | 2,336 |
| Net charge-offs | $-31,000 | 6,894 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,131,120 | 2,239 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,066,000 | 3,130 |
| Total interest expense | $456,000 | 2,584 |
| Net interest income | $1,610,000 | 3,262 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $300,000 | 2,953 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $40,000 | 4,716 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $260,000 | 2,288 |
| Total noninterest expense | $1,070,000 | 3,914 |
| Salaries and employee benefits | $653,000 | 3,525 |
| Premises and equipment expense | $113,000 | 4,128 |
| Additional noninterest expense | $304,000 | 4,356 |
| Pre-tax net operating income | $765,000 | 2,093 |
| Securities gains (losses) | $39,000 | 1,339 |
| Applicable income taxes | $250,000 | 1,492 |
| Income before extraordinary items | $554,000 | 2,409 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $554,000 | 2,411 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $554,000 | 2,412 |
| Net charge-offs | $-4,000 | 6,305 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $527,090 | 2,373 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,436,000 | 3,179 |
| Total interest expense | $2,409,000 | 2,394 |
| Net interest income | $6,027,000 | 3,452 |
| Provision for loan and lease losses | $400,000 | 3,737 |
| Total noninterest income | $1,264,000 | 2,708 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $188,000 | 4,497 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,076,000 | 2,042 |
| Total noninterest expense | $4,270,000 | 3,939 |
| Salaries and employee benefits | $2,505,000 | 3,555 |
| Premises and equipment expense | $491,000 | 4,093 |
| Additional noninterest expense | $1,274,000 | 4,285 |
| Pre-tax net operating income | $2,621,000 | 2,059 |
| Securities gains (losses) | $11,000 | 3,300 |
| Applicable income taxes | $713,000 | 1,665 |
| Income before extraordinary items | $1,919,000 | 2,329 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,919,000 | 2,330 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,919,000 | 2,330 |
| Net charge-offs | $201,000 | 4,288 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,910,970 | 2,265 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,338,000 | 3,213 |
| Total interest expense | $1,867,000 | 2,417 |
| Net interest income | $4,471,000 | 3,497 |
| Provision for loan and lease losses | $200,000 | 4,143 |
| Total noninterest income | $927,000 | 2,742 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $144,000 | 4,469 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $783,000 | 2,068 |
| Total noninterest expense | $3,078,000 | 4,044 |
| Salaries and employee benefits | $1,915,000 | 3,506 |
| Premises and equipment expense | $372,000 | 4,106 |
| Additional noninterest expense | $791,000 | 4,803 |
| Pre-tax net operating income | $2,120,000 | 1,988 |
| Securities gains (losses) | $10,000 | 3,052 |
| Applicable income taxes | $658,000 | 1,481 |
| Income before extraordinary items | $1,472,000 | 2,357 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,472,000 | 2,358 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,472,000 | 2,358 |
| Net charge-offs | $-14,000 | 7,057 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,465,100 | 2,263 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,256,000 | 3,222 |
| Total interest expense | $1,265,000 | 2,463 |
| Net interest income | $2,991,000 | 3,487 |
| Provision for loan and lease losses | $100,000 | 4,367 |
| Total noninterest income | $464,000 | 3,261 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $95,000 | 4,484 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $369,000 | 2,553 |
| Total noninterest expense | $2,108,000 | 4,028 |
| Salaries and employee benefits | $1,320,000 | 3,439 |
| Premises and equipment expense | $240,000 | 4,221 |
| Additional noninterest expense | $548,000 | 4,758 |
| Pre-tax net operating income | $1,247,000 | 2,167 |
| Securities gains (losses) | $9,000 | 2,392 |
| Applicable income taxes | $378,000 | 1,578 |
| Income before extraordinary items | $878,000 | 2,509 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $878,000 | 2,509 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $878,000 | 2,509 |
| Net charge-offs | $-10,000 | 7,015 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $871,700 | 2,444 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,150,000 | 3,223 |
| Total interest expense | $658,000 | 2,450 |
| Net interest income | $1,492,000 | 3,481 |
| Provision for loan and lease losses | $100,000 | 3,337 |
| Total noninterest income | $240,000 | 3,231 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $45,000 | 4,534 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $195,000 | 2,501 |
| Total noninterest expense | $1,037,000 | 4,089 |
| Salaries and employee benefits | $653,000 | 3,493 |
| Premises and equipment expense | $122,000 | 4,237 |
| Additional noninterest expense | $262,000 | 4,882 |
| Pre-tax net operating income | $595,000 | 2,237 |
| Securities gains (losses) | $7,000 | 1,395 |
| Applicable income taxes | $178,000 | 1,622 |
| Income before extraordinary items | $424,000 | 2,542 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $424,000 | 2,541 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $424,000 | 2,542 |
| Net charge-offs | $-6,000 | 6,852 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $419,100 | 2,511 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,608,000 | 3,057 |
| Total interest expense | $3,260,000 | 2,418 |
| Net interest income | $6,348,000 | 3,335 |
| Provision for loan and lease losses | $1,356,000 | 2,602 |
| Total noninterest income | $1,296,000 | 2,774 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $176,000 | 4,644 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,120,000 | 2,045 |
| Total noninterest expense | $4,048,000 | 4,182 |
| Salaries and employee benefits | $2,493,000 | 3,585 |
| Premises and equipment expense | $443,000 | 4,496 |
| Additional noninterest expense | $1,112,000 | 4,804 |
| Pre-tax net operating income | $2,240,000 | 2,046 |
| Securities gains (losses) | $-30,000 | 7,109 |
| Applicable income taxes | $496,000 | 1,898 |
| Income before extraordinary items | $1,714,000 | 2,280 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,714,000 | 2,278 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,714,000 | 2,281 |
| Net charge-offs | $585,000 | 3,439 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,737,400 | 2,166 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,319,000 | 3,068 |
| Total interest expense | $2,469,000 | 2,504 |
| Net interest income | $4,850,000 | 3,327 |
| Provision for loan and lease losses | $969,000 | 2,559 |
| Total noninterest income | $911,000 | 2,909 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $129,000 | 4,761 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $782,000 | 2,100 |
| Total noninterest expense | $3,020,000 | 4,211 |
| Salaries and employee benefits | $1,840,000 | 3,672 |
| Premises and equipment expense | $349,000 | 4,443 |
| Additional noninterest expense | $831,000 | 4,814 |
| Pre-tax net operating income | $1,772,000 | 2,090 |
| Securities gains (losses) | $-33,000 | 7,302 |
| Applicable income taxes | $454,000 | 1,760 |
| Income before extraordinary items | $1,285,000 | 2,426 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,285,000 | 2,422 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,285,000 | 2,426 |
| Net charge-offs | $282,000 | 3,814 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,309,420 | 2,272 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,748,000 | 3,174 |
| Total interest expense | $1,674,000 | 2,553 |
| Net interest income | $3,074,000 | 3,460 |
| Provision for loan and lease losses | $630,000 | 2,503 |
| Total noninterest income | $529,000 | 3,114 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $85,000 | 4,770 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $444,000 | 2,261 |
| Total noninterest expense | $1,990,000 | 4,246 |
| Salaries and employee benefits | $1,217,000 | 3,727 |
| Premises and equipment expense | $231,000 | 4,483 |
| Additional noninterest expense | $542,000 | 4,868 |
| Pre-tax net operating income | $983,000 | 2,410 |
| Securities gains (losses) | $76,000 | 1,615 |
| Applicable income taxes | $248,000 | 1,917 |
| Income before extraordinary items | $811,000 | 2,485 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $811,000 | 2,481 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $811,000 | 2,484 |
| Net charge-offs | $200,000 | 3,542 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $752,480 | 2,511 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,405,000 | 3,195 |
| Total interest expense | $850,000 | 2,630 |
| Net interest income | $1,555,000 | 3,455 |
| Provision for loan and lease losses | $580,000 | 1,687 |
| Total noninterest income | $272,000 | 3,051 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $41,000 | 4,830 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $231,000 | 2,183 |
| Total noninterest expense | $1,025,000 | 4,209 |
| Salaries and employee benefits | $623,000 | 3,710 |
| Premises and equipment expense | $111,000 | 4,666 |
| Additional noninterest expense | $291,000 | 4,671 |
| Pre-tax net operating income | $222,000 | 3,879 |
| Securities gains (losses) | $76,000 | 916 |
| Applicable income taxes | $13,000 | 3,663 |
| Income before extraordinary items | $285,000 | 3,232 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $285,000 | 3,229 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $285,000 | 3,232 |
| Net charge-offs | $-203,000 | 7,898 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $212,040 | 3,652 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,736,000 | 3,297 |
| Total interest expense | $4,085,000 | 2,687 |
| Net interest income | $5,651,000 | 3,627 |
| Provision for loan and lease losses | $1,987,000 | 2,483 |
| Total noninterest income | $1,238,000 | 2,909 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $189,000 | 4,746 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,049,000 | 2,092 |
| Total noninterest expense | $3,973,000 | 4,359 |
| Salaries and employee benefits | $2,384,000 | 3,835 |
| Premises and equipment expense | $403,000 | 4,980 |
| Additional noninterest expense | $1,186,000 | 4,784 |
| Pre-tax net operating income | $929,000 | 3,100 |
| Securities gains (losses) | $502,000 | 880 |
| Applicable income taxes | $276,000 | 2,100 |
| Income before extraordinary items | $1,155,000 | 2,532 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,155,000 | 2,530 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,155,000 | 2,531 |
| Net charge-offs | $2,294,000 | 1,875 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $748,380 | 3,189 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,330,000 | 3,339 |
| Total interest expense | $3,100,000 | 2,778 |
| Net interest income | $4,230,000 | 3,644 |
| Provision for loan and lease losses | $1,322,000 | 2,383 |
| Total noninterest income | $962,000 | 2,890 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $145,000 | 4,741 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $817,000 | 2,098 |
| Total noninterest expense | $3,087,000 | 4,279 |
| Salaries and employee benefits | $1,844,000 | 3,769 |
| Premises and equipment expense | $304,000 | 4,997 |
| Additional noninterest expense | $939,000 | 4,593 |
| Pre-tax net operating income | $783,000 | 3,147 |
| Securities gains (losses) | $390,000 | 830 |
| Applicable income taxes | $253,000 | 2,087 |
| Income before extraordinary items | $920,000 | 2,611 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $920,000 | 2,608 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $920,000 | 2,611 |
| Net charge-offs | $1,355,000 | 1,873 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $615,800 | 3,249 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,916,000 | 3,355 |
| Total interest expense | $2,162,000 | 2,780 |
| Net interest income | $2,754,000 | 3,696 |
| Provision for loan and lease losses | $872,000 | 2,237 |
| Total noninterest income | $708,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $98,000 | 4,705 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $610,000 | 1,972 |
| Total noninterest expense | $2,084,000 | 4,280 |
| Salaries and employee benefits | $1,230,000 | 3,814 |
| Premises and equipment expense | $207,000 | 4,986 |
| Additional noninterest expense | $647,000 | 4,511 |
| Pre-tax net operating income | $506,000 | 3,278 |
| Securities gains (losses) | $379,000 | 629 |
| Applicable income taxes | $211,000 | 1,899 |
| Income before extraordinary items | $674,000 | 2,570 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $674,000 | 2,567 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $674,000 | 2,569 |
| Net charge-offs | $1,245,000 | 1,483 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $385,960 | 3,423 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,530,000 | 3,320 |
| Total interest expense | $1,129,000 | 2,775 |
| Net interest income | $1,401,000 | 3,636 |
| Provision for loan and lease losses | $642,000 | 1,540 |
| Total noninterest income | $370,000 | 2,646 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $45,000 | 4,805 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $325,000 | 1,848 |
| Total noninterest expense | $968,000 | 4,403 |
| Salaries and employee benefits | $608,000 | 3,883 |
| Premises and equipment expense | $103,000 | 5,042 |
| Additional noninterest expense | $257,000 | 4,877 |
| Pre-tax net operating income | $161,000 | 4,388 |
| Securities gains (losses) | $343,000 | 457 |
| Applicable income taxes | $136,000 | 1,867 |
| Income before extraordinary items | $368,000 | 2,732 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $368,000 | 2,730 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $368,000 | 2,733 |
| Net charge-offs | $740,000 | 1,124 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $117,610 | 4,560 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,115,000 | 3,245 |
| Total interest expense | $5,527,000 | 2,710 |
| Net interest income | $5,588,000 | 3,658 |
| Provision for loan and lease losses | $244,000 | 4,947 |
| Total noninterest income | $869,000 | 3,695 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $153,000 | 5,280 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $716,000 | 2,620 |
| Total noninterest expense | $3,569,000 | 4,572 |
| Salaries and employee benefits | $2,264,000 | 4,075 |
| Premises and equipment expense | $423,000 | 4,937 |
| Additional noninterest expense | $882,000 | 5,201 |
| Pre-tax net operating income | $2,644,000 | 2,002 |
| Securities gains (losses) | $-2,990,000 | 7,998 |
| Applicable income taxes | $-423,000 | 7,430 |
| Income before extraordinary items | $77,000 | 5,946 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $77,000 | 5,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,841 |
| Cash dividends | $323,000 | 3,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,990,600 | 2,127 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,502,000 | 3,252 |
| Total interest expense | $4,266,000 | 2,736 |
| Net interest income | $4,236,000 | 3,660 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $637,000 | 3,839 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $100,000 | 5,532 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $537,000 | 2,697 |
| Total noninterest expense | $2,704,000 | 4,529 |
| Salaries and employee benefits | $1,730,000 | 4,030 |
| Premises and equipment expense | $326,000 | 4,875 |
| Additional noninterest expense | $648,000 | 5,197 |
| Pre-tax net operating income | $2,069,000 | 2,245 |
| Securities gains (losses) | $-2,990,000 | 8,139 |
| Applicable income taxes | $588,000 | 1,706 |
| Income before extraordinary items | $-1,509,000 | 7,705 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,509,000 | 7,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,620 |
| Cash dividends | $263,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,481,000 | 2,463 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,787,000 | 3,235 |
| Total interest expense | $2,909,000 | 2,780 |
| Net interest income | $2,878,000 | 3,603 |
| Provision for loan and lease losses | $56,000 | 5,080 |
| Total noninterest income | $444,000 | 3,779 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $65,000 | 5,586 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $379,000 | 2,671 |
| Total noninterest expense | $1,820,000 | 4,538 |
| Salaries and employee benefits | $1,165,000 | 4,045 |
| Premises and equipment expense | $224,000 | 4,819 |
| Additional noninterest expense | $431,000 | 5,189 |
| Pre-tax net operating income | $1,446,000 | 2,278 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $411,000 | 1,841 |
| Income before extraordinary items | $1,035,000 | 2,499 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,035,000 | 2,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $-151,000 | 8,417 |
| Net operating income | $1,035,000 | 2,459 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,963,000 | 3,265 |
| Total interest expense | $1,548,000 | 2,798 |
| Net interest income | $1,415,000 | 3,636 |
| Provision for loan and lease losses | $36,000 | 4,202 |
| Total noninterest income | $219,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $31,000 | 5,641 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $188,000 | 2,671 |
| Total noninterest expense | $940,000 | 4,425 |
| Salaries and employee benefits | $580,000 | 4,077 |
| Premises and equipment expense | $113,000 | 4,801 |
| Additional noninterest expense | $247,000 | 4,727 |
| Pre-tax net operating income | $658,000 | 2,528 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $187,000 | 2,059 |
| Income before extraordinary items | $471,000 | 2,830 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $471,000 | 2,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $471,000 | 2,752 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,296,000 | 3,450 |
| Total interest expense | $6,164,000 | 2,946 |
| Net interest income | $5,132,000 | 3,913 |
| Provision for loan and lease losses | $165,000 | 4,187 |
| Total noninterest income | $652,000 | 4,455 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $113,000 | 5,858 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $539,000 | 3,181 |
| Total noninterest expense | $3,357,000 | 4,662 |
| Salaries and employee benefits | $2,090,000 | 4,256 |
| Premises and equipment expense | $406,000 | 4,987 |
| Additional noninterest expense | $861,000 | 5,102 |
| Pre-tax net operating income | $2,262,000 | 3,055 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $602,000 | 2,501 |
| Income before extraordinary items | $1,660,000 | 3,216 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,660,000 | 3,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $-120,000 | 8,451 |
| Net operating income | $1,660,000 | 3,205 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,288,000 | 3,520 |
| Total interest expense | $4,494,000 | 3,002 |
| Net interest income | $3,794,000 | 3,972 |
| Provision for loan and lease losses | $135,000 | 3,624 |
| Total noninterest income | $454,000 | 4,628 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $83,000 | 5,921 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $371,000 | 3,344 |
| Total noninterest expense | $2,504,000 | 4,654 |
| Salaries and employee benefits | $1,563,000 | 4,251 |
| Premises and equipment expense | $317,000 | 4,842 |
| Additional noninterest expense | $624,000 | 5,163 |
| Pre-tax net operating income | $1,609,000 | 3,309 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $417,000 | 2,759 |
| Income before extraordinary items | $1,192,000 | 3,480 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,192,000 | 3,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $-120,000 | 8,495 |
| Net operating income | $1,192,000 | 3,465 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,395,000 | 3,588 |
| Total interest expense | $2,924,000 | 3,068 |
| Net interest income | $2,471,000 | 4,068 |
| Provision for loan and lease losses | $90,000 | 3,429 |
| Total noninterest income | $289,000 | 4,756 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $56,000 | 5,910 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $233,000 | 3,493 |
| Total noninterest expense | $1,693,000 | 4,625 |
| Salaries and employee benefits | $1,056,000 | 4,243 |
| Premises and equipment expense | $216,000 | 4,792 |
| Additional noninterest expense | $421,000 | 5,115 |
| Pre-tax net operating income | $977,000 | 3,587 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $240,000 | 3,025 |
| Income before extraordinary items | $737,000 | 3,705 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $737,000 | 3,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $737,000 | 3,687 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,668,000 | 3,599 |
| Total interest expense | $1,453,000 | 3,071 |
| Net interest income | $1,215,000 | 4,113 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $121,000 | 5,112 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $28,000 | 5,902 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $93,000 | 3,879 |
| Total noninterest expense | $850,000 | 4,614 |
| Salaries and employee benefits | $523,000 | 4,288 |
| Premises and equipment expense | $108,000 | 4,816 |
| Additional noninterest expense | $219,000 | 4,959 |
| Pre-tax net operating income | $441,000 | 3,791 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $100,000 | 3,266 |
| Income before extraordinary items | $341,000 | 3,895 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $341,000 | 3,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $341,000 | 3,869 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,434,000 | 3,459 |
| Total interest expense | $5,198,000 | 2,941 |
| Net interest income | $5,236,000 | 3,878 |
| Provision for loan and lease losses | $148,000 | 4,088 |
| Total noninterest income | $599,000 | 4,732 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $101,000 | 6,144 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $498,000 | 3,350 |
| Total noninterest expense | $2,995,000 | 4,889 |
| Salaries and employee benefits | $1,889,000 | 4,460 |
| Premises and equipment expense | $360,000 | 5,247 |
| Additional noninterest expense | $746,000 | 5,452 |
| Pre-tax net operating income | $2,692,000 | 2,980 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $784,000 | 2,507 |
| Income before extraordinary items | $1,908,000 | 3,202 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,908,000 | 3,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $106,000 | 5,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,908,000 | 3,190 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,713,000 | 3,478 |
| Total interest expense | $3,781,000 | 2,922 |
| Net interest income | $3,932,000 | 3,899 |
| Provision for loan and lease losses | $103,000 | 4,045 |
| Total noninterest income | $478,000 | 4,600 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $74,000 | 6,250 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $404,000 | 3,202 |
| Total noninterest expense | $2,311,000 | 4,781 |
| Salaries and employee benefits | $1,498,000 | 4,237 |
| Premises and equipment expense | $269,000 | 5,262 |
| Additional noninterest expense | $544,000 | 5,527 |
| Pre-tax net operating income | $1,996,000 | 3,111 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $581,000 | 2,646 |
| Income before extraordinary items | $1,415,000 | 3,335 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,415,000 | 3,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,490 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,415,000 | 3,320 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,943,000 | 3,517 |
| Total interest expense | $2,372,000 | 2,954 |
| Net interest income | $2,571,000 | 3,966 |
| Provision for loan and lease losses | $66,000 | 3,960 |
| Total noninterest income | $290,000 | 4,829 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $49,000 | 6,273 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $241,000 | 3,390 |
| Total noninterest expense | $1,549,000 | 4,777 |
| Salaries and employee benefits | $1,002,000 | 4,256 |
| Premises and equipment expense | $191,000 | 5,073 |
| Additional noninterest expense | $356,000 | 5,565 |
| Pre-tax net operating income | $1,246,000 | 3,282 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $355,000 | 2,806 |
| Income before extraordinary items | $891,000 | 3,470 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $891,000 | 3,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $891,000 | 3,460 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,391,000 | 3,552 |
| Total interest expense | $1,116,000 | 2,982 |
| Net interest income | $1,275,000 | 3,994 |
| Provision for loan and lease losses | $33,000 | 3,748 |
| Total noninterest income | $153,000 | 4,624 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $24,000 | 6,271 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $129,000 | 3,249 |
| Total noninterest expense | $784,000 | 4,758 |
| Salaries and employee benefits | $514,000 | 4,203 |
| Premises and equipment expense | $99,000 | 4,994 |
| Additional noninterest expense | $171,000 | 5,666 |
| Pre-tax net operating income | $611,000 | 3,265 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $171,000 | 2,840 |
| Income before extraordinary items | $440,000 | 3,460 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $440,000 | 3,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $440,000 | 3,435 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,479,000 | 3,583 |
| Total interest expense | $3,526,000 | 2,923 |
| Net interest income | $4,953,000 | 3,979 |
| Provision for loan and lease losses | $251,000 | 3,149 |
| Total noninterest income | $846,000 | 3,922 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $87,000 | 6,464 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $759,000 | 2,629 |
| Total noninterest expense | $2,883,000 | 4,906 |
| Salaries and employee benefits | $1,756,000 | 4,558 |
| Premises and equipment expense | $381,000 | 5,009 |
| Additional noninterest expense | $746,000 | 5,403 |
| Pre-tax net operating income | $2,665,000 | 3,032 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $825,000 | 2,566 |
| Income before extraordinary items | $1,840,000 | 3,301 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,840,000 | 3,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $175,000 | 5,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,840,000 | 3,265 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,165,000 | 3,619 |
| Total interest expense | $2,527,000 | 2,910 |
| Net interest income | $3,638,000 | 4,040 |
| Provision for loan and lease losses | $146,000 | 3,540 |
| Total noninterest income | $643,000 | 3,911 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $65,000 | 6,511 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $578,000 | 2,605 |
| Total noninterest expense | $2,153,000 | 4,893 |
| Salaries and employee benefits | $1,335,000 | 4,482 |
| Premises and equipment expense | $282,000 | 5,040 |
| Additional noninterest expense | $536,000 | 5,498 |
| Pre-tax net operating income | $1,982,000 | 3,085 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $617,000 | 2,584 |
| Income before extraordinary items | $1,365,000 | 3,366 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,365,000 | 3,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $175,000 | 4,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,365,000 | 3,326 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,956,000 | 3,670 |
| Total interest expense | $1,606,000 | 2,891 |
| Net interest income | $2,350,000 | 4,118 |
| Provision for loan and lease losses | $74,000 | 3,882 |
| Total noninterest income | $407,000 | 4,013 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $44,000 | 6,475 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $363,000 | 2,707 |
| Total noninterest expense | $1,390,000 | 4,995 |
| Salaries and employee benefits | $868,000 | 4,535 |
| Premises and equipment expense | $183,000 | 5,115 |
| Additional noninterest expense | $339,000 | 5,636 |
| Pre-tax net operating income | $1,293,000 | 3,082 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $404,000 | 2,600 |
| Income before extraordinary items | $889,000 | 3,388 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $889,000 | 3,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $175,000 | 3,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $889,000 | 3,337 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 3,726 |
| Total interest expense | $748,000 | 2,962 |
| Net interest income | $1,168,000 | 4,149 |
| Provision for loan and lease losses | $32,000 | 3,873 |
| Total noninterest income | $176,000 | 4,306 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $20,000 | 6,602 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $156,000 | 2,904 |
| Total noninterest expense | $700,000 | 5,003 |
| Salaries and employee benefits | $436,000 | 4,540 |
| Premises and equipment expense | $88,000 | 5,294 |
| Additional noninterest expense | $176,000 | 5,487 |
| Pre-tax net operating income | $612,000 | 3,178 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $189,000 | 2,702 |
| Income before extraordinary items | $423,000 | 3,486 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $423,000 | 3,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $423,000 | 3,447 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,934,000 | 3,834 |
| Total interest expense | $2,699,000 | 2,868 |
| Net interest income | $4,235,000 | 4,309 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $634,000 | 4,673 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $82,000 | 6,739 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $552,000 | 3,124 |
| Total noninterest expense | $2,506,000 | 5,298 |
| Salaries and employee benefits | $1,427,000 | 5,114 |
| Premises and equipment expense | $347,000 | 5,246 |
| Additional noninterest expense | $732,000 | 5,375 |
| Pre-tax net operating income | $2,243,000 | 3,248 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $714,000 | 2,730 |
| Income before extraordinary items | $1,529,000 | 3,591 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,529,000 | 3,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,978 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,529,000 | 3,527 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,052,000 | 3,908 |
| Total interest expense | $1,982,000 | 2,862 |
| Net interest income | $3,070,000 | 4,389 |
| Provision for loan and lease losses | $80,000 | 4,713 |
| Total noninterest income | $460,000 | 4,763 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $60,000 | 6,812 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $400,000 | 3,184 |
| Total noninterest expense | $1,813,000 | 5,389 |
| Salaries and employee benefits | $1,055,000 | 5,118 |
| Premises and equipment expense | $251,000 | 5,329 |
| Additional noninterest expense | $507,000 | 5,596 |
| Pre-tax net operating income | $1,637,000 | 3,389 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $541,000 | 2,772 |
| Income before extraordinary items | $1,096,000 | 3,776 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,096,000 | 3,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,096,000 | 3,710 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,319,000 | 3,943 |
| Total interest expense | $1,299,000 | 2,892 |
| Net interest income | $2,020,000 | 4,440 |
| Provision for loan and lease losses | $50,000 | 4,677 |
| Total noninterest income | $302,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $39,000 | 6,883 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $263,000 | 3,224 |
| Total noninterest expense | $1,206,000 | 5,427 |
| Salaries and employee benefits | $707,000 | 5,131 |
| Premises and equipment expense | $170,000 | 5,314 |
| Additional noninterest expense | $329,000 | 5,697 |
| Pre-tax net operating income | $1,066,000 | 3,384 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $330,000 | 2,907 |
| Income before extraordinary items | $736,000 | 3,738 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $736,000 | 3,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $736,000 | 3,653 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 4,004 |
| Total interest expense | $660,000 | 2,893 |
| Net interest income | $970,000 | 4,573 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $117,000 | 5,396 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $20,000 | 6,805 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $97,000 | 3,782 |
| Total noninterest expense | $608,000 | 5,405 |
| Salaries and employee benefits | $361,000 | 5,076 |
| Premises and equipment expense | $83,000 | 5,402 |
| Additional noninterest expense | $164,000 | 5,716 |
| Pre-tax net operating income | $459,000 | 3,738 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $121,000 | 3,475 |
| Income before extraordinary items | $338,000 | 3,941 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $338,000 | 3,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $338,000 | 3,814 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,047,000 | 4,299 |
| Total interest expense | $2,704,000 | 3,144 |
| Net interest income | $3,343,000 | 4,949 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $984,000 | 3,759 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $79,000 | 6,910 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $905,000 | 2,536 |
| Total noninterest expense | $2,130,000 | 5,779 |
| Salaries and employee benefits | $1,196,000 | 5,655 |
| Premises and equipment expense | $317,000 | 5,499 |
| Additional noninterest expense | $617,000 | 5,901 |
| Pre-tax net operating income | $2,077,000 | 3,306 |
| Securities gains (losses) | $-74,000 | 8,996 |
| Applicable income taxes | $580,000 | 3,130 |
| Income before extraordinary items | $1,423,000 | 3,690 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,423,000 | 3,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,397 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,475,540 | 3,445 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,459,000 | 4,388 |
| Total interest expense | $2,012,000 | 3,272 |
| Net interest income | $2,447,000 | 5,045 |
| Provision for loan and lease losses | $100,000 | 4,641 |
| Total noninterest income | $911,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $58,000 | 7,002 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $853,000 | 2,276 |
| Total noninterest expense | $1,547,000 | 5,874 |
| Salaries and employee benefits | $892,000 | 5,624 |
| Premises and equipment expense | $240,000 | 5,461 |
| Additional noninterest expense | $415,000 | 6,226 |
| Pre-tax net operating income | $1,711,000 | 3,203 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $522,000 | 2,951 |
| Income before extraordinary items | $1,189,000 | 3,522 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,189,000 | 3,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,709 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,189,000 | 3,360 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,940,000 | 4,445 |
| Total interest expense | $1,322,000 | 3,396 |
| Net interest income | $1,618,000 | 5,068 |
| Provision for loan and lease losses | $50,000 | 5,111 |
| Total noninterest income | $568,000 | 3,484 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $35,000 | 7,137 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $533,000 | 2,359 |
| Total noninterest expense | $1,021,000 | 5,925 |
| Salaries and employee benefits | $595,000 | 5,642 |
| Premises and equipment expense | $159,000 | 5,464 |
| Additional noninterest expense | $267,000 | 6,335 |
| Pre-tax net operating income | $1,115,000 | 3,257 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $340,000 | 3,005 |
| Income before extraordinary items | $775,000 | 3,596 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $775,000 | 3,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,935 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $775,000 | 3,398 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 4,506 |
| Total interest expense | $649,000 | 3,526 |
| Net interest income | $805,000 | 5,075 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $255,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $240,000 | 2,417 |
| Total noninterest expense | $503,000 | 5,978 |
| Salaries and employee benefits | $299,000 | 5,637 |
| Premises and equipment expense | $80,000 | 5,448 |
| Additional noninterest expense | $124,000 | 6,544 |
| Pre-tax net operating income | $527,000 | 3,369 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $160,000 | 3,112 |
| Income before extraordinary items | $367,000 | 3,682 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $367,000 | 3,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $367,000 | 3,509 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,908,000 | 4,613 |
| Total interest expense | $2,554,000 | 4,031 |
| Net interest income | $3,354,000 | 4,902 |
| Provision for loan and lease losses | $291,000 | 3,531 |
| Total noninterest income | $903,000 | 3,695 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $60,000 | 7,347 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $843,000 | 2,427 |
| Total noninterest expense | $1,722,000 | 6,412 |
| Salaries and employee benefits | $890,000 | 6,555 |
| Premises and equipment expense | $213,000 | 6,621 |
| Additional noninterest expense | $619,000 | 5,808 |
| Pre-tax net operating income | $2,244,000 | 3,138 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $735,000 | 2,740 |
| Income before extraordinary items | $1,515,000 | 3,474 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,515,000 | 3,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,977 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,510,980 | 3,378 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,917,000 | 5,013 |
| Total interest expense | $3,324,000 | 4,375 |
| Net interest income | $2,593,000 | 5,591 |
| Provision for loan and lease losses | $198,000 | 4,171 |
| Total noninterest income | $249,000 | 6,875 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $51,000 | 7,582 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $198,000 | 4,944 |
| Total noninterest expense | $1,291,000 | 7,246 |
| Salaries and employee benefits | $684,000 | 7,267 |
| Premises and equipment expense | $205,000 | 6,718 |
| Additional noninterest expense | $402,000 | 7,127 |
| Pre-tax net operating income | $1,353,000 | 4,126 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $417,000 | 3,657 |
| Income before extraordinary items | $936,000 | 4,464 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $936,000 | 4,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,952 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $936,000 | 4,347 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,342,000 | 5,491 |
| Total interest expense | $3,281,000 | 4,599 |
| Net interest income | $2,061,000 | 6,482 |
| Provision for loan and lease losses | $279,000 | 3,019 |
| Total noninterest income | $176,000 | 7,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 7,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 5,852 |
| Total noninterest expense | $1,246,000 | 7,378 |
| Salaries and employee benefits | $627,000 | 7,557 |
| Premises and equipment expense | $218,000 | 6,486 |
| Additional noninterest expense | $401,000 | 7,141 |
| Pre-tax net operating income | $712,000 | 6,175 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $235,000 | 5,093 |
| Income before extraordinary items | $477,000 | 6,444 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $477,000 | 6,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,307 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $477,000 | 6,458 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,328,000 | 7,013 |
| Total interest expense | $2,012,000 | 5,979 |
| Net interest income | $1,316,000 | 7,948 |
| Provision for loan and lease losses | $325,000 | 2,488 |
| Total noninterest income | $108,000 | 8,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,335 |
| Total noninterest expense | $889,000 | 8,461 |
| Salaries and employee benefits | $454,000 | 8,599 |
| Premises and equipment expense | $188,000 | 6,999 |
| Additional noninterest expense | $247,000 | 8,585 |
| Pre-tax net operating income | $210,000 | 8,537 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $42,000 | 7,769 |
| Income before extraordinary items | $168,000 | 8,523 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $168,000 | 8,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $2,263,000 | 413 |
| Net operating income | $168,000 | 8,486 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,811,000 | 8,912 |
| Total interest expense | $1,121,000 | 8,107 |
| Net interest income | $690,000 | 9,519 |
| Provision for loan and lease losses | $340,000 | 2,360 |
| Total noninterest income | $88,000 | 9,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 8,887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,213 |
| Total noninterest expense | $751,000 | 8,933 |
| Salaries and employee benefits | $348,000 | 9,303 |
| Premises and equipment expense | $154,000 | 7,558 |
| Additional noninterest expense | $249,000 | 8,616 |
| Pre-tax net operating income | $-313,000 | 10,079 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-222,000 | 10,326 |
| Income before extraordinary items | $-91,000 | 9,951 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-91,000 | 9,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-91,000 | 9,913 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $318,000 | 10,792 |
| Total interest expense | $160,000 | 10,715 |
| Net interest income | $158,000 | 10,815 |
| Provision for loan and lease losses | $110,000 | 4,963 |
| Total noninterest income | $26,000 | 10,625 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,587 |
| Total noninterest expense | $463,000 | 10,270 |
| Salaries and employee benefits | $278,000 | 10,107 |
| Premises and equipment expense | $65,000 | 9,839 |
| Additional noninterest expense | $120,000 | 10,343 |
| Pre-tax net operating income | $-389,000 | 10,691 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-389,000 | 10,719 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-389,000 | 10,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 200 |
| Net operating income | $-389,000 | 10,699 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.