Home > River Bank America > Income and Expense
River Bank America, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $92,397,000 | 476 |
| Total interest expense | $58,728,000 | 389 |
| Net interest income | $33,669,000 | 607 |
| Provision for loan and lease losses | $5,739,000 | 295 |
| Total noninterest income | $19,904,000 | 397 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,588,000 | 830 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $18,316,000 | 301 |
| Total noninterest expense | $65,600,000 | 331 |
| Salaries and employee benefits | $15,384,000 | 480 |
| Premises and equipment expense | $7,126,000 | 381 |
| Additional noninterest expense | $43,090,000 | 259 |
| Pre-tax net operating income | $-17,766,000 | 11,991 |
| Securities gains (losses) | $538,000 | 335 |
| Applicable income taxes | $2,561,000 | 1,027 |
| Income before extraordinary items | $-19,789,000 | 11,963 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-19,789,000 | 11,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,339,000 | 294 |
| Cash dividends | $5,250,000 | 611 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-20,327,000 | 11,964 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $85,465,000 | 458 |
| Total interest expense | $47,703,000 | 381 |
| Net interest income | $37,762,000 | 553 |
| Provision for loan and lease losses | $3,000,000 | 435 |
| Total noninterest income | $23,846,000 | 350 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,609,000 | 814 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $22,237,000 | 256 |
| Total noninterest expense | $69,728,000 | 314 |
| Salaries and employee benefits | $14,972,000 | 496 |
| Premises and equipment expense | $6,231,000 | 420 |
| Additional noninterest expense | $48,525,000 | 243 |
| Pre-tax net operating income | $-11,120,000 | 12,608 |
| Securities gains (losses) | $132,000 | 657 |
| Applicable income taxes | $1,477,000 | 1,579 |
| Income before extraordinary items | $-12,465,000 | 12,572 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-12,465,000 | 12,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,458,000 | 218 |
| Cash dividends | $2,625,000 | 898 |
| Sale, conversion, retirement of capital stock, net | $78,200,000 | 18 |
| Net operating income | $-12,597,000 | 12,576 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $108,504,000 | 372 |
| Total interest expense | $62,330,000 | 299 |
| Net interest income | $46,174,000 | 465 |
| Provision for loan and lease losses | $16,750,000 | 184 |
| Total noninterest income | $34,691,000 | 268 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $2,107,000 | 655 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $32,584,000 | 186 |
| Total noninterest expense | $65,699,000 | 337 |
| Salaries and employee benefits | $15,213,000 | 500 |
| Premises and equipment expense | $7,367,000 | 371 |
| Additional noninterest expense | $43,119,000 | 269 |
| Pre-tax net operating income | $-1,584,000 | 13,044 |
| Securities gains (losses) | $-182,000 | 13,213 |
| Applicable income taxes | $2,622,000 | 964 |
| Income before extraordinary items | $-4,388,000 | 13,151 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-4,388,000 | 13,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,791,000 | 190 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-4,206,000 | 13,135 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $131,025,000 | 362 |
| Total interest expense | $94,622,000 | 262 |
| Net interest income | $36,403,000 | 571 |
| Provision for loan and lease losses | $36,000,000 | 143 |
| Total noninterest income | $18,391,000 | 410 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,888,000 | 704 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $16,503,000 | 316 |
| Total noninterest expense | $52,206,000 | 395 |
| Salaries and employee benefits | $16,764,000 | 445 |
| Premises and equipment expense | $7,497,000 | 376 |
| Additional noninterest expense | $27,945,000 | 372 |
| Pre-tax net operating income | $-33,412,000 | 13,936 |
| Securities gains (losses) | $1,023,000 | 640 |
| Applicable income taxes | $996,000 | 2,121 |
| Income before extraordinary items | $-33,385,000 | 13,913 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-33,385,000 | 13,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,326,000 | 97 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $20,000,000 | 54 |
| Net operating income | $-34,408,000 | 13,907 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.