Home > River Bank America > Assets and Liabilities
River Bank America, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 297 | 652 |
| Assets and Liabilities | ||
| Total Assets: | $1,547,612,000 | 421 |
| Cash and due from depository institutions | $50,864,000 | 652 |
| Interest-bearing balances | $34,210,000 | 143 |
| Securities | $227,415,000 | 601 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $1,005,611,000 | 396 |
| Loan loss allowance | $12,894,000 | 453 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $11,443,000 | 650 |
| Other real estate owned | $210,211,000 | 652 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $42,068,000 | 357 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,547,612,000 | 421 |
| Total liabilities | $1,465,585,000 | 405 |
| Total deposits | $1,187,934,000 | 395 |
| Interest-bearing deposits | $1,171,090,000 | 361 |
| Deposits held in domestic offices | $1,187,934,000 | 391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $94,535,000 | 397 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $164,526,000 | 287 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $18,590,000 | 470 |
| Total equity capital | $82,027,000 | 619 |
| Total bank equity capital | $82,027,000 | 619 |
| Perpetual preferred stock | $31,875,000 | 22 |
| Common stock | $7,096,000 | 535 |
| Surplus | $61,382,000 | 399 |
| Undivided profits | $-18,326,000 | 11,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $61,274,000 | 103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,544,000 | 41 |
| Income earned, not collected on loans | $9,595,000 | 323 |
| Earning assets | $1,267,236,000 | 448 |
| Long-term assets (5+ years) | $382,172,000 | 259 |
| Average Assets, year-to-date | $1,499,285,800 | 414 |
| Average Assets, quarterly | $1,537,837,500 | 417 |
| Volatile liabilities | $136,530,000 | 691 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $12,255,000 | 2,825 |
| Tier 1 (core) risk-based capital | $81,241,000 | 587 |
| Tier 2 risk-based capital | $12,894,000 | 397 |
| Total risk weighted assets | $1,136,583,400 | 381 |
| Total unused commitments | $12,255,000 | 2,836 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 386 | 539 |
| Assets and Liabilities | ||
| Total Assets: | $1,460,234,000 | 426 |
| Cash and due from depository institutions | $25,370,000 | 539 |
| Interest-bearing balances | $11,358,000 | 339 |
| Securities | $170,019,000 | 787 |
| Federal funds sold & reverse repurchase agreements | $48,500,000 | 276 |
| Net loans & leases | $932,295,000 | 403 |
| Loan loss allowance | $12,494,000 | 475 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $12,278,000 | 591 |
| Other real estate owned | $226,201,000 | 539 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $45,571,000 | 346 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,460,234,000 | 426 |
| Total liabilities | $1,359,939,000 | 422 |
| Total deposits | $1,200,365,000 | 384 |
| Interest-bearing deposits | $1,184,812,000 | 349 |
| Deposits held in domestic offices | $1,200,365,000 | 379 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $142,026,000 | 308 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $17,548,000 | 443 |
| Total equity capital | $100,295,000 | 474 |
| Total bank equity capital | $100,295,000 | 474 |
| Perpetual preferred stock | $31,875,000 | 24 |
| Common stock | $7,100,000 | 530 |
| Surplus | $80,695,000 | 302 |
| Undivided profits | $-19,375,000 | 12,597 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,937,000 | 86 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,903,000 | 76 |
| Income earned, not collected on loans | $9,788,000 | 290 |
| Earning assets | $1,162,172,000 | 464 |
| Long-term assets (5+ years) | $338,435,000 | 272 |
| Average Assets, year-to-date | $1,497,855,600 | 408 |
| Average Assets, quarterly | $1,478,150,500 | 417 |
| Volatile liabilities | $31,683,000 | 1,752 |
| Insider loans | $8,000 | 11,059 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $13,106,000 | 2,591 |
| Tier 1 (core) risk-based capital | $106,775,000 | 451 |
| Tier 2 risk-based capital | $12,494,000 | 390 |
| Total risk weighted assets | $1,068,260,800 | 378 |
| Total unused commitments | $13,106,000 | 2,601 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 391 | 567 |
| Assets and Liabilities | ||
| Total Assets: | $1,496,222,000 | 412 |
| Cash and due from depository institutions | $12,722,000 | 567 |
| Interest-bearing balances | $269,000 | 5,279 |
| Securities | $151,533,000 | 904 |
| Federal funds sold & reverse repurchase agreements | $28,000,000 | 486 |
| Net loans & leases | $934,002,000 | 388 |
| Loan loss allowance | $17,952,000 | 404 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $13,183,000 | 555 |
| Other real estate owned | $210,260,000 | 567 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $146,522,000 | 146 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,496,222,000 | 412 |
| Total liabilities | $1,450,212,000 | 401 |
| Total deposits | $1,298,415,000 | 370 |
| Interest-bearing deposits | $1,281,128,000 | 333 |
| Deposits held in domestic offices | $1,298,415,000 | 366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $141,592,000 | 279 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $10,205,000 | 607 |
| Total equity capital | $46,010,000 | 907 |
| Total bank equity capital | $46,010,000 | 907 |
| Perpetual preferred stock | $32,130,000 | 25 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $8,340,000 | 1,725 |
| Undivided profits | $4,540,000 | 4,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $85,749,000 | 101 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $595,000 | 211 |
| Income earned, not collected on loans | $8,866,000 | 272 |
| Earning assets | $1,113,804,000 | 474 |
| Long-term assets (5+ years) | $294,905,000 | 276 |
| Average Assets, year-to-date | $1,839,138,800 | 349 |
| Average Assets, quarterly | $1,668,863,000 | 379 |
| Volatile liabilities | $167,325,000 | 581 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $19,401,000 | 1,925 |
| Tier 1 (core) risk-based capital | $44,209,000 | 914 |
| Tier 2 risk-based capital | $15,523,710 | 341 |
| Total risk weighted assets | $1,239,468,310 | 334 |
| Total unused commitments | $19,401,000 | 1,943 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 505 | 453 |
| Assets and Liabilities | ||
| Total Assets: | $1,999,959,000 | 343 |
| Cash and due from depository institutions | $17,426,000 | 453 |
| Interest-bearing balances | $1,492,000 | 3,162 |
| Securities | $302,082,000 | 501 |
| Federal funds sold & reverse repurchase agreements | $47,000,000 | 438 |
| Net loans & leases | $1,086,695,000 | 349 |
| Loan loss allowance | $16,993,000 | 434 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $11,485,000 | 641 |
| Other real estate owned | $327,502,000 | 453 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $207,769,000 | 110 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,999,959,000 | 343 |
| Total liabilities | $1,952,030,000 | 334 |
| Total deposits | $1,798,716,000 | 300 |
| Interest-bearing deposits | $1,778,481,000 | 262 |
| Deposits held in domestic offices | $1,798,716,000 | 296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $141,592,000 | 238 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $11,722,000 | 575 |
| Total equity capital | $47,929,000 | 849 |
| Total bank equity capital | $47,929,000 | 849 |
| Perpetual preferred stock | $32,130,000 | 25 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $8,340,000 | 1,666 |
| Undivided profits | $6,459,000 | 3,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,236,000 | 138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $12,346,000 | 227 |
| Earning assets | $1,437,269,000 | 407 |
| Long-term assets (5+ years) | $368,055,000 | 238 |
| Average Assets, year-to-date | $2,313,957,000 | 303 |
| Average Assets, quarterly | $2,080,071,000 | 334 |
| Volatile liabilities | $185,943,000 | 513 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $88,681,000 | 662 |
| Tier 1 (core) risk-based capital | $47,929,000 | 822 |
| Tier 2 risk-based capital | $16,993,000 | 326 |
| Total risk weighted assets | $1,546,117,300 | 283 |
| Total unused commitments | $88,681,000 | 674 |
| Derivatives | $134,000,000 | 221 |