Home > Rio Salado Bank > Income and Expense
Rio Salado Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,844,000 | 4,406 |
| Total interest expense | $2,066,000 | 5,685 |
| Net interest income | $4,778,000 | 3,722 |
| Provision for loan and lease losses | $400,000 | 2,455 |
| Total noninterest income | $1,664,000 | 2,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $328,000 | 4,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,336,000 | 1,688 |
| Total noninterest expense | $4,097,000 | 3,413 |
| Salaries and employee benefits | $2,149,000 | 3,043 |
| Premises and equipment expense | $596,000 | 3,354 |
| Additional noninterest expense | $1,352,000 | 3,814 |
| Pre-tax net operating income | $1,945,000 | 3,392 |
| Securities gains (losses) | $-6,000 | 12,616 |
| Applicable income taxes | $768,000 | 2,846 |
| Income before extraordinary items | $1,171,000 | 4,107 |
| Extraordinary gains, net | $24,000 | 2,616 |
| Net income | $1,195,000 | 4,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 12,581 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,174,840 | 3,899 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,257,000 | 5,301 |
| Total interest expense | $2,335,000 | 6,321 |
| Net interest income | $3,922,000 | 4,528 |
| Provision for loan and lease losses | $590,000 | 2,668 |
| Total noninterest income | $926,000 | 3,539 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $283,000 | 4,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $643,000 | 2,702 |
| Total noninterest expense | $3,311,000 | 4,146 |
| Salaries and employee benefits | $1,630,000 | 3,930 |
| Premises and equipment expense | $537,000 | 3,732 |
| Additional noninterest expense | $1,144,000 | 4,540 |
| Pre-tax net operating income | $947,000 | 5,875 |
| Securities gains (losses) | $133,000 | 2,567 |
| Applicable income taxes | $446,000 | 4,394 |
| Income before extraordinary items | $634,000 | 6,342 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $634,000 | 6,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $683,000 | 2,012 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $800,000 | 454 |
| Net operating income | $548,880 | 6,580 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.