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Riggs Bank, Net charge- offs to loans

2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0714%2,842
Percentage Net Loans Charged-off: Total real estate loans-0.0153%8,041
Percentage Net Loans Charged-off:Construction & development-0.1169%7,818
Percentage Net Loans Charged-off: Commercial real estate-0.0032%8,148
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0093%8,012
Percentage Net Loans Charged-off: Home equity loans-0.0397%5,946
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.2757%7,859
Percentage Net Loans Charged-off: Loans to individuals4.9829%164
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0446%790
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0703%4,791
Percentage Net Loans Charged-off: Total real estate loans0.0237%2,950
Percentage Net Loans Charged-off:Construction & development0.3536%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0003%7,830
Percentage Net Loans Charged-off: Home equity loans-0.0016%5,937
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial-0.0947%7,696
Percentage Net Loans Charged-off: Loans to individuals2.0578%717
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1585%1,199
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0776%4,052
Percentage Net Loans Charged-off: Total real estate loans-0.0002%7,639
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0003%7,812
Percentage Net Loans Charged-off: Home equity loans-0.0017%5,920
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.2166%2,546
Percentage Net Loans Charged-off: Loans to individuals1.6482%956
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1319%1,071
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0568%4,216
Percentage Net Loans Charged-off: Total real estate loans-0.0002%7,661
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0004%7,880
Percentage Net Loans Charged-off: Home equity loans-0.0020%5,897
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial-0.0015%6,818
Percentage Net Loans Charged-off: Loans to individuals1.5394%1,090
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2004%860
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0680%3,364
Percentage Net Loans Charged-off: Total real estate loans-0.0003%7,777
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0005%8,040
Percentage Net Loans Charged-off: Home equity loans-0.0029%5,879
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0471%1,999
Percentage Net Loans Charged-off: Loans to individuals1.4958%1,242
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2376%641
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1008%4,771
Percentage Net Loans Charged-off: Total real estate loans-0.0123%8,304
Percentage Net Loans Charged-off:Construction & development-0.0092%7,956
Percentage Net Loans Charged-off: Commercial real estate-0.0407%8,576
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0039%8,204
Percentage Net Loans Charged-off: Home equity loans-0.0260%6,009
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial0.3462%3,083
Percentage Net Loans Charged-off: Loans to individuals1.5595%1,295
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1853%1,373
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0727%4,849
Percentage Net Loans Charged-off: Total real estate loans-0.0091%8,213
Percentage Net Loans Charged-off:Construction & development-0.0140%7,963
Percentage Net Loans Charged-off: Commercial real estate-0.0212%8,545
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0049%8,217
Percentage Net Loans Charged-off: Home equity loans-0.0350%5,972
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.1232%3,439
Percentage Net Loans Charged-off: Loans to individuals1.5753%1,144
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1941%1,177
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0908%4,134
Percentage Net Loans Charged-off: Total real estate loans-0.0101%8,290
Percentage Net Loans Charged-off:Construction & development-0.0230%7,953
Percentage Net Loans Charged-off: Commercial real estate-0.0330%8,623
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0036%8,214
Percentage Net Loans Charged-off: Home equity loans-0.0264%5,936
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.2799%2,459
Percentage Net Loans Charged-off: Loans to individuals1.5160%1,250
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1862%1,050
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1365%2,915
Percentage Net Loans Charged-off: Total real estate loans-0.0156%8,455
Percentage Net Loans Charged-off:Construction & development-0.0544%7,945
Percentage Net Loans Charged-off: Commercial real estate-0.0668%8,774
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0005%8,285
Percentage Net Loans Charged-off: Home equity loans-0.0038%5,854
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.6784%1,269
Percentage Net Loans Charged-off: Loans to individuals1.7513%1,067
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0346%953
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1644%4,112
Percentage Net Loans Charged-off: Total real estate loans0.0361%2,862
Percentage Net Loans Charged-off:Construction & development-0.0603%8,112
Percentage Net Loans Charged-off: Commercial real estate-0.0107%8,585
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0013%3,404
Percentage Net Loans Charged-off: Home equity loans0.0104%590
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.1995%3,801
Percentage Net Loans Charged-off: Loans to individuals1.8717%982
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5726%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3106%2,609
Percentage Net Loans Charged-off: Total real estate loans-0.0091%8,577
Percentage Net Loans Charged-off:Construction & development-0.0650%8,255
Percentage Net Loans Charged-off: Commercial real estate-0.0122%8,795
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0071%8,655
Percentage Net Loans Charged-off: Home equity loans-0.0721%6,006
All other 1-4 family - Percent of loans charged-off, net-0.0020%8,528
Percentage Net Loans Charged-off: Commercial and industrial1.4587%1,325
Percentage Net Loans Charged-off: Loans to individuals2.2439%667
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4858%1,019
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7626%801
Percentage Net Loans Charged-off: Total real estate loans-0.0220%1,434
Percentage Net Loans Charged-off:Construction & development-0.7261%1,462
Percentage Net Loans Charged-off: Commercial real estate0.0288%318
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0049%1,356
Percentage Net Loans Charged-off: Home equity loans-0.0564%1,350
All other 1-4 family - Percent of loans charged-off, net-0.0015%1,312
Percentage Net Loans Charged-off: Commercial and industrial3.7596%56
Percentage Net Loans Charged-off: Loans to individuals2.7084%127
Percentage Net Loans Charged-off: Credit card loans4.2343%183
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1782%258
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4737%1,453
Percentage Net Loans Charged-off: Total real estate loans0.0082%872
Percentage Net Loans Charged-off:Construction & development-0.0826%1,388
Percentage Net Loans Charged-off: Commercial real estate-0.0103%1,233
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0189%768
Percentage Net Loans Charged-off: Home equity loans0.1001%222
All other 1-4 family - Percent of loans charged-off, net0.0124%786
Percentage Net Loans Charged-off: Commercial and industrial1.7042%110
Percentage Net Loans Charged-off: Loans to individuals2.4868%148
Percentage Net Loans Charged-off: Credit card loans3.8951%234
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3552%201
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.1049%18
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0638%9,820
Percentage Net Loans Charged-off: Total real estate loans-0.1897%1,455
Percentage Net Loans Charged-off:Construction & development-4.0824%1,403
Percentage Net Loans Charged-off: Commercial real estate0.0642%303
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0085%817
Percentage Net Loans Charged-off: Home equity loans0.0835%255
All other 1-4 family - Percent of loans charged-off, net0.0004%878
Percentage Net Loans Charged-off: Commercial and industrial0.0594%840
Percentage Net Loans Charged-off: Loans to individuals2.4042%169
Percentage Net Loans Charged-off: Credit card loans4.4532%219
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0246%1,253
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0667%460
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0313%9,924
Percentage Net Loans Charged-off: Total real estate loans-0.0659%1,396
Percentage Net Loans Charged-off:Construction & development-3.0078%1,389
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0267%697
Percentage Net Loans Charged-off: Home equity loans0.2661%140
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial-0.1785%1,291
Percentage Net Loans Charged-off: Loans to individuals2.0360%230
Percentage Net Loans Charged-off: Credit card loans3.8216%337
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1392%1,252
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%31
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2544%11,146
Percentage Net Loans Charged-off: Total real estate loans-0.1647%1,485
Percentage Net Loans Charged-off:Construction & development-4.7232%1,451
Percentage Net Loans Charged-off: Commercial real estate-0.0461%1,280
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0033%991
Percentage Net Loans Charged-off: Home equity loans0.0264%364
All other 1-4 family - Percent of loans charged-off, net0.0008%986
Percentage Net Loans Charged-off: Commercial and industrial-0.3317%1,357
Percentage Net Loans Charged-off: Loans to individuals1.2708%405
Percentage Net Loans Charged-off: Credit card loans2.5392%510
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-3.0050%1,331
Percentage Net Loans Charged-off:Coml. RE not secured by RE-0.0525%499
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.6688%11,867
Percentage Net Loans Charged-off: Total real estate loans-0.6208%1,541
Percentage Net Loans Charged-off:Construction & development-15.5821%1,471
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0205%769
Percentage Net Loans Charged-off: Home equity loans0.1285%199
All other 1-4 family - Percent of loans charged-off, net0.0097%852
Percentage Net Loans Charged-off: Commercial and industrial-0.8833%1,384
Percentage Net Loans Charged-off: Loans to individuals-0.0400%1,504
Percentage Net Loans Charged-off: Credit card loans1.0277%810
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.0387%1,322
Percentage Net Loans Charged-off:Coml. RE not secured by RE-4.2496%575
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1667%11,755
Percentage Net Loans Charged-off: Total real estate loans-0.2255%1,467
Percentage Net Loans Charged-off:Construction & development-2.4267%1,409
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0238%759
Percentage Net Loans Charged-off: Home equity loans0.0702%264
All other 1-4 family - Percent of loans charged-off, net0.0183%780
Percentage Net Loans Charged-off: Commercial and industrial-0.5140%1,281
Percentage Net Loans Charged-off: Loans to individuals0.8538%359
Percentage Net Loans Charged-off: Credit card loans2.0104%416
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6254%100
Percentage Net Loans Charged-off:Coml. RE not secured by RE-1.2040%539
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3927%163
Percentage Net Loans Charged-off: Total real estate loans3.0532%47
Percentage Net Loans Charged-off:Construction & development17.3539%28
Percentage Net Loans Charged-off: Commercial real estate0.0000%834
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0116%984
Percentage Net Loans Charged-off: Home equity loans0.1050%278
All other 1-4 family - Percent of loans charged-off, net-0.0168%1,416
Percentage Net Loans Charged-off: Commercial and industrial3.6886%119
Percentage Net Loans Charged-off: Loans to individuals1.3860%291
Percentage Net Loans Charged-off: Credit card loans2.2717%421
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease6.1584%17
Percentage Net Loans Charged-off:Coml. RE not secured by RE11.2293%20
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.7954%403
Percentage Net Loans Charged-off: Total real estate loans2.2423%80
Percentage Net Loans Charged-off:Construction & development8.7806%86
Percentage Net Loans Charged-off: Commercial real estate0.1239%819
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0640%731
Percentage Net Loans Charged-off: Home equity loans0.1510%274
All other 1-4 family - Percent of loans charged-off, net0.0275%871
Percentage Net Loans Charged-off: Commercial and industrial5.2315%122
Percentage Net Loans Charged-off: Loans to individuals1.1127%506
Percentage Net Loans Charged-off: Credit card loans2.4496%526
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0710%57
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.6063%105