Home > Ridgewood Savings Bank of New Jersey > Net Loans and Leases
Ridgewood Savings Bank of New Jersey, Net Loans and Leases
| 2000-12-31 | Rank | |
| Net loans and leases | $184,614,000 | 1,720 |
| Loan loss allowance | $1,001,000 | 3,476 |
| Total loans and leases | $185,615,000 | 1,730 |
| Unearned income | $0 | 3,634 |
| Loans and leases, gross | $185,615,000 | 1,732 |
| All real estate loans | $181,991,000 | 1,256 |
| Real estate loans in domestic offices | $181,991,000 | 1,256 |
| Construction and development loans | $0 | 8,220 |
| Commercial RE | $4,457,000 | 5,877 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $3,136,000 | 1,726 |
| 1-4 family residential loans | $174,398,000 | 717 |
| Farmland loans | $0 | 6,694 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,188 |
| Commercial and industrial loans | $2,956,000 | 6,641 |
| To non-U.S. addressees | $0 | 195 |
| Loans to individuals | $668,000 | 8,940 |
| Credit card loans | $86,000 | 4,117 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $582,000 | 8,940 |
| All other loans & leases | $0 | 7,989 |
| Loans to foreign governments and official institutions | $0 | 74 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,033 |
| Other loans | $0 | 7,234 |
| Lease financing receivables | $0 | 1,742 |
| Loans to depository institutions and acceptances of other banks | $0 | 461 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,190 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 1,965 |
| Non 1-4 family restructured loans & leases | $0 | 1,965 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1999-12-31 | Rank | |
| Net loans and leases | $167,468,000 | 1,802 |
| Loan loss allowance | $924,000 | 3,661 |
| Total loans and leases | $168,392,000 | 1,813 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $168,392,000 | 1,816 |
| All real estate loans | $166,393,000 | 1,299 |
| Real estate loans in domestic offices | $166,393,000 | 1,299 |
| Construction and development loans | $0 | 8,472 |
| Commercial RE | $4,543,000 | 5,759 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,381,000 | 1,984 |
| 1-4 family residential loans | $159,469,000 | 796 |
| Farmland loans | $0 | 6,930 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,479 |
| Commercial and industrial loans | $1,689,000 | 7,706 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $310,000 | 9,640 |
| Credit card loans | $69,000 | 4,468 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $241,000 | 9,644 |
| All other loans & leases | $0 | 8,281 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $0 | 7,504 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $107,021,000 | 2,604 |
| Loan loss allowance | $822,000 | 3,909 |
| Total loans and leases | $107,843,000 | 2,619 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $107,843,000 | 2,621 |
| All real estate loans | $107,050,000 | 1,824 |
| Real estate loans in domestic offices | $107,050,000 | 1,823 |
| Construction and development loans | $0 | 8,593 |
| Commercial RE | $5,615,000 | 5,132 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,417,000 | 1,893 |
| 1-4 family residential loans | $99,018,000 | 1,181 |
| Farmland loans | $0 | 7,140 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,672 |
| Commercial and industrial loans | $497,000 | 9,134 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $296,000 | 9,920 |
| Credit card loans | $58,000 | 4,776 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $238,000 | 9,894 |
| All other loans & leases | $0 | 8,514 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $0 | 7,741 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $106,465,000 | 2,600 |
| Loan loss allowance | $617,000 | 4,956 |
| Total loans and leases | $107,082,000 | 2,617 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $107,082,000 | 2,622 |
| All real estate loans | $106,438,000 | 1,840 |
| Real estate loans in domestic offices | $106,438,000 | 1,840 |
| Construction and development loans | $0 | 8,938 |
| Commercial RE | $7,994,000 | 4,352 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,319,000 | 2,110 |
| 1-4 family residential loans | $96,125,000 | 1,278 |
| Farmland loans | $0 | 7,499 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $134,000 | 9,949 |
| To non-U.S. addressees | $0 | 228 |
| Loans to individuals | $510,000 | 10,122 |
| Credit card loans | $35,000 | 5,396 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $475,000 | 10,066 |
| All other loans & leases | $0 | 8,942 |
| Loans to foreign governments and official institutions | $0 | 94 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $0 | 8,154 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $111,711,000 | 2,524 |
| Loan loss allowance | $605,000 | 5,185 |
| Total loans and leases | $112,316,000 | 2,548 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $112,316,000 | 2,562 |
| All real estate loans | $111,863,000 | 1,774 |
| Real estate loans in domestic offices | $111,863,000 | 1,774 |
| Construction and development loans | $0 | 9,347 |
| Commercial RE | $8,266,000 | 4,269 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,347,000 | 2,137 |
| 1-4 family residential loans | $101,250,000 | 1,263 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $78,000 | 10,475 |
| To non-U.S. addressees | $0 | 238 |
| Loans to individuals | $375,000 | 10,821 |
| Credit card loans | $11,000 | 6,264 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $364,000 | 10,738 |
| All other loans & leases | $0 | 9,363 |
| Loans to foreign governments and official institutions | $0 | 104 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $0 | 8,558 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $96,405,000 | 2,790 |
| Loan loss allowance | $593,000 | 5,362 |
| Total loans and leases | $96,998,000 | 2,811 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $96,998,000 | 2,834 |
| All real estate loans | $96,511,000 | 2,001 |
| Real estate loans in domestic offices | $96,511,000 | 2,001 |
| Construction and development loans | $0 | 9,747 |
| Commercial RE | $2,578,000 | 7,199 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,154,000 | 2,287 |
| 1-4 family residential loans | $91,779,000 | 1,360 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $78,000 | 10,884 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $409,000 | 11,221 |
| Credit card loans | $0 | 6,778 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $409,000 | 11,119 |
| All other loans & leases | $0 | 9,776 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $0 | 9,003 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $86,910,000 | 2,990 |
| Loan loss allowance | $528,000 | 5,963 |
| Total loans and leases | $87,438,000 | 3,011 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $87,438,000 | 3,033 |
| All real estate loans | $86,883,000 | 2,169 |
| Real estate loans in domestic offices | $86,883,000 | 2,167 |
| Construction and development loans | $0 | 10,097 |
| Commercial RE | $2,732,000 | 7,249 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,214 |
| 1-4 family residential loans | $84,151,000 | 1,457 |
| Farmland loans | $0 | 8,618 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $14,000 | 11,587 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $541,000 | 11,493 |
| Credit card loans | $0 | 6,913 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $541,000 | 11,370 |
| All other loans & leases | $0 | 10,273 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $0 | 9,457 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $95,376,000 | 2,721 |
| Loan loss allowance | $464,000 | 6,705 |
| Total loans and leases | $95,840,000 | 2,742 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $95,840,000 | 2,754 |
| All real estate loans | $95,164,000 | 1,996 |
| Real estate loans in domestic offices | $95,164,000 | 1,995 |
| Construction and development loans | $0 | 10,482 |
| Commercial RE | $2,458,000 | 7,661 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,553 |
| 1-4 family residential loans | $92,706,000 | 1,341 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $0 | 12,244 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $676,000 | 11,731 |
| Credit card loans | $0 | 7,066 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $676,000 | 11,588 |
| All other loans & leases | $0 | 10,736 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $0 | 9,884 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $113,720,000 | 2,389 |
| Loan loss allowance | $373,000 | 7,800 |
| Total loans and leases | $114,093,000 | 2,413 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $114,093,000 | 2,425 |
| All real estate loans | $113,259,000 | 1,713 |
| Real estate loans in domestic offices | $113,259,000 | 1,713 |
| Construction and development loans | $0 | 10,798 |
| Commercial RE | $2,649,000 | 7,606 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,720 |
| 1-4 family residential loans | $110,610,000 | 1,185 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $0 | 12,783 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $834,000 | 11,850 |
| Credit card loans | $0 | 7,169 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $834,000 | 11,693 |
| All other loans & leases | $0 | 11,131 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $0 | 10,230 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |