Home > Ridgewood Savings Bank of New Jersey > Assets and Liabilities
Ridgewood Savings Bank of New Jersey, Assets and Liabilities
| 2000-12-31 | Rank | |
| # of Employees: | 42 | 3,908 |
| Assets and Liabilities | ||
| Total Assets: | $285,753,000 | 1,680 |
| Cash and due from depository institutions | $15,043,000 | 3,908 |
| Interest-bearing balances | $13,132,000 | 331 |
| Securities | $74,795,000 | 1,472 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $184,614,000 | 1,720 |
| Loan loss allowance | $1,001,000 | 3,476 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $8,663,000 | 951 |
| Other real estate owned | $0 | 3,908 |
| Goodwill and other intangibles | $20,000 | 2,963 |
| All other assets | $2,618,000 | 3,179 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $285,753,000 | 1,680 |
| Total liabilities | $262,658,000 | 1,651 |
| Total deposits | $232,937,000 | 1,656 |
| Interest-bearing deposits | $227,102,000 | 1,453 |
| Deposits held in domestic offices | $232,937,000 | 1,651 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $28,906,000 | 1,067 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $815,000 | 4,192 |
| Total equity capital | $23,095,000 | 2,028 |
| Total bank equity capital | $23,095,000 | 2,028 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $0 | 9,124 |
| Undivided profits | $23,095,000 | 1,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $904,000 | 3,040 |
| Earning assets | $272,541,000 | 1,616 |
| Long-term assets (5+ years) | $201,013,000 | 500 |
| Average Assets, year-to-date | $280,171,400 | 1,618 |
| Average Assets, quarterly | $285,430,500 | 1,652 |
| Volatile liabilities | $32,462,000 | 2,495 |
| Insider loans | $287,000 | 6,589 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $18,927,000 | 2,425 |
| Tier 1 (core) risk-based capital | $23,481,000 | 1,891 |
| Tier 2 risk-based capital | $1,001,000 | 3,274 |
| Total risk weighted assets | $140,598,000 | 2,278 |
| Total unused commitments | $18,927,000 | 2,429 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 39 | 4,286 |
| Assets and Liabilities | ||
| Total Assets: | $273,365,000 | 1,730 |
| Cash and due from depository institutions | $6,511,000 | 4,286 |
| Interest-bearing balances | $4,798,000 | 854 |
| Securities | $88,562,000 | 1,287 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $167,468,000 | 1,802 |
| Loan loss allowance | $924,000 | 3,661 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,099,000 | 1,162 |
| Other real estate owned | $0 | 4,286 |
| Goodwill and other intangibles | $29,000 | 2,988 |
| All other assets | $3,696,000 | 2,366 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $273,365,000 | 1,730 |
| Total liabilities | $252,736,000 | 1,695 |
| Total deposits | $203,326,000 | 1,859 |
| Interest-bearing deposits | $197,778,000 | 1,654 |
| Deposits held in domestic offices | $203,326,000 | 1,855 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $48,678,000 | 762 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $732,000 | 4,116 |
| Total equity capital | $20,629,000 | 2,156 |
| Total bank equity capital | $20,629,000 | 2,156 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $0 | 9,427 |
| Undivided profits | $20,629,000 | 1,216 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $132,000 | 6,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $736,000 | 3,204 |
| Earning assets | $260,828,000 | 1,659 |
| Long-term assets (5+ years) | $201,633,000 | 544 |
| Average Assets, year-to-date | $267,023,200 | 1,704 |
| Average Assets, quarterly | $269,112,500 | 1,745 |
| Volatile liabilities | $24,490,000 | 2,962 |
| Insider loans | $291,000 | 6,535 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $14,776,000 | 2,911 |
| Tier 1 (core) risk-based capital | $22,650,000 | 1,940 |
| Tier 2 risk-based capital | $924,000 | 3,367 |
| Total risk weighted assets | $130,243,700 | 2,350 |
| Total unused commitments | $14,776,000 | 2,917 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 37 | 4,530 |
| Assets and Liabilities | ||
| Total Assets: | $274,931,000 | 1,677 |
| Cash and due from depository institutions | $2,274,000 | 4,530 |
| Interest-bearing balances | $490,000 | 3,569 |
| Securities | $119,891,000 | 972 |
| Federal funds sold & reverse repurchase agreements | $41,200,000 | 401 |
| Net loans & leases | $107,021,000 | 2,604 |
| Loan loss allowance | $822,000 | 3,909 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,218,000 | 3,577 |
| Other real estate owned | $0 | 4,530 |
| Goodwill and other intangibles | $38,000 | 2,998 |
| All other assets | $2,289,000 | 3,179 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $274,931,000 | 1,677 |
| Total liabilities | $257,509,000 | 1,601 |
| Total deposits | $224,326,000 | 1,675 |
| Interest-bearing deposits | $221,353,000 | 1,435 |
| Deposits held in domestic offices | $224,326,000 | 1,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $32,557,000 | 779 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $626,000 | 4,980 |
| Total equity capital | $17,422,000 | 2,569 |
| Total bank equity capital | $17,422,000 | 2,569 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $17,422,000 | 1,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $695,000 | 3,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $416,000 | 5,300 |
| Earning assets | $268,602,000 | 1,582 |
| Long-term assets (5+ years) | $125,454,000 | 723 |
| Average Assets, year-to-date | $245,777,600 | 1,779 |
| Average Assets, quarterly | $262,800,000 | 1,724 |
| Volatile liabilities | $17,400,000 | 3,395 |
| Insider loans | $311,000 | 6,363 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,934,000 | 2,936 |
| Tier 1 (core) risk-based capital | $17,690,200 | 2,423 |
| Tier 2 risk-based capital | $831,900 | 3,552 |
| Total risk weighted assets | $100,932,300 | 2,804 |
| Total unused commitments | $13,934,000 | 2,942 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 34 | 5,035 |
| Assets and Liabilities | ||
| Total Assets: | $229,028,000 | 2,002 |
| Cash and due from depository institutions | $2,198,000 | 5,035 |
| Interest-bearing balances | $624,000 | 2,918 |
| Securities | $103,024,000 | 1,118 |
| Federal funds sold & reverse repurchase agreements | $13,200,000 | 999 |
| Net loans & leases | $106,465,000 | 2,600 |
| Loan loss allowance | $617,000 | 4,956 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,253,000 | 3,462 |
| Other real estate owned | $0 | 5,035 |
| Goodwill and other intangibles | $39,000 | 3,055 |
| All other assets | $1,849,000 | 3,741 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,028,000 | 2,002 |
| Total liabilities | $211,834,000 | 1,947 |
| Total deposits | $194,870,000 | 1,950 |
| Interest-bearing deposits | $192,540,000 | 1,676 |
| Deposits held in domestic offices | $194,870,000 | 1,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $16,282,000 | 1,072 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $682,000 | 4,765 |
| Total equity capital | $17,194,000 | 2,590 |
| Total bank equity capital | $17,194,000 | 2,590 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $17,194,000 | 1,524 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $378,000 | 5,894 |
| Earning assets | $223,313,000 | 1,871 |
| Long-term assets (5+ years) | $151,986,000 | 527 |
| Average Assets, year-to-date | $221,222,600 | 1,967 |
| Average Assets, quarterly | $225,214,000 | 2,000 |
| Volatile liabilities | $31,107,000 | 2,083 |
| Insider loans | $124,000 | 8,162 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $749,000 | 910 |
| Unused loan commitments | $8,382,000 | 3,858 |
| Tier 1 (core) risk-based capital | $16,962,100 | 2,525 |
| Tier 2 risk-based capital | $617,000 | 4,423 |
| Total risk weighted assets | $88,810,900 | 3,112 |
| Total unused commitments | $8,382,000 | 3,860 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 34 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $215,718,000 | 2,152 |
| Cash and due from depository institutions | $2,564,000 | 5,259 |
| Interest-bearing balances | $658,000 | 2,803 |
| Securities | $92,842,000 | 1,278 |
| Federal funds sold & reverse repurchase agreements | $3,800,000 | 3,250 |
| Net loans & leases | $111,711,000 | 2,524 |
| Loan loss allowance | $605,000 | 5,185 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,310,000 | 3,339 |
| Other real estate owned | $0 | 5,259 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,491,000 | 2,956 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $215,718,000 | 2,152 |
| Total liabilities | $200,350,000 | 2,099 |
| Total deposits | $171,474,000 | 2,263 |
| Interest-bearing deposits | $170,231,000 | 1,967 |
| Deposits held in domestic offices | $171,474,000 | 2,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $28,400,000 | 784 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $476,000 | 6,148 |
| Total equity capital | $15,368,000 | 2,890 |
| Total bank equity capital | $15,368,000 | 2,890 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $15,368,000 | 1,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $313,000 | 5,496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $307,000 | 6,808 |
| Earning assets | $209,011,000 | 2,061 |
| Long-term assets (5+ years) | $124,550,000 | 605 |
| Average Assets, year-to-date | $203,876,200 | 2,205 |
| Average Assets, quarterly | $214,104,000 | 2,155 |
| Volatile liabilities | $42,675,000 | 1,564 |
| Insider loans | $274,000 | 7,047 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $3,756,000 | 384 |
| Unused loan commitments | $5,695,000 | 4,786 |
| Tier 1 (core) risk-based capital | $15,716,000 | 2,766 |
| Tier 2 risk-based capital | $605,000 | 4,557 |
| Total risk weighted assets | $87,997,200 | 3,124 |
| Total unused commitments | $5,695,000 | 4,798 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 23 | 7,163 |
| Assets and Liabilities | ||
| Total Assets: | $179,423,000 | 2,585 |
| Cash and due from depository institutions | $1,722,000 | 7,163 |
| Interest-bearing balances | $347,000 | 3,681 |
| Securities | $74,660,000 | 1,700 |
| Federal funds sold & reverse repurchase agreements | $3,100,000 | 4,232 |
| Net loans & leases | $96,405,000 | 2,790 |
| Loan loss allowance | $593,000 | 5,362 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,729,000 | 4,194 |
| Other real estate owned | $0 | 7,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,807,000 | 3,969 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,423,000 | 2,585 |
| Total liabilities | $164,134,000 | 2,555 |
| Total deposits | $147,881,000 | 2,628 |
| Interest-bearing deposits | $147,037,000 | 2,312 |
| Deposits held in domestic offices | $147,881,000 | 2,619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $16,011,000 | 938 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $242,000 | 9,105 |
| Total equity capital | $15,289,000 | 2,921 |
| Total bank equity capital | $15,289,000 | 2,921 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $15,289,000 | 1,715 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $398,000 | 4,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,000 | 1,671 |
| Income earned, not collected on loans | $196,000 | 8,847 |
| Earning assets | $174,512,000 | 2,459 |
| Long-term assets (5+ years) | $65,222,000 | 958 |
| Average Assets, year-to-date | $163,246,400 | 2,723 |
| Average Assets, quarterly | $177,844,000 | 2,576 |
| Volatile liabilities | $23,406,000 | 2,318 |
| Insider loans | $286,000 | 7,171 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,857,000 | 3,828 |
| Tier 1 (core) risk-based capital | $14,977,000 | 2,871 |
| Tier 2 risk-based capital | $593,000 | 4,616 |
| Total risk weighted assets | $71,628,700 | 3,688 |
| Total unused commitments | $7,857,000 | 3,841 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 21 | 7,881 |
| Assets and Liabilities | ||
| Total Assets: | $143,753,000 | 3,122 |
| Cash and due from depository institutions | $1,406,000 | 7,881 |
| Interest-bearing balances | $178,000 | 4,748 |
| Securities | $50,522,000 | 2,595 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 2,664 |
| Net loans & leases | $86,910,000 | 2,990 |
| Loan loss allowance | $528,000 | 5,963 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $539,000 | 8,255 |
| Other real estate owned | $0 | 7,881 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,176,000 | 6,007 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,753,000 | 3,122 |
| Total liabilities | $130,308,000 | 3,115 |
| Total deposits | $121,129,000 | 3,135 |
| Interest-bearing deposits | $120,685,000 | 2,735 |
| Deposits held in domestic offices | $121,129,000 | 3,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,851,000 | 1,323 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $328,000 | 6,935 |
| Total equity capital | $13,445,000 | 3,038 |
| Total bank equity capital | $13,445,000 | 3,038 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $13,445,000 | 1,752 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $830,000 | 3,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $55,000 | 11,853 |
| Earning assets | $140,810,000 | 2,938 |
| Long-term assets (5+ years) | $67,660,000 | 934 |
| Average Assets, year-to-date | $136,474,000 | 3,210 |
| Average Assets, quarterly | $142,526,000 | 3,129 |
| Volatile liabilities | $12,620,000 | 3,662 |
| Insider loans | $318,000 | 7,002 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $505,000 | 821 |
| Unused loan commitments | $7,170,000 | 3,929 |
| Tier 1 (core) risk-based capital | $13,849,000 | 2,986 |
| Tier 2 risk-based capital | $528,000 | 5,063 |
| Total risk weighted assets | $58,878,900 | 4,298 |
| Total unused commitments | $7,170,000 | 3,936 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 20 | 8,423 |
| Assets and Liabilities | ||
| Total Assets: | $130,147,000 | 3,488 |
| Cash and due from depository institutions | $1,273,000 | 8,423 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $26,755,000 | 4,929 |
| Federal funds sold & reverse repurchase agreements | $5,525,000 | 2,519 |
| Net loans & leases | $95,376,000 | 2,721 |
| Loan loss allowance | $464,000 | 6,705 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $420,000 | 9,275 |
| Other real estate owned | $138,000 | 8,423 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $660,000 | 8,080 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,147,000 | 3,488 |
| Total liabilities | $117,851,000 | 3,498 |
| Total deposits | $116,464,000 | 3,371 |
| Interest-bearing deposits | $116,336,000 | 2,938 |
| Deposits held in domestic offices | $116,464,000 | 3,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,237,000 | 2,520 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $150,000 | 10,372 |
| Total equity capital | $12,296,000 | 3,303 |
| Total bank equity capital | $12,296,000 | 3,303 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $12,296,000 | 1,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,783,000 | 2,073 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $31,000 | 12,805 |
| Earning assets | $127,656,000 | 3,285 |
| Long-term assets (5+ years) | $74,015,000 | 873 |
| Average Assets, year-to-date | $128,598,800 | 3,443 |
| Average Assets, quarterly | $127,923,000 | 3,521 |
| Volatile liabilities | $6,651,000 | 5,509 |
| Insider loans | $394,000 | 6,456 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $37,000 | 1,656 |
| Unused loan commitments | $2,557,000 | 6,858 |
| Tier 1 (core) risk-based capital | $12,292,000 | 3,228 |
| Tier 2 risk-based capital | $464,000 | 5,609 |
| Total risk weighted assets | $58,925,200 | 4,249 |
| Total unused commitments | $2,557,000 | 6,880 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 23 | 7,923 |
| Assets and Liabilities | ||
| Total Assets: | $128,335,000 | 3,618 |
| Cash and due from depository institutions | $1,086,000 | 7,923 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $6,556,000 | 10,790 |
| Federal funds sold & reverse repurchase agreements | $5,925,000 | 2,792 |
| Net loans & leases | $113,720,000 | 2,389 |
| Loan loss allowance | $373,000 | 7,800 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $343,000 | 10,126 |
| Other real estate owned | $0 | 7,923 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $705,000 | 8,046 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $128,335,000 | 3,618 |
| Total liabilities | $117,936,000 | 3,603 |
| Total deposits | $117,010,000 | 3,469 |
| Interest-bearing deposits | $116,823,000 | 3,046 |
| Deposits held in domestic offices | $117,010,000 | 3,461 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $682,000 | 2,885 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $244,000 | 9,156 |
| Total equity capital | $10,399,000 | 3,732 |
| Total bank equity capital | $10,399,000 | 3,732 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $10,399,000 | 2,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,668,000 | 2,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $87,000 | 11,959 |
| Earning assets | $126,201,000 | 3,355 |
| Long-term assets (5+ years) | $76,922,000 | 797 |
| Average Assets, year-to-date | $121,673,000 | 3,721 |
| Average Assets, quarterly | $126,705,000 | 3,627 |
| Volatile liabilities | $6,575,000 | 5,551 |
| Insider loans | $264,000 | 3,214 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,555,000 | 3,542 |
| Tier 1 (core) risk-based capital | $10,399,000 | 3,670 |
| Tier 2 risk-based capital | $373,000 | 6,572 |
| Total risk weighted assets | $65,117,400 | 3,953 |
| Total unused commitments | $7,555,000 | 3,559 |
| Derivatives | $0 | 651 |