Home > Ridgedale State Bank > Assets and Liabilities
Ridgedale State Bank, Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 18 | 6,298 |
| Assets and Liabilities | ||
| Total Assets: | $115,632,000 | 4,707 |
| Cash and due from depository institutions | $3,944,000 | 6,298 |
| Interest-bearing balances | $22,000 | 6,137 |
| Securities | $6,458,000 | 6,647 |
| Federal funds sold & reverse repurchase agreements | $4,075,000 | 2,616 |
| Net loans & leases | $86,434,000 | 4,382 |
| Loan loss allowance | $1,143,000 | 3,989 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $750,000 | 6,295 |
| Other real estate owned | $486,000 | 6,298 |
| Goodwill and other intangibles | $12,196,000 | 580 |
| All other assets | $1,289,000 | 6,189 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $115,632,000 | 4,707 |
| Total liabilities | $95,391,000 | 4,933 |
| Total deposits | $94,363,000 | 4,689 |
| Interest-bearing deposits | $74,464,000 | 4,892 |
| Deposits held in domestic offices | $94,363,000 | 4,685 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,028,000 | 3,779 |
| Total equity capital | $20,241,000 | 3,240 |
| Total bank equity capital | $20,241,000 | 3,240 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $500,000 | 4,014 |
| Surplus | $19,621,000 | 1,532 |
| Undivided profits | $120,000 | 7,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $234,000 | 5,950 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $454,000 | 6,133 |
| Earning assets | $96,989,000 | 4,991 |
| Long-term assets (5+ years) | $32,452,000 | 3,031 |
| Average Assets, year-to-date | $110,097,330 | 4,798 |
| Average Assets, quarterly | $116,867,500 | 4,670 |
| Volatile liabilities | $10,187,000 | 6,278 |
| Insider loans | $19,000 | 7,423 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $12,292,000 | 4,322 |
| Tier 1 (core) risk-based capital | $8,086,000 | 6,052 |
| Tier 2 risk-based capital | $1,006,000 | 4,093 |
| Total risk weighted assets | $80,322,000 | 4,737 |
| Total unused commitments | $12,292,000 | 4,322 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 19 | 6,187 |
| Assets and Liabilities | ||
| Total Assets: | $118,103,000 | 4,659 |
| Cash and due from depository institutions | $3,445,000 | 6,187 |
| Interest-bearing balances | $86,000 | 5,232 |
| Securities | $7,742,000 | 6,402 |
| Federal funds sold & reverse repurchase agreements | $19,325,000 | 847 |
| Net loans & leases | $73,314,000 | 4,755 |
| Loan loss allowance | $1,501,000 | 3,258 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $742,000 | 6,339 |
| Other real estate owned | $300,000 | 6,187 |
| Goodwill and other intangibles | $12,269,000 | 603 |
| All other assets | $966,000 | 6,684 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $118,103,000 | 4,659 |
| Total liabilities | $98,155,000 | 4,835 |
| Total deposits | $96,625,000 | 4,615 |
| Interest-bearing deposits | $77,383,000 | 4,811 |
| Deposits held in domestic offices | $96,625,000 | 4,611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,530,000 | 3,027 |
| Total equity capital | $19,948,000 | 3,369 |
| Total bank equity capital | $19,948,000 | 3,369 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $500,000 | 4,025 |
| Surplus | $19,621,000 | 1,522 |
| Undivided profits | $-173,000 | 7,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,189,000 | 3,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $412,000 | 378 |
| Income earned, not collected on loans | $454,000 | 6,104 |
| Earning assets | $100,467,000 | 4,889 |
| Long-term assets (5+ years) | $27,031,000 | 3,294 |
| Average Assets, year-to-date | $107,330,000 | 4,894 |
| Average Assets, quarterly | $107,330,000 | 4,894 |
| Volatile liabilities | $11,448,000 | 6,004 |
| Insider loans | $19,000 | 7,453 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $11,518,000 | 4,508 |
| Tier 1 (core) risk-based capital | $7,681,000 | 6,206 |
| Tier 2 risk-based capital | $883,000 | 4,405 |
| Total risk weighted assets | $70,041,000 | 5,077 |
| Total unused commitments | $11,518,000 | 4,512 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 23 | 5,690 |
| Assets and Liabilities | ||
| Total Assets: | $96,557,000 | 5,208 |
| Cash and due from depository institutions | $3,825,000 | 5,690 |
| Interest-bearing balances | $32,000 | 5,703 |
| Securities | $9,554,000 | 6,100 |
| Federal funds sold & reverse repurchase agreements | $5,725,000 | 2,289 |
| Net loans & leases | $75,080,000 | 4,699 |
| Loan loss allowance | $715,000 | 5,140 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $684,000 | 6,483 |
| Other real estate owned | $300,000 | 5,690 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,389,000 | 5,996 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $96,557,000 | 5,208 |
| Total liabilities | $88,798,000 | 5,082 |
| Total deposits | $87,607,000 | 4,867 |
| Interest-bearing deposits | $63,158,000 | 5,350 |
| Deposits held in domestic offices | $87,607,000 | 4,865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $1,000,000 | 4,859 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $191,000 | 7,406 |
| Total equity capital | $7,759,000 | 6,278 |
| Total bank equity capital | $7,759,000 | 6,278 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,039 |
| Surplus | $6,000,000 | 3,630 |
| Undivided profits | $1,259,000 | 6,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,023,000 | 3,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $440,000 | 355 |
| Income earned, not collected on loans | $531,000 | 5,933 |
| Earning assets | $90,391,000 | 5,134 |
| Long-term assets (5+ years) | $27,650,000 | 3,055 |
| Average Assets, year-to-date | $100,326,000 | 4,947 |
| Average Assets, quarterly | $99,398,000 | 5,082 |
| Volatile liabilities | $11,489,000 | 5,984 |
| Insider loans | $2,025,000 | 3,033 |
| FHLB advances | $1,000,000 | 4,662 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $14,322,000 | 4,061 |
| Tier 1 (core) risk-based capital | $7,771,000 | 6,155 |
| Tier 2 risk-based capital | $715,000 | 4,958 |
| Total risk weighted assets | $69,893,000 | 5,081 |
| Total unused commitments | $14,322,000 | 4,063 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 24 | 5,580 |
| Assets and Liabilities | ||
| Total Assets: | $102,239,000 | 4,983 |
| Cash and due from depository institutions | $3,867,000 | 5,580 |
| Interest-bearing balances | $36,000 | 5,538 |
| Securities | $11,559,000 | 5,804 |
| Federal funds sold & reverse repurchase agreements | $7,200,000 | 1,951 |
| Net loans & leases | $77,646,000 | 4,564 |
| Loan loss allowance | $786,000 | 4,875 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $714,000 | 6,424 |
| Other real estate owned | $0 | 5,580 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,253,000 | 6,332 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $102,239,000 | 4,983 |
| Total liabilities | $94,415,000 | 4,864 |
| Total deposits | $90,211,000 | 4,744 |
| Interest-bearing deposits | $63,636,000 | 5,300 |
| Deposits held in domestic offices | $90,211,000 | 4,741 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,000,000 | 3,752 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $204,000 | 7,455 |
| Total equity capital | $7,824,000 | 6,247 |
| Total bank equity capital | $7,824,000 | 6,247 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,031 |
| Surplus | $6,000,000 | 3,576 |
| Undivided profits | $1,324,000 | 6,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,428,000 | 2,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $463,000 | 337 |
| Income earned, not collected on loans | $588,000 | 5,889 |
| Earning assets | $96,441,000 | 4,904 |
| Long-term assets (5+ years) | $27,902,000 | 2,925 |
| Average Assets, year-to-date | $101,268,250 | 4,929 |
| Average Assets, quarterly | $98,776,500 | 5,061 |
| Volatile liabilities | $9,459,000 | 6,344 |
| Insider loans | $2,045,000 | 2,975 |
| FHLB advances | $4,000,000 | 3,588 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $13,653,000 | 4,163 |
| Tier 1 (core) risk-based capital | $7,883,000 | 6,138 |
| Tier 2 risk-based capital | $786,000 | 4,682 |
| Total risk weighted assets | $73,099,000 | 4,907 |
| Total unused commitments | $13,653,000 | 4,164 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 25 | 5,505 |
| Assets and Liabilities | ||
| Total Assets: | $95,314,000 | 5,200 |
| Cash and due from depository institutions | $3,923,000 | 5,505 |
| Interest-bearing balances | $47,000 | 5,441 |
| Securities | $11,328,000 | 5,857 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 5,987 |
| Net loans & leases | $77,925,000 | 4,514 |
| Loan loss allowance | $771,000 | 4,931 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $755,000 | 6,352 |
| Other real estate owned | $0 | 5,505 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,183,000 | 6,411 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $95,314,000 | 5,200 |
| Total liabilities | $87,769,000 | 5,078 |
| Total deposits | $85,320,000 | 4,932 |
| Interest-bearing deposits | $62,313,000 | 5,356 |
| Deposits held in domestic offices | $85,320,000 | 4,930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $265,000 | 3,178 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,000,000 | 4,343 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $184,000 | 7,497 |
| Total equity capital | $7,545,000 | 6,293 |
| Total bank equity capital | $7,545,000 | 6,293 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,053 |
| Surplus | $6,000,000 | 3,575 |
| Undivided profits | $1,045,000 | 6,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,262,000 | 2,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $471,000 | 339 |
| Income earned, not collected on loans | $549,000 | 5,862 |
| Earning assets | $89,500,000 | 5,126 |
| Long-term assets (5+ years) | $28,803,000 | 2,809 |
| Average Assets, year-to-date | $100,944,670 | 4,982 |
| Average Assets, quarterly | $99,990,000 | 5,027 |
| Volatile liabilities | $9,538,000 | 6,315 |
| Insider loans | $2,068,000 | 2,947 |
| FHLB advances | $2,000,000 | 4,165 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $13,054,000 | 4,270 |
| Tier 1 (core) risk-based capital | $7,675,000 | 6,192 |
| Tier 2 risk-based capital | $771,000 | 4,730 |
| Total risk weighted assets | $72,086,000 | 4,928 |
| Total unused commitments | $13,054,000 | 4,271 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 26 | 5,362 |
| Assets and Liabilities | ||
| Total Assets: | $104,666,000 | 4,916 |
| Cash and due from depository institutions | $6,607,000 | 5,362 |
| Interest-bearing balances | $105,000 | 4,640 |
| Securities | $12,080,000 | 5,723 |
| Federal funds sold & reverse repurchase agreements | $6,300,000 | 2,841 |
| Net loans & leases | $77,547,000 | 4,506 |
| Loan loss allowance | $618,000 | 5,534 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $801,000 | 6,276 |
| Other real estate owned | $0 | 5,362 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,331,000 | 6,055 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $104,666,000 | 4,916 |
| Total liabilities | $96,993,000 | 4,795 |
| Total deposits | $87,798,000 | 4,864 |
| Interest-bearing deposits | $62,737,000 | 5,363 |
| Deposits held in domestic offices | $87,798,000 | 4,862 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $8,500,000 | 2,660 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $695,000 | 4,769 |
| Total equity capital | $7,673,000 | 6,243 |
| Total bank equity capital | $7,673,000 | 6,243 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,054 |
| Surplus | $6,000,000 | 3,533 |
| Undivided profits | $1,173,000 | 6,916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,135,000 | 2,555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $473,000 | 334 |
| Income earned, not collected on loans | $551,000 | 5,736 |
| Earning assets | $96,032,000 | 4,927 |
| Long-term assets (5+ years) | $29,242,000 | 2,741 |
| Average Assets, year-to-date | $103,760,000 | 4,930 |
| Average Assets, quarterly | $103,760,000 | 4,930 |
| Volatile liabilities | $9,742,000 | 6,194 |
| Insider loans | $1,589,000 | 3,430 |
| FHLB advances | $8,500,000 | 2,547 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $11,838,000 | 4,477 |
| Tier 1 (core) risk-based capital | $7,757,000 | 6,128 |
| Tier 2 risk-based capital | $618,000 | 5,309 |
| Total risk weighted assets | $72,655,000 | 4,871 |
| Total unused commitments | $11,838,000 | 4,478 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 22 | 5,863 |
| Assets and Liabilities | ||
| Total Assets: | $102,854,000 | 4,977 |
| Cash and due from depository institutions | $5,082,000 | 5,863 |
| Interest-bearing balances | $99,000 | 4,864 |
| Securities | $13,850,000 | 5,475 |
| Federal funds sold & reverse repurchase agreements | $3,775,000 | 3,373 |
| Net loans & leases | $77,934,000 | 4,488 |
| Loan loss allowance | $872,000 | 4,559 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $853,000 | 6,167 |
| Other real estate owned | $0 | 5,863 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,360,000 | 6,081 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $102,854,000 | 4,977 |
| Total liabilities | $95,171,000 | 4,816 |
| Total deposits | $86,357,000 | 4,877 |
| Interest-bearing deposits | $62,664,000 | 5,317 |
| Deposits held in domestic offices | $86,357,000 | 4,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,500,000 | 2,737 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $314,000 | 6,541 |
| Total equity capital | $7,683,000 | 6,199 |
| Total bank equity capital | $7,683,000 | 6,199 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $500,000 | 4,064 |
| Surplus | $6,000,000 | 3,492 |
| Undivided profits | $1,183,000 | 6,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,118,000 | 2,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $578,000 | 5,734 |
| Earning assets | $95,658,000 | 4,922 |
| Long-term assets (5+ years) | $28,758,000 | 2,727 |
| Average Assets, year-to-date | $102,744,000 | 4,824 |
| Average Assets, quarterly | $100,539,500 | 4,980 |
| Volatile liabilities | $10,067,000 | 6,201 |
| Insider loans | $1,611,000 | 3,371 |
| FHLB advances | $8,500,000 | 2,629 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $10,290,000 | 4,689 |
| Tier 1 (core) risk-based capital | $7,797,000 | 6,086 |
| Tier 2 risk-based capital | $872,000 | 4,358 |
| Total risk weighted assets | $74,103,000 | 4,782 |
| Total unused commitments | $10,290,000 | 4,689 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 23 | 5,785 |
| Assets and Liabilities | ||
| Total Assets: | $98,225,000 | 5,060 |
| Cash and due from depository institutions | $5,841,000 | 5,785 |
| Interest-bearing balances | $71,000 | 5,209 |
| Securities | $14,128,000 | 5,451 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $76,201,000 | 4,551 |
| Loan loss allowance | $905,000 | 4,462 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $884,000 | 6,133 |
| Other real estate owned | $0 | 5,785 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,171,000 | 6,458 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $98,225,000 | 5,060 |
| Total liabilities | $90,251,000 | 4,963 |
| Total deposits | $83,896,000 | 4,913 |
| Interest-bearing deposits | $60,400,000 | 5,393 |
| Deposits held in domestic offices | $83,896,000 | 4,910 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,680,000 | 2,472 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,500,000 | 3,779 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $175,000 | 7,607 |
| Total equity capital | $7,974,000 | 6,062 |
| Total bank equity capital | $7,974,000 | 6,062 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,089 |
| Surplus | $5,500,000 | 3,644 |
| Undivided profits | $1,974,000 | 6,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $631,000 | 3,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $520,000 | 6,077 |
| Earning assets | $90,400,000 | 5,068 |
| Long-term assets (5+ years) | $27,492,000 | 2,783 |
| Average Assets, year-to-date | $102,716,500 | 4,847 |
| Average Assets, quarterly | $100,430,000 | 4,967 |
| Volatile liabilities | $10,696,000 | 6,111 |
| Insider loans | $1,305,000 | 3,739 |
| FHLB advances | $4,500,000 | 3,622 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $11,156,000 | 4,545 |
| Tier 1 (core) risk-based capital | $8,136,000 | 5,944 |
| Tier 2 risk-based capital | $905,000 | 4,264 |
| Total risk weighted assets | $72,943,000 | 4,824 |
| Total unused commitments | $11,156,000 | 4,546 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 24 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $102,635,000 | 4,913 |
| Cash and due from depository institutions | $5,716,000 | 5,686 |
| Interest-bearing balances | $86,000 | 5,100 |
| Securities | $16,003,000 | 5,160 |
| Federal funds sold & reverse repurchase agreements | $5,800,000 | 2,007 |
| Net loans & leases | $73,006,000 | 4,641 |
| Loan loss allowance | $906,000 | 4,432 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $787,000 | 6,327 |
| Other real estate owned | $0 | 5,686 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,323,000 | 6,121 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $102,635,000 | 4,913 |
| Total liabilities | $94,962,000 | 4,792 |
| Total deposits | $87,274,000 | 4,768 |
| Interest-bearing deposits | $62,540,000 | 5,268 |
| Deposits held in domestic offices | $87,274,000 | 4,764 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $7,500,000 | 3,091 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $188,000 | 7,312 |
| Total equity capital | $7,673,000 | 6,063 |
| Total bank equity capital | $7,673,000 | 6,063 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $500,000 | 4,081 |
| Surplus | $5,500,000 | 3,597 |
| Undivided profits | $1,673,000 | 6,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $639,000 | 3,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $520,000 | 5,767 |
| Earning assets | $94,895,000 | 4,879 |
| Long-term assets (5+ years) | $27,288,000 | 2,764 |
| Average Assets, year-to-date | $104,213,670 | 4,822 |
| Average Assets, quarterly | $104,260,000 | 4,847 |
| Volatile liabilities | $16,345,000 | 5,159 |
| Insider loans | $1,354,000 | 3,667 |
| FHLB advances | $7,500,000 | 2,953 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $12,246,000 | 4,357 |
| Tier 1 (core) risk-based capital | $7,956,000 | 5,965 |
| Tier 2 risk-based capital | $896,000 | 4,262 |
| Total risk weighted assets | $71,689,000 | 4,861 |
| Total unused commitments | $12,246,000 | 4,357 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 26 | 5,414 |
| Assets and Liabilities | ||
| Total Assets: | $105,885,000 | 4,806 |
| Cash and due from depository institutions | $5,372,000 | 5,414 |
| Interest-bearing balances | $63,000 | 5,430 |
| Securities | $18,282,000 | 4,850 |
| Federal funds sold & reverse repurchase agreements | $6,675,000 | 2,134 |
| Net loans & leases | $73,331,000 | 4,568 |
| Loan loss allowance | $908,000 | 4,394 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $784,000 | 6,325 |
| Other real estate owned | $0 | 5,414 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,441,000 | 5,855 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $105,885,000 | 4,806 |
| Total liabilities | $98,237,000 | 4,685 |
| Total deposits | $88,031,000 | 4,742 |
| Interest-bearing deposits | $64,017,000 | 5,196 |
| Deposits held in domestic offices | $88,031,000 | 4,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,571 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $206,000 | 7,098 |
| Total equity capital | $7,648,000 | 6,052 |
| Total bank equity capital | $7,648,000 | 6,052 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,070 |
| Surplus | $5,500,000 | 3,538 |
| Undivided profits | $1,648,000 | 6,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $482,000 | 3,771 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $541,000 | 5,469 |
| Earning assets | $98,351,000 | 4,780 |
| Long-term assets (5+ years) | $27,672,000 | 2,710 |
| Average Assets, year-to-date | $105,003,000 | 4,809 |
| Average Assets, quarterly | $105,003,000 | 4,809 |
| Volatile liabilities | $17,851,000 | 4,806 |
| Insider loans | $1,613,000 | 3,271 |
| FHLB advances | $10,000,000 | 2,454 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $13,449,000 | 4,166 |
| Tier 1 (core) risk-based capital | $7,886,000 | 5,932 |
| Tier 2 risk-based capital | $900,000 | 4,200 |
| Total risk weighted assets | $71,996,000 | 4,784 |
| Total unused commitments | $13,449,000 | 4,166 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 27 | 5,301 |
| Assets and Liabilities | ||
| Total Assets: | $104,121,000 | 4,861 |
| Cash and due from depository institutions | $5,607,000 | 5,301 |
| Interest-bearing balances | $140,000 | 4,609 |
| Securities | $21,554,000 | 4,424 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 5,934 |
| Net loans & leases | $74,527,000 | 4,486 |
| Loan loss allowance | $882,000 | 4,444 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $814,000 | 6,251 |
| Other real estate owned | $0 | 5,301 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,519,000 | 5,757 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $104,121,000 | 4,861 |
| Total liabilities | $96,796,000 | 4,712 |
| Total deposits | $85,614,000 | 4,816 |
| Interest-bearing deposits | $60,502,000 | 5,336 |
| Deposits held in domestic offices | $85,614,000 | 4,813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,000,000 | 2,501 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $182,000 | 7,251 |
| Total equity capital | $7,325,000 | 6,178 |
| Total bank equity capital | $7,325,000 | 6,178 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $500,000 | 4,085 |
| Surplus | $5,500,000 | 3,495 |
| Undivided profits | $1,325,000 | 6,878 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $128,000 | 5,937 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $596,000 | 5,193 |
| Earning assets | $96,321,000 | 4,834 |
| Long-term assets (5+ years) | $27,780,000 | 2,669 |
| Average Assets, year-to-date | $103,440,600 | 4,731 |
| Average Assets, quarterly | $102,881,500 | 4,847 |
| Volatile liabilities | $17,865,000 | 4,732 |
| Insider loans | $1,640,000 | 3,210 |
| FHLB advances | $11,000,000 | 2,366 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $12,811,000 | 4,213 |
| Tier 1 (core) risk-based capital | $7,570,000 | 6,047 |
| Tier 2 risk-based capital | $882,000 | 4,227 |
| Total risk weighted assets | $74,047,000 | 4,668 |
| Total unused commitments | $12,811,000 | 4,213 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 28 | 5,170 |
| Assets and Liabilities | ||
| Total Assets: | $101,642,000 | 4,879 |
| Cash and due from depository institutions | $4,886,000 | 5,170 |
| Interest-bearing balances | $106,000 | 4,923 |
| Securities | $23,121,000 | 4,209 |
| Federal funds sold & reverse repurchase agreements | $1,450,000 | 4,195 |
| Net loans & leases | $70,400,000 | 4,607 |
| Loan loss allowance | $871,000 | 4,475 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $821,000 | 6,237 |
| Other real estate owned | $0 | 5,170 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $964,000 | 6,764 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $101,642,000 | 4,879 |
| Total liabilities | $93,833,000 | 4,763 |
| Total deposits | $93,727,000 | 4,482 |
| Interest-bearing deposits | $70,214,000 | 4,811 |
| Deposits held in domestic offices | $93,727,000 | 4,478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $106,000 | 8,082 |
| Total equity capital | $7,809,000 | 5,972 |
| Total bank equity capital | $7,809,000 | 5,972 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,084 |
| Surplus | $5,500,000 | 3,439 |
| Undivided profits | $1,809,000 | 6,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $291,000 | 4,827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $503,000 | 5,724 |
| Earning assets | $95,077,000 | 4,819 |
| Long-term assets (5+ years) | $27,428,000 | 2,721 |
| Average Assets, year-to-date | $103,270,500 | 4,737 |
| Average Assets, quarterly | $101,706,500 | 4,850 |
| Volatile liabilities | $8,287,000 | 6,433 |
| Insider loans | $1,668,000 | 3,144 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $12,996,000 | 4,106 |
| Tier 1 (core) risk-based capital | $7,898,000 | 5,864 |
| Tier 2 risk-based capital | $871,000 | 4,240 |
| Total risk weighted assets | $70,978,000 | 4,757 |
| Total unused commitments | $12,996,000 | 4,108 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 27 | 5,301 |
| Assets and Liabilities | ||
| Total Assets: | $101,771,000 | 4,837 |
| Cash and due from depository institutions | $6,100,000 | 5,301 |
| Interest-bearing balances | $105,000 | 4,910 |
| Securities | $23,573,000 | 4,194 |
| Federal funds sold & reverse repurchase agreements | $2,050,000 | 3,473 |
| Net loans & leases | $68,189,000 | 4,636 |
| Loan loss allowance | $866,000 | 4,472 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $839,000 | 6,177 |
| Other real estate owned | $0 | 5,301 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,020,000 | 6,501 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $101,771,000 | 4,837 |
| Total liabilities | $94,119,000 | 4,710 |
| Total deposits | $94,025,000 | 4,417 |
| Interest-bearing deposits | $71,552,000 | 4,716 |
| Deposits held in domestic offices | $94,025,000 | 4,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $94,000 | 8,093 |
| Total equity capital | $7,652,000 | 5,992 |
| Total bank equity capital | $7,652,000 | 5,992 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,076 |
| Surplus | $5,500,000 | 3,398 |
| Undivided profits | $1,652,000 | 6,716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $209,000 | 5,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $562,000 | 5,037 |
| Earning assets | $93,917,000 | 4,817 |
| Long-term assets (5+ years) | $26,082,000 | 2,829 |
| Average Assets, year-to-date | $103,813,330 | 4,710 |
| Average Assets, quarterly | $104,059,000 | 4,728 |
| Volatile liabilities | $9,821,000 | 6,005 |
| Insider loans | $1,124,000 | 3,896 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $10,939,000 | 4,451 |
| Tier 1 (core) risk-based capital | $7,698,000 | 5,881 |
| Tier 2 risk-based capital | $866,000 | 4,217 |
| Total risk weighted assets | $69,440,000 | 4,755 |
| Total unused commitments | $10,939,000 | 4,451 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 28 | 5,181 |
| Assets and Liabilities | ||
| Total Assets: | $106,347,000 | 4,698 |
| Cash and due from depository institutions | $5,426,000 | 5,181 |
| Interest-bearing balances | $98,000 | 5,236 |
| Securities | $25,051,000 | 4,101 |
| Federal funds sold & reverse repurchase agreements | $7,350,000 | 1,662 |
| Net loans & leases | $66,652,000 | 4,680 |
| Loan loss allowance | $863,000 | 4,486 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $854,000 | 6,163 |
| Other real estate owned | $0 | 5,181 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,014,000 | 6,547 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $106,347,000 | 4,698 |
| Total liabilities | $98,831,000 | 4,553 |
| Total deposits | $98,738,000 | 4,285 |
| Interest-bearing deposits | $77,287,000 | 4,488 |
| Deposits held in domestic offices | $98,738,000 | 4,281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $93,000 | 8,049 |
| Total equity capital | $7,516,000 | 5,984 |
| Total bank equity capital | $7,516,000 | 5,984 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,087 |
| Surplus | $5,500,000 | 3,365 |
| Undivided profits | $1,516,000 | 6,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $152,000 | 5,789 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $568,000 | 4,859 |
| Earning assets | $99,151,000 | 4,647 |
| Long-term assets (5+ years) | $25,879,000 | 2,922 |
| Average Assets, year-to-date | $104,834,500 | 4,724 |
| Average Assets, quarterly | $104,834,500 | 4,724 |
| Volatile liabilities | $8,916,000 | 6,120 |
| Insider loans | $1,089,000 | 3,963 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $9,086,000 | 4,827 |
| Tier 1 (core) risk-based capital | $7,649,000 | 5,857 |
| Tier 2 risk-based capital | $863,000 | 4,205 |
| Total risk weighted assets | $70,457,000 | 4,670 |
| Total unused commitments | $9,086,000 | 4,829 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 26 | 5,443 |
| Assets and Liabilities | ||
| Total Assets: | $103,322,000 | 4,780 |
| Cash and due from depository institutions | $5,279,000 | 5,443 |
| Interest-bearing balances | $96,000 | 5,307 |
| Securities | $26,532,000 | 3,940 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $69,632,000 | 4,537 |
| Loan loss allowance | $892,000 | 4,367 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $866,000 | 6,136 |
| Other real estate owned | $0 | 5,443 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,013,000 | 6,515 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $103,322,000 | 4,780 |
| Total liabilities | $96,041,000 | 4,646 |
| Total deposits | $95,256,000 | 4,373 |
| Interest-bearing deposits | $72,896,000 | 4,678 |
| Deposits held in domestic offices | $95,256,000 | 4,369 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $625,000 | 2,948 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $160,000 | 7,253 |
| Total equity capital | $7,281,000 | 6,105 |
| Total bank equity capital | $7,281,000 | 6,105 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,097 |
| Surplus | $5,500,000 | 3,316 |
| Undivided profits | $1,281,000 | 7,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 6,714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $577,000 | 4,830 |
| Earning assets | $96,260,000 | 4,734 |
| Long-term assets (5+ years) | $27,226,000 | 2,892 |
| Average Assets, year-to-date | $103,939,200 | 4,610 |
| Average Assets, quarterly | $104,169,500 | 4,711 |
| Volatile liabilities | $13,738,000 | 5,032 |
| Insider loans | $1,128,000 | 3,865 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $9,351,000 | 4,597 |
| Tier 1 (core) risk-based capital | $7,176,000 | 6,055 |
| Tier 2 risk-based capital | $892,000 | 4,101 |
| Total risk weighted assets | $72,071,000 | 4,618 |
| Total unused commitments | $9,351,000 | 4,597 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 25 | 5,600 |
| Assets and Liabilities | ||
| Total Assets: | $105,017,000 | 4,672 |
| Cash and due from depository institutions | $5,212,000 | 5,600 |
| Interest-bearing balances | $94,000 | 5,381 |
| Securities | $27,910,000 | 3,814 |
| Federal funds sold & reverse repurchase agreements | $2,775,000 | 3,104 |
| Net loans & leases | $67,281,000 | 4,610 |
| Loan loss allowance | $891,000 | 4,364 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $851,000 | 6,168 |
| Other real estate owned | $0 | 5,600 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $988,000 | 6,614 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $105,017,000 | 4,672 |
| Total liabilities | $97,455,000 | 4,543 |
| Total deposits | $97,342,000 | 4,259 |
| Interest-bearing deposits | $76,771,000 | 4,480 |
| Deposits held in domestic offices | $97,342,000 | 4,256 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $113,000 | 7,993 |
| Total equity capital | $7,562,000 | 5,987 |
| Total bank equity capital | $7,562,000 | 5,987 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $500,000 | 4,115 |
| Surplus | $5,000,000 | 3,472 |
| Undivided profits | $2,062,000 | 6,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $269,000 | 5,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $535,000 | 5,238 |
| Earning assets | $98,060,000 | 4,623 |
| Long-term assets (5+ years) | $29,751,000 | 2,745 |
| Average Assets, year-to-date | $104,093,500 | 4,610 |
| Average Assets, quarterly | $106,076,000 | 4,606 |
| Volatile liabilities | $12,950,000 | 5,190 |
| Insider loans | $1,819,000 | 2,861 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $8,988,000 | 4,654 |
| Tier 1 (core) risk-based capital | $7,362,000 | 5,942 |
| Tier 2 risk-based capital | $880,000 | 4,117 |
| Total risk weighted assets | $70,390,000 | 4,649 |
| Total unused commitments | $8,988,000 | 4,657 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 26 | 5,508 |
| Assets and Liabilities | ||
| Total Assets: | $107,135,000 | 4,600 |
| Cash and due from depository institutions | $8,053,000 | 5,508 |
| Interest-bearing balances | $90,000 | 5,445 |
| Securities | $26,087,000 | 4,046 |
| Federal funds sold & reverse repurchase agreements | $3,825,000 | 2,421 |
| Net loans & leases | $67,354,000 | 4,575 |
| Loan loss allowance | $880,000 | 4,399 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $783,000 | 6,341 |
| Other real estate owned | $0 | 5,508 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,033,000 | 6,476 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $107,135,000 | 4,600 |
| Total liabilities | $100,082,000 | 4,459 |
| Total deposits | $99,972,000 | 4,154 |
| Interest-bearing deposits | $77,840,000 | 4,424 |
| Deposits held in domestic offices | $99,972,000 | 4,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $110,000 | 7,865 |
| Total equity capital | $7,053,000 | 6,099 |
| Total bank equity capital | $7,053,000 | 6,099 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $500,000 | 4,143 |
| Surplus | $5,000,000 | 3,426 |
| Undivided profits | $1,553,000 | 6,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 7,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $557,000 | 4,886 |
| Earning assets | $97,356,000 | 4,607 |
| Long-term assets (5+ years) | $29,021,000 | 2,886 |
| Average Assets, year-to-date | $103,785,670 | 4,645 |
| Average Assets, quarterly | $104,461,000 | 4,651 |
| Volatile liabilities | $11,233,000 | 5,501 |
| Insider loans | $1,832,000 | 2,858 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $7,730,000 | 4,978 |
| Tier 1 (core) risk-based capital | $7,100,000 | 6,030 |
| Tier 2 risk-based capital | $867,000 | 4,150 |
| Total risk weighted assets | $69,309,000 | 4,676 |
| Total unused commitments | $7,730,000 | 4,981 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 24 | 5,784 |
| Assets and Liabilities | ||
| Total Assets: | $101,787,000 | 4,763 |
| Cash and due from depository institutions | $6,559,000 | 5,784 |
| Interest-bearing balances | $86,000 | 5,576 |
| Securities | $23,978,000 | 4,273 |
| Federal funds sold & reverse repurchase agreements | $7,150,000 | 2,064 |
| Net loans & leases | $62,447,000 | 4,741 |
| Loan loss allowance | $888,000 | 4,325 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $794,000 | 6,312 |
| Other real estate owned | $0 | 5,784 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $859,000 | 6,781 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $101,787,000 | 4,763 |
| Total liabilities | $94,315,000 | 4,634 |
| Total deposits | $94,202,000 | 4,355 |
| Interest-bearing deposits | $73,487,000 | 4,650 |
| Deposits held in domestic offices | $94,202,000 | 4,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $113,000 | 7,978 |
| Total equity capital | $7,472,000 | 5,987 |
| Total bank equity capital | $7,472,000 | 5,987 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $500,000 | 4,151 |
| Surplus | $5,000,000 | 3,386 |
| Undivided profits | $1,972,000 | 6,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $191,000 | 5,853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $477,000 | 5,365 |
| Earning assets | $93,661,000 | 4,749 |
| Long-term assets (5+ years) | $28,263,000 | 2,890 |
| Average Assets, year-to-date | $102,111,000 | 4,721 |
| Average Assets, quarterly | $102,111,000 | 4,721 |
| Volatile liabilities | $10,855,000 | 5,497 |
| Insider loans | $1,844,000 | 2,797 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $11,338,000 | 4,114 |
| Tier 1 (core) risk-based capital | $7,001,000 | 6,037 |
| Tier 2 risk-based capital | $806,000 | 4,337 |
| Total risk weighted assets | $64,363,000 | 4,840 |
| Total unused commitments | $11,338,000 | 4,120 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 24 | 5,799 |
| Assets and Liabilities | ||
| Total Assets: | $102,435,000 | 4,721 |
| Cash and due from depository institutions | $7,353,000 | 5,799 |
| Interest-bearing balances | $85,000 | 5,529 |
| Securities | $28,906,000 | 3,817 |
| Federal funds sold & reverse repurchase agreements | $1,450,000 | 4,521 |
| Net loans & leases | $62,999,000 | 4,691 |
| Loan loss allowance | $881,000 | 4,331 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $788,000 | 6,350 |
| Other real estate owned | $0 | 5,799 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $939,000 | 6,664 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,435,000 | 4,721 |
| Total liabilities | $95,453,000 | 4,585 |
| Total deposits | $95,298,000 | 4,294 |
| Interest-bearing deposits | $74,050,000 | 4,588 |
| Deposits held in domestic offices | $95,298,000 | 4,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $155,000 | 7,479 |
| Total equity capital | $6,982,000 | 6,150 |
| Total bank equity capital | $6,982,000 | 6,150 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $500,000 | 4,182 |
| Surplus | $5,000,000 | 3,359 |
| Undivided profits | $1,482,000 | 7,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $195,000 | 5,895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $570,000 | 4,898 |
| Earning assets | $93,440,000 | 4,726 |
| Long-term assets (5+ years) | $32,709,000 | 2,612 |
| Average Assets, year-to-date | $102,641,000 | 4,589 |
| Average Assets, quarterly | $102,577,500 | 4,688 |
| Volatile liabilities | $10,854,000 | 5,478 |
| Insider loans | $1,847,000 | 2,772 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $12,623,000 | 3,765 |
| Tier 1 (core) risk-based capital | $6,687,000 | 6,154 |
| Tier 2 risk-based capital | $817,000 | 4,268 |
| Total risk weighted assets | $65,288,000 | 4,802 |
| Total unused commitments | $12,623,000 | 3,769 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 24 | 5,813 |
| Assets and Liabilities | ||
| Total Assets: | $102,720,000 | 4,696 |
| Cash and due from depository institutions | $4,266,000 | 5,813 |
| Interest-bearing balances | $82,000 | 5,615 |
| Securities | $29,372,000 | 3,696 |
| Federal funds sold & reverse repurchase agreements | $6,975,000 | 1,982 |
| Net loans & leases | $60,392,000 | 4,818 |
| Loan loss allowance | $812,000 | 4,597 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $791,000 | 6,379 |
| Other real estate owned | $0 | 5,813 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $924,000 | 6,783 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,720,000 | 4,696 |
| Total liabilities | $95,671,000 | 4,552 |
| Total deposits | $95,561,000 | 4,263 |
| Interest-bearing deposits | $76,329,000 | 4,476 |
| Deposits held in domestic offices | $95,561,000 | 4,260 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $110,000 | 8,293 |
| Total equity capital | $7,049,000 | 6,094 |
| Total bank equity capital | $7,049,000 | 6,094 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $500,000 | 4,213 |
| Surplus | $4,500,000 | 3,571 |
| Undivided profits | $2,049,000 | 6,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $249,000 | 5,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $533,000 | 5,301 |
| Earning assets | $96,821,000 | 4,587 |
| Long-term assets (5+ years) | $30,418,000 | 2,762 |
| Average Assets, year-to-date | $102,692,500 | 4,615 |
| Average Assets, quarterly | $102,088,000 | 4,688 |
| Volatile liabilities | $10,704,000 | 5,534 |
| Insider loans | $1,855,000 | 2,745 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $8,530,000 | 4,631 |
| Tier 1 (core) risk-based capital | $6,740,000 | 6,120 |
| Tier 2 risk-based capital | $812,000 | 4,287 |
| Total risk weighted assets | $65,749,000 | 4,748 |
| Total unused commitments | $8,530,000 | 4,635 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 25 | 5,680 |
| Assets and Liabilities | ||
| Total Assets: | $101,456,000 | 4,711 |
| Cash and due from depository institutions | $4,518,000 | 5,680 |
| Interest-bearing balances | $80,000 | 5,695 |
| Securities | $27,096,000 | 3,826 |
| Federal funds sold & reverse repurchase agreements | $8,500,000 | 1,884 |
| Net loans & leases | $59,349,000 | 4,847 |
| Loan loss allowance | $792,000 | 4,621 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $819,000 | 6,295 |
| Other real estate owned | $0 | 5,680 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,174,000 | 6,008 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,456,000 | 4,711 |
| Total liabilities | $94,124,000 | 4,581 |
| Total deposits | $93,776,000 | 4,335 |
| Interest-bearing deposits | $75,166,000 | 4,536 |
| Deposits held in domestic offices | $93,776,000 | 4,333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $245,000 | 5,465 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $103,000 | 8,447 |
| Total equity capital | $7,332,000 | 5,944 |
| Total bank equity capital | $7,332,000 | 5,944 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $500,000 | 4,224 |
| Surplus | $4,500,000 | 3,541 |
| Undivided profits | $2,332,000 | 6,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $246,000 | 5,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $547,000 | 5,074 |
| Earning assets | $95,025,000 | 4,634 |
| Long-term assets (5+ years) | $31,879,000 | 2,514 |
| Average Assets, year-to-date | $102,683,330 | 4,617 |
| Average Assets, quarterly | $101,865,500 | 4,678 |
| Volatile liabilities | $10,270,000 | 5,635 |
| Insider loans | $1,775,000 | 2,820 |
| FHLB advances | $245,000 | 5,025 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $9,273,000 | 4,394 |
| Tier 1 (core) risk-based capital | $6,673,000 | 6,075 |
| Tier 2 risk-based capital | $792,000 | 4,333 |
| Total risk weighted assets | $63,546,000 | 4,821 |
| Total unused commitments | $9,273,000 | 4,404 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 25 | 5,670 |
| Assets and Liabilities | ||
| Total Assets: | $102,275,000 | 4,654 |
| Cash and due from depository institutions | $4,241,000 | 5,670 |
| Interest-bearing balances | $78,000 | 5,587 |
| Securities | $24,558,000 | 4,070 |
| Federal funds sold & reverse repurchase agreements | $13,100,000 | 1,258 |
| Net loans & leases | $58,500,000 | 4,841 |
| Loan loss allowance | $775,000 | 4,648 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $829,000 | 6,259 |
| Other real estate owned | $0 | 5,670 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,047,000 | 6,310 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,275,000 | 4,654 |
| Total liabilities | $95,083,000 | 4,513 |
| Total deposits | $94,311,000 | 4,279 |
| Interest-bearing deposits | $77,102,000 | 4,436 |
| Deposits held in domestic offices | $94,311,000 | 4,276 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $658,000 | 5,010 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $114,000 | 8,347 |
| Total equity capital | $7,192,000 | 5,937 |
| Total bank equity capital | $7,192,000 | 5,937 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 4,236 |
| Surplus | $4,500,000 | 3,500 |
| Undivided profits | $2,192,000 | 6,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 6,674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $459,000 | 5,683 |
| Earning assets | $96,236,000 | 4,554 |
| Long-term assets (5+ years) | $31,778,000 | 2,461 |
| Average Assets, year-to-date | $103,297,000 | 4,593 |
| Average Assets, quarterly | $103,297,000 | 4,593 |
| Volatile liabilities | $15,680,000 | 4,419 |
| Insider loans | $1,270,000 | 3,418 |
| FHLB advances | $658,000 | 4,766 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $8,955,000 | 4,401 |
| Tier 1 (core) risk-based capital | $6,662,000 | 6,017 |
| Tier 2 risk-based capital | $767,000 | 4,382 |
| Total risk weighted assets | $61,320,000 | 4,871 |
| Total unused commitments | $8,955,000 | 4,415 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 25 | 5,648 |
| Assets and Liabilities | ||
| Total Assets: | $104,319,000 | 4,532 |
| Cash and due from depository institutions | $7,116,000 | 5,648 |
| Interest-bearing balances | $40,000 | 5,943 |
| Securities | $25,667,000 | 3,928 |
| Federal funds sold & reverse repurchase agreements | $11,400,000 | 1,261 |
| Net loans & leases | $58,218,000 | 4,848 |
| Loan loss allowance | $731,000 | 4,770 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $887,000 | 6,120 |
| Other real estate owned | $0 | 5,648 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,031,000 | 6,420 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,319,000 | 4,532 |
| Total liabilities | $97,584,000 | 4,394 |
| Total deposits | $96,461,000 | 4,177 |
| Interest-bearing deposits | $74,538,000 | 4,500 |
| Deposits held in domestic offices | $96,461,000 | 4,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $960,000 | 4,961 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $163,000 | 7,931 |
| Total equity capital | $6,735,000 | 6,156 |
| Total bank equity capital | $6,735,000 | 6,156 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $500,000 | 4,241 |
| Surplus | $4,500,000 | 3,461 |
| Undivided profits | $1,735,000 | 6,879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 5,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $553,000 | 5,247 |
| Earning assets | $95,325,000 | 4,543 |
| Long-term assets (5+ years) | $31,130,000 | 2,468 |
| Average Assets, year-to-date | $97,366,000 | 4,615 |
| Average Assets, quarterly | $100,015,000 | 4,640 |
| Volatile liabilities | $15,811,000 | 4,361 |
| Insider loans | $1,222,000 | 3,523 |
| FHLB advances | $960,000 | 4,673 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $8,918,000 | 4,335 |
| Tier 1 (core) risk-based capital | $6,215,000 | 6,220 |
| Tier 2 risk-based capital | $731,000 | 4,480 |
| Total risk weighted assets | $60,654,000 | 4,894 |
| Total unused commitments | $8,918,000 | 4,338 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 28 | 5,260 |
| Assets and Liabilities | ||
| Total Assets: | $95,711,000 | 4,710 |
| Cash and due from depository institutions | $4,709,000 | 5,260 |
| Interest-bearing balances | $46,000 | 5,780 |
| Securities | $27,210,000 | 3,624 |
| Federal funds sold & reverse repurchase agreements | $8,200,000 | 1,771 |
| Net loans & leases | $53,430,000 | 5,055 |
| Loan loss allowance | $778,000 | 4,368 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,000,000 | 5,891 |
| Other real estate owned | $0 | 5,260 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,162,000 | 6,163 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,711,000 | 4,710 |
| Total liabilities | $89,478,000 | 4,552 |
| Total deposits | $88,222,000 | 4,337 |
| Interest-bearing deposits | $69,018,000 | 4,642 |
| Deposits held in domestic offices | $88,222,000 | 4,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,025,000 | 4,605 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $231,000 | 7,584 |
| Total equity capital | $6,233,000 | 6,286 |
| Total bank equity capital | $6,233,000 | 6,286 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $500,000 | 4,329 |
| Surplus | $4,500,000 | 3,357 |
| Undivided profits | $1,233,000 | 7,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $874,000 | 2,962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $677,000 | 4,817 |
| Earning assets | $88,886,000 | 4,639 |
| Long-term assets (5+ years) | $20,061,000 | 3,289 |
| Average Assets, year-to-date | $92,155,800 | 4,654 |
| Average Assets, quarterly | $93,703,000 | 4,729 |
| Volatile liabilities | $5,319,000 | 7,231 |
| Insider loans | $951,000 | 4,041 |
| FHLB advances | $1,025,000 | 4,344 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $8,821,000 | 4,201 |
| Tier 1 (core) risk-based capital | $6,167,000 | 6,149 |
| Tier 2 risk-based capital | $748,000 | 4,240 |
| Total risk weighted assets | $59,805,000 | 4,844 |
| Total unused commitments | $8,821,000 | 4,209 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 25 | 5,727 |
| Assets and Liabilities | ||
| Total Assets: | $90,932,000 | 4,773 |
| Cash and due from depository institutions | $6,723,000 | 5,727 |
| Interest-bearing balances | $58,000 | 5,247 |
| Securities | $32,049,000 | 3,267 |
| Federal funds sold & reverse repurchase agreements | $4,925,000 | 2,400 |
| Net loans & leases | $45,202,000 | 5,507 |
| Loan loss allowance | $602,000 | 5,093 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,067,000 | 5,781 |
| Other real estate owned | $0 | 5,727 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $966,000 | 6,251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,932,000 | 4,773 |
| Total liabilities | $84,942,000 | 4,615 |
| Total deposits | $83,429,000 | 4,413 |
| Interest-bearing deposits | $64,118,000 | 4,787 |
| Deposits held in domestic offices | $83,429,000 | 4,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,137,000 | 4,451 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $376,000 | 6,659 |
| Total equity capital | $5,990,000 | 6,364 |
| Total bank equity capital | $5,990,000 | 6,364 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $500,000 | 4,470 |
| Surplus | $4,500,000 | 3,297 |
| Undivided profits | $990,000 | 7,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $243,000 | 5,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $389,000 | 6,006 |
| Earning assets | $82,234,000 | 4,806 |
| Long-term assets (5+ years) | $11,805,000 | 4,235 |
| Average Assets, year-to-date | $85,943,000 | 4,811 |
| Average Assets, quarterly | $89,668,000 | 4,773 |
| Volatile liabilities | $10,274,000 | 5,533 |
| Insider loans | $1,222,000 | 3,369 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $12,323,000 | 3,274 |
| Tier 1 (core) risk-based capital | $5,939,000 | 6,275 |
| Tier 2 risk-based capital | $602,000 | 4,790 |
| Total risk weighted assets | $56,181,000 | 4,913 |
| Total unused commitments | $12,323,000 | 3,276 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 26 | 5,778 |
| Assets and Liabilities | ||
| Total Assets: | $84,125,000 | 5,046 |
| Cash and due from depository institutions | $5,422,000 | 5,778 |
| Interest-bearing balances | $880,000 | 2,579 |
| Securities | $24,947,000 | 4,153 |
| Federal funds sold & reverse repurchase agreements | $12,650,000 | 768 |
| Net loans & leases | $39,442,000 | 5,882 |
| Loan loss allowance | $539,000 | 5,406 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $882,000 | 6,375 |
| Other real estate owned | $0 | 5,778 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $782,000 | 6,972 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,125,000 | 5,046 |
| Total liabilities | $78,759,000 | 4,909 |
| Total deposits | $77,246,000 | 4,689 |
| Interest-bearing deposits | $59,129,000 | 5,084 |
| Deposits held in domestic offices | $77,246,000 | 4,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,238,000 | 4,376 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $275,000 | 7,204 |
| Total equity capital | $5,366,000 | 6,702 |
| Total bank equity capital | $5,366,000 | 6,702 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $4,500,000 | 3,265 |
| Undivided profits | $366,000 | 8,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $78,000 | 7,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $266,000 | 6,886 |
| Earning assets | $77,919,000 | 4,985 |
| Long-term assets (5+ years) | $7,393,000 | 5,528 |
| Average Assets, year-to-date | $80,575,200 | 5,067 |
| Average Assets, quarterly | $84,818,500 | 4,995 |
| Volatile liabilities | $7,729,000 | 6,164 |
| Insider loans | $911,000 | 3,974 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,423,000 | 4,154 |
| Tier 1 (core) risk-based capital | $5,472,000 | 6,626 |
| Tier 2 risk-based capital | $539,000 | 5,068 |
| Total risk weighted assets | $51,055,000 | 5,142 |
| Total unused commitments | $8,423,000 | 4,156 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 26 | 5,850 |
| Assets and Liabilities | ||
| Total Assets: | $73,738,000 | 5,518 |
| Cash and due from depository institutions | $5,871,000 | 5,850 |
| Interest-bearing balances | $78,000 | 5,282 |
| Securities | $14,627,000 | 5,881 |
| Federal funds sold & reverse repurchase agreements | $13,550,000 | 1,230 |
| Net loans & leases | $38,193,000 | 5,863 |
| Loan loss allowance | $585,000 | 5,079 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $917,000 | 6,213 |
| Other real estate owned | $0 | 5,850 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $580,000 | 7,741 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,738,000 | 5,518 |
| Total liabilities | $68,619,000 | 5,383 |
| Total deposits | $67,008,000 | 5,236 |
| Interest-bearing deposits | $49,489,000 | 5,765 |
| Deposits held in domestic offices | $67,008,000 | 5,232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,329,000 | 3,579 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $282,000 | 7,665 |
| Total equity capital | $5,119,000 | 6,998 |
| Total bank equity capital | $5,119,000 | 6,998 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $3,250,000 | 3,979 |
| Undivided profits | $1,369,000 | 7,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $237,000 | 5,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $235,000 | 7,447 |
| Earning assets | $66,448,000 | 5,576 |
| Long-term assets (5+ years) | $4,551,000 | 6,425 |
| Average Assets, year-to-date | $67,920,200 | 5,621 |
| Average Assets, quarterly | $71,204,500 | 5,563 |
| Volatile liabilities | $4,693,000 | 7,202 |
| Insider loans | $717,000 | 4,367 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,105,000 | 3,590 |
| Tier 1 (core) risk-based capital | $5,096,000 | 6,862 |
| Tier 2 risk-based capital | $563,950 | 4,793 |
| Total risk weighted assets | $45,094,650 | 5,460 |
| Total unused commitments | $10,105,000 | 3,595 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 25 | 6,227 |
| Assets and Liabilities | ||
| Total Assets: | $66,146,000 | 5,951 |
| Cash and due from depository institutions | $4,486,000 | 6,227 |
| Interest-bearing balances | $1,000,000 | 2,444 |
| Securities | $15,687,000 | 5,828 |
| Federal funds sold & reverse repurchase agreements | $5,300,000 | 2,567 |
| Net loans & leases | $39,266,000 | 5,870 |
| Loan loss allowance | $553,000 | 5,319 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $671,000 | 7,133 |
| Other real estate owned | $78,000 | 6,227 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $658,000 | 7,598 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,146,000 | 5,951 |
| Total liabilities | $60,993,000 | 5,823 |
| Total deposits | $60,570,000 | 5,613 |
| Interest-bearing deposits | $45,832,000 | 6,096 |
| Deposits held in domestic offices | $60,570,000 | 5,607 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $164,000 | 4,614 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $259,000 | 8,262 |
| Total equity capital | $5,153,000 | 7,022 |
| Total bank equity capital | $5,153,000 | 7,022 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $3,250,000 | 3,926 |
| Undivided profits | $1,403,000 | 7,974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $409,000 | 4,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $289,000 | 6,981 |
| Earning assets | $61,253,000 | 5,918 |
| Long-term assets (5+ years) | $1,471,000 | 8,091 |
| Average Assets, year-to-date | $61,165,200 | 6,066 |
| Average Assets, quarterly | $63,585,500 | 6,038 |
| Volatile liabilities | $4,484,000 | 7,438 |
| Insider loans | $671,000 | 4,620 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,120,000 | 4,692 |
| Tier 1 (core) risk-based capital | $5,144,000 | 6,877 |
| Tier 2 risk-based capital | $553,000 | 4,813 |
| Total risk weighted assets | $44,681,100 | 5,500 |
| Total unused commitments | $6,120,000 | 4,696 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 24 | 6,712 |
| Assets and Liabilities | ||
| Total Assets: | $60,894,000 | 6,461 |
| Cash and due from depository institutions | $4,822,000 | 6,712 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $16,075,000 | 6,137 |
| Federal funds sold & reverse repurchase agreements | $5,825,000 | 2,251 |
| Net loans & leases | $33,207,000 | 6,565 |
| Loan loss allowance | $499,000 | 5,945 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $342,000 | 8,983 |
| Other real estate owned | $0 | 6,712 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $623,000 | 8,075 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,894,000 | 6,461 |
| Total liabilities | $55,916,000 | 6,357 |
| Total deposits | $55,533,000 | 6,161 |
| Interest-bearing deposits | $39,643,000 | 6,929 |
| Deposits held in domestic offices | $55,533,000 | 6,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $191,000 | 4,587 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $192,000 | 9,379 |
| Total equity capital | $4,978,000 | 7,250 |
| Total bank equity capital | $4,978,000 | 7,250 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $3,250,000 | 3,998 |
| Undivided profits | $1,228,000 | 8,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 8,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $238,000 | 7,842 |
| Earning assets | $55,107,000 | 6,511 |
| Long-term assets (5+ years) | $2,924,000 | 7,072 |
| Average Assets, year-to-date | $54,911,200 | 6,716 |
| Average Assets, quarterly | $57,796,500 | 6,624 |
| Volatile liabilities | $4,217,000 | 7,602 |
| Insider loans | $271,000 | 7,079 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,832,000 | 4,719 |
| Tier 1 (core) risk-based capital | $4,972,000 | 7,167 |
| Tier 2 risk-based capital | $499,000 | 5,278 |
| Total risk weighted assets | $41,176,700 | 5,858 |
| Total unused commitments | $5,832,000 | 4,732 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 22 | 7,361 |
| Assets and Liabilities | ||
| Total Assets: | $56,355,000 | 6,925 |
| Cash and due from depository institutions | $4,123,000 | 7,361 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $17,162,000 | 6,172 |
| Federal funds sold & reverse repurchase agreements | $6,975,000 | 2,121 |
| Net loans & leases | $27,196,000 | 7,375 |
| Loan loss allowance | $453,000 | 6,458 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $339,000 | 9,282 |
| Other real estate owned | $0 | 7,361 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $560,000 | 8,749 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,355,000 | 6,925 |
| Total liabilities | $52,108,000 | 6,796 |
| Total deposits | $51,630,000 | 6,630 |
| Interest-bearing deposits | $37,726,000 | 7,304 |
| Deposits held in domestic offices | $51,630,000 | 6,623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $215,000 | 3,975 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $263,000 | 8,803 |
| Total equity capital | $4,247,000 | 8,077 |
| Total bank equity capital | $4,247,000 | 8,077 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $2,500,000 | 4,741 |
| Undivided profits | $1,247,000 | 8,781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $116,000 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $238,000 | 8,127 |
| Earning assets | $51,333,000 | 6,927 |
| Long-term assets (5+ years) | $3,418,000 | 6,733 |
| Average Assets, year-to-date | $51,986,800 | 7,062 |
| Average Assets, quarterly | $54,199,000 | 7,031 |
| Volatile liabilities | $5,938,000 | 6,321 |
| Insider loans | $286,000 | 7,171 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,212,000 | 4,875 |
| Tier 1 (core) risk-based capital | $4,217,000 | 7,989 |
| Tier 2 risk-based capital | $453,000 | 5,692 |
| Total risk weighted assets | $37,454,500 | 6,257 |
| Total unused commitments | $5,212,000 | 4,888 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 24 | 7,248 |
| Assets and Liabilities | ||
| Total Assets: | $54,229,000 | 7,123 |
| Cash and due from depository institutions | $4,268,000 | 7,248 |
| Interest-bearing balances | $500,000 | 3,280 |
| Securities | $16,165,000 | 6,785 |
| Federal funds sold & reverse repurchase agreements | $3,450,000 | 2,522 |
| Net loans & leases | $29,398,000 | 7,119 |
| Loan loss allowance | $324,000 | 8,064 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $387,000 | 9,245 |
| Other real estate owned | $0 | 7,248 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $561,000 | 9,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,229,000 | 7,123 |
| Total liabilities | $50,370,000 | 6,984 |
| Total deposits | $49,842,000 | 6,818 |
| Interest-bearing deposits | $33,417,000 | 7,942 |
| Deposits held in domestic offices | $49,842,000 | 6,811 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $235,000 | 4,313 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $293,000 | 7,423 |
| Total equity capital | $3,859,000 | 8,339 |
| Total bank equity capital | $3,859,000 | 8,339 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $2,500,000 | 4,708 |
| Undivided profits | $859,000 | 9,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 7,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $193,000 | 8,621 |
| Earning assets | $49,513,000 | 7,107 |
| Long-term assets (5+ years) | $3,009,000 | 7,368 |
| Average Assets, year-to-date | $52,696,800 | 7,152 |
| Average Assets, quarterly | $52,691,000 | 7,231 |
| Volatile liabilities | $4,722,000 | 6,965 |
| Insider loans | $169,000 | 8,526 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,337,000 | 6,039 |
| Tier 1 (core) risk-based capital | $3,891,000 | 8,403 |
| Tier 2 risk-based capital | $324,000 | 7,168 |
| Total risk weighted assets | $40,485,800 | 5,857 |
| Total unused commitments | $3,337,000 | 6,049 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 21 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $53,702,000 | 7,385 |
| Cash and due from depository institutions | $4,627,000 | 8,210 |
| Interest-bearing balances | $500,000 | 4,284 |
| Securities | $11,931,000 | 8,372 |
| Federal funds sold & reverse repurchase agreements | $8,200,000 | 1,688 |
| Net loans & leases | $27,951,000 | 7,324 |
| Loan loss allowance | $413,000 | 7,231 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $414,000 | 9,317 |
| Other real estate owned | $43,000 | 8,210 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $536,000 | 9,041 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,702,000 | 7,385 |
| Total liabilities | $50,249,000 | 7,216 |
| Total deposits | $49,868,000 | 7,068 |
| Interest-bearing deposits | $35,897,000 | 7,918 |
| Deposits held in domestic offices | $49,868,000 | 7,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $252,000 | 3,880 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $129,000 | 10,885 |
| Total equity capital | $3,453,000 | 9,122 |
| Total bank equity capital | $3,453,000 | 9,122 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $2,000,000 | 5,469 |
| Undivided profits | $953,000 | 9,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $238,000 | 7,064 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $184,000 | 8,544 |
| Earning assets | $48,582,000 | 7,425 |
| Long-term assets (5+ years) | $1,314,000 | 9,549 |
| Average Assets, year-to-date | $51,055,400 | 7,473 |
| Average Assets, quarterly | $52,771,000 | 7,403 |
| Volatile liabilities | $4,967,000 | 6,554 |
| Insider loans | $199,000 | 8,348 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,395,000 | 5,260 |
| Tier 1 (core) risk-based capital | $3,453,000 | 9,059 |
| Tier 2 risk-based capital | $413,000 | 6,110 |
| Total risk weighted assets | $37,733,500 | 6,172 |
| Total unused commitments | $4,395,000 | 5,282 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 24 | 7,704 |
| Assets and Liabilities | ||
| Total Assets: | $50,134,000 | 7,843 |
| Cash and due from depository institutions | $4,628,000 | 7,704 |
| Interest-bearing balances | $250,000 | 5,872 |
| Securities | $15,886,000 | 7,111 |
| Federal funds sold & reverse repurchase agreements | $2,750,000 | 5,324 |
| Net loans & leases | $25,731,000 | 7,761 |
| Loan loss allowance | $483,000 | 6,646 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $419,000 | 9,518 |
| Other real estate owned | $193,000 | 7,704 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $527,000 | 9,443 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,134,000 | 7,843 |
| Total liabilities | $46,899,000 | 7,705 |
| Total deposits | $46,226,000 | 7,624 |
| Interest-bearing deposits | $34,068,000 | 8,410 |
| Deposits held in domestic offices | $46,226,000 | 7,617 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $266,000 | 3,670 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $407,000 | 6,744 |
| Total equity capital | $3,235,000 | 9,357 |
| Total bank equity capital | $3,235,000 | 9,357 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $2,000,000 | 5,384 |
| Undivided profits | $735,000 | 10,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $151,000 | 9,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $161,000 | 9,715 |
| Earning assets | $44,617,000 | 7,967 |
| Long-term assets (5+ years) | $1,311,000 | 9,786 |
| Average Assets, year-to-date | $46,468,200 | 8,083 |
| Average Assets, quarterly | $49,035,500 | 7,891 |
| Volatile liabilities | $4,404,000 | 7,058 |
| Insider loans | $121,000 | 5,201 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,734,000 | 6,389 |
| Tier 1 (core) risk-based capital | $3,235,000 | 9,289 |
| Tier 2 risk-based capital | $462,110 | 5,580 |
| Total risk weighted assets | $36,948,210 | 6,306 |
| Total unused commitments | $2,734,000 | 6,418 |
| Derivatives | $0 | 651 |