Home > Richmond Savings Bank, SSB > Net Loans and Leases
Richmond Savings Bank, SSB, Net Loans and Leases
| 1999-12-31 | Rank | |
| Net loans and leases | $94,953,000 | 3,054 |
| Loan loss allowance | $544,000 | 5,374 |
| Total loans and leases | $95,497,000 | 3,079 |
| Unearned income | $0 | 3,913 |
| Loans and leases, gross | $95,497,000 | 3,084 |
| All real estate loans | $83,700,000 | 2,455 |
| Real estate loans in domestic offices | $83,700,000 | 2,455 |
| Construction and development loans | $3,152,000 | 3,470 |
| Commercial RE | $2,498,000 | 6,887 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $5,407,000 | 1,167 |
| 1-4 family residential loans | $72,643,000 | 1,601 |
| Farmland loans | $0 | 6,930 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,479 |
| Commercial and industrial loans | $58,000 | 9,497 |
| To non-U.S. addressees | $0 | 221 |
| Loans to individuals | $11,739,000 | 2,392 |
| Credit card loans | $835,000 | 1,540 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,904,000 | 2,382 |
| All other loans & leases | $0 | 8,281 |
| Loans to foreign governments and official institutions | $0 | 82 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,220 |
| Other loans | $0 | 7,504 |
| Lease financing receivables | $0 | 1,829 |
| Loans to depository institutions and acceptances of other banks | $0 | 508 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,276 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,147 |
| Non 1-4 family restructured loans & leases | $0 | 2,147 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1998-12-31 | Rank | |
| Net loans and leases | $85,855,000 | 3,162 |
| Loan loss allowance | $487,000 | 5,714 |
| Total loans and leases | $86,342,000 | 3,178 |
| Unearned income | $0 | 4,250 |
| Loans and leases, gross | $86,342,000 | 3,187 |
| All real estate loans | $77,783,000 | 2,477 |
| Real estate loans in domestic offices | $77,783,000 | 2,476 |
| Construction and development loans | $3,233,000 | 3,147 |
| Commercial RE | $2,726,000 | 6,612 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $2,399,000 | 1,905 |
| 1-4 family residential loans | $69,425,000 | 1,644 |
| Farmland loans | $0 | 7,140 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,672 |
| Commercial and industrial loans | $61,000 | 9,662 |
| To non-U.S. addressees | $0 | 219 |
| Loans to individuals | $8,496,000 | 3,173 |
| Credit card loans | $689,000 | 1,807 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $7,807,000 | 3,212 |
| All other loans & leases | $2,000 | 8,339 |
| Loans to foreign governments and official institutions | $0 | 85 |
| Obligations of states and political subdivisions in U.S. | $0 | 4,346 |
| Other loans | $2,000 | 7,448 |
| Lease financing receivables | $0 | 1,835 |
| Loans to depository institutions and acceptances of other banks | $0 | 600 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,365 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,430 |
| Non 1-4 family restructured loans & leases | $0 | 2,430 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1997-12-31 | Rank | |
| Net loans and leases | $81,755,000 | 3,300 |
| Loan loss allowance | $409,000 | 6,477 |
| Total loans and leases | $82,164,000 | 3,321 |
| Unearned income | $0 | 4,740 |
| Loans and leases, gross | $82,164,000 | 3,329 |
| All real estate loans | $76,720,000 | 2,484 |
| Real estate loans in domestic offices | $76,720,000 | 2,484 |
| Construction and development loans | $3,251,000 | 3,090 |
| Commercial RE | $1,865,000 | 7,483 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,397,000 | 2,764 |
| 1-4 family residential loans | $70,207,000 | 1,692 |
| Farmland loans | $0 | 7,499 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 6,996 |
| Commercial and industrial loans | $50,000 | 10,091 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,392,000 | 4,701 |
| Credit card loans | $669,000 | 1,995 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $4,723,000 | 4,905 |
| All other loans & leases | $2,000 | 8,759 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,661 |
| Other loans | $2,000 | 7,864 |
| Lease financing receivables | $0 | 1,949 |
| Loans to depository institutions and acceptances of other banks | $0 | 610 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,447 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 2,775 |
| Non 1-4 family restructured loans & leases | $0 | 2,775 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1996-12-31 | Rank | |
| Net loans and leases | $70,932,000 | 3,797 |
| Loan loss allowance | $400,000 | 6,792 |
| Total loans and leases | $71,332,000 | 3,826 |
| Unearned income | $0 | 6,436 |
| Loans and leases, gross | $71,332,000 | 3,835 |
| All real estate loans | $68,029,000 | 2,778 |
| Real estate loans in domestic offices | $68,029,000 | 2,778 |
| Construction and development loans | $2,143,000 | 3,965 |
| Commercial RE | $1,973,000 | 7,610 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $961,000 | 3,425 |
| 1-4 family residential loans | $62,952,000 | 1,901 |
| Farmland loans | $0 | 7,844 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,349 |
| Commercial and industrial loans | $0 | 10,678 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,303,000 | 6,556 |
| Credit card loans | $610,000 | 2,296 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,693,000 | 6,967 |
| All other loans & leases | $0 | 9,363 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 4,967 |
| Other loans | $0 | 8,558 |
| Lease financing receivables | $0 | 2,012 |
| Loans to depository institutions and acceptances of other banks | $0 | 767 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,559 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,117 |
| Non 1-4 family restructured loans & leases | $0 | 3,117 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1995-12-31 | Rank | |
| Net loans and leases | $67,953,000 | 3,855 |
| Loan loss allowance | $378,000 | 7,208 |
| Total loans and leases | $68,331,000 | 3,887 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $68,331,000 | 3,896 |
| All real estate loans | $65,450,000 | 2,811 |
| Real estate loans in domestic offices | $65,450,000 | 2,811 |
| Construction and development loans | $1,188,000 | 4,992 |
| Commercial RE | $1,540,000 | 8,300 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $408,000 | 4,943 |
| 1-4 family residential loans | $62,314,000 | 1,897 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 7,657 |
| Commercial and industrial loans | $0 | 11,109 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,881,000 | 7,136 |
| Credit card loans | $492,000 | 2,618 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,389,000 | 7,510 |
| All other loans & leases | $0 | 9,776 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,205 |
| Other loans | $0 | 9,003 |
| Lease financing receivables | $0 | 2,051 |
| Loans to depository institutions and acceptances of other banks | $0 | 840 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,722 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $68,370,000 | 3,760 |
| Loan loss allowance | $334,000 | 7,960 |
| Total loans and leases | $68,704,000 | 3,785 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $68,704,000 | 3,799 |
| All real estate loans | $66,102,000 | 2,772 |
| Real estate loans in domestic offices | $66,102,000 | 2,771 |
| Construction and development loans | $771,000 | 5,864 |
| Commercial RE | $1,655,000 | 8,424 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,063,000 | 3,507 |
| 1-4 family residential loans | $62,613,000 | 1,871 |
| Farmland loans | $0 | 8,618 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,029 |
| Commercial and industrial loans | $0 | 11,645 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,602,000 | 7,624 |
| Credit card loans | $254,000 | 3,570 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,348,000 | 7,749 |
| All other loans & leases | $0 | 10,273 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,473 |
| Other loans | $0 | 9,457 |
| Lease financing receivables | $0 | 2,082 |
| Loans to depository institutions and acceptances of other banks | $0 | 936 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $65,068,000 | 3,848 |
| Loan loss allowance | $324,000 | 8,348 |
| Total loans and leases | $65,392,000 | 3,883 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $65,392,000 | 3,896 |
| All real estate loans | $62,962,000 | 2,860 |
| Real estate loans in domestic offices | $62,962,000 | 2,859 |
| Construction and development loans | $1,720,000 | 4,062 |
| Commercial RE | $1,756,000 | 8,541 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $1,034,000 | 3,562 |
| 1-4 family residential loans | $58,452,000 | 1,999 |
| Farmland loans | $0 | 8,903 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,303 |
| Commercial and industrial loans | $0 | 12,244 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,430,000 | 8,075 |
| Credit card loans | $193,000 | 4,021 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,237,000 | 8,130 |
| All other loans & leases | $0 | 10,736 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 5,852 |
| Other loans | $0 | 9,884 |
| Lease financing receivables | $0 | 2,068 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,089 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $64,590,000 | 3,916 |
| Loan loss allowance | $290,000 | 8,975 |
| Total loans and leases | $64,880,000 | 3,963 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $64,880,000 | 3,969 |
| All real estate loans | $62,625,000 | 2,942 |
| Real estate loans in domestic offices | $62,625,000 | 2,942 |
| Construction and development loans | $1,698,000 | 4,054 |
| Commercial RE | $2,132,000 | 8,241 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $627,000 | 4,410 |
| 1-4 family residential loans | $58,168,000 | 2,072 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $0 | 8,531 |
| Commercial and industrial loans | $0 | 12,783 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $2,255,000 | 8,728 |
| Credit card loans | $63,000 | 5,601 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $2,192,000 | 8,580 |
| All other loans & leases | $0 | 11,131 |
| Loans to foreign governments and official institutions | NA | NA |
| Obligations of states and political subdivisions in U.S. | $0 | 6,060 |
| Other loans | $0 | 10,230 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $0 | 1,358 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 5,113 |
| Non 1-4 family restructured loans & leases | $0 | 5,113 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |