Home > Richmond County Savings Bank > Assets and Liabilities
Richmond County Savings Bank, Assets and Liabilities
2000-12-31 | Rank | |
# of Employees: | 606 | 279 |
Assets and Liabilities | ||
Total Assets: | $3,208,329,000 | 221 |
Cash and due from depository institutions | $50,465,000 | 279 |
Interest-bearing balances | $5,805,000 | 771 |
Securities | $1,078,568,000 | 158 |
Federal funds sold & reverse repurchase agreements | $37,000,000 | 338 |
Net loans & leases | $1,818,606,000 | 231 |
Loan loss allowance | $18,749,000 | 299 |
Trading account assets | $0 | 175 |
Bank premises and fixed assets | $30,045,000 | 261 |
Other real estate owned | $106,000 | 279 |
Goodwill and other intangibles | $72,929,000 | 129 |
All other assets | $120,610,000 | 198 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $3,208,329,000 | 221 |
Total liabilities | $2,910,058,000 | 221 |
Total deposits | $2,095,548,000 | 222 |
Interest-bearing deposits | $1,982,817,000 | 206 |
Deposits held in domestic offices | $2,095,548,000 | 218 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,755 |
Trading liabilities | $0 | 77 |
Other borrowed funds | $791,031,000 | 133 |
Subordinated debt | $0 | 239 |
All other liabilities | $23,479,000 | 369 |
Total equity capital | $298,271,000 | 222 |
Total bank equity capital | $298,271,000 | 222 |
Perpetual preferred stock | $0 | 178 |
Common stock | $0 | 9,055 |
Surplus | $264,347,000 | 146 |
Undivided profits | $33,924,000 | 785 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $20,790,000 | 213 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
Income earned, not collected on loans | $11,531,000 | 272 |
Earning assets | $2,939,979,000 | 220 |
Long-term assets (5+ years) | $2,039,060,000 | 102 |
Average Assets, year-to-date | $3,016,836,000 | 222 |
Average Assets, quarterly | $3,206,711,500 | 222 |
Volatile liabilities | $472,333,000 | 338 |
Insider loans | $944,000 | 4,021 |
FHLB advances | $0 | 771 |
Loans and leases held for sale | $0 | 1,442 |
Unused loan commitments | $158,829,000 | 524 |
Tier 1 (core) risk-based capital | $229,990,100 | 246 |
Tier 2 risk-based capital | $18,749,000 | 298 |
Total risk weighted assets | $1,696,043,100 | 278 |
Total unused commitments | $158,829,000 | 525 |
Derivatives | $0 | 481 |
1999-12-31 | Rank | |
# of Employees: | 549 | 324 |
Assets and Liabilities | ||
Total Assets: | $2,892,379,000 | 236 |
Cash and due from depository institutions | $47,395,000 | 324 |
Interest-bearing balances | $9,576,000 | 414 |
Securities | $1,120,184,000 | 164 |
Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
Net loans & leases | $1,536,534,000 | 265 |
Loan loss allowance | $14,396,000 | 357 |
Trading account assets | $0 | 165 |
Bank premises and fixed assets | $26,933,000 | 297 |
Other real estate owned | $617,000 | 324 |
Goodwill and other intangibles | $42,660,000 | 161 |
All other assets | $118,056,000 | 188 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $2,892,379,000 | 236 |
Total liabilities | $2,597,833,000 | 241 |
Total deposits | $1,681,823,000 | 254 |
Interest-bearing deposits | $1,491,237,000 | 254 |
Deposits held in domestic offices | $1,681,823,000 | 251 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $15,000,000 | 952 |
Trading liabilities | $0 | 65 |
Other borrowed funds | $879,282,000 | 131 |
Subordinated debt | $0 | 242 |
All other liabilities | $21,728,000 | 363 |
Total equity capital | $294,546,000 | 213 |
Total bank equity capital | $294,546,000 | 213 |
Perpetual preferred stock | $0 | 193 |
Common stock | $0 | 9,357 |
Surplus | $264,278,000 | 137 |
Undivided profits | $30,268,000 | 834 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $10,956,000 | 294 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $101,000 | 840 |
Income earned, not collected on loans | $8,436,000 | 308 |
Earning assets | $2,666,294,000 | 232 |
Long-term assets (5+ years) | $1,889,404,000 | 113 |
Average Assets, year-to-date | $2,561,670,800 | 247 |
Average Assets, quarterly | $2,849,332,000 | 234 |
Volatile liabilities | $159,275,000 | 707 |
Insider loans | $975,000 | 3,796 |
FHLB advances | $0 | 802 |
Loans and leases held for sale | $0 | 1,487 |
Unused loan commitments | $152,960,000 | 545 |
Tier 1 (core) risk-based capital | $259,841,900 | 221 |
Tier 2 risk-based capital | $14,396,000 | 358 |
Total risk weighted assets | $1,540,951,500 | 288 |
Total unused commitments | $152,960,000 | 546 |
Derivatives | $0 | 488 |
1998-12-31 | Rank | |
# of Employees: | 377 | 466 |
Assets and Liabilities | ||
Total Assets: | $1,708,667,000 | 343 |
Cash and due from depository institutions | $24,207,000 | 466 |
Interest-bearing balances | $1,638,000 | 2,348 |
Securities | $737,617,000 | 205 |
Federal funds sold & reverse repurchase agreements | $36,000,000 | 441 |
Net loans & leases | $871,541,000 | 409 |
Loan loss allowance | $8,486,000 | 524 |
Trading account assets | $0 | 197 |
Bank premises and fixed assets | $14,404,000 | 506 |
Other real estate owned | $284,000 | 466 |
Goodwill and other intangibles | $1,050,000 | 1,405 |
All other assets | $23,564,000 | 490 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $1,708,667,000 | 343 |
Total liabilities | $1,499,852,000 | 351 |
Total deposits | $997,233,000 | 403 |
Interest-bearing deposits | $859,463,000 | 401 |
Deposits held in domestic offices | $997,233,000 | 396 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,214 |
Trading liabilities | $0 | 69 |
Other borrowed funds | $486,664,000 | 155 |
Subordinated debt | $0 | 255 |
All other liabilities | $15,955,000 | 477 |
Total equity capital | $208,815,000 | 267 |
Total bank equity capital | $208,815,000 | 267 |
Perpetual preferred stock | $0 | 199 |
Common stock | $0 | 9,564 |
Surplus | $133,366,000 | 215 |
Undivided profits | $75,449,000 | 344 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $6,201,000 | 478 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $124,000 | 817 |
Income earned, not collected on loans | $5,106,000 | 430 |
Earning assets | $1,646,796,000 | 330 |
Long-term assets (5+ years) | $1,065,060,000 | 141 |
Average Assets, year-to-date | $1,466,140,800 | 367 |
Average Assets, quarterly | $1,668,919,500 | 344 |
Volatile liabilities | $44,368,000 | 1,548 |
Insider loans | $1,107,000 | 3,309 |
FHLB advances | $0 | 740 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $131,217,000 | 569 |
Tier 1 (core) risk-based capital | $198,080,800 | 256 |
Tier 2 risk-based capital | $9,153,800 | 478 |
Total risk weighted assets | $961,320,800 | 391 |
Total unused commitments | $131,217,000 | 572 |
Derivatives | $0 | 527 |
1997-12-31 | Rank | |
# of Employees: | 317 | 553 |
Assets and Liabilities | ||
Total Assets: | $1,096,040,000 | 488 |
Cash and due from depository institutions | $28,694,000 | 553 |
Interest-bearing balances | $5,973,000 | 763 |
Securities | $491,536,000 | 292 |
Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,974 |
Net loans & leases | $539,928,000 | 603 |
Loan loss allowance | $6,138,000 | 697 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $12,151,000 | 608 |
Other real estate owned | $926,000 | 553 |
Goodwill and other intangibles | $1,368,000 | 1,179 |
All other assets | $14,437,000 | 655 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $1,096,040,000 | 488 |
Total liabilities | $988,592,000 | 487 |
Total deposits | $913,454,000 | 431 |
Interest-bearing deposits | $810,011,000 | 424 |
Deposits held in domestic offices | $913,454,000 | 427 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $55,700,000 | 457 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $14,000,000 | 1,164 |
Subordinated debt | $0 | 260 |
All other liabilities | $5,438,000 | 934 |
Total equity capital | $107,448,000 | 465 |
Total bank equity capital | $107,448,000 | 465 |
Perpetual preferred stock | $0 | 223 |
Common stock | $0 | 9,968 |
Surplus | $15,861,000 | 1,038 |
Undivided profits | $91,587,000 | 289 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $5,371,000 | 553 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $218,000 | 608 |
Income earned, not collected on loans | $3,586,000 | 617 |
Earning assets | $1,044,437,000 | 470 |
Long-term assets (5+ years) | $396,718,000 | 247 |
Average Assets, year-to-date | $1,005,026,000 | 504 |
Average Assets, quarterly | $1,059,910,000 | 493 |
Volatile liabilities | $103,522,000 | 820 |
Insider loans | $337,000 | 6,395 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $46,892,000 | 1,142 |
Tier 1 (core) risk-based capital | $104,883,400 | 437 |
Tier 2 risk-based capital | $6,138,000 | 621 |
Total risk weighted assets | $617,521,700 | 544 |
Total unused commitments | $46,892,000 | 1,146 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 285 | 651 |
Assets and Liabilities | ||
Total Assets: | $940,382,000 | 585 |
Cash and due from depository institutions | $21,905,000 | 651 |
Interest-bearing balances | $6,024,000 | 625 |
Securities | $408,275,000 | 365 |
Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,171 |
Net loans & leases | $471,958,000 | 693 |
Loan loss allowance | $4,652,000 | 933 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $12,096,000 | 625 |
Other real estate owned | $327,000 | 651 |
Goodwill and other intangibles | $1,645,000 | 1,029 |
All other assets | $13,176,000 | 726 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $940,382,000 | 585 |
Total liabilities | $845,381,000 | 593 |
Total deposits | $841,535,000 | 511 |
Interest-bearing deposits | $754,009,000 | 494 |
Deposits held in domestic offices | $841,535,000 | 503 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $3,846,000 | 1,213 |
Total equity capital | $95,001,000 | 534 |
Total bank equity capital | $95,001,000 | 534 |
Perpetual preferred stock | $0 | 250 |
Common stock | $0 | 10,450 |
Surplus | $15,861,000 | 1,090 |
Undivided profits | $79,140,000 | 340 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $4,097,000 | 842 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $297,000 | 456 |
Income earned, not collected on loans | $3,152,000 | 711 |
Earning assets | $897,257,000 | 572 |
Long-term assets (5+ years) | $213,328,000 | 398 |
Average Assets, year-to-date | $910,774,000 | 577 |
Average Assets, quarterly | $931,749,500 | 585 |
Volatile liabilities | $22,586,000 | 2,649 |
Insider loans | $381,000 | 6,221 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $48,674,000 | 1,082 |
Tier 1 (core) risk-based capital | $93,263,000 | 501 |
Tier 2 risk-based capital | $4,652,000 | 773 |
Total risk weighted assets | $505,181,400 | 657 |
Total unused commitments | $48,674,000 | 1,088 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 276 | 697 |
Assets and Liabilities | ||
Total Assets: | $875,590,000 | 638 |
Cash and due from depository institutions | $33,066,000 | 697 |
Interest-bearing balances | $11,576,000 | 393 |
Securities | $379,003,000 | 406 |
Federal funds sold & reverse repurchase agreements | $26,000,000 | 580 |
Net loans & leases | $403,114,000 | 790 |
Loan loss allowance | $3,697,000 | 1,162 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $10,980,000 | 677 |
Other real estate owned | $248,000 | 697 |
Goodwill and other intangibles | $1,958,000 | 878 |
All other assets | $21,221,000 | 558 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $875,590,000 | 638 |
Total liabilities | $790,503,000 | 641 |
Total deposits | $786,514,000 | 565 |
Interest-bearing deposits | $710,465,000 | 538 |
Deposits held in domestic offices | $786,514,000 | 557 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $3,989,000 | 1,215 |
Total equity capital | $85,087,000 | 597 |
Total bank equity capital | $85,087,000 | 597 |
Perpetual preferred stock | $0 | 288 |
Common stock | $0 | 10,908 |
Surplus | $15,861,000 | 1,103 |
Undivided profits | $69,226,000 | 393 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $4,955,000 | 759 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $152,000 | 725 |
Income earned, not collected on loans | $2,770,000 | 835 |
Earning assets | $819,693,000 | 629 |
Long-term assets (5+ years) | $125,234,000 | 574 |
Average Assets, year-to-date | $851,117,800 | 627 |
Average Assets, quarterly | $869,425,500 | 632 |
Volatile liabilities | $16,764,000 | 3,048 |
Insider loans | $406,000 | 6,248 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $35,252,000 | 1,320 |
Tier 1 (core) risk-based capital | $82,969,000 | 569 |
Tier 2 risk-based capital | $3,697,000 | 950 |
Total risk weighted assets | $447,604,400 | 725 |
Total unused commitments | $35,252,000 | 1,329 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 276 | 716 |
Assets and Liabilities | ||
Total Assets: | $826,747,000 | 651 |
Cash and due from depository institutions | $21,696,000 | 716 |
Interest-bearing balances | $77,000 | 5,910 |
Securities | $393,048,000 | 398 |
Federal funds sold & reverse repurchase agreements | $4,600,000 | 1,961 |
Net loans & leases | $382,258,000 | 811 |
Loan loss allowance | $3,436,000 | 1,230 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $9,488,000 | 775 |
Other real estate owned | $285,000 | 716 |
Goodwill and other intangibles | $2,271,000 | 733 |
All other assets | $13,101,000 | 807 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $826,747,000 | 651 |
Total liabilities | $749,301,000 | 659 |
Total deposits | $745,593,000 | 576 |
Interest-bearing deposits | $684,827,000 | 536 |
Deposits held in domestic offices | $745,593,000 | 567 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $3,708,000 | 1,118 |
Total equity capital | $77,446,000 | 582 |
Total bank equity capital | $77,446,000 | 582 |
Perpetual preferred stock | $0 | 310 |
Common stock | $0 | 11,459 |
Surplus | $15,861,000 | 1,031 |
Undivided profits | $61,585,000 | 374 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $4,922,000 | 794 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $149,000 | 664 |
Income earned, not collected on loans | $2,629,000 | 755 |
Earning assets | $779,983,000 | 633 |
Long-term assets (5+ years) | $136,153,000 | 521 |
Average Assets, year-to-date | $816,437,400 | 637 |
Average Assets, quarterly | $824,528,500 | 646 |
Volatile liabilities | $9,165,000 | 4,608 |
Insider loans | $431,000 | 6,127 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $22,927,000 | 1,729 |
Tier 1 (core) risk-based capital | $75,111,000 | 585 |
Tier 2 risk-based capital | $3,436,000 | 984 |
Total risk weighted assets | $435,769,100 | 719 |
Total unused commitments | $22,927,000 | 1,741 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 262 | 794 |
Assets and Liabilities | ||
Total Assets: | $793,430,000 | 678 |
Cash and due from depository institutions | $17,784,000 | 794 |
Interest-bearing balances | $607,000 | 4,044 |
Securities | $387,267,000 | 411 |
Federal funds sold & reverse repurchase agreements | $12,400,000 | 1,070 |
Net loans & leases | $352,377,000 | 838 |
Loan loss allowance | $3,184,000 | 1,395 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $8,719,000 | 826 |
Other real estate owned | $499,000 | 794 |
Goodwill and other intangibles | $2,585,000 | 614 |
All other assets | $11,799,000 | 845 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $793,430,000 | 678 |
Total liabilities | $725,258,000 | 683 |
Total deposits | $723,905,000 | 604 |
Interest-bearing deposits | $671,307,000 | 569 |
Deposits held in domestic offices | $723,905,000 | 594 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $1,353,000 | 2,483 |
Total equity capital | $68,172,000 | 645 |
Total bank equity capital | $68,172,000 | 645 |
Perpetual preferred stock | $0 | 343 |
Common stock | $0 | 11,979 |
Surplus | $14,976,000 | 1,026 |
Undivided profits | $53,196,000 | 429 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $6,918,000 | 765 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $156,000 | 707 |
Income earned, not collected on loans | $2,319,000 | 770 |
Earning assets | $752,651,000 | 655 |
Long-term assets (5+ years) | $139,521,000 | 503 |
Average Assets, year-to-date | $773,735,200 | 678 |
Average Assets, quarterly | $785,467,500 | 682 |
Volatile liabilities | $8,051,000 | 4,797 |
Insider loans | $456,000 | 6,003 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $5,984,000 | 448 |
Unused loan commitments | $34,969,000 | 1,281 |
Tier 1 (core) risk-based capital | $65,587,000 | 636 |
Tier 2 risk-based capital | $3,184,000 | 1,052 |
Total risk weighted assets | $406,734,500 | 764 |
Total unused commitments | $34,969,000 | 1,300 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 264 | 803 |
Assets and Liabilities | ||
Total Assets: | $750,245,000 | 725 |
Cash and due from depository institutions | $16,011,000 | 803 |
Interest-bearing balances | $0 | 8,059 |
Securities | $343,271,000 | 454 |
Federal funds sold & reverse repurchase agreements | $19,000,000 | 901 |
Net loans & leases | $348,081,000 | 860 |
Loan loss allowance | $3,155,000 | 1,486 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $7,623,000 | 955 |
Other real estate owned | $2,580,000 | 803 |
Goodwill and other intangibles | $2,898,000 | 586 |
All other assets | $10,781,000 | 938 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $750,245,000 | 725 |
Total liabilities | $691,085,000 | 732 |
Total deposits | $690,929,000 | 666 |
Interest-bearing deposits | $646,316,000 | 621 |
Deposits held in domestic offices | $690,929,000 | 657 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $82,000 | 4,411 |
Subordinated debt | $0 | 482 |
All other liabilities | $74,000 | 12,962 |
Total equity capital | $59,160,000 | 692 |
Total bank equity capital | $59,160,000 | 692 |
Perpetual preferred stock | $0 | 346 |
Common stock | $0 | 12,472 |
Surplus | $14,081,000 | 1,049 |
Undivided profits | $45,079,000 | 461 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $6,053,000 | 988 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $2,691,000 | 751 |
Earning assets | $710,352,000 | 697 |
Long-term assets (5+ years) | $131,783,000 | 492 |
Average Assets, year-to-date | $701,547,400 | 758 |
Average Assets, quarterly | $742,386,000 | 734 |
Volatile liabilities | $7,403,000 | 5,093 |
Insider loans | $592,000 | 1,525 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $26,941,000 | 1,466 |
Tier 1 (core) risk-based capital | $56,262,000 | 693 |
Tier 2 risk-based capital | $3,155,000 | 1,076 |
Total risk weighted assets | $395,191,500 | 810 |
Total unused commitments | $26,941,000 | 1,481 |
Derivatives | $0 | 651 |