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Richmond County Savings Bank, Assets and Liabilities

2000-12-31Rank
# of Employees:606279
Assets and Liabilities
Total Assets:$3,208,329,000221
Cash and due from depository institutions$50,465,000279
Interest-bearing balances$5,805,000771
Securities$1,078,568,000158
Federal funds sold & reverse repurchase agreements$37,000,000338
Net loans & leases$1,818,606,000231
Loan loss allowance$18,749,000299
Trading account assets$0175
Bank premises and fixed assets$30,045,000261
Other real estate owned$106,000279
Goodwill and other intangibles$72,929,000129
All other assets$120,610,000198
Life insurance assets$01
Total liabilities and capital$3,208,329,000221
Total liabilities$2,910,058,000221
Total deposits$2,095,548,000222
Interest-bearing deposits$1,982,817,000206
Deposits held in domestic offices$2,095,548,000218
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$791,031,000133
Subordinated debt$0239
All other liabilities$23,479,000369
Total equity capital$298,271,000222
Total bank equity capital$298,271,000222
Perpetual preferred stock$0178
Common stock$09,055
Surplus$264,347,000146
Undivided profits$33,924,000785
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$20,790,000213
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$11,531,000272
Earning assets$2,939,979,000220
Long-term assets (5+ years)$2,039,060,000102
Average Assets, year-to-date$3,016,836,000222
Average Assets, quarterly$3,206,711,500222
Volatile liabilities$472,333,000338
Insider loans$944,0004,021
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$158,829,000524
Tier 1 (core) risk-based capital$229,990,100246
Tier 2 risk-based capital$18,749,000298
Total risk weighted assets$1,696,043,100278
Total unused commitments$158,829,000525
Derivatives$0481
1999-12-31Rank
# of Employees:549324
Assets and Liabilities
Total Assets:$2,892,379,000236
Cash and due from depository institutions$47,395,000324
Interest-bearing balances$9,576,000414
Securities$1,120,184,000164
Federal funds sold & reverse repurchase agreements$06,825
Net loans & leases$1,536,534,000265
Loan loss allowance$14,396,000357
Trading account assets$0165
Bank premises and fixed assets$26,933,000297
Other real estate owned$617,000324
Goodwill and other intangibles$42,660,000161
All other assets$118,056,000188
Life insurance assets$01
Total liabilities and capital$2,892,379,000236
Total liabilities$2,597,833,000241
Total deposits$1,681,823,000254
Interest-bearing deposits$1,491,237,000254
Deposits held in domestic offices$1,681,823,000251
% insured0.00%1
Federal funds purchased & repurchase agreements$15,000,000952
Trading liabilities$065
Other borrowed funds$879,282,000131
Subordinated debt$0242
All other liabilities$21,728,000363
Total equity capital$294,546,000213
Total bank equity capital$294,546,000213
Perpetual preferred stock$0193
Common stock$09,357
Surplus$264,278,000137
Undivided profits$30,268,000834
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,956,000294
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$101,000840
Income earned, not collected on loans$8,436,000308
Earning assets$2,666,294,000232
Long-term assets (5+ years)$1,889,404,000113
Average Assets, year-to-date$2,561,670,800247
Average Assets, quarterly$2,849,332,000234
Volatile liabilities$159,275,000707
Insider loans$975,0003,796
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$152,960,000545
Tier 1 (core) risk-based capital$259,841,900221
Tier 2 risk-based capital$14,396,000358
Total risk weighted assets$1,540,951,500288
Total unused commitments$152,960,000546
Derivatives$0488
1998-12-31Rank
# of Employees:377466
Assets and Liabilities
Total Assets:$1,708,667,000343
Cash and due from depository institutions$24,207,000466
Interest-bearing balances$1,638,0002,348
Securities$737,617,000205
Federal funds sold & reverse repurchase agreements$36,000,000441
Net loans & leases$871,541,000409
Loan loss allowance$8,486,000524
Trading account assets$0197
Bank premises and fixed assets$14,404,000506
Other real estate owned$284,000466
Goodwill and other intangibles$1,050,0001,405
All other assets$23,564,000490
Life insurance assets$01
Total liabilities and capital$1,708,667,000343
Total liabilities$1,499,852,000351
Total deposits$997,233,000403
Interest-bearing deposits$859,463,000401
Deposits held in domestic offices$997,233,000396
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$486,664,000155
Subordinated debt$0255
All other liabilities$15,955,000477
Total equity capital$208,815,000267
Total bank equity capital$208,815,000267
Perpetual preferred stock$0199
Common stock$09,564
Surplus$133,366,000215
Undivided profits$75,449,000344
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,201,000478
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$124,000817
Income earned, not collected on loans$5,106,000430
Earning assets$1,646,796,000330
Long-term assets (5+ years)$1,065,060,000141
Average Assets, year-to-date$1,466,140,800367
Average Assets, quarterly$1,668,919,500344
Volatile liabilities$44,368,0001,548
Insider loans$1,107,0003,309
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$131,217,000569
Tier 1 (core) risk-based capital$198,080,800256
Tier 2 risk-based capital$9,153,800478
Total risk weighted assets$961,320,800391
Total unused commitments$131,217,000572
Derivatives$0527
1997-12-31Rank
# of Employees:317553
Assets and Liabilities
Total Assets:$1,096,040,000488
Cash and due from depository institutions$28,694,000553
Interest-bearing balances$5,973,000763
Securities$491,536,000292
Federal funds sold & reverse repurchase agreements$7,000,0001,974
Net loans & leases$539,928,000603
Loan loss allowance$6,138,000697
Trading account assets$0203
Bank premises and fixed assets$12,151,000608
Other real estate owned$926,000553
Goodwill and other intangibles$1,368,0001,179
All other assets$14,437,000655
Life insurance assets$01
Total liabilities and capital$1,096,040,000488
Total liabilities$988,592,000487
Total deposits$913,454,000431
Interest-bearing deposits$810,011,000424
Deposits held in domestic offices$913,454,000427
% insured0.00%1
Federal funds purchased & repurchase agreements$55,700,000457
Trading liabilities$080
Other borrowed funds$14,000,0001,164
Subordinated debt$0260
All other liabilities$5,438,000934
Total equity capital$107,448,000465
Total bank equity capital$107,448,000465
Perpetual preferred stock$0223
Common stock$09,968
Surplus$15,861,0001,038
Undivided profits$91,587,000289
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,371,000553
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$218,000608
Income earned, not collected on loans$3,586,000617
Earning assets$1,044,437,000470
Long-term assets (5+ years)$396,718,000247
Average Assets, year-to-date$1,005,026,000504
Average Assets, quarterly$1,059,910,000493
Volatile liabilities$103,522,000820
Insider loans$337,0006,395
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$46,892,0001,142
Tier 1 (core) risk-based capital$104,883,400437
Tier 2 risk-based capital$6,138,000621
Total risk weighted assets$617,521,700544
Total unused commitments$46,892,0001,146
Derivatives$0533
1996-12-31Rank
# of Employees:285651
Assets and Liabilities
Total Assets:$940,382,000585
Cash and due from depository institutions$21,905,000651
Interest-bearing balances$6,024,000625
Securities$408,275,000365
Federal funds sold & reverse repurchase agreements$11,000,0001,171
Net loans & leases$471,958,000693
Loan loss allowance$4,652,000933
Trading account assets$0240
Bank premises and fixed assets$12,096,000625
Other real estate owned$327,000651
Goodwill and other intangibles$1,645,0001,029
All other assets$13,176,000726
Life insurance assets$01
Total liabilities and capital$940,382,000585
Total liabilities$845,381,000593
Total deposits$841,535,000511
Interest-bearing deposits$754,009,000494
Deposits held in domestic offices$841,535,000503
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$3,846,0001,213
Total equity capital$95,001,000534
Total bank equity capital$95,001,000534
Perpetual preferred stock$0250
Common stock$010,450
Surplus$15,861,0001,090
Undivided profits$79,140,000340
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,097,000842
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$297,000456
Income earned, not collected on loans$3,152,000711
Earning assets$897,257,000572
Long-term assets (5+ years)$213,328,000398
Average Assets, year-to-date$910,774,000577
Average Assets, quarterly$931,749,500585
Volatile liabilities$22,586,0002,649
Insider loans$381,0006,221
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$48,674,0001,082
Tier 1 (core) risk-based capital$93,263,000501
Tier 2 risk-based capital$4,652,000773
Total risk weighted assets$505,181,400657
Total unused commitments$48,674,0001,088
Derivatives$0549
1995-12-31Rank
# of Employees:276697
Assets and Liabilities
Total Assets:$875,590,000638
Cash and due from depository institutions$33,066,000697
Interest-bearing balances$11,576,000393
Securities$379,003,000406
Federal funds sold & reverse repurchase agreements$26,000,000580
Net loans & leases$403,114,000790
Loan loss allowance$3,697,0001,162
Trading account assets$0261
Bank premises and fixed assets$10,980,000677
Other real estate owned$248,000697
Goodwill and other intangibles$1,958,000878
All other assets$21,221,000558
Life insurance assets$01
Total liabilities and capital$875,590,000638
Total liabilities$790,503,000641
Total deposits$786,514,000565
Interest-bearing deposits$710,465,000538
Deposits held in domestic offices$786,514,000557
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$3,989,0001,215
Total equity capital$85,087,000597
Total bank equity capital$85,087,000597
Perpetual preferred stock$0288
Common stock$010,908
Surplus$15,861,0001,103
Undivided profits$69,226,000393
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,955,000759
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$152,000725
Income earned, not collected on loans$2,770,000835
Earning assets$819,693,000629
Long-term assets (5+ years)$125,234,000574
Average Assets, year-to-date$851,117,800627
Average Assets, quarterly$869,425,500632
Volatile liabilities$16,764,0003,048
Insider loans$406,0006,248
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$35,252,0001,320
Tier 1 (core) risk-based capital$82,969,000569
Tier 2 risk-based capital$3,697,000950
Total risk weighted assets$447,604,400725
Total unused commitments$35,252,0001,329
Derivatives$0628
1994-12-31Rank
# of Employees:276716
Assets and Liabilities
Total Assets:$826,747,000651
Cash and due from depository institutions$21,696,000716
Interest-bearing balances$77,0005,910
Securities$393,048,000398
Federal funds sold & reverse repurchase agreements$4,600,0001,961
Net loans & leases$382,258,000811
Loan loss allowance$3,436,0001,230
Trading account assets$0286
Bank premises and fixed assets$9,488,000775
Other real estate owned$285,000716
Goodwill and other intangibles$2,271,000733
All other assets$13,101,000807
Life insurance assets$01
Total liabilities and capital$826,747,000651
Total liabilities$749,301,000659
Total deposits$745,593,000576
Interest-bearing deposits$684,827,000536
Deposits held in domestic offices$745,593,000567
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$3,708,0001,118
Total equity capital$77,446,000582
Total bank equity capital$77,446,000582
Perpetual preferred stock$0310
Common stock$011,459
Surplus$15,861,0001,031
Undivided profits$61,585,000374
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,922,000794
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$149,000664
Income earned, not collected on loans$2,629,000755
Earning assets$779,983,000633
Long-term assets (5+ years)$136,153,000521
Average Assets, year-to-date$816,437,400637
Average Assets, quarterly$824,528,500646
Volatile liabilities$9,165,0004,608
Insider loans$431,0006,127
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$22,927,0001,729
Tier 1 (core) risk-based capital$75,111,000585
Tier 2 risk-based capital$3,436,000984
Total risk weighted assets$435,769,100719
Total unused commitments$22,927,0001,741
Derivatives$0687
1993-12-31Rank
# of Employees:262794
Assets and Liabilities
Total Assets:$793,430,000678
Cash and due from depository institutions$17,784,000794
Interest-bearing balances$607,0004,044
Securities$387,267,000411
Federal funds sold & reverse repurchase agreements$12,400,0001,070
Net loans & leases$352,377,000838
Loan loss allowance$3,184,0001,395
Trading account assets$0330
Bank premises and fixed assets$8,719,000826
Other real estate owned$499,000794
Goodwill and other intangibles$2,585,000614
All other assets$11,799,000845
Life insurance assets$01
Total liabilities and capital$793,430,000678
Total liabilities$725,258,000683
Total deposits$723,905,000604
Interest-bearing deposits$671,307,000569
Deposits held in domestic offices$723,905,000594
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$1,353,0002,483
Total equity capital$68,172,000645
Total bank equity capital$68,172,000645
Perpetual preferred stock$0343
Common stock$011,979
Surplus$14,976,0001,026
Undivided profits$53,196,000429
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,918,000765
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$156,000707
Income earned, not collected on loans$2,319,000770
Earning assets$752,651,000655
Long-term assets (5+ years)$139,521,000503
Average Assets, year-to-date$773,735,200678
Average Assets, quarterly$785,467,500682
Volatile liabilities$8,051,0004,797
Insider loans$456,0006,003
FHLB advances$0821
Loans and leases held for sale$5,984,000448
Unused loan commitments$34,969,0001,281
Tier 1 (core) risk-based capital$65,587,000636
Tier 2 risk-based capital$3,184,0001,052
Total risk weighted assets$406,734,500764
Total unused commitments$34,969,0001,300
Derivatives$0714
1992-12-31Rank
# of Employees:264803
Assets and Liabilities
Total Assets:$750,245,000725
Cash and due from depository institutions$16,011,000803
Interest-bearing balances$08,059
Securities$343,271,000454
Federal funds sold & reverse repurchase agreements$19,000,000901
Net loans & leases$348,081,000860
Loan loss allowance$3,155,0001,486
Trading account assets$0344
Bank premises and fixed assets$7,623,000955
Other real estate owned$2,580,000803
Goodwill and other intangibles$2,898,000586
All other assets$10,781,000938
Life insurance assets$01
Total liabilities and capital$750,245,000725
Total liabilities$691,085,000732
Total deposits$690,929,000666
Interest-bearing deposits$646,316,000621
Deposits held in domestic offices$690,929,000657
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$82,0004,411
Subordinated debt$0482
All other liabilities$74,00012,962
Total equity capital$59,160,000692
Total bank equity capital$59,160,000692
Perpetual preferred stock$0346
Common stock$012,472
Surplus$14,081,0001,049
Undivided profits$45,079,000461
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,053,000988
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$2,691,000751
Earning assets$710,352,000697
Long-term assets (5+ years)$131,783,000492
Average Assets, year-to-date$701,547,400758
Average Assets, quarterly$742,386,000734
Volatile liabilities$7,403,0005,093
Insider loans$592,0001,525
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$26,941,0001,466
Tier 1 (core) risk-based capital$56,262,000693
Tier 2 risk-based capital$3,155,0001,076
Total risk weighted assets$395,191,500810
Total unused commitments$26,941,0001,481
Derivatives$0651