Home > Richmond Bank and Trust Company > Assets and Liabilities
Richmond Bank and Trust Company, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 52 | 3,715 |
| Assets and Liabilities | ||
| Total Assets: | $108,337,000 | 4,102 |
| Cash and due from depository institutions | $5,112,000 | 3,715 |
| Interest-bearing balances | $6,000 | 6,568 |
| Securities | $1,374,000 | 11,548 |
| Federal funds sold & reverse repurchase agreements | $20,815,000 | 695 |
| Net loans & leases | $70,753,000 | 3,706 |
| Loan loss allowance | $1,330,000 | 2,734 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,072,000 | 2,485 |
| Other real estate owned | $141,000 | 3,715 |
| Goodwill and other intangibles | $5,966,000 | 474 |
| All other assets | $1,104,000 | 5,953 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,337,000 | 4,102 |
| Total liabilities | $94,502,000 | 4,225 |
| Total deposits | $85,951,000 | 4,390 |
| Interest-bearing deposits | $73,189,000 | 4,428 |
| Deposits held in domestic offices | $85,951,000 | 4,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,740,000 | 1,350 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,000,000 | 2,875 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $811,000 | 4,328 |
| Total equity capital | $13,835,000 | 3,191 |
| Total bank equity capital | $13,835,000 | 3,191 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $12,702,000 | 1,310 |
| Undivided profits | $133,000 | 11,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $392,000 | 4,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $886,000 | 2,610 |
| Earning assets | $92,948,000 | 4,371 |
| Long-term assets (5+ years) | $6,959,000 | 4,956 |
| Average Assets, year-to-date | $109,005,000 | 3,924 |
| Average Assets, quarterly | $108,678,500 | 4,045 |
| Volatile liabilities | $16,494,000 | 3,089 |
| Insider loans | $1,852,000 | 2,287 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,251,000 | 743 |
| Unused loan commitments | $9,042,000 | 3,506 |
| Tier 1 (core) risk-based capital | $7,869,000 | 5,169 |
| Tier 2 risk-based capital | $903,410 | 3,199 |
| Total risk weighted assets | $71,846,310 | 3,671 |
| Total unused commitments | $9,042,000 | 3,520 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 60 | 3,366 |
| Assets and Liabilities | ||
| Total Assets: | $109,261,000 | 4,033 |
| Cash and due from depository institutions | $3,187,000 | 3,366 |
| Interest-bearing balances | $17,000 | 6,533 |
| Securities | $23,889,000 | 5,166 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $77,002,000 | 3,367 |
| Loan loss allowance | $765,000 | 4,499 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,240,000 | 2,295 |
| Other real estate owned | $330,000 | 3,366 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,613,000 | 4,639 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,261,000 | 4,033 |
| Total liabilities | $100,955,000 | 3,968 |
| Total deposits | $89,530,000 | 4,199 |
| Interest-bearing deposits | $76,854,000 | 4,219 |
| Deposits held in domestic offices | $89,530,000 | 4,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,576,000 | 2,898 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,770,000 | 1,330 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,079,000 | 2,904 |
| Total equity capital | $8,306,000 | 4,772 |
| Total bank equity capital | $8,306,000 | 4,772 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $4,500,000 | 3,026 |
| Undivided profits | $2,806,000 | 6,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $539,000 | 4,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $68,000 | 970 |
| Income earned, not collected on loans | $810,000 | 2,508 |
| Earning assets | $100,908,000 | 4,009 |
| Long-term assets (5+ years) | $9,371,000 | 4,280 |
| Average Assets, year-to-date | $105,378,200 | 4,076 |
| Average Assets, quarterly | $109,208,500 | 4,001 |
| Volatile liabilities | $12,014,000 | 3,803 |
| Insider loans | $2,627,000 | 1,613 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $1,361,000 | 548 |
| Unused loan commitments | $14,847,000 | 2,377 |
| Tier 1 (core) risk-based capital | $8,863,000 | 4,578 |
| Tier 2 risk-based capital | $765,000 | 3,701 |
| Total risk weighted assets | $78,211,900 | 3,321 |
| Total unused commitments | $14,847,000 | 2,389 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 63 | 3,334 |
| Assets and Liabilities | ||
| Total Assets: | $100,959,000 | 4,407 |
| Cash and due from depository institutions | $4,317,000 | 3,334 |
| Interest-bearing balances | $8,000 | 7,470 |
| Securities | $22,890,000 | 5,560 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 8,796 |
| Net loans & leases | $68,561,000 | 3,662 |
| Loan loss allowance | $783,000 | 4,558 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,108,000 | 2,366 |
| Other real estate owned | $221,000 | 3,334 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,262,000 | 5,123 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,959,000 | 4,407 |
| Total liabilities | $92,293,000 | 4,377 |
| Total deposits | $87,587,000 | 4,415 |
| Interest-bearing deposits | $76,577,000 | 4,379 |
| Deposits held in domestic offices | $87,587,000 | 4,408 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,480 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,500,000 | 1,748 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $906,000 | 3,378 |
| Total equity capital | $8,666,000 | 4,672 |
| Total bank equity capital | $8,666,000 | 4,672 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $4,500,000 | 2,962 |
| Undivided profits | $3,166,000 | 5,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $62,000 | 10,080 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $622,000 | 2,912 |
| Earning assets | $92,059,000 | 4,449 |
| Long-term assets (5+ years) | $6,527,000 | 5,628 |
| Average Assets, year-to-date | $100,864,000 | 4,306 |
| Average Assets, quarterly | $100,445,000 | 4,382 |
| Volatile liabilities | $13,300,000 | 3,297 |
| Insider loans | $1,889,000 | 2,173 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $5,332,000 | 481 |
| Unused loan commitments | $10,983,000 | 2,884 |
| Tier 1 (core) risk-based capital | $8,630,000 | 4,593 |
| Tier 2 risk-based capital | $783,000 | 3,597 |
| Total risk weighted assets | $69,831,500 | 3,649 |
| Total unused commitments | $10,983,000 | 2,905 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 56 | 3,791 |
| Assets and Liabilities | ||
| Total Assets: | $105,140,000 | 4,334 |
| Cash and due from depository institutions | $6,323,000 | 3,791 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $16,217,000 | 7,014 |
| Federal funds sold & reverse repurchase agreements | $9,025,000 | 1,837 |
| Net loans & leases | $68,983,000 | 3,716 |
| Loan loss allowance | $933,000 | 3,964 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,155,000 | 2,331 |
| Other real estate owned | $208,000 | 3,791 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,229,000 | 5,380 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,140,000 | 4,334 |
| Total liabilities | $97,335,000 | 4,276 |
| Total deposits | $88,953,000 | 4,475 |
| Interest-bearing deposits | $75,677,000 | 4,568 |
| Deposits held in domestic offices | $88,953,000 | 4,468 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,558,000 | 1,142 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $824,000 | 3,828 |
| Total equity capital | $7,805,000 | 4,905 |
| Total bank equity capital | $7,805,000 | 4,905 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $4,500,000 | 2,841 |
| Undivided profits | $2,305,000 | 6,921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $178,000 | 8,693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $644,000 | 3,125 |
| Earning assets | $94,225,000 | 4,405 |
| Long-term assets (5+ years) | $1,161,000 | 10,027 |
| Average Assets, year-to-date | $103,011,600 | 4,313 |
| Average Assets, quarterly | $100,800,500 | 4,465 |
| Volatile liabilities | $17,713,000 | 2,611 |
| Insider loans | $332,000 | 2,680 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $12,037,000 | 2,595 |
| Tier 1 (core) risk-based capital | $7,805,000 | 4,815 |
| Tier 2 risk-based capital | $884,160 | 3,239 |
| Total risk weighted assets | $70,683,860 | 3,678 |
| Total unused commitments | $12,037,000 | 2,612 |
| Derivatives | $0 | 651 |