Home > Richland State Bank > Income and Expense
Richland State Bank, Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,477,000 | 1,950 |
| Total interest expense | $916,000 | 2,565 |
| Net interest income | $9,561,000 | 1,848 |
| Provision for loan and lease losses | $170,000 | 2,166 |
| Total noninterest income | $2,203,000 | 1,586 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $880,000 | 1,010 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,323,000 | 1,640 |
| Total noninterest expense | $7,951,000 | 1,808 |
| Salaries and employee benefits | $4,736,000 | 1,741 |
| Premises and equipment expense | $1,127,000 | 1,508 |
| Additional noninterest expense | $2,088,000 | 2,043 |
| Pre-tax net operating income | $3,643,000 | 1,835 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $3,643,000 | 1,635 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,643,000 | 1,633 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,643,000 | 1,634 |
| Net charge-offs | $67,000 | 2,007 |
| Cash dividends | $2,334,000 | 942 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,643,000 | 1,619 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,867,000 | 1,965 |
| Total interest expense | $578,000 | 2,582 |
| Net interest income | $6,289,000 | 1,866 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $1,450,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $609,000 | 974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $841,000 | 1,687 |
| Total noninterest expense | $5,312,000 | 1,819 |
| Salaries and employee benefits | $3,143,000 | 1,764 |
| Premises and equipment expense | $757,000 | 1,516 |
| Additional noninterest expense | $1,412,000 | 2,031 |
| Pre-tax net operating income | $2,307,000 | 1,885 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,307,000 | 1,681 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,307,000 | 1,680 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,307,000 | 1,680 |
| Net charge-offs | $-32,000 | 4,902 |
| Cash dividends | $1,914,000 | 804 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,307,000 | 1,668 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,391,000 | 1,973 |
| Total interest expense | $280,000 | 2,575 |
| Net interest income | $3,111,000 | 1,876 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $530,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $293,000 | 1,017 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 2,288 |
| Total noninterest expense | $2,763,000 | 1,766 |
| Salaries and employee benefits | $1,668,000 | 1,700 |
| Premises and equipment expense | $390,000 | 1,484 |
| Additional noninterest expense | $705,000 | 2,027 |
| Pre-tax net operating income | $788,000 | 2,408 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $788,000 | 2,188 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $788,000 | 2,187 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $788,000 | 2,188 |
| Net charge-offs | $-29,000 | 5,080 |
| Cash dividends | $1,267,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $788,000 | 2,176 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,982,000 | 1,983 |
| Total interest expense | $929,000 | 2,677 |
| Net interest income | $12,053,000 | 1,901 |
| Provision for loan and lease losses | $360,000 | 1,763 |
| Total noninterest income | $2,597,000 | 1,734 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,280,000 | 951 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,317,000 | 1,961 |
| Total noninterest expense | $10,371,000 | 1,851 |
| Salaries and employee benefits | $6,047,000 | 1,810 |
| Premises and equipment expense | $1,496,000 | 1,523 |
| Additional noninterest expense | $2,828,000 | 2,028 |
| Pre-tax net operating income | $3,919,000 | 2,071 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $3,919,000 | 1,630 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,919,000 | 1,630 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,919,000 | 1,630 |
| Net charge-offs | $132,000 | 2,183 |
| Cash dividends | $2,238,000 | 1,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,919,000 | 1,613 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,670,000 | 1,998 |
| Total interest expense | $645,000 | 2,806 |
| Net interest income | $9,025,000 | 1,911 |
| Provision for loan and lease losses | $270,000 | 1,724 |
| Total noninterest income | $1,785,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $979,000 | 935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $806,000 | 2,250 |
| Total noninterest expense | $7,802,000 | 1,848 |
| Salaries and employee benefits | $4,591,000 | 1,801 |
| Premises and equipment expense | $1,146,000 | 1,506 |
| Additional noninterest expense | $2,065,000 | 2,058 |
| Pre-tax net operating income | $2,738,000 | 2,216 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $2,738,000 | 1,873 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,738,000 | 1,873 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,738,000 | 1,873 |
| Net charge-offs | $130,000 | 1,719 |
| Cash dividends | $2,163,000 | 985 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,738,000 | 1,844 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,338,000 | 2,018 |
| Total interest expense | $385,000 | 2,933 |
| Net interest income | $5,953,000 | 1,923 |
| Provision for loan and lease losses | $180,000 | 1,642 |
| Total noninterest income | $1,244,000 | 1,795 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $673,000 | 902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $571,000 | 2,165 |
| Total noninterest expense | $5,134,000 | 1,865 |
| Salaries and employee benefits | $2,995,000 | 1,836 |
| Premises and equipment expense | $753,000 | 1,525 |
| Additional noninterest expense | $1,386,000 | 2,056 |
| Pre-tax net operating income | $1,883,000 | 2,118 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,883,000 | 1,790 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,883,000 | 1,790 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,883,000 | 1,790 |
| Net charge-offs | $111,000 | 1,443 |
| Cash dividends | $1,748,000 | 854 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,883,000 | 1,768 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,155,000 | 2,015 |
| Total interest expense | $187,000 | 2,980 |
| Net interest income | $2,968,000 | 1,916 |
| Provision for loan and lease losses | $90,000 | 1,522 |
| Total noninterest income | $563,000 | 1,897 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $350,000 | 866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 2,499 |
| Total noninterest expense | $2,648,000 | 1,827 |
| Salaries and employee benefits | $1,592,000 | 1,754 |
| Premises and equipment expense | $388,000 | 1,505 |
| Additional noninterest expense | $668,000 | 2,114 |
| Pre-tax net operating income | $793,000 | 2,302 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $793,000 | 1,997 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $793,000 | 1,998 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $793,000 | 1,998 |
| Net charge-offs | $123,000 | 817 |
| Cash dividends | $1,099,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $793,000 | 1,969 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,573,000 | 1,998 |
| Total interest expense | $707,000 | 3,034 |
| Net interest income | $11,866,000 | 1,881 |
| Provision for loan and lease losses | $994,000 | 905 |
| Total noninterest income | $2,746,000 | 1,743 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,389,000 | 906 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,357,000 | 2,019 |
| Total noninterest expense | $10,081,000 | 1,897 |
| Salaries and employee benefits | $5,700,000 | 1,877 |
| Premises and equipment expense | $1,544,000 | 1,481 |
| Additional noninterest expense | $2,837,000 | 2,073 |
| Pre-tax net operating income | $3,537,000 | 2,111 |
| Securities gains (losses) | $54,000 | 1,786 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $3,591,000 | 1,808 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,591,000 | 1,807 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,591,000 | 1,807 |
| Net charge-offs | $1,189,000 | 577 |
| Cash dividends | $2,015,000 | 1,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,537,000 | 1,794 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,460,000 | 1,990 |
| Total interest expense | $528,000 | 3,032 |
| Net interest income | $8,932,000 | 1,874 |
| Provision for loan and lease losses | $904,000 | 739 |
| Total noninterest income | $2,005,000 | 1,779 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,045,000 | 902 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $960,000 | 2,094 |
| Total noninterest expense | $7,550,000 | 1,895 |
| Salaries and employee benefits | $4,299,000 | 1,849 |
| Premises and equipment expense | $1,135,000 | 1,510 |
| Additional noninterest expense | $2,116,000 | 2,078 |
| Pre-tax net operating income | $2,483,000 | 2,261 |
| Securities gains (losses) | $54,000 | 1,711 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,537,000 | 1,924 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,537,000 | 1,924 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,537,000 | 1,924 |
| Net charge-offs | $831,000 | 556 |
| Cash dividends | $1,940,000 | 1,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,483,000 | 1,907 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,250,000 | 2,014 |
| Total interest expense | $336,000 | 3,125 |
| Net interest income | $5,914,000 | 1,889 |
| Provision for loan and lease losses | $774,000 | 615 |
| Total noninterest income | $1,446,000 | 1,664 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $703,000 | 884 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $743,000 | 1,880 |
| Total noninterest expense | $4,982,000 | 1,919 |
| Salaries and employee benefits | $2,819,000 | 1,899 |
| Premises and equipment expense | $751,000 | 1,519 |
| Additional noninterest expense | $1,412,000 | 2,088 |
| Pre-tax net operating income | $1,604,000 | 2,285 |
| Securities gains (losses) | $35,000 | 1,657 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,639,000 | 1,961 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,639,000 | 1,961 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,639,000 | 1,961 |
| Net charge-offs | $-26,000 | 5,296 |
| Cash dividends | $1,623,000 | 906 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,604,000 | 1,930 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,126,000 | 2,010 |
| Total interest expense | $162,000 | 3,207 |
| Net interest income | $2,964,000 | 1,891 |
| Provision for loan and lease losses | $684,000 | 371 |
| Total noninterest income | $865,000 | 1,443 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $361,000 | 847 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $504,000 | 1,497 |
| Total noninterest expense | $2,605,000 | 1,844 |
| Salaries and employee benefits | $1,528,000 | 1,760 |
| Premises and equipment expense | $379,000 | 1,521 |
| Additional noninterest expense | $698,000 | 2,094 |
| Pre-tax net operating income | $540,000 | 2,901 |
| Securities gains (losses) | $11,000 | 1,476 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $551,000 | 2,592 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $551,000 | 2,592 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $551,000 | 2,592 |
| Net charge-offs | $-29,000 | 5,579 |
| Cash dividends | $1,165,000 | 653 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $540,000 | 2,578 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,214,000 | 2,001 |
| Total interest expense | $683,000 | 3,109 |
| Net interest income | $11,531,000 | 1,881 |
| Provision for loan and lease losses | $90,000 | 3,155 |
| Total noninterest income | $2,097,000 | 2,056 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,290,000 | 971 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $807,000 | 2,646 |
| Total noninterest expense | $9,548,000 | 1,979 |
| Salaries and employee benefits | $5,556,000 | 1,874 |
| Premises and equipment expense | $1,526,000 | 1,510 |
| Additional noninterest expense | $2,466,000 | 2,367 |
| Pre-tax net operating income | $3,990,000 | 1,869 |
| Securities gains (losses) | $111,000 | 1,112 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $4,101,000 | 1,569 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,101,000 | 1,570 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,101,000 | 1,570 |
| Net charge-offs | $15,000 | 3,877 |
| Cash dividends | $1,989,000 | 1,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,990,000 | 1,576 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,073,000 | 2,026 |
| Total interest expense | $519,000 | 3,130 |
| Net interest income | $8,554,000 | 1,920 |
| Provision for loan and lease losses | $90,000 | 2,744 |
| Total noninterest income | $1,511,000 | 2,123 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $961,000 | 982 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $550,000 | 2,783 |
| Total noninterest expense | $7,186,000 | 1,975 |
| Salaries and employee benefits | $4,187,000 | 1,869 |
| Premises and equipment expense | $1,144,000 | 1,522 |
| Additional noninterest expense | $1,855,000 | 2,355 |
| Pre-tax net operating income | $2,789,000 | 2,023 |
| Securities gains (losses) | $47,000 | 1,506 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,836,000 | 1,712 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,836,000 | 1,715 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,836,000 | 1,715 |
| Net charge-offs | $37,000 | 2,992 |
| Cash dividends | $1,988,000 | 1,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,789,000 | 1,693 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,808,000 | 2,101 |
| Total interest expense | $340,000 | 3,192 |
| Net interest income | $5,468,000 | 1,984 |
| Provision for loan and lease losses | $90,000 | 2,323 |
| Total noninterest income | $976,000 | 2,169 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $625,000 | 985 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $351,000 | 2,838 |
| Total noninterest expense | $4,694,000 | 2,030 |
| Salaries and employee benefits | $2,734,000 | 1,918 |
| Premises and equipment expense | $751,000 | 1,557 |
| Additional noninterest expense | $1,209,000 | 2,411 |
| Pre-tax net operating income | $1,660,000 | 2,180 |
| Securities gains (losses) | $14,000 | 1,877 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,674,000 | 1,876 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,674,000 | 1,879 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,674,000 | 1,879 |
| Net charge-offs | $34,000 | 2,614 |
| Cash dividends | $1,519,000 | 884 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,660,000 | 1,843 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 2,172 |
| Total interest expense | $168,000 | 3,240 |
| Net interest income | $2,618,000 | 2,045 |
| Provision for loan and lease losses | $45,000 | 2,176 |
| Total noninterest income | $458,000 | 2,225 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $297,000 | 1,009 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $161,000 | 2,922 |
| Total noninterest expense | $2,301,000 | 2,057 |
| Salaries and employee benefits | $1,302,000 | 2,014 |
| Premises and equipment expense | $386,000 | 1,543 |
| Additional noninterest expense | $613,000 | 2,372 |
| Pre-tax net operating income | $730,000 | 2,354 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $730,000 | 2,074 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $730,000 | 2,075 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $730,000 | 2,075 |
| Net charge-offs | $-16,000 | 5,599 |
| Cash dividends | $1,063,000 | 620 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $730,000 | 2,007 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,525,000 | 2,108 |
| Total interest expense | $903,000 | 2,780 |
| Net interest income | $10,622,000 | 2,011 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $2,329,000 | 1,901 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,401,000 | 944 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $928,000 | 2,424 |
| Total noninterest expense | $9,168,000 | 2,055 |
| Salaries and employee benefits | $5,093,000 | 2,007 |
| Premises and equipment expense | $1,589,000 | 1,490 |
| Additional noninterest expense | $2,486,000 | 2,430 |
| Pre-tax net operating income | $3,783,000 | 1,919 |
| Securities gains (losses) | $45,000 | 1,799 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $3,828,000 | 1,649 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,828,000 | 1,649 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,828,000 | 1,648 |
| Net charge-offs | $61,000 | 3,603 |
| Cash dividends | $1,673,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,783,000 | 1,642 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,692,000 | 2,119 |
| Total interest expense | $707,000 | 2,729 |
| Net interest income | $7,985,000 | 2,016 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,713,000 | 1,942 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,050,000 | 951 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $663,000 | 2,506 |
| Total noninterest expense | $6,737,000 | 2,096 |
| Salaries and employee benefits | $3,685,000 | 2,090 |
| Premises and equipment expense | $1,225,000 | 1,462 |
| Additional noninterest expense | $1,827,000 | 2,472 |
| Pre-tax net operating income | $2,961,000 | 1,880 |
| Securities gains (losses) | $45,000 | 1,501 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $3,006,000 | 1,577 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,006,000 | 1,577 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,006,000 | 1,577 |
| Net charge-offs | $-88,000 | 6,174 |
| Cash dividends | $1,673,000 | 1,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,961,000 | 1,575 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,682,000 | 2,142 |
| Total interest expense | $476,000 | 2,731 |
| Net interest income | $5,206,000 | 2,041 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,164,000 | 1,886 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $698,000 | 935 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $466,000 | 2,403 |
| Total noninterest expense | $4,576,000 | 2,072 |
| Salaries and employee benefits | $2,491,000 | 2,071 |
| Premises and equipment expense | $866,000 | 1,380 |
| Additional noninterest expense | $1,219,000 | 2,446 |
| Pre-tax net operating income | $1,794,000 | 1,985 |
| Securities gains (losses) | $45,000 | 1,223 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,839,000 | 1,644 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,839,000 | 1,647 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,839,000 | 1,646 |
| Net charge-offs | $-73,000 | 6,250 |
| Cash dividends | $1,314,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,794,000 | 1,661 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,828,000 | 2,143 |
| Total interest expense | $239,000 | 2,771 |
| Net interest income | $2,589,000 | 2,055 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $613,000 | 1,777 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $347,000 | 930 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $266,000 | 2,179 |
| Total noninterest expense | $2,266,000 | 2,095 |
| Salaries and employee benefits | $1,182,000 | 2,176 |
| Premises and equipment expense | $508,000 | 1,221 |
| Additional noninterest expense | $576,000 | 2,579 |
| Pre-tax net operating income | $936,000 | 1,864 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $936,000 | 1,576 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $936,000 | 1,579 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $936,000 | 1,579 |
| Net charge-offs | $-50,000 | 6,314 |
| Cash dividends | $863,000 | 689 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $936,000 | 1,547 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,816,000 | 2,246 |
| Total interest expense | $962,000 | 3,033 |
| Net interest income | $9,854,000 | 2,118 |
| Provision for loan and lease losses | $45,000 | 4,352 |
| Total noninterest income | $2,265,000 | 1,978 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,451,000 | 951 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $814,000 | 2,653 |
| Total noninterest expense | $8,667,000 | 2,178 |
| Salaries and employee benefits | $4,914,000 | 2,080 |
| Premises and equipment expense | $1,408,000 | 1,668 |
| Additional noninterest expense | $2,345,000 | 2,605 |
| Pre-tax net operating income | $3,407,000 | 1,953 |
| Securities gains (losses) | $59,000 | 1,687 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $3,466,000 | 1,690 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,466,000 | 1,694 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,466,000 | 1,694 |
| Net charge-offs | $51,000 | 4,333 |
| Cash dividends | $2,202,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,407,000 | 1,674 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,193,000 | 2,246 |
| Total interest expense | $714,000 | 3,133 |
| Net interest income | $7,479,000 | 2,102 |
| Provision for loan and lease losses | $45,000 | 4,007 |
| Total noninterest income | $1,655,000 | 2,067 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,060,000 | 978 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $595,000 | 2,753 |
| Total noninterest expense | $6,438,000 | 2,198 |
| Salaries and employee benefits | $3,639,000 | 2,103 |
| Premises and equipment expense | $1,037,000 | 1,711 |
| Additional noninterest expense | $1,762,000 | 2,604 |
| Pre-tax net operating income | $2,651,000 | 1,949 |
| Securities gains (losses) | $59,000 | 1,551 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,710,000 | 1,663 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,710,000 | 1,666 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,710,000 | 1,667 |
| Net charge-offs | $-25,000 | 6,318 |
| Cash dividends | $2,106,000 | 844 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,651,000 | 1,642 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,414,000 | 2,261 |
| Total interest expense | $466,000 | 3,236 |
| Net interest income | $4,948,000 | 2,110 |
| Provision for loan and lease losses | $45,000 | 3,696 |
| Total noninterest income | $1,094,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $700,000 | 962 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $394,000 | 2,825 |
| Total noninterest expense | $4,366,000 | 2,155 |
| Salaries and employee benefits | $2,477,000 | 2,067 |
| Premises and equipment expense | $685,000 | 1,722 |
| Additional noninterest expense | $1,204,000 | 2,535 |
| Pre-tax net operating income | $1,631,000 | 2,061 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,631,000 | 1,792 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,631,000 | 1,796 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,631,000 | 1,798 |
| Net charge-offs | $-46,000 | 6,533 |
| Cash dividends | $1,818,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,631,000 | 1,732 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,643,000 | 2,339 |
| Total interest expense | $230,000 | 3,359 |
| Net interest income | $2,413,000 | 2,175 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $535,000 | 2,128 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $343,000 | 968 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $192,000 | 2,833 |
| Total noninterest expense | $2,083,000 | 2,285 |
| Salaries and employee benefits | $1,173,000 | 2,203 |
| Premises and equipment expense | $329,000 | 1,804 |
| Additional noninterest expense | $581,000 | 2,620 |
| Pre-tax net operating income | $820,000 | 1,998 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $820,000 | 1,733 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $820,000 | 1,735 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $820,000 | 1,735 |
| Net charge-offs | $-22,000 | 6,473 |
| Cash dividends | $948,000 | 583 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $820,000 | 1,672 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,396,000 | 2,479 |
| Total interest expense | $951,000 | 3,733 |
| Net interest income | $9,445,000 | 2,268 |
| Provision for loan and lease losses | $180,000 | 4,053 |
| Total noninterest income | $2,561,000 | 1,840 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,555,000 | 914 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,006,000 | 2,361 |
| Total noninterest expense | $8,405,000 | 2,245 |
| Salaries and employee benefits | $4,584,000 | 2,182 |
| Premises and equipment expense | $1,313,000 | 1,802 |
| Additional noninterest expense | $2,508,000 | 2,553 |
| Pre-tax net operating income | $3,421,000 | 1,860 |
| Securities gains (losses) | $6,000 | 3,492 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $3,427,000 | 1,671 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,427,000 | 1,671 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,427,000 | 1,672 |
| Net charge-offs | $201,000 | 3,759 |
| Cash dividends | $1,603,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,421,000 | 1,576 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,870,000 | 2,505 |
| Total interest expense | $726,000 | 3,812 |
| Net interest income | $7,144,000 | 2,284 |
| Provision for loan and lease losses | $180,000 | 3,637 |
| Total noninterest income | $1,847,000 | 1,897 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,144,000 | 940 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $703,000 | 2,459 |
| Total noninterest expense | $6,319,000 | 2,263 |
| Salaries and employee benefits | $3,412,000 | 2,184 |
| Premises and equipment expense | $983,000 | 1,817 |
| Additional noninterest expense | $1,924,000 | 2,509 |
| Pre-tax net operating income | $2,492,000 | 1,982 |
| Securities gains (losses) | $6,000 | 3,225 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,498,000 | 1,751 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,498,000 | 1,750 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,498,000 | 1,752 |
| Net charge-offs | $69,000 | 4,303 |
| Cash dividends | $1,603,000 | 945 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,492,000 | 1,652 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,182,000 | 2,548 |
| Total interest expense | $493,000 | 3,864 |
| Net interest income | $4,689,000 | 2,330 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $1,286,000 | 1,819 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $774,000 | 910 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $512,000 | 2,300 |
| Total noninterest expense | $4,248,000 | 2,251 |
| Salaries and employee benefits | $2,299,000 | 2,164 |
| Premises and equipment expense | $664,000 | 1,787 |
| Additional noninterest expense | $1,285,000 | 2,514 |
| Pre-tax net operating income | $1,607,000 | 2,027 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,607,000 | 1,779 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,607,000 | 1,776 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,607,000 | 1,779 |
| Net charge-offs | $58,000 | 3,900 |
| Cash dividends | $1,405,000 | 730 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,607,000 | 1,700 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,538,000 | 2,616 |
| Total interest expense | $247,000 | 3,965 |
| Net interest income | $2,291,000 | 2,394 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $669,000 | 1,768 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $386,000 | 900 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $283,000 | 2,178 |
| Total noninterest expense | $2,062,000 | 2,309 |
| Salaries and employee benefits | $1,080,000 | 2,313 |
| Premises and equipment expense | $332,000 | 1,779 |
| Additional noninterest expense | $650,000 | 2,460 |
| Pre-tax net operating income | $838,000 | 1,955 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $838,000 | 1,731 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $838,000 | 1,732 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $838,000 | 1,732 |
| Net charge-offs | $3,000 | 4,432 |
| Cash dividends | $713,000 | 647 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $838,000 | 1,628 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,109,000 | 2,732 |
| Total interest expense | $1,131,000 | 4,110 |
| Net interest income | $8,978,000 | 2,444 |
| Provision for loan and lease losses | $130,000 | 5,088 |
| Total noninterest income | $2,675,000 | 1,629 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,480,000 | 997 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,195,000 | 1,914 |
| Total noninterest expense | $8,435,000 | 2,255 |
| Salaries and employee benefits | $4,383,000 | 2,205 |
| Premises and equipment expense | $1,298,000 | 1,917 |
| Additional noninterest expense | $2,754,000 | 2,383 |
| Pre-tax net operating income | $3,088,000 | 1,781 |
| Securities gains (losses) | $54,000 | 2,538 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $3,142,000 | 1,541 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,142,000 | 1,542 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,142,000 | 1,542 |
| Net charge-offs | $145,000 | 4,632 |
| Cash dividends | $1,344,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,088,000 | 1,494 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,562,000 | 2,767 |
| Total interest expense | $879,000 | 4,145 |
| Net interest income | $6,683,000 | 2,471 |
| Provision for loan and lease losses | $130,000 | 4,688 |
| Total noninterest income | $2,013,000 | 1,606 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,068,000 | 1,041 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $945,000 | 1,831 |
| Total noninterest expense | $6,142,000 | 2,331 |
| Salaries and employee benefits | $3,254,000 | 2,228 |
| Premises and equipment expense | $844,000 | 2,189 |
| Additional noninterest expense | $2,044,000 | 2,411 |
| Pre-tax net operating income | $2,424,000 | 1,782 |
| Securities gains (losses) | $54,000 | 2,286 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $2,478,000 | 1,537 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,478,000 | 1,537 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,478,000 | 1,537 |
| Net charge-offs | $22,000 | 5,495 |
| Cash dividends | $1,262,000 | 968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,424,000 | 1,481 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,080,000 | 2,770 |
| Total interest expense | $609,000 | 4,164 |
| Net interest income | $4,471,000 | 2,467 |
| Provision for loan and lease losses | $130,000 | 4,080 |
| Total noninterest income | $1,384,000 | 1,563 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $623,000 | 1,172 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $761,000 | 1,613 |
| Total noninterest expense | $4,178,000 | 2,300 |
| Salaries and employee benefits | $2,199,000 | 2,217 |
| Premises and equipment expense | $602,000 | 2,103 |
| Additional noninterest expense | $1,377,000 | 2,429 |
| Pre-tax net operating income | $1,547,000 | 1,838 |
| Securities gains (losses) | $25,000 | 1,984 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,572,000 | 1,557 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,572,000 | 1,557 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,572,000 | 1,557 |
| Net charge-offs | $51,000 | 4,427 |
| Cash dividends | $980,000 | 843 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,547,000 | 1,514 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,567,000 | 2,765 |
| Total interest expense | $311,000 | 4,208 |
| Net interest income | $2,256,000 | 2,435 |
| Provision for loan and lease losses | $100,000 | 3,337 |
| Total noninterest income | $495,000 | 1,997 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $283,000 | 1,259 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $212,000 | 2,390 |
| Total noninterest expense | $2,071,000 | 2,342 |
| Salaries and employee benefits | $1,047,000 | 2,340 |
| Premises and equipment expense | $303,000 | 2,115 |
| Additional noninterest expense | $721,000 | 2,301 |
| Pre-tax net operating income | $580,000 | 2,286 |
| Securities gains (losses) | $14,000 | 1,208 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $594,000 | 1,932 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $594,000 | 1,931 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $594,000 | 1,932 |
| Net charge-offs | $106,000 | 2,678 |
| Cash dividends | $660,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $580,000 | 1,919 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,469,000 | 2,837 |
| Total interest expense | $1,477,000 | 4,304 |
| Net interest income | $8,992,000 | 2,438 |
| Provision for loan and lease losses | $243,000 | 5,125 |
| Total noninterest income | $1,961,000 | 2,103 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,355,000 | 1,108 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $606,000 | 2,893 |
| Total noninterest expense | $7,779,000 | 2,483 |
| Salaries and employee benefits | $4,069,000 | 2,373 |
| Premises and equipment expense | $1,176,000 | 2,137 |
| Additional noninterest expense | $2,534,000 | 2,659 |
| Pre-tax net operating income | $2,931,000 | 1,657 |
| Securities gains (losses) | $4,000 | 3,501 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $2,935,000 | 1,428 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,935,000 | 1,430 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,935,000 | 1,431 |
| Net charge-offs | $-267,000 | 7,633 |
| Cash dividends | $1,138,000 | 1,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,931,000 | 1,381 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,898,000 | 2,872 |
| Total interest expense | $1,136,000 | 4,381 |
| Net interest income | $6,762,000 | 2,452 |
| Provision for loan and lease losses | $243,000 | 4,623 |
| Total noninterest income | $1,404,000 | 2,189 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,034,000 | 1,124 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $370,000 | 3,219 |
| Total noninterest expense | $5,666,000 | 2,558 |
| Salaries and employee benefits | $3,010,000 | 2,410 |
| Premises and equipment expense | $862,000 | 2,233 |
| Additional noninterest expense | $1,794,000 | 2,734 |
| Pre-tax net operating income | $2,257,000 | 1,737 |
| Securities gains (losses) | $4,000 | 3,332 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $2,261,000 | 1,471 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,261,000 | 1,474 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,261,000 | 1,474 |
| Net charge-offs | $-193,000 | 7,730 |
| Cash dividends | $1,138,000 | 940 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,257,000 | 1,419 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,219,000 | 2,934 |
| Total interest expense | $772,000 | 4,444 |
| Net interest income | $4,447,000 | 2,491 |
| Provision for loan and lease losses | $243,000 | 3,932 |
| Total noninterest income | $921,000 | 2,159 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $691,000 | 1,137 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $230,000 | 3,265 |
| Total noninterest expense | $3,833,000 | 2,525 |
| Salaries and employee benefits | $2,059,000 | 2,374 |
| Premises and equipment expense | $555,000 | 2,325 |
| Additional noninterest expense | $1,219,000 | 2,681 |
| Pre-tax net operating income | $1,292,000 | 1,931 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,292,000 | 1,686 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,292,000 | 1,685 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,292,000 | 1,686 |
| Net charge-offs | $-193,000 | 7,790 |
| Cash dividends | $935,000 | 777 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,292,000 | 1,615 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 2,938 |
| Total interest expense | $403,000 | 4,460 |
| Net interest income | $2,252,000 | 2,494 |
| Provision for loan and lease losses | $140,000 | 3,543 |
| Total noninterest income | $410,000 | 2,323 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $335,000 | 1,165 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $75,000 | 4,016 |
| Total noninterest expense | $1,809,000 | 2,687 |
| Salaries and employee benefits | $960,000 | 2,565 |
| Premises and equipment expense | $262,000 | 2,494 |
| Additional noninterest expense | $587,000 | 2,754 |
| Pre-tax net operating income | $713,000 | 1,796 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $713,000 | 1,532 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $713,000 | 1,534 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $713,000 | 1,534 |
| Net charge-offs | $-173,000 | 7,886 |
| Cash dividends | $579,000 | 584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $713,000 | 1,478 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,958,000 | 2,982 |
| Total interest expense | $2,124,000 | 4,285 |
| Net interest income | $8,834,000 | 2,456 |
| Provision for loan and lease losses | $625,000 | 4,193 |
| Total noninterest income | $1,924,000 | 2,175 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,373,000 | 1,256 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $551,000 | 3,040 |
| Total noninterest expense | $7,531,000 | 2,616 |
| Salaries and employee benefits | $3,931,000 | 2,486 |
| Premises and equipment expense | $1,122,000 | 2,346 |
| Additional noninterest expense | $2,478,000 | 2,760 |
| Pre-tax net operating income | $2,602,000 | 1,525 |
| Securities gains (losses) | $18,000 | 3,082 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $2,620,000 | 1,282 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,620,000 | 1,282 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,620,000 | 1,281 |
| Net charge-offs | $434,000 | 3,976 |
| Cash dividends | $927,000 | 1,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,602,000 | 1,270 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,338,000 | 2,992 |
| Total interest expense | $1,658,000 | 4,316 |
| Net interest income | $6,680,000 | 2,439 |
| Provision for loan and lease losses | $625,000 | 3,465 |
| Total noninterest income | $1,433,000 | 2,235 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,036,000 | 1,252 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $397,000 | 3,198 |
| Total noninterest expense | $5,594,000 | 2,646 |
| Salaries and employee benefits | $2,895,000 | 2,546 |
| Premises and equipment expense | $840,000 | 2,373 |
| Additional noninterest expense | $1,859,000 | 2,723 |
| Pre-tax net operating income | $1,894,000 | 1,704 |
| Securities gains (losses) | $18,000 | 2,785 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,912,000 | 1,392 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,912,000 | 1,390 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,912,000 | 1,392 |
| Net charge-offs | $240,000 | 4,024 |
| Cash dividends | $928,000 | 1,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,894,000 | 1,384 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,548,000 | 3,026 |
| Total interest expense | $1,143,000 | 4,364 |
| Net interest income | $4,405,000 | 2,449 |
| Provision for loan and lease losses | $550,000 | 2,834 |
| Total noninterest income | $929,000 | 2,300 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $674,000 | 1,255 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $255,000 | 3,264 |
| Total noninterest expense | $3,694,000 | 2,701 |
| Salaries and employee benefits | $1,856,000 | 2,687 |
| Premises and equipment expense | $554,000 | 2,422 |
| Additional noninterest expense | $1,284,000 | 2,673 |
| Pre-tax net operating income | $1,090,000 | 1,974 |
| Securities gains (losses) | $17,000 | 2,396 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,107,000 | 1,677 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,107,000 | 1,674 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,107,000 | 1,676 |
| Net charge-offs | $75,000 | 4,536 |
| Cash dividends | $724,000 | 1,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,090,000 | 1,670 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,751,000 | 3,090 |
| Total interest expense | $584,000 | 4,417 |
| Net interest income | $2,167,000 | 2,491 |
| Provision for loan and lease losses | $275,000 | 2,441 |
| Total noninterest income | $430,000 | 2,375 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $318,000 | 1,298 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $112,000 | 3,474 |
| Total noninterest expense | $1,789,000 | 2,697 |
| Salaries and employee benefits | $934,000 | 2,705 |
| Premises and equipment expense | $276,000 | 2,474 |
| Additional noninterest expense | $579,000 | 2,645 |
| Pre-tax net operating income | $533,000 | 2,259 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $533,000 | 2,004 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $533,000 | 2,005 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $533,000 | 2,005 |
| Net charge-offs | $-42,000 | 8,119 |
| Cash dividends | $409,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $533,000 | 1,891 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,326,000 | 3,191 |
| Total interest expense | $3,210,000 | 4,055 |
| Net interest income | $8,116,000 | 2,669 |
| Provision for loan and lease losses | $420,000 | 4,065 |
| Total noninterest income | $2,029,000 | 2,125 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,393,000 | 1,289 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $636,000 | 2,809 |
| Total noninterest expense | $7,124,000 | 2,640 |
| Salaries and employee benefits | $3,863,000 | 2,587 |
| Premises and equipment expense | $1,158,000 | 2,315 |
| Additional noninterest expense | $2,103,000 | 2,734 |
| Pre-tax net operating income | $2,601,000 | 2,028 |
| Securities gains (losses) | $106,000 | 1,086 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,707,000 | 1,507 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,707,000 | 1,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 2,986 |
| Cash dividends | $678,000 | 2,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,601,000 | 1,666 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,641,000 | 3,209 |
| Total interest expense | $2,531,000 | 4,047 |
| Net interest income | $6,110,000 | 2,680 |
| Provision for loan and lease losses | $270,000 | 3,724 |
| Total noninterest income | $1,482,000 | 2,229 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,052,000 | 1,290 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $430,000 | 3,065 |
| Total noninterest expense | $5,394,000 | 2,610 |
| Salaries and employee benefits | $2,935,000 | 2,588 |
| Premises and equipment expense | $869,000 | 2,322 |
| Additional noninterest expense | $1,590,000 | 2,637 |
| Pre-tax net operating income | $1,928,000 | 2,371 |
| Securities gains (losses) | $99,000 | 971 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $2,027,000 | 1,759 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,027,000 | 1,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 3,084 |
| Cash dividends | $467,000 | 2,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,928,000 | 1,932 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,829,000 | 3,217 |
| Total interest expense | $1,755,000 | 4,083 |
| Net interest income | $4,074,000 | 2,670 |
| Provision for loan and lease losses | $120,000 | 3,966 |
| Total noninterest income | $935,000 | 2,343 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $681,000 | 1,304 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $254,000 | 3,328 |
| Total noninterest expense | $3,548,000 | 2,644 |
| Salaries and employee benefits | $1,929,000 | 2,655 |
| Premises and equipment expense | $572,000 | 2,362 |
| Additional noninterest expense | $1,047,000 | 2,637 |
| Pre-tax net operating income | $1,341,000 | 2,407 |
| Securities gains (losses) | $99,000 | 972 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,440,000 | 1,869 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,440,000 | 1,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,229 |
| Cash dividends | $317,000 | 2,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,341,000 | 1,943 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,939,000 | 3,286 |
| Total interest expense | $915,000 | 4,145 |
| Net interest income | $2,024,000 | 2,682 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $427,000 | 2,493 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $294,000 | 1,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $133,000 | 3,249 |
| Total noninterest expense | $1,789,000 | 2,633 |
| Salaries and employee benefits | $1,017,000 | 2,547 |
| Premises and equipment expense | $293,000 | 2,313 |
| Additional noninterest expense | $479,000 | 2,825 |
| Pre-tax net operating income | $602,000 | 2,694 |
| Securities gains (losses) | $64,000 | 951 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $666,000 | 2,113 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $666,000 | 2,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,625 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $602,000 | 2,233 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,592,000 | 3,371 |
| Total interest expense | $3,863,000 | 4,094 |
| Net interest income | $7,729,000 | 2,825 |
| Provision for loan and lease losses | $620,000 | 2,008 |
| Total noninterest income | $1,802,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,245,000 | 1,441 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $557,000 | 3,136 |
| Total noninterest expense | $6,525,000 | 2,743 |
| Salaries and employee benefits | $3,525,000 | 2,786 |
| Premises and equipment expense | $1,157,000 | 2,240 |
| Additional noninterest expense | $1,843,000 | 2,869 |
| Pre-tax net operating income | $2,386,000 | 2,928 |
| Securities gains (losses) | $-54,000 | 8,029 |
| Applicable income taxes | $865,000 | 2,043 |
| Income before extraordinary items | $1,467,000 | 3,495 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,467,000 | 3,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $565,000 | 1,547 |
| Cash dividends | $4,000,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,501,560 | 3,436 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,626,000 | 3,413 |
| Total interest expense | $2,857,000 | 4,136 |
| Net interest income | $5,769,000 | 2,835 |
| Provision for loan and lease losses | $245,000 | 2,643 |
| Total noninterest income | $1,288,000 | 2,468 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $935,000 | 1,416 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $353,000 | 3,436 |
| Total noninterest expense | $5,041,000 | 2,669 |
| Salaries and employee benefits | $2,763,000 | 2,674 |
| Premises and equipment expense | $880,000 | 2,196 |
| Additional noninterest expense | $1,398,000 | 2,780 |
| Pre-tax net operating income | $1,771,000 | 3,103 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $478,000 | 2,592 |
| Income before extraordinary items | $1,293,000 | 3,298 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,293,000 | 3,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $397,000 | 1,270 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,293,000 | 3,284 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,637,000 | 3,474 |
| Total interest expense | $1,821,000 | 4,254 |
| Net interest income | $3,816,000 | 2,877 |
| Provision for loan and lease losses | $175,000 | 2,387 |
| Total noninterest income | $884,000 | 2,416 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $634,000 | 1,392 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $250,000 | 3,344 |
| Total noninterest expense | $3,309,000 | 2,727 |
| Salaries and employee benefits | $1,815,000 | 2,739 |
| Premises and equipment expense | $580,000 | 2,226 |
| Additional noninterest expense | $914,000 | 2,840 |
| Pre-tax net operating income | $1,216,000 | 3,089 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $324,000 | 2,641 |
| Income before extraordinary items | $892,000 | 3,268 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $892,000 | 3,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 934 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $892,000 | 3,249 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,709,000 | 3,564 |
| Total interest expense | $877,000 | 4,341 |
| Net interest income | $1,832,000 | 2,996 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $400,000 | 2,567 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $308,000 | 1,387 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $92,000 | 3,917 |
| Total noninterest expense | $1,687,000 | 2,693 |
| Salaries and employee benefits | $956,000 | 2,646 |
| Premises and equipment expense | $294,000 | 2,224 |
| Additional noninterest expense | $437,000 | 2,937 |
| Pre-tax net operating income | $500,000 | 3,529 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $131,000 | 2,930 |
| Income before extraordinary items | $369,000 | 3,688 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $369,000 | 3,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,293 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $369,000 | 3,667 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,956,000 | 3,579 |
| Total interest expense | $2,778,000 | 4,520 |
| Net interest income | $7,178,000 | 3,037 |
| Provision for loan and lease losses | $50,000 | 5,567 |
| Total noninterest income | $1,683,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,245,000 | 1,443 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $438,000 | 3,577 |
| Total noninterest expense | $6,339,000 | 2,748 |
| Salaries and employee benefits | $3,422,000 | 2,786 |
| Premises and equipment expense | $1,117,000 | 2,227 |
| Additional noninterest expense | $1,800,000 | 2,815 |
| Pre-tax net operating income | $2,472,000 | 3,150 |
| Securities gains (losses) | $-18,000 | 7,507 |
| Applicable income taxes | $633,000 | 2,811 |
| Income before extraordinary items | $1,821,000 | 3,317 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,821,000 | 3,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,158 |
| Cash dividends | $477,000 | 3,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,834,320 | 3,281 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,364,000 | 3,595 |
| Total interest expense | $1,963,000 | 4,599 |
| Net interest income | $5,401,000 | 3,057 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,257,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $926,000 | 1,457 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $331,000 | 3,553 |
| Total noninterest expense | $4,758,000 | 2,742 |
| Salaries and employee benefits | $2,606,000 | 2,746 |
| Premises and equipment expense | $823,000 | 2,258 |
| Additional noninterest expense | $1,329,000 | 2,848 |
| Pre-tax net operating income | $1,900,000 | 3,226 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $491,000 | 2,887 |
| Income before extraordinary items | $1,410,000 | 3,341 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,410,000 | 3,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 1,702 |
| Cash dividends | $10,000 | 5,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,409,260 | 3,326 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,786,000 | 3,612 |
| Total interest expense | $1,231,000 | 4,636 |
| Net interest income | $3,555,000 | 3,091 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $833,000 | 2,527 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $601,000 | 1,477 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $232,000 | 3,458 |
| Total noninterest expense | $3,120,000 | 2,794 |
| Salaries and employee benefits | $1,683,000 | 2,817 |
| Premises and equipment expense | $544,000 | 2,282 |
| Additional noninterest expense | $893,000 | 2,837 |
| Pre-tax net operating income | $1,268,000 | 3,236 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $334,000 | 2,891 |
| Income before extraordinary items | $935,000 | 3,367 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $935,000 | 3,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,293 |
| Cash dividends | $10,000 | 5,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $934,260 | 3,359 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 3,614 |
| Total interest expense | $594,000 | 4,606 |
| Net interest income | $1,746,000 | 3,137 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $390,000 | 2,590 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $279,000 | 1,532 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $111,000 | 3,525 |
| Total noninterest expense | $1,582,000 | 2,770 |
| Salaries and employee benefits | $868,000 | 2,773 |
| Premises and equipment expense | $274,000 | 2,276 |
| Additional noninterest expense | $440,000 | 2,862 |
| Pre-tax net operating income | $554,000 | 3,516 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $148,000 | 3,056 |
| Income before extraordinary items | $406,000 | 3,674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $406,000 | 3,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,550 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $406,000 | 3,657 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,668,000 | 3,516 |
| Total interest expense | $2,014,000 | 4,413 |
| Net interest income | $6,654,000 | 3,164 |
| Provision for loan and lease losses | $95,000 | 4,915 |
| Total noninterest income | $1,529,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,112,000 | 1,562 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $417,000 | 3,707 |
| Total noninterest expense | $5,915,000 | 2,790 |
| Salaries and employee benefits | $3,167,000 | 2,831 |
| Premises and equipment expense | $1,077,000 | 2,220 |
| Additional noninterest expense | $1,671,000 | 2,964 |
| Pre-tax net operating income | $2,173,000 | 3,489 |
| Securities gains (losses) | $-12,000 | 7,607 |
| Applicable income taxes | $567,000 | 3,163 |
| Income before extraordinary items | $1,594,000 | 3,641 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,594,000 | 3,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,255 |
| Cash dividends | $478,000 | 3,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,602,880 | 3,604 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,397,000 | 3,508 |
| Total interest expense | $1,437,000 | 4,418 |
| Net interest income | $4,960,000 | 3,164 |
| Provision for loan and lease losses | $95,000 | 4,242 |
| Total noninterest income | $1,128,000 | 2,692 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $832,000 | 1,560 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $296,000 | 3,825 |
| Total noninterest expense | $4,545,000 | 2,696 |
| Salaries and employee benefits | $2,449,000 | 2,722 |
| Premises and equipment expense | $823,000 | 2,170 |
| Additional noninterest expense | $1,273,000 | 2,885 |
| Pre-tax net operating income | $1,448,000 | 3,854 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $369,000 | 3,450 |
| Income before extraordinary items | $1,079,000 | 3,960 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,079,000 | 3,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,863 |
| Cash dividends | $5,000 | 5,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,079,000 | 3,915 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,123,000 | 3,533 |
| Total interest expense | $899,000 | 4,449 |
| Net interest income | $3,224,000 | 3,204 |
| Provision for loan and lease losses | $95,000 | 3,438 |
| Total noninterest income | $750,000 | 2,661 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $539,000 | 1,554 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $211,000 | 3,674 |
| Total noninterest expense | $2,965,000 | 2,722 |
| Salaries and employee benefits | $1,599,000 | 2,762 |
| Premises and equipment expense | $541,000 | 2,194 |
| Additional noninterest expense | $825,000 | 2,932 |
| Pre-tax net operating income | $914,000 | 3,955 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $246,000 | 3,443 |
| Income before extraordinary items | $668,000 | 4,124 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $668,000 | 4,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,342 |
| Cash dividends | $5,000 | 5,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $668,000 | 4,066 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,006,000 | 3,583 |
| Total interest expense | $408,000 | 4,617 |
| Net interest income | $1,598,000 | 3,229 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $385,000 | 2,562 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $265,000 | 1,532 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $120,000 | 3,395 |
| Total noninterest expense | $1,458,000 | 2,792 |
| Salaries and employee benefits | $849,000 | 2,631 |
| Premises and equipment expense | $257,000 | 2,299 |
| Additional noninterest expense | $352,000 | 3,344 |
| Pre-tax net operating income | $475,000 | 3,811 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $123,000 | 3,424 |
| Income before extraordinary items | $352,000 | 3,943 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $352,000 | 3,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,477 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $352,000 | 3,897 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,178,000 | 3,731 |
| Total interest expense | $1,316,000 | 4,855 |
| Net interest income | $5,862,000 | 3,346 |
| Provision for loan and lease losses | $25,000 | 6,557 |
| Total noninterest income | $1,618,000 | 2,541 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,247,000 | 1,414 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $371,000 | 3,853 |
| Total noninterest expense | $5,425,000 | 2,898 |
| Salaries and employee benefits | $2,877,000 | 2,947 |
| Premises and equipment expense | $895,000 | 2,534 |
| Additional noninterest expense | $1,653,000 | 2,887 |
| Pre-tax net operating income | $2,030,000 | 3,466 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $528,000 | 3,259 |
| Income before extraordinary items | $1,502,000 | 3,640 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,502,000 | 3,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,509 |
| Cash dividends | $468,000 | 3,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,502,000 | 3,578 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,209,000 | 3,801 |
| Total interest expense | $936,000 | 4,972 |
| Net interest income | $4,273,000 | 3,413 |
| Provision for loan and lease losses | $25,000 | 6,158 |
| Total noninterest income | $1,239,000 | 2,521 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $949,000 | 1,406 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $290,000 | 3,788 |
| Total noninterest expense | $4,008,000 | 2,906 |
| Salaries and employee benefits | $2,126,000 | 2,971 |
| Premises and equipment expense | $679,000 | 2,493 |
| Additional noninterest expense | $1,203,000 | 2,931 |
| Pre-tax net operating income | $1,479,000 | 3,605 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $390,000 | 3,349 |
| Income before extraordinary items | $1,089,000 | 3,794 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,089,000 | 3,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,251 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,089,000 | 3,720 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,373,000 | 3,884 |
| Total interest expense | $610,000 | 5,059 |
| Net interest income | $2,763,000 | 3,488 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $832,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $626,000 | 1,407 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $206,000 | 3,672 |
| Total noninterest expense | $2,571,000 | 3,003 |
| Salaries and employee benefits | $1,364,000 | 3,091 |
| Premises and equipment expense | $434,000 | 2,588 |
| Additional noninterest expense | $773,000 | 3,034 |
| Pre-tax net operating income | $1,024,000 | 3,476 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $259,000 | 3,330 |
| Income before extraordinary items | $765,000 | 3,637 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $765,000 | 3,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,038 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $765,000 | 3,542 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,648,000 | 3,958 |
| Total interest expense | $306,000 | 5,104 |
| Net interest income | $1,342,000 | 3,564 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $376,000 | 2,651 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $294,000 | 1,459 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $82,000 | 4,114 |
| Total noninterest expense | $1,300,000 | 2,986 |
| Salaries and employee benefits | $716,000 | 2,972 |
| Premises and equipment expense | $220,000 | 2,567 |
| Additional noninterest expense | $364,000 | 3,176 |
| Pre-tax net operating income | $418,000 | 3,976 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $120,000 | 3,488 |
| Income before extraordinary items | $298,000 | 4,283 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $298,000 | 4,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,115 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $298,000 | 4,159 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,789,000 | 3,920 |
| Total interest expense | $1,355,000 | 5,201 |
| Net interest income | $5,434,000 | 3,468 |
| Provision for loan and lease losses | $140,000 | 4,692 |
| Total noninterest income | $1,591,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,193,000 | 1,448 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $398,000 | 3,982 |
| Total noninterest expense | $5,100,000 | 2,998 |
| Salaries and employee benefits | $2,665,000 | 3,094 |
| Premises and equipment expense | $832,000 | 2,663 |
| Additional noninterest expense | $1,603,000 | 2,899 |
| Pre-tax net operating income | $1,785,000 | 3,658 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $432,000 | 3,634 |
| Income before extraordinary items | $1,355,000 | 3,814 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,355,000 | 3,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $468,000 | 3,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,353,480 | 3,666 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,114,000 | 3,960 |
| Total interest expense | $1,035,000 | 5,272 |
| Net interest income | $4,079,000 | 3,472 |
| Provision for loan and lease losses | $140,000 | 4,015 |
| Total noninterest income | $1,180,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $883,000 | 1,485 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $297,000 | 4,060 |
| Total noninterest expense | $3,687,000 | 3,086 |
| Salaries and employee benefits | $1,959,000 | 3,158 |
| Premises and equipment expense | $619,000 | 2,697 |
| Additional noninterest expense | $1,109,000 | 3,108 |
| Pre-tax net operating income | $1,432,000 | 3,611 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $335,000 | 3,725 |
| Income before extraordinary items | $1,098,000 | 3,746 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,098,000 | 3,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,953 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,097,230 | 3,574 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,415,000 | 3,983 |
| Total interest expense | $703,000 | 5,325 |
| Net interest income | $2,712,000 | 3,477 |
| Provision for loan and lease losses | $140,000 | 3,226 |
| Total noninterest income | $733,000 | 2,923 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $556,000 | 1,532 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $177,000 | 4,260 |
| Total noninterest expense | $2,428,000 | 3,125 |
| Salaries and employee benefits | $1,272,000 | 3,225 |
| Premises and equipment expense | $419,000 | 2,659 |
| Additional noninterest expense | $737,000 | 3,096 |
| Pre-tax net operating income | $877,000 | 3,817 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $180,000 | 4,173 |
| Income before extraordinary items | $697,000 | 3,879 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $697,000 | 3,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,597 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $697,000 | 3,688 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,676,000 | 4,082 |
| Total interest expense | $365,000 | 5,315 |
| Net interest income | $1,311,000 | 3,552 |
| Provision for loan and lease losses | $105,000 | 2,265 |
| Total noninterest income | $377,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $295,000 | 1,405 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $82,000 | 4,290 |
| Total noninterest expense | $1,172,000 | 3,224 |
| Salaries and employee benefits | $592,000 | 3,401 |
| Premises and equipment expense | $212,000 | 2,624 |
| Additional noninterest expense | $368,000 | 3,059 |
| Pre-tax net operating income | $411,000 | 3,969 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $90,000 | 4,143 |
| Income before extraordinary items | $321,000 | 4,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $321,000 | 4,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,799 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $321,000 | 3,859 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,911,000 | 4,093 |
| Total interest expense | $1,583,000 | 5,555 |
| Net interest income | $5,328,000 | 3,474 |
| Provision for loan and lease losses | $552,000 | 2,215 |
| Total noninterest income | $1,408,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,097,000 | 1,470 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $311,000 | 4,181 |
| Total noninterest expense | $4,595,000 | 3,166 |
| Salaries and employee benefits | $2,423,000 | 3,191 |
| Premises and equipment expense | $840,000 | 2,570 |
| Additional noninterest expense | $1,332,000 | 3,293 |
| Pre-tax net operating income | $1,589,000 | 3,953 |
| Securities gains (losses) | $10,000 | 3,604 |
| Applicable income taxes | $414,000 | 3,819 |
| Income before extraordinary items | $1,185,000 | 4,122 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,185,000 | 4,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $488,000 | 1,686 |
| Cash dividends | $376,000 | 3,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,177,600 | 4,033 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,514,000 | 4,223 |
| Total interest expense | $2,824,000 | 4,952 |
| Net interest income | $4,690,000 | 3,620 |
| Provision for loan and lease losses | $420,000 | 2,511 |
| Total noninterest income | $1,162,000 | 2,992 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $866,000 | 1,759 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $296,000 | 4,143 |
| Total noninterest expense | $4,177,000 | 3,299 |
| Salaries and employee benefits | $2,110,000 | 3,441 |
| Premises and equipment expense | $660,000 | 3,101 |
| Additional noninterest expense | $1,407,000 | 3,046 |
| Pre-tax net operating income | $1,255,000 | 4,327 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $315,000 | 4,170 |
| Income before extraordinary items | $940,000 | 4,447 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $940,000 | 4,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,450 |
| Cash dividends | $356,000 | 4,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $940,000 | 4,332 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,058,000 | 4,556 |
| Total interest expense | $3,050,000 | 4,858 |
| Net interest income | $4,008,000 | 4,176 |
| Provision for loan and lease losses | $140,000 | 4,540 |
| Total noninterest income | $998,000 | 3,137 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $687,000 | 2,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $311,000 | 3,841 |
| Total noninterest expense | $3,507,000 | 3,695 |
| Salaries and employee benefits | $1,779,000 | 3,816 |
| Premises and equipment expense | $600,000 | 3,277 |
| Additional noninterest expense | $1,128,000 | 3,631 |
| Pre-tax net operating income | $1,359,000 | 4,369 |
| Securities gains (losses) | $6,000 | 1,308 |
| Applicable income taxes | $290,000 | 4,659 |
| Income before extraordinary items | $1,075,000 | 4,175 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,075,000 | 4,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,534 |
| Cash dividends | $468,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,070,260 | 4,195 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,583,000 | 4,623 |
| Total interest expense | $2,816,000 | 4,832 |
| Net interest income | $3,767,000 | 4,398 |
| Provision for loan and lease losses | $698,000 | 1,329 |
| Total noninterest income | $768,000 | 3,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $611,000 | 2,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,495 |
| Total noninterest expense | $2,890,000 | 4,335 |
| Salaries and employee benefits | $1,477,000 | 4,398 |
| Premises and equipment expense | $487,000 | 3,852 |
| Additional noninterest expense | $926,000 | 4,277 |
| Pre-tax net operating income | $947,000 | 5,462 |
| Securities gains (losses) | $-6,000 | 9,143 |
| Applicable income taxes | $158,000 | 6,174 |
| Income before extraordinary items | $783,000 | 5,152 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $783,000 | 5,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $636,000 | 1,007 |
| Cash dividends | $266,000 | 4,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $787,980 | 5,104 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,681,000 | 4,566 |
| Total interest expense | $3,085,000 | 4,618 |
| Net interest income | $3,596,000 | 4,484 |
| Provision for loan and lease losses | $1,305,000 | 771 |
| Total noninterest income | $789,000 | 3,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $532,000 | 2,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 4,361 |
| Total noninterest expense | $2,650,000 | 4,570 |
| Salaries and employee benefits | $1,406,000 | 4,486 |
| Premises and equipment expense | $392,000 | 4,494 |
| Additional noninterest expense | $852,000 | 4,463 |
| Pre-tax net operating income | $430,000 | 7,712 |
| Securities gains (losses) | $-2,000 | 9,897 |
| Applicable income taxes | $58,000 | 8,195 |
| Income before extraordinary items | $370,000 | 7,415 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $370,000 | 7,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,325,000 | 612 |
| Cash dividends | $358,000 | 4,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $371,720 | 7,327 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,651,000 | 4,692 |
| Total interest expense | $3,031,000 | 4,666 |
| Net interest income | $3,620,000 | 4,607 |
| Provision for loan and lease losses | $243,000 | 2,999 |
| Total noninterest income | $728,000 | 3,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $475,000 | 2,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 4,333 |
| Total noninterest expense | $2,688,000 | 4,501 |
| Salaries and employee benefits | $1,405,000 | 4,489 |
| Premises and equipment expense | $425,000 | 4,244 |
| Additional noninterest expense | $858,000 | 4,490 |
| Pre-tax net operating income | $1,417,000 | 4,688 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $338,000 | 5,407 |
| Income before extraordinary items | $1,082,000 | 4,419 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,082,000 | 4,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 2,074 |
| Cash dividends | $508,000 | 3,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,079,720 | 4,362 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,415,000 | 4,919 |
| Total interest expense | $2,835,000 | 5,016 |
| Net interest income | $3,580,000 | 4,732 |
| Provision for loan and lease losses | $370,000 | 2,206 |
| Total noninterest income | $913,000 | 3,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $406,000 | 3,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $507,000 | 2,886 |
| Total noninterest expense | $2,553,000 | 4,918 |
| Salaries and employee benefits | $1,306,000 | 4,833 |
| Premises and equipment expense | $411,000 | 4,445 |
| Additional noninterest expense | $836,000 | 5,032 |
| Pre-tax net operating income | $1,570,000 | 4,177 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $350,000 | 5,327 |
| Income before extraordinary items | $1,220,000 | 3,821 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,220,000 | 3,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 2,236 |
| Cash dividends | $511,000 | 3,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,220,000 | 3,769 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,949,000 | 5,240 |
| Total interest expense | $2,662,000 | 5,285 |
| Net interest income | $3,287,000 | 5,120 |
| Provision for loan and lease losses | $160,000 | 3,506 |
| Total noninterest income | $759,000 | 3,831 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $419,000 | 3,211 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $340,000 | 3,691 |
| Total noninterest expense | $2,421,000 | 5,135 |
| Salaries and employee benefits | $1,189,000 | 5,255 |
| Premises and equipment expense | $399,000 | 4,552 |
| Additional noninterest expense | $833,000 | 5,090 |
| Pre-tax net operating income | $1,465,000 | 4,536 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $340,000 | 5,560 |
| Income before extraordinary items | $1,123,000 | 4,177 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,123,000 | 4,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $485,000 | 3,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,124,540 | 4,156 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,762,000 | 5,884 |
| Total interest expense | $1,854,000 | 5,943 |
| Net interest income | $2,908,000 | 5,733 |
| Provision for loan and lease losses | $134,000 | 3,843 |
| Total noninterest income | $1,196,000 | 2,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $426,000 | 3,189 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $770,000 | 2,183 |
| Total noninterest expense | $2,490,000 | 5,172 |
| Salaries and employee benefits | $1,120,000 | 5,570 |
| Premises and equipment expense | $440,000 | 4,237 |
| Additional noninterest expense | $930,000 | 5,028 |
| Pre-tax net operating income | $1,480,000 | 4,459 |
| Securities gains (losses) | $-27,000 | 10,567 |
| Applicable income taxes | $172,000 | 7,876 |
| Income before extraordinary items | $1,281,000 | 3,643 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,281,000 | 3,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,895 |
| Cash dividends | $480,000 | 3,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,304,760 | 3,623 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,739,000 | 6,047 |
| Total interest expense | $1,726,000 | 6,546 |
| Net interest income | $3,013,000 | 5,640 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $631,000 | 4,792 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $433,000 | 3,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 5,700 |
| Total noninterest expense | $2,388,000 | 5,482 |
| Salaries and employee benefits | $1,129,000 | 5,513 |
| Premises and equipment expense | $362,000 | 5,095 |
| Additional noninterest expense | $897,000 | 5,381 |
| Pre-tax net operating income | $1,256,000 | 5,010 |
| Securities gains (losses) | $-23,000 | 12,945 |
| Applicable income taxes | $274,000 | 6,421 |
| Income before extraordinary items | $959,000 | 4,838 |
| Extraordinary gains, net | $-30,000 | 12,558 |
| Net income | $929,000 | 5,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 8,388 |
| Cash dividends | $298,000 | 4,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $976,940 | 4,537 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,249,000 | 6,140 |
| Total interest expense | $2,229,000 | 6,559 |
| Net interest income | $3,020,000 | 5,680 |
| Provision for loan and lease losses | $115,000 | 6,913 |
| Total noninterest income | $1,135,000 | 2,988 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 6,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $968,000 | 2,055 |
| Total noninterest expense | $2,409,000 | 5,471 |
| Salaries and employee benefits | $1,099,000 | 5,587 |
| Premises and equipment expense | $350,000 | 5,369 |
| Additional noninterest expense | $960,000 | 5,224 |
| Pre-tax net operating income | $1,631,000 | 3,745 |
| Securities gains (losses) | $37,000 | 4,622 |
| Applicable income taxes | $261,000 | 6,499 |
| Income before extraordinary items | $1,407,000 | 3,263 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,407,000 | 3,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 5,812 |
| Cash dividends | $247,000 | 4,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,375,920 | 3,098 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.