Home > Richland State Bank > Net charge- offs to loans
Richland State Bank, Net charge- offs to loans
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0459% | 2,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0736% | 772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2488% | 289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2565% | 283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0630% | 1,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5025% | 1,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5025% | 1,278 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0180% | 1,126 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0333% | 4,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0055% | 3,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4505% | 1,427 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4505% | 1,324 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0223% | 1,101 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0611% | 5,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1575% | 669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1575% | 590 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0680% | 2,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1124% | 910 |
| Percentage Net Loans Charged-off:Construction & development | 0.4416% | 182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0897% | 751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 4,695 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1272% | 4,070 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 4,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0128% | 2,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5731% | 1,573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5731% | 1,440 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0282% | 1,200 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0889% | 1,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1508% | 591 |
| Percentage Net Loans Charged-off:Construction & development | 0.5717% | 134 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1224% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 4,761 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1691% | 4,128 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 4,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0842% | 1,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1822% | 2,580 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1822% | 2,439 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2052% | 24 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1148% | 1,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2291% | 388 |
| Percentage Net Loans Charged-off:Construction & development | 0.8628% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1882% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0208% | 4,859 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2516% | 4,173 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0108% | 4,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0829% | 1,332 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1561% | 5,119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1561% | 5,057 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2944% | 19 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2577% | 705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3366% | 234 |
| Percentage Net Loans Charged-off:Construction & development | 1.7947% | 38 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0419% | 5,169 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5006% | 4,266 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0219% | 4,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1854% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3167% | 5,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3167% | 5,246 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6673% | 14 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6232% | 364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0272% | 2,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1144% | 807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0284% | 5,204 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3044% | 4,309 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0187% | 5,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0195% | 4,490 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1112% | 5,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1112% | 5,262 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.5801% | 153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 9.9928% | 13 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5802% | 361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0496% | 1,543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1894% | 503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0308% | 5,233 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3277% | 4,345 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0212% | 5,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0146% | 1,963 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4583% | 5,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4583% | 5,577 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7008% | 152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 9.4563% | 12 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0276% | 5,080 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 4,760 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0308% | 5,263 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3508% | 4,393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0211% | 5,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 4,127 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6893% | 5,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6893% | 5,679 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0182% | 1,160 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0628% | 5,443 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 4,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0204% | 5,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0209% | 5,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0360% | 4,626 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7505% | 5,889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7505% | 5,847 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1531% | 1,161 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 4,151 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0348% | 5,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1001% | 5,786 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8472% | 4,558 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0755% | 5,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1197% | 1,839 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0170% | 5,130 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0170% | 5,053 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7392% | 23 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0290% | 3,355 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0335% | 5,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0952% | 5,819 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0563% | 4,605 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0607% | 5,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1901% | 1,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.3344% | 12 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 2,856 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0464% | 5,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1301% | 5,946 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4631% | 4,648 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0765% | 5,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3055% | 943 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3311% | 5,744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3311% | 5,695 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.7789% | 8 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0418% | 5,431 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0213% | 5,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0580% | 5,785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0604% | 5,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0093% | 4,369 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6511% | 5,952 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6511% | 5,909 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2340% | 1,211 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0432% | 3,959 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0592% | 5,952 |
| Percentage Net Loans Charged-off:Construction & development | -0.1101% | 5,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0108% | 5,544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0982% | 6,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9037% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1335% | 6,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2897% | 1,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1079% | 3,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1079% | 3,217 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.1760% | 14 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0833% | 6,084 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0528% | 5,957 |
| Percentage Net Loans Charged-off:Construction & development | -0.1559% | 5,424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0698% | 6,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0720% | 6,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0763% | 5,223 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6942% | 6,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6944% | 6,196 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.2816% | 1,319 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1059% | 6,167 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1020% | 6,190 |
| Percentage Net Loans Charged-off:Construction & development | -0.3572% | 5,631 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1063% | 6,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1092% | 6,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0176% | 4,695 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8261% | 6,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8261% | 6,253 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2851% | 1,275 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1518% | 6,295 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1787% | 6,386 |
| Percentage Net Loans Charged-off:Construction & development | -0.7196% | 5,809 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1402% | 6,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1443% | 6,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0722% | 5,234 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4257% | 6,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4257% | 6,024 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.1302% | 1,263 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0393% | 4,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0414% | 3,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.1828% | 1,342 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0344% | 3,696 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1041% | 4,824 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0392% | 3,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0363% | 2,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1021% | 3,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1021% | 3,549 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6253% | 46 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0256% | 6,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0398% | 6,274 |
| Percentage Net Loans Charged-off:Construction & development | -0.0375% | 5,476 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0881% | 6,432 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1363% | 4,881 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0864% | 6,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0073% | 2,707 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0965% | 5,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0965% | 5,787 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1309% | 55 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0704% | 6,385 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0389% | 6,287 |
| Percentage Net Loans Charged-off:Construction & development | -0.0592% | 5,599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0791% | 6,432 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1993% | 4,929 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0746% | 6,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1805% | 5,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0575% | 3,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0575% | 3,133 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.4884% | 1,360 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0709% | 6,281 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0795% | 6,495 |
| Percentage Net Loans Charged-off:Construction & development | -0.0810% | 5,738 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1779% | 6,643 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3951% | 4,985 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1694% | 6,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1044% | 5,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1136% | 2,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1136% | 2,405 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.2567% | 1,320 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1685% | 4,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1024% | 4,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0493% | 2,933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2275% | 2,827 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4148% | 5,150 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2606% | 2,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1095% | 3,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3847% | 2,722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3847% | 2,564 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5572% | 731 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 9.7447% | 40 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0774% | 4,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0140% | 4,723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0646% | 2,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0331% | 6,696 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4247% | 5,195 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 6,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0883% | 5,995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2640% | 2,925 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2640% | 2,744 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6579% | 607 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.0545% | 46 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0989% | 4,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0543% | 3,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0951% | 2,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 3,497 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4407% | 5,212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0719% | 3,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1473% | 6,180 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0905% | 6,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0905% | 5,923 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9572% | 473 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 8.5520% | 36 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 4,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 3,562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1885% | 1,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1785% | 6,971 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2820% | 5,198 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1715% | 6,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0601% | 5,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1770% | 2,590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1770% | 2,411 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.5152% | 1,369 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1329% | 5,086 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0289% | 7,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0659% | 3,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1727% | 7,133 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3717% | 5,374 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1570% | 7,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3588% | 3,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8422% | 1,924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7743% | 1,803 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0464% | 1,495 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 7.6401% | 40 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0268% | 5,773 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0222% | 6,992 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0872% | 2,723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1820% | 7,186 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3283% | 5,389 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1703% | 7,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0405% | 3,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3231% | 3,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2916% | 3,007 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0566% | 1,315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.3536% | 69 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0928% | 4,746 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1772% | 7,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5337% | 7,327 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3581% | 5,418 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5481% | 7,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5528% | 2,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0321% | 1,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9033% | 1,334 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0787% | 1,126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 11.0092% | 24 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3952% | 2,503 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0534% | 7,108 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1610% | 7,261 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4602% | 5,439 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1358% | 7,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1676% | 1,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3784% | 619 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9467% | 572 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 18.9022% | 16 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2418% | 7,555 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3788% | 7,536 |
| Percentage Net Loans Charged-off:Construction & development | -0.6474% | 6,999 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3809% | 7,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4722% | 7,500 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4830% | 5,580 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4713% | 7,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1737% | 4,132 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6064% | 7,366 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.7351% | 105 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2313% | 7,633 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3757% | 7,627 |
| Percentage Net Loans Charged-off:Construction & development | -0.8257% | 7,075 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2227% | 7,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5909% | 7,600 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5669% | 5,636 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5930% | 7,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2500% | 3,497 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7540% | 7,452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.8657% | 84 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3472% | 7,701 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5466% | 7,696 |
| Percentage Net Loans Charged-off:Construction & development | -1.3440% | 7,106 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3303% | 7,538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8317% | 7,669 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7228% | 5,662 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8412% | 7,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2542% | 3,086 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9841% | 7,522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6354% | 7,822 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7524% | 7,798 |
| Percentage Net Loans Charged-off:Construction & development | -0.4158% | 7,073 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4435% | 7,627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.4597% | 7,773 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8203% | 5,703 |
| All other 1-4 family - Percent of loans charged-off, net | -1.5160% | 7,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0745% | 6,729 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9713% | 7,672 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3853% | 4,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4641% | 3,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.0881% | 3,370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7255% | 1,428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4520% | 2,212 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9028% | 5,857 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5923% | 1,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1740% | 4,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8538% | 3,052 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2809% | 4,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3741% | 2,836 |
| Percentage Net Loans Charged-off:Construction & development | -0.0296% | 7,332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9717% | 850 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 7,662 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9437% | 5,895 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0825% | 3,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2163% | 3,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1835% | 4,918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0122% | 6,621 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1318% | 4,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2447% | 2,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6761% | 885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0557% | 7,847 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2538% | 5,937 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0796% | 2,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0584% | 7,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0197% | 6,675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1509% | 7,971 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1613% | 8,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1719% | 7,907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2344% | 7,992 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1494% | 5,935 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1227% | 7,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5775% | 7,739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0540% | 6,762 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4111% | 2,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3733% | 2,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.8426% | 1,692 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6178% | 757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1547% | 2,440 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4231% | 6,024 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2297% | 1,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3484% | 3,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1067% | 2,040 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0327% | 1,771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2456% | 2,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1021% | 2,918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2780% | 816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 7,739 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5354% | 6,046 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0619% | 2,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4277% | 2,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8489% | 2,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0606% | 4,472 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 7,906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0382% | 7,978 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6656% | 6,054 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0431% | 2,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0077% | 6,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7137% | 2,270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1649% | 2,401 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0486% | 8,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1175% | 8,146 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8163% | 6,014 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0223% | 7,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0149% | 6,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8811% | 812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6060% | 872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2297% | 1,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.2141% | 974 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5401% | 490 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3544% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4354% | 616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5292% | 817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7185% | 2,304 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5750% | 679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0937% | 1,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2550% | 763 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0123% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0387% | 1,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8349% | 560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4976% | 2,695 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7614% | 449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 2,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 1,711 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1994% | 6,052 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0603% | 1,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8273% | 347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3060% | 3,136 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3996% | 782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3880% | 484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2906% | 2,769 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2300% | 1,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3924% | 1,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1352% | 1,247 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2504% | 1,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5420% | 1,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0203% | 1,280 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0538% | 3,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1645% | 1,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1157% | 4,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0736% | 2,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2573% | 1,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0767% | 3,623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2257% | 2,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5011% | 1,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8174% | 2,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1165% | 2,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1256% | 2,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7080% | 2,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1526% | 2,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 2,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0099% | 1,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 1,839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0507% | 2,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1431% | 1,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1392% | 8,362 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2703% | 8,680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6615% | 8,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7356% | 8,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0346% | 7,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1839% | 3,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1399% | 3,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0959% | 1,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1857% | 812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0780% | 1,824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0849% | 1,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0207% | 7,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6540% | 3,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1307% | 3,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0888% | 1,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2832% | 484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0251% | 8,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0272% | 8,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0146% | 3,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5476% | 3,224 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1374% | 2,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1763% | 846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4560% | 324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0266% | 1,861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0285% | 1,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0227% | 2,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2727% | 4,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0467% | 7,949 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1323% | 8,731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3560% | 8,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0474% | 1,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0738% | 4,498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 7,176 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1521% | 8,886 |
| Percentage Net Loans Charged-off:Construction & development | 0.2821% | 413 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5286% | 8,805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5499% | 8,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3013% | 1,679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.0431% | 31 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1196% | 3,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1972% | 941 |
| Percentage Net Loans Charged-off:Construction & development | 0.4046% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4633% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8510% | 8,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2976% | 1,542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0152% | 1,580 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1306% | 3,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0768% | 1,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.6020% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0517% | 801 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3834% | 8,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0933% | 1,887 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0241% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1065% | 8,641 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0365% | 8,687 |
| Percentage Net Loans Charged-off:Construction & development | -0.3983% | 8,004 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0961% | 8,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9720% | 2,013 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1770% | 7,654 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7589% | 1,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4802% | 444 |
| Percentage Net Loans Charged-off:Construction & development | 5.3694% | 65 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1158% | 8,848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2249% | 966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2420% | 911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2630% | 940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4737% | 4,436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2075% | 1,406 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4781% | 1,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4301% | 447 |
| Percentage Net Loans Charged-off:Construction & development | -0.4151% | 8,334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7172% | 334 |
| Percentage Net Loans Charged-off: Multi-family residential | 58.2960% | 5 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2260% | 851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2266% | 837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9480% | 1,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7540% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0290% | 1,771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1389% | 3,940 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6716% | 281 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4274% | 134 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7361% | 926 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7202% | 1,126 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 7,673 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4991% | 1,796 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0405% | 8,553 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3652% | 5,398 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |