Home > Richland Bank & Trust > Assets and Liabilities
Richland Bank & Trust, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 25 | 6,541 |
| Assets and Liabilities | ||
| Total Assets: | $76,655,000 | 5,487 |
| Cash and due from depository institutions | $3,977,000 | 6,541 |
| Interest-bearing balances | $7,000 | 6,306 |
| Securities | $27,892,000 | 4,141 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $42,675,000 | 5,621 |
| Loan loss allowance | $877,000 | 3,933 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $459,000 | 8,303 |
| Other real estate owned | $0 | 6,541 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,652,000 | 4,257 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,655,000 | 5,487 |
| Total liabilities | $69,838,000 | 5,427 |
| Total deposits | $60,704,000 | 5,798 |
| Interest-bearing deposits | $50,268,000 | 5,935 |
| Deposits held in domestic offices | $60,704,000 | 5,791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,484,000 | 1,256 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $650,000 | 4,950 |
| Total equity capital | $6,817,000 | 5,910 |
| Total bank equity capital | $6,817,000 | 5,910 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,500,000 | 2,495 |
| Surplus | $3,750,000 | 3,618 |
| Undivided profits | $1,567,000 | 7,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $741,000 | 3,341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,103,000 | 2,033 |
| Earning assets | $70,574,000 | 5,465 |
| Long-term assets (5+ years) | $6,327,000 | 5,299 |
| Average Assets, year-to-date | $76,851,000 | 5,311 |
| Average Assets, quarterly | $77,575,500 | 5,404 |
| Volatile liabilities | $14,083,000 | 3,796 |
| Insider loans | $32,000 | 9,747 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $13,822,000 | 2,684 |
| Tier 1 (core) risk-based capital | $6,807,000 | 5,816 |
| Tier 2 risk-based capital | $628,200 | 4,422 |
| Total risk weighted assets | $50,006,800 | 5,061 |
| Total unused commitments | $13,822,000 | 2,697 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 27 | 6,461 |
| Assets and Liabilities | ||
| Total Assets: | $75,179,000 | 5,639 |
| Cash and due from depository institutions | $2,146,000 | 6,461 |
| Interest-bearing balances | $8,000 | 6,492 |
| Securities | $27,007,000 | 4,423 |
| Federal funds sold & reverse repurchase agreements | $3,132,000 | 4,212 |
| Net loans & leases | $40,973,000 | 5,735 |
| Loan loss allowance | $863,000 | 3,988 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $399,000 | 8,878 |
| Other real estate owned | $0 | 6,461 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,522,000 | 4,604 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,179,000 | 5,639 |
| Total liabilities | $68,706,000 | 5,560 |
| Total deposits | $58,896,000 | 6,025 |
| Interest-bearing deposits | $49,476,000 | 6,117 |
| Deposits held in domestic offices | $58,896,000 | 6,016 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,170,000 | 1,168 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $640,000 | 5,200 |
| Total equity capital | $6,473,000 | 6,208 |
| Total bank equity capital | $6,473,000 | 6,208 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,500,000 | 2,568 |
| Surplus | $3,750,000 | 3,635 |
| Undivided profits | $1,223,000 | 8,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $258,000 | 6,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $175,000 | 642 |
| Income earned, not collected on loans | $951,000 | 2,429 |
| Earning assets | $71,120,000 | 5,500 |
| Long-term assets (5+ years) | $7,970,000 | 4,621 |
| Average Assets, year-to-date | $73,506,000 | 5,535 |
| Average Assets, quarterly | $75,651,500 | 5,547 |
| Volatile liabilities | $14,342,000 | 3,471 |
| Insider loans | $18,000 | 10,425 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,350,000 | 3,203 |
| Tier 1 (core) risk-based capital | $6,443,000 | 6,086 |
| Tier 2 risk-based capital | $564,180 | 4,796 |
| Total risk weighted assets | $44,835,280 | 5,471 |
| Total unused commitments | $10,350,000 | 3,218 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $72,500,000 | 5,764 |
| Cash and due from depository institutions | $531,000 | 6,346 |
| Interest-bearing balances | $3,000 | 6,915 |
| Securities | $31,788,000 | 4,074 |
| Federal funds sold & reverse repurchase agreements | $1,075,000 | 5,312 |
| Net loans & leases | $37,416,000 | 6,059 |
| Loan loss allowance | $797,000 | 4,350 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $387,000 | 9,245 |
| Other real estate owned | $0 | 6,346 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,303,000 | 5,519 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,500,000 | 5,764 |
| Total liabilities | $66,581,000 | 5,689 |
| Total deposits | $55,992,000 | 6,263 |
| Interest-bearing deposits | $48,055,000 | 6,270 |
| Deposits held in domestic offices | $55,992,000 | 6,257 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,127,000 | 1,266 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $462,000 | 5,492 |
| Total equity capital | $5,919,000 | 6,348 |
| Total bank equity capital | $5,919,000 | 6,348 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,500,000 | 2,652 |
| Surplus | $3,750,000 | 3,541 |
| Undivided profits | $669,000 | 9,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $465,000 | 4,477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $744,000 | 2,747 |
| Earning assets | $70,282,000 | 5,519 |
| Long-term assets (5+ years) | $6,841,000 | 5,155 |
| Average Assets, year-to-date | $72,021,400 | 5,672 |
| Average Assets, quarterly | $74,709,000 | 5,599 |
| Volatile liabilities | $13,639,000 | 3,456 |
| Insider loans | $21,000 | 10,796 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $10,143,000 | 3,093 |
| Tier 1 (core) risk-based capital | $6,018,000 | 6,363 |
| Tier 2 risk-based capital | $527,820 | 5,065 |
| Total risk weighted assets | $41,956,220 | 5,695 |
| Total unused commitments | $10,143,000 | 3,104 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 25 | 7,348 |
| Assets and Liabilities | ||
| Total Assets: | $68,871,000 | 6,153 |
| Cash and due from depository institutions | $2,451,000 | 7,348 |
| Interest-bearing balances | $2,008,000 | 2,363 |
| Securities | $30,206,000 | 4,455 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $34,817,000 | 6,314 |
| Loan loss allowance | $774,000 | 4,597 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $408,000 | 9,357 |
| Other real estate owned | $31,000 | 7,348 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $958,000 | 6,308 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,871,000 | 6,153 |
| Total liabilities | $63,039,000 | 6,093 |
| Total deposits | $55,003,000 | 6,577 |
| Interest-bearing deposits | $46,762,000 | 6,657 |
| Deposits held in domestic offices | $55,003,000 | 6,570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,711,000 | 1,214 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $325,000 | 7,175 |
| Total equity capital | $5,832,000 | 6,522 |
| Total bank equity capital | $5,832,000 | 6,522 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,500,000 | 2,712 |
| Surplus | $3,750,000 | 3,487 |
| Undivided profits | $582,000 | 10,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $463,000 | 5,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $490,000 | 3,801 |
| Earning assets | $67,031,000 | 5,848 |
| Long-term assets (5+ years) | $7,791,000 | 5,096 |
| Average Assets, year-to-date | $67,348,200 | 6,127 |
| Average Assets, quarterly | $67,919,500 | 6,164 |
| Volatile liabilities | $10,951,000 | 3,841 |
| Insider loans | $38,000 | 10,859 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,383,000 | 3,237 |
| Tier 1 (core) risk-based capital | $5,832,000 | 6,433 |
| Tier 2 risk-based capital | $465,480 | 5,591 |
| Total risk weighted assets | $36,929,780 | 6,273 |
| Total unused commitments | $9,383,000 | 3,256 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 27 | 7,064 |
| Assets and Liabilities | ||
| Total Assets: | $66,459,000 | 6,387 |
| Cash and due from depository institutions | $2,236,000 | 7,064 |
| Interest-bearing balances | $1,600,000 | 3,063 |
| Securities | $28,707,000 | 4,639 |
| Federal funds sold & reverse repurchase agreements | $1,520,000 | 7,461 |
| Net loans & leases | $32,385,000 | 6,673 |
| Loan loss allowance | $664,000 | 5,217 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $410,000 | 9,588 |
| Other real estate owned | $0 | 7,064 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,201,000 | 5,485 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,459,000 | 6,387 |
| Total liabilities | $60,907,000 | 6,344 |
| Total deposits | $54,778,000 | 6,728 |
| Interest-bearing deposits | $47,382,000 | 6,762 |
| Deposits held in domestic offices | $54,778,000 | 6,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,653,000 | 1,297 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $476,000 | 6,035 |
| Total equity capital | $5,552,000 | 6,580 |
| Total bank equity capital | $5,552,000 | 6,580 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,500,000 | 2,815 |
| Surplus | $3,750,000 | 3,371 |
| Undivided profits | $302,000 | 11,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $540,000 | 5,402 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $561,000 | 3,632 |
| Earning assets | $64,212,000 | 6,115 |
| Long-term assets (5+ years) | $7,451,000 | 5,205 |
| Average Assets, year-to-date | $65,201,600 | 6,353 |
| Average Assets, quarterly | $65,409,000 | 6,411 |
| Volatile liabilities | $9,681,000 | 4,228 |
| Insider loans | $47,000 | 7,266 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,768,000 | 7,649 |
| Tier 1 (core) risk-based capital | $5,552,000 | 6,510 |
| Tier 2 risk-based capital | $499,380 | 5,217 |
| Total risk weighted assets | $39,785,480 | 5,955 |
| Total unused commitments | $1,768,000 | 7,684 |
| Derivatives | $0 | 651 |