Home > Richardson County Bank & Trust Company > Income and Expense
Richardson County Bank & Trust Company, Income and Expense
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,152,000 | 3,652 |
| Total interest expense | $574,000 | 2,939 |
| Net interest income | $3,578,000 | 3,731 |
| Provision for loan and lease losses | $225,000 | 1,803 |
| Total noninterest income | $209,000 | 4,933 |
| Gross Fiduciary activities income | $12,000 | 987 |
| Service charges on deposit accounts | $98,000 | 4,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $99,000 | 4,910 |
| Total noninterest expense | $1,588,000 | 4,996 |
| Salaries and employee benefits | $916,000 | 4,888 |
| Premises and equipment expense | $132,000 | 5,297 |
| Additional noninterest expense | $540,000 | 4,930 |
| Pre-tax net operating income | $1,974,000 | 2,589 |
| Securities gains (losses) | $36,000 | 1,686 |
| Applicable income taxes | $43,000 | 3,693 |
| Income before extraordinary items | $1,967,000 | 2,295 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,967,000 | 2,296 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,967,000 | 2,296 |
| Net charge-offs | $202,000 | 1,542 |
| Cash dividends | $1,737,000 | 1,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,931,720 | 2,287 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,708,000 | 3,719 |
| Total interest expense | $373,000 | 3,006 |
| Net interest income | $2,335,000 | 3,796 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $140,000 | 4,943 |
| Gross Fiduciary activities income | $8,000 | 995 |
| Service charges on deposit accounts | $61,000 | 4,483 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $71,000 | 4,882 |
| Total noninterest expense | $1,063,000 | 5,043 |
| Salaries and employee benefits | $611,000 | 4,940 |
| Premises and equipment expense | $82,000 | 5,410 |
| Additional noninterest expense | $370,000 | 4,919 |
| Pre-tax net operating income | $1,262,000 | 2,646 |
| Securities gains (losses) | $22,000 | 1,669 |
| Applicable income taxes | $27,000 | 3,734 |
| Income before extraordinary items | $1,257,000 | 2,361 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,257,000 | 2,363 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,257,000 | 2,363 |
| Net charge-offs | $195,000 | 1,203 |
| Cash dividends | $1,122,000 | 1,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,235,440 | 2,341 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 3,830 |
| Total interest expense | $183,000 | 3,069 |
| Net interest income | $1,111,000 | 3,913 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $71,000 | 4,926 |
| Gross Fiduciary activities income | $4,000 | 991 |
| Service charges on deposit accounts | $33,000 | 4,368 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $34,000 | 4,939 |
| Total noninterest expense | $541,000 | 5,053 |
| Salaries and employee benefits | $301,000 | 5,006 |
| Premises and equipment expense | $41,000 | 5,464 |
| Additional noninterest expense | $199,000 | 4,809 |
| Pre-tax net operating income | $566,000 | 2,796 |
| Securities gains (losses) | $21,000 | 1,218 |
| Applicable income taxes | $13,000 | 3,722 |
| Income before extraordinary items | $574,000 | 2,471 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $574,000 | 2,474 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $574,000 | 2,473 |
| Net charge-offs | $50,000 | 1,563 |
| Cash dividends | $606,000 | 967 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $553,420 | 2,460 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,377,000 | 3,789 |
| Total interest expense | $785,000 | 3,070 |
| Net interest income | $4,592,000 | 3,867 |
| Provision for loan and lease losses | $500,000 | 1,458 |
| Total noninterest income | $251,000 | 5,190 |
| Gross Fiduciary activities income | $16,000 | 1,034 |
| Service charges on deposit accounts | $124,000 | 4,676 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $111,000 | 5,162 |
| Total noninterest expense | $2,030,000 | 5,248 |
| Salaries and employee benefits | $1,140,000 | 5,149 |
| Premises and equipment expense | $153,000 | 5,666 |
| Additional noninterest expense | $737,000 | 5,070 |
| Pre-tax net operating income | $2,313,000 | 2,736 |
| Securities gains (losses) | $-28,000 | 6,172 |
| Applicable income taxes | $47,000 | 3,736 |
| Income before extraordinary items | $2,238,000 | 2,493 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,238,000 | 2,493 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,238,000 | 2,493 |
| Net charge-offs | $151,000 | 2,776 |
| Cash dividends | $1,681,000 | 1,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,265,440 | 2,434 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,001,000 | 3,840 |
| Total interest expense | $573,000 | 3,186 |
| Net interest income | $3,428,000 | 3,901 |
| Provision for loan and lease losses | $425,000 | 1,325 |
| Total noninterest income | $193,000 | 5,229 |
| Gross Fiduciary activities income | $12,000 | 1,018 |
| Service charges on deposit accounts | $89,000 | 4,810 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $92,000 | 5,134 |
| Total noninterest expense | $1,531,000 | 5,255 |
| Salaries and employee benefits | $845,000 | 5,188 |
| Premises and equipment expense | $113,000 | 5,751 |
| Additional noninterest expense | $573,000 | 5,035 |
| Pre-tax net operating income | $1,665,000 | 2,845 |
| Securities gains (losses) | $-31,000 | 6,302 |
| Applicable income taxes | $34,000 | 3,812 |
| Income before extraordinary items | $1,600,000 | 2,606 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,600,000 | 2,607 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,600,000 | 2,606 |
| Net charge-offs | $98,000 | 2,707 |
| Cash dividends | $1,165,000 | 1,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,630,380 | 2,532 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 3,868 |
| Total interest expense | $380,000 | 3,233 |
| Net interest income | $2,262,000 | 3,933 |
| Provision for loan and lease losses | $300,000 | 1,222 |
| Total noninterest income | $129,000 | 5,216 |
| Gross Fiduciary activities income | $8,000 | 1,022 |
| Service charges on deposit accounts | $57,000 | 4,864 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $64,000 | 5,086 |
| Total noninterest expense | $1,039,000 | 5,269 |
| Salaries and employee benefits | $566,000 | 5,236 |
| Premises and equipment expense | $75,000 | 5,806 |
| Additional noninterest expense | $398,000 | 4,976 |
| Pre-tax net operating income | $1,052,000 | 2,875 |
| Securities gains (losses) | $-74,000 | 6,523 |
| Applicable income taxes | $23,000 | 3,790 |
| Income before extraordinary items | $955,000 | 2,732 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $955,000 | 2,736 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $955,000 | 2,736 |
| Net charge-offs | $63,000 | 2,589 |
| Cash dividends | $600,000 | 1,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,027,520 | 2,550 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,289,000 | 3,955 |
| Total interest expense | $188,000 | 3,308 |
| Net interest income | $1,101,000 | 4,015 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $64,000 | 5,218 |
| Gross Fiduciary activities income | $4,000 | 1,019 |
| Service charges on deposit accounts | $26,000 | 5,010 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $34,000 | 5,012 |
| Total noninterest expense | $540,000 | 5,280 |
| Salaries and employee benefits | $291,000 | 5,248 |
| Premises and equipment expense | $35,000 | 5,931 |
| Additional noninterest expense | $214,000 | 4,848 |
| Pre-tax net operating income | $475,000 | 3,004 |
| Securities gains (losses) | $-74,000 | 6,626 |
| Applicable income taxes | $12,000 | 3,740 |
| Income before extraordinary items | $389,000 | 3,058 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $389,000 | 3,061 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $389,000 | 3,061 |
| Net charge-offs | $14,000 | 2,677 |
| Cash dividends | $250,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $460,780 | 2,684 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,973,000 | 4,088 |
| Total interest expense | $717,000 | 3,695 |
| Net interest income | $4,256,000 | 4,127 |
| Provision for loan and lease losses | $460,000 | 1,948 |
| Total noninterest income | $297,000 | 5,152 |
| Gross Fiduciary activities income | $18,000 | 1,052 |
| Service charges on deposit accounts | $134,000 | 4,773 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $145,000 | 4,981 |
| Total noninterest expense | $1,845,000 | 5,592 |
| Salaries and employee benefits | $1,051,000 | 5,454 |
| Premises and equipment expense | $136,000 | 6,035 |
| Additional noninterest expense | $658,000 | 5,436 |
| Pre-tax net operating income | $2,248,000 | 2,634 |
| Securities gains (losses) | $-4,000 | 6,160 |
| Applicable income taxes | $46,000 | 3,800 |
| Income before extraordinary items | $2,198,000 | 2,431 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,198,000 | 2,435 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,198,000 | 2,434 |
| Net charge-offs | $52,000 | 4,318 |
| Cash dividends | $1,133,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,201,920 | 2,377 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,638,000 | 4,192 |
| Total interest expense | $521,000 | 3,847 |
| Net interest income | $3,117,000 | 4,214 |
| Provision for loan and lease losses | $310,000 | 2,037 |
| Total noninterest income | $221,000 | 5,239 |
| Gross Fiduciary activities income | $13,000 | 1,043 |
| Service charges on deposit accounts | $98,000 | 4,856 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $110,000 | 5,068 |
| Total noninterest expense | $1,376,000 | 5,638 |
| Salaries and employee benefits | $779,000 | 5,505 |
| Premises and equipment expense | $102,000 | 6,073 |
| Additional noninterest expense | $495,000 | 5,453 |
| Pre-tax net operating income | $1,652,000 | 2,756 |
| Securities gains (losses) | $-5,000 | 6,429 |
| Applicable income taxes | $35,000 | 3,875 |
| Income before extraordinary items | $1,612,000 | 2,515 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,612,000 | 2,520 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,612,000 | 2,520 |
| Net charge-offs | $38,000 | 4,060 |
| Cash dividends | $902,000 | 1,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,616,900 | 2,428 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,343,000 | 4,310 |
| Total interest expense | $333,000 | 4,010 |
| Net interest income | $2,010,000 | 4,302 |
| Provision for loan and lease losses | $180,000 | 2,226 |
| Total noninterest income | $147,000 | 5,278 |
| Gross Fiduciary activities income | $9,000 | 1,041 |
| Service charges on deposit accounts | $63,000 | 4,904 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $75,000 | 5,078 |
| Total noninterest expense | $915,000 | 5,667 |
| Salaries and employee benefits | $516,000 | 5,538 |
| Premises and equipment expense | $60,000 | 6,232 |
| Additional noninterest expense | $339,000 | 5,408 |
| Pre-tax net operating income | $1,062,000 | 2,774 |
| Securities gains (losses) | $-5,000 | 6,590 |
| Applicable income taxes | $23,000 | 3,887 |
| Income before extraordinary items | $1,034,000 | 2,578 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,034,000 | 2,583 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,034,000 | 2,583 |
| Net charge-offs | $35,000 | 3,632 |
| Cash dividends | $633,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,038,900 | 2,462 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,137,000 | 4,402 |
| Total interest expense | $150,000 | 4,312 |
| Net interest income | $987,000 | 4,374 |
| Provision for loan and lease losses | $90,000 | 2,172 |
| Total noninterest income | $71,000 | 5,316 |
| Gross Fiduciary activities income | $5,000 | 1,015 |
| Service charges on deposit accounts | $29,000 | 5,027 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $37,000 | 5,076 |
| Total noninterest expense | $460,000 | 5,703 |
| Salaries and employee benefits | $257,000 | 5,584 |
| Premises and equipment expense | $29,000 | 6,295 |
| Additional noninterest expense | $174,000 | 5,428 |
| Pre-tax net operating income | $508,000 | 2,837 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $12,000 | 3,847 |
| Income before extraordinary items | $496,000 | 2,608 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $496,000 | 2,611 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $496,000 | 2,610 |
| Net charge-offs | $28,000 | 2,842 |
| Cash dividends | $385,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $496,000 | 2,526 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,177,000 | 4,758 |
| Total interest expense | $621,000 | 4,674 |
| Net interest income | $3,556,000 | 4,708 |
| Provision for loan and lease losses | $360,000 | 3,125 |
| Total noninterest income | $304,000 | 5,189 |
| Gross Fiduciary activities income | $20,000 | 1,066 |
| Service charges on deposit accounts | $117,000 | 5,196 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $167,000 | 4,809 |
| Total noninterest expense | $1,751,000 | 5,862 |
| Salaries and employee benefits | $1,000,000 | 5,700 |
| Premises and equipment expense | $142,000 | 6,190 |
| Additional noninterest expense | $609,000 | 5,775 |
| Pre-tax net operating income | $1,749,000 | 3,065 |
| Securities gains (losses) | $4,000 | 3,557 |
| Applicable income taxes | $167,000 | 3,139 |
| Income before extraordinary items | $1,586,000 | 3,012 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,586,000 | 3,013 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,586,000 | 3,014 |
| Net charge-offs | $75,000 | 4,652 |
| Cash dividends | $1,393,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,582,400 | 2,888 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,040,000 | 4,923 |
| Total interest expense | $463,000 | 4,819 |
| Net interest income | $2,577,000 | 4,874 |
| Provision for loan and lease losses | $270,000 | 3,108 |
| Total noninterest income | $246,000 | 5,150 |
| Gross Fiduciary activities income | $16,000 | 1,044 |
| Service charges on deposit accounts | $95,000 | 5,127 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $135,000 | 4,760 |
| Total noninterest expense | $1,302,000 | 5,929 |
| Salaries and employee benefits | $732,000 | 5,789 |
| Premises and equipment expense | $110,000 | 6,215 |
| Additional noninterest expense | $460,000 | 5,830 |
| Pre-tax net operating income | $1,251,000 | 3,227 |
| Securities gains (losses) | $4,000 | 3,304 |
| Applicable income taxes | $150,000 | 3,065 |
| Income before extraordinary items | $1,105,000 | 3,238 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,105,000 | 3,240 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,105,000 | 3,239 |
| Net charge-offs | $48,000 | 4,539 |
| Cash dividends | $1,078,000 | 1,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,101,480 | 3,102 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 5,049 |
| Total interest expense | $300,000 | 4,974 |
| Net interest income | $1,663,000 | 4,979 |
| Provision for loan and lease losses | $180,000 | 3,106 |
| Total noninterest income | $172,000 | 5,121 |
| Gross Fiduciary activities income | $11,000 | 1,043 |
| Service charges on deposit accounts | $60,000 | 5,240 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $101,000 | 4,647 |
| Total noninterest expense | $876,000 | 5,961 |
| Salaries and employee benefits | $492,000 | 5,826 |
| Premises and equipment expense | $69,000 | 6,333 |
| Additional noninterest expense | $315,000 | 5,825 |
| Pre-tax net operating income | $779,000 | 3,331 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $24,000 | 3,925 |
| Income before extraordinary items | $755,000 | 3,169 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $755,000 | 3,167 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $755,000 | 3,169 |
| Net charge-offs | $32,000 | 4,361 |
| Cash dividends | $718,000 | 1,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $755,000 | 3,010 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $963,000 | 5,137 |
| Total interest expense | $145,000 | 5,166 |
| Net interest income | $818,000 | 5,048 |
| Provision for loan and lease losses | $90,000 | 2,992 |
| Total noninterest income | $97,000 | 4,977 |
| Gross Fiduciary activities income | $7,000 | 1,012 |
| Service charges on deposit accounts | $27,000 | 5,391 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $63,000 | 4,373 |
| Total noninterest expense | $459,000 | 5,931 |
| Salaries and employee benefits | $250,000 | 5,831 |
| Premises and equipment expense | $38,000 | 6,251 |
| Additional noninterest expense | $171,000 | 5,693 |
| Pre-tax net operating income | $366,000 | 3,471 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $11,000 | 3,958 |
| Income before extraordinary items | $355,000 | 3,323 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $355,000 | 3,327 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $355,000 | 3,327 |
| Net charge-offs | $24,000 | 3,566 |
| Cash dividends | $398,000 | 1,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $355,000 | 3,154 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,863,000 | 5,838 |
| Total interest expense | $367,000 | 6,325 |
| Net interest income | $2,496,000 | 5,647 |
| Provision for loan and lease losses | $206,000 | 4,600 |
| Total noninterest income | $240,000 | 5,515 |
| Gross Fiduciary activities income | $13,000 | 1,069 |
| Service charges on deposit accounts | $101,000 | 5,496 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $126,000 | 5,064 |
| Total noninterest expense | $1,254,000 | 6,570 |
| Salaries and employee benefits | $691,000 | 6,497 |
| Premises and equipment expense | $105,000 | 6,789 |
| Additional noninterest expense | $458,000 | 6,388 |
| Pre-tax net operating income | $1,276,000 | 3,299 |
| Securities gains (losses) | $-85,000 | 7,071 |
| Applicable income taxes | $243,000 | 2,723 |
| Income before extraordinary items | $948,000 | 3,651 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $948,000 | 3,654 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $948,000 | 3,654 |
| Net charge-offs | $29,000 | 5,759 |
| Cash dividends | $495,000 | 2,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,016,000 | 3,415 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,876,000 | 6,152 |
| Total interest expense | $239,000 | 6,584 |
| Net interest income | $1,637,000 | 5,965 |
| Provision for loan and lease losses | $85,000 | 5,150 |
| Total noninterest income | $142,000 | 5,893 |
| Gross Fiduciary activities income | $9,000 | 1,050 |
| Service charges on deposit accounts | $68,000 | 5,668 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $65,000 | 5,541 |
| Total noninterest expense | $831,000 | 6,762 |
| Salaries and employee benefits | $460,000 | 6,690 |
| Premises and equipment expense | $64,000 | 6,976 |
| Additional noninterest expense | $307,000 | 6,567 |
| Pre-tax net operating income | $863,000 | 3,573 |
| Securities gains (losses) | $-85,000 | 7,205 |
| Applicable income taxes | $228,000 | 2,544 |
| Income before extraordinary items | $550,000 | 4,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $550,000 | 4,160 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $550,000 | 4,160 |
| Net charge-offs | $17,000 | 5,605 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $610,350 | 3,883 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $950,000 | 6,640 |
| Total interest expense | $112,000 | 7,007 |
| Net interest income | $838,000 | 6,462 |
| Provision for loan and lease losses | $85,000 | 4,593 |
| Total noninterest income | $70,000 | 6,280 |
| Gross Fiduciary activities income | $4,000 | 1,093 |
| Service charges on deposit accounts | $32,000 | 6,121 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 5,844 |
| Total noninterest expense | $418,000 | 7,114 |
| Salaries and employee benefits | $239,000 | 7,037 |
| Premises and equipment expense | $30,000 | 7,239 |
| Additional noninterest expense | $149,000 | 6,993 |
| Pre-tax net operating income | $405,000 | 4,182 |
| Securities gains (losses) | $-85,000 | 7,297 |
| Applicable income taxes | $103,000 | 2,841 |
| Income before extraordinary items | $217,000 | 4,899 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $217,000 | 4,898 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $217,000 | 4,899 |
| Net charge-offs | $6,000 | 5,501 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $274,800 | 4,500 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $993,000 | 5,278 |
| Total interest expense | $222,000 | 5,019 |
| Net interest income | $771,000 | 5,267 |
| Provision for loan and lease losses | $105,000 | 3,279 |
| Total noninterest income | $69,000 | 5,509 |
| Gross Fiduciary activities income | $4,000 | 1,027 |
| Service charges on deposit accounts | $29,000 | 5,277 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $36,000 | 5,153 |
| Total noninterest expense | $460,000 | 6,094 |
| Salaries and employee benefits | $287,000 | 5,720 |
| Premises and equipment expense | $27,000 | 6,899 |
| Additional noninterest expense | $146,000 | 6,186 |
| Pre-tax net operating income | $275,000 | 3,673 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $76,000 | 2,483 |
| Income before extraordinary items | $199,000 | 3,999 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $199,000 | 3,998 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $199,000 | 3,999 |
| Net charge-offs | $202,000 | 2,115 |
| Cash dividends | $6,897,000 | 74 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $199,000 | 3,942 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,363,000 | 5,186 |
| Total interest expense | $1,006,000 | 5,213 |
| Net interest income | $3,357,000 | 5,064 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $277,000 | 5,522 |
| Gross Fiduciary activities income | $16,000 | 1,090 |
| Service charges on deposit accounts | $136,000 | 5,065 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $125,000 | 5,183 |
| Total noninterest expense | $1,772,000 | 6,231 |
| Salaries and employee benefits | $999,000 | 6,030 |
| Premises and equipment expense | $123,000 | 6,858 |
| Additional noninterest expense | $650,000 | 6,054 |
| Pre-tax net operating income | $1,862,000 | 2,376 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $550,000 | 1,790 |
| Income before extraordinary items | $1,312,000 | 2,740 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,312,000 | 2,736 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,312,000 | 2,741 |
| Net charge-offs | $173,000 | 4,902 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,312,000 | 2,640 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,295,000 | 5,261 |
| Total interest expense | $764,000 | 5,343 |
| Net interest income | $2,531,000 | 5,110 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $227,000 | 5,474 |
| Gross Fiduciary activities income | $12,000 | 1,066 |
| Service charges on deposit accounts | $105,000 | 5,105 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $110,000 | 5,088 |
| Total noninterest expense | $1,329,000 | 6,286 |
| Salaries and employee benefits | $741,000 | 6,104 |
| Premises and equipment expense | $92,000 | 6,946 |
| Additional noninterest expense | $496,000 | 6,057 |
| Pre-tax net operating income | $1,429,000 | 2,465 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $421,000 | 1,835 |
| Income before extraordinary items | $1,008,000 | 2,869 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,008,000 | 2,864 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,008,000 | 2,868 |
| Net charge-offs | $65,000 | 5,312 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,008,000 | 2,733 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,193,000 | 5,299 |
| Total interest expense | $510,000 | 5,435 |
| Net interest income | $1,683,000 | 5,123 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $111,000 | 5,929 |
| Gross Fiduciary activities income | $8,000 | 1,086 |
| Service charges on deposit accounts | $69,000 | 5,136 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $34,000 | 6,017 |
| Total noninterest expense | $895,000 | 6,309 |
| Salaries and employee benefits | $503,000 | 6,105 |
| Premises and equipment expense | $60,000 | 7,012 |
| Additional noninterest expense | $332,000 | 6,084 |
| Pre-tax net operating income | $899,000 | 2,582 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $250,000 | 1,908 |
| Income before extraordinary items | $649,000 | 2,906 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $649,000 | 2,900 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $649,000 | 2,904 |
| Net charge-offs | $67,000 | 4,621 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $649,000 | 2,799 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 5,377 |
| Total interest expense | $258,000 | 5,538 |
| Net interest income | $831,000 | 5,188 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $52,000 | 6,072 |
| Gross Fiduciary activities income | $4,000 | 1,077 |
| Service charges on deposit accounts | $33,000 | 5,208 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,000 | 6,257 |
| Total noninterest expense | $463,000 | 6,324 |
| Salaries and employee benefits | $253,000 | 6,168 |
| Premises and equipment expense | $33,000 | 6,994 |
| Additional noninterest expense | $177,000 | 5,973 |
| Pre-tax net operating income | $420,000 | 2,748 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $120,000 | 1,941 |
| Income before extraordinary items | $300,000 | 3,126 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $300,000 | 3,123 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $300,000 | 3,126 |
| Net charge-offs | $67,000 | 3,472 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $300,000 | 3,013 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,634,000 | 5,339 |
| Total interest expense | $1,363,000 | 5,374 |
| Net interest income | $3,271,000 | 5,153 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $266,000 | 5,799 |
| Gross Fiduciary activities income | $42,000 | 987 |
| Service charges on deposit accounts | $133,000 | 5,328 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $91,000 | 5,761 |
| Total noninterest expense | $1,712,000 | 6,537 |
| Salaries and employee benefits | $928,000 | 6,394 |
| Premises and equipment expense | $135,000 | 7,060 |
| Additional noninterest expense | $649,000 | 6,301 |
| Pre-tax net operating income | $1,825,000 | 2,058 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $532,000 | 1,493 |
| Income before extraordinary items | $1,293,000 | 2,357 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,293,000 | 2,355 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,293,000 | 2,356 |
| Net charge-offs | $-84,000 | 7,974 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,293,000 | 2,311 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,478,000 | 5,407 |
| Total interest expense | $1,067,000 | 5,411 |
| Net interest income | $2,411,000 | 5,214 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $161,000 | 6,233 |
| Gross Fiduciary activities income | $20,000 | 1,026 |
| Service charges on deposit accounts | $99,000 | 5,379 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $42,000 | 6,401 |
| Total noninterest expense | $1,267,000 | 6,603 |
| Salaries and employee benefits | $703,000 | 6,415 |
| Premises and equipment expense | $106,000 | 7,064 |
| Additional noninterest expense | $458,000 | 6,434 |
| Pre-tax net operating income | $1,305,000 | 2,296 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $375,000 | 1,699 |
| Income before extraordinary items | $930,000 | 2,592 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $930,000 | 2,589 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $930,000 | 2,592 |
| Net charge-offs | $8,000 | 6,593 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $930,000 | 2,550 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 5,475 |
| Total interest expense | $740,000 | 5,446 |
| Net interest income | $1,565,000 | 5,289 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $111,000 | 6,237 |
| Gross Fiduciary activities income | $16,000 | 1,009 |
| Service charges on deposit accounts | $64,000 | 5,441 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $31,000 | 6,373 |
| Total noninterest expense | $866,000 | 6,612 |
| Salaries and employee benefits | $478,000 | 6,433 |
| Premises and equipment expense | $70,000 | 7,134 |
| Additional noninterest expense | $318,000 | 6,382 |
| Pre-tax net operating income | $810,000 | 2,496 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $235,000 | 1,791 |
| Income before extraordinary items | $575,000 | 2,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $575,000 | 2,840 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $575,000 | 2,842 |
| Net charge-offs | $8,000 | 6,088 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $575,000 | 2,730 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,156,000 | 5,520 |
| Total interest expense | $384,000 | 5,469 |
| Net interest income | $772,000 | 5,324 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $56,000 | 6,213 |
| Gross Fiduciary activities income | $4,000 | 1,095 |
| Service charges on deposit accounts | $33,000 | 5,355 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $19,000 | 6,215 |
| Total noninterest expense | $424,000 | 6,635 |
| Salaries and employee benefits | $242,000 | 6,467 |
| Premises and equipment expense | $41,000 | 6,946 |
| Additional noninterest expense | $141,000 | 6,468 |
| Pre-tax net operating income | $404,000 | 2,784 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $125,000 | 1,964 |
| Income before extraordinary items | $279,000 | 3,255 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $279,000 | 3,254 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $279,000 | 3,255 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $279,000 | 3,108 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,692,000 | 5,631 |
| Total interest expense | $1,897,000 | 5,439 |
| Net interest income | $2,795,000 | 5,608 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $254,000 | 6,111 |
| Gross Fiduciary activities income | $29,000 | 1,062 |
| Service charges on deposit accounts | $146,000 | 5,365 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $79,000 | 6,232 |
| Total noninterest expense | $1,547,000 | 6,809 |
| Salaries and employee benefits | $890,000 | 6,674 |
| Premises and equipment expense | $130,000 | 7,330 |
| Additional noninterest expense | $527,000 | 6,512 |
| Pre-tax net operating income | $1,502,000 | 3,035 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $409,000 | 2,060 |
| Income before extraordinary items | $1,093,000 | 3,115 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,093,000 | 3,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 4,932 |
| Cash dividends | $1,200,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,093,000 | 3,265 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,484,000 | 5,729 |
| Total interest expense | $1,455,000 | 5,509 |
| Net interest income | $2,029,000 | 5,755 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $189,000 | 6,218 |
| Gross Fiduciary activities income | $18,000 | 1,073 |
| Service charges on deposit accounts | $109,000 | 5,413 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $62,000 | 6,314 |
| Total noninterest expense | $1,154,000 | 6,819 |
| Salaries and employee benefits | $677,000 | 6,663 |
| Premises and equipment expense | $101,000 | 7,341 |
| Additional noninterest expense | $376,000 | 6,609 |
| Pre-tax net operating income | $1,064,000 | 3,567 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $268,000 | 2,592 |
| Income before extraordinary items | $796,000 | 3,573 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $796,000 | 3,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,498 |
| Cash dividends | $1,200,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $796,000 | 3,716 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,287,000 | 5,844 |
| Total interest expense | $992,000 | 5,602 |
| Net interest income | $1,295,000 | 5,878 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $125,000 | 6,299 |
| Gross Fiduciary activities income | $14,000 | 1,072 |
| Service charges on deposit accounts | $69,000 | 5,503 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $42,000 | 6,364 |
| Total noninterest expense | $759,000 | 6,903 |
| Salaries and employee benefits | $459,000 | 6,689 |
| Premises and equipment expense | $61,000 | 7,494 |
| Additional noninterest expense | $239,000 | 6,743 |
| Pre-tax net operating income | $661,000 | 3,809 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $163,000 | 2,918 |
| Income before extraordinary items | $498,000 | 4,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $498,000 | 4,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,062 |
| Cash dividends | $1,200,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $498,000 | 3,971 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 5,918 |
| Total interest expense | $513,000 | 5,687 |
| Net interest income | $635,000 | 5,952 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $57,000 | 6,444 |
| Gross Fiduciary activities income | $8,000 | 1,052 |
| Service charges on deposit accounts | $32,000 | 5,589 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 6,648 |
| Total noninterest expense | $384,000 | 6,910 |
| Salaries and employee benefits | $227,000 | 6,740 |
| Premises and equipment expense | $33,000 | 7,431 |
| Additional noninterest expense | $124,000 | 6,644 |
| Pre-tax net operating income | $308,000 | 4,089 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $67,000 | 3,264 |
| Income before extraordinary items | $241,000 | 4,268 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $241,000 | 4,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,217 |
| Cash dividends | $1,200,000 | 627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $241,000 | 4,165 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,564,000 | 5,954 |
| Total interest expense | $2,053,000 | 5,785 |
| Net interest income | $2,511,000 | 5,967 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $260,000 | 6,311 |
| Gross Fiduciary activities income | $31,000 | 1,086 |
| Service charges on deposit accounts | $142,000 | 5,509 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $87,000 | 6,423 |
| Total noninterest expense | $1,467,000 | 6,966 |
| Salaries and employee benefits | $883,000 | 6,757 |
| Premises and equipment expense | $123,000 | 7,509 |
| Additional noninterest expense | $461,000 | 6,775 |
| Pre-tax net operating income | $1,304,000 | 4,178 |
| Securities gains (losses) | $-45,000 | 7,987 |
| Applicable income taxes | $350,000 | 3,184 |
| Income before extraordinary items | $909,000 | 4,523 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $909,000 | 4,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-87,000 | 8,366 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $941,400 | 4,439 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,393,000 | 5,997 |
| Total interest expense | $1,513,000 | 5,849 |
| Net interest income | $1,880,000 | 5,989 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $197,000 | 6,334 |
| Gross Fiduciary activities income | $24,000 | 1,059 |
| Service charges on deposit accounts | $106,000 | 5,542 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $67,000 | 6,397 |
| Total noninterest expense | $1,132,000 | 6,893 |
| Salaries and employee benefits | $680,000 | 6,661 |
| Premises and equipment expense | $102,000 | 7,372 |
| Additional noninterest expense | $350,000 | 6,734 |
| Pre-tax net operating income | $945,000 | 4,481 |
| Securities gains (losses) | $-45,000 | 8,150 |
| Applicable income taxes | $228,000 | 3,551 |
| Income before extraordinary items | $672,000 | 4,776 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $672,000 | 4,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 8,351 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $705,750 | 4,634 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,210,000 | 6,075 |
| Total interest expense | $979,000 | 5,919 |
| Net interest income | $1,231,000 | 6,090 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $134,000 | 6,327 |
| Gross Fiduciary activities income | $19,000 | 1,043 |
| Service charges on deposit accounts | $66,000 | 5,676 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $49,000 | 6,304 |
| Total noninterest expense | $752,000 | 6,937 |
| Salaries and employee benefits | $462,000 | 6,665 |
| Premises and equipment expense | $64,000 | 7,478 |
| Additional noninterest expense | $226,000 | 6,830 |
| Pre-tax net operating income | $613,000 | 4,598 |
| Securities gains (losses) | $-31,000 | 8,221 |
| Applicable income taxes | $146,000 | 3,687 |
| Income before extraordinary items | $436,000 | 4,871 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $436,000 | 4,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,846 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $459,250 | 4,754 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 6,152 |
| Total interest expense | $474,000 | 5,982 |
| Net interest income | $599,000 | 6,165 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $66,000 | 6,351 |
| Gross Fiduciary activities income | $14,000 | 1,006 |
| Service charges on deposit accounts | $32,000 | 5,690 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $20,000 | 6,614 |
| Total noninterest expense | $387,000 | 6,906 |
| Salaries and employee benefits | $235,000 | 6,682 |
| Premises and equipment expense | $35,000 | 7,389 |
| Additional noninterest expense | $117,000 | 6,762 |
| Pre-tax net operating income | $278,000 | 4,822 |
| Securities gains (losses) | $-31,000 | 8,436 |
| Applicable income taxes | $58,000 | 3,953 |
| Income before extraordinary items | $189,000 | 5,193 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $189,000 | 5,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,927 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $212,870 | 4,905 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,884,000 | 6,203 |
| Total interest expense | $1,670,000 | 5,861 |
| Net interest income | $2,214,000 | 6,320 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $300,000 | 6,181 |
| Gross Fiduciary activities income | $79,000 | 967 |
| Service charges on deposit accounts | $141,000 | 5,626 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $80,000 | 6,674 |
| Total noninterest expense | $1,451,000 | 6,985 |
| Salaries and employee benefits | $862,000 | 6,775 |
| Premises and equipment expense | $143,000 | 7,335 |
| Additional noninterest expense | $446,000 | 6,819 |
| Pre-tax net operating income | $1,063,000 | 5,057 |
| Securities gains (losses) | $-50,000 | 7,943 |
| Applicable income taxes | $250,000 | 4,036 |
| Income before extraordinary items | $763,000 | 5,316 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $763,000 | 5,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,019 |
| Cash dividends | $500,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $800,500 | 5,209 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,852,000 | 6,272 |
| Total interest expense | $1,209,000 | 5,899 |
| Net interest income | $1,643,000 | 6,408 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $240,000 | 6,098 |
| Gross Fiduciary activities income | $73,000 | 924 |
| Service charges on deposit accounts | $107,000 | 5,679 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $60,000 | 6,682 |
| Total noninterest expense | $1,115,000 | 6,938 |
| Salaries and employee benefits | $662,000 | 6,700 |
| Premises and equipment expense | $113,000 | 7,267 |
| Additional noninterest expense | $340,000 | 6,790 |
| Pre-tax net operating income | $768,000 | 5,309 |
| Securities gains (losses) | $-50,000 | 8,180 |
| Applicable income taxes | $171,000 | 4,344 |
| Income before extraordinary items | $547,000 | 5,566 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $547,000 | 5,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,785 |
| Cash dividends | $500,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $585,000 | 5,410 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,832,000 | 6,343 |
| Total interest expense | $763,000 | 5,927 |
| Net interest income | $1,069,000 | 6,503 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $181,000 | 5,843 |
| Gross Fiduciary activities income | $67,000 | 887 |
| Service charges on deposit accounts | $70,000 | 5,718 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $44,000 | 6,558 |
| Total noninterest expense | $775,000 | 6,849 |
| Salaries and employee benefits | $462,000 | 6,626 |
| Premises and equipment expense | $73,000 | 7,349 |
| Additional noninterest expense | $240,000 | 6,673 |
| Pre-tax net operating income | $475,000 | 5,521 |
| Securities gains (losses) | $-10,000 | 7,862 |
| Applicable income taxes | $115,000 | 4,355 |
| Income before extraordinary items | $350,000 | 5,690 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $350,000 | 5,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,722 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $357,500 | 5,641 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $869,000 | 6,442 |
| Total interest expense | $362,000 | 5,943 |
| Net interest income | $507,000 | 6,650 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $115,000 | 5,302 |
| Gross Fiduciary activities income | $61,000 | 770 |
| Service charges on deposit accounts | $34,000 | 5,706 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,714 |
| Total noninterest expense | $408,000 | 6,733 |
| Salaries and employee benefits | $238,000 | 6,577 |
| Premises and equipment expense | $38,000 | 7,293 |
| Additional noninterest expense | $132,000 | 6,413 |
| Pre-tax net operating income | $214,000 | 5,699 |
| Securities gains (losses) | $-10,000 | 8,238 |
| Applicable income taxes | $51,000 | 4,470 |
| Income before extraordinary items | $153,000 | 5,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $153,000 | 5,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,694 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $160,500 | 5,813 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 6,169 |
| Total interest expense | $1,273,000 | 5,676 |
| Net interest income | $2,242,000 | 6,329 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $270,000 | 6,530 |
| Gross Fiduciary activities income | $39,000 | 1,077 |
| Service charges on deposit accounts | $144,000 | 5,683 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $87,000 | 6,625 |
| Total noninterest expense | $1,524,000 | 6,841 |
| Salaries and employee benefits | $887,000 | 6,680 |
| Premises and equipment expense | $164,000 | 7,123 |
| Additional noninterest expense | $473,000 | 6,725 |
| Pre-tax net operating income | $988,000 | 5,393 |
| Securities gains (losses) | $-14,000 | 7,671 |
| Applicable income taxes | $305,000 | 4,104 |
| Income before extraordinary items | $669,000 | 5,757 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $669,000 | 5,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,178 |
| Cash dividends | $200,000 | 4,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $678,660 | 5,711 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,597,000 | 6,205 |
| Total interest expense | $918,000 | 5,683 |
| Net interest income | $1,679,000 | 6,375 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $199,000 | 6,599 |
| Gross Fiduciary activities income | $30,000 | 1,066 |
| Service charges on deposit accounts | $103,000 | 5,805 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $66,000 | 6,601 |
| Total noninterest expense | $1,132,000 | 6,876 |
| Salaries and employee benefits | $675,000 | 6,640 |
| Premises and equipment expense | $112,000 | 7,293 |
| Additional noninterest expense | $345,000 | 6,769 |
| Pre-tax net operating income | $746,000 | 5,515 |
| Securities gains (losses) | $-14,000 | 8,034 |
| Applicable income taxes | $220,000 | 4,280 |
| Income before extraordinary items | $512,000 | 5,848 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $512,000 | 5,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,052 |
| Cash dividends | $200,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $521,800 | 5,773 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 6,220 |
| Total interest expense | $585,000 | 5,624 |
| Net interest income | $1,103,000 | 6,410 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $133,000 | 6,569 |
| Gross Fiduciary activities income | $21,000 | 1,064 |
| Service charges on deposit accounts | $65,000 | 5,865 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $47,000 | 6,506 |
| Total noninterest expense | $771,000 | 6,820 |
| Salaries and employee benefits | $466,000 | 6,540 |
| Premises and equipment expense | $72,000 | 7,364 |
| Additional noninterest expense | $233,000 | 6,740 |
| Pre-tax net operating income | $465,000 | 5,627 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $143,000 | 4,322 |
| Income before extraordinary items | $322,000 | 5,961 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $322,000 | 5,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,892 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $322,000 | 5,909 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $826,000 | 6,294 |
| Total interest expense | $270,000 | 5,763 |
| Net interest income | $556,000 | 6,424 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $60,000 | 6,751 |
| Gross Fiduciary activities income | $8,000 | 1,093 |
| Service charges on deposit accounts | $31,000 | 5,927 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,763 |
| Total noninterest expense | $403,000 | 6,750 |
| Salaries and employee benefits | $238,000 | 6,517 |
| Premises and equipment expense | $38,000 | 7,311 |
| Additional noninterest expense | $127,000 | 6,504 |
| Pre-tax net operating income | $213,000 | 5,813 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $66,000 | 4,377 |
| Income before extraordinary items | $147,000 | 6,145 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $147,000 | 6,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $147,000 | 6,101 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,524,000 | 5,951 |
| Total interest expense | $1,157,000 | 5,221 |
| Net interest income | $2,367,000 | 6,165 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $259,000 | 6,706 |
| Gross Fiduciary activities income | $31,000 | 1,135 |
| Service charges on deposit accounts | $151,000 | 5,769 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $77,000 | 6,829 |
| Total noninterest expense | $1,524,000 | 6,844 |
| Salaries and employee benefits | $865,000 | 6,745 |
| Premises and equipment expense | $232,000 | 6,387 |
| Additional noninterest expense | $427,000 | 6,980 |
| Pre-tax net operating income | $1,102,000 | 4,994 |
| Securities gains (losses) | $-9,000 | 8,207 |
| Applicable income taxes | $331,000 | 4,026 |
| Income before extraordinary items | $762,000 | 5,383 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $762,000 | 5,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,975 |
| Cash dividends | $1,300,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $768,300 | 5,276 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,668,000 | 5,918 |
| Total interest expense | $878,000 | 5,158 |
| Net interest income | $1,790,000 | 6,153 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $198,000 | 6,690 |
| Gross Fiduciary activities income | $22,000 | 1,127 |
| Service charges on deposit accounts | $116,000 | 5,767 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $60,000 | 6,801 |
| Total noninterest expense | $1,154,000 | 6,790 |
| Salaries and employee benefits | $663,000 | 6,625 |
| Premises and equipment expense | $184,000 | 6,222 |
| Additional noninterest expense | $307,000 | 7,029 |
| Pre-tax net operating income | $834,000 | 5,072 |
| Securities gains (losses) | $-9,000 | 8,488 |
| Applicable income taxes | $250,000 | 4,090 |
| Income before extraordinary items | $575,000 | 5,475 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $575,000 | 5,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,953 |
| Cash dividends | $700,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $581,300 | 5,372 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 5,929 |
| Total interest expense | $589,000 | 5,157 |
| Net interest income | $1,182,000 | 6,192 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $139,000 | 6,631 |
| Gross Fiduciary activities income | $15,000 | 1,136 |
| Service charges on deposit accounts | $79,000 | 5,743 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $45,000 | 6,633 |
| Total noninterest expense | $782,000 | 6,780 |
| Salaries and employee benefits | $452,000 | 6,598 |
| Premises and equipment expense | $124,000 | 6,231 |
| Additional noninterest expense | $206,000 | 7,067 |
| Pre-tax net operating income | $539,000 | 5,124 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $166,000 | 4,083 |
| Income before extraordinary items | $373,000 | 5,504 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $373,000 | 5,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $700,000 | 1,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $373,000 | 5,402 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $877,000 | 5,999 |
| Total interest expense | $299,000 | 5,173 |
| Net interest income | $578,000 | 6,266 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $66,000 | 6,695 |
| Gross Fiduciary activities income | $7,000 | 1,141 |
| Service charges on deposit accounts | $37,000 | 5,836 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $22,000 | 6,653 |
| Total noninterest expense | $402,000 | 6,749 |
| Salaries and employee benefits | $233,000 | 6,559 |
| Premises and equipment expense | $65,000 | 6,100 |
| Additional noninterest expense | $104,000 | 7,045 |
| Pre-tax net operating income | $242,000 | 5,361 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $73,000 | 4,279 |
| Income before extraordinary items | $169,000 | 5,733 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $169,000 | 5,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $169,000 | 5,612 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,789,000 | 5,815 |
| Total interest expense | $1,333,000 | 5,253 |
| Net interest income | $2,456,000 | 5,962 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $293,000 | 6,649 |
| Gross Fiduciary activities income | $31,000 | 1,169 |
| Service charges on deposit accounts | $152,000 | 5,836 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $110,000 | 6,367 |
| Total noninterest expense | $1,502,000 | 6,881 |
| Salaries and employee benefits | $913,000 | 6,553 |
| Premises and equipment expense | $148,000 | 7,428 |
| Additional noninterest expense | $441,000 | 6,892 |
| Pre-tax net operating income | $1,247,000 | 4,584 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $381,000 | 3,883 |
| Income before extraordinary items | $866,000 | 5,036 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $866,000 | 5,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $100,000 | 5,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $866,000 | 4,875 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,861,000 | 5,867 |
| Total interest expense | $1,023,000 | 5,305 |
| Net interest income | $1,838,000 | 5,995 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $187,000 | 7,007 |
| Gross Fiduciary activities income | $21,000 | 1,176 |
| Service charges on deposit accounts | $113,000 | 5,895 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,000 | 7,132 |
| Total noninterest expense | $1,092,000 | 6,969 |
| Salaries and employee benefits | $648,000 | 6,710 |
| Premises and equipment expense | $128,000 | 7,145 |
| Additional noninterest expense | $316,000 | 6,999 |
| Pre-tax net operating income | $933,000 | 4,740 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $297,000 | 3,928 |
| Income before extraordinary items | $636,000 | 5,239 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $636,000 | 5,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,128 |
| Cash dividends | $100,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $636,000 | 5,068 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,904,000 | 5,911 |
| Total interest expense | $707,000 | 5,307 |
| Net interest income | $1,197,000 | 6,068 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $121,000 | 7,043 |
| Gross Fiduciary activities income | $13,000 | 1,190 |
| Service charges on deposit accounts | $76,000 | 5,869 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $32,000 | 7,239 |
| Total noninterest expense | $751,000 | 6,901 |
| Salaries and employee benefits | $442,000 | 6,658 |
| Premises and equipment expense | $88,000 | 7,078 |
| Additional noninterest expense | $221,000 | 6,882 |
| Pre-tax net operating income | $567,000 | 4,998 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $179,000 | 4,187 |
| Income before extraordinary items | $388,000 | 5,492 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $388,000 | 5,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $388,000 | 5,279 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $966,000 | 5,875 |
| Total interest expense | $371,000 | 5,259 |
| Net interest income | $595,000 | 6,084 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $60,000 | 7,024 |
| Gross Fiduciary activities income | $6,000 | 1,199 |
| Service charges on deposit accounts | $37,000 | 5,850 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 7,158 |
| Total noninterest expense | $376,000 | 6,912 |
| Salaries and employee benefits | $225,000 | 6,621 |
| Premises and equipment expense | $41,000 | 7,269 |
| Additional noninterest expense | $110,000 | 6,890 |
| Pre-tax net operating income | $279,000 | 4,974 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $89,000 | 4,165 |
| Income before extraordinary items | $190,000 | 5,446 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $190,000 | 5,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $190,000 | 5,252 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,190,000 | 5,765 |
| Total interest expense | $1,662,000 | 5,402 |
| Net interest income | $2,528,000 | 5,866 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $249,000 | 6,869 |
| Gross Fiduciary activities income | $24,000 | 1,242 |
| Service charges on deposit accounts | $151,000 | 5,822 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $74,000 | 6,996 |
| Total noninterest expense | $1,472,000 | 6,900 |
| Salaries and employee benefits | $847,000 | 6,709 |
| Premises and equipment expense | $211,000 | 6,643 |
| Additional noninterest expense | $414,000 | 7,048 |
| Pre-tax net operating income | $1,305,000 | 4,478 |
| Securities gains (losses) | $69,000 | 2,112 |
| Applicable income taxes | $440,000 | 3,703 |
| Income before extraordinary items | $934,000 | 4,776 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $934,000 | 4,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,804 |
| Cash dividends | $500,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $887,080 | 4,788 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,704,000 | 5,828 |
| Total interest expense | $2,274,000 | 5,709 |
| Net interest income | $2,430,000 | 5,810 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $283,000 | 6,561 |
| Gross Fiduciary activities income | $32,000 | 1,221 |
| Service charges on deposit accounts | $161,000 | 5,656 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $90,000 | 6,656 |
| Total noninterest expense | $1,399,000 | 7,016 |
| Salaries and employee benefits | $857,000 | 6,553 |
| Premises and equipment expense | $178,000 | 7,095 |
| Additional noninterest expense | $364,000 | 7,402 |
| Pre-tax net operating income | $1,314,000 | 4,192 |
| Securities gains (losses) | $52,000 | 2,305 |
| Applicable income taxes | $414,000 | 3,668 |
| Income before extraordinary items | $952,000 | 4,415 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $952,000 | 4,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 9,343 |
| Cash dividends | $850,000 | 2,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $915,600 | 4,406 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,777,000 | 5,903 |
| Total interest expense | $2,255,000 | 5,900 |
| Net interest income | $2,522,000 | 5,767 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $414,000 | 5,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 5,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 4,449 |
| Total noninterest expense | $1,391,000 | 7,022 |
| Salaries and employee benefits | $864,000 | 6,444 |
| Premises and equipment expense | $166,000 | 7,315 |
| Additional noninterest expense | $361,000 | 7,468 |
| Pre-tax net operating income | $1,545,000 | 3,994 |
| Securities gains (losses) | $-45,000 | 9,153 |
| Applicable income taxes | $483,000 | 3,562 |
| Income before extraordinary items | $1,017,000 | 4,336 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,017,000 | 4,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-93,000 | 9,732 |
| Cash dividends | $1,500,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,047,600 | 4,256 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,731,000 | 5,761 |
| Total interest expense | $2,325,000 | 5,454 |
| Net interest income | $2,406,000 | 5,947 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $334,000 | 6,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 5,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,495 |
| Total noninterest expense | $1,397,000 | 7,044 |
| Salaries and employee benefits | $853,000 | 6,530 |
| Premises and equipment expense | $194,000 | 6,910 |
| Additional noninterest expense | $350,000 | 7,704 |
| Pre-tax net operating income | $1,343,000 | 4,425 |
| Securities gains (losses) | $-109,000 | 9,971 |
| Applicable income taxes | $385,000 | 4,267 |
| Income before extraordinary items | $849,000 | 4,907 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $849,000 | 4,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 9,752 |
| Cash dividends | $500,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $924,210 | 4,632 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,871,000 | 5,784 |
| Total interest expense | $2,451,000 | 5,433 |
| Net interest income | $2,420,000 | 5,962 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $274,000 | 6,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 5,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,209 |
| Total noninterest expense | $1,381,000 | 7,014 |
| Salaries and employee benefits | $810,000 | 6,645 |
| Premises and equipment expense | $222,000 | 6,393 |
| Additional noninterest expense | $349,000 | 7,673 |
| Pre-tax net operating income | $1,313,000 | 4,579 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $428,000 | 4,247 |
| Income before extraordinary items | $885,000 | 4,891 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $885,000 | 4,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 10,202 |
| Cash dividends | $1,200,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $885,000 | 4,793 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,775,000 | 5,976 |
| Total interest expense | $2,419,000 | 5,533 |
| Net interest income | $2,356,000 | 6,279 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $287,000 | 6,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 6,110 |
| Total noninterest expense | $1,348,000 | 7,187 |
| Salaries and employee benefits | $781,000 | 6,875 |
| Premises and equipment expense | $204,000 | 6,772 |
| Additional noninterest expense | $363,000 | 7,685 |
| Pre-tax net operating income | $1,295,000 | 4,978 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $407,000 | 4,832 |
| Income before extraordinary items | $887,000 | 5,097 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $887,000 | 5,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 10,368 |
| Cash dividends | $800,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $887,690 | 5,050 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,524,000 | 6,373 |
| Total interest expense | $2,242,000 | 5,962 |
| Net interest income | $2,282,000 | 6,590 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $280,000 | 7,194 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,594 |
| Total noninterest expense | $1,285,000 | 7,703 |
| Salaries and employee benefits | $763,000 | 7,181 |
| Premises and equipment expense | $184,000 | 7,341 |
| Additional noninterest expense | $338,000 | 8,480 |
| Pre-tax net operating income | $1,277,000 | 4,894 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $403,000 | 4,867 |
| Income before extraordinary items | $874,000 | 4,969 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $874,000 | 4,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,815 |
| Cash dividends | $340,000 | 4,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $874,000 | 4,924 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,567,000 | 6,391 |
| Total interest expense | $2,287,000 | 5,913 |
| Net interest income | $2,280,000 | 6,726 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $256,000 | 7,634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 6,790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,865 |
| Total noninterest expense | $1,250,000 | 8,041 |
| Salaries and employee benefits | $729,000 | 7,541 |
| Premises and equipment expense | $171,000 | 7,793 |
| Additional noninterest expense | $350,000 | 8,689 |
| Pre-tax net operating income | $1,286,000 | 5,005 |
| Securities gains (losses) | $-58,000 | 11,256 |
| Applicable income taxes | $308,000 | 5,904 |
| Income before extraordinary items | $920,000 | 4,902 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $920,000 | 4,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 11,353 |
| Cash dividends | $280,000 | 4,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $963,500 | 4,728 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,246,000 | 7,704 |
| Total interest expense | $1,606,000 | 6,590 |
| Net interest income | $1,640,000 | 8,481 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $256,000 | 7,861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 6,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 7,272 |
| Total noninterest expense | $1,106,000 | 8,962 |
| Salaries and employee benefits | $626,000 | 8,436 |
| Premises and equipment expense | $134,000 | 8,981 |
| Additional noninterest expense | $346,000 | 9,398 |
| Pre-tax net operating income | $790,000 | 6,922 |
| Securities gains (losses) | $-122,000 | 11,675 |
| Applicable income taxes | $187,000 | 7,575 |
| Income before extraordinary items | $481,000 | 7,454 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $481,000 | 7,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 11,034 |
| Cash dividends | $260,000 | 4,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $568,840 | 6,827 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,579,000 | 7,424 |
| Total interest expense | $1,761,000 | 6,444 |
| Net interest income | $1,818,000 | 8,195 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $280,000 | 7,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 7,302 |
| Total noninterest expense | $1,137,000 | 9,177 |
| Salaries and employee benefits | $628,000 | 8,574 |
| Premises and equipment expense | $147,000 | 8,987 |
| Additional noninterest expense | $362,000 | 9,699 |
| Pre-tax net operating income | $961,000 | 6,065 |
| Securities gains (losses) | $-39,000 | 13,053 |
| Applicable income taxes | $276,000 | 6,401 |
| Income before extraordinary items | $646,000 | 6,452 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $646,000 | 6,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 12,420 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $673,300 | 6,036 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,088,000 | 7,395 |
| Total interest expense | $2,068,000 | 6,954 |
| Net interest income | $2,020,000 | 7,695 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $359,000 | 6,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 7,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 5,372 |
| Total noninterest expense | $1,107,000 | 9,477 |
| Salaries and employee benefits | $591,000 | 8,886 |
| Premises and equipment expense | $143,000 | 9,322 |
| Additional noninterest expense | $373,000 | 9,907 |
| Pre-tax net operating income | $1,272,000 | 4,684 |
| Securities gains (losses) | $177,000 | 2,187 |
| Applicable income taxes | $371,000 | 5,076 |
| Income before extraordinary items | $1,078,000 | 4,207 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,078,000 | 4,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 13,671 |
| Cash dividends | $1,810,000 | 932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $947,020 | 4,406 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.