Home > Rhode Island Hospital Trust National Bank > Income and Expense
Rhode Island Hospital Trust National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $230,993,000 | 215 |
| Total interest expense | $120,689,000 | 204 |
| Net interest income | $110,304,000 | 219 |
| Provision for loan and lease losses | $8,104,000 | 239 |
| Total noninterest income | $64,405,000 | 189 |
| Gross Fiduciary activities income | $32,127,000 | 69 |
| Service charges on deposit accounts | $10,372,000 | 166 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $21,906,000 | 248 |
| Total noninterest expense | $89,136,000 | 231 |
| Salaries and employee benefits | $47,715,000 | 186 |
| Premises and equipment expense | $7,476,000 | 310 |
| Additional noninterest expense | $33,945,000 | 249 |
| Pre-tax net operating income | $77,469,000 | 181 |
| Securities gains (losses) | $2,222,000 | 169 |
| Applicable income taxes | $29,414,000 | 172 |
| Income before extraordinary items | $50,277,000 | 184 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $50,277,000 | 184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,070,000 | 215 |
| Cash dividends | $49,257,000 | 128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $48,854,920 | 183 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $220,197,000 | 243 |
| Total interest expense | $104,254,000 | 245 |
| Net interest income | $115,943,000 | 243 |
| Provision for loan and lease losses | $3,653,000 | 407 |
| Total noninterest income | $54,742,000 | 217 |
| Gross Fiduciary activities income | $27,989,000 | 76 |
| Service charges on deposit accounts | $10,625,000 | 193 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $16,128,000 | 329 |
| Total noninterest expense | $88,836,000 | 266 |
| Salaries and employee benefits | $47,609,000 | 202 |
| Premises and equipment expense | $7,922,000 | 327 |
| Additional noninterest expense | $33,305,000 | 308 |
| Pre-tax net operating income | $78,196,000 | 179 |
| Securities gains (losses) | $844,000 | 294 |
| Applicable income taxes | $31,708,000 | 161 |
| Income before extraordinary items | $47,332,000 | 197 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $47,332,000 | 197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,687,000 | 308 |
| Cash dividends | $34,250,000 | 188 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $46,791,840 | 195 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $205,821,000 | 267 |
| Total interest expense | $93,729,000 | 285 |
| Net interest income | $112,092,000 | 258 |
| Provision for loan and lease losses | $2,549,000 | 500 |
| Total noninterest income | $64,546,000 | 198 |
| Gross Fiduciary activities income | $26,068,000 | 78 |
| Service charges on deposit accounts | $10,879,000 | 206 |
| Trading account gains and fees | $14,000 | 412 |
| Additional Noninterest Income | $27,585,000 | 233 |
| Total noninterest expense | $84,674,000 | 278 |
| Salaries and employee benefits | $61,685,000 | 165 |
| Premises and equipment expense | $9,720,000 | 298 |
| Additional noninterest expense | $13,269,000 | 550 |
| Pre-tax net operating income | $89,415,000 | 166 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $35,578,000 | 150 |
| Income before extraordinary items | $53,837,000 | 183 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $53,837,000 | 182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,549,000 | 494 |
| Cash dividends | $48,576,000 | 132 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $53,837,000 | 180 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $175,740,000 | 279 |
| Total interest expense | $77,864,000 | 265 |
| Net interest income | $97,876,000 | 269 |
| Provision for loan and lease losses | $2,853,000 | 452 |
| Total noninterest income | $90,053,000 | 152 |
| Gross Fiduciary activities income | $24,369,000 | 85 |
| Service charges on deposit accounts | $12,308,000 | 189 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $53,376,000 | 135 |
| Total noninterest expense | $113,019,000 | 220 |
| Salaries and employee benefits | $55,031,000 | 181 |
| Premises and equipment expense | $8,371,000 | 335 |
| Additional noninterest expense | $49,617,000 | 238 |
| Pre-tax net operating income | $72,057,000 | 185 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $29,218,000 | 163 |
| Income before extraordinary items | $42,839,000 | 197 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $42,839,000 | 197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,853,000 | 146 |
| Cash dividends | $20,500,000 | 214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $42,839,000 | 201 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $187,391,000 | 246 |
| Total interest expense | $86,655,000 | 227 |
| Net interest income | $100,736,000 | 262 |
| Provision for loan and lease losses | $3,578,000 | 543 |
| Total noninterest income | $73,713,000 | 161 |
| Gross Fiduciary activities income | $26,212,000 | 83 |
| Service charges on deposit accounts | $12,425,000 | 184 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $35,076,000 | 178 |
| Total noninterest expense | $101,620,000 | 236 |
| Salaries and employee benefits | $50,176,000 | 182 |
| Premises and equipment expense | $7,868,000 | 354 |
| Additional noninterest expense | $43,576,000 | 264 |
| Pre-tax net operating income | $69,251,000 | 161 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $27,113,000 | 142 |
| Income before extraordinary items | $42,139,000 | 184 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $42,139,000 | 189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,135,000 | 325 |
| Cash dividends | $10,000,000 | 279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $42,138,360 | 177 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $204,455,000 | 250 |
| Total interest expense | $110,775,000 | 228 |
| Net interest income | $93,680,000 | 272 |
| Provision for loan and lease losses | $12,890,000 | 305 |
| Total noninterest income | $70,567,000 | 163 |
| Gross Fiduciary activities income | $25,817,000 | 82 |
| Service charges on deposit accounts | $12,581,000 | 172 |
| Trading account gains and fees | $-36,000 | 5,237 |
| Additional Noninterest Income | $32,205,000 | 187 |
| Total noninterest expense | $99,743,000 | 247 |
| Salaries and employee benefits | $44,969,000 | 197 |
| Premises and equipment expense | $8,190,000 | 344 |
| Additional noninterest expense | $46,584,000 | 256 |
| Pre-tax net operating income | $51,614,000 | 160 |
| Securities gains (losses) | $2,800,000 | 327 |
| Applicable income taxes | $20,614,000 | 141 |
| Income before extraordinary items | $33,800,000 | 184 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $33,800,000 | 182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,848,000 | 209 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $32,008,000 | 172 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.