Home > Rhinebeck Bank > Income and Expense

Rhinebeck Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$60,648,000790
Total interest expense$22,667,000721
Net interest income$37,981,000838
Provision for loan and lease losses$1,702,000603
Total noninterest income$5,244,0001,158
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,030,000972
Trading account gains and feesNANA
Additional Noninterest Income$4,214,000989
Total noninterest expense$34,927,000776
Salaries and employee benefits$19,477,000783
Premises and equipment expense$4,492,000613
Additional noninterest expense$4,214,000989
Pre-tax net operating income$6,596,0001,611
Securities gains (losses)$0988
Applicable income taxes$1,219,0001,308
Income before extraordinary items$5,377,0001,650
Extraordinary gains, net$054
Net income$5,377,0001,670
Minority interest net income$088
Net income of bank and minority interests.$5,377,0001,653
Net charge-offs$2,065,000378
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$-409,0004,571
Net operating income$5,377,0001,678
2023-09-30 (YTD Data)Rank
Total interest income$45,067,000789
Total interest expense$16,252,000708
Net interest income$28,815,000840
Provision for loan and lease losses$1,472,000530
Total noninterest income$4,256,0001,105
Gross Fiduciary activities income$0950
Service charges on deposit accounts$768,000975
Trading account gains and feesNANA
Additional Noninterest Income$3,488,000935
Total noninterest expense$26,446,000777
Salaries and employee benefits$14,632,000789
Premises and equipment expense$3,387,000613
Additional noninterest expense$3,488,000935
Pre-tax net operating income$5,153,0001,622
Securities gains (losses)$0849
Applicable income taxes$958,0001,315
Income before extraordinary items$4,195,0001,652
Extraordinary gains, net$052
Net income$4,195,0001,665
Minority interest net income$081
Net income of bank and minority interests.$4,195,0001,652
Net charge-offs$1,419,000348
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,195,0001,677
2023-06-30 (YTD Data)Rank
Total interest income$29,536,000776
Total interest expense$10,398,000666
Net interest income$19,138,000845
Provision for loan and lease losses$562,000735
Total noninterest income$2,651,0001,097
Gross Fiduciary activities income$0931
Service charges on deposit accounts$505,000973
Trading account gains and feesNANA
Additional Noninterest Income$2,146,000920
Total noninterest expense$17,924,000752
Salaries and employee benefits$10,045,000756
Premises and equipment expense$2,274,000595
Additional noninterest expense$2,146,000919
Pre-tax net operating income$3,303,0001,652
Securities gains (losses)$0938
Applicable income taxes$615,0001,355
Income before extraordinary items$2,688,0001,701
Extraordinary gains, net$051
Net income$2,688,0001,721
Minority interest net income$081
Net income of bank and minority interests.$2,688,0001,701
Net charge-offs$1,034,000302
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,688,0001,710
2023-03-31 (YTD Data)Rank
Total interest income$14,598,000772
Total interest expense$4,751,000638
Net interest income$9,847,000838
Provision for loan and lease losses$1,014,000345
Total noninterest income$1,335,0001,093
Gross Fiduciary activities income$0913
Service charges on deposit accounts$252,000986
Trading account gains and feesNANA
Additional Noninterest Income$1,083,000906
Total noninterest expense$8,934,000764
Salaries and employee benefits$5,181,000750
Premises and equipment expense$1,128,000624
Additional noninterest expense$1,083,000906
Pre-tax net operating income$1,234,0002,031
Securities gains (losses)$0950
Applicable income taxes$224,0001,600
Income before extraordinary items$1,010,0002,080
Extraordinary gains, net$04
Net income$1,010,0002,079
Minority interest net income$048
Net income of bank and minority interests.$1,010,0002,080
Net charge-offs$412,000311
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,010,0002,105
2022-12-31 (YTD Data)Rank
Total interest income$48,587,000766
Total interest expense$6,715,000623
Net interest income$41,872,000788
Provision for loan and lease losses$1,414,000655
Total noninterest income$5,912,0001,069
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$962,0001,046
Trading account gains and feesNANA
Additional Noninterest Income$4,950,000919
Total noninterest expense$36,270,000722
Salaries and employee benefits$21,294,000703
Premises and equipment expense$4,861,000567
Additional noninterest expense$4,950,000919
Pre-tax net operating income$10,100,0001,275
Securities gains (losses)$-170,0004,064
Applicable income taxes$1,899,0001,115
Income before extraordinary items$8,031,0001,308
Extraordinary gains, net$05
Net income$8,031,0001,308
Minority interest net income$063
Net income of bank and minority interests.$8,031,0001,308
Net charge-offs$1,030,000412
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$-304,0004,674
Net operating income$8,168,7001,308
2022-09-30 (YTD Data)Rank
Total interest income$35,264,000748
Total interest expense$3,135,000710
Net interest income$32,129,000757
Provision for loan and lease losses$1,112,000576
Total noninterest income$4,659,0001,057
Gross Fiduciary activities income$0968
Service charges on deposit accounts$659,0001,133
Trading account gains and feesNANA
Additional Noninterest Income$4,000,000888
Total noninterest expense$26,974,000727
Salaries and employee benefits$16,163,000694
Premises and equipment expense$3,614,000568
Additional noninterest expense$4,000,000888
Pre-tax net operating income$8,702,0001,129
Securities gains (losses)$-170,0004,326
Applicable income taxes$1,551,0001,040
Income before extraordinary items$6,981,0001,155
Extraordinary gains, net$04
Net income$6,981,0001,153
Minority interest net income$057
Net income of bank and minority interests.$6,981,0001,155
Net charge-offs$179,000730
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,120,4001,162
2022-06-30 (YTD Data)Rank
Total interest income$22,710,000740
Total interest expense$1,697,000689
Net interest income$21,013,000748
Provision for loan and lease losses$567,000645
Total noninterest income$3,299,0001,004
Gross Fiduciary activities income$0925
Service charges on deposit accounts$438,0001,115
Trading account gains and feesNANA
Additional Noninterest Income$2,861,000858
Total noninterest expense$18,041,000717
Salaries and employee benefits$10,882,000678
Premises and equipment expense$2,434,000556
Additional noninterest expense$4,725,000804
Pre-tax net operating income$5,704,0001,096
Securities gains (losses)$-162,0004,436
Applicable income taxes$956,0001,039
Income before extraordinary items$4,586,0001,113
Extraordinary gains, net$04
Net income$4,586,0001,112
Minority interest net income$060
Net income of bank and minority interests.$4,586,0001,113
Net charge-offs$-43,0004,136
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,720,4601,113
2022-03-31 (YTD Data)Rank
Total interest income$10,973,000745
Total interest expense$848,000647
Net interest income$10,125,000748
Provision for loan and lease losses$221,000626
Total noninterest income$1,673,000995
Gross Fiduciary activities income$0892
Service charges on deposit accounts$223,0001,102
Trading account gains and feesNANA
Additional Noninterest Income$1,450,000856
Total noninterest expense$8,849,000726
Salaries and employee benefits$5,442,000686
Premises and equipment expense$1,146,000599
Additional noninterest expense$2,261,000829
Pre-tax net operating income$2,728,0001,080
Securities gains (losses)$0623
Applicable income taxes$446,0001,042
Income before extraordinary items$2,282,0001,088
Extraordinary gains, net$04
Net income$2,282,0001,087
Minority interest net income$050
Net income of bank and minority interests.$2,282,0001,088
Net charge-offs$80,000547
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,282,0001,100
2021-12-31 (YTD Data)Rank
Total interest income$43,696,000755
Total interest expense$4,256,000628
Net interest income$39,440,000778
Provision for loan and lease losses$-3,667,0004,649
Total noninterest income$7,274,0001,039
Gross Fiduciary activities income$0994
Service charges on deposit accounts$813,0001,130
Trading account gains and feesNANA
Additional Noninterest Income$6,461,000896
Total noninterest expense$34,487,000747
Salaries and employee benefits$19,747,000740
Premises and equipment expense$4,373,000609
Additional noninterest expense$10,367,000750
Pre-tax net operating income$15,894,000901
Securities gains (losses)$-4,0004,315
Applicable income taxes$3,433,000791
Income before extraordinary items$12,457,000971
Extraordinary gains, net$010
Net income$12,457,000972
Minority interest net income$074
Net income of bank and minority interests.$12,457,000972
Net charge-offs$407,000721
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$-304,0004,786
Net operating income$12,460,160953
2021-09-30 (YTD Data)Rank
Total interest income$32,346,000784
Total interest expense$3,357,000638
Net interest income$28,989,000809
Provision for loan and lease losses$-2,170,0004,694
Total noninterest income$5,619,0001,032
Gross Fiduciary activities income$0957
Service charges on deposit accounts$593,0001,148
Trading account gains and feesNANA
Additional Noninterest Income$5,026,000899
Total noninterest expense$25,182,000768
Salaries and employee benefits$14,476,000765
Premises and equipment expense$3,233,000627
Additional noninterest expense$7,473,000773
Pre-tax net operating income$11,596,000948
Securities gains (losses)$02,015
Applicable income taxes$2,339,000891
Income before extraordinary items$9,257,0001,015
Extraordinary gains, net$08
Net income$9,257,0001,015
Minority interest net income$069
Net income of bank and minority interests.$9,257,0001,015
Net charge-offs$429,000551
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,257,000992
2021-06-30 (YTD Data)Rank
Total interest income$21,287,000790
Total interest expense$2,365,000628
Net interest income$18,922,000808
Provision for loan and lease losses$-1,217,0004,696
Total noninterest income$4,014,000997
Gross Fiduciary activities income$0951
Service charges on deposit accounts$386,0001,132
Trading account gains and feesNANA
Additional Noninterest Income$3,628,000863
Total noninterest expense$16,305,000787
Salaries and employee benefits$9,405,000781
Premises and equipment expense$2,122,000638
Additional noninterest expense$4,778,000797
Pre-tax net operating income$7,848,000934
Securities gains (losses)$01,818
Applicable income taxes$1,510,000890
Income before extraordinary items$6,338,000982
Extraordinary gains, net$06
Net income$6,338,000982
Minority interest net income$067
Net income of bank and minority interests.$6,338,000982
Net charge-offs$290,000518
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,338,000961
2021-03-31 (YTD Data)Rank
Total interest income$11,051,000759
Total interest expense$1,264,000614
Net interest income$9,787,000775
Provision for loan and lease losses$-69,0004,642
Total noninterest income$2,201,000937
Gross Fiduciary activities income$0922
Service charges on deposit accounts$202,0001,074
Trading account gains and feesNANA
Additional Noninterest Income$1,999,000818
Total noninterest expense$7,705,000819
Salaries and employee benefits$4,504,000803
Premises and equipment expense$993,000688
Additional noninterest expense$2,208,000829
Pre-tax net operating income$4,352,000859
Securities gains (losses)$01,392
Applicable income taxes$818,000840
Income before extraordinary items$3,534,000894
Extraordinary gains, net$03
Net income$3,534,000894
Minority interest net income$055
Net income of bank and minority interests.$3,534,000894
Net charge-offs$303,000343
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,534,000877
2020-12-31 (YTD Data)Rank
Total interest income$44,390,000752
Total interest expense$8,065,000604
Net interest income$36,325,000789
Provision for loan and lease losses$7,138,000449
Total noninterest income$8,175,000925
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$874,0001,067
Trading account gains and feesNANA
Additional Noninterest Income$7,301,000794
Total noninterest expense$28,988,000838
Salaries and employee benefits$16,444,000836
Premises and equipment expense$3,735,000699
Additional noninterest expense$8,809,000816
Pre-tax net operating income$8,374,0001,211
Securities gains (losses)$-29,0004,897
Applicable income taxes$1,559,0001,104
Income before extraordinary items$6,786,0001,289
Extraordinary gains, net$04
Net income$6,786,0001,290
Minority interest net income$072
Net income of bank and minority interests.$6,786,0001,290
Net charge-offs$1,458,000513
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,809,4901,248
2020-09-30 (YTD Data)Rank
Total interest income$32,822,000766
Total interest expense$6,545,000605
Net interest income$26,277,000811
Provision for loan and lease losses$5,705,000456
Total noninterest income$5,311,000990
Gross Fiduciary activities income$0981
Service charges on deposit accounts$663,0001,049
Trading account gains and feesNANA
Additional Noninterest Income$4,648,000853
Total noninterest expense$20,663,000869
Salaries and employee benefits$12,042,000838
Premises and equipment expense$2,738,000699
Additional noninterest expense$5,883,000876
Pre-tax net operating income$5,220,0001,345
Securities gains (losses)$-29,0004,890
Applicable income taxes$958,0001,217
Income before extraordinary items$4,233,0001,449
Extraordinary gains, net$04
Net income$4,233,0001,450
Minority interest net income$065
Net income of bank and minority interests.$4,233,0001,450
Net charge-offs$1,096,000480
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,256,7801,399
2020-06-30 (YTD Data)Rank
Total interest income$21,950,000767
Total interest expense$4,676,000614
Net interest income$17,274,000820
Provision for loan and lease losses$3,455,000513
Total noninterest income$3,256,000978
Gross Fiduciary activities income$0970
Service charges on deposit accounts$471,0001,005
Trading account gains and feesNANA
Additional Noninterest Income$2,785,000862
Total noninterest expense$13,536,000866
Salaries and employee benefits$7,971,000839
Premises and equipment expense$1,807,000712
Additional noninterest expense$3,758,000901
Pre-tax net operating income$3,539,0001,276
Securities gains (losses)$-29,0004,889
Applicable income taxes$666,0001,118
Income before extraordinary items$2,844,0001,362
Extraordinary gains, net$04
Net income$2,844,0001,362
Minority interest net income$065
Net income of bank and minority interests.$2,844,0001,362
Net charge-offs$837,000438
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,867,4901,313
2020-03-31 (YTD Data)Rank
Total interest income$10,738,000784
Total interest expense$2,433,000656
Net interest income$8,305,000834
Provision for loan and lease losses$1,200,000543
Total noninterest income$1,548,000971
Gross Fiduciary activities income$0941
Service charges on deposit accounts$300,000943
Trading account gains and feesNANA
Additional Noninterest Income$1,248,000833
Total noninterest expense$7,046,000842
Salaries and employee benefits$4,042,000834
Premises and equipment expense$889,000730
Additional noninterest expense$2,115,000819
Pre-tax net operating income$1,607,0001,255
Securities gains (losses)$-29,0004,909
Applicable income taxes$307,0001,058
Income before extraordinary items$1,271,0001,353
Extraordinary gains, net$04
Net income$1,271,0001,352
Minority interest net income$056
Net income of bank and minority interests.$1,271,0001,353
Net charge-offs$535,000351
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,294,4901,320
2019-12-31 (YTD Data)Rank
Total interest income$40,979,000833
Total interest expense$8,707,000764
Net interest income$32,272,000849
Provision for loan and lease losses$2,460,000446
Total noninterest income$5,535,0001,051
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,245,000942
Trading account gains and feesNANA
Additional Noninterest Income$4,290,000918
Total noninterest expense$26,967,000852
Salaries and employee benefits$15,496,000842
Premises and equipment expense$3,650,000699
Additional noninterest expense$7,821,000865
Pre-tax net operating income$8,380,0001,198
Securities gains (losses)$-69,0005,049
Applicable income taxes$1,529,0001,099
Income before extraordinary items$6,782,0001,270
Extraordinary gains, net$011
Net income$6,782,0001,270
Minority interest net income$076
Net income of bank and minority interests.$6,782,0001,272
Net charge-offs$3,152,000298
Cash dividends$5,100,000777
Sale, conversion, retirement of capital stock, net$27,666,00027
Net operating income$6,838,5801,241
2019-09-30 (YTD Data)Rank
Total interest income$30,297,000851
Total interest expense$6,303,000792
Net interest income$23,994,000859
Provision for loan and lease losses$2,010,000406
Total noninterest income$4,071,0001,054
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$945,000932
Trading account gains and feesNANA
Additional Noninterest Income$3,126,000927
Total noninterest expense$20,096,000846
Salaries and employee benefits$11,630,000838
Premises and equipment expense$2,748,000696
Additional noninterest expense$5,718,000882
Pre-tax net operating income$5,959,0001,263
Securities gains (losses)$-40,0005,074
Applicable income taxes$1,080,0001,171
Income before extraordinary items$4,839,0001,339
Extraordinary gains, net$011
Net income$4,839,0001,340
Minority interest net income$072
Net income of bank and minority interests.$4,839,0001,341
Net charge-offs$753,000587
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$27,851,00017
Net operating income$4,871,8001,310
2019-06-30 (YTD Data)Rank
Total interest income$19,474,000875
Total interest expense$3,925,000829
Net interest income$15,549,000875
Provision for loan and lease losses$1,560,000351
Total noninterest income$2,653,0001,044
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$629,000925
Trading account gains and feesNANA
Additional Noninterest Income$2,024,000920
Total noninterest expense$13,503,000843
Salaries and employee benefits$7,782,000824
Premises and equipment expense$1,864,000687
Additional noninterest expense$3,857,000882
Pre-tax net operating income$3,139,0001,491
Securities gains (losses)$-40,0005,132
Applicable income taxes$529,0001,407
Income before extraordinary items$2,570,0001,566
Extraordinary gains, net$011
Net income$2,570,0001,566
Minority interest net income$069
Net income of bank and minority interests.$2,570,0001,566
Net charge-offs$348,000716
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$27,666,00011
Net operating income$2,603,2001,519
2019-03-31 (YTD Data)Rank
Total interest income$9,356,000897
Total interest expense$1,738,000900
Net interest income$7,618,000889
Provision for loan and lease losses$780,000340
Total noninterest income$1,222,0001,077
Gross Fiduciary activities income$0972
Service charges on deposit accounts$317,000909
Trading account gains and feesNANA
Additional Noninterest Income$905,000959
Total noninterest expense$6,723,000841
Salaries and employee benefits$3,912,000823
Premises and equipment expense$927,000700
Additional noninterest expense$1,884,000878
Pre-tax net operating income$1,337,0001,672
Securities gains (losses)$01,087
Applicable income taxes$225,0001,480
Income before extraordinary items$1,112,0001,728
Extraordinary gains, net$05
Net income$1,112,0001,726
Minority interest net income$052
Net income of bank and minority interests.$1,112,0001,727
Net charge-offs$243,000536
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$27,666,0009
Net operating income$1,112,0001,706
2018-12-31 (YTD Data)Rank
Total interest income$33,724,000931
Total interest expense$5,092,000903
Net interest income$28,632,000928
Provision for loan and lease losses$2,100,000486
Total noninterest income$5,015,0001,088
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,114,0001,071
Trading account gains and feesNANA
Additional Noninterest Income$3,901,000934
Total noninterest expense$25,932,000850
Salaries and employee benefits$14,440,000863
Premises and equipment expense$3,545,000714
Additional noninterest expense$7,947,000848
Pre-tax net operating income$5,615,0001,621
Securities gains (losses)$-22,0004,627
Applicable income taxes$1,014,0001,379
Income before extraordinary items$4,579,0001,691
Extraordinary gains, net$06
Net income$4,579,0001,690
Minority interest net income$072
Net income of bank and minority interests.$4,579,0001,690
Net charge-offs$911,000639
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,597,0401,681
2018-09-30 (YTD Data)Rank
Total interest income$24,485,000946
Total interest expense$3,443,000934
Net interest income$21,042,000936
Provision for loan and lease losses$1,575,000458
Total noninterest income$3,502,0001,146
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$778,0001,130
Trading account gains and feesNANA
Additional Noninterest Income$2,724,000999
Total noninterest expense$19,090,000861
Salaries and employee benefits$10,563,000883
Premises and equipment expense$2,656,000717
Additional noninterest expense$5,871,000840
Pre-tax net operating income$3,879,0001,751
Securities gains (losses)$-22,0004,951
Applicable income taxes$545,0001,717
Income before extraordinary items$3,312,0001,766
Extraordinary gains, net$05
Net income$3,312,0001,765
Minority interest net income$066
Net income of bank and minority interests.$3,312,0001,765
Net charge-offs$722,000560
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,330,9201,754
2018-06-30 (YTD Data)Rank
Total interest income$15,333,000983
Total interest expense$2,077,000959
Net interest income$13,256,000976
Provision for loan and lease losses$1,050,000448
Total noninterest income$2,024,0001,279
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$442,0001,282
Trading account gains and feesNANA
Additional Noninterest Income$1,582,0001,119
Total noninterest expense$12,657,000868
Salaries and employee benefits$6,947,000899
Premises and equipment expense$1,793,000709
Additional noninterest expense$3,917,000844
Pre-tax net operating income$1,573,0002,448
Securities gains (losses)$-1,0004,637
Applicable income taxes$279,0001,922
Income before extraordinary items$1,293,0002,555
Extraordinary gains, net$06
Net income$1,293,0002,554
Minority interest net income$065
Net income of bank and minority interests.$1,293,0002,554
Net charge-offs$568,000487
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,293,8202,546
2018-03-31 (YTD Data)Rank
Total interest income$7,352,0001,003
Total interest expense$915,0001,031
Net interest income$6,437,000999
Provision for loan and lease losses$525,000436
Total noninterest income$1,195,0001,120
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$217,0001,298
Trading account gains and feesNANA
Additional Noninterest Income$978,000947
Total noninterest expense$6,312,000880
Salaries and employee benefits$3,498,000901
Premises and equipment expense$916,000703
Additional noninterest expense$1,898,000864
Pre-tax net operating income$795,0002,396
Securities gains (losses)$-2,0005,038
Applicable income taxes$132,0001,923
Income before extraordinary items$661,0002,461
Extraordinary gains, net$07
Net income$661,0002,461
Minority interest net income$052
Net income of bank and minority interests.$661,0002,461
Net charge-offs$361,000376
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$662,6602,447
2017-12-31 (YTD Data)Rank
Total interest income$27,882,0001,025
Total interest expense$3,134,0001,043
Net interest income$24,748,0001,015
Provision for loan and lease losses$900,000974
Total noninterest income$7,813,000824
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$859,0001,340
Trading account gains and feesNANA
Additional Noninterest Income$6,954,000667
Total noninterest expense$24,873,000872
Salaries and employee benefits$13,839,000879
Premises and equipment expense$3,503,000713
Additional noninterest expense$7,531,000866
Pre-tax net operating income$6,788,0001,343
Securities gains (losses)$-27,0005,211
Applicable income taxes$3,598,000841
Income before extraordinary items$3,163,0001,946
Extraordinary gains, net$09
Net income$3,163,0001,946
Minority interest net income$076
Net income of bank and minority interests.$3,163,0001,947
Net charge-offs$1,319,000568
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,180,2801,920
2017-09-30 (YTD Data)Rank
Total interest income$20,641,0001,039
Total interest expense$2,319,0001,034
Net interest income$18,322,0001,026
Provision for loan and lease losses$675,000944
Total noninterest income$6,838,000746
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$651,0001,341
Trading account gains and feesNANA
Additional Noninterest Income$6,187,000594
Total noninterest expense$18,647,000874
Salaries and employee benefits$10,517,000872
Premises and equipment expense$2,611,000729
Additional noninterest expense$5,519,000888
Pre-tax net operating income$5,838,0001,230
Securities gains (losses)$-14,0005,439
Applicable income taxes$1,472,0001,139
Income before extraordinary items$4,352,0001,285
Extraordinary gains, net$09
Net income$4,352,0001,285
Minority interest net income$071
Net income of bank and minority interests.$4,352,0001,285
Net charge-offs$1,148,000452
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,362,5001,263
2017-06-30 (YTD Data)Rank
Total interest income$13,551,0001,043
Total interest expense$1,533,0001,018
Net interest income$12,018,0001,035
Provision for loan and lease losses$450,000912
Total noninterest income$3,553,000882
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$445,0001,299
Trading account gains and feesNANA
Additional Noninterest Income$3,108,000720
Total noninterest expense$12,704,000857
Salaries and employee benefits$7,189,000852
Premises and equipment expense$1,816,000698
Additional noninterest expense$3,699,000890
Pre-tax net operating income$2,417,0001,760
Securities gains (losses)$-12,0005,510
Applicable income taxes$717,0001,370
Income before extraordinary items$1,688,0001,964
Extraordinary gains, net$011
Net income$1,688,0001,964
Minority interest net income$071
Net income of bank and minority interests.$1,688,0001,964
Net charge-offs$848,000398
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,696,4001,931
2017-03-31 (YTD Data)Rank
Total interest income$6,612,0001,057
Total interest expense$763,0001,000
Net interest income$5,849,0001,058
Provision for loan and lease losses$225,000857
Total noninterest income$1,747,000887
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$222,0001,299
Trading account gains and feesNANA
Additional Noninterest Income$1,525,000719
Total noninterest expense$6,665,000824
Salaries and employee benefits$3,837,000809
Premises and equipment expense$947,000669
Additional noninterest expense$1,881,000868
Pre-tax net operating income$706,0002,520
Securities gains (losses)$-6,0005,606
Applicable income taxes$217,0001,792
Income before extraordinary items$483,0002,808
Extraordinary gains, net$08
Net income$483,0002,808
Minority interest net income$055
Net income of bank and minority interests.$483,0002,808
Net charge-offs$463,000356
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$487,1402,777
2016-12-31 (YTD Data)Rank
Total interest income$25,561,0001,054
Total interest expense$2,910,000996
Net interest income$22,651,0001,049
Provision for loan and lease losses$1,200,000778
Total noninterest income$6,749,000933
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$931,0001,290
Trading account gains and fees$0170
Additional Noninterest Income$5,818,000752
Total noninterest expense$24,056,000888
Salaries and employee benefits$13,414,000879
Premises and equipment expense$3,461,000723
Additional noninterest expense$7,181,000920
Pre-tax net operating income$4,144,0001,888
Securities gains (losses)$1,0003,113
Applicable income taxes$1,320,0001,380
Income before extraordinary items$2,825,0002,202
Extraordinary gains, net$05
Net income$2,825,0002,200
Minority interest net income$082
Net income of bank and minority interests.$2,825,0002,201
Net charge-offs$734,000839
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,824,3202,151
2016-09-30 (YTD Data)Rank
Total interest income$18,941,0001,066
Total interest expense$2,157,0001,007
Net interest income$16,784,0001,064
Provision for loan and lease losses$975,000703
Total noninterest income$5,030,000929
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$702,0001,278
Trading account gains and fees$0169
Additional Noninterest Income$4,328,000756
Total noninterest expense$17,846,000891
Salaries and employee benefits$9,893,000897
Premises and equipment expense$2,571,000729
Additional noninterest expense$5,382,000921
Pre-tax net operating income$2,993,0001,965
Securities gains (losses)$-1,0005,663
Applicable income taxes$870,0001,550
Income before extraordinary items$2,122,0002,240
Extraordinary gains, net$05
Net income$2,122,0002,239
Minority interest net income$071
Net income of bank and minority interests.$2,122,0002,240
Net charge-offs$388,000948
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,122,7102,175
2016-06-30 (YTD Data)Rank
Total interest income$12,573,0001,067
Total interest expense$1,403,0001,023
Net interest income$11,170,0001,069
Provision for loan and lease losses$750,000620
Total noninterest income$3,280,000933
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$470,0001,250
Trading account gains and fees$0157
Additional Noninterest Income$2,810,000766
Total noninterest expense$11,632,000913
Salaries and employee benefits$6,343,000945
Premises and equipment expense$1,712,000726
Additional noninterest expense$3,577,000931
Pre-tax net operating income$2,068,0001,888
Securities gains (losses)$-1,0005,765
Applicable income taxes$564,0001,550
Income before extraordinary items$1,503,0002,117
Extraordinary gains, net$016
Net income$1,503,0002,117
Minority interest net income$071
Net income of bank and minority interests.$1,503,0002,117
Net charge-offs$146,0001,342
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,503,7302,053
2016-03-31 (YTD Data)Rank
Total interest income$6,367,0001,055
Total interest expense$692,0001,030
Net interest income$5,675,0001,051
Provision for loan and lease losses$375,000570
Total noninterest income$1,659,000898
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$243,0001,215
Trading account gains and fees$0142
Additional Noninterest Income$1,416,000736
Total noninterest expense$5,690,000925
Salaries and employee benefits$3,036,000976
Premises and equipment expense$863,000736
Additional noninterest expense$1,791,000909
Pre-tax net operating income$1,269,0001,595
Securities gains (losses)$02,077
Applicable income taxes$373,0001,290
Income before extraordinary items$896,0001,787
Extraordinary gains, net$012
Net income$896,0001,788
Minority interest net income$062
Net income of bank and minority interests.$896,0001,788
Net charge-offs$3,0002,735
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$896,0001,746
2015-12-31 (YTD Data)Rank
Total interest income$24,159,0001,071
Total interest expense$2,957,000951
Net interest income$21,202,0001,078
Provision for loan and lease losses$150,0002,613
Total noninterest income$8,078,000791
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$990,0001,234
Trading account gains and fees$0159
Additional Noninterest Income$7,088,000628
Total noninterest expense$27,171,000762
Salaries and employee benefits$12,513,000905
Premises and equipment expense$3,640,000675
Additional noninterest expense$11,018,000614
Pre-tax net operating income$1,959,0003,047
Securities gains (losses)$7,0002,729
Applicable income taxes$992,0001,595
Income before extraordinary items$974,0003,981
Extraordinary gains, net$023
Net income$974,0003,981
Minority interest net income$081
Net income of bank and minority interests.$974,0003,982
Net charge-offs$525,0001,127
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$969,5203,934
2015-09-30 (YTD Data)Rank
Total interest income$18,000,0001,083
Total interest expense$2,244,000939
Net interest income$15,756,0001,091
Provision for loan and lease losses$1,200,000504
Total noninterest income$6,585,000754
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$758,0001,215
Trading account gains and fees$0153
Additional Noninterest Income$5,827,000607
Total noninterest expense$19,092,000815
Salaries and employee benefits$9,018,000945
Premises and equipment expense$2,765,000686
Additional noninterest expense$7,309,000692
Pre-tax net operating income$2,049,0002,528
Securities gains (losses)$-4,0005,921
Applicable income taxes$652,0001,770
Income before extraordinary items$1,393,0002,907
Extraordinary gains, net$021
Net income$1,393,0002,906
Minority interest net income$078
Net income of bank and minority interests.$1,393,0002,908
Net charge-offs$1,171,000437
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,395,7202,854
2015-06-30 (YTD Data)Rank
Total interest income$11,888,0001,093
Total interest expense$1,498,000948
Net interest income$10,390,0001,099
Provision for loan and lease losses$900,000466
Total noninterest income$4,354,000766
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$511,0001,186
Trading account gains and fees$0157
Additional Noninterest Income$3,843,000622
Total noninterest expense$12,690,000821
Salaries and employee benefits$6,184,000919
Premises and equipment expense$1,920,000665
Additional noninterest expense$4,586,000727
Pre-tax net operating income$1,154,0002,819
Securities gains (losses)$02,636
Applicable income taxes$394,0001,861
Income before extraordinary items$760,0003,260
Extraordinary gains, net$022
Net income$760,0003,260
Minority interest net income$075
Net income of bank and minority interests.$760,0003,261
Net charge-offs$1,059,000333
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$760,0003,193
2015-03-31 (YTD Data)Rank
Total interest income$5,972,0001,089
Total interest expense$760,000945
Net interest income$5,212,0001,094
Provision for loan and lease losses$450,000443
Total noninterest income$1,925,000817
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$266,0001,135
Trading account gains and fees$0152
Additional Noninterest Income$1,659,000642
Total noninterest expense$6,103,000861
Salaries and employee benefits$2,934,000965
Premises and equipment expense$1,007,000627
Additional noninterest expense$2,162,000760
Pre-tax net operating income$584,0002,746
Securities gains (losses)$02,027
Applicable income taxes$233,0001,663
Income before extraordinary items$351,0003,377
Extraordinary gains, net$013
Net income$351,0003,380
Minority interest net income$064
Net income of bank and minority interests.$351,0003,380
Net charge-offs$1,028,000206
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$351,0003,291
2014-12-31 (YTD Data)Rank
Total interest income$25,672,000996
Total interest expense$3,242,000924
Net interest income$22,430,0001,000
Provision for loan and lease losses$2,400,000411
Total noninterest income$8,159,000761
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,140,0001,158
Trading account gains and fees$0180
Additional Noninterest Income$7,019,000591
Total noninterest expense$26,961,000758
Salaries and employee benefits$12,830,000850
Premises and equipment expense$3,683,000669
Additional noninterest expense$10,448,000641
Pre-tax net operating income$1,228,0003,812
Securities gains (losses)$5,0002,877
Applicable income taxes$197,0002,966
Income before extraordinary items$1,036,0003,905
Extraordinary gains, net$017
Net income$1,036,0003,905
Minority interest net income$084
Net income of bank and minority interests.$1,036,0003,907
Net charge-offs$2,457,000423
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,031,8003,852
2014-09-30 (YTD Data)Rank
Total interest income$19,251,0001,002
Total interest expense$2,416,000939
Net interest income$16,835,0001,004
Provision for loan and lease losses$1,800,000379
Total noninterest income$7,234,000658
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$873,0001,150
Trading account gains and fees$0174
Additional Noninterest Income$6,361,000509
Total noninterest expense$20,343,000748
Salaries and employee benefits$9,772,000839
Premises and equipment expense$2,773,000665
Additional noninterest expense$7,798,000645
Pre-tax net operating income$1,926,0002,577
Securities gains (losses)$2,0002,770
Applicable income taxes$274,0002,535
Income before extraordinary items$1,654,0002,551
Extraordinary gains, net$015
Net income$1,654,0002,552
Minority interest net income$081
Net income of bank and minority interests.$1,654,0002,551
Net charge-offs$1,996,000381
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,652,2802,508
2014-06-30 (YTD Data)Rank
Total interest income$12,524,0001,020
Total interest expense$1,552,000976
Net interest income$10,972,0001,021
Provision for loan and lease losses$1,200,000387
Total noninterest income$4,591,000678
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$592,0001,103
Trading account gains and fees$0172
Additional Noninterest Income$3,999,000531
Total noninterest expense$13,589,000741
Salaries and employee benefits$6,819,000803
Premises and equipment expense$1,890,000656
Additional noninterest expense$4,880,000681
Pre-tax net operating income$774,0003,439
Securities gains (losses)$2,0002,363
Applicable income taxes$142,0002,729
Income before extraordinary items$634,0003,527
Extraordinary gains, net$020
Net income$634,0003,532
Minority interest net income$080
Net income of bank and minority interests.$634,0003,533
Net charge-offs$1,498,000367
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$632,3603,478
2014-03-31 (YTD Data)Rank
Total interest income$6,394,000996
Total interest expense$717,0001,061
Net interest income$5,677,000971
Provision for loan and lease losses$600,000384
Total noninterest income$1,941,000742
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$300,0001,080
Trading account gains and fees$0147
Additional Noninterest Income$1,641,000585
Total noninterest expense$6,610,000772
Salaries and employee benefits$3,353,000830
Premises and equipment expense$1,003,000636
Additional noninterest expense$2,254,000724
Pre-tax net operating income$408,0003,257
Securities gains (losses)$01,715
Applicable income taxes$84,0002,504
Income before extraordinary items$324,0003,404
Extraordinary gains, net$016
Net income$324,0003,407
Minority interest net income$066
Net income of bank and minority interests.$324,0003,407
Net charge-offs$1,076,000287
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$324,0003,360
2013-12-31 (YTD Data)Rank
Total interest income$25,129,0001,006
Total interest expense$2,834,0001,199
Net interest income$22,295,000978
Provision for loan and lease losses$3,000,000434
Total noninterest income$9,808,000680
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,156,0001,184
Trading account gains and fees$0184
Additional Noninterest Income$8,652,000536
Total noninterest expense$27,159,000744
Salaries and employee benefits$13,880,000781
Premises and equipment expense$3,579,000687
Additional noninterest expense$9,700,000722
Pre-tax net operating income$1,944,0002,919
Securities gains (losses)$-175,0006,609
Applicable income taxes$261,0002,749
Income before extraordinary items$1,508,0003,150
Extraordinary gains, net$029
Net income$1,508,0003,152
Minority interest net income$090
Net income of bank and minority interests.$1,508,0003,153
Net charge-offs$1,870,000789
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,656,7502,910
2013-09-30 (YTD Data)Rank
Total interest income$19,271,000995
Total interest expense$2,159,0001,214
Net interest income$17,112,000950
Provision for loan and lease losses$1,800,000542
Total noninterest income$7,655,000673
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$863,0001,195
Trading account gains and fees$0180
Additional Noninterest Income$6,792,000532
Total noninterest expense$19,943,000766
Salaries and employee benefits$10,183,000797
Premises and equipment expense$2,639,000700
Additional noninterest expense$7,121,000737
Pre-tax net operating income$3,024,0001,730
Securities gains (losses)$-175,0006,768
Applicable income taxes$806,0001,439
Income before extraordinary items$2,043,0002,096
Extraordinary gains, net$025
Net income$2,043,0002,104
Minority interest net income$084
Net income of bank and minority interests.$2,043,0002,103
Net charge-offs$1,651,000695
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,169,0001,930
2013-06-30 (YTD Data)Rank
Total interest income$12,734,000996
Total interest expense$1,485,0001,204
Net interest income$11,249,000956
Provision for loan and lease losses$1,200,000571
Total noninterest income$4,978,000696
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$562,0001,201
Trading account gains and fees$0157
Additional Noninterest Income$4,416,000545
Total noninterest expense$13,097,000785
Salaries and employee benefits$6,848,000791
Premises and equipment expense$1,775,000696
Additional noninterest expense$4,474,000758
Pre-tax net operating income$1,930,0001,778
Securities gains (losses)$-155,0006,862
Applicable income taxes$480,0001,554
Income before extraordinary items$1,295,0002,170
Extraordinary gains, net$022
Net income$1,295,0002,178
Minority interest net income$082
Net income of bank and minority interests.$1,295,0002,176
Net charge-offs$1,069,000729
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,408,1501,956
2013-03-31 (YTD Data)Rank
Total interest income$6,349,0001,000
Total interest expense$774,0001,196
Net interest income$5,575,000961
Provision for loan and lease losses$600,000594
Total noninterest income$2,361,000727
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$275,0001,217
Trading account gains and fees$0148
Additional Noninterest Income$2,086,000569
Total noninterest expense$6,276,000819
Salaries and employee benefits$3,249,000845
Premises and equipment expense$921,000677
Additional noninterest expense$2,106,000810
Pre-tax net operating income$1,060,0001,623
Securities gains (losses)$-116,0006,958
Applicable income taxes$260,0001,478
Income before extraordinary items$684,0002,033
Extraordinary gains, net$010
Net income$684,0002,034
Minority interest net income$076
Net income of bank and minority interests.$684,0002,035
Net charge-offs$366,000928
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$767,5201,781
2012-12-31 (YTD Data)Rank
Total interest income$25,964,0001,017
Total interest expense$3,546,0001,263
Net interest income$22,418,000972
Provision for loan and lease losses$3,000,000772
Total noninterest income$6,963,000893
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,094,0001,304
Trading account gains and fees$0166
Additional Noninterest Income$5,869,000728
Total noninterest expense$23,998,000834
Salaries and employee benefits$13,208,000792
Premises and equipment expense$3,476,000693
Additional noninterest expense$7,314,000959
Pre-tax net operating income$2,383,0002,500
Securities gains (losses)$331,0001,278
Applicable income taxes$583,0002,024
Income before extraordinary items$2,131,0002,470
Extraordinary gains, net$029
Net income$2,131,0002,472
Minority interest net income$093
Net income of bank and minority interests.$2,131,0002,471
Net charge-offs$2,535,000966
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,869,5102,585
2012-09-30 (YTD Data)Rank
Total interest income$19,349,0001,048
Total interest expense$2,719,0001,297
Net interest income$16,630,000995
Provision for loan and lease losses$1,800,000927
Total noninterest income$5,165,000890
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$820,0001,314
Trading account gains and fees$0157
Additional Noninterest Income$4,345,000714
Total noninterest expense$17,328,000866
Salaries and employee benefits$9,657,000809
Premises and equipment expense$2,478,000737
Additional noninterest expense$5,193,0001,004
Pre-tax net operating income$2,667,0001,851
Securities gains (losses)$24,0002,809
Applicable income taxes$537,0001,867
Income before extraordinary items$2,154,0001,976
Extraordinary gains, net$020
Net income$2,154,0001,975
Minority interest net income$086
Net income of bank and minority interests.$2,154,0001,977
Net charge-offs$1,189,0001,301
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,134,8001,870
2012-06-30 (YTD Data)Rank
Total interest income$12,893,0001,056
Total interest expense$1,819,0001,336
Net interest income$11,074,0001,000
Provision for loan and lease losses$1,200,000942
Total noninterest income$3,478,000877
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$560,0001,262
Trading account gains and fees$0153
Additional Noninterest Income$2,918,000707
Total noninterest expense$11,687,000845
Salaries and employee benefits$6,632,000784
Premises and equipment expense$1,629,000741
Additional noninterest expense$3,426,0001,017
Pre-tax net operating income$1,665,0001,965
Securities gains (losses)$24,0002,423
Applicable income taxes$236,0002,294
Income before extraordinary items$1,453,0001,940
Extraordinary gains, net$019
Net income$1,453,0001,938
Minority interest net income$084
Net income of bank and minority interests.$1,453,0001,940
Net charge-offs$1,112,0001,055
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,432,3601,859
2012-03-31 (YTD Data)Rank
Total interest income$6,370,0001,073
Total interest expense$921,0001,368
Net interest income$5,449,0001,006
Provision for loan and lease losses$600,000917
Total noninterest income$1,511,000975
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$284,0001,238
Trading account gains and fees$0148
Additional Noninterest Income$1,227,000785
Total noninterest expense$5,385,000922
Salaries and employee benefits$3,077,000839
Premises and equipment expense$748,000811
Additional noninterest expense$1,560,0001,090
Pre-tax net operating income$975,0001,723
Securities gains (losses)$02,210
Applicable income taxes$71,0002,752
Income before extraordinary items$904,0001,611
Extraordinary gains, net$019
Net income$904,0001,612
Minority interest net income$078
Net income of bank and minority interests.$904,0001,612
Net charge-offs$850,000755
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$904,0001,505
2011-12-31 (YTD Data)Rank
Total interest income$26,147,0001,082
Total interest expense$3,992,0001,525
Net interest income$22,155,000988
Provision for loan and lease losses$2,400,0001,379
Total noninterest income$3,651,0001,312
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,070,0001,387
Trading account gains and fees$0146
Additional Noninterest Income$2,581,0001,140
Total noninterest expense$19,109,0001,026
Salaries and employee benefits$10,675,000917
Premises and equipment expense$2,847,000886
Additional noninterest expense$5,587,0001,238
Pre-tax net operating income$4,297,0001,356
Securities gains (losses)$-137,0007,118
Applicable income taxes$1,232,0001,158
Income before extraordinary items$2,928,0001,642
Extraordinary gains, net$029
Net income$2,928,0001,642
Minority interest net income$096
Net income of bank and minority interests.$2,928,0001,642
Net charge-offs$4,057,000956
Cash dividends$160,0003,501
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,023,9001,522
2011-09-30 (YTD Data)Rank
Total interest income$19,622,0001,098
Total interest expense$2,998,0001,577
Net interest income$16,624,000998
Provision for loan and lease losses$1,800,0001,333
Total noninterest income$2,615,0001,350
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$805,0001,388
Trading account gains and fees$0145
Additional Noninterest Income$1,810,0001,193
Total noninterest expense$14,211,0001,047
Salaries and employee benefits$7,790,000948
Premises and equipment expense$2,134,000893
Additional noninterest expense$4,287,0001,210
Pre-tax net operating income$3,228,0001,397
Securities gains (losses)$-106,0007,226
Applicable income taxes$957,0001,125
Income before extraordinary items$2,165,0001,715
Extraordinary gains, net$021
Net income$2,165,0001,716
Minority interest net income$087
Net income of bank and minority interests.$2,165,0001,716
Net charge-offs$3,801,000778
Cash dividends$120,0003,033
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,238,1401,596
2011-06-30 (YTD Data)Rank
Total interest income$13,122,0001,100
Total interest expense$2,004,0001,630
Net interest income$11,118,000994
Provision for loan and lease losses$1,200,0001,329
Total noninterest income$1,743,0001,339
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$544,0001,343
Trading account gains and fees$0153
Additional Noninterest Income$1,199,0001,185
Total noninterest expense$9,085,0001,100
Salaries and employee benefits$4,953,000999
Premises and equipment expense$1,453,000882
Additional noninterest expense$2,679,0001,315
Pre-tax net operating income$2,576,0001,155
Securities gains (losses)$-17,0007,113
Applicable income taxes$781,000940
Income before extraordinary items$1,778,0001,395
Extraordinary gains, net$015
Net income$1,778,0001,395
Minority interest net income$089
Net income of bank and minority interests.$1,778,0001,395
Net charge-offs$308,0002,658
Cash dividends$80,0002,917
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,789,7301,329
2011-03-31 (YTD Data)Rank
Total interest income$6,553,0001,111
Total interest expense$1,015,0001,667
Net interest income$5,538,000997
Provision for loan and lease losses$600,0001,247
Total noninterest income$881,0001,335
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$279,0001,276
Trading account gains and fees$0158
Additional Noninterest Income$602,0001,176
Total noninterest expense$4,536,0001,109
Salaries and employee benefits$2,475,0001,010
Premises and equipment expense$784,000838
Additional noninterest expense$1,277,0001,372
Pre-tax net operating income$1,283,0001,140
Securities gains (losses)$-1,0006,978
Applicable income taxes$371,000944
Income before extraordinary items$911,0001,334
Extraordinary gains, net$09
Net income$911,0001,334
Minority interest net income$086
Net income of bank and minority interests.$911,0001,334
Net charge-offs$79,0002,965
Cash dividends$40,0002,313
Sale, conversion, retirement of capital stock, net$0925
Net operating income$911,7101,301
2010-12-31 (YTD Data)Rank
Total interest income$26,993,0001,148
Total interest expense$4,402,0001,830
Net interest income$22,591,000971
Provision for loan and lease losses$2,400,0001,847
Total noninterest income$3,493,0001,397
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,009,0001,498
Trading account gains and fees$0175
Additional Noninterest Income$2,484,0001,200
Total noninterest expense$18,530,0001,077
Salaries and employee benefits$10,033,000977
Premises and equipment expense$2,753,000929
Additional noninterest expense$5,744,0001,287
Pre-tax net operating income$5,154,0001,003
Securities gains (losses)$-91,0007,219
Applicable income taxes$1,473,000917
Income before extraordinary items$3,590,0001,196
Extraordinary gains, net$029
Net income$3,590,0001,196
Minority interest net income$0111
Net income of bank and minority interests.$3,590,0001,198
Net charge-offs$1,347,0002,295
Cash dividends$2,089,000782
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,654,6101,138
2010-09-30 (YTD Data)Rank
Total interest income$20,238,0001,166
Total interest expense$3,359,0001,871
Net interest income$16,879,000980
Provision for loan and lease losses$1,800,0001,775
Total noninterest income$2,577,0001,391
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$740,0001,568
Trading account gains and fees$0165
Additional Noninterest Income$1,837,0001,180
Total noninterest expense$13,774,0001,066
Salaries and employee benefits$7,255,000997
Premises and equipment expense$2,208,000877
Additional noninterest expense$4,311,0001,254
Pre-tax net operating income$3,882,0001,054
Securities gains (losses)$-56,0007,341
Applicable income taxes$1,144,000916
Income before extraordinary items$2,682,0001,244
Extraordinary gains, net$023
Net income$2,682,0001,248
Minority interest net income$0110
Net income of bank and minority interests.$2,682,0001,248
Net charge-offs$1,128,0002,052
Cash dividends$1,589,000679
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,721,2001,184
2010-06-30 (YTD Data)Rank
Total interest income$13,526,0001,181
Total interest expense$2,249,0001,931
Net interest income$11,277,000977
Provision for loan and lease losses$1,231,0001,720
Total noninterest income$1,753,0001,347
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$489,0001,591
Trading account gains and fees$0152
Additional Noninterest Income$1,264,0001,104
Total noninterest expense$9,049,0001,087
Salaries and employee benefits$4,613,0001,063
Premises and equipment expense$1,488,000880
Additional noninterest expense$2,948,0001,203
Pre-tax net operating income$2,750,000984
Securities gains (losses)$-47,0007,431
Applicable income taxes$824,000836
Income before extraordinary items$1,879,0001,183
Extraordinary gains, net$019
Net income$1,879,0001,184
Minority interest net income$0105
Net income of bank and minority interests.$1,879,0001,184
Net charge-offs$776,0001,970
Cash dividends$1,089,000651
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,911,9001,120
2010-03-31 (YTD Data)Rank
Total interest income$6,728,0001,206
Total interest expense$1,133,0002,019
Net interest income$5,595,0001,004
Provision for loan and lease losses$631,0001,566
Total noninterest income$850,0001,392
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$243,0001,605
Trading account gains and fees$0175
Additional Noninterest Income$607,0001,117
Total noninterest expense$4,493,0001,114
Salaries and employee benefits$2,313,0001,064
Premises and equipment expense$772,000868
Additional noninterest expense$1,408,0001,255
Pre-tax net operating income$1,321,0001,008
Securities gains (losses)$02,284
Applicable income taxes$487,000720
Income before extraordinary items$834,0001,315
Extraordinary gains, net$016
Net income$834,0001,318
Minority interest net income$091
Net income of bank and minority interests.$834,0001,317
Net charge-offs$273,0002,122
Cash dividends$631,000532
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$834,0001,274
2009-12-31 (YTD Data)Rank
Total interest income$27,290,0001,266
Total interest expense$5,670,0002,018
Net interest income$21,620,0001,009
Provision for loan and lease losses$2,814,0002,056
Total noninterest income$3,445,0001,462
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,013,0001,666
Trading account gains and fees$0211
Additional Noninterest Income$2,432,0001,198
Total noninterest expense$18,073,0001,147
Salaries and employee benefits$9,432,0001,043
Premises and equipment expense$2,838,000956
Additional noninterest expense$5,803,0001,298
Pre-tax net operating income$4,178,000994
Securities gains (losses)$03,754
Applicable income taxes$1,091,000901
Income before extraordinary items$3,087,0001,092
Extraordinary gains, net$034
Net income$3,087,0001,090
Minority interest net income$0115
Net income of bank and minority interests.$3,087,0001,091
Net charge-offs$1,791,0002,166
Cash dividends$166,0003,788
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,087,0001,089
2009-09-30 (YTD Data)Rank
Total interest income$20,496,0001,290
Total interest expense$4,408,0002,041
Net interest income$16,088,0001,019
Provision for loan and lease losses$2,000,0001,898
Total noninterest income$2,668,0001,452
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$761,0001,663
Trading account gains and fees$0212
Additional Noninterest Income$1,907,0001,193
Total noninterest expense$13,037,0001,181
Salaries and employee benefits$6,962,0001,070
Premises and equipment expense$2,044,000997
Additional noninterest expense$4,031,0001,348
Pre-tax net operating income$3,719,000903
Securities gains (losses)$03,497
Applicable income taxes$1,069,000803
Income before extraordinary items$2,650,0001,023
Extraordinary gains, net$027
Net income$2,650,0001,021
Minority interest net income$0118
Net income of bank and minority interests.$2,650,0001,023
Net charge-offs$1,401,0001,833
Cash dividends$132,0003,420
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,650,0001,011
2009-06-30 (YTD Data)Rank
Total interest income$13,557,0001,326
Total interest expense$3,044,0002,073
Net interest income$10,513,0001,040
Provision for loan and lease losses$700,0002,488
Total noninterest income$1,696,0001,517
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$512,0001,617
Trading account gains and fees$0193
Additional Noninterest Income$1,184,0001,274
Total noninterest expense$8,576,0001,214
Salaries and employee benefits$4,438,0001,138
Premises and equipment expense$1,397,0001,006
Additional noninterest expense$2,741,0001,358
Pre-tax net operating income$2,933,000797
Securities gains (losses)$03,136
Applicable income taxes$884,000691
Income before extraordinary items$2,049,000926
Extraordinary gains, net$021
Net income$2,049,000926
Minority interest net income$0112
Net income of bank and minority interests.$2,049,000926
Net charge-offs$1,180,0001,526
Cash dividends$102,0003,236
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,049,000895
2009-03-31 (YTD Data)Rank
Total interest income$6,704,0001,355
Total interest expense$1,563,0002,092
Net interest income$5,141,0001,056
Provision for loan and lease losses$300,0002,285
Total noninterest income$801,0001,552
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$266,0001,528
Trading account gains and fees$0171
Additional Noninterest Income$535,0001,334
Total noninterest expense$4,300,0001,165
Salaries and employee benefits$2,318,0001,101
Premises and equipment expense$736,000973
Additional noninterest expense$1,246,0001,315
Pre-tax net operating income$1,342,000947
Securities gains (losses)$02,434
Applicable income taxes$381,000866
Income before extraordinary items$961,0001,133
Extraordinary gains, net$015
Net income$961,0001,136
Minority interest net income$0102
Net income of bank and minority interests.$961,0001,135
Net charge-offs$176,0002,252
Cash dividends$48,0002,701
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$961,0001,052
2008-12-31 (YTD Data)Rank
Total interest income$28,044,0001,382
Total interest expense$7,771,0002,022
Net interest income$20,273,0001,064
Provision for loan and lease losses$1,150,0002,501
Total noninterest income$2,982,0001,577
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,121,0001,595
Trading account gains and fees$0154
Additional Noninterest Income$1,861,0001,371
Total noninterest expense$15,954,0001,230
Salaries and employee benefits$8,530,0001,162
Premises and equipment expense$2,753,0001,007
Additional noninterest expense$4,671,0001,350
Pre-tax net operating income$6,151,000913
Securities gains (losses)$34,0001,848
Applicable income taxes$1,576,000840
Income before extraordinary items$4,609,000883
Extraordinary gains, net$039
Net income$4,609,000883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$725,0002,321
Cash dividends$343,0003,913
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,583,500961
2008-09-30 (YTD Data)Rank
Total interest income$21,227,0001,399
Total interest expense$6,087,0002,033
Net interest income$15,140,0001,095
Provision for loan and lease losses$610,0002,457
Total noninterest income$2,270,0001,612
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$844,0001,591
Trading account gains and fees$0148
Additional Noninterest Income$1,426,0001,411
Total noninterest expense$11,656,0001,246
Salaries and employee benefits$6,181,0001,237
Premises and equipment expense$2,065,0001,009
Additional noninterest expense$3,410,0001,326
Pre-tax net operating income$5,144,000982
Securities gains (losses)$03,106
Applicable income taxes$1,552,000811
Income before extraordinary items$3,592,0001,020
Extraordinary gains, net$031
Net income$3,592,0001,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$464,0002,036
Cash dividends$289,0003,472
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,592,0001,084
2008-06-30 (YTD Data)Rank
Total interest income$14,315,0001,407
Total interest expense$4,371,0001,979
Net interest income$9,944,0001,102
Provision for loan and lease losses$390,0002,193
Total noninterest income$1,494,0001,658
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$555,0001,591
Trading account gains and fees$0149
Additional Noninterest Income$939,0001,462
Total noninterest expense$7,594,0001,267
Salaries and employee benefits$4,013,0001,292
Premises and equipment expense$1,367,0001,020
Additional noninterest expense$2,214,0001,335
Pre-tax net operating income$3,454,0001,038
Securities gains (losses)$03,233
Applicable income taxes$1,049,000907
Income before extraordinary items$2,405,0001,140
Extraordinary gains, net$021
Net income$2,405,0001,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$295,0001,829
Cash dividends$230,0003,270
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,405,0001,125
2008-03-31 (YTD Data)Rank
Total interest income$7,050,0001,462
Total interest expense$2,517,0001,862
Net interest income$4,533,0001,222
Provision for loan and lease losses$195,0001,849
Total noninterest income$733,0001,683
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$282,0001,553
Trading account gains and fees$0158
Additional Noninterest Income$451,0001,509
Total noninterest expense$3,853,0001,258
Salaries and employee benefits$2,134,0001,210
Premises and equipment expense$704,000984
Additional noninterest expense$1,015,0001,415
Pre-tax net operating income$1,218,0001,511
Securities gains (losses)$02,688
Applicable income taxes$359,0001,287
Income before extraordinary items$859,0001,717
Extraordinary gains, net$015
Net income$859,0001,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0001,602
Cash dividends$43,0003,430
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$859,0001,654
2007-12-31 (YTD Data)Rank
Total interest income$29,100,0001,473
Total interest expense$11,542,0001,732
Net interest income$17,558,0001,271
Provision for loan and lease losses$720,0001,812
Total noninterest income$2,519,0001,880
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,004,0001,756
Trading account gains and fees$0178
Additional Noninterest Income$1,515,0001,659
Total noninterest expense$14,668,0001,264
Salaries and employee benefits$7,785,0001,281
Premises and equipment expense$2,683,000967
Additional noninterest expense$4,200,0001,335
Pre-tax net operating income$4,689,0001,740
Securities gains (losses)$-107,0008,163
Applicable income taxes$1,394,0001,487
Income before extraordinary items$3,188,0001,942
Extraordinary gains, net$039
Net income$3,188,0001,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$491,0001,713
Cash dividends$125,0005,229
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,262,9001,888
2007-09-30 (YTD Data)Rank
Total interest income$21,648,0001,497
Total interest expense$8,717,0001,717
Net interest income$12,931,0001,298
Provision for loan and lease losses$540,0001,467
Total noninterest income$1,849,0001,906
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$734,0001,773
Trading account gains and fees$0184
Additional Noninterest Income$1,115,0001,680
Total noninterest expense$10,702,0001,286
Salaries and employee benefits$5,829,0001,290
Premises and equipment expense$2,005,000961
Additional noninterest expense$2,868,0001,404
Pre-tax net operating income$3,538,0001,839
Securities gains (losses)$01,655
Applicable income taxes$1,020,0001,621
Income before extraordinary items$2,518,0002,000
Extraordinary gains, net$033
Net income$2,518,0001,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$395,0001,273
Cash dividends$92,0004,734
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,518,0001,986
2007-06-30 (YTD Data)Rank
Total interest income$14,246,0001,534
Total interest expense$5,736,0001,747
Net interest income$8,510,0001,340
Provision for loan and lease losses$360,0001,334
Total noninterest income$1,197,0001,966
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$471,0001,844
Trading account gains and fees$0168
Additional Noninterest Income$726,0001,729
Total noninterest expense$7,066,0001,325
Salaries and employee benefits$3,780,0001,347
Premises and equipment expense$1,358,000958
Additional noninterest expense$1,928,0001,405
Pre-tax net operating income$2,281,0001,935
Securities gains (losses)$01,444
Applicable income taxes$682,0001,693
Income before extraordinary items$1,599,0002,109
Extraordinary gains, net$029
Net income$1,599,0002,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0001,434
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,599,0002,092
2007-03-31 (YTD Data)Rank
Total interest income$7,000,0001,550
Total interest expense$2,791,0001,776
Net interest income$4,209,0001,349
Provision for loan and lease losses$180,0001,262
Total noninterest income$601,0001,939
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$235,0001,805
Trading account gains and fees$0195
Additional Noninterest Income$366,0001,703
Total noninterest expense$3,680,0001,268
Salaries and employee benefits$2,004,0001,286
Premises and equipment expense$695,000947
Additional noninterest expense$981,0001,362
Pre-tax net operating income$950,0002,260
Securities gains (losses)$01,187
Applicable income taxes$270,0001,997
Income before extraordinary items$680,0002,390
Extraordinary gains, net$022
Net income$680,0002,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,000907
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$680,0002,376
2006-12-31 (YTD Data)Rank
Total interest income$25,913,0001,543
Total interest expense$8,324,0001,981
Net interest income$17,589,0001,292
Provision for loan and lease losses$630,0001,547
Total noninterest income$2,558,0001,850
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,030,0001,714
Trading account gains and fees$0130
Additional Noninterest Income$1,528,0001,652
Total noninterest expense$13,755,0001,298
Salaries and employee benefits$7,515,0001,301
Premises and equipment expense$2,840,000895
Additional noninterest expense$3,400,0001,552
Pre-tax net operating income$5,762,0001,671
Securities gains (losses)$-82,0008,130
Applicable income taxes$1,594,0001,569
Income before extraordinary items$4,086,0001,753
Extraordinary gains, net$051
Net income$4,086,0001,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$405,0001,367
Cash dividends$500,0003,695
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,145,0401,721
2006-09-30 (YTD Data)Rank
Total interest income$18,952,0001,570
Total interest expense$5,712,0002,078
Net interest income$13,240,0001,300
Provision for loan and lease losses$472,0001,465
Total noninterest income$1,922,0001,860
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$777,0001,706
Trading account gains and fees$0126
Additional Noninterest Income$1,145,0001,649
Total noninterest expense$10,634,0001,278
Salaries and employee benefits$5,611,0001,316
Premises and equipment expense$1,957,000968
Additional noninterest expense$3,066,0001,305
Pre-tax net operating income$4,056,0001,814
Securities gains (losses)$-58,0008,232
Applicable income taxes$1,302,0001,542
Income before extraordinary items$2,696,0002,012
Extraordinary gains, net$045
Net income$2,696,0002,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0001,469
Cash dividends$500,0002,912
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,734,8601,981
2006-06-30 (YTD Data)Rank
Total interest income$12,274,0001,583
Total interest expense$3,576,0002,092
Net interest income$8,698,0001,328
Provision for loan and lease losses$315,0001,403
Total noninterest income$1,262,0001,877
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$610,0001,456
Trading account gains and fees$0126
Additional Noninterest Income$652,0001,859
Total noninterest expense$7,066,0001,293
Salaries and employee benefits$3,644,0001,357
Premises and equipment expense$1,248,0001,010
Additional noninterest expense$2,174,0001,244
Pre-tax net operating income$2,579,0001,901
Securities gains (losses)$-58,0008,400
Applicable income taxes$804,0001,656
Income before extraordinary items$1,717,0002,099
Extraordinary gains, net$039
Net income$1,717,0002,102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0001,294
Cash dividends$500,0002,349
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,756,4402,045
2006-03-31 (YTD Data)Rank
Total interest income$5,958,0001,588
Total interest expense$1,670,0002,136
Net interest income$4,288,0001,340
Provision for loan and lease losses$158,0001,371
Total noninterest income$628,0001,857
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$309,0001,392
Trading account gains and fees$0115
Additional Noninterest Income$319,0001,847
Total noninterest expense$3,692,0001,237
Salaries and employee benefits$1,957,0001,267
Premises and equipment expense$642,000987
Additional noninterest expense$1,093,0001,216
Pre-tax net operating income$1,066,0002,169
Securities gains (losses)$0955
Applicable income taxes$335,0001,876
Income before extraordinary items$731,0002,373
Extraordinary gains, net$021
Net income$731,0002,374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0001,457
Cash dividends$250,0002,135
Sale, conversion, retirement of capital stock, net$0648
Net operating income$731,0002,350
2005-12-31 (YTD Data)Rank
Total interest income$21,884,0001,527
Total interest expense$4,966,0002,208
Net interest income$16,918,0001,291
Provision for loan and lease losses$600,0001,622
Total noninterest income$2,695,0001,763
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,232,0001,418
Trading account gains and fees$0138
Additional Noninterest Income$1,463,0001,698
Total noninterest expense$14,022,0001,234
Salaries and employee benefits$7,361,0001,254
Premises and equipment expense$2,454,000982
Additional noninterest expense$4,207,0001,239
Pre-tax net operating income$4,991,0001,873
Securities gains (losses)$-76,0008,338
Applicable income taxes$1,511,0001,697
Income before extraordinary items$3,404,0002,015
Extraordinary gains, net$046
Net income$3,404,0002,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$417,0001,348
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,456,4401,961
2005-09-30 (YTD Data)Rank
Total interest income$16,062,0001,515
Total interest expense$3,504,0002,213
Net interest income$12,558,0001,287
Provision for loan and lease losses$450,0001,533
Total noninterest income$2,022,0001,765
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$909,0001,421
Trading account gains and fees$0126
Additional Noninterest Income$1,113,0001,679
Total noninterest expense$10,458,0001,227
Salaries and employee benefits$5,564,0001,232
Premises and equipment expense$1,823,000978
Additional noninterest expense$3,071,0001,248
Pre-tax net operating income$3,672,0001,908
Securities gains (losses)$-63,0008,543
Applicable income taxes$1,164,0001,694
Income before extraordinary items$2,445,0002,106
Extraordinary gains, net$035
Net income$2,445,0002,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$295,0001,277
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,487,8402,039
2005-06-30 (YTD Data)Rank
Total interest income$10,370,0001,530
Total interest expense$2,239,0002,198
Net interest income$8,131,0001,326
Provision for loan and lease losses$300,0001,505
Total noninterest income$1,369,0001,724
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$602,0001,405
Trading account gains and fees$0116
Additional Noninterest Income$767,0001,630
Total noninterest expense$7,014,0001,208
Salaries and employee benefits$3,626,0001,263
Premises and equipment expense$1,227,000953
Additional noninterest expense$2,161,0001,154
Pre-tax net operating income$2,186,0002,049
Securities gains (losses)$02,146
Applicable income taxes$692,0001,801
Income before extraordinary items$1,494,0002,236
Extraordinary gains, net$030
Net income$1,494,0002,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0001,332
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,494,0002,203
2005-03-31 (YTD Data)Rank
Total interest income$5,061,0001,539
Total interest expense$1,077,0002,177
Net interest income$3,984,0001,344
Provision for loan and lease losses$150,0001,379
Total noninterest income$685,0001,679
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$306,0001,345
Trading account gains and fees$0115
Additional Noninterest Income$379,0001,610
Total noninterest expense$3,369,0001,259
Salaries and employee benefits$1,734,0001,330
Premises and equipment expense$640,000923
Additional noninterest expense$995,0001,254
Pre-tax net operating income$1,150,0001,939
Securities gains (losses)$01,685
Applicable income taxes$370,0001,702
Income before extraordinary items$780,0002,130
Extraordinary gains, net$024
Net income$780,0002,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0001,343
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$780,0002,097
2004-12-31 (YTD Data)Rank
Total interest income$19,297,0001,495
Total interest expense$3,122,0002,535
Net interest income$16,175,0001,247
Provision for loan and lease losses$300,0002,900
Total noninterest income$2,572,0001,826
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,142,0001,536
Trading account gains and fees$0138
Additional Noninterest Income$1,430,0001,700
Total noninterest expense$14,869,0001,093
Salaries and employee benefits$7,984,0001,082
Premises and equipment expense$2,413,000937
Additional noninterest expense$4,472,0001,101
Pre-tax net operating income$3,578,0002,235
Securities gains (losses)$74,0001,456
Applicable income taxes$1,015,0002,127
Income before extraordinary items$2,637,0002,313
Extraordinary gains, net$034
Net income$2,637,0002,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$397,0001,604
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$100,000656
Net operating income$2,583,7202,306
2004-09-30 (YTD Data)Rank
Total interest income$14,298,0001,502
Total interest expense$2,236,0002,602
Net interest income$12,062,0001,247
Provision for loan and lease losses$225,0002,754
Total noninterest income$1,843,0001,900
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$780,0001,699
Trading account gains and fees$0134
Additional Noninterest Income$1,063,0001,703
Total noninterest expense$10,596,0001,153
Salaries and employee benefits$5,512,0001,183
Premises and equipment expense$1,841,000909
Additional noninterest expense$3,243,0001,135
Pre-tax net operating income$3,084,0002,025
Securities gains (losses)$-5,0008,357
Applicable income taxes$850,0002,016
Income before extraordinary items$2,229,0002,097
Extraordinary gains, net$026
Net income$2,229,0002,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$240,0001,666
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,232,6002,042
2004-06-30 (YTD Data)Rank
Total interest income$9,455,0001,500
Total interest expense$1,475,0002,613
Net interest income$7,980,0001,241
Provision for loan and lease losses$150,0002,691
Total noninterest income$1,192,0001,932
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$510,0001,712
Trading account gains and fees$0130
Additional Noninterest Income$682,0001,750
Total noninterest expense$7,151,0001,133
Salaries and employee benefits$3,802,0001,137
Premises and equipment expense$1,226,000917
Additional noninterest expense$2,123,0001,148
Pre-tax net operating income$1,871,0002,161
Securities gains (losses)$03,413
Applicable income taxes$561,0002,031
Income before extraordinary items$1,310,0002,336
Extraordinary gains, net$021
Net income$1,310,0002,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0001,675
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,310,0002,269
2004-03-31 (YTD Data)Rank
Total interest income$4,774,0001,487
Total interest expense$737,0002,642
Net interest income$4,037,0001,231
Provision for loan and lease losses$75,0002,550
Total noninterest income$613,0001,852
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$247,0001,716
Trading account gains and fees$0121
Additional Noninterest Income$366,0001,638
Total noninterest expense$3,532,0001,151
Salaries and employee benefits$1,816,0001,211
Premises and equipment expense$621,000921
Additional noninterest expense$1,095,0001,117
Pre-tax net operating income$1,043,0001,935
Securities gains (losses)$02,934
Applicable income taxes$318,0001,839
Income before extraordinary items$725,0002,104
Extraordinary gains, net$016
Net income$725,0002,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0001,181
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$725,0002,028
2003-12-31 (YTD Data)Rank
Total interest income$18,763,0001,532
Total interest expense$3,375,0002,582
Net interest income$15,388,0001,255
Provision for loan and lease losses$650,0001,734
Total noninterest income$3,149,0001,620
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,076,0001,589
Trading account gains and fees$0160
Additional Noninterest Income$2,073,0001,438
Total noninterest expense$13,778,0001,175
Salaries and employee benefits$7,393,0001,152
Premises and equipment expense$2,148,0001,060
Additional noninterest expense$4,237,0001,185
Pre-tax net operating income$4,109,0001,939
Securities gains (losses)$7,0003,771
Applicable income taxes$1,237,0001,902
Income before extraordinary items$2,879,0002,104
Extraordinary gains, net$054
Net income$2,879,0002,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$383,0001,920
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,874,1002,017
2003-09-30 (YTD Data)Rank
Total interest income$13,997,0001,561
Total interest expense$2,633,0002,575
Net interest income$11,364,0001,285
Provision for loan and lease losses$575,0001,466
Total noninterest income$2,415,0001,634
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$801,0001,617
Trading account gains and fees$0153
Additional Noninterest Income$1,614,0001,456
Total noninterest expense$10,165,0001,195
Salaries and employee benefits$5,401,0001,191
Premises and equipment expense$1,608,0001,072
Additional noninterest expense$3,156,0001,201
Pre-tax net operating income$3,039,0002,027
Securities gains (losses)$04,204
Applicable income taxes$902,0002,015
Income before extraordinary items$2,137,0002,191
Extraordinary gains, net$040
Net income$2,137,0002,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,0001,833
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,137,0002,081
2003-06-30 (YTD Data)Rank
Total interest income$9,379,0001,568
Total interest expense$1,839,0002,556
Net interest income$7,540,0001,299
Provision for loan and lease losses$450,0001,255
Total noninterest income$1,807,0001,482
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$542,0001,565
Trading account gains and fees$0150
Additional Noninterest Income$1,265,0001,283
Total noninterest expense$6,655,0001,222
Salaries and employee benefits$3,690,0001,158
Premises and equipment expense$1,078,0001,071
Additional noninterest expense$1,887,0001,308
Pre-tax net operating income$2,242,0001,849
Securities gains (losses)$03,782
Applicable income taxes$782,0001,658
Income before extraordinary items$1,460,0002,158
Extraordinary gains, net$030
Net income$1,460,0002,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0001,507
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,460,0002,040
2003-03-31 (YTD Data)Rank
Total interest income$4,694,0001,580
Total interest expense$909,0002,633
Net interest income$3,785,0001,292
Provision for loan and lease losses$225,0001,208
Total noninterest income$814,0001,558
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$262,0001,570
Trading account gains and fees$0134
Additional Noninterest Income$552,0001,382
Total noninterest expense$3,097,0001,305
Salaries and employee benefits$1,754,0001,216
Premises and equipment expense$552,0001,046
Additional noninterest expense$791,0001,497
Pre-tax net operating income$1,277,0001,639
Securities gains (losses)$02,891
Applicable income taxes$467,0001,453
Income before extraordinary items$810,0001,958
Extraordinary gains, net$021
Net income$810,0001,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$113,0001,381
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$810,0001,848
2002-12-31 (YTD Data)Rank
Total interest income$19,604,0001,570
Total interest expense$4,670,0002,378
Net interest income$14,934,0001,291
Provision for loan and lease losses$900,0001,473
Total noninterest income$2,423,0001,838
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,071,0001,507
Trading account gains and fees$0153
Additional Noninterest Income$1,352,0001,790
Total noninterest expense$12,174,0001,260
Salaries and employee benefits$6,847,0001,180
Premises and equipment expense$1,979,0001,112
Additional noninterest expense$3,348,0001,416
Pre-tax net operating income$4,283,0001,876
Securities gains (losses)$34,0002,728
Applicable income taxes$1,569,0001,591
Income before extraordinary items$2,748,0002,178
Extraordinary gains, net$070
Net income$2,748,0002,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$419,0001,873
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,726,2402,119
2001-12-31 (YTD Data)Rank
Total interest income$19,132,0001,778
Total interest expense$6,851,0002,334
Net interest income$12,281,0001,447
Provision for loan and lease losses$691,0001,693
Total noninterest income$1,922,0002,079
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,080,0001,380
Trading account gains and fees$0177
Additional Noninterest Income$842,0002,311
Total noninterest expense$10,629,0001,383
Salaries and employee benefits$5,955,0001,249
Premises and equipment expense$2,085,0001,007
Additional noninterest expense$2,589,0001,769
Pre-tax net operating income$2,883,0002,350
Securities gains (losses)$90,0001,834
Applicable income taxes$1,133,0001,907
Income before extraordinary items$1,840,0002,729
Extraordinary gains, net$0105
Net income$1,840,0002,732
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$428,0001,745
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,782,4002,731
2000-12-31 (YTD Data)Rank
Total interest income$16,392,0002,150
Total interest expense$6,116,0002,736
Net interest income$10,276,0001,715
Provision for loan and lease losses$600,0001,605
Total noninterest income$1,519,0002,324
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$786,0001,764
Trading account gains and fees$0180
Additional Noninterest Income$733,0002,280
Total noninterest expense$9,229,0001,512
Salaries and employee benefits$5,178,0001,370
Premises and equipment expense$1,709,0001,179
Additional noninterest expense$2,342,0001,878
Pre-tax net operating income$1,966,0003,370
Securities gains (losses)$131,000505
Applicable income taxes$850,0002,403
Income before extraordinary items$1,247,0003,759
Extraordinary gains, net$038
Net income$1,247,0003,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0002,412
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,163,1603,939
1999-12-31 (YTD Data)Rank
Total interest income$13,449,0002,433
Total interest expense$4,909,0002,980
Net interest income$8,540,0002,073
Provision for loan and lease losses$480,0001,826
Total noninterest income$1,279,0002,579
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$560,0002,382
Trading account gains and fees$0173
Additional Noninterest Income$719,0002,331
Total noninterest expense$7,406,0001,871
Salaries and employee benefits$4,013,0001,720
Premises and equipment expense$1,169,0001,753
Additional noninterest expense$2,224,0001,964
Pre-tax net operating income$1,933,0003,422
Securities gains (losses)$197,000547
Applicable income taxes$1,132,0002,019
Income before extraordinary items$998,0004,446
Extraordinary gains, net$035
Net income$998,0004,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$308,0001,778
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$871,9204,795
1998-12-31 (YTD Data)Rank
Total interest income$12,383,0002,631
Total interest expense$5,111,0002,933
Net interest income$7,272,0002,347
Provision for loan and lease losses$300,0002,562
Total noninterest income$1,208,0002,671
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$508,0002,532
Trading account gains and fees$0224
Additional Noninterest Income$700,0002,391
Total noninterest expense$5,621,0002,333
Salaries and employee benefits$3,082,0002,187
Premises and equipment expense$907,0002,136
Additional noninterest expense$1,632,0002,567
Pre-tax net operating income$2,559,0002,723
Securities gains (losses)$202,000915
Applicable income taxes$1,148,0002,069
Income before extraordinary items$1,613,0003,063
Extraordinary gains, net$032
Net income$1,613,0003,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,700
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,483,7203,205
1997-12-31 (YTD Data)Rank
Total interest income$11,587,0002,832
Total interest expense$5,141,0002,908
Net interest income$6,446,0002,703
Provision for loan and lease losses$420,0002,015
Total noninterest income$1,017,0003,005
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$465,0002,813
Trading account gains and fees$0239
Additional Noninterest Income$552,0002,644
Total noninterest expense$5,183,0002,482
Salaries and employee benefits$2,650,0002,506
Premises and equipment expense$1,022,0001,937
Additional noninterest expense$1,511,0002,724
Pre-tax net operating income$1,860,0003,759
Securities gains (losses)$245,000624
Applicable income taxes$639,0003,497
Income before extraordinary items$1,466,0003,427
Extraordinary gains, net$044
Net income$1,466,0003,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0002,353
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,294,5003,743
1996-12-31 (YTD Data)Rank
Total interest income$10,861,0003,032
Total interest expense$5,114,0002,940
Net interest income$5,747,0003,077
Provision for loan and lease losses$1,070,000972
Total noninterest income$819,0003,637
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$372,0003,554
Trading account gains and fees$0262
Additional Noninterest Income$447,0003,155
Total noninterest expense$4,796,0002,850
Salaries and employee benefits$2,542,0002,642
Premises and equipment expense$839,0002,345
Additional noninterest expense$1,415,0003,277
Pre-tax net operating income$700,0006,933
Securities gains (losses)$154,000788
Applicable income taxes$169,0007,593
Income before extraordinary items$685,0005,826
Extraordinary gains, net$053
Net income$685,0005,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$973,000919
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$561,8006,427
1995-12-31 (YTD Data)Rank
Total interest income$9,694,0003,376
Total interest expense$4,774,0003,148
Net interest income$4,920,0003,595
Provision for loan and lease losses$320,0002,185
Total noninterest income$674,0004,202
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$231,0005,179
Trading account gains and fees$0522
Additional Noninterest Income$443,0003,105
Total noninterest expense$4,466,0003,011
Salaries and employee benefits$2,387,0002,803
Premises and equipment expense$700,0002,803
Additional noninterest expense$1,379,0003,314
Pre-tax net operating income$808,0006,801
Securities gains (losses)$-66,00011,315
Applicable income taxes$146,0008,329
Income before extraordinary items$596,0006,636
Extraordinary gains, net$065
Net income$596,0006,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,0002,032
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$648,8006,304
1994-12-31 (YTD Data)Rank
Total interest income$8,181,0003,666
Total interest expense$3,688,0003,309
Net interest income$4,493,0003,924
Provision for loan and lease losses$240,0002,662
Total noninterest income$1,172,0002,770
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$168,0006,486
Trading account gains and fees$0475
Additional Noninterest Income$1,004,0001,829
Total noninterest expense$4,322,0003,187
Salaries and employee benefits$2,058,0003,200
Premises and equipment expense$664,0002,967
Additional noninterest expense$1,600,0003,127
Pre-tax net operating income$1,103,0005,555
Securities gains (losses)$38,0001,321
Applicable income taxes$455,0004,351
Income before extraordinary items$686,0005,994
Extraordinary gains, net$0249
Net income$686,0006,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,658
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$661,6806,209
1993-12-31 (YTD Data)Rank
Total interest income$8,269,0003,696
Total interest expense$3,808,0003,306
Net interest income$4,461,0003,979
Provision for loan and lease losses$240,0003,470
Total noninterest income$1,056,0003,204
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$153,0007,016
Trading account gains and fees$0532
Additional Noninterest Income$903,0002,196
Total noninterest expense$3,471,0003,933
Salaries and employee benefits$1,802,0003,610
Premises and equipment expense$546,0003,591
Additional noninterest expense$1,123,0004,454
Pre-tax net operating income$1,806,0003,663
Securities gains (losses)$-191,00013,215
Applicable income taxes$709,0003,078
Income before extraordinary items$906,0005,063
Extraordinary gains, net$03,149
Net income$906,0005,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0004,007
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,028,2404,353
1992-12-31 (YTD Data)Rank
Total interest income$9,185,0003,792
Total interest expense$4,968,0003,328
Net interest income$4,217,0004,240
Provision for loan and lease losses$240,0004,686
Total noninterest income$1,318,0002,655
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$98,0008,573
Trading account gains and fees$0504
Additional Noninterest Income$1,220,0001,754
Total noninterest expense$3,650,0003,791
Salaries and employee benefits$1,803,0003,548
Premises and equipment expense$557,0003,610
Additional noninterest expense$1,290,0004,068
Pre-tax net operating income$1,645,0003,722
Securities gains (losses)$-53,00013,681
Applicable income taxes$658,0003,165
Income before extraordinary items$934,0004,787
Extraordinary gains, net$01,422
Net income$934,0004,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0005,670
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$967,9204,319

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.