Home > Revere Federal Savings and Loan Association > Income and Expense
Revere Federal Savings and Loan Association, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,344,000 | 3,610 |
| Total interest expense | $5,092,000 | 3,265 |
| Net interest income | $4,252,000 | 3,976 |
| Provision for loan and lease losses | $156,000 | 4,323 |
| Total noninterest income | $560,000 | 4,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $560,000 | 2,750 |
| Total noninterest expense | $3,729,000 | 3,518 |
| Salaries and employee benefits | $2,099,000 | 3,329 |
| Premises and equipment expense | $819,000 | 2,517 |
| Additional noninterest expense | $811,000 | 4,690 |
| Pre-tax net operating income | $927,000 | 5,464 |
| Securities gains (losses) | $3,000 | 1,519 |
| Applicable income taxes | $317,000 | 4,472 |
| Income before extraordinary items | $613,000 | 5,780 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $613,000 | 5,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,537 |
| Cash dividends | $474,000 | 3,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $611,020 | 5,801 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,416,000 | 4,186 |
| Total interest expense | $3,708,000 | 3,832 |
| Net interest income | $3,708,000 | 4,452 |
| Provision for loan and lease losses | $117,000 | 4,922 |
| Total noninterest income | $463,000 | 5,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $463,000 | 3,104 |
| Total noninterest expense | $3,278,000 | 3,913 |
| Salaries and employee benefits | $1,795,000 | 3,751 |
| Premises and equipment expense | $744,000 | 2,728 |
| Additional noninterest expense | $739,000 | 5,059 |
| Pre-tax net operating income | $776,000 | 6,018 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $255,000 | 5,153 |
| Income before extraordinary items | $523,000 | 6,281 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $523,000 | 6,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $250,000 | 4,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $521,660 | 6,275 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,487,000 | 4,683 |
| Total interest expense | $3,521,000 | 4,106 |
| Net interest income | $2,966,000 | 5,167 |
| Provision for loan and lease losses | $148,000 | 4,215 |
| Total noninterest income | $351,000 | 6,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $351,000 | 3,699 |
| Total noninterest expense | $2,690,000 | 4,515 |
| Salaries and employee benefits | $1,348,000 | 4,630 |
| Premises and equipment expense | $550,000 | 3,426 |
| Additional noninterest expense | $792,000 | 4,712 |
| Pre-tax net operating income | $479,000 | 7,484 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $178,000 | 6,453 |
| Income before extraordinary items | $301,000 | 7,882 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $301,000 | 7,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,985 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $301,000 | 7,797 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,243,000 | 4,904 |
| Total interest expense | $3,657,000 | 3,993 |
| Net interest income | $2,586,000 | 5,915 |
| Provision for loan and lease losses | $117,000 | 4,860 |
| Total noninterest income | $259,000 | 7,109 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $259,000 | 4,283 |
| Total noninterest expense | $2,047,000 | 5,568 |
| Salaries and employee benefits | $1,072,000 | 5,587 |
| Premises and equipment expense | $410,000 | 4,364 |
| Additional noninterest expense | $565,000 | 6,016 |
| Pre-tax net operating income | $681,000 | 7,048 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $259,000 | 6,170 |
| Income before extraordinary items | $422,000 | 7,500 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $422,000 | 7,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $422,000 | 7,448 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,271,000 | 5,703 |
| Total interest expense | $3,149,000 | 4,577 |
| Net interest income | $2,122,000 | 6,909 |
| Provision for loan and lease losses | $158,000 | 3,958 |
| Total noninterest income | $336,000 | 6,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $336,000 | 3,802 |
| Total noninterest expense | $1,804,000 | 6,374 |
| Salaries and employee benefits | $826,000 | 6,853 |
| Premises and equipment expense | $347,000 | 5,035 |
| Additional noninterest expense | $631,000 | 6,152 |
| Pre-tax net operating income | $496,000 | 7,958 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $157,000 | 7,776 |
| Income before extraordinary items | $339,000 | 8,093 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $339,000 | 8,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $339,000 | 8,040 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 6,436 |
| Total interest expense | $2,677,000 | 5,267 |
| Net interest income | $1,844,000 | 7,661 |
| Provision for loan and lease losses | $-3,000 | 11,354 |
| Total noninterest income | $113,000 | 10,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $113,000 | 6,838 |
| Total noninterest expense | $1,851,000 | 6,351 |
| Salaries and employee benefits | $702,000 | 7,702 |
| Premises and equipment expense | $324,000 | 5,312 |
| Additional noninterest expense | $825,000 | 5,122 |
| Pre-tax net operating income | $109,000 | 11,034 |
| Securities gains (losses) | $295,000 | 516 |
| Applicable income taxes | $129,000 | 8,642 |
| Income before extraordinary items | $275,000 | 9,184 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $275,000 | 9,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 11,498 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $74,400 | 11,123 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,786,000 | 6,953 |
| Total interest expense | $1,761,000 | 6,173 |
| Net interest income | $2,025,000 | 7,510 |
| Provision for loan and lease losses | $107,000 | 4,408 |
| Total noninterest income | $126,000 | 10,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $126,000 | 6,774 |
| Total noninterest expense | $1,293,000 | 8,272 |
| Salaries and employee benefits | $662,000 | 8,177 |
| Premises and equipment expense | $287,000 | 5,908 |
| Additional noninterest expense | $344,000 | 9,422 |
| Pre-tax net operating income | $751,000 | 7,124 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $250,000 | 6,534 |
| Income before extraordinary items | $501,000 | 7,307 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $501,000 | 7,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,413 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $501,000 | 7,334 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,259,000 | 7,909 |
| Total interest expense | $1,379,000 | 7,614 |
| Net interest income | $1,880,000 | 8,013 |
| Provision for loan and lease losses | $185,000 | 4,083 |
| Total noninterest income | $142,000 | 10,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $142,000 | 6,740 |
| Total noninterest expense | $1,225,000 | 8,796 |
| Salaries and employee benefits | $638,000 | 8,492 |
| Premises and equipment expense | $257,000 | 6,565 |
| Additional noninterest expense | $330,000 | 10,071 |
| Pre-tax net operating income | $612,000 | 7,866 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $248,000 | 6,836 |
| Income before extraordinary items | $364,000 | 8,804 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $364,000 | 8,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 3,463 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $364,000 | 8,536 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,190,000 | 8,651 |
| Total interest expense | $1,606,000 | 8,182 |
| Net interest income | $1,584,000 | 8,998 |
| Provision for loan and lease losses | $58,000 | 8,742 |
| Total noninterest income | $147,000 | 10,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $147,000 | 6,714 |
| Total noninterest expense | $1,040,000 | 9,805 |
| Salaries and employee benefits | $544,000 | 9,334 |
| Premises and equipment expense | $165,000 | 8,699 |
| Additional noninterest expense | $331,000 | 10,429 |
| Pre-tax net operating income | $633,000 | 7,497 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $234,000 | 6,932 |
| Income before extraordinary items | $398,000 | 8,243 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $398,000 | 8,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 7,942 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $398,640 | 7,880 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.