Home > Resource Trust Company > Income and Expense
Resource Trust Company, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,298,000 | 4,003 |
| Total interest expense | $3,840,000 | 4,113 |
| Net interest income | $4,458,000 | 3,831 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $11,451,000 | 533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 7,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,390,000 | 390 |
| Total noninterest expense | $11,799,000 | 1,181 |
| Salaries and employee benefits | $7,573,000 | 927 |
| Premises and equipment expense | $1,380,000 | 1,510 |
| Additional noninterest expense | $2,846,000 | 1,575 |
| Pre-tax net operating income | $4,110,000 | 1,776 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,681,000 | 1,369 |
| Income before extraordinary items | $2,429,000 | 2,132 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,429,000 | 2,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 9,388 |
| Cash dividends | $834,000 | 2,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,429,000 | 2,135 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,751,000 | 4,533 |
| Total interest expense | $2,929,000 | 4,690 |
| Net interest income | $3,822,000 | 4,339 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $11,237,000 | 578 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 7,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,181,000 | 423 |
| Total noninterest expense | $11,939,000 | 1,158 |
| Salaries and employee benefits | $7,144,000 | 960 |
| Premises and equipment expense | $1,206,000 | 1,701 |
| Additional noninterest expense | $3,589,000 | 1,280 |
| Pre-tax net operating income | $3,120,000 | 2,323 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $1,390,000 | 1,694 |
| Income before extraordinary items | $1,729,000 | 2,900 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,729,000 | 2,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,444 |
| Cash dividends | $394,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,729,640 | 2,873 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,724,000 | 4,538 |
| Total interest expense | $2,986,000 | 4,749 |
| Net interest income | $3,738,000 | 4,362 |
| Provision for loan and lease losses | $150,000 | 4,136 |
| Total noninterest income | $11,474,000 | 549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,421,000 | 409 |
| Total noninterest expense | $12,056,000 | 1,099 |
| Salaries and employee benefits | $6,665,000 | 980 |
| Premises and equipment expense | $1,083,000 | 1,821 |
| Additional noninterest expense | $4,308,000 | 1,064 |
| Pre-tax net operating income | $3,006,000 | 2,374 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,345,000 | 1,801 |
| Income before extraordinary items | $1,661,000 | 2,989 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,661,000 | 2,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 9,741 |
| Cash dividends | $650,000 | 2,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,661,000 | 2,903 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,164,000 | 4,958 |
| Total interest expense | $2,580,000 | 5,294 |
| Net interest income | $3,584,000 | 4,647 |
| Provision for loan and lease losses | $150,000 | 4,117 |
| Total noninterest income | $8,790,000 | 625 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 8,175 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,731,000 | 452 |
| Total noninterest expense | $9,845,000 | 1,337 |
| Salaries and employee benefits | $5,672,000 | 1,154 |
| Premises and equipment expense | $1,121,000 | 1,763 |
| Additional noninterest expense | $3,052,000 | 1,420 |
| Pre-tax net operating income | $2,379,000 | 3,041 |
| Securities gains (losses) | $-24,000 | 10,433 |
| Applicable income taxes | $1,007,000 | 2,427 |
| Income before extraordinary items | $1,348,000 | 3,683 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,348,000 | 3,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 10,434 |
| Cash dividends | $685,000 | 2,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,363,360 | 3,572 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,349,000 | 5,644 |
| Total interest expense | $2,312,000 | 5,828 |
| Net interest income | $3,037,000 | 5,393 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $7,831,000 | 693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 8,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,770,000 | 501 |
| Total noninterest expense | $9,458,000 | 1,510 |
| Salaries and employee benefits | $5,346,000 | 1,257 |
| Premises and equipment expense | $999,000 | 2,001 |
| Additional noninterest expense | $3,113,000 | 1,675 |
| Pre-tax net operating income | $1,385,000 | 4,611 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $614,000 | 3,516 |
| Income before extraordinary items | $776,000 | 5,409 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $776,000 | 5,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,972 |
| Cash dividends | $460,000 | 3,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $772,800 | 5,375 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,434,000 | 5,635 |
| Total interest expense | $2,542,000 | 5,490 |
| Net interest income | $2,892,000 | 5,660 |
| Provision for loan and lease losses | $-50,000 | 11,576 |
| Total noninterest income | $7,238,000 | 750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 8,553 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,166,000 | 531 |
| Total noninterest expense | $8,372,000 | 1,680 |
| Salaries and employee benefits | $4,811,000 | 1,381 |
| Premises and equipment expense | $955,000 | 2,097 |
| Additional noninterest expense | $2,606,000 | 1,923 |
| Pre-tax net operating income | $1,808,000 | 3,829 |
| Securities gains (losses) | $-164,000 | 11,640 |
| Applicable income taxes | $724,000 | 3,149 |
| Income before extraordinary items | $920,000 | 4,902 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $920,000 | 4,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $700,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,024,960 | 4,489 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,395,000 | 6,265 |
| Total interest expense | $1,858,000 | 5,935 |
| Net interest income | $2,537,000 | 6,400 |
| Provision for loan and lease losses | $-200,000 | 12,313 |
| Total noninterest income | $7,572,000 | 705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,485,000 | 495 |
| Total noninterest expense | $8,798,000 | 1,671 |
| Salaries and employee benefits | $5,044,000 | 1,340 |
| Premises and equipment expense | $826,000 | 2,457 |
| Additional noninterest expense | $2,928,000 | 1,851 |
| Pre-tax net operating income | $1,511,000 | 4,386 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $706,000 | 3,070 |
| Income before extraordinary items | $805,000 | 5,339 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $805,000 | 5,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-187,000 | 12,399 |
| Cash dividends | $700,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $805,000 | 5,396 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,334,000 | 7,780 |
| Total interest expense | $1,186,000 | 8,312 |
| Net interest income | $2,148,000 | 7,304 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $6,911,000 | 776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 8,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,810,000 | 547 |
| Total noninterest expense | $7,811,000 | 1,897 |
| Salaries and employee benefits | $4,303,000 | 1,567 |
| Premises and equipment expense | $784,000 | 2,606 |
| Additional noninterest expense | $2,724,000 | 2,063 |
| Pre-tax net operating income | $1,248,000 | 5,040 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $478,000 | 4,347 |
| Income before extraordinary items | $769,000 | 5,731 |
| Extraordinary gains, net | $81,000 | 1,772 |
| Net income | $850,000 | 5,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,663 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $769,640 | 5,487 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,096,000 | 8,805 |
| Total interest expense | $1,226,000 | 9,516 |
| Net interest income | $1,870,000 | 8,130 |
| Provision for loan and lease losses | $58,000 | 8,742 |
| Total noninterest income | $5,889,000 | 870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,795,000 | 607 |
| Total noninterest expense | $6,652,000 | 2,216 |
| Salaries and employee benefits | $3,688,000 | 1,799 |
| Premises and equipment expense | $691,000 | 2,954 |
| Additional noninterest expense | $2,273,000 | 2,523 |
| Pre-tax net operating income | $1,049,000 | 5,440 |
| Securities gains (losses) | $318,000 | 1,480 |
| Applicable income taxes | $548,000 | 3,697 |
| Income before extraordinary items | $819,000 | 5,272 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $819,000 | 5,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 8,022 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $615,480 | 6,104 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.