Home > Resource Bank > Income and Expense
Resource Bank, Income and Expense
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $93,056,000 | 469 |
| Total interest expense | $58,001,000 | 369 |
| Net interest income | $35,055,000 | 637 |
| Provision for loan and lease losses | $2,850,000 | 644 |
| Total noninterest income | $14,190,000 | 476 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $507,000 | 3,027 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $13,683,000 | 334 |
| Total noninterest expense | $64,340,000 | 316 |
| Salaries and employee benefits | $19,013,000 | 514 |
| Premises and equipment expense | $5,106,000 | 520 |
| Additional noninterest expense | $40,221,000 | 214 |
| Pre-tax net operating income | $-17,945,000 | 8,500 |
| Securities gains (losses) | $43,000 | 843 |
| Applicable income taxes | $-6,758,000 | 8,500 |
| Income before extraordinary items | $-11,144,000 | 8,492 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-11,144,000 | 8,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,312,000 | 826 |
| Cash dividends | $750,000 | 3,074 |
| Sale, conversion, retirement of capital stock, net | $-314,000 | 8,467 |
| Net operating income | $-11,171,520 | 8,488 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $69,994,000 | 469 |
| Total interest expense | $43,257,000 | 373 |
| Net interest income | $26,737,000 | 622 |
| Provision for loan and lease losses | $1,251,000 | 738 |
| Total noninterest income | $12,784,000 | 426 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $366,000 | 3,089 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $12,418,000 | 293 |
| Total noninterest expense | $53,903,000 | 280 |
| Salaries and employee benefits | $14,489,000 | 508 |
| Premises and equipment expense | $3,936,000 | 505 |
| Additional noninterest expense | $35,478,000 | 174 |
| Pre-tax net operating income | $-15,633,000 | 8,554 |
| Securities gains (losses) | $43,000 | 653 |
| Applicable income taxes | $-5,809,000 | 8,548 |
| Income before extraordinary items | $-9,781,000 | 8,546 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-9,781,000 | 8,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 1,492 |
| Cash dividends | $750,000 | 2,379 |
| Sale, conversion, retirement of capital stock, net | $-206,000 | 8,501 |
| Net operating income | $-9,808,520 | 8,541 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $46,162,000 | 488 |
| Total interest expense | $28,150,000 | 390 |
| Net interest income | $18,012,000 | 636 |
| Provision for loan and lease losses | $624,000 | 849 |
| Total noninterest income | $8,671,000 | 435 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $246,000 | 3,062 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $8,425,000 | 302 |
| Total noninterest expense | $28,728,000 | 354 |
| Salaries and employee benefits | $10,671,000 | 475 |
| Premises and equipment expense | $2,684,000 | 507 |
| Additional noninterest expense | $15,373,000 | 251 |
| Pre-tax net operating income | $-2,669,000 | 8,574 |
| Securities gains (losses) | $79,000 | 457 |
| Applicable income taxes | $-1,129,000 | 8,581 |
| Income before extraordinary items | $-1,461,000 | 8,542 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,461,000 | 8,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 1,093 |
| Cash dividends | $750,000 | 1,880 |
| Sale, conversion, retirement of capital stock, net | $-161,000 | 8,572 |
| Net operating income | $-1,511,560 | 8,532 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $23,006,000 | 488 |
| Total interest expense | $13,959,000 | 386 |
| Net interest income | $9,047,000 | 627 |
| Provision for loan and lease losses | $222,000 | 1,085 |
| Total noninterest income | $4,970,000 | 399 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $125,000 | 2,984 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,845,000 | 279 |
| Total noninterest expense | $15,514,000 | 336 |
| Salaries and employee benefits | $5,199,000 | 490 |
| Premises and equipment expense | $1,405,000 | 480 |
| Additional noninterest expense | $8,910,000 | 220 |
| Pre-tax net operating income | $-1,719,000 | 8,618 |
| Securities gains (losses) | $79,000 | 345 |
| Applicable income taxes | $-701,000 | 8,623 |
| Income before extraordinary items | $-939,000 | 8,591 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-939,000 | 8,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,145 |
| Cash dividends | $750,000 | 1,020 |
| Sale, conversion, retirement of capital stock, net | $-138,000 | 8,610 |
| Net operating income | $-989,560 | 8,593 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $89,822,000 | 463 |
| Total interest expense | $48,728,000 | 380 |
| Net interest income | $41,094,000 | 561 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $18,693,000 | 397 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $376,000 | 3,654 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,317,000 | 282 |
| Total noninterest expense | $41,407,000 | 465 |
| Salaries and employee benefits | $19,250,000 | 493 |
| Premises and equipment expense | $5,380,000 | 476 |
| Additional noninterest expense | $16,777,000 | 371 |
| Pre-tax net operating income | $18,380,000 | 580 |
| Securities gains (losses) | $100,000 | 541 |
| Applicable income taxes | $5,933,000 | 560 |
| Income before extraordinary items | $12,547,000 | 605 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $12,547,000 | 604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 1,798 |
| Cash dividends | $6,325,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $-678,000 | 8,649 |
| Net operating income | $12,479,000 | 600 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $66,195,000 | 475 |
| Total interest expense | $35,909,000 | 384 |
| Net interest income | $30,286,000 | 584 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $13,676,000 | 420 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $257,000 | 3,896 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,419,000 | 305 |
| Total noninterest expense | $31,105,000 | 479 |
| Salaries and employee benefits | $13,059,000 | 559 |
| Premises and equipment expense | $4,011,000 | 487 |
| Additional noninterest expense | $14,035,000 | 351 |
| Pre-tax net operating income | $12,857,000 | 635 |
| Securities gains (losses) | $100,000 | 444 |
| Applicable income taxes | $4,098,000 | 628 |
| Income before extraordinary items | $8,859,000 | 671 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,859,000 | 670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $5,500,000 | 478 |
| Sale, conversion, retirement of capital stock, net | $-599,000 | 8,722 |
| Net operating income | $8,791,000 | 666 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $42,529,000 | 480 |
| Total interest expense | $22,184,000 | 391 |
| Net interest income | $20,345,000 | 578 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $8,826,000 | 433 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $150,000 | 4,140 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,676,000 | 312 |
| Total noninterest expense | $21,943,000 | 457 |
| Salaries and employee benefits | $7,978,000 | 618 |
| Premises and equipment expense | $2,642,000 | 493 |
| Additional noninterest expense | $11,323,000 | 306 |
| Pre-tax net operating income | $7,228,000 | 745 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,242,000 | 726 |
| Income before extraordinary items | $4,986,000 | 784 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,986,000 | 784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,346 |
| Cash dividends | $5,500,000 | 343 |
| Sale, conversion, retirement of capital stock, net | $-421,000 | 8,752 |
| Net operating income | $4,986,000 | 773 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $20,265,000 | 486 |
| Total interest expense | $10,211,000 | 402 |
| Net interest income | $10,054,000 | 582 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $4,029,000 | 456 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $82,000 | 3,884 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,947,000 | 322 |
| Total noninterest expense | $8,893,000 | 533 |
| Salaries and employee benefits | $4,352,000 | 567 |
| Premises and equipment expense | $1,347,000 | 494 |
| Additional noninterest expense | $3,194,000 | 465 |
| Pre-tax net operating income | $5,190,000 | 539 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,672,000 | 534 |
| Income before extraordinary items | $3,518,000 | 573 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,518,000 | 572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 1,568 |
| Cash dividends | $2,000,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $-63,000 | 8,741 |
| Net operating income | $3,518,000 | 561 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $69,971,000 | 495 |
| Total interest expense | $30,595,000 | 401 |
| Net interest income | $39,376,000 | 566 |
| Provision for loan and lease losses | $100,000 | 4,800 |
| Total noninterest income | $21,599,000 | 378 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $232,000 | 4,733 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $21,367,000 | 283 |
| Total noninterest expense | $37,427,000 | 497 |
| Salaries and employee benefits | $19,647,000 | 479 |
| Premises and equipment expense | $5,849,000 | 426 |
| Additional noninterest expense | $11,931,000 | 482 |
| Pre-tax net operating income | $23,448,000 | 475 |
| Securities gains (losses) | $-269,000 | 8,630 |
| Applicable income taxes | $7,613,000 | 470 |
| Income before extraordinary items | $15,566,000 | 500 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $15,566,000 | 500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 1,550 |
| Cash dividends | $12,900,000 | 318 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $15,746,230 | 481 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $50,169,000 | 498 |
| Total interest expense | $20,955,000 | 414 |
| Net interest income | $29,214,000 | 559 |
| Provision for loan and lease losses | $100,000 | 4,154 |
| Total noninterest income | $20,701,000 | 312 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $187,000 | 4,607 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,514,000 | 243 |
| Total noninterest expense | $30,615,000 | 460 |
| Salaries and employee benefits | $14,719,000 | 476 |
| Premises and equipment expense | $5,242,000 | 364 |
| Additional noninterest expense | $10,654,000 | 426 |
| Pre-tax net operating income | $19,200,000 | 459 |
| Securities gains (losses) | $-269,000 | 8,746 |
| Applicable income taxes | $6,217,000 | 451 |
| Income before extraordinary items | $12,714,000 | 474 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $12,714,000 | 474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 8,581 |
| Cash dividends | $1,900,000 | 1,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $12,894,230 | 452 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $31,313,000 | 522 |
| Total interest expense | $12,524,000 | 424 |
| Net interest income | $18,789,000 | 569 |
| Provision for loan and lease losses | $100,000 | 3,338 |
| Total noninterest income | $12,642,000 | 328 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $131,000 | 4,456 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $12,511,000 | 255 |
| Total noninterest expense | $18,992,000 | 483 |
| Salaries and employee benefits | $9,434,000 | 491 |
| Premises and equipment expense | $2,909,000 | 424 |
| Additional noninterest expense | $6,649,000 | 438 |
| Pre-tax net operating income | $12,339,000 | 456 |
| Securities gains (losses) | $-269,000 | 8,786 |
| Applicable income taxes | $3,962,000 | 463 |
| Income before extraordinary items | $8,108,000 | 481 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $8,108,000 | 481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,259 |
| Cash dividends | $1,900,000 | 769 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $8,288,230 | 462 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $14,419,000 | 547 |
| Total interest expense | $5,664,000 | 445 |
| Net interest income | $8,755,000 | 601 |
| Provision for loan and lease losses | $100,000 | 2,031 |
| Total noninterest income | $5,834,000 | 339 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $58,000 | 4,666 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,776,000 | 260 |
| Total noninterest expense | $8,816,000 | 506 |
| Salaries and employee benefits | $4,303,000 | 527 |
| Premises and equipment expense | $1,426,000 | 427 |
| Additional noninterest expense | $3,087,000 | 455 |
| Pre-tax net operating income | $5,673,000 | 480 |
| Securities gains (losses) | $-320,000 | 8,884 |
| Applicable income taxes | $1,779,000 | 497 |
| Income before extraordinary items | $3,574,000 | 527 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,574,000 | 527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,391 |
| Cash dividends | $1,900,000 | 387 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,788,400 | 486 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $48,992,000 | 588 |
| Total interest expense | $15,278,000 | 543 |
| Net interest income | $33,714,000 | 595 |
| Provision for loan and lease losses | $2,950,000 | 391 |
| Total noninterest income | $26,667,000 | 320 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $248,000 | 4,763 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $26,419,000 | 245 |
| Total noninterest expense | $40,588,000 | 446 |
| Salaries and employee benefits | $22,464,000 | 402 |
| Premises and equipment expense | $6,112,000 | 395 |
| Additional noninterest expense | $12,012,000 | 466 |
| Pre-tax net operating income | $16,843,000 | 566 |
| Securities gains (losses) | $-11,000 | 8,257 |
| Applicable income taxes | $5,352,000 | 576 |
| Income before extraordinary items | $11,480,000 | 597 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $11,480,000 | 598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,122 |
| Cash dividends | $4,260,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $11,487,480 | 570 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $35,305,000 | 604 |
| Total interest expense | $11,086,000 | 546 |
| Net interest income | $24,219,000 | 610 |
| Provision for loan and lease losses | $2,950,000 | 320 |
| Total noninterest income | $21,085,000 | 313 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $187,000 | 4,797 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,898,000 | 244 |
| Total noninterest expense | $31,561,000 | 433 |
| Salaries and employee benefits | $18,344,000 | 373 |
| Premises and equipment expense | $4,809,000 | 373 |
| Additional noninterest expense | $8,408,000 | 493 |
| Pre-tax net operating income | $10,793,000 | 636 |
| Securities gains (losses) | $-11,000 | 8,532 |
| Applicable income taxes | $3,410,000 | 656 |
| Income before extraordinary items | $7,372,000 | 693 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,372,000 | 694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 2,732 |
| Cash dividends | $1,260,000 | 1,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $7,379,480 | 664 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $22,755,000 | 611 |
| Total interest expense | $7,174,000 | 554 |
| Net interest income | $15,581,000 | 624 |
| Provision for loan and lease losses | $2,950,000 | 231 |
| Total noninterest income | $12,158,000 | 340 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $124,000 | 4,796 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,034,000 | 260 |
| Total noninterest expense | $19,715,000 | 460 |
| Salaries and employee benefits | $11,411,000 | 405 |
| Premises and equipment expense | $3,467,000 | 338 |
| Additional noninterest expense | $4,837,000 | 552 |
| Pre-tax net operating income | $5,074,000 | 859 |
| Securities gains (losses) | $-11,000 | 8,702 |
| Applicable income taxes | $1,528,000 | 907 |
| Income before extraordinary items | $3,535,000 | 924 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,535,000 | 925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,480 |
| Cash dividends | $1,260,000 | 1,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,542,700 | 887 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $11,323,000 | 624 |
| Total interest expense | $3,707,000 | 547 |
| Net interest income | $7,616,000 | 647 |
| Provision for loan and lease losses | $2,950,000 | 147 |
| Total noninterest income | $7,132,000 | 301 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $64,000 | 4,635 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,068,000 | 238 |
| Total noninterest expense | $12,109,000 | 385 |
| Salaries and employee benefits | $6,939,000 | 339 |
| Premises and equipment expense | $2,134,000 | 299 |
| Additional noninterest expense | $3,036,000 | 454 |
| Pre-tax net operating income | $-311,000 | 8,972 |
| Securities gains (losses) | $-11,000 | 8,921 |
| Applicable income taxes | $-234,000 | 9,074 |
| Income before extraordinary items | $-88,000 | 8,818 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-88,000 | 8,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $1,260,000 | 540 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-80,960 | 8,776 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $42,471,000 | 658 |
| Total interest expense | $16,654,000 | 544 |
| Net interest income | $25,817,000 | 732 |
| Provision for loan and lease losses | $150,000 | 4,567 |
| Total noninterest income | $36,626,000 | 269 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $251,000 | 4,748 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $36,375,000 | 222 |
| Total noninterest expense | $43,797,000 | 423 |
| Salaries and employee benefits | $27,833,000 | 329 |
| Premises and equipment expense | $4,820,000 | 489 |
| Additional noninterest expense | $11,144,000 | 507 |
| Pre-tax net operating income | $18,496,000 | 516 |
| Securities gains (losses) | $68,000 | 2,232 |
| Applicable income taxes | $5,803,000 | 554 |
| Income before extraordinary items | $12,761,000 | 550 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $12,761,000 | 550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,903 |
| Cash dividends | $3,789,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $12,714,080 | 515 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $31,141,000 | 692 |
| Total interest expense | $12,608,000 | 563 |
| Net interest income | $18,533,000 | 785 |
| Provision for loan and lease losses | $150,000 | 3,902 |
| Total noninterest income | $28,391,000 | 273 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $185,000 | 4,819 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,206,000 | 222 |
| Total noninterest expense | $33,057,000 | 421 |
| Salaries and employee benefits | $21,411,000 | 330 |
| Premises and equipment expense | $3,035,000 | 582 |
| Additional noninterest expense | $8,611,000 | 504 |
| Pre-tax net operating income | $13,717,000 | 523 |
| Securities gains (losses) | $68,000 | 2,055 |
| Applicable income taxes | $4,354,000 | 576 |
| Income before extraordinary items | $9,431,000 | 571 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $9,431,000 | 570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,893 |
| Cash dividends | $2,805,000 | 769 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $9,384,760 | 528 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $20,070,000 | 721 |
| Total interest expense | $8,359,000 | 584 |
| Net interest income | $11,711,000 | 828 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $17,993,000 | 277 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $128,000 | 4,692 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $17,865,000 | 225 |
| Total noninterest expense | $20,993,000 | 448 |
| Salaries and employee benefits | $13,657,000 | 341 |
| Premises and equipment expense | $2,016,000 | 586 |
| Additional noninterest expense | $5,320,000 | 539 |
| Pre-tax net operating income | $8,561,000 | 554 |
| Securities gains (losses) | $68,000 | 1,796 |
| Applicable income taxes | $2,735,000 | 591 |
| Income before extraordinary items | $5,894,000 | 599 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,894,000 | 598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,193 |
| Cash dividends | $1,808,000 | 818 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $5,847,760 | 554 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,661,000 | 764 |
| Total interest expense | $4,217,000 | 594 |
| Net interest income | $5,444,000 | 895 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $7,907,000 | 309 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $65,000 | 4,539 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,842,000 | 240 |
| Total noninterest expense | $9,733,000 | 472 |
| Salaries and employee benefits | $6,132,000 | 380 |
| Premises and equipment expense | $899,000 | 647 |
| Additional noninterest expense | $2,702,000 | 527 |
| Pre-tax net operating income | $3,468,000 | 648 |
| Securities gains (losses) | $62,000 | 1,269 |
| Applicable income taxes | $1,101,000 | 730 |
| Income before extraordinary items | $2,429,000 | 704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,429,000 | 703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $810,000 | 816 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,386,220 | 660 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $35,930,000 | 842 |
| Total interest expense | $18,292,000 | 621 |
| Net interest income | $17,638,000 | 1,087 |
| Provision for loan and lease losses | $1,550,000 | 917 |
| Total noninterest income | $23,759,000 | 358 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $278,000 | 4,412 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,481,000 | 273 |
| Total noninterest expense | $29,988,000 | 560 |
| Salaries and employee benefits | $20,464,000 | 422 |
| Premises and equipment expense | $3,148,000 | 705 |
| Additional noninterest expense | $6,376,000 | 797 |
| Pre-tax net operating income | $9,859,000 | 882 |
| Securities gains (losses) | $236,000 | 1,062 |
| Applicable income taxes | $3,060,000 | 908 |
| Income before extraordinary items | $7,035,000 | 892 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $7,035,000 | 890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,746 |
| Cash dividends | $2,705,000 | 1,010 |
| Sale, conversion, retirement of capital stock, net | $4,700,000 | 172 |
| Net operating income | $6,869,800 | 874 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $32,822,000 | 1,040 |
| Total interest expense | $20,780,000 | 795 |
| Net interest income | $12,042,000 | 1,479 |
| Provision for loan and lease losses | $195,000 | 4,194 |
| Total noninterest income | $19,485,000 | 396 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $277,000 | 4,365 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $19,208,000 | 298 |
| Total noninterest expense | $24,305,000 | 656 |
| Salaries and employee benefits | $16,148,000 | 497 |
| Premises and equipment expense | $2,821,000 | 750 |
| Additional noninterest expense | $5,336,000 | 909 |
| Pre-tax net operating income | $7,027,000 | 1,063 |
| Securities gains (losses) | $374,000 | 761 |
| Applicable income taxes | $2,238,000 | 1,074 |
| Income before extraordinary items | $5,163,000 | 1,060 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,163,000 | 1,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,336 |
| Cash dividends | $2,153,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $1,850,000 | 329 |
| Net operating income | $4,901,200 | 1,074 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $28,464,000 | 1,245 |
| Total interest expense | $18,136,000 | 984 |
| Net interest income | $10,328,000 | 1,708 |
| Provision for loan and lease losses | $1,100,000 | 984 |
| Total noninterest income | $11,299,000 | 537 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $262,000 | 4,406 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $11,037,000 | 395 |
| Total noninterest expense | $13,904,000 | 1,012 |
| Salaries and employee benefits | $7,944,000 | 877 |
| Premises and equipment expense | $1,832,000 | 1,086 |
| Additional noninterest expense | $4,128,000 | 1,122 |
| Pre-tax net operating income | $6,623,000 | 1,137 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,060,000 | 1,124 |
| Income before extraordinary items | $4,563,000 | 1,155 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,563,000 | 1,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 1,977 |
| Cash dividends | $1,487,000 | 1,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,563,000 | 1,154 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,494,000 | 1,522 |
| Total interest expense | $11,733,000 | 1,284 |
| Net interest income | $9,761,000 | 1,784 |
| Provision for loan and lease losses | $4,667,000 | 317 |
| Total noninterest income | $7,334,000 | 735 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $385,000 | 3,318 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $6,949,000 | 541 |
| Total noninterest expense | $13,004,000 | 1,073 |
| Salaries and employee benefits | $6,615,000 | 1,039 |
| Premises and equipment expense | $1,794,000 | 1,120 |
| Additional noninterest expense | $4,595,000 | 1,022 |
| Pre-tax net operating income | $-576,000 | 9,897 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-213,000 | 10,040 |
| Income before extraordinary items | $-363,000 | 9,818 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-363,000 | 9,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,481,000 | 291 |
| Cash dividends | $1,290,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $7,350,000 | 143 |
| Net operating income | $-363,000 | 9,798 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $19,904,000 | 1,634 |
| Total interest expense | $11,336,000 | 1,357 |
| Net interest income | $8,568,000 | 1,997 |
| Provision for loan and lease losses | $150,000 | 4,136 |
| Total noninterest income | $18,957,000 | 395 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $357,000 | 3,453 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $18,600,000 | 306 |
| Total noninterest expense | $22,737,000 | 672 |
| Salaries and employee benefits | $6,686,000 | 976 |
| Premises and equipment expense | $1,549,000 | 1,238 |
| Additional noninterest expense | $14,502,000 | 441 |
| Pre-tax net operating income | $4,638,000 | 1,601 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,591,000 | 1,542 |
| Income before extraordinary items | $3,047,000 | 1,718 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,047,000 | 1,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,285 |
| Cash dividends | $925,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 726 |
| Net operating income | $3,047,000 | 1,647 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,002,000 | 2,964 |
| Total interest expense | $5,983,000 | 2,496 |
| Net interest income | $5,019,000 | 3,472 |
| Provision for loan and lease losses | $155,000 | 4,057 |
| Total noninterest income | $8,624,000 | 632 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $148,000 | 6,194 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $8,476,000 | 459 |
| Total noninterest expense | $10,703,000 | 1,241 |
| Salaries and employee benefits | $4,040,000 | 1,625 |
| Premises and equipment expense | $865,000 | 2,277 |
| Additional noninterest expense | $5,798,000 | 867 |
| Pre-tax net operating income | $2,785,000 | 2,660 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $965,000 | 2,510 |
| Income before extraordinary items | $1,820,000 | 2,802 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,820,000 | 2,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,314 |
| Cash dividends | $242,000 | 5,012 |
| Sale, conversion, retirement of capital stock, net | $5,048,000 | 197 |
| Net operating income | $1,820,000 | 2,752 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,371,000 | 3,864 |
| Total interest expense | $4,689,000 | 3,183 |
| Net interest income | $3,682,000 | 4,630 |
| Provision for loan and lease losses | $290,000 | 2,650 |
| Total noninterest income | $2,882,000 | 1,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,745,000 | 938 |
| Total noninterest expense | $4,655,000 | 2,924 |
| Salaries and employee benefits | $2,655,000 | 2,512 |
| Premises and equipment expense | $626,000 | 3,075 |
| Additional noninterest expense | $1,374,000 | 3,361 |
| Pre-tax net operating income | $1,619,000 | 4,087 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $153,000 | 7,833 |
| Income before extraordinary items | $1,466,000 | 3,262 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,466,000 | 3,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,846 |
| Cash dividends | $97,000 | 6,799 |
| Sale, conversion, retirement of capital stock, net | $1,537,000 | 332 |
| Net operating income | $1,466,000 | 3,226 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,106,000 | 5,126 |
| Total interest expense | $3,500,000 | 4,154 |
| Net interest income | $2,606,000 | 6,116 |
| Provision for loan and lease losses | $512,000 | 1,538 |
| Total noninterest income | $1,881,000 | 1,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,764,000 | 1,230 |
| Total noninterest expense | $3,285,000 | 3,964 |
| Salaries and employee benefits | $1,750,000 | 3,734 |
| Premises and equipment expense | $522,000 | 3,625 |
| Additional noninterest expense | $1,013,000 | 4,306 |
| Pre-tax net operating income | $690,000 | 7,375 |
| Securities gains (losses) | $71,000 | 1,109 |
| Applicable income taxes | $-144,000 | 11,754 |
| Income before extraordinary items | $905,000 | 4,968 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $905,000 | 4,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,993 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $834,000 | 5,267 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,046,000 | 6,640 |
| Total interest expense | $1,905,000 | 5,821 |
| Net interest income | $2,141,000 | 7,225 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $1,283,000 | 2,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 6,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,100,000 | 1,732 |
| Total noninterest expense | $2,904,000 | 4,540 |
| Salaries and employee benefits | $1,524,000 | 4,225 |
| Premises and equipment expense | $527,000 | 3,631 |
| Additional noninterest expense | $853,000 | 5,411 |
| Pre-tax net operating income | $470,000 | 8,859 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-180,000 | 12,374 |
| Income before extraordinary items | $650,000 | 6,222 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $650,000 | 6,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,425 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $650,000 | 6,293 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,538,000 | 9,115 |
| Total interest expense | $1,144,000 | 8,507 |
| Net interest income | $1,394,000 | 9,434 |
| Provision for loan and lease losses | $287,000 | 3,108 |
| Total noninterest income | $1,121,000 | 3,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $949,000 | 2,103 |
| Total noninterest expense | $2,114,000 | 6,059 |
| Salaries and employee benefits | $1,051,000 | 5,870 |
| Premises and equipment expense | $392,000 | 4,794 |
| Additional noninterest expense | $671,000 | 6,789 |
| Pre-tax net operating income | $114,000 | 11,762 |
| Securities gains (losses) | $104,000 | 2,454 |
| Applicable income taxes | $-132,000 | 12,988 |
| Income before extraordinary items | $350,000 | 8,932 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $350,000 | 9,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $178,000 | 3,355 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $-25,000 | 13,172 |
| Net operating income | $246,000 | 9,846 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 11,061 |
| Total interest expense | $915,000 | 10,791 |
| Net interest income | $1,002,000 | 11,096 |
| Provision for loan and lease losses | $333,000 | 3,896 |
| Total noninterest income | $284,000 | 7,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 6,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 8,213 |
| Total noninterest expense | $1,323,000 | 8,582 |
| Salaries and employee benefits | $386,000 | 11,030 |
| Premises and equipment expense | $409,000 | 4,718 |
| Additional noninterest expense | $528,000 | 8,214 |
| Pre-tax net operating income | $-370,000 | 13,218 |
| Securities gains (losses) | $22,000 | 5,460 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-348,000 | 13,288 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-348,000 | 13,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,121,000 | 1,459 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $3,401,000 | 230 |
| Net operating income | $-370,000 | 13,200 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.