Home > Resolute Bank > Performance and Condition Ratios
Resolute Bank, Performance and Condition Ratios
2019-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.6863% | 2,465 |
Cost of funding earning assets | 1.0251% | 1,659 |
Net interest margin | 3.6611% | 3,057 |
Noninterest income to average assets | 11.1690% | 54 |
Noninterest expense to average assets | 21.0019% | 35 |
Loan and lease loss provision to assets | 0.4436% | 287 |
Net operating income to assets | -7.0146% | 5,250 |
Return on assets (ROA) | -7.0146% | 5,250 |
Pretax return on assets | -7.0146% | 5,250 |
Return on Equity (ROE) | -274.3146% | 5,256 |
Retained earnings to average equity (ytd only) | -274.3146% | 5,256 |
Net charge-offs to loans | 5.3336% | 11 |
Credit loss provision to net charge-offs | 14.5548% | 2,988 |
Earnings coverage of net charge-offs (x) | -2.1558% | 3,402 |
Efficiency ratio | 145.5335% | 47 |
Assets per employee ($millions) | 1.2259% | 5,204 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,563 |
Condition Ratios (%) | ||
Loss allowance to loans | 3.2742% | 104 |
Loan loss allowance to noncurrent loans | 93.3941% | 3,435 |
Noncurrent assets plus other real estate owned to assets | 2.8121% | 203 |
Noncurrent loans to loans | 3.5058% | 230 |
Net loans and leases to total assets | 52.0007% | 4,318 |
Net loans and leases to deposits | 52.9255% | 4,671 |
Net loans and leases to core deposits | 57.0272% | 4,652 |
Total domestic deposits to total assets | 98.2526% | 1 |
Equity capital to assets | 0.6826% | 5,256 |
Core capital (leverage) ratio | 0.6140% | 5,256 |
Tier 1 risk-based capital ratio | 1.3422% | 5,256 |
Total risk-based capital ratio | 2.6256% | 5,256 |
Memoranda: | ||
Average total assets | $25,546,250 | 5,146 |
Average earning assets | $22,761,000 | 5,142 |
Average equity | $653,250 | 5,255 |
Average total loans | $14,599,000 | 5,052 |
2019-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.5030% | 3,009 |
Cost of funding earning assets | 0.9311% | 2,007 |
Net interest margin | 3.5719% | 3,361 |
Noninterest income to average assets | 13.4613% | 51 |
Noninterest expense to average assets | 22.6712% | 33 |
Loan and lease loss provision to assets | 0.6464% | 165 |
Net operating income to assets | -6.6470% | 5,296 |
Return on assets (ROA) | -6.6470% | 5,296 |
Pretax return on assets | -6.6470% | 5,296 |
Return on Equity (ROE) | -213.6919% | 5,302 |
Retained earnings to average equity (ytd only) | -213.6919% | 5,302 |
Net charge-offs to loans | 7.4944% | 3 |
Credit loss provision to net charge-offs | 14.8342% | 2,679 |
Earnings coverage of net charge-offs (x) | -1.3770% | 3,123 |
Efficiency ratio | 135.9945% | 54 |
Assets per employee ($millions) | 0.6780% | 5,272 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,431 |
Condition Ratios (%) | ||
Loss allowance to loans | 2.8997% | 141 |
Loan loss allowance to noncurrent loans | 69.0280% | 3,854 |
Noncurrent assets plus other real estate owned to assets | 2.4300% | 314 |
Noncurrent loans to loans | 4.2007% | 163 |
Net loans and leases to total assets | 51.7386% | 4,366 |
Net loans and leases to deposits | 53.6538% | 4,692 |
Net loans and leases to core deposits | 56.7207% | 4,692 |
Total domestic deposits to total assets | 96.4305% | 2 |
Equity capital to assets | 2.3157% | 5,303 |
Core capital (leverage) ratio | 2.4103% | 5,302 |
Tier 1 risk-based capital ratio | 4.7680% | 5,298 |
Total risk-based capital ratio | 6.0567% | 5,298 |
Memoranda: | ||
Average total assets | $26,297,670 | 5,185 |
Average earning assets | $23,628,670 | 5,179 |
Average equity | $818,000 | 5,299 |
Average total loans | $15,291,330 | 5,082 |
2019-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.6276% | 2,444 |
Cost of funding earning assets | 0.9013% | 1,993 |
Net interest margin | 3.7263% | 2,796 |
Noninterest income to average assets | 11.6352% | 52 |
Noninterest expense to average assets | 24.7074% | 35 |
Loan and lease loss provision to assets | 1.3134% | 64 |
Net operating income to assets | -11.0635% | 5,359 |
Return on assets (ROA) | -11.0635% | 5,359 |
Pretax return on assets | -11.0635% | 5,359 |
Return on Equity (ROE) | -313.6911% | 5,361 |
Retained earnings to average equity (ytd only) | -313.6911% | 5,360 |
Net charge-offs to loans | 14.6130% | 1 |
Credit loss provision to net charge-offs | 14.8084% | 2,165 |
Earnings coverage of net charge-offs (x) | -1.0993% | 2,694 |
Efficiency ratio | 165.1860% | 30 |
Assets per employee ($millions) | 0.5793% | 5,332 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,768 |
Condition Ratios (%) | ||
Loss allowance to loans | 2.8197% | 161 |
Loan loss allowance to noncurrent loans | 44.0589% | 4,375 |
Noncurrent assets plus other real estate owned to assets | 3.9353% | 118 |
Noncurrent loans to loans | 6.3997% | 66 |
Net loans and leases to total assets | 56.6603% | 4,006 |
Net loans and leases to deposits | 59.6120% | 4,432 |
Net loans and leases to core deposits | 64.2336% | 4,367 |
Total domestic deposits to total assets | 95.0485% | 6 |
Equity capital to assets | 2.1776% | 5,362 |
Core capital (leverage) ratio | 2.1635% | 5,362 |
Tier 1 risk-based capital ratio | 4.1406% | 5,360 |
Total risk-based capital ratio | 5.4364% | 5,359 |
Memoranda: | ||
Average total assets | $25,887,000 | 5,244 |
Average earning assets | $23,079,000 | 5,238 |
Average equity | $913,000 | 5,356 |
Average total loans | $15,712,000 | 5,137 |
2018-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.1659% | 3,542 |
Cost of funding earning assets | 0.5880% | 2,803 |
Net interest margin | 3.5778% | 3,461 |
Noninterest income to average assets | 26.5286% | 34 |
Noninterest expense to average assets | 37.2966% | 24 |
Loan and lease loss provision to assets | 0.4651% | 271 |
Net operating income to assets | -7.8973% | 5,404 |
Return on assets (ROA) | -7.8973% | 5,404 |
Pretax return on assets | -7.8973% | 5,404 |
Return on Equity (ROE) | -133.6809% | 5,405 |
Retained earnings to average equity (ytd only) | -133.6809% | 5,404 |
Net charge-offs to loans | -0.1999% | 5,269 |
Credit loss provision to net charge-offs | -335.5556% | 4,563 |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 124.8866% | 50 |
Assets per employee ($millions) | 0.4779% | 5,381 |
Cash dividends to net income (ytd only)* | 0.0000% | 4,013 |
Condition Ratios (%) | ||
Loss allowance to loans | 5.4818% | 28 |
Loan loss allowance to noncurrent loans | 57.9082% | 4,157 |
Noncurrent assets plus other real estate owned to assets | 6.9160% | 38 |
Noncurrent loans to loans | 9.4663% | 28 |
Net loans and leases to total assets | 59.5580% | 3,816 |
Net loans and leases to deposits | 63.6345% | 4,271 |
Net loans and leases to core deposits | 69.2314% | 4,152 |
Total domestic deposits to total assets | 93.5938% | 19 |
Equity capital to assets | 4.8351% | 5,395 |
Core capital (leverage) ratio | 4.6067% | 5,398 |
Tier 1 risk-based capital ratio | 8.7782% | 5,386 |
Total risk-based capital ratio | 10.1043% | 5,382 |
Memoranda: | ||
Average total assets | $32,466,800 | 5,214 |
Average earning assets | $30,269,800 | 5,194 |
Average equity | $1,918,000 | 5,361 |
Average total loans | $22,512,000 | 5,015 |
2018-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.1590% | 3,436 |
Cost of funding earning assets | 0.5361% | 2,959 |
Net interest margin | 3.6229% | 3,294 |
Noninterest income to average assets | 30.9885% | 30 |
Noninterest expense to average assets | 42.3529% | 22 |
Loan and lease loss provision to assets | 0.5919% | 172 |
Net operating income to assets | -8.5655% | 5,474 |
Return on assets (ROA) | -8.5655% | 5,474 |
Pretax return on assets | -8.5655% | 5,474 |
Return on Equity (ROE) | -140.0774% | 5,475 |
Retained earnings to average equity (ytd only) | -140.0774% | 5,475 |
Net charge-offs to loans | -0.2278% | 5,320 |
Credit loss provision to net charge-offs | -368.2927% | 4,435 |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 123.1927% | 50 |
Assets per employee ($millions) | 0.3930% | 5,455 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,598 |
Condition Ratios (%) | ||
Loss allowance to loans | 5.2592% | 33 |
Loan loss allowance to noncurrent loans | 73.9771% | 3,926 |
Noncurrent assets plus other real estate owned to assets | 5.0610% | 84 |
Noncurrent loans to loans | 7.1092% | 57 |
Net loans and leases to total assets | 55.9911% | 4,221 |
Net loans and leases to deposits | 60.0457% | 4,546 |
Net loans and leases to core deposits | 64.7772% | 4,472 |
Total domestic deposits to total assets | 93.2474% | 26 |
Equity capital to assets | 4.9854% | 5,465 |
Core capital (leverage) ratio | 4.8163% | 5,469 |
Tier 1 risk-based capital ratio | 10.1598% | 5,343 |
Total risk-based capital ratio | 11.4910% | 5,246 |
Memoranda: | ||
Average total assets | $34,011,750 | 5,258 |
Average earning assets | $31,833,750 | 5,237 |
Average equity | $2,079,750 | 5,421 |
Average total loans | $23,999,000 | 5,027 |
2018-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.9388% | 3,964 |
Cost of funding earning assets | 0.5005% | 3,006 |
Net interest margin | 3.4382% | 3,838 |
Noninterest income to average assets | 39.0980% | 24 |
Noninterest expense to average assets | 48.9370% | 16 |
Loan and lease loss provision to assets | 0.8470% | 102 |
Net operating income to assets | -7.4494% | 5,541 |
Return on assets (ROA) | -7.4494% | 5,540 |
Pretax return on assets | -7.4494% | 5,539 |
Return on Equity (ROE) | -115.9992% | 5,542 |
Retained earnings to average equity (ytd only) | -115.9992% | 5,542 |
Net charge-offs to loans | 1.6598% | 69 |
Credit loss provision to net charge-offs | 69.2661% | 2,356 |
Earnings coverage of net charge-offs (x) | -5.3991% | 3,174 |
Efficiency ratio | 115.5956% | 75 |
Assets per employee ($millions) | 0.2939% | 5,524 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,456 |
Condition Ratios (%) | ||
Loss allowance to loans | 2.6217% | 216 |
Loan loss allowance to noncurrent loans | 46.9432% | 4,473 |
Noncurrent assets plus other real estate owned to assets | 4.6078% | 108 |
Noncurrent loans to loans | 5.5849% | 103 |
Net loans and leases to total assets | 76.1821% | 1,606 |
Net loans and leases to deposits | 83.6546% | 2,573 |
Net loans and leases to core deposits | 89.8242% | 2,585 |
Total domestic deposits to total assets | 91.0675% | 234 |
Equity capital to assets | 5.3455% | 5,521 |
Core capital (leverage) ratio | 5.0703% | 5,531 |
Tier 1 risk-based capital ratio | 9.1633% | 5,508 |
Total risk-based capital ratio | 10.4552% | 5,503 |
Memoranda: | ||
Average total assets | $35,654,000 | 5,293 |
Average earning assets | $33,563,670 | 5,267 |
Average equity | $2,289,670 | 5,470 |
Average total loans | $26,269,000 | 5,016 |
2018-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.9570% | 3,772 |
Cost of funding earning assets | 0.4159% | 3,473 |
Net interest margin | 3.5411% | 3,384 |
Noninterest income to average assets | 45.1619% | 22 |
Noninterest expense to average assets | 56.2325% | 15 |
Loan and lease loss provision to assets | 1.0594% | 75 |
Net operating income to assets | -8.7930% | 5,602 |
Return on assets (ROA) | -8.7930% | 5,601 |
Pretax return on assets | -8.7930% | 5,599 |
Return on Equity (ROE) | -127.9877% | 5,604 |
Retained earnings to average equity (ytd only) | -127.9877% | 5,603 |
Net charge-offs to loans | 0.0590% | 1,512 |
Credit loss provision to net charge-offs | 2,500.0000% | 147 |
Earnings coverage of net charge-offs (x) | -182.5000% | 2,719 |
Efficiency ratio | 115.9458% | 75 |
Assets per employee ($millions) | 0.2478% | 5,590 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,749 |
Condition Ratios (%) | ||
Loss allowance to loans | 3.3123% | 106 |
Loan loss allowance to noncurrent loans | 46.4368% | 4,516 |
Noncurrent assets plus other real estate owned to assets | 5.0509% | 94 |
Noncurrent loans to loans | 7.1329% | 68 |
Net loans and leases to total assets | 68.4664% | 2,704 |
Net loans and leases to deposits | 75.0310% | 3,314 |
Net loans and leases to core deposits | 80.0176% | 3,322 |
Total domestic deposits to total assets | 91.2508% | 238 |
Equity capital to assets | 6.3253% | 5,554 |
Core capital (leverage) ratio | 5.8063% | 5,573 |
Tier 1 risk-based capital ratio | 12.3198% | 4,364 |
Total risk-based capital ratio | 13.6258% | 4,214 |
Memoranda: | ||
Average total assets | $37,757,500 | 5,312 |
Average earning assets | $35,582,500 | 5,283 |
Average equity | $2,594,000 | 5,501 |
Average total loans | $27,102,500 | 5,038 |
2017-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.9865% | 3,448 |
Cost of funding earning assets | 0.5399% | 2,033 |
Net interest margin | 3.4466% | 3,699 |
Noninterest income to average assets | 41.2069% | 25 |
Noninterest expense to average assets | 44.9011% | 21 |
Loan and lease loss provision to assets | 0.4917% | 267 |
Net operating income to assets | -1.0143% | 5,588 |
Return on assets (ROA) | -1.0143% | 5,589 |
Pretax return on assets | -1.0143% | 5,599 |
Return on Equity (ROE) | -12.4392% | 5,610 |
Retained earnings to average equity (ytd only) | -12.4392% | 5,567 |
Net charge-offs to loans | 0.9560% | 193 |
Credit loss provision to net charge-offs | 67.7305% | 3,123 |
Earnings coverage of net charge-offs (x) | -0.7199% | 4,039 |
Efficiency ratio | 101.1776% | 156 |
Assets per employee ($millions) | 0.2775% | 5,650 |
Cash dividends to net income (ytd only)* | 0.0000% | 4,098 |
Condition Ratios (%) | ||
Loss allowance to loans | 2.3884% | 285 |
Loan loss allowance to noncurrent loans | 54.1445% | 4,399 |
Noncurrent assets plus other real estate owned to assets | 3.2022% | 237 |
Noncurrent loans to loans | 4.4111% | 191 |
Net loans and leases to total assets | 70.8591% | 2,385 |
Net loans and leases to deposits | 83.2423% | 2,577 |
Net loans and leases to core deposits | 91.6071% | 2,404 |
Total domestic deposits to total assets | 85.1239% | 2,793 |
Equity capital to assets | 7.3272% | 5,562 |
Core capital (leverage) ratio | 7.4851% | 5,565 |
Tier 1 risk-based capital ratio | 14.7291% | 2,975 |
Total risk-based capital ratio | 16.0164% | 2,886 |
Memoranda: | ||
Average total assets | $38,845,400 | 5,345 |
Average earning assets | $35,745,600 | 5,334 |
Average equity | $3,167,400 | 5,515 |
Average total loans | $29,498,600 | 5,041 |
2017-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.0194% | 3,280 |
Cost of funding earning assets | 0.5219% | 2,094 |
Net interest margin | 3.4975% | 3,508 |
Noninterest income to average assets | 39.0446% | 29 |
Noninterest expense to average assets | 41.9905% | 25 |
Loan and lease loss provision to assets | 0.0000% | 4,088 |
Net operating income to assets | 0.2507% | 5,297 |
Return on assets (ROA) | 0.2507% | 5,313 |
Pretax return on assets | 0.2507% | 5,340 |
Return on Equity (ROE) | 2.9935% | 5,114 |
Retained earnings to average equity (ytd only) | 2.9935% | 4,133 |
Net charge-offs to loans | 1.3596% | 119 |
Credit loss provision to net charge-offs | 0.0000% | 3,274 |
Earnings coverage of net charge-offs (x) | 0.2400% | 3,682 |
Efficiency ratio | 99.4065% | 188 |
Assets per employee ($millions) | 0.2551% | 5,720 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,680 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.7080% | 1,015 |
Loan loss allowance to noncurrent loans | 38.6923% | 4,785 |
Noncurrent assets plus other real estate owned to assets | 3.6867% | 195 |
Noncurrent loans to loans | 4.4144% | 204 |
Net loans and leases to total assets | 73.1921% | 2,062 |
Net loans and leases to deposits | 83.3410% | 2,623 |
Net loans and leases to core deposits | 91.0223% | 2,526 |
Total domestic deposits to total assets | 87.8224% | 1,463 |
Equity capital to assets | 8.7868% | 5,092 |
Core capital (leverage) ratio | 9.0558% | 4,679 |
Tier 1 risk-based capital ratio | 16.9108% | 2,178 |
Total risk-based capital ratio | 18.1907% | 2,131 |
Memoranda: | ||
Average total assets | $38,290,250 | 5,413 |
Average earning assets | $34,995,750 | 5,411 |
Average equity | $3,207,000 | 5,572 |
Average total loans | $29,420,500 | 5,093 |
2017-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.1426% | 2,705 |
Cost of funding earning assets | 0.4966% | 2,187 |
Net interest margin | 3.6459% | 2,854 |
Noninterest income to average assets | 32.9645% | 35 |
Noninterest expense to average assets | 37.9499% | 27 |
Loan and lease loss provision to assets | 0.0000% | 3,871 |
Net operating income to assets | -1.6899% | 5,756 |
Return on assets (ROA) | -1.6899% | 5,755 |
Pretax return on assets | -1.6899% | 5,751 |
Return on Equity (ROE) | -20.5282% | 5,756 |
Retained earnings to average equity (ytd only) | -20.5282% | 5,722 |
Net charge-offs to loans | 2.0401% | 77 |
Credit loss provision to net charge-offs | 0.0000% | 2,905 |
Earnings coverage of net charge-offs (x) | -1.0667% | 3,433 |
Efficiency ratio | 104.6606% | 142 |
Assets per employee ($millions) | 0.3029% | 5,767 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,521 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.7492% | 982 |
Loan loss allowance to noncurrent loans | 135.2151% | 2,982 |
Noncurrent assets plus other real estate owned to assets | 1.3671% | 1,160 |
Noncurrent loans to loans | 1.2936% | 1,485 |
Net loans and leases to total assets | 72.8752% | 2,064 |
Net loans and leases to deposits | 84.7980% | 2,374 |
Net loans and leases to core deposits | 92.1885% | 2,323 |
Total domestic deposits to total assets | 85.9398% | 2,395 |
Equity capital to assets | 7.9522% | 5,557 |
Core capital (leverage) ratio | 8.2623% | 5,384 |
Tier 1 risk-based capital ratio | 15.1887% | 2,845 |
Total risk-based capital ratio | 16.4597% | 2,770 |
Memoranda: | ||
Average total assets | $37,871,000 | 5,465 |
Average earning assets | $34,230,000 | 5,469 |
Average equity | $3,117,670 | 5,629 |
Average total loans | $29,411,000 | 5,135 |
2017-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.9150% | 3,348 |
Cost of funding earning assets | 0.4689% | 2,353 |
Net interest margin | 3.4462% | 3,463 |
Noninterest income to average assets | 27.2032% | 35 |
Noninterest expense to average assets | 36.0750% | 28 |
Loan and lease loss provision to assets | 0.0000% | 3,537 |
Net operating income to assets | -5.7293% | 5,849 |
Return on assets (ROA) | -5.7293% | 5,849 |
Pretax return on assets | -5.7293% | 5,848 |
Return on Equity (ROE) | -68.3892% | 5,848 |
Retained earnings to average equity (ytd only) | -68.3892% | 5,832 |
Net charge-offs to loans | 4.1024% | 27 |
Credit loss provision to net charge-offs | 0.0000% | 2,277 |
Earnings coverage of net charge-offs (x) | -1.7574% | 2,886 |
Efficiency ratio | 118.8799% | 76 |
Assets per employee ($millions) | 0.3306% | 5,833 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,824 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.6350% | 1,299 |
Loan loss allowance to noncurrent loans | 129.6875% | 3,131 |
Noncurrent assets plus other real estate owned to assets | 1.0013% | 1,817 |
Noncurrent loans to loans | 1.2608% | 1,599 |
Net loans and leases to total assets | 78.1205% | 1,118 |
Net loans and leases to deposits | 87.8721% | 1,821 |
Net loans and leases to core deposits | 94.3028% | 1,956 |
Total domestic deposits to total assets | 88.9025% | 1,193 |
Equity capital to assets | 7.4757% | 5,686 |
Core capital (leverage) ratio | 7.9573% | 5,579 |
Tier 1 risk-based capital ratio | 13.7282% | 3,648 |
Total risk-based capital ratio | 14.9971% | 3,539 |
Memoranda: | ||
Average total assets | $37,422,000 | 5,535 |
Average earning assets | $34,125,000 | 5,534 |
Average equity | $3,135,000 | 5,686 |
Average total loans | $29,738,500 | 5,170 |
2016-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.6400% | 4,404 |
Cost of funding earning assets | 0.4839% | 2,220 |
Net interest margin | 3.1561% | 4,574 |
Noninterest income to average assets | 27.4040% | 35 |
Noninterest expense to average assets | 31.6663% | 31 |
Loan and lease loss provision to assets | -0.1664% | 5,754 |
Net operating income to assets | -1.1238% | 5,842 |
Return on assets (ROA) | -1.1238% | 5,843 |
Pretax return on assets | -1.1238% | 5,839 |
Return on Equity (ROE) | -13.3483% | 5,852 |
Retained earnings to average equity (ytd only) | -13.3483% | 5,813 |
Net charge-offs to loans | -0.3436% | 5,803 |
Credit loss provision to net charge-offs | 67.0103% | 3,160 |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 104.2474% | 179 |
Assets per employee ($millions) | 0.5068% | 5,882 |
Cash dividends to net income (ytd only)* | 0.0000% | 4,198 |
Condition Ratios (%) | ||
Loss allowance to loans | 2.7672% | 232 |
Loan loss allowance to noncurrent loans | 249.3789% | 1,901 |
Noncurrent assets plus other real estate owned to assets | 0.8824% | 2,144 |
Noncurrent loans to loans | 1.1096% | 1,867 |
Net loans and leases to total assets | 77.3189% | 1,311 |
Net loans and leases to deposits | 86.9094% | 2,064 |
Net loans and leases to core deposits | 90.1758% | 2,484 |
Total domestic deposits to total assets | 88.9650% | 1,142 |
Equity capital to assets | 9.3251% | 4,448 |
Core capital (leverage) ratio | 9.2910% | 4,358 |
Tier 1 risk-based capital ratio | 16.2427% | 2,455 |
Total risk-based capital ratio | 17.5266% | 2,372 |
Memoranda: | ||
Average total assets | $39,063,600 | 5,560 |
Average earning assets | $36,786,200 | 5,528 |
Average equity | $3,288,800 | 5,726 |
Average total loans | $28,229,000 | 5,260 |
2016-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.5205% | 4,751 |
Cost of funding earning assets | 0.4796% | 2,267 |
Net interest margin | 3.0409% | 4,923 |
Noninterest income to average assets | 25.5940% | 37 |
Noninterest expense to average assets | 29.3314% | 31 |
Loan and lease loss provision to assets | -0.2183% | 5,876 |
Net operating income to assets | -0.6447% | 5,875 |
Return on assets (ROA) | -0.6447% | 5,878 |
Pretax return on assets | -0.6447% | 5,873 |
Return on Equity (ROE) | -7.8519% | 5,891 |
Retained earnings to average equity (ytd only) | -7.8519% | 5,814 |
Net charge-offs to loans | -0.4043% | 5,868 |
Credit loss provision to net charge-offs | 76.4706% | 2,708 |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 103.0314% | 189 |
Assets per employee ($millions) | 0.5753% | 5,944 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,760 |
Condition Ratios (%) | ||
Loss allowance to loans | 2.7979% | 239 |
Loan loss allowance to noncurrent loans | 250.3165% | 1,888 |
Noncurrent assets plus other real estate owned to assets | 0.8323% | 2,462 |
Noncurrent loans to loans | 1.1178% | 2,015 |
Net loans and leases to total assets | 72.3786% | 2,132 |
Net loans and leases to deposits | 80.7238% | 2,883 |
Net loans and leases to core deposits | 83.6046% | 3,164 |
Total domestic deposits to total assets | 89.6621% | 601 |
Equity capital to assets | 9.6136% | 4,544 |
Core capital (leverage) ratio | 9.3497% | 4,391 |
Tier 1 risk-based capital ratio | 17.5357% | 2,064 |
Total risk-based capital ratio | 18.8188% | 2,015 |
Memoranda: | ||
Average total assets | $39,706,250 | 5,602 |
Average earning assets | $37,532,000 | 5,574 |
Average equity | $3,260,250 | 5,790 |
Average total loans | $28,031,500 | 5,317 |
2016-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.4485% | 4,985 |
Cost of funding earning assets | 0.4693% | 2,379 |
Net interest margin | 2.9792% | 5,120 |
Noninterest income to average assets | 19.2871% | 40 |
Noninterest expense to average assets | 25.1800% | 33 |
Loan and lease loss provision to assets | -0.3227% | 5,982 |
Net operating income to assets | -2.7652% | 6,030 |
Return on assets (ROA) | -2.7652% | 6,031 |
Pretax return on assets | -2.7652% | 6,027 |
Return on Equity (ROE) | -35.5873% | 6,036 |
Retained earnings to average equity (ytd only) | -35.5873% | 6,019 |
Net charge-offs to loans | -0.5724% | 5,954 |
Credit loss provision to net charge-offs | 81.2500% | 2,350 |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 113.9775% | 119 |
Assets per employee ($millions) | 0.7069% | 6,018 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,619 |
Condition Ratios (%) | ||
Loss allowance to loans | 2.5111% | 357 |
Loan loss allowance to noncurrent loans | 212.4324% | 2,163 |
Noncurrent assets plus other real estate owned to assets | 0.9347% | 2,282 |
Noncurrent loans to loans | 1.1821% | 1,944 |
Net loans and leases to total assets | 77.0834% | 1,322 |
Net loans and leases to deposits | 86.2054% | 2,223 |
Net loans and leases to core deposits | 90.4872% | 2,488 |
Total domestic deposits to total assets | 89.4182% | 721 |
Equity capital to assets | 7.4418% | 5,923 |
Core capital (leverage) ratio | 7.2864% | 5,915 |
Tier 1 risk-based capital ratio | 14.2339% | 3,479 |
Total risk-based capital ratio | 15.5147% | 3,378 |
Memoranda: | ||
Average total assets | $40,286,000 | 5,657 |
Average earning assets | $37,929,670 | 5,631 |
Average equity | $3,130,330 | 5,876 |
Average total loans | $27,951,670 | 5,375 |
2016-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.1214% | 5,585 |
Cost of funding earning assets | 0.4550% | 2,529 |
Net interest margin | 2.6664% | 5,652 |
Noninterest income to average assets | 15.1887% | 47 |
Noninterest expense to average assets | 23.1915% | 35 |
Loan and lease loss provision to assets | 0.0000% | 3,656 |
Net operating income to assets | -5.5223% | 6,111 |
Return on assets (ROA) | -5.5223% | 6,111 |
Pretax return on assets | -5.5223% | 6,111 |
Return on Equity (ROE) | -69.6354% | 6,110 |
Retained earnings to average equity (ytd only) | -69.6354% | 6,097 |
Net charge-offs to loans | -0.0761% | 5,532 |
Credit loss provision to net charge-offs | 0.0000% | 2,416 |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 131.2535% | 70 |
Assets per employee ($millions) | 0.7627% | 6,079 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,863 |
Condition Ratios (%) | ||
Loss allowance to loans | 2.4784% | 395 |
Loan loss allowance to noncurrent loans | 235.1515% | 1,978 |
Noncurrent assets plus other real estate owned to assets | 0.7726% | 2,764 |
Noncurrent loans to loans | 1.0540% | 2,286 |
Net loans and leases to total assets | 71.4881% | 2,115 |
Net loans and leases to deposits | 81.1837% | 2,652 |
Net loans and leases to core deposits | 84.9583% | 2,847 |
Total domestic deposits to total assets | 88.0572% | 1,608 |
Equity capital to assets | 6.8880% | 6,017 |
Core capital (leverage) ratio | 7.5877% | 5,909 |
Tier 1 risk-based capital ratio | 12.2577% | 4,746 |
Total risk-based capital ratio | 13.5331% | 4,628 |
Memoranda: | ||
Average total assets | $40,635,500 | 5,705 |
Average earning assets | $37,804,000 | 5,688 |
Average equity | $3,222,500 | 5,919 |
Average total loans | $26,277,000 | 5,471 |
2015-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.2393% | 5,455 |
Cost of funding earning assets | 0.4571% | 2,557 |
Net interest margin | 2.7821% | 5,548 |
Noninterest income to average assets | 16.8559% | 49 |
Noninterest expense to average assets | 18.7536% | 41 |
Loan and lease loss provision to assets | 0.0000% | 4,380 |
Net operating income to assets | 0.7426% | 3,607 |
Return on assets (ROA) | 0.7426% | 3,705 |
Pretax return on assets | 0.7426% | 4,391 |
Return on Equity (ROE) | 7.8885% | 3,011 |
Retained earnings to average equity (ytd only) | 7.8885% | 953 |
Net charge-offs to loans | -0.0532% | 5,574 |
Credit loss provision to net charge-offs | 0.0000% | 3,899 |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 96.1911% | 388 |
Assets per employee ($millions) | 0.6886% | 6,141 |
Cash dividends to net income (ytd only)* | 0.0000% | 4,258 |
Condition Ratios (%) | ||
Loss allowance to loans | 3.6293% | 115 |
Loan loss allowance to noncurrent loans | 222.8324% | 2,087 |
Noncurrent assets plus other real estate owned to assets | 0.8973% | 2,423 |
Noncurrent loans to loans | 1.6287% | 1,404 |
Net loans and leases to total assets | 53.0953% | 4,588 |
Net loans and leases to deposits | 58.6585% | 4,873 |
Net loans and leases to core deposits | 60.6877% | 4,939 |
Total domestic deposits to total assets | 90.5158% | 431 |
Equity capital to assets | 9.0848% | 5,031 |
Core capital (leverage) ratio | 9.1849% | 4,635 |
Tier 1 risk-based capital ratio | 20.5251% | 1,378 |
Total risk-based capital ratio | 21.8146% | 1,343 |
Memoranda: | ||
Average total assets | $37,571,400 | 5,812 |
Average earning assets | $35,656,400 | 5,772 |
Average equity | $3,536,800 | 5,922 |
Average total loans | $22,559,400 | 5,632 |
2015-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.3764% | 5,254 |
Cost of funding earning assets | 0.4646% | 2,538 |
Net interest margin | 2.9119% | 5,388 |
Noninterest income to average assets | 17.0965% | 49 |
Noninterest expense to average assets | 17.2501% | 48 |
Loan and lease loss provision to assets | 0.0000% | 4,232 |
Net operating income to assets | 2.6005% | 145 |
Return on assets (ROA) | 2.6005% | 149 |
Pretax return on assets | 2.6005% | 208 |
Return on Equity (ROE) | 27.3786% | 79 |
Retained earnings to average equity (ytd only) | 27.3786% | 33 |
Net charge-offs to loans | -0.0058% | 4,852 |
Credit loss provision to net charge-offs | 0.0000% | 3,517 |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 86.8994% | 944 |
Assets per employee ($millions) | 0.8235% | 6,224 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,801 |
Condition Ratios (%) | ||
Loss allowance to loans | 3.6845% | 119 |
Loan loss allowance to noncurrent loans | 215.2975% | 2,120 |
Noncurrent assets plus other real estate owned to assets | 0.9121% | 2,582 |
Noncurrent loans to loans | 1.7113% | 1,404 |
Net loans and leases to total assets | 51.3306% | 4,820 |
Net loans and leases to deposits | 57.3544% | 5,046 |
Net loans and leases to core deposits | 58.8931% | 5,137 |
Total domestic deposits to total assets | 89.4972% | 776 |
Equity capital to assets | 9.9525% | 4,216 |
Core capital (leverage) ratio | 9.9378% | 3,724 |
Tier 1 risk-based capital ratio | 23.2086% | 1,029 |
Total risk-based capital ratio | 24.4983% | 1,008 |
Memoranda: | ||
Average total assets | $37,324,500 | 5,894 |
Average earning assets | $35,302,500 | 5,859 |
Average equity | $3,545,250 | 6,000 |
Average total loans | $22,888,250 | 5,698 |
2015-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.6346% | 4,622 |
Cost of funding earning assets | 0.4594% | 2,615 |
Net interest margin | 3.1753% | 4,732 |
Noninterest income to average assets | 18.1258% | 48 |
Noninterest expense to average assets | 17.7460% | 48 |
Loan and lease loss provision to assets | 0.0000% | 4,069 |
Net operating income to assets | 3.3799% | 75 |
Return on assets (ROA) | 3.3799% | 77 |
Pretax return on assets | 3.3799% | 105 |
Return on Equity (ROE) | 36.1894% | 33 |
Retained earnings to average equity (ytd only) | 36.1894% | 17 |
Net charge-offs to loans | -0.1438% | 5,918 |
Credit loss provision to net charge-offs | 0.0000% | 3,158 |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 84.0010% | 1,268 |
Assets per employee ($millions) | 0.8756% | 6,301 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,641 |
Condition Ratios (%) | ||
Loss allowance to loans | 3.3807% | 178 |
Loan loss allowance to noncurrent loans | 201.0363% | 2,234 |
Noncurrent assets plus other real estate owned to assets | 0.9796% | 2,566 |
Noncurrent loans to loans | 1.6816% | 1,544 |
Net loans and leases to total assets | 56.2865% | 4,310 |
Net loans and leases to deposits | 63.3042% | 4,593 |
Net loans and leases to core deposits | 64.9791% | 4,733 |
Total domestic deposits to total assets | 88.9143% | 1,181 |
Equity capital to assets | 9.4259% | 4,742 |
Core capital (leverage) ratio | 9.5546% | 4,203 |
Tier 1 risk-based capital ratio | 19.1372% | 1,765 |
Total risk-based capital ratio | 20.4206% | 1,725 |
Memoranda: | ||
Average total assets | $36,864,670 | 5,975 |
Average earning assets | $34,831,670 | 5,936 |
Average equity | $3,443,000 | 6,074 |
Average total loans | $23,642,000 | 5,722 |
2015-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.8287% | 3,894 |
Cost of funding earning assets | 0.4386% | 2,892 |
Net interest margin | 3.3901% | 3,882 |
Noninterest income to average assets | 14.4511% | 56 |
Noninterest expense to average assets | 12.7992% | 62 |
Loan and lease loss provision to assets | 0.0000% | 3,703 |
Net operating income to assets | 4.8657% | 47 |
Return on assets (ROA) | 4.8657% | 48 |
Pretax return on assets | 4.8657% | 61 |
Return on Equity (ROE) | 52.3658% | 19 |
Retained earnings to average equity (ytd only) | 52.3658% | 9 |
Net charge-offs to loans | -0.1501% | 5,978 |
Credit loss provision to net charge-offs | 0.0000% | 2,491 |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 72.4555% | 3,096 |
Assets per employee ($millions) | 1.0574% | 6,363 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,870 |
Condition Ratios (%) | ||
Loss allowance to loans | 2.8471% | 348 |
Loan loss allowance to noncurrent loans | 192.4812% | 2,292 |
Noncurrent assets plus other real estate owned to assets | 1.0481% | 2,521 |
Noncurrent loans to loans | 1.4791% | 1,913 |
Net loans and leases to total assets | 68.8426% | 2,312 |
Net loans and leases to deposits | 76.3296% | 3,017 |
Net loans and leases to core deposits | 78.3843% | 3,335 |
Total domestic deposits to total assets | 90.1912% | 654 |
Equity capital to assets | 9.2571% | 5,017 |
Core capital (leverage) ratio | 9.8496% | 3,820 |
Tier 1 risk-based capital ratio | 15.1893% | 3,325 |
Total risk-based capital ratio | 16.4612% | 3,238 |
Memoranda: | ||
Average total assets | $35,596,000 | 6,064 |
Average earning assets | $33,745,000 | 6,018 |
Average equity | $3,307,500 | 6,147 |
Average total loans | $23,986,000 | 5,750 |
2014-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.6054% | 5,066 |
Cost of funding earning assets | 0.4461% | 3,208 |
Net interest margin | 3.1593% | 5,045 |
Noninterest income to average assets | 1.4004% | 619 |
Noninterest expense to average assets | 8.3217% | 103 |
Loan and lease loss provision to assets | 0.0000% | 4,603 |
Net operating income to assets | -3.9812% | 6,487 |
Return on assets (ROA) | -3.9812% | 6,486 |
Pretax return on assets | -3.9812% | 6,488 |
Return on Equity (ROE) | -42.8619% | 6,480 |
Retained earnings to average equity (ytd only) | -42.8619% | 6,477 |
Net charge-offs to loans | 1.5399% | 156 |
Credit loss provision to net charge-offs | 0.0000% | 4,203 |
Earnings coverage of net charge-offs (x) | -4.3412% | 4,882 |
Efficiency ratio | 191.7202% | 24 |
Assets per employee ($millions) | 1.3802% | 6,435 |
Cash dividends to net income (ytd only)* | 0.0000% | 4,317 |
Condition Ratios (%) | ||
Loss allowance to loans | 3.6148% | 169 |
Loan loss allowance to noncurrent loans | 184.2233% | 2,393 |
Noncurrent assets plus other real estate owned to assets | 1.2438% | 2,267 |
Noncurrent loans to loans | 1.9622% | 1,426 |
Net loans and leases to total assets | 61.0977% | 3,624 |
Net loans and leases to deposits | 67.5546% | 4,169 |
Net loans and leases to core deposits | 67.5546% | 4,549 |
Total domestic deposits to total assets | 90.4420% | 561 |
Equity capital to assets | 9.3316% | 4,927 |
Core capital (leverage) ratio | 9.3289% | 4,496 |
Tier 1 risk-based capital ratio | 15.6829% | 3,136 |
Total risk-based capital ratio | 16.9670% | 3,050 |
Memoranda: | ||
Average total assets | $32,277,000 | 6,211 |
Average earning assets | $30,038,200 | 6,182 |
Average equity | $2,998,000 | 6,273 |
Average total loans | $19,222,200 | 5,992 |
2014-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.6495% | 5,002 |
Cost of funding earning assets | 0.4450% | 3,314 |
Net interest margin | 3.2046% | 4,952 |
Noninterest income to average assets | 1.0562% | 1,101 |
Noninterest expense to average assets | 7.6010% | 115 |
Loan and lease loss provision to assets | 0.0000% | 4,401 |
Net operating income to assets | -3.5801% | 6,564 |
Return on assets (ROA) | -3.5801% | 6,564 |
Pretax return on assets | -3.5801% | 6,564 |
Return on Equity (ROE) | -38.5905% | 6,557 |
Retained earnings to average equity (ytd only) | -38.5905% | 6,554 |
Net charge-offs to loans | 2.1087% | 93 |
Credit loss provision to net charge-offs | 0.0000% | 3,801 |
Earnings coverage of net charge-offs (x) | -2.8990% | 4,592 |
Efficiency ratio | 189.0383% | 24 |
Assets per employee ($millions) | 1.8816% | 6,464 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,806 |
Condition Ratios (%) | ||
Loss allowance to loans | 4.0654% | 156 |
Loan loss allowance to noncurrent loans | 106.4607% | 3,510 |
Noncurrent assets plus other real estate owned to assets | 2.2259% | 1,237 |
Noncurrent loans to loans | 3.8187% | 584 |
Net loans and leases to total assets | 55.9196% | 4,341 |
Net loans and leases to deposits | 60.8691% | 4,863 |
Net loans and leases to core deposits | 60.8691% | 5,127 |
Total domestic deposits to total assets | 91.8686% | 172 |
Equity capital to assets | 7.8626% | 6,192 |
Core capital (leverage) ratio | 7.8597% | 6,154 |
Tier 1 risk-based capital ratio | 13.1851% | 4,742 |
Total risk-based capital ratio | 14.4700% | 4,654 |
Memoranda: | ||
Average total assets | $32,065,250 | 6,287 |
Average earning assets | $29,665,250 | 6,264 |
Average equity | $2,974,750 | 6,351 |
Average total loans | $18,778,500 | 6,070 |
2014-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.6532% | 4,999 |
Cost of funding earning assets | 0.4442% | 3,395 |
Net interest margin | 3.2089% | 4,912 |
Noninterest income to average assets | 0.9598% | 1,307 |
Noninterest expense to average assets | 6.7121% | 149 |
Loan and lease loss provision to assets | 0.0000% | 4,196 |
Net operating income to assets | -2.7359% | 6,621 |
Return on assets (ROA) | -2.7359% | 6,621 |
Pretax return on assets | -2.7359% | 6,616 |
Return on Equity (ROE) | -28.0691% | 6,605 |
Retained earnings to average equity (ytd only) | -28.0691% | 6,580 |
Net charge-offs to loans | 2.1357% | 100 |
Credit loss provision to net charge-offs | 0.0000% | 3,401 |
Earnings coverage of net charge-offs (x) | -2.1841% | 4,247 |
Efficiency ratio | 168.8088% | 38 |
Assets per employee ($millions) | 2.8869% | 5,898 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,638 |
Condition Ratios (%) | ||
Loss allowance to loans | 4.4693% | 121 |
Loan loss allowance to noncurrent loans | 136.6400% | 2,902 |
Noncurrent assets plus other real estate owned to assets | 2.1917% | 1,391 |
Noncurrent loans to loans | 3.2709% | 852 |
Net loans and leases to total assets | 57.4821% | 4,054 |
Net loans and leases to deposits | 63.4348% | 4,551 |
Net loans and leases to core deposits | 63.4348% | 4,867 |
Total domestic deposits to total assets | 90.6159% | 538 |
Equity capital to assets | 9.2518% | 5,033 |
Core capital (leverage) ratio | 9.2489% | 4,669 |
Tier 1 risk-based capital ratio | 15.1353% | 3,564 |
Total risk-based capital ratio | 16.4236% | 3,485 |
Memoranda: | ||
Average total assets | $32,091,330 | 6,345 |
Average earning assets | $30,165,670 | 6,313 |
Average equity | $3,128,000 | 6,363 |
Average total loans | $18,823,000 | 6,124 |
2014-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 3.5965% | 5,177 |
Cost of funding earning assets | 0.4316% | 3,633 |
Net interest margin | 3.1650% | 5,031 |
Noninterest income to average assets | 0.8680% | 1,489 |
Noninterest expense to average assets | 5.7906% | 206 |
Loan and lease loss provision to assets | 0.0000% | 3,817 |
Net operating income to assets | -1.9219% | 6,659 |
Return on assets (ROA) | -1.9219% | 6,655 |
Pretax return on assets | -1.9219% | 6,642 |
Return on Equity (ROE) | -19.2367% | 6,625 |
Retained earnings to average equity (ytd only) | -19.2367% | 6,521 |
Net charge-offs to loans | -0.2784% | 6,465 |
Credit loss provision to net charge-offs | 0.0000% | 2,688 |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 149.6795% | 64 |
Assets per employee ($millions) | 3.6224% | 4,676 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,852 |
Condition Ratios (%) | ||
Loss allowance to loans | 5.9140% | 52 |
Loan loss allowance to noncurrent loans | 212.5498% | 1,991 |
Noncurrent assets plus other real estate owned to assets | 1.7576% | 1,999 |
Noncurrent loans to loans | 2.7824% | 1,205 |
Net loans and leases to total assets | 52.0674% | 4,669 |
Net loans and leases to deposits | 57.9688% | 4,952 |
Net loans and leases to core deposits | 58.6599% | 5,150 |
Total domestic deposits to total assets | 89.8196% | 1,173 |
Equity capital to assets | 9.8767% | 3,983 |
Core capital (leverage) ratio | 9.8767% | 3,749 |
Tier 1 risk-based capital ratio | 18.6440% | 2,075 |
Total risk-based capital ratio | 19.9525% | 2,019 |
Memoranda: | ||
Average total assets | $32,259,000 | 6,409 |
Average earning assets | $30,585,000 | 6,370 |
Average equity | $3,223,000 | 6,403 |
Average total loans | $18,680,500 | 6,190 |
2013-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.5197% | 2,134 |
Cost of funding earning assets | 0.5789% | 2,847 |
Net interest margin | 3.9408% | 2,134 |
Noninterest income to average assets | 0.4871% | 3,839 |
Noninterest expense to average assets | 6.4834% | 168 |
Loan and lease loss provision to assets | 0.0063% | 4,999 |
Net operating income to assets | -2.4513% | 6,732 |
Return on assets (ROA) | -2.4513% | 6,735 |
Pretax return on assets | -2.4513% | 6,731 |
Return on Equity (ROE) | -49.4297% | 6,771 |
Retained earnings to average equity (ytd only) | -49.4297% | 6,768 |
Net charge-offs to loans | -0.1302% | 6,539 |
Credit loss provision to net charge-offs | -7.1429% | 5,676 |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 160.5447% | 54 |
Assets per employee ($millions) | 3.5462% | 4,811 |
Cash dividends to net income (ytd only)* | 0.0000% | 4,285 |
Condition Ratios (%) | ||
Loss allowance to loans | 5.4609% | 72 |
Loan loss allowance to noncurrent loans | 209.7416% | 2,014 |
Noncurrent assets plus other real estate owned to assets | 1.7985% | 2,054 |
Noncurrent loans to loans | 2.6037% | 1,437 |
Net loans and leases to total assets | 57.2252% | 4,162 |
Net loans and leases to deposits | 63.7487% | 4,531 |
Net loans and leases to core deposits | 64.5257% | 4,820 |
Total domestic deposits to total assets | 89.7669% | 1,204 |
Equity capital to assets | 10.1078% | 3,626 |
Core capital (leverage) ratio | 10.1050% | 3,422 |
Tier 1 risk-based capital ratio | 17.5453% | 2,390 |
Total risk-based capital ratio | 18.8510% | 2,353 |
Memoranda: | ||
Average total assets | $31,819,600 | 6,485 |
Average earning assets | $28,674,200 | 6,475 |
Average equity | $1,578,000 | 6,750 |
Average total loans | $21,510,000 | 6,132 |
2013-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.6861% | 1,635 |
Cost of funding earning assets | 0.6153% | 2,684 |
Net interest margin | 4.0707% | 1,723 |
Noninterest income to average assets | 0.5451% | 3,491 |
Noninterest expense to average assets | 6.1349% | 193 |
Loan and lease loss provision to assets | 0.0084% | 4,815 |
Net operating income to assets | -1.9919% | 6,805 |
Return on assets (ROA) | -1.9919% | 6,807 |
Pretax return on assets | -1.9919% | 6,802 |
Return on Equity (ROE) | -54.3156% | 6,864 |
Retained earnings to average equity (ytd only) | -54.3156% | 6,861 |
Net charge-offs to loans | -0.0907% | 6,473 |
Credit loss provision to net charge-offs | -13.3333% | 5,617 |
Earnings coverage of net charge-offs (x) | NA | NA |
Efficiency ratio | 147.7778% | 80 |
Assets per employee ($millions) | 4.6965% | 2,585 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,738 |
Condition Ratios (%) | ||
Loss allowance to loans | 4.8922% | 125 |
Loan loss allowance to noncurrent loans | 204.7151% | 1,943 |
Noncurrent assets plus other real estate owned to assets | 2.8071% | 1,327 |
Noncurrent loans to loans | 2.3898% | 1,839 |
Net loans and leases to total assets | 71.8869% | 1,615 |
Net loans and leases to deposits | 74.5373% | 3,151 |
Net loans and leases to core deposits | 75.4957% | 3,674 |
Total domestic deposits to total assets | 96.4442% | 16 |
Equity capital to assets | 3.3039% | 6,837 |
Core capital (leverage) ratio | 3.3004% | 6,850 |
Tier 1 risk-based capital ratio | 4.5899% | 6,856 |
Total risk-based capital ratio | 5.8879% | 6,858 |
Memoranda: | ||
Average total assets | $31,795,500 | 6,563 |
Average earning assets | $28,168,000 | 6,559 |
Average equity | $1,166,000 | 6,864 |
Average total loans | $22,057,750 | 6,180 |
2013-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.6410% | 1,724 |
Cost of funding earning assets | 0.6392% | 2,596 |
Net interest margin | 4.0018% | 1,848 |
Noninterest income to average assets | 0.4364% | 4,274 |
Noninterest expense to average assets | 5.8968% | 217 |
Loan and lease loss provision to assets | 0.0121% | 4,636 |
Net operating income to assets | -1.9818% | 6,847 |
Return on assets (ROA) | -1.9818% | 6,850 |
Pretax return on assets | -1.9818% | 6,843 |
Return on Equity (ROE) | -52.5584% | 6,908 |
Retained earnings to average equity (ytd only) | -52.5584% | 6,904 |
Net charge-offs to loans | 0.1614% | 2,814 |
Credit loss provision to net charge-offs | 11.1111% | 3,884 |
Earnings coverage of net charge-offs (x) | -18.0556% | 4,878 |
Efficiency ratio | 150.1543% | 71 |
Assets per employee ($millions) | 5.2018% | 1,889 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,522 |
Condition Ratios (%) | ||
Loss allowance to loans | 4.7729% | 138 |
Loan loss allowance to noncurrent loans | 240.8115% | 1,692 |
Noncurrent assets plus other real estate owned to assets | 2.2460% | 1,925 |
Noncurrent loans to loans | 1.9820% | 2,421 |
Net loans and leases to total assets | 64.4997% | 2,840 |
Net loans and leases to deposits | 66.9271% | 4,158 |
Net loans and leases to core deposits | 68.0469% | 4,492 |
Total domestic deposits to total assets | 96.3731% | 18 |
Equity capital to assets | 3.4571% | 6,882 |
Core capital (leverage) ratio | 3.4540% | 6,887 |
Tier 1 risk-based capital ratio | 5.3541% | 6,885 |
Total risk-based capital ratio | 6.6504% | 6,887 |
Memoranda: | ||
Average total assets | $33,001,000 | 6,580 |
Average earning assets | $28,787,000 | 6,592 |
Average equity | $1,244,330 | 6,907 |
Average total loans | $22,310,670 | 6,203 |
2013-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.8633% | 1,173 |
Cost of funding earning assets | 0.6503% | 2,655 |
Net interest margin | 4.2130% | 1,156 |
Noninterest income to average assets | 0.3540% | 4,844 |
Noninterest expense to average assets | 5.6290% | 248 |
Loan and lease loss provision to assets | 0.0118% | 4,304 |
Net operating income to assets | -1.7701% | 6,907 |
Return on assets (ROA) | -1.7701% | 6,909 |
Pretax return on assets | -1.7701% | 6,899 |
Return on Equity (ROE) | -45.2148% | 6,963 |
Retained earnings to average equity (ytd only) | -45.2148% | 6,953 |
Net charge-offs to loans | 0.4717% | 1,270 |
Credit loss provision to net charge-offs | 3.7037% | 3,204 |
Earnings coverage of net charge-offs (x) | -5.5185% | 4,075 |
Efficiency ratio | 145.4268% | 96 |
Assets per employee ($millions) | 5.4692% | 1,693 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,673 |
Condition Ratios (%) | ||
Loss allowance to loans | 4.5008% | 194 |
Loan loss allowance to noncurrent loans | 232.3256% | 1,664 |
Noncurrent assets plus other real estate owned to assets | 2.1697% | 2,156 |
Noncurrent loans to loans | 1.9373% | 2,693 |
Net loans and leases to total assets | 64.5955% | 2,600 |
Net loans and leases to deposits | 67.2515% | 3,879 |
Net loans and leases to core deposits | 68.3245% | 4,261 |
Total domestic deposits to total assets | 96.0506% | 23 |
Equity capital to assets | 3.8275% | 6,944 |
Core capital (leverage) ratio | 3.8246% | 6,943 |
Tier 1 risk-based capital ratio | 5.9606% | 6,930 |
Total risk-based capital ratio | 7.2524% | 6,930 |
Memoranda: | ||
Average total assets | $33,896,000 | 6,618 |
Average earning assets | $28,293,500 | 6,665 |
Average equity | $1,327,000 | 6,971 |
Average total loans | $22,896,000 | 6,228 |
2012-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.6858% | 2,653 |
Cost of funding earning assets | 0.7815% | 2,818 |
Net interest margin | 3.9043% | 2,807 |
Noninterest income to average assets | 0.2870% | 5,419 |
Noninterest expense to average assets | 5.1451% | 347 |
Loan and lease loss provision to assets | 0.0172% | 5,688 |
Net operating income to assets | -1.3487% | 6,830 |
Return on assets (ROA) | -1.3487% | 6,837 |
Pretax return on assets | -1.3487% | 6,816 |
Return on Equity (ROE) | -28.8804% | 6,950 |
Retained earnings to average equity (ytd only) | -28.8804% | 6,928 |
Net charge-offs to loans | 0.2653% | 3,351 |
Credit loss provision to net charge-offs | 9.2308% | 5,404 |
Earnings coverage of net charge-offs (x) | -7.1385% | 5,929 |
Efficiency ratio | 134.9135% | 134 |
Assets per employee ($millions) | 4.9967% | 2,233 |
Cash dividends to net income (ytd only)* | 0.0000% | 4,298 |
Condition Ratios (%) | ||
Loss allowance to loans | 4.3440% | 220 |
Loan loss allowance to noncurrent loans | 212.2153% | 1,756 |
Noncurrent assets plus other real estate owned to assets | 2.1872% | 2,241 |
Noncurrent loans to loans | 2.0470% | 2,648 |
Net loans and leases to total assets | 64.5310% | 2,806 |
Net loans and leases to deposits | 67.2577% | 4,092 |
Net loans and leases to core deposits | 68.2646% | 4,509 |
Total domestic deposits to total assets | 95.9459% | 28 |
Equity capital to assets | 3.9969% | 6,999 |
Core capital (leverage) ratio | 3.9969% | 6,992 |
Tier 1 risk-based capital ratio | 5.9190% | 6,994 |
Total risk-based capital ratio | 7.2061% | 6,996 |
Memoranda: | ||
Average total assets | $34,848,400 | 6,636 |
Average earning assets | $31,477,800 | 6,627 |
Average equity | $1,627,400 | 7,011 |
Average total loans | $24,501,800 | 6,220 |
2012-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.4897% | 3,680 |
Cost of funding earning assets | 0.8001% | 2,935 |
Net interest margin | 3.6895% | 3,840 |
Noninterest income to average assets | 0.2528% | 5,761 |
Noninterest expense to average assets | 5.1277% | 336 |
Loan and lease loss provision to assets | 0.0230% | 5,507 |
Net operating income to assets | -1.4016% | 6,948 |
Return on assets (ROA) | -1.4016% | 6,962 |
Pretax return on assets | -1.4016% | 6,943 |
Return on Equity (ROE) | -28.9651% | 7,058 |
Retained earnings to average equity (ytd only) | -28.9651% | 7,049 |
Net charge-offs to loans | 0.4098% | 2,459 |
Credit loss provision to net charge-offs | 7.8947% | 5,101 |
Earnings coverage of net charge-offs (x) | -4.7369% | 5,705 |
Efficiency ratio | 136.7722% | 130 |
Assets per employee ($millions) | 5.0514% | 2,119 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,713 |
Condition Ratios (%) | ||
Loss allowance to loans | 4.3226% | 241 |
Loan loss allowance to noncurrent loans | 178.2074% | 1,950 |
Noncurrent assets plus other real estate owned to assets | 2.2059% | 2,427 |
Noncurrent loans to loans | 2.4256% | 2,372 |
Net loans and leases to total assets | 63.4729% | 3,122 |
Net loans and leases to deposits | 66.3611% | 4,426 |
Net loans and leases to core deposits | 67.3468% | 4,803 |
Total domestic deposits to total assets | 95.6476% | 32 |
Equity capital to assets | 4.2477% | 7,090 |
Core capital (leverage) ratio | 4.2477% | 7,075 |
Tier 1 risk-based capital ratio | 6.8369% | 7,058 |
Total risk-based capital ratio | 8.1296% | 7,057 |
Memoranda: | ||
Average total assets | $34,816,250 | 6,725 |
Average earning assets | $32,993,250 | 6,667 |
Average equity | $1,684,750 | 7,095 |
Average total loans | $24,728,250 | 6,295 |
2012-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.4842% | 3,831 |
Cost of funding earning assets | 0.8565% | 2,745 |
Net interest margin | 3.6277% | 4,153 |
Noninterest income to average assets | 0.1328% | 6,523 |
Noninterest expense to average assets | 5.0989% | 350 |
Loan and lease loss provision to assets | 0.0289% | 5,309 |
Net operating income to assets | -1.5707% | 7,028 |
Return on assets (ROA) | -1.5707% | 7,040 |
Pretax return on assets | -1.5707% | 7,015 |
Return on Equity (ROE) | -31.1628% | 7,113 |
Retained earnings to average equity (ytd only) | -31.1628% | 7,102 |
Net charge-offs to loans | 0.6839% | 1,622 |
Credit loss provision to net charge-offs | 5.8140% | 4,774 |
Earnings coverage of net charge-offs (x) | -3.1047% | 5,414 |
Efficiency ratio | 143.3442% | 116 |
Assets per employee ($millions) | 5.0103% | 2,171 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,523 |
Condition Ratios (%) | ||
Loss allowance to loans | 4.0257% | 336 |
Loan loss allowance to noncurrent loans | 166.0596% | 2,018 |
Noncurrent assets plus other real estate owned to assets | 2.3238% | 2,406 |
Noncurrent loans to loans | 2.4242% | 2,477 |
Net loans and leases to total assets | 68.1797% | 2,261 |
Net loans and leases to deposits | 71.4858% | 3,687 |
Net loans and leases to core deposits | 71.4858% | 4,359 |
Total domestic deposits to total assets | 95.3752% | 44 |
Equity capital to assets | 4.5506% | 7,111 |
Core capital (leverage) ratio | 4.5506% | 7,098 |
Tier 1 risk-based capital ratio | 6.7909% | 7,103 |
Total risk-based capital ratio | 8.0802% | 7,100 |
Memoranda: | ||
Average total assets | $34,635,000 | 6,772 |
Average earning assets | $32,692,670 | 6,717 |
Average equity | $1,745,670 | 7,138 |
Average total loans | $25,151,670 | 6,310 |
2012-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.6508% | 3,262 |
Cost of funding earning assets | 0.8681% | 2,934 |
Net interest margin | 3.7827% | 3,472 |
Noninterest income to average assets | 0.4184% | 4,530 |
Noninterest expense to average assets | 5.0208% | 357 |
Loan and lease loss provision to assets | 0.0465% | 4,821 |
Net operating income to assets | -1.1041% | 7,016 |
Return on assets (ROA) | -1.1041% | 7,031 |
Pretax return on assets | -1.1041% | 6,999 |
Return on Equity (ROE) | -20.8734% | 7,117 |
Retained earnings to average equity (ytd only) | -20.8734% | 7,056 |
Net charge-offs to loans | 0.6173% | 1,552 |
Credit loss provision to net charge-offs | 10.2564% | 3,899 |
Earnings coverage of net charge-offs (x) | -2.3333% | 4,623 |
Efficiency ratio | 126.6862% | 178 |
Assets per employee ($millions) | 5.0483% | 2,198 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,732 |
Condition Ratios (%) | ||
Loss allowance to loans | 4.3336% | 281 |
Loan loss allowance to noncurrent loans | 157.2714% | 2,074 |
Noncurrent assets plus other real estate owned to assets | 2.7478% | 2,141 |
Noncurrent loans to loans | 2.7555% | 2,358 |
Net loans and leases to total assets | 65.5300% | 2,554 |
Net loans and leases to deposits | 69.0903% | 3,857 |
Net loans and leases to core deposits | 69.6158% | 4,476 |
Total domestic deposits to total assets | 94.8469% | 63 |
Equity capital to assets | 5.0173% | 7,137 |
Core capital (leverage) ratio | 5.0173% | 7,118 |
Tier 1 risk-based capital ratio | 7.7120% | 7,099 |
Total risk-based capital ratio | 9.0039% | 7,100 |
Memoranda: | ||
Average total assets | $34,416,500 | 6,834 |
Average earning assets | $32,252,500 | 6,788 |
Average equity | $1,820,500 | 7,179 |
Average total loans | $25,270,000 | 6,350 |
2011-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.0746% | 2,554 |
Cost of funding earning assets | 1.0328% | 3,140 |
Net interest margin | 4.0418% | 2,673 |
Noninterest income to average assets | 0.3992% | 4,621 |
Noninterest expense to average assets | 4.9517% | 393 |
Loan and lease loss provision to assets | 2.2530% | 226 |
Net operating income to assets | -2.9748% | 7,171 |
Return on assets (ROA) | -2.9748% | 7,179 |
Pretax return on assets | -2.9748% | 7,181 |
Return on Equity (ROE) | -44.7479% | 7,183 |
Retained earnings to average equity (ytd only) | -44.7479% | 7,180 |
Net charge-offs to loans | 3.8668% | 168 |
Credit loss provision to net charge-offs | 70.6084% | 4,823 |
Earnings coverage of net charge-offs (x) | -0.2262% | 5,971 |
Efficiency ratio | 116.8067% | 336 |
Assets per employee ($millions) | 4.7850% | 2,469 |
Cash dividends to net income (ytd only)* | 0.0000% | 4,078 |
Condition Ratios (%) | ||
Loss allowance to loans | 4.1164% | 350 |
Loan loss allowance to noncurrent loans | 109.7166% | 2,814 |
Noncurrent assets plus other real estate owned to assets | 3.2303% | 1,846 |
Noncurrent loans to loans | 3.7518% | 1,678 |
Net loans and leases to total assets | 75.3844% | 1,035 |
Net loans and leases to deposits | 79.8950% | 2,542 |
Net loans and leases to core deposits | 79.8950% | 3,457 |
Total domestic deposits to total assets | 94.3544% | 80 |
Equity capital to assets | 5.5770% | 7,119 |
Core capital (leverage) ratio | 5.5770% | 7,091 |
Tier 1 risk-based capital ratio | 7.5621% | 7,129 |
Total risk-based capital ratio | 8.8495% | 7,130 |
Memoranda: | ||
Average total assets | $36,573,400 | 6,779 |
Average earning assets | $34,663,000 | 6,726 |
Average equity | $2,431,400 | 7,133 |
Average total loans | $30,180,200 | 6,150 |
2011-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.2078% | 2,182 |
Cost of funding earning assets | 1.0823% | 3,096 |
Net interest margin | 4.1255% | 2,371 |
Noninterest income to average assets | 0.4070% | 4,615 |
Noninterest expense to average assets | 4.6308% | 509 |
Loan and lease loss provision to assets | 2.7921% | 130 |
Net operating income to assets | -3.1098% | 7,277 |
Return on assets (ROA) | -3.1098% | 7,285 |
Pretax return on assets | -3.1098% | 7,279 |
Return on Equity (ROE) | -45.1472% | 7,277 |
Retained earnings to average equity (ytd only) | -45.1472% | 7,271 |
Net charge-offs to loans | 4.1016% | 158 |
Credit loss provision to net charge-offs | 81.6284% | 4,089 |
Earnings coverage of net charge-offs (x) | -0.0929% | 5,655 |
Efficiency ratio | 107.1192% | 482 |
Assets per employee ($millions) | 4.9461% | 2,264 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,512 |
Condition Ratios (%) | ||
Loss allowance to loans | 4.3724% | 294 |
Loan loss allowance to noncurrent loans | 101.8730% | 2,911 |
Noncurrent assets plus other real estate owned to assets | 3.8154% | 1,623 |
Noncurrent loans to loans | 4.2921% | 1,527 |
Net loans and leases to total assets | 79.0226% | 604 |
Net loans and leases to deposits | 84.1872% | 1,975 |
Net loans and leases to core deposits | 84.1872% | 3,039 |
Total domestic deposits to total assets | 93.8653% | 89 |
Equity capital to assets | 6.0220% | 7,182 |
Core capital (leverage) ratio | 6.0220% | 7,137 |
Tier 1 risk-based capital ratio | 8.2216% | 7,175 |
Total risk-based capital ratio | 9.5189% | 7,173 |
Memoranda: | ||
Average total assets | $37,343,000 | 6,816 |
Average earning assets | $35,356,500 | 6,757 |
Average equity | $2,572,250 | 7,171 |
Average total loans | $31,141,750 | 6,177 |
2011-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.2128% | 2,212 |
Cost of funding earning assets | 1.1474% | 2,917 |
Net interest margin | 4.0655% | 2,548 |
Noninterest income to average assets | 0.3974% | 4,702 |
Noninterest expense to average assets | 4.5281% | 579 |
Loan and lease loss provision to assets | 3.0588% | 147 |
Net operating income to assets | -3.3360% | 7,343 |
Return on assets (ROA) | -3.3360% | 7,354 |
Pretax return on assets | -3.3360% | 7,345 |
Return on Equity (ROE) | -46.6601% | 7,335 |
Retained earnings to average equity (ytd only) | -46.6601% | 7,332 |
Net charge-offs to loans | 6.0215% | 82 |
Credit loss provision to net charge-offs | 60.7477% | 4,323 |
Earnings coverage of net charge-offs (x) | -0.0550% | 5,315 |
Efficiency ratio | 106.2731% | 552 |
Assets per employee ($millions) | 4.4536% | 2,922 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,290 |
Condition Ratios (%) | ||
Loss allowance to loans | 3.4852% | 599 |
Loan loss allowance to noncurrent loans | 200.9579% | 1,521 |
Noncurrent assets plus other real estate owned to assets | 1.4651% | 4,016 |
Noncurrent loans to loans | 1.7343% | 3,839 |
Net loans and leases to total assets | 81.5347% | 408 |
Net loans and leases to deposits | 87.3474% | 1,600 |
Net loans and leases to core deposits | 87.3474% | 2,723 |
Total domestic deposits to total assets | 93.3453% | 113 |
Equity capital to assets | 6.5059% | 7,184 |
Core capital (leverage) ratio | 6.5059% | 7,122 |
Tier 1 risk-based capital ratio | 8.1692% | 7,238 |
Total risk-based capital ratio | 9.4485% | 7,238 |
Memoranda: | ||
Average total assets | $38,249,670 | 6,854 |
Average earning assets | $36,256,670 | 6,790 |
Average equity | $2,734,670 | 7,195 |
Average total loans | $31,985,330 | 6,199 |
2011-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.3830% | 1,631 |
Cost of funding earning assets | 1.1535% | 3,138 |
Net interest margin | 4.2295% | 1,808 |
Noninterest income to average assets | 0.3236% | 5,336 |
Noninterest expense to average assets | 4.5804% | 546 |
Loan and lease loss provision to assets | 0.0101% | 5,774 |
Net operating income to assets | -0.2629% | 6,620 |
Return on assets (ROA) | -0.2629% | 6,636 |
Pretax return on assets | -0.2629% | 6,591 |
Return on Equity (ROE) | -3.5338% | 6,713 |
Retained earnings to average equity (ytd only) | -3.5338% | 6,369 |
Net charge-offs to loans | 0.0729% | 4,214 |
Credit loss provision to net charge-offs | 16.6667% | 4,299 |
Earnings coverage of net charge-offs (x) | -4.1667% | 5,013 |
Efficiency ratio | 105.6075% | 585 |
Assets per employee ($millions) | 4.3133% | 3,214 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,514 |
Condition Ratios (%) | ||
Loss allowance to loans | 4.4026% | 308 |
Loan loss allowance to noncurrent loans | 198.6034% | 1,490 |
Noncurrent assets plus other real estate owned to assets | 1.8444% | 3,504 |
Noncurrent loans to loans | 2.2168% | 3,300 |
Net loans and leases to total assets | 79.5389% | 563 |
Net loans and leases to deposits | 86.1956% | 1,698 |
Net loans and leases to core deposits | 86.4393% | 2,816 |
Total domestic deposits to total assets | 92.2772% | 218 |
Equity capital to assets | 7.5477% | 6,845 |
Core capital (leverage) ratio | 7.5477% | 6,699 |
Tier 1 risk-based capital ratio | 9.6850% | 7,097 |
Total risk-based capital ratio | 10.9774% | 7,095 |
Memoranda: | ||
Average total assets | $39,560,000 | 6,847 |
Average earning assets | $37,451,500 | 6,788 |
Average equity | $2,943,000 | 7,187 |
Average total loans | $32,928,500 | 6,187 |
2010-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.3807% | 2,767 |
Cost of funding earning assets | 1.4231% | 3,120 |
Net interest margin | 3.9576% | 3,224 |
Noninterest income to average assets | 0.3189% | 5,511 |
Noninterest expense to average assets | 4.8610% | 470 |
Loan and lease loss provision to assets | 2.0561% | 629 |
Net operating income to assets | -2.8365% | 7,256 |
Return on assets (ROA) | -2.8365% | 7,280 |
Pretax return on assets | -2.8365% | 7,257 |
Return on Equity (ROE) | -37.9081% | 7,323 |
Retained earnings to average equity (ytd only) | -37.9081% | 7,314 |
Net charge-offs to loans | 1.6078% | 1,349 |
Credit loss provision to net charge-offs | 151.2479% | 2,383 |
Earnings coverage of net charge-offs (x) | -0.5740% | 6,484 |
Efficiency ratio | 118.9024% | 417 |
Assets per employee ($millions) | 5.0375% | 2,102 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,950 |
Condition Ratios (%) | ||
Loss allowance to loans | 4.2523% | 322 |
Loan loss allowance to noncurrent loans | 322.8507% | 955 |
Noncurrent assets plus other real estate owned to assets | 1.0968% | 4,819 |
Noncurrent loans to loans | 1.3171% | 4,517 |
Net loans and leases to total assets | 79.7295% | 695 |
Net loans and leases to deposits | 86.1329% | 2,067 |
Net loans and leases to core deposits | 87.0782% | 3,175 |
Total domestic deposits to total assets | 92.5658% | 179 |
Equity capital to assets | 7.3350% | 6,982 |
Core capital (leverage) ratio | 7.3350% | 6,826 |
Tier 1 risk-based capital ratio | 9.4254% | 7,154 |
Total risk-based capital ratio | 10.7168% | 7,151 |
Memoranda: | ||
Average total assets | $44,209,200 | 6,723 |
Average earning assets | $42,020,200 | 6,639 |
Average equity | $3,308,000 | 7,189 |
Average total loans | $37,380,200 | 6,043 |
2010-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.2911% | 3,394 |
Cost of funding earning assets | 1.4723% | 3,131 |
Net interest margin | 3.8188% | 3,888 |
Noninterest income to average assets | 0.3246% | 5,559 |
Noninterest expense to average assets | 4.9158% | 405 |
Loan and lease loss provision to assets | 2.6851% | 366 |
Net operating income to assets | -3.6411% | 7,535 |
Return on assets (ROA) | -3.6411% | 7,551 |
Pretax return on assets | -3.6411% | 7,521 |
Return on Equity (ROE) | -48.4479% | 7,549 |
Retained earnings to average equity (ytd only) | -48.4479% | 7,546 |
Net charge-offs to loans | 0.9877% | 2,027 |
Credit loss provision to net charge-offs | 320.4225% | 988 |
Earnings coverage of net charge-offs (x) | -1.1408% | 6,469 |
Efficiency ratio | 123.9195% | 356 |
Assets per employee ($millions) | 5.3244% | 1,801 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,526 |
Condition Ratios (%) | ||
Loss allowance to loans | 4.9445% | 180 |
Loan loss allowance to noncurrent loans | 2,908.3333% | 126 |
Noncurrent assets plus other real estate owned to assets | 0.1409% | 6,999 |
Noncurrent loans to loans | 0.1700% | 6,842 |
Net loans and leases to total assets | 78.7581% | 923 |
Net loans and leases to deposits | 84.8990% | 2,537 |
Net loans and leases to core deposits | 85.7782% | 3,690 |
Total domestic deposits to total assets | 92.7668% | 118 |
Equity capital to assets | 6.9867% | 7,345 |
Core capital (leverage) ratio | 6.9867% | 7,174 |
Tier 1 risk-based capital ratio | 8.9450% | 7,375 |
Total risk-based capital ratio | 10.2435% | 7,382 |
Memoranda: | ||
Average total assets | $45,186,500 | 6,776 |
Average earning assets | $43,014,500 | 6,698 |
Average equity | $3,396,000 | 7,254 |
Average total loans | $38,335,750 | 6,076 |
2010-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.2615% | 3,643 |
Cost of funding earning assets | 1.4981% | 3,271 |
Net interest margin | 3.7634% | 4,075 |
Noninterest income to average assets | 0.3388% | 5,434 |
Noninterest expense to average assets | 4.7730% | 447 |
Loan and lease loss provision to assets | 3.9522% | 196 |
Net operating income to assets | -4.8078% | 7,686 |
Return on assets (ROA) | -4.8078% | 7,692 |
Pretax return on assets | -4.8078% | 7,670 |
Return on Equity (ROE) | -62.6131% | 7,662 |
Retained earnings to average equity (ytd only) | -62.6131% | 7,660 |
Net charge-offs to loans | 0.4625% | 3,155 |
Credit loss provision to net charge-offs | 1,000.0000% | 369 |
Earnings coverage of net charge-offs (x) | -2.1648% | 6,219 |
Efficiency ratio | 121.6186% | 393 |
Assets per employee ($millions) | 5.6763% | 1,460 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,319 |
Condition Ratios (%) | ||
Loss allowance to loans | 5.1195% | 163 |
Loan loss allowance to noncurrent loans | 258.0559% | 1,099 |
Noncurrent assets plus other real estate owned to assets | 1.6538% | 3,948 |
Noncurrent loans to loans | 1.9839% | 3,743 |
Net loans and leases to total assets | 79.0949% | 937 |
Net loans and leases to deposits | 85.1053% | 2,680 |
Net loans and leases to core deposits | 90.9406% | 3,134 |
Total domestic deposits to total assets | 92.9377% | 115 |
Equity capital to assets | 6.8333% | 7,404 |
Core capital (leverage) ratio | 6.8333% | 7,272 |
Tier 1 risk-based capital ratio | 8.8402% | 7,441 |
Total risk-based capital ratio | 10.1422% | 7,449 |
Memoranda: | ||
Average total assets | $46,050,330 | 6,786 |
Average earning assets | $43,790,000 | 6,707 |
Average equity | $3,536,000 | 7,258 |
Average total loans | $39,350,330 | 6,072 |
2010-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.3276% | 3,410 |
Cost of funding earning assets | 1.5144% | 3,461 |
Net interest margin | 3.8133% | 3,735 |
Noninterest income to average assets | 0.4141% | 4,775 |
Noninterest expense to average assets | 4.3993% | 639 |
Loan and lease loss provision to assets | 7.5134% | 65 |
Net operating income to assets | -7.8929% | 7,864 |
Return on assets (ROA) | -7.8929% | 7,865 |
Pretax return on assets | -7.8929% | 7,856 |
Return on Equity (ROE) | -97.5350% | 7,825 |
Retained earnings to average equity (ytd only) | -97.5350% | 7,822 |
Net charge-offs to loans | 1.9652% | 876 |
Credit loss provision to net charge-offs | 442.1320% | 947 |
Earnings coverage of net charge-offs (x) | -0.2234% | 5,171 |
Efficiency ratio | 109.2275% | 620 |
Assets per employee ($millions) | 5.7431% | 1,458 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,528 |
Condition Ratios (%) | ||
Loss allowance to loans | 4.0914% | 347 |
Loan loss allowance to noncurrent loans | 197.2739% | 1,435 |
Noncurrent assets plus other real estate owned to assets | 1.7564% | 3,848 |
Noncurrent loans to loans | 2.0740% | 3,687 |
Net loans and leases to total assets | 81.2254% | 682 |
Net loans and leases to deposits | 87.7578% | 2,264 |
Net loans and leases to core deposits | 93.7216% | 2,876 |
Total domestic deposits to total assets | 92.5563% | 162 |
Equity capital to assets | 7.1716% | 7,299 |
Core capital (leverage) ratio | 7.1716% | 7,131 |
Tier 1 risk-based capital ratio | 8.8201% | 7,514 |
Total risk-based capital ratio | 10.1076% | 7,528 |
Memoranda: | ||
Average total assets | $46,370,500 | 6,866 |
Average earning assets | $43,847,000 | 6,784 |
Average equity | $3,752,500 | 7,269 |
Average total loans | $40,098,000 | 6,118 |
2009-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.0062% | 6,411 |
Cost of funding earning assets | 1.8809% | 3,557 |
Net interest margin | 3.1253% | 6,292 |
Noninterest income to average assets | 0.2962% | 5,994 |
Noninterest expense to average assets | 4.1771% | 1,120 |
Loan and lease loss provision to assets | 1.9632% | 1,118 |
Net operating income to assets | -5.3809% | 7,788 |
Return on assets (ROA) | -5.3809% | 7,783 |
Pretax return on assets | -2.9544% | 7,281 |
Return on Equity (ROE) | -47.6575% | 7,660 |
Retained earnings to average equity (ytd only) | -47.6575% | 7,653 |
Net charge-offs to loans | 1.9558% | 1,264 |
Credit loss provision to net charge-offs | 119.1244% | 4,511 |
Earnings coverage of net charge-offs (x) | -0.6014% | 6,752 |
Efficiency ratio | 130.0954% | 477 |
Assets per employee ($millions) | 5.1996% | 1,950 |
Cash dividends to net income (ytd only)* | 0.0000% | 4,015 |
Condition Ratios (%) | ||
Loss allowance to loans | 2.2236% | 1,601 |
Loan loss allowance to noncurrent loans | 113.1936% | 2,471 |
Noncurrent assets plus other real estate owned to assets | 1.7331% | 3,773 |
Noncurrent loans to loans | 1.9644% | 3,704 |
Net loans and leases to total assets | 86.2616% | 263 |
Net loans and leases to deposits | 94.9499% | 1,470 |
Net loans and leases to core deposits | 99.1818% | 4,093 |
Total domestic deposits to total assets | 90.8496% | 593 |
Equity capital to assets | 8.9965% | 5,156 |
Core capital (leverage) ratio | 8.9965% | 4,426 |
Tier 1 risk-based capital ratio | 10.4174% | 6,480 |
Total risk-based capital ratio | 11.6794% | 6,442 |
Memoranda: | ||
Average total assets | $52,667,800 | 6,607 |
Average earning assets | $48,700,000 | 6,571 |
Average equity | $5,946,600 | 6,623 |
Average total loans | $44,380,400 | 5,910 |
2009-09-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.9624% | 6,728 |
Cost of funding earning assets | 1.9433% | 3,651 |
Net interest margin | 3.0191% | 6,552 |
Noninterest income to average assets | 0.2857% | 6,187 |
Noninterest expense to average assets | 4.0514% | 1,213 |
Loan and lease loss provision to assets | 1.6255% | 1,158 |
Net operating income to assets | -5.7533% | 7,912 |
Return on assets (ROA) | -5.7533% | 7,909 |
Pretax return on assets | -2.6057% | 7,388 |
Return on Equity (ROE) | -48.8123% | 7,821 |
Retained earnings to average equity (ytd only) | -48.8123% | 7,818 |
Net charge-offs to loans | 0.9213% | 2,126 |
Credit loss provision to net charge-offs | 211.5385% | 2,078 |
Earnings coverage of net charge-offs (x) | -1.2756% | 6,677 |
Efficiency ratio | 130.7137% | 466 |
Assets per employee ($millions) | 5.0048% | 2,135 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,688 |
Condition Ratios (%) | ||
Loss allowance to loans | 2.6855% | 894 |
Loan loss allowance to noncurrent loans | 202.9520% | 1,454 |
Noncurrent assets plus other real estate owned to assets | 1.0830% | 4,914 |
Noncurrent loans to loans | 1.3232% | 4,725 |
Net loans and leases to total assets | 79.6435% | 1,248 |
Net loans and leases to deposits | 88.1546% | 2,926 |
Net loans and leases to core deposits | 93.0352% | 5,133 |
Total domestic deposits to total assets | 90.3453% | 647 |
Equity capital to assets | 9.4070% | 4,874 |
Core capital (leverage) ratio | 9.4070% | 4,039 |
Tier 1 risk-based capital ratio | 11.9380% | 5,028 |
Total risk-based capital ratio | 13.2059% | 4,947 |
Memoranda: | ||
Average total assets | $54,135,750 | 6,605 |
Average earning assets | $49,947,250 | 6,577 |
Average equity | $6,380,750 | 6,527 |
Average total loans | $45,154,250 | 5,919 |
2009-06-30 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.9587% | 6,898 |
Cost of funding earning assets | 2.0435% | 3,554 |
Net interest margin | 2.9153% | 6,764 |
Noninterest income to average assets | 0.2198% | 6,728 |
Noninterest expense to average assets | 4.0830% | 1,210 |
Loan and lease loss provision to assets | 0.0000% | 7,158 |
Net operating income to assets | -0.7784% | 6,815 |
Return on assets (ROA) | -0.7784% | 6,819 |
Pretax return on assets | -1.2000% | 6,941 |
Return on Equity (ROE) | -6.2263% | 6,734 |
Retained earnings to average equity (ytd only) | -6.2263% | 6,479 |
Net charge-offs to loans | 0.0988% | 5,177 |
Credit loss provision to net charge-offs | 0.0000% | 6,237 |
Earnings coverage of net charge-offs (x) | -14.4783% | 6,547 |
Efficiency ratio | 140.3750% | 425 |
Assets per employee ($millions) | 5.1773% | 1,888 |
Cash dividends to net income (ytd only)* | 0.0000% | 3,532 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.6820% | 2,409 |
Loan loss allowance to noncurrent loans | 155.7692% | 1,897 |
Noncurrent assets plus other real estate owned to assets | 0.9039% | 5,169 |
Noncurrent loans to loans | 1.0798% | 5,043 |
Net loans and leases to total assets | 82.3035% | 898 |
Net loans and leases to deposits | 95.0820% | 1,940 |
Net loans and leases to core deposits | 101.1297% | 4,388 |
Total domestic deposits to total assets | 86.5606% | 2,480 |
Equity capital to assets | 13.1883% | 1,616 |
Core capital (leverage) ratio | 10.7845% | 2,581 |
Tier 1 risk-based capital ratio | 12.7622% | 4,310 |
Total risk-based capital ratio | 14.0189% | 4,222 |
Memoranda: | ||
Average total assets | $55,498,330 | 6,618 |
Average earning assets | $50,698,330 | 6,604 |
Average equity | $6,938,330 | 6,392 |
Average total loans | $46,552,330 | 5,911 |
2009-03-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 4.8209% | 7,335 |
Cost of funding earning assets | 2.1317% | 3,508 |
Net interest margin | 2.6892% | 7,226 |
Noninterest income to average assets | 0.2162% | 6,745 |
Noninterest expense to average assets | 3.8005% | 1,473 |
Loan and lease loss provision to assets | 0.0000% | 6,744 |
Net operating income to assets | -0.7113% | 7,069 |
Return on assets (ROA) | -0.7113% | 7,104 |
Pretax return on assets | -1.0948% | 7,195 |
Return on Equity (ROE) | -5.8340% | 7,047 |
Retained earnings to average equity (ytd only) | -5.8340% | 6,660 |
Net charge-offs to loans | 0.1910% | 3,491 |
Credit loss provision to net charge-offs | 0.0000% | 5,248 |
Earnings coverage of net charge-offs (x) | -6.8261% | 5,592 |
Efficiency ratio | 139.1753% | 417 |
Assets per employee ($millions) | 5.2645% | 1,777 |
Cash dividends to net income (ytd only)* | 0.0000% | 2,832 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.5772% | 2,617 |
Loan loss allowance to noncurrent loans | 12,150.0000% | 48 |
Noncurrent assets plus other real estate owned to assets | 0.0104% | 7,611 |
Noncurrent loans to loans | 0.0130% | 7,528 |
Net loans and leases to total assets | 78.5581% | 1,680 |
Net loans and leases to deposits | 89.5673% | 2,999 |
Net loans and leases to core deposits | 96.1878% | 4,951 |
Total domestic deposits to total assets | 87.7085% | 1,882 |
Equity capital to assets | 11.9876% | 2,269 |
Core capital (leverage) ratio | 9.9139% | 3,501 |
Tier 1 risk-based capital ratio | 12.3188% | 4,689 |
Total risk-based capital ratio | 13.5729% | 4,604 |
Memoranda: | ||
Average total assets | $57,361,000 | 6,563 |
Average earning assets | $53,102,000 | 6,537 |
Average equity | $6,993,500 | 6,415 |
Average total loans | $48,158,500 | 5,870 |
2008-12-31 | Rank | |
Percentage of unprofitable institutions | NA | NA |
Percentage of insitutions with earnings gains | NA | NA |
Performance Ratios (%, annualized) | ||
Yield on earning assets | 5.6789% | 6,837 |
Cost of funding earning assets | 2.7933% | 2,736 |
Net interest margin | 2.8856% | 7,183 |
Noninterest income to average assets | 0.3668% | 5,770 |
Noninterest expense to average assets | 3.7588% | 1,837 |
Loan and lease loss provision to assets | 1.6970% | 762 |
Net operating income to assets | -1.5579% | 7,490 |
Return on assets (ROA) | -1.5579% | 7,439 |
Pretax return on assets | -2.3782% | 7,554 |
Return on Equity (ROE) | -10.4206% | 7,307 |
Retained earnings to average equity (ytd only) | -10.4206% | 7,106 |
Net charge-offs to loans | 1.3263% | 892 |
Credit loss provision to net charge-offs | 147.2028% | 3,588 |
Earnings coverage of net charge-offs (x) | -0.5909% | 6,508 |
Efficiency ratio | 121.1526% | 562 |
Assets per employee ($millions) | 4.7343% | 2,278 |
Cash dividends to net income (ytd only)* | 0.0000% | 4,825 |
Condition Ratios (%) | ||
Loss allowance to loans | 1.5011% | 2,684 |
Loan loss allowance to noncurrent loans | 2,032.4324% | 295 |
Noncurrent assets plus other real estate owned to assets | 0.0651% | 7,304 |
Noncurrent loans to loans | 0.0739% | 7,208 |
Net loans and leases to total assets | 86.8531% | 486 |
Net loans and leases to deposits | 99.4578% | 1,911 |
Net loans and leases to core deposits | 102.8579% | 4,516 |
Total domestic deposits to total assets | 87.3266% | 1,790 |
Equity capital to assets | 12.4005% | 2,066 |
Core capital (leverage) ratio | 10.3844% | 3,088 |
Tier 1 risk-based capital ratio | 11.5377% | 5,209 |
Total risk-based capital ratio | 12.7901% | 5,096 |
Memoranda: | ||
Average total assets | $49,617,400 | 6,789 |
Average earning assets | $46,611,400 | 6,735 |
Average equity | $7,418,000 | 6,304 |
Average total loans | $43,129,000 | 6,017 |