Home > Republic Savings Bank > Income and Expense
Republic Savings Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $41,390,000 | 804 |
| Total interest expense | $25,345,000 | 657 |
| Net interest income | $16,045,000 | 1,055 |
| Provision for loan and lease losses | $1,400,000 | 738 |
| Total noninterest income | $14,776,000 | 461 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $553,000 | 2,331 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $14,223,000 | 363 |
| Total noninterest expense | $19,972,000 | 739 |
| Salaries and employee benefits | $12,657,000 | 566 |
| Premises and equipment expense | $2,253,000 | 864 |
| Additional noninterest expense | $5,062,000 | 943 |
| Pre-tax net operating income | $9,449,000 | 829 |
| Securities gains (losses) | $-71,000 | 10,385 |
| Applicable income taxes | $3,317,000 | 797 |
| Income before extraordinary items | $6,061,000 | 898 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,061,000 | 897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $592,000 | 1,098 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,107,150 | 855 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $37,964,000 | 903 |
| Total interest expense | $23,592,000 | 709 |
| Net interest income | $14,372,000 | 1,220 |
| Provision for loan and lease losses | $515,000 | 1,729 |
| Total noninterest income | $9,084,000 | 613 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $442,000 | 2,946 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $8,642,000 | 455 |
| Total noninterest expense | $14,544,000 | 956 |
| Salaries and employee benefits | $8,560,000 | 797 |
| Premises and equipment expense | $1,822,000 | 1,088 |
| Additional noninterest expense | $4,162,000 | 1,099 |
| Pre-tax net operating income | $8,397,000 | 975 |
| Securities gains (losses) | $-158,000 | 10,814 |
| Applicable income taxes | $2,759,000 | 999 |
| Income before extraordinary items | $5,480,000 | 1,014 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,480,000 | 1,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $3,700,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,585,860 | 970 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $31,272,000 | 1,106 |
| Total interest expense | $20,046,000 | 844 |
| Net interest income | $11,226,000 | 1,586 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $5,808,000 | 858 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $245,000 | 4,897 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $5,563,000 | 603 |
| Total noninterest expense | $11,929,000 | 1,212 |
| Salaries and employee benefits | $6,058,000 | 1,108 |
| Premises and equipment expense | $1,356,000 | 1,492 |
| Additional noninterest expense | $4,515,000 | 1,237 |
| Pre-tax net operating income | $5,045,000 | 1,425 |
| Securities gains (losses) | $366,000 | 505 |
| Applicable income taxes | $1,896,000 | 1,302 |
| Income before extraordinary items | $3,515,000 | 1,410 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,515,000 | 1,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $1,200,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,277,100 | 1,483 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $26,992,000 | 1,277 |
| Total interest expense | $18,954,000 | 920 |
| Net interest income | $8,038,000 | 2,243 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $2,348,000 | 1,612 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $229,000 | 5,202 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,119,000 | 1,096 |
| Total noninterest expense | $7,039,000 | 1,966 |
| Salaries and employee benefits | $3,309,000 | 2,005 |
| Premises and equipment expense | $1,045,000 | 1,953 |
| Additional noninterest expense | $2,685,000 | 1,860 |
| Pre-tax net operating income | $3,323,000 | 2,213 |
| Securities gains (losses) | $623,000 | 301 |
| Applicable income taxes | $1,374,000 | 1,774 |
| Income before extraordinary items | $2,572,000 | 1,951 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,572,000 | 1,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $6,200,000 | 541 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,167,050 | 2,304 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $24,443,000 | 1,286 |
| Total interest expense | $14,313,000 | 946 |
| Net interest income | $10,130,000 | 1,782 |
| Provision for loan and lease losses | $55,000 | 5,922 |
| Total noninterest income | $2,428,000 | 1,593 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $227,000 | 5,388 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,201,000 | 1,060 |
| Total noninterest expense | $6,520,000 | 2,162 |
| Salaries and employee benefits | $2,927,000 | 2,283 |
| Premises and equipment expense | $952,000 | 2,124 |
| Additional noninterest expense | $2,641,000 | 2,047 |
| Pre-tax net operating income | $5,983,000 | 1,249 |
| Securities gains (losses) | $-58,000 | 11,156 |
| Applicable income taxes | $2,080,000 | 1,166 |
| Income before extraordinary items | $3,845,000 | 1,310 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,845,000 | 1,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,320 |
| Cash dividends | $1,000,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,137 |
| Net operating income | $3,882,700 | 1,307 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $25,877,000 | 1,234 |
| Total interest expense | $15,579,000 | 900 |
| Net interest income | $10,298,000 | 1,753 |
| Provision for loan and lease losses | $78,000 | 6,380 |
| Total noninterest income | $730,000 | 4,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $730,000 | 2,524 |
| Total noninterest expense | $8,415,000 | 1,783 |
| Salaries and employee benefits | $3,738,000 | 1,788 |
| Premises and equipment expense | $1,211,000 | 1,732 |
| Additional noninterest expense | $3,466,000 | 1,700 |
| Pre-tax net operating income | $2,535,000 | 2,673 |
| Securities gains (losses) | $5,381,000 | 141 |
| Applicable income taxes | $2,785,000 | 916 |
| Income before extraordinary items | $5,131,000 | 1,003 |
| Extraordinary gains, net | $918,000 | 246 |
| Net income | $6,049,000 | 903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $626,000 | 1,545 |
| Cash dividends | $265,000 | 4,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,633,350 | 2,833 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $31,013,000 | 1,182 |
| Total interest expense | $18,476,000 | 980 |
| Net interest income | $12,537,000 | 1,476 |
| Provision for loan and lease losses | $2,435,000 | 991 |
| Total noninterest income | $-249,000 | 13,912 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $-249,000 | 13,951 |
| Total noninterest expense | $8,467,000 | 1,796 |
| Salaries and employee benefits | $4,689,000 | 1,411 |
| Premises and equipment expense | $1,157,000 | 1,823 |
| Additional noninterest expense | $2,622,000 | 2,239 |
| Pre-tax net operating income | $1,386,000 | 4,354 |
| Securities gains (losses) | $1,762,000 | 442 |
| Applicable income taxes | $1,697,000 | 1,312 |
| Income before extraordinary items | $1,451,000 | 3,177 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,451,000 | 3,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $777,000 | 1,846 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $323,320 | 8,650 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.