Home > Republic Savings Bank > Assets and Liabilities
Republic Savings Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 243 | 702 |
| Assets and Liabilities | ||
| Total Assets: | $551,827,000 | 858 |
| Cash and due from depository institutions | $6,968,000 | 702 |
| Interest-bearing balances | $3,678,000 | 1,532 |
| Securities | $14,487,000 | 5,909 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $519,191,000 | 609 |
| Loan loss allowance | $3,253,000 | 1,143 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,786,000 | 2,155 |
| Other real estate owned | $424,000 | 702 |
| Goodwill and other intangibles | $1,493,000 | 1,208 |
| All other assets | $5,478,000 | 1,438 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $551,827,000 | 858 |
| Total liabilities | $511,065,000 | 844 |
| Total deposits | $342,159,000 | 1,084 |
| Interest-bearing deposits | $327,786,000 | 975 |
| Deposits held in domestic offices | $342,159,000 | 1,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,000,000 | 418 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $99,700,000 | 409 |
| Subordinated debt | $2,500,000 | 194 |
| All other liabilities | $5,706,000 | 907 |
| Total equity capital | $40,762,000 | 1,101 |
| Total bank equity capital | $40,762,000 | 1,101 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,000,000 | 1,820 |
| Surplus | $7,554,000 | 2,016 |
| Undivided profits | $31,208,000 | 843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,360,000 | 524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $138,000 | 780 |
| Income earned, not collected on loans | $3,204,000 | 645 |
| Earning assets | $537,356,000 | 815 |
| Long-term assets (5+ years) | $161,073,000 | 587 |
| Average Assets, year-to-date | $529,619,600 | 864 |
| Average Assets, quarterly | $530,378,000 | 879 |
| Volatile liabilities | $111,308,000 | 769 |
| Insider loans | $540,000 | 5,103 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $45,649,000 | 147 |
| Unused loan commitments | $66,705,000 | 927 |
| Tier 1 (core) risk-based capital | $39,291,000 | 1,063 |
| Tier 2 risk-based capital | $5,755,000 | 676 |
| Total risk weighted assets | $372,808,800 | 808 |
| Total unused commitments | $66,705,000 | 933 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 220 | 818 |
| Assets and Liabilities | ||
| Total Assets: | $492,010,000 | 973 |
| Cash and due from depository institutions | $5,218,000 | 818 |
| Interest-bearing balances | $2,203,000 | 1,663 |
| Securities | $31,778,000 | 3,466 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $446,049,000 | 692 |
| Loan loss allowance | $2,447,000 | 1,495 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,141,000 | 2,522 |
| Other real estate owned | $157,000 | 818 |
| Goodwill and other intangibles | $1,608,000 | 1,095 |
| All other assets | $4,059,000 | 1,823 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $492,010,000 | 973 |
| Total liabilities | $457,485,000 | 943 |
| Total deposits | $321,170,000 | 1,164 |
| Interest-bearing deposits | $309,427,000 | 1,043 |
| Deposits held in domestic offices | $321,170,000 | 1,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,081,000 | 928 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $118,200,000 | 353 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,034,000 | 995 |
| Total equity capital | $34,525,000 | 1,302 |
| Total bank equity capital | $34,525,000 | 1,302 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,000,000 | 1,809 |
| Surplus | $7,554,000 | 1,990 |
| Undivided profits | $24,971,000 | 1,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,600,000 | 792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,889,000 | 761 |
| Earning assets | $480,030,000 | 919 |
| Long-term assets (5+ years) | $95,149,000 | 818 |
| Average Assets, year-to-date | $503,332,400 | 901 |
| Average Assets, quarterly | $486,009,000 | 975 |
| Volatile liabilities | $146,032,000 | 658 |
| Insider loans | $499,000 | 5,433 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $37,986,000 | 116 |
| Unused loan commitments | $58,400,000 | 962 |
| Tier 1 (core) risk-based capital | $33,140,000 | 1,274 |
| Tier 2 risk-based capital | $2,447,000 | 1,286 |
| Total risk weighted assets | $308,637,000 | 959 |
| Total unused commitments | $58,400,000 | 967 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 175 | 1,066 |
| Assets and Liabilities | ||
| Total Assets: | $466,309,000 | 1,055 |
| Cash and due from depository institutions | $5,715,000 | 1,066 |
| Interest-bearing balances | $3,352,000 | 1,136 |
| Securities | $69,209,000 | 1,747 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $383,394,000 | 815 |
| Loan loss allowance | $1,945,000 | 1,948 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,660,000 | 2,915 |
| Other real estate owned | $130,000 | 1,066 |
| Goodwill and other intangibles | $1,721,000 | 998 |
| All other assets | $3,480,000 | 2,166 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $466,309,000 | 1,055 |
| Total liabilities | $434,098,000 | 1,026 |
| Total deposits | $285,744,000 | 1,347 |
| Interest-bearing deposits | $263,986,000 | 1,259 |
| Deposits held in domestic offices | $285,744,000 | 1,342 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $78,317,000 | 415 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $67,700,000 | 492 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,337,000 | 1,794 |
| Total equity capital | $32,211,000 | 1,401 |
| Total bank equity capital | $32,211,000 | 1,401 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,000,000 | 1,906 |
| Surplus | $7,554,000 | 2,047 |
| Undivided profits | $22,657,000 | 1,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,451,000 | 1,993 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,183,000 | 1,006 |
| Earning assets | $455,955,000 | 989 |
| Long-term assets (5+ years) | $83,097,000 | 842 |
| Average Assets, year-to-date | $426,264,000 | 1,098 |
| Average Assets, quarterly | $438,626,000 | 1,104 |
| Volatile liabilities | $159,204,000 | 655 |
| Insider loans | $313,000 | 6,731 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $153,139,000 | 53 |
| Unused loan commitments | $55,558,000 | 989 |
| Tier 1 (core) risk-based capital | $31,247,000 | 1,378 |
| Tier 2 risk-based capital | $1,945,000 | 1,626 |
| Total risk weighted assets | $242,526,100 | 1,213 |
| Total unused commitments | $55,558,000 | 994 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 134 | 1,419 |
| Assets and Liabilities | ||
| Total Assets: | $389,784,000 | 1,240 |
| Cash and due from depository institutions | $4,876,000 | 1,419 |
| Interest-bearing balances | $3,193,000 | 1,362 |
| Securities | $120,424,000 | 1,041 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $260,181,000 | 1,141 |
| Loan loss allowance | $1,883,000 | 2,045 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,222,000 | 5,360 |
| Other real estate owned | $0 | 1,419 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,081,000 | 2,473 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $389,784,000 | 1,240 |
| Total liabilities | $359,399,000 | 1,224 |
| Total deposits | $236,331,000 | 1,654 |
| Interest-bearing deposits | $225,720,000 | 1,514 |
| Deposits held in domestic offices | $236,331,000 | 1,642 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $77,173,000 | 440 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $44,500,000 | 580 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,395,000 | 2,796 |
| Total equity capital | $30,385,000 | 1,488 |
| Total bank equity capital | $30,385,000 | 1,488 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,000,000 | 1,954 |
| Surplus | $7,554,000 | 2,046 |
| Undivided profits | $20,831,000 | 1,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $632,000 | 3,676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,697,000 | 1,306 |
| Earning assets | $383,798,000 | 1,170 |
| Long-term assets (5+ years) | $63,617,000 | 979 |
| Average Assets, year-to-date | $390,427,800 | 1,196 |
| Average Assets, quarterly | $378,554,500 | 1,258 |
| Volatile liabilities | $124,303,000 | 729 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $118,503,000 | 62 |
| Unused loan commitments | $26,685,000 | 1,629 |
| Tier 1 (core) risk-based capital | $30,653,000 | 1,403 |
| Tier 2 risk-based capital | $1,883,000 | 1,680 |
| Total risk weighted assets | $190,164,400 | 1,508 |
| Total unused commitments | $26,685,000 | 1,641 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 110 | 1,815 |
| Assets and Liabilities | ||
| Total Assets: | $406,889,000 | 1,176 |
| Cash and due from depository institutions | $2,701,000 | 1,815 |
| Interest-bearing balances | $1,161,000 | 2,227 |
| Securities | $214,270,000 | 648 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $183,136,000 | 1,539 |
| Loan loss allowance | $1,865,000 | 2,100 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,785,000 | 4,039 |
| Other real estate owned | $0 | 1,815 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,997,000 | 1,691 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $406,889,000 | 1,176 |
| Total liabilities | $375,282,000 | 1,158 |
| Total deposits | $217,019,000 | 1,739 |
| Interest-bearing deposits | $212,000,000 | 1,574 |
| Deposits held in domestic offices | $217,019,000 | 1,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $105,601,000 | 399 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $49,950,000 | 563 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,712,000 | 1,410 |
| Total equity capital | $31,607,000 | 1,310 |
| Total bank equity capital | $31,607,000 | 1,310 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,000,000 | 2,014 |
| Surplus | $7,554,000 | 1,987 |
| Undivided profits | $22,053,000 | 1,069 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,651,000 | 1,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $744,000 | 2,747 |
| Earning assets | $398,567,000 | 1,099 |
| Long-term assets (5+ years) | $59,120,000 | 1,042 |
| Average Assets, year-to-date | $378,510,800 | 1,218 |
| Average Assets, quarterly | $405,063,000 | 1,166 |
| Volatile liabilities | $184,265,000 | 580 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $47,021,000 | 76 |
| Unused loan commitments | $14,875,000 | 2,373 |
| Tier 1 (core) risk-based capital | $34,281,000 | 1,207 |
| Tier 2 risk-based capital | $1,865,000 | 1,683 |
| Total risk weighted assets | $157,458,800 | 1,767 |
| Total unused commitments | $14,875,000 | 2,385 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 101 | 2,071 |
| Assets and Liabilities | ||
| Total Assets: | $328,979,000 | 1,433 |
| Cash and due from depository institutions | $6,122,000 | 2,071 |
| Interest-bearing balances | $4,997,000 | 1,222 |
| Securities | $85,065,000 | 1,621 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $229,108,000 | 1,211 |
| Loan loss allowance | $2,362,000 | 1,811 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,857,000 | 3,885 |
| Other real estate owned | $0 | 2,071 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $6,827,000 | 1,249 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $328,979,000 | 1,433 |
| Total liabilities | $297,546,000 | 1,449 |
| Total deposits | $252,817,000 | 1,576 |
| Interest-bearing deposits | $245,955,000 | 1,401 |
| Deposits held in domestic offices | $252,817,000 | 1,563 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,572,000 | 760 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $23,000,000 | 719 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,157,000 | 1,708 |
| Total equity capital | $31,433,000 | 1,305 |
| Total bank equity capital | $31,433,000 | 1,305 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,000,000 | 2,040 |
| Surplus | $7,551,000 | 1,897 |
| Undivided profits | $21,882,000 | 1,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $365,000 | 5,821 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,451,000 | 1,171 |
| Earning assets | $319,170,000 | 1,357 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $369,724,800 | 1,269 |
| Average Assets, quarterly | $333,193,000 | 1,416 |
| Volatile liabilities | $62,658,000 | 1,021 |
| Insider loans | $302,000 | 7,250 |
| FHLB advances | $23,000,000 | 284 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,763,000 | 2,932 |
| Tier 1 (core) risk-based capital | $30,712,000 | 1,297 |
| Tier 2 risk-based capital | $1,204,000 | 2,425 |
| Total risk weighted assets | $96,818,000 | 2,690 |
| Total unused commitments | $26,334,000 | 1,598 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 94 | 2,290 |
| Assets and Liabilities | ||
| Total Assets: | $391,531,000 | 1,246 |
| Cash and due from depository institutions | $4,373,000 | 2,290 |
| Interest-bearing balances | $3,149,000 | 2,036 |
| Securities | $135,386,000 | 992 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 2,207 |
| Net loans & leases | $232,606,000 | 1,237 |
| Loan loss allowance | $2,908,000 | 1,574 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,281,000 | 3,186 |
| Other real estate owned | $1,787,000 | 2,290 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $7,598,000 | 1,204 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $391,531,000 | 1,246 |
| Total liabilities | $365,882,000 | 1,233 |
| Total deposits | $336,208,000 | 1,235 |
| Interest-bearing deposits | $333,982,000 | 1,092 |
| Deposits held in domestic offices | $336,208,000 | 1,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $27,000,000 | 579 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,674,000 | 1,503 |
| Total equity capital | $25,649,000 | 1,510 |
| Total bank equity capital | $25,649,000 | 1,510 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,000,000 | 2,114 |
| Surplus | $7,551,000 | 1,829 |
| Undivided profits | $16,098,000 | 1,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $779,000 | 4,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,653,000 | 1,161 |
| Earning assets | $378,641,000 | 1,179 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $365,846,400 | 1,309 |
| Average Assets, quarterly | $396,193,500 | 1,228 |
| Volatile liabilities | $44,559,000 | 1,278 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $27,000,000 | 235 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $16,500,000 | 2,067 |
| Tier 1 (core) risk-based capital | $25,371,000 | 1,486 |
| Tier 2 risk-based capital | $2,663,000 | 1,254 |
| Total risk weighted assets | $222,465,000 | 1,315 |
| Total unused commitments | $16,500,000 | 2,083 |
| Derivatives | $0 | 651 |