Home > Republic National Bank of Miami > Loan Charge- Offs and Recoveries

Republic National Bank of Miami, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$9,392,000239
Loans secured by real estate, total$91,0001,319
To non-U.S. addressees$013
Real estate loans in domestic offices$91,0001,317
Construction and land development$23,000365
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$6,0003,079
Secured by multifamily residential properties$24,000244
Secured by nonfarm nonresidential properties$38,000809
Real estate loans in foreign offices$019
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$8,097,00073
Loans to individuals$960,000504
Credit card loan charge offs$03,663
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$960,000374
Loans to foreign governments and official institutions$011
Other loans$244,00089
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,778,000281
Loans secured by real estate, total$226,000356
To non-U.S. addressees$010
Real estate loans in domestic offices$226,000355
Construction and land development$23,000210
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$8,0001,582
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$195,000214
Real estate loans in foreign offices$015
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$945,000156
Loans to individuals$552,000323
Credit card loan recoveries$02,637
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$552,000240
Loans to foreign governments and official institutions$014
Other loans$55,000102
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$7,614,000221
Loans secured by real estate, total$-135,00010,303
To non-U.S. addressees$012
Real estate loans in domestic offices$-135,00010,322
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$-2,0009,326
Secured by multifamily residential properties$24,000203
Secured by nonfarm nonresidential properties$-157,00010,328
Real estate loans in foreign offices$017
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$7,152,00059
To non-U.S. addressees$-39,0001,118
Loans to individuals$408,000710
Credit card loan net charge offs$03,434
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$408,000552
Loans to foreign governments and official institutions$010
Other loans$189,00080
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$6,515,000298
Loans secured by real estate, total$275,000739
To non-U.S. addressees$011
Real estate loans in domestic offices$275,000739
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$140,000728
Secured by multifamily residential properties$7,000376
Secured by nonfarm nonresidential properties$128,000520
Real estate loans in foreign offices$015
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$3,585,000116
Loans to individuals$2,342,000354
Credit card loan charge offs$03,914
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$2,342,000226
Loans to foreign governments and official institutions$07
Other loans$313,00069
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,370,000335
Loans secured by real estate, total$21,0001,755
To non-U.S. addressees$012
Real estate loans in domestic offices$21,0001,755
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$14,0001,340
Secured by multifamily residential properties$7,000244
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign offices$018
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$572,000222
Loans to individuals$703,000298
Credit card loan recoveries$02,736
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$703,000216
Loans to foreign governments and official institutions$027
Other loans$74,000102
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$5,145,000278
Loans secured by real estate, total$254,000594
To non-U.S. addressees$010
Real estate loans in domestic offices$254,000591
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$126,000648
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$128,000361
Real estate loans in foreign offices$013
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$3,013,00092
To non-U.S. addressees$230,00012
Loans to individuals$1,639,000364
Credit card loan net charge offs$03,690
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,639,000235
Loans to foreign governments and official institutions$07
Other loans$239,00058
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$3,241,000533
Loans secured by real estate, total$1,0004,965
To non-U.S. addressees$010
Real estate loans in domestic offices$1,0004,963
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$1,0004,011
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign offices$08
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$923,000382
Loans to individuals$2,058,000406
Credit card loan charge offs$1,0003,743
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$2,057,000272
Loans to foreign governments and official institutions$011
Other loans$259,00095
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,027,000487
Loans secured by real estate, total$17,0002,153
To non-U.S. addressees$08
Real estate loans in domestic offices$17,0002,153
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$17,0001,322
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign offices$07
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$356,000405
Loans to individuals$610,000359
Credit card loan recoveries$02,751
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$610,000271
Loans to foreign governments and official institutions$032
Other loans$44,000152
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,214,000536
Loans secured by real estate, total$-16,00010,567
To non-U.S. addressees$07
Real estate loans in domestic offices$-16,00010,592
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$-16,00011,038
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign offices$06
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$567,000427
To non-U.S. addressees$022
Loans to individuals$1,448,000419
Credit card loan net charge offs$1,0003,519
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,447,000273
Loans to foreign governments and official institutions$05
Other loans$215,00074
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$2,583,000614
Loans secured by real estate, total$131,0001,526
To non-U.S. addressees$015
Real estate loans in domestic offices$131,0001,524
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$39,0001,789
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$92,000948
Real estate loans in foreign offices$012
Loans to depository institutions$521,00014
To foreign banks$521,00014
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$630,000508
Loans to individuals$1,241,000484
Credit card loan charge offs$6,0002,487
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,235,000336
Loans to foreign governments and official institutions$015
Other loans$60,000189
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$723,000601
Loans secured by real estate, total$21,0002,085
To non-U.S. addressees$013
Real estate loans in domestic offices$21,0002,084
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$1,0003,420
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$20,0001,044
Real estate loans in foreign offices$013
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$235,000570
Loans to individuals$441,000435
Credit card loan recoveries$1,0002,129
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$440,000333
Loans to foreign governments and official institutions$030
Other loans$26,000185
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,860,000595
Loans secured by real estate, total$110,0001,338
To non-U.S. addressees$012
Real estate loans in domestic offices$110,0001,336
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$38,0001,550
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$72,000845
Real estate loans in foreign offices$09
Loans to depository institutions$521,00012
To foreign banks$521,00012
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$395,000537
To non-U.S. addressees$022
Loans to individuals$800,000500
Credit card loan net charge offs$5,0002,403
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$795,000333
Loans to foreign governments and official institutions$011
Other loans$34,000172
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$3,293,000543
Loans secured by real estate, total$864,000587
To non-U.S. addressees$013
Real estate loans in domestic offices$864,000587
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$22,0002,574
Secured by multifamily residential properties$5,000609
Secured by nonfarm nonresidential properties$837,000322
Real estate loans in foreign offices$015
Loans to depository institutions$210,0009
To foreign banks$210,0009
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$1,261,000338
Loans to individuals$732,000590
Credit card loan charge offs$8,0002,158
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$724,000424
Loans to foreign governments and official institutions$015
Other loans$226,00093
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$910,000578
Loans secured by real estate, total$82,0001,132
To non-U.S. addressees$012
Real estate loans in domestic offices$82,0001,132
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$69,000567
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$13,0001,375
Real estate loans in foreign offices$013
Loans to depository institutions$210,00013
To foreign banks$210,0009
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$257,000648
Loans to individuals$298,000548
Credit card loan recoveries$1,0002,143
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$297,000440
Loans to foreign governments and official institutions$034
Other loans$63,000133
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$2,383,000497
Loans secured by real estate, total$782,000510
To non-U.S. addressees$09
Real estate loans in domestic offices$782,000510
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$-47,00012,416
Secured by multifamily residential properties$5,000565
Secured by nonfarm nonresidential properties$824,000271
Real estate loans in foreign offices$011
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$1,004,000260
To non-U.S. addressees$-7,0001,155
Loans to individuals$434,000620
Credit card loan net charge offs$7,0002,017
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$427,000418
Loans to foreign governments and official institutions$09
Other loans$163,00078
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$1,539,0001,059
Loans secured by real estate, total$625,000907
To non-U.S. addressees$019
Real estate loans in domestic offices$625,000905
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$103,0001,372
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$522,000562
Real estate loans in foreign offices$017
Loans to depository institutions$5,00024
To foreign banks$5,00014
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$408,0001,178
Loans to individuals$314,0001,094
Credit card loan charge offs$11,0002,047
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$303,000869
Loans to foreign governments and official institutions$034
Other loans$187,000137
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$630,000771
Loans secured by real estate, total$41,0001,790
To non-U.S. addressees$016
Real estate loans in domestic offices$41,0001,789
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$34,0001,014
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$7,0001,713
Real estate loans in foreign offices$016
Loans to depository institutions$5,00037
To foreign banks$5,00024
Loans to finance agricultural production and other loans to farmers$0220
Commercial and industrial loans$277,000642
Loans to individuals$212,000706
Credit card loan recoveries$9,0001,044
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$203,000598
Loans to foreign governments and official institutions$038
Other loans$95,000117
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$909,0001,228
Loans secured by real estate, total$584,000829
To non-U.S. addressees$018
Real estate loans in domestic offices$584,000827
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$69,0001,495
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$515,000499
Real estate loans in foreign offices$016
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0121
Commercial and industrial loans$131,0002,043
To non-U.S. addressees$036
Loans to individuals$102,0001,801
Credit card loan net charge offs$2,0003,091
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$100,0001,462
Loans to foreign governments and official institutions$028
Other loans$92,000142
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$2,579,000948
Loans secured by real estate, total$366,0001,560
To non-U.S. addressees$017
Real estate loans in domestic offices$366,0001,560
Construction and land development$5,0001,523
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$145,0001,279
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$216,0001,164
Real estate loans in foreign offices$017
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$1,335,000633
Loans to individuals$429,0001,076
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$429,000849
Loans to foreign governments and official institutions$043
Other loans$449,000102
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$896,000611
Loans secured by real estate, total$64,0001,312
To non-U.S. addressees$07
Real estate loans in domestic offices$64,0001,312
Construction and land development$1,000948
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$45,000805
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$18,0001,206
Real estate loans in foreign offices$09
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$0217
Commercial and industrial loans$541,000366
Loans to individuals$202,000775
Credit card loan recoveries$7,0001,183
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$195,000660
Loans to foreign governments and official institutions$047
Other loans$89,000118
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,683,0001,092
Loans secured by real estate, total$302,0001,562
To non-U.S. addressees$017
Real estate loans in domestic offices$302,0001,562
Construction and land development$4,0001,436
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$100,0001,424
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$198,0001,141
Real estate loans in foreign offices$017
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$794,000804
To non-U.S. addressees$50,00038
Loans to individuals$227,0001,339
Credit card loan net charge offs$-7,00013,876
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$234,0001,004
Loans to foreign governments and official institutions$037
Other loans$360,00091
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.