Home > Republic National Bank > Income and Expense
Republic National Bank, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $19,991,000 | 953 |
| Total interest expense | $5,922,000 | 1,319 |
| Net interest income | $14,069,000 | 807 |
| Provision for loan and lease losses | $400,000 | 1,166 |
| Total noninterest income | $1,384,000 | 1,746 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $672,000 | 1,319 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $712,000 | 1,741 |
| Total noninterest expense | $8,763,000 | 1,034 |
| Salaries and employee benefits | $6,055,000 | 804 |
| Premises and equipment expense | $1,200,000 | 1,062 |
| Additional noninterest expense | $1,508,000 | 1,749 |
| Pre-tax net operating income | $6,290,000 | 827 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,044,000 | 783 |
| Income before extraordinary items | $4,246,000 | 916 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,246,000 | 917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 567 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,246,000 | 897 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,755,000 | 959 |
| Total interest expense | $2,835,000 | 1,314 |
| Net interest income | $6,920,000 | 814 |
| Provision for loan and lease losses | $200,000 | 1,130 |
| Total noninterest income | $704,000 | 1,687 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $331,000 | 1,299 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $373,000 | 1,649 |
| Total noninterest expense | $4,356,000 | 1,039 |
| Salaries and employee benefits | $3,071,000 | 784 |
| Premises and equipment expense | $596,000 | 1,070 |
| Additional noninterest expense | $689,000 | 1,897 |
| Pre-tax net operating income | $3,068,000 | 832 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $992,000 | 794 |
| Income before extraordinary items | $2,076,000 | 911 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,076,000 | 910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 725 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,076,000 | 892 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $34,437,000 | 954 |
| Total interest expense | $8,897,000 | 1,278 |
| Net interest income | $25,540,000 | 840 |
| Provision for loan and lease losses | $1,500,000 | 712 |
| Total noninterest income | $2,760,000 | 1,725 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,489,000 | 1,194 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,271,000 | 1,878 |
| Total noninterest expense | $16,284,000 | 1,046 |
| Salaries and employee benefits | $10,927,000 | 836 |
| Premises and equipment expense | $2,310,000 | 1,035 |
| Additional noninterest expense | $3,047,000 | 1,655 |
| Pre-tax net operating income | $10,516,000 | 940 |
| Securities gains (losses) | $-2,000 | 7,064 |
| Applicable income taxes | $3,449,000 | 867 |
| Income before extraordinary items | $7,065,000 | 1,026 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,065,000 | 1,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $888,000 | 746 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,066,340 | 1,004 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $24,883,000 | 960 |
| Total interest expense | $6,217,000 | 1,284 |
| Net interest income | $18,666,000 | 847 |
| Provision for loan and lease losses | $1,100,000 | 699 |
| Total noninterest income | $2,113,000 | 1,711 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,138,000 | 1,163 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $975,000 | 1,852 |
| Total noninterest expense | $12,324,000 | 1,030 |
| Salaries and employee benefits | $8,113,000 | 835 |
| Premises and equipment expense | $1,769,000 | 1,008 |
| Additional noninterest expense | $2,442,000 | 1,534 |
| Pre-tax net operating income | $7,355,000 | 998 |
| Securities gains (losses) | $-2,000 | 7,438 |
| Applicable income taxes | $2,409,000 | 933 |
| Income before extraordinary items | $4,944,000 | 1,089 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,944,000 | 1,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $551,000 | 776 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,945,340 | 1,069 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $16,064,000 | 968 |
| Total interest expense | $3,839,000 | 1,312 |
| Net interest income | $12,225,000 | 855 |
| Provision for loan and lease losses | $935,000 | 552 |
| Total noninterest income | $1,467,000 | 1,626 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $765,000 | 1,121 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $702,000 | 1,744 |
| Total noninterest expense | $8,228,000 | 1,018 |
| Salaries and employee benefits | $5,355,000 | 832 |
| Premises and equipment expense | $1,195,000 | 986 |
| Additional noninterest expense | $1,678,000 | 1,491 |
| Pre-tax net operating income | $4,529,000 | 1,043 |
| Securities gains (losses) | $-2,000 | 7,723 |
| Applicable income taxes | $1,479,000 | 970 |
| Income before extraordinary items | $3,048,000 | 1,156 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,048,000 | 1,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $433,000 | 672 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,049,340 | 1,129 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,710,000 | 990 |
| Total interest expense | $1,719,000 | 1,392 |
| Net interest income | $5,991,000 | 867 |
| Provision for loan and lease losses | $495,000 | 482 |
| Total noninterest income | $737,000 | 1,586 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $388,000 | 1,076 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $349,000 | 1,700 |
| Total noninterest expense | $4,102,000 | 1,018 |
| Salaries and employee benefits | $2,668,000 | 831 |
| Premises and equipment expense | $595,000 | 1,000 |
| Additional noninterest expense | $839,000 | 1,482 |
| Pre-tax net operating income | $2,131,000 | 1,085 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $702,000 | 1,002 |
| Income before extraordinary items | $1,429,000 | 1,211 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,429,000 | 1,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 766 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,429,000 | 1,184 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $25,342,000 | 1,123 |
| Total interest expense | $5,024,000 | 1,629 |
| Net interest income | $20,318,000 | 975 |
| Provision for loan and lease losses | $1,450,000 | 740 |
| Total noninterest income | $3,006,000 | 1,603 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,779,000 | 993 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,227,000 | 1,877 |
| Total noninterest expense | $14,291,000 | 1,139 |
| Salaries and employee benefits | $9,094,000 | 943 |
| Premises and equipment expense | $2,188,000 | 1,056 |
| Additional noninterest expense | $3,009,000 | 1,619 |
| Pre-tax net operating income | $7,583,000 | 1,151 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,482,000 | 1,055 |
| Income before extraordinary items | $5,101,000 | 1,277 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,101,000 | 1,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 1,541 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,101,000 | 1,242 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $18,388,000 | 1,139 |
| Total interest expense | $3,548,000 | 1,704 |
| Net interest income | $14,840,000 | 990 |
| Provision for loan and lease losses | $1,125,000 | 694 |
| Total noninterest income | $2,253,000 | 1,612 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,321,000 | 1,011 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $932,000 | 1,864 |
| Total noninterest expense | $10,538,000 | 1,157 |
| Salaries and employee benefits | $6,691,000 | 952 |
| Premises and equipment expense | $1,635,000 | 1,057 |
| Additional noninterest expense | $2,212,000 | 1,632 |
| Pre-tax net operating income | $5,430,000 | 1,210 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $1,772,000 | 1,126 |
| Income before extraordinary items | $3,662,000 | 1,345 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,662,000 | 1,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 1,527 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,659,320 | 1,302 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $11,909,000 | 1,154 |
| Total interest expense | $2,263,000 | 1,751 |
| Net interest income | $9,646,000 | 1,014 |
| Provision for loan and lease losses | $825,000 | 622 |
| Total noninterest income | $1,487,000 | 1,610 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $817,000 | 1,088 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $670,000 | 1,778 |
| Total noninterest expense | $6,753,000 | 1,197 |
| Salaries and employee benefits | $4,308,000 | 995 |
| Premises and equipment expense | $1,061,000 | 1,097 |
| Additional noninterest expense | $1,384,000 | 1,728 |
| Pre-tax net operating income | $3,555,000 | 1,212 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,161,000 | 1,142 |
| Income before extraordinary items | $2,394,000 | 1,355 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,394,000 | 1,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 1,172 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,394,000 | 1,305 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,838,000 | 1,187 |
| Total interest expense | $1,108,000 | 1,807 |
| Net interest income | $4,730,000 | 1,042 |
| Provision for loan and lease losses | $450,000 | 561 |
| Total noninterest income | $828,000 | 1,455 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $400,000 | 1,070 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $428,000 | 1,457 |
| Total noninterest expense | $3,286,000 | 1,240 |
| Salaries and employee benefits | $2,083,000 | 1,038 |
| Premises and equipment expense | $512,000 | 1,151 |
| Additional noninterest expense | $691,000 | 1,718 |
| Pre-tax net operating income | $1,822,000 | 1,154 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $596,000 | 1,124 |
| Income before extraordinary items | $1,226,000 | 1,315 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,226,000 | 1,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 1,306 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,226,000 | 1,255 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $22,788,000 | 1,250 |
| Total interest expense | $4,547,000 | 1,968 |
| Net interest income | $18,241,000 | 1,051 |
| Provision for loan and lease losses | $1,730,000 | 724 |
| Total noninterest income | $2,127,000 | 2,228 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,450,000 | 1,197 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $677,000 | 3,031 |
| Total noninterest expense | $12,481,000 | 1,301 |
| Salaries and employee benefits | $7,536,000 | 1,121 |
| Premises and equipment expense | $1,899,000 | 1,189 |
| Additional noninterest expense | $3,046,000 | 1,614 |
| Pre-tax net operating income | $6,157,000 | 1,341 |
| Securities gains (losses) | $516,000 | 729 |
| Applicable income taxes | $2,341,000 | 1,127 |
| Income before extraordinary items | $4,332,000 | 1,449 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,332,000 | 1,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,183,000 | 810 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,996,600 | 1,495 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $16,969,000 | 1,286 |
| Total interest expense | $3,404,000 | 2,047 |
| Net interest income | $13,565,000 | 1,078 |
| Provision for loan and lease losses | $1,140,000 | 795 |
| Total noninterest income | $1,521,000 | 2,337 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,072,000 | 1,221 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $449,000 | 3,334 |
| Total noninterest expense | $9,240,000 | 1,328 |
| Salaries and employee benefits | $5,506,000 | 1,162 |
| Premises and equipment expense | $1,464,000 | 1,170 |
| Additional noninterest expense | $2,270,000 | 1,610 |
| Pre-tax net operating income | $4,706,000 | 1,375 |
| Securities gains (losses) | $113,000 | 1,647 |
| Applicable income taxes | $1,714,000 | 1,201 |
| Income before extraordinary items | $3,105,000 | 1,557 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,105,000 | 1,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $674,000 | 930 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,032,680 | 1,526 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,387,000 | 1,285 |
| Total interest expense | $2,283,000 | 2,103 |
| Net interest income | $9,104,000 | 1,070 |
| Provision for loan and lease losses | $780,000 | 781 |
| Total noninterest income | $976,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $690,000 | 1,249 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $286,000 | 3,398 |
| Total noninterest expense | $6,202,000 | 1,314 |
| Salaries and employee benefits | $3,611,000 | 1,188 |
| Premises and equipment expense | $982,000 | 1,164 |
| Additional noninterest expense | $1,609,000 | 1,521 |
| Pre-tax net operating income | $3,098,000 | 1,383 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,130,000 | 1,235 |
| Income before extraordinary items | $1,968,000 | 1,647 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,968,000 | 1,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $373,000 | 1,045 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,968,000 | 1,535 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,497,000 | 1,334 |
| Total interest expense | $1,102,000 | 2,215 |
| Net interest income | $4,395,000 | 1,116 |
| Provision for loan and lease losses | $420,000 | 698 |
| Total noninterest income | $473,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $331,000 | 1,270 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $142,000 | 3,320 |
| Total noninterest expense | $3,067,000 | 1,318 |
| Salaries and employee benefits | $1,791,000 | 1,189 |
| Premises and equipment expense | $486,000 | 1,180 |
| Additional noninterest expense | $790,000 | 1,501 |
| Pre-tax net operating income | $1,381,000 | 1,523 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $508,000 | 1,361 |
| Income before extraordinary items | $873,000 | 1,811 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $873,000 | 1,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 1,241 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $873,000 | 1,701 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $21,258,000 | 1,448 |
| Total interest expense | $5,258,000 | 2,141 |
| Net interest income | $16,000,000 | 1,208 |
| Provision for loan and lease losses | $2,095,000 | 709 |
| Total noninterest income | $1,705,000 | 2,402 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,106,000 | 1,462 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $599,000 | 2,963 |
| Total noninterest expense | $10,801,000 | 1,423 |
| Salaries and employee benefits | $6,235,000 | 1,313 |
| Premises and equipment expense | $1,861,000 | 1,189 |
| Additional noninterest expense | $2,705,000 | 1,733 |
| Pre-tax net operating income | $4,809,000 | 1,692 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,747,000 | 1,446 |
| Income before extraordinary items | $3,062,000 | 1,955 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,062,000 | 1,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,744,000 | 615 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,062,000 | 1,892 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,832,000 | 1,717 |
| Total interest expense | $7,589,000 | 2,119 |
| Net interest income | $12,243,000 | 1,451 |
| Provision for loan and lease losses | $1,076,000 | 1,183 |
| Total noninterest income | $1,226,000 | 2,893 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $743,000 | 2,038 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $483,000 | 3,184 |
| Total noninterest expense | $8,983,000 | 1,622 |
| Salaries and employee benefits | $5,203,000 | 1,460 |
| Premises and equipment expense | $1,605,000 | 1,334 |
| Additional noninterest expense | $2,175,000 | 2,067 |
| Pre-tax net operating income | $3,410,000 | 2,015 |
| Securities gains (losses) | $13,000 | 3,437 |
| Applicable income taxes | $1,176,000 | 1,843 |
| Income before extraordinary items | $2,247,000 | 2,292 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,247,000 | 2,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,963 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,238,420 | 2,231 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,887,000 | 2,504 |
| Total interest expense | $5,610,000 | 2,963 |
| Net interest income | $8,277,000 | 2,136 |
| Provision for loan and lease losses | $1,204,000 | 906 |
| Total noninterest income | $753,000 | 3,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $447,000 | 2,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $306,000 | 3,871 |
| Total noninterest expense | $6,758,000 | 2,040 |
| Salaries and employee benefits | $3,797,000 | 1,896 |
| Premises and equipment expense | $1,374,000 | 1,514 |
| Additional noninterest expense | $1,587,000 | 2,671 |
| Pre-tax net operating income | $1,068,000 | 5,094 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $364,000 | 4,187 |
| Income before extraordinary items | $706,000 | 5,398 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $706,000 | 5,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,874 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $9,020,000 | 79 |
| Net operating income | $704,680 | 5,411 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,220,000 | 6,175 |
| Total interest expense | $1,373,000 | 7,258 |
| Net interest income | $2,847,000 | 5,363 |
| Provision for loan and lease losses | $633,000 | 1,436 |
| Total noninterest income | $300,000 | 6,434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 6,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,393 |
| Total noninterest expense | $3,649,000 | 3,585 |
| Salaries and employee benefits | $2,135,000 | 3,225 |
| Premises and equipment expense | $781,000 | 2,595 |
| Additional noninterest expense | $733,000 | 5,089 |
| Pre-tax net operating income | $-1,135,000 | 10,082 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-385,000 | 10,114 |
| Income before extraordinary items | $-750,000 | 10,015 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-750,000 | 10,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-750,000 | 10,003 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $157,000 | 10,383 |
| Total interest expense | $25,000 | 10,376 |
| Net interest income | $132,000 | 10,354 |
| Provision for loan and lease losses | $83,000 | 5,519 |
| Total noninterest income | $1,000 | 10,395 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 9,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,383 |
| Total noninterest expense | $448,000 | 9,928 |
| Salaries and employee benefits | $275,000 | 9,757 |
| Premises and equipment expense | $77,000 | 9,215 |
| Additional noninterest expense | $96,000 | 10,159 |
| Pre-tax net operating income | $-398,000 | 10,139 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-197,000 | 10,313 |
| Income before extraordinary items | $-201,000 | 10,050 |
| Extraordinary gains, net | $-182,000 | 10,442 |
| Net income | $-383,000 | 10,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $12,000,000 | 77 |
| Net operating income | $-201,000 | 10,018 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.