Home > Republic National Bank > Assets and Liabilities
Republic National Bank, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 136 | 1,297 |
| Assets and Liabilities | ||
| Total Assets: | $600,894,000 | 1,070 |
| Cash and due from depository institutions | $20,846,000 | 1,297 |
| Interest-bearing balances | $117,000 | 4,598 |
| Securities | $76,844,000 | 1,574 |
| Federal funds sold & reverse repurchase agreements | $6,556,000 | 1,832 |
| Net loans & leases | $468,686,000 | 935 |
| Loan loss allowance | $5,327,000 | 949 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $9,198,000 | 1,261 |
| Other real estate owned | $90,000 | 1,297 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $18,674,000 | 991 |
| Life insurance assets | $11,696,000 | 472 |
| Total liabilities and capital | $600,894,000 | 1,070 |
| Total liabilities | $548,849,000 | 1,048 |
| Total deposits | $543,787,000 | 905 |
| Interest-bearing deposits | $454,971,000 | 927 |
| Deposits held in domestic offices | $543,787,000 | 904 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $2,500,000 | 4,490 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,562,000 | 1,800 |
| Total equity capital | $52,045,000 | 1,207 |
| Total bank equity capital | $52,045,000 | 1,207 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,922,000 | 2,027 |
| Surplus | $26,098,000 | 1,078 |
| Undivided profits | $24,025,000 | 1,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,376,000 | 1,896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,349,000 | 1,548 |
| Earning assets | $552,203,000 | 1,055 |
| Long-term assets (5+ years) | $52,109,000 | 1,766 |
| Average Assets, year-to-date | $629,217,000 | 1,001 |
| Average Assets, quarterly | $626,941,500 | 1,015 |
| Volatile liabilities | $136,144,000 | 1,114 |
| Insider loans | $9,137,000 | 742 |
| FHLB advances | $2,500,000 | 4,298 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $87,222,000 | 1,165 |
| Tier 1 (core) risk-based capital | $53,645,000 | 1,120 |
| Tier 2 risk-based capital | $5,327,000 | 953 |
| Total risk weighted assets | $525,582,000 | 882 |
| Total unused commitments | $87,222,000 | 1,165 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 138 | 1,249 |
| Assets and Liabilities | ||
| Total Assets: | $652,989,000 | 973 |
| Cash and due from depository institutions | $22,135,000 | 1,249 |
| Interest-bearing balances | $1,534,000 | 2,172 |
| Securities | $81,912,000 | 1,498 |
| Federal funds sold & reverse repurchase agreements | $50,479,000 | 264 |
| Net loans & leases | $469,847,000 | 908 |
| Loan loss allowance | $5,469,000 | 918 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $9,377,000 | 1,199 |
| Other real estate owned | $0 | 1,249 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $19,239,000 | 924 |
| Life insurance assets | $11,584,000 | 459 |
| Total liabilities and capital | $652,989,000 | 973 |
| Total liabilities | $602,628,000 | 949 |
| Total deposits | $589,995,000 | 817 |
| Interest-bearing deposits | $497,089,000 | 835 |
| Deposits held in domestic offices | $589,995,000 | 815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,571 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,633,000 | 1,763 |
| Total equity capital | $50,361,000 | 1,227 |
| Total bank equity capital | $50,361,000 | 1,227 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,922,000 | 2,019 |
| Surplus | $26,098,000 | 1,042 |
| Undivided profits | $22,341,000 | 1,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,408,000 | 1,789 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,367,000 | 1,428 |
| Earning assets | $603,772,000 | 957 |
| Long-term assets (5+ years) | $61,084,000 | 1,567 |
| Average Assets, year-to-date | $643,378,500 | 978 |
| Average Assets, quarterly | $643,378,500 | 978 |
| Volatile liabilities | $150,576,000 | 980 |
| Insider loans | $10,829,000 | 607 |
| FHLB advances | $10,000,000 | 2,454 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $76,617,000 | 1,267 |
| Tier 1 (core) risk-based capital | $51,475,000 | 1,141 |
| Tier 2 risk-based capital | $5,469,000 | 916 |
| Total risk weighted assets | $515,143,000 | 875 |
| Total unused commitments | $76,617,000 | 1,267 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 142 | 1,185 |
| Assets and Liabilities | ||
| Total Assets: | $633,768,000 | 986 |
| Cash and due from depository institutions | $23,542,000 | 1,185 |
| Interest-bearing balances | $1,391,000 | 2,295 |
| Securities | $87,195,000 | 1,408 |
| Federal funds sold & reverse repurchase agreements | $27,621,000 | 468 |
| Net loans & leases | $465,347,000 | 901 |
| Loan loss allowance | $5,424,000 | 909 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,437,000 | 1,168 |
| Other real estate owned | $200,000 | 1,185 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $20,426,000 | 859 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $633,768,000 | 986 |
| Total liabilities | $585,329,000 | 963 |
| Total deposits | $572,900,000 | 840 |
| Interest-bearing deposits | $502,850,000 | 806 |
| Deposits held in domestic offices | $572,900,000 | 837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,660 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,429,000 | 1,830 |
| Total equity capital | $48,439,000 | 1,260 |
| Total bank equity capital | $48,439,000 | 1,260 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,922,000 | 2,007 |
| Surplus | $26,098,000 | 1,021 |
| Undivided profits | $20,419,000 | 1,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $578,000 | 3,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,443,000 | 1,384 |
| Earning assets | $581,554,000 | 986 |
| Long-term assets (5+ years) | $58,187,000 | 1,594 |
| Average Assets, year-to-date | $602,761,800 | 983 |
| Average Assets, quarterly | $627,407,000 | 992 |
| Volatile liabilities | $157,804,000 | 934 |
| Insider loans | $8,018,000 | 809 |
| FHLB advances | $10,000,000 | 2,516 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $79,282,000 | 1,204 |
| Tier 1 (core) risk-based capital | $49,399,000 | 1,175 |
| Tier 2 risk-based capital | $5,424,000 | 909 |
| Total risk weighted assets | $510,285,000 | 870 |
| Total unused commitments | $79,282,000 | 1,205 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 138 | 1,223 |
| Assets and Liabilities | ||
| Total Assets: | $621,046,000 | 989 |
| Cash and due from depository institutions | $24,092,000 | 1,223 |
| Interest-bearing balances | $85,000 | 5,295 |
| Securities | $83,409,000 | 1,463 |
| Federal funds sold & reverse repurchase agreements | $38,756,000 | 350 |
| Net loans & leases | $446,367,000 | 918 |
| Loan loss allowance | $5,362,000 | 909 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,044,000 | 1,183 |
| Other real estate owned | $495,000 | 1,223 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $18,883,000 | 899 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $621,046,000 | 989 |
| Total liabilities | $574,382,000 | 964 |
| Total deposits | $562,144,000 | 829 |
| Interest-bearing deposits | $502,403,000 | 785 |
| Deposits held in domestic offices | $562,144,000 | 828 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,000,000 | 2,673 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,238,000 | 1,908 |
| Total equity capital | $46,664,000 | 1,291 |
| Total bank equity capital | $46,664,000 | 1,291 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,922,000 | 1,974 |
| Surplus | $26,098,000 | 987 |
| Undivided profits | $18,644,000 | 1,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $378,000 | 4,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,173,000 | 1,508 |
| Earning assets | $568,617,000 | 993 |
| Long-term assets (5+ years) | $54,794,000 | 1,648 |
| Average Assets, year-to-date | $595,010,250 | 991 |
| Average Assets, quarterly | $609,147,000 | 998 |
| Volatile liabilities | $148,608,000 | 937 |
| Insider loans | $7,635,000 | 818 |
| FHLB advances | $10,000,000 | 2,512 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $72,287,000 | 1,288 |
| Tier 1 (core) risk-based capital | $47,279,000 | 1,200 |
| Tier 2 risk-based capital | $5,362,000 | 891 |
| Total risk weighted assets | $495,580,000 | 874 |
| Total unused commitments | $72,287,000 | 1,288 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 138 | 1,222 |
| Assets and Liabilities | ||
| Total Assets: | $597,248,000 | 1,002 |
| Cash and due from depository institutions | $17,208,000 | 1,222 |
| Interest-bearing balances | $730,000 | 3,039 |
| Securities | $81,436,000 | 1,508 |
| Federal funds sold & reverse repurchase agreements | $31,254,000 | 398 |
| Net loans & leases | $439,171,000 | 915 |
| Loan loss allowance | $5,315,000 | 902 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,759,000 | 1,202 |
| Other real estate owned | $175,000 | 1,222 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $19,245,000 | 871 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $597,248,000 | 1,002 |
| Total liabilities | $552,358,000 | 972 |
| Total deposits | $540,510,000 | 834 |
| Interest-bearing deposits | $479,034,000 | 796 |
| Deposits held in domestic offices | $540,510,000 | 833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,628 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,848,000 | 2,085 |
| Total equity capital | $44,890,000 | 1,319 |
| Total bank equity capital | $44,890,000 | 1,319 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,922,000 | 1,955 |
| Surplus | $26,098,000 | 967 |
| Undivided profits | $16,870,000 | 1,957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $216,000 | 5,154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,143,000 | 1,392 |
| Earning assets | $552,591,000 | 987 |
| Long-term assets (5+ years) | $46,089,000 | 1,903 |
| Average Assets, year-to-date | $586,331,670 | 986 |
| Average Assets, quarterly | $592,995,500 | 991 |
| Volatile liabilities | $146,743,000 | 918 |
| Insider loans | $7,543,000 | 812 |
| FHLB advances | $10,000,000 | 2,493 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $73,779,000 | 1,209 |
| Tier 1 (core) risk-based capital | $45,382,000 | 1,217 |
| Tier 2 risk-based capital | $5,315,000 | 882 |
| Total risk weighted assets | $486,538,000 | 869 |
| Total unused commitments | $73,779,000 | 1,209 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 133 | 1,271 |
| Assets and Liabilities | ||
| Total Assets: | $588,743,000 | 993 |
| Cash and due from depository institutions | $23,678,000 | 1,271 |
| Interest-bearing balances | $3,462,000 | 1,424 |
| Securities | $94,416,000 | 1,334 |
| Federal funds sold & reverse repurchase agreements | $22,622,000 | 540 |
| Net loans & leases | $420,101,000 | 936 |
| Loan loss allowance | $5,137,000 | 918 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,301,000 | 1,253 |
| Other real estate owned | $175,000 | 1,271 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $19,450,000 | 850 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $588,743,000 | 993 |
| Total liabilities | $545,676,000 | 961 |
| Total deposits | $523,471,000 | 838 |
| Interest-bearing deposits | $451,066,000 | 831 |
| Deposits held in domestic offices | $523,471,000 | 835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,000,000 | 1,699 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,205,000 | 1,815 |
| Total equity capital | $43,067,000 | 1,339 |
| Total bank equity capital | $43,067,000 | 1,339 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,922,000 | 1,960 |
| Surplus | $26,098,000 | 942 |
| Undivided profits | $15,047,000 | 2,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $168,000 | 5,647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,970,000 | 1,482 |
| Earning assets | $540,601,000 | 985 |
| Long-term assets (5+ years) | $45,155,000 | 1,973 |
| Average Assets, year-to-date | $580,873,500 | 992 |
| Average Assets, quarterly | $580,873,500 | 992 |
| Volatile liabilities | $142,067,000 | 905 |
| Insider loans | $7,609,000 | 794 |
| FHLB advances | $20,000,000 | 1,598 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $67,878,000 | 1,288 |
| Tier 1 (core) risk-based capital | $43,763,000 | 1,246 |
| Tier 2 risk-based capital | $5,137,000 | 904 |
| Total risk weighted assets | $471,604,000 | 879 |
| Total unused commitments | $67,878,000 | 1,288 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 132 | 1,283 |
| Assets and Liabilities | ||
| Total Assets: | $573,004,000 | 1,012 |
| Cash and due from depository institutions | $28,383,000 | 1,283 |
| Interest-bearing balances | $12,032,000 | 472 |
| Securities | $86,090,000 | 1,484 |
| Federal funds sold & reverse repurchase agreements | $33,650,000 | 359 |
| Net loans & leases | $397,682,000 | 984 |
| Loan loss allowance | $4,813,000 | 985 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,220,000 | 1,245 |
| Other real estate owned | $0 | 1,283 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $18,979,000 | 844 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $573,004,000 | 1,012 |
| Total liabilities | $530,864,000 | 981 |
| Total deposits | $498,593,000 | 880 |
| Interest-bearing deposits | $425,145,000 | 882 |
| Deposits held in domestic offices | $498,593,000 | 878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $30,000,000 | 1,316 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,271,000 | 1,735 |
| Total equity capital | $42,140,000 | 1,359 |
| Total bank equity capital | $42,140,000 | 1,359 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,922,000 | 1,942 |
| Surplus | $26,098,000 | 924 |
| Undivided profits | $14,120,000 | 2,248 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $738,000 | 3,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,786,000 | 1,615 |
| Earning assets | $529,454,000 | 1,008 |
| Long-term assets (5+ years) | $38,768,000 | 2,228 |
| Average Assets, year-to-date | $489,496,800 | 1,122 |
| Average Assets, quarterly | $538,037,500 | 1,062 |
| Volatile liabilities | $140,090,000 | 897 |
| Insider loans | $7,582,000 | 770 |
| FHLB advances | $30,000,000 | 1,213 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $61,923,000 | 1,351 |
| Tier 1 (core) risk-based capital | $42,334,000 | 1,266 |
| Tier 2 risk-based capital | $4,813,000 | 957 |
| Total risk weighted assets | $447,013,000 | 916 |
| Total unused commitments | $61,923,000 | 1,351 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 132 | 1,289 |
| Assets and Liabilities | ||
| Total Assets: | $503,071,000 | 1,133 |
| Cash and due from depository institutions | $23,506,000 | 1,289 |
| Interest-bearing balances | $4,320,000 | 1,279 |
| Securities | $68,345,000 | 1,818 |
| Federal funds sold & reverse repurchase agreements | $18,188,000 | 616 |
| Net loans & leases | $366,602,000 | 1,039 |
| Loan loss allowance | $4,631,000 | 1,022 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,796,000 | 1,279 |
| Other real estate owned | $0 | 1,289 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $18,634,000 | 844 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $503,071,000 | 1,133 |
| Total liabilities | $462,422,000 | 1,108 |
| Total deposits | $430,407,000 | 998 |
| Interest-bearing deposits | $374,440,000 | 989 |
| Deposits held in domestic offices | $430,407,000 | 994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $30,000,000 | 1,311 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,015,000 | 1,908 |
| Total equity capital | $40,649,000 | 1,396 |
| Total bank equity capital | $40,649,000 | 1,396 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,922,000 | 1,939 |
| Surplus | $26,098,000 | 897 |
| Undivided profits | $12,629,000 | 2,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $264,000 | 5,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,524,000 | 2,023 |
| Earning assets | $457,455,000 | 1,149 |
| Long-term assets (5+ years) | $37,111,000 | 2,341 |
| Average Assets, year-to-date | $468,620,000 | 1,167 |
| Average Assets, quarterly | $488,301,000 | 1,154 |
| Volatile liabilities | $125,653,000 | 946 |
| Insider loans | $7,326,000 | 785 |
| FHLB advances | $30,000,000 | 1,205 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $57,491,000 | 1,403 |
| Tier 1 (core) risk-based capital | $40,895,000 | 1,295 |
| Tier 2 risk-based capital | $4,631,000 | 977 |
| Total risk weighted assets | $405,301,000 | 971 |
| Total unused commitments | $57,491,000 | 1,405 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 127 | 1,352 |
| Assets and Liabilities | ||
| Total Assets: | $473,531,000 | 1,192 |
| Cash and due from depository institutions | $20,568,000 | 1,352 |
| Interest-bearing balances | $106,000 | 5,098 |
| Securities | $84,643,000 | 1,530 |
| Federal funds sold & reverse repurchase agreements | $212,000 | 5,470 |
| Net loans & leases | $344,211,000 | 1,069 |
| Loan loss allowance | $4,358,000 | 1,064 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,538,000 | 1,523 |
| Other real estate owned | $0 | 1,352 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $17,359,000 | 909 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $473,531,000 | 1,192 |
| Total liabilities | $434,688,000 | 1,167 |
| Total deposits | $399,528,000 | 1,071 |
| Interest-bearing deposits | $350,078,000 | 1,050 |
| Deposits held in domestic offices | $399,528,000 | 1,067 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $34,000,000 | 1,203 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,160,000 | 2,643 |
| Total equity capital | $38,843,000 | 1,399 |
| Total bank equity capital | $38,843,000 | 1,399 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,922,000 | 1,944 |
| Surplus | $26,098,000 | 874 |
| Undivided profits | $10,823,000 | 2,709 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,000 | 7,344 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,549,000 | 1,822 |
| Earning assets | $429,172,000 | 1,197 |
| Long-term assets (5+ years) | $90,112,000 | 1,193 |
| Average Assets, year-to-date | $457,136,330 | 1,191 |
| Average Assets, quarterly | $468,408,000 | 1,180 |
| Volatile liabilities | $122,303,000 | 940 |
| Insider loans | $6,570,000 | 861 |
| FHLB advances | $4,000,000 | 3,653 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $51,800,000 | 1,523 |
| Tier 1 (core) risk-based capital | $39,627,000 | 1,309 |
| Tier 2 risk-based capital | $4,358,000 | 1,025 |
| Total risk weighted assets | $379,492,000 | 1,017 |
| Total unused commitments | $51,800,000 | 1,524 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 118 | 1,458 |
| Assets and Liabilities | ||
| Total Assets: | $463,285,000 | 1,197 |
| Cash and due from depository institutions | $25,176,000 | 1,458 |
| Interest-bearing balances | $92,000 | 5,527 |
| Securities | $83,319,000 | 1,553 |
| Federal funds sold & reverse repurchase agreements | $143,000 | 6,588 |
| Net loans & leases | $331,801,000 | 1,083 |
| Loan loss allowance | $4,132,000 | 1,111 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,445,000 | 1,523 |
| Other real estate owned | $0 | 1,458 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $16,401,000 | 911 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $463,285,000 | 1,197 |
| Total liabilities | $424,965,000 | 1,173 |
| Total deposits | $388,230,000 | 1,092 |
| Interest-bearing deposits | $335,118,000 | 1,094 |
| Deposits held in domestic offices | $388,230,000 | 1,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 3,008 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $35,000,000 | 1,094 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,535,000 | 2,379 |
| Total equity capital | $38,320,000 | 1,450 |
| Total bank equity capital | $38,320,000 | 1,450 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,922,000 | 1,942 |
| Surplus | $26,098,000 | 864 |
| Undivided profits | $10,300,000 | 2,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $354,000 | 4,814 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,483,000 | 1,900 |
| Earning assets | $415,355,000 | 1,227 |
| Long-term assets (5+ years) | $84,714,000 | 1,209 |
| Average Assets, year-to-date | $448,939,000 | 1,213 |
| Average Assets, quarterly | $448,939,000 | 1,213 |
| Volatile liabilities | $94,591,000 | 1,136 |
| Insider loans | $6,756,000 | 822 |
| FHLB advances | $35,000,000 | 999 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $50,770,000 | 1,479 |
| Tier 1 (core) risk-based capital | $38,459,000 | 1,340 |
| Tier 2 risk-based capital | $4,132,000 | 1,066 |
| Total risk weighted assets | $364,660,000 | 1,034 |
| Total unused commitments | $50,770,000 | 1,483 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 112 | 1,550 |
| Assets and Liabilities | ||
| Total Assets: | $434,593,000 | 1,270 |
| Cash and due from depository institutions | $19,401,000 | 1,550 |
| Interest-bearing balances | $176,000 | 4,725 |
| Securities | $78,561,000 | 1,689 |
| Federal funds sold & reverse repurchase agreements | $657,000 | 5,398 |
| Net loans & leases | $311,703,000 | 1,150 |
| Loan loss allowance | $3,783,000 | 1,216 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,487,000 | 1,503 |
| Other real estate owned | $0 | 1,550 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $17,784,000 | 866 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $434,593,000 | 1,270 |
| Total liabilities | $397,451,000 | 1,258 |
| Total deposits | $355,981,000 | 1,211 |
| Interest-bearing deposits | $298,642,000 | 1,261 |
| Deposits held in domestic offices | $355,981,000 | 1,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000,000 | 1,602 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $35,000,000 | 1,124 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,470,000 | 2,361 |
| Total equity capital | $37,142,000 | 1,467 |
| Total bank equity capital | $37,142,000 | 1,467 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,922,000 | 1,958 |
| Surplus | $26,098,000 | 857 |
| Undivided profits | $9,122,000 | 3,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $357,000 | 4,807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,428,000 | 2,069 |
| Earning assets | $391,097,000 | 1,300 |
| Long-term assets (5+ years) | $75,149,000 | 1,380 |
| Average Assets, year-to-date | $432,137,200 | 1,240 |
| Average Assets, quarterly | $452,299,500 | 1,212 |
| Volatile liabilities | $91,549,000 | 1,179 |
| Insider loans | $6,943,000 | 767 |
| FHLB advances | $35,000,000 | 1,026 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $48,719,000 | 1,492 |
| Tier 1 (core) risk-based capital | $37,233,000 | 1,375 |
| Tier 2 risk-based capital | $3,783,000 | 1,159 |
| Total risk weighted assets | $341,240,000 | 1,109 |
| Total unused commitments | $48,719,000 | 1,494 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 110 | 1,593 |
| Assets and Liabilities | ||
| Total Assets: | $470,006,000 | 1,183 |
| Cash and due from depository institutions | $31,319,000 | 1,593 |
| Interest-bearing balances | $397,000 | 4,049 |
| Securities | $114,665,000 | 1,160 |
| Federal funds sold & reverse repurchase agreements | $412,000 | 6,072 |
| Net loans & leases | $298,630,000 | 1,186 |
| Loan loss allowance | $3,702,000 | 1,258 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,431,000 | 1,494 |
| Other real estate owned | $0 | 1,593 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $18,549,000 | 833 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $470,006,000 | 1,183 |
| Total liabilities | $433,990,000 | 1,158 |
| Total deposits | $367,687,000 | 1,173 |
| Interest-bearing deposits | $281,542,000 | 1,353 |
| Deposits held in domestic offices | $367,687,000 | 1,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,102 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $55,000,000 | 783 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,303,000 | 2,665 |
| Total equity capital | $36,016,000 | 1,523 |
| Total bank equity capital | $36,016,000 | 1,523 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,922,000 | 1,962 |
| Surplus | $26,098,000 | 855 |
| Undivided profits | $7,996,000 | 3,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,558,000 | 2,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,554,000 | 1,989 |
| Earning assets | $414,104,000 | 1,225 |
| Long-term assets (5+ years) | $41,468,000 | 2,175 |
| Average Assets, year-to-date | $431,523,250 | 1,252 |
| Average Assets, quarterly | $456,426,000 | 1,209 |
| Volatile liabilities | $114,554,000 | 949 |
| Insider loans | $7,123,000 | 729 |
| FHLB advances | $55,000,000 | 701 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $43,843,000 | 1,630 |
| Tier 1 (core) risk-based capital | $36,006,000 | 1,431 |
| Tier 2 risk-based capital | $3,702,000 | 1,184 |
| Total risk weighted assets | $324,288,000 | 1,170 |
| Total unused commitments | $43,843,000 | 1,635 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 107 | 1,645 |
| Assets and Liabilities | ||
| Total Assets: | $442,846,000 | 1,247 |
| Cash and due from depository institutions | $27,546,000 | 1,645 |
| Interest-bearing balances | $498,000 | 3,917 |
| Securities | $96,186,000 | 1,344 |
| Federal funds sold & reverse repurchase agreements | $8,521,000 | 1,882 |
| Net loans & leases | $296,956,000 | 1,194 |
| Loan loss allowance | $3,643,000 | 1,253 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,618,000 | 1,421 |
| Other real estate owned | $0 | 1,645 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $7,019,000 | 1,834 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $442,846,000 | 1,247 |
| Total liabilities | $407,808,000 | 1,221 |
| Total deposits | $371,610,000 | 1,142 |
| Interest-bearing deposits | $250,461,000 | 1,527 |
| Deposits held in domestic offices | $371,610,000 | 1,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $35,000,000 | 1,085 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,198,000 | 2,931 |
| Total equity capital | $35,038,000 | 1,559 |
| Total bank equity capital | $35,038,000 | 1,559 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,922,000 | 1,958 |
| Surplus | $26,098,000 | 838 |
| Undivided profits | $7,018,000 | 3,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $530,000 | 4,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,713,000 | 1,677 |
| Earning assets | $402,161,000 | 1,259 |
| Long-term assets (5+ years) | $13,061,000 | 4,383 |
| Average Assets, year-to-date | $418,695,670 | 1,291 |
| Average Assets, quarterly | $436,097,500 | 1,239 |
| Volatile liabilities | $83,675,000 | 1,230 |
| Insider loans | $6,889,000 | 746 |
| FHLB advances | $35,000,000 | 983 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $40,570,000 | 1,685 |
| Tier 1 (core) risk-based capital | $34,869,000 | 1,448 |
| Tier 2 risk-based capital | $3,643,000 | 1,158 |
| Total risk weighted assets | $314,387,000 | 1,199 |
| Total unused commitments | $40,570,000 | 1,695 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 103 | 1,669 |
| Assets and Liabilities | ||
| Total Assets: | $429,349,000 | 1,262 |
| Cash and due from depository institutions | $26,905,000 | 1,669 |
| Interest-bearing balances | $825,000 | 3,370 |
| Securities | $77,834,000 | 1,590 |
| Federal funds sold & reverse repurchase agreements | $21,924,000 | 735 |
| Net loans & leases | $290,420,000 | 1,201 |
| Loan loss allowance | $3,525,000 | 1,272 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,752,000 | 1,367 |
| Other real estate owned | $0 | 1,669 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,514,000 | 2,165 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $429,349,000 | 1,262 |
| Total liabilities | $395,585,000 | 1,239 |
| Total deposits | $384,117,000 | 1,098 |
| Interest-bearing deposits | $272,475,000 | 1,366 |
| Deposits held in domestic offices | $384,117,000 | 1,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $10,000,000 | 2,262 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,468,000 | 2,561 |
| Total equity capital | $33,764,000 | 1,586 |
| Total bank equity capital | $33,764,000 | 1,586 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,922,000 | 1,971 |
| Surplus | $26,098,000 | 823 |
| Undivided profits | $5,744,000 | 4,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $695,000 | 3,598 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,541,000 | 1,947 |
| Earning assets | $391,003,000 | 1,268 |
| Long-term assets (5+ years) | $8,256,000 | 5,205 |
| Average Assets, year-to-date | $406,620,500 | 1,326 |
| Average Assets, quarterly | $406,620,500 | 1,326 |
| Volatile liabilities | $75,393,000 | 1,312 |
| Insider loans | $6,953,000 | 729 |
| FHLB advances | $10,000,000 | 2,119 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $44,967,000 | 1,513 |
| Tier 1 (core) risk-based capital | $33,764,000 | 1,471 |
| Tier 2 risk-based capital | $3,525,000 | 1,178 |
| Total risk weighted assets | $308,135,000 | 1,191 |
| Total unused commitments | $44,967,000 | 1,525 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 105 | 1,641 |
| Assets and Liabilities | ||
| Total Assets: | $383,892,000 | 1,396 |
| Cash and due from depository institutions | $27,343,000 | 1,641 |
| Interest-bearing balances | $5,719,000 | 1,275 |
| Securities | $40,829,000 | 2,763 |
| Federal funds sold & reverse repurchase agreements | $13,965,000 | 1,018 |
| Net loans & leases | $290,318,000 | 1,182 |
| Loan loss allowance | $3,236,000 | 1,354 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,900,000 | 1,318 |
| Other real estate owned | $0 | 1,641 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,537,000 | 2,515 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $383,892,000 | 1,396 |
| Total liabilities | $350,991,000 | 1,373 |
| Total deposits | $349,955,000 | 1,190 |
| Interest-bearing deposits | $243,051,000 | 1,521 |
| Deposits held in domestic offices | $349,955,000 | 1,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,036,000 | 3,312 |
| Total equity capital | $32,901,000 | 1,595 |
| Total bank equity capital | $32,901,000 | 1,595 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,922,000 | 1,965 |
| Surplus | $26,098,000 | 801 |
| Undivided profits | $4,881,000 | 4,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $772,000 | 3,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,434,000 | 2,214 |
| Earning assets | $350,831,000 | 1,400 |
| Long-term assets (5+ years) | $9,152,000 | 4,983 |
| Average Assets, year-to-date | $349,892,800 | 1,456 |
| Average Assets, quarterly | $376,330,000 | 1,420 |
| Volatile liabilities | $64,620,000 | 1,479 |
| Insider loans | $7,161,000 | 689 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $47,688,000 | 1,394 |
| Tier 1 (core) risk-based capital | $32,901,000 | 1,478 |
| Tier 2 risk-based capital | $3,236,000 | 1,259 |
| Total risk weighted assets | $298,468,000 | 1,210 |
| Total unused commitments | $47,688,000 | 1,397 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 94 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $312,186,000 | 1,628 |
| Cash and due from depository institutions | $27,886,000 | 1,794 |
| Interest-bearing balances | $12,100,000 | 563 |
| Securities | $494,000 | 9,284 |
| Federal funds sold & reverse repurchase agreements | $18,136,000 | 775 |
| Net loans & leases | $255,602,000 | 1,296 |
| Loan loss allowance | $2,885,000 | 1,435 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $7,426,000 | 1,165 |
| Other real estate owned | $0 | 1,794 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,642,000 | 3,732 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $312,186,000 | 1,628 |
| Total liabilities | $289,347,000 | 1,580 |
| Total deposits | $288,196,000 | 1,391 |
| Interest-bearing deposits | $212,693,000 | 1,654 |
| Deposits held in domestic offices | $288,196,000 | 1,389 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,151,000 | 3,123 |
| Total equity capital | $22,839,000 | 2,164 |
| Total bank equity capital | $22,839,000 | 2,164 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,922,000 | 1,993 |
| Surplus | $19,098,000 | 991 |
| Undivided profits | $1,819,000 | 6,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $188,000 | 6,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,108,000 | 3,138 |
| Earning assets | $286,332,000 | 1,626 |
| Long-term assets (5+ years) | $7,311,000 | 5,464 |
| Average Assets, year-to-date | $268,544,800 | 1,806 |
| Average Assets, quarterly | $305,724,500 | 1,632 |
| Volatile liabilities | $59,173,000 | 1,533 |
| Insider loans | $6,712,000 | 696 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $40,363,000 | 1,484 |
| Tier 1 (core) risk-based capital | $22,839,000 | 2,043 |
| Tier 2 risk-based capital | $2,885,000 | 1,330 |
| Total risk weighted assets | $249,503,000 | 1,378 |
| Total unused commitments | $40,363,000 | 1,488 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 69 | 2,497 |
| Assets and Liabilities | ||
| Total Assets: | $211,782,000 | 2,304 |
| Cash and due from depository institutions | $11,811,000 | 2,497 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $4,070,000 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $6,303,000 | 1,912 |
| Net loans & leases | $181,723,000 | 1,745 |
| Loan loss allowance | $1,836,000 | 2,058 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,427,000 | 1,594 |
| Other real estate owned | $0 | 2,497 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,448,000 | 3,391 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,782,000 | 2,304 |
| Total liabilities | $191,190,000 | 2,297 |
| Total deposits | $190,138,000 | 2,064 |
| Interest-bearing deposits | $137,550,000 | 2,451 |
| Deposits held in domestic offices | $190,138,000 | 2,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,052,000 | 3,459 |
| Total equity capital | $20,592,000 | 2,274 |
| Total bank equity capital | $20,592,000 | 2,274 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,922,000 | 2,014 |
| Surplus | $19,098,000 | 966 |
| Undivided profits | $-428,000 | 9,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,058,000 | 2,569 |
| Earning assets | $192,096,000 | 2,320 |
| Long-term assets (5+ years) | $10,921,000 | 4,400 |
| Average Assets, year-to-date | $163,813,400 | 2,789 |
| Average Assets, quarterly | $203,909,000 | 2,366 |
| Volatile liabilities | $42,305,000 | 2,016 |
| Insider loans | $1,474,000 | 2,970 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $31,677,000 | 1,662 |
| Tier 1 (core) risk-based capital | $20,592,000 | 2,168 |
| Tier 2 risk-based capital | $1,836,000 | 1,938 |
| Total risk weighted assets | $191,558,700 | 1,705 |
| Total unused commitments | $31,677,000 | 1,663 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 45 | 3,793 |
| Assets and Liabilities | ||
| Total Assets: | $110,568,000 | 4,044 |
| Cash and due from depository institutions | $5,905,000 | 3,793 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $4,347,000 | 8,907 |
| Federal funds sold & reverse repurchase agreements | $23,809,000 | 451 |
| Net loans & leases | $70,917,000 | 3,930 |
| Loan loss allowance | $716,000 | 4,463 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,243,000 | 2,031 |
| Other real estate owned | $0 | 3,793 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,347,000 | 5,227 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,568,000 | 4,044 |
| Total liabilities | $99,701,000 | 4,047 |
| Total deposits | $99,497,000 | 3,747 |
| Interest-bearing deposits | $69,634,000 | 4,506 |
| Deposits held in domestic offices | $99,497,000 | 3,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $204,000 | 8,034 |
| Total equity capital | $10,867,000 | 3,974 |
| Total bank equity capital | $10,867,000 | 3,974 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,200,000 | 2,754 |
| Surplus | $10,800,000 | 1,521 |
| Undivided profits | $-1,133,000 | 9,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $350,000 | 5,912 |
| Earning assets | $99,073,000 | 4,120 |
| Long-term assets (5+ years) | $2,119,000 | 7,594 |
| Average Assets, year-to-date | $62,374,000 | 5,941 |
| Average Assets, quarterly | $96,891,500 | 4,484 |
| Volatile liabilities | $18,219,000 | 3,709 |
| Insider loans | $930,000 | 3,922 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $15,519,000 | 2,814 |
| Tier 1 (core) risk-based capital | $10,285,000 | 4,151 |
| Tier 2 risk-based capital | $716,000 | 4,163 |
| Total risk weighted assets | $79,858,400 | 3,624 |
| Total unused commitments | $15,519,000 | 2,821 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 19 | 7,081 |
| Assets and Liabilities | ||
| Total Assets: | $20,658,000 | 9,485 |
| Cash and due from depository institutions | $1,063,000 | 7,081 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $360,000 | 10,226 |
| Federal funds sold & reverse repurchase agreements | $10,679,000 | 1,612 |
| Net loans & leases | $7,812,000 | 9,802 |
| Loan loss allowance | $83,000 | 9,817 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $328,000 | 8,565 |
| Other real estate owned | $0 | 7,081 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $416,000 | 8,665 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,658,000 | 9,485 |
| Total liabilities | $9,041,000 | 10,184 |
| Total deposits | $8,872,000 | 10,153 |
| Interest-bearing deposits | $6,694,000 | 10,147 |
| Deposits held in domestic offices | $8,872,000 | 10,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $169,000 | 8,961 |
| Total equity capital | $11,617,000 | 3,821 |
| Total bank equity capital | $11,617,000 | 3,821 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,200,000 | 2,743 |
| Surplus | $10,800,000 | 1,446 |
| Undivided profits | $-383,000 | 10,019 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $28,000 | 10,125 |
| Earning assets | $18,851,000 | 9,449 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $20,658,000 | 9,350 |
| Average Assets, quarterly | $20,658,000 | 9,431 |
| Volatile liabilities | $1,622,000 | 9,311 |
| Insider loans | $79,000 | 8,313 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,160,000 | 8,423 |
| Tier 1 (core) risk-based capital | $11,420,000 | 3,725 |
| Tier 2 risk-based capital | $83,000 | 9,732 |
| Total risk weighted assets | $11,203,300 | 9,512 |
| Total unused commitments | $1,160,000 | 8,431 |
| Derivatives | $0 | 527 |