Home > Republic Federal Bank > Income and Expense
Republic Federal Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,869,000 | 1,651 |
| Total interest expense | $6,183,000 | 1,512 |
| Net interest income | $9,686,000 | 1,736 |
| Provision for loan and lease losses | $4,845,000 | 1,075 |
| Total noninterest income | $-541,000 | 8,010 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $889,000 | 1,445 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-1,430,000 | 8,042 |
| Total noninterest expense | $20,872,000 | 753 |
| Salaries and employee benefits | $6,320,000 | 1,171 |
| Premises and equipment expense | $3,026,000 | 678 |
| Additional noninterest expense | $11,526,000 | 518 |
| Pre-tax net operating income | $-16,572,000 | 7,846 |
| Securities gains (losses) | $-8,989,000 | 8,039 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-25,561,000 | 7,923 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-25,561,000 | 7,923 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-25,561,000 | 7,923 |
| Net charge-offs | $7,365,000 | 631 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 821 |
| Net operating income | $-16,572,000 | 7,869 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,037,000 | 1,607 |
| Total interest expense | $4,359,000 | 1,516 |
| Net interest income | $6,678,000 | 1,682 |
| Provision for loan and lease losses | $4,658,000 | 789 |
| Total noninterest income | $-1,197,000 | 8,145 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $650,000 | 1,302 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-1,847,000 | 8,153 |
| Total noninterest expense | $15,395,000 | 696 |
| Salaries and employee benefits | $4,357,000 | 1,159 |
| Premises and equipment expense | $2,017,000 | 693 |
| Additional noninterest expense | $9,021,000 | 460 |
| Pre-tax net operating income | $-14,572,000 | 7,977 |
| Securities gains (losses) | $-4,238,000 | 8,112 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-18,810,000 | 8,032 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-18,810,000 | 8,032 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-18,810,000 | 8,032 |
| Net charge-offs | $4,137,000 | 667 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 721 |
| Net operating income | $-14,572,000 | 8,000 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,944,000 | 1,526 |
| Total interest expense | $2,357,000 | 1,473 |
| Net interest income | $3,587,000 | 1,551 |
| Provision for loan and lease losses | $4,558,000 | 426 |
| Total noninterest income | $1,225,000 | 1,087 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $175,000 | 2,191 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,050,000 | 820 |
| Total noninterest expense | $9,295,000 | 551 |
| Salaries and employee benefits | $2,354,000 | 1,080 |
| Premises and equipment expense | $1,010,000 | 706 |
| Additional noninterest expense | $5,931,000 | 339 |
| Pre-tax net operating income | $-9,041,000 | 8,101 |
| Securities gains (losses) | $-2,481,000 | 8,182 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-11,522,000 | 8,132 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-11,522,000 | 8,132 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-11,522,000 | 8,132 |
| Net charge-offs | $2,732,000 | 486 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $79,000 | 404 |
| Net operating income | $-9,041,000 | 8,114 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $32,594,000 | 1,175 |
| Total interest expense | $13,414,000 | 1,205 |
| Net interest income | $19,180,000 | 1,156 |
| Provision for loan and lease losses | $7,931,000 | 717 |
| Total noninterest income | $2,249,000 | 1,962 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $722,000 | 2,293 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,527,000 | 1,571 |
| Total noninterest expense | $29,504,000 | 674 |
| Salaries and employee benefits | $10,723,000 | 936 |
| Premises and equipment expense | $4,551,000 | 615 |
| Additional noninterest expense | $14,230,000 | 494 |
| Pre-tax net operating income | $-16,006,000 | 8,069 |
| Securities gains (losses) | $-5,312,000 | 8,093 |
| Applicable income taxes | $3,785,000 | 392 |
| Income before extraordinary items | $-25,103,000 | 8,125 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-25,103,000 | 8,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,936,000 | 593 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $616,000 | 506 |
| Net operating income | $-19,791,000 | 8,115 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $25,400,000 | 1,154 |
| Total interest expense | $10,786,000 | 1,171 |
| Net interest income | $14,614,000 | 1,150 |
| Provision for loan and lease losses | $4,080,000 | 751 |
| Total noninterest income | $1,584,000 | 2,124 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $528,000 | 2,353 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,056,000 | 1,734 |
| Total noninterest expense | $17,030,000 | 867 |
| Salaries and employee benefits | $8,137,000 | 947 |
| Premises and equipment expense | $3,454,000 | 602 |
| Additional noninterest expense | $5,439,000 | 848 |
| Pre-tax net operating income | $-4,912,000 | 8,126 |
| Securities gains (losses) | $-2,732,000 | 8,121 |
| Applicable income taxes | $4,000 | 5,079 |
| Income before extraordinary items | $-7,648,000 | 8,189 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-7,648,000 | 8,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,616,000 | 562 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $464,000 | 395 |
| Net operating income | $-4,916,000 | 8,161 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $17,473,000 | 1,132 |
| Total interest expense | $7,750,000 | 1,127 |
| Net interest income | $9,723,000 | 1,137 |
| Provision for loan and lease losses | $1,055,000 | 1,181 |
| Total noninterest income | $1,084,000 | 2,111 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $320,000 | 2,506 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $764,000 | 1,680 |
| Total noninterest expense | $11,165,000 | 879 |
| Salaries and employee benefits | $5,491,000 | 948 |
| Premises and equipment expense | $2,370,000 | 588 |
| Additional noninterest expense | $3,304,000 | 901 |
| Pre-tax net operating income | $-1,413,000 | 8,058 |
| Securities gains (losses) | $21,000 | 2,006 |
| Applicable income taxes | $4,000 | 5,280 |
| Income before extraordinary items | $-1,396,000 | 8,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,396,000 | 8,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $999,000 | 865 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $312,000 | 332 |
| Net operating income | $-1,417,000 | 8,121 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $8,791,000 | 1,155 |
| Total interest expense | $4,365,000 | 1,076 |
| Net interest income | $4,426,000 | 1,254 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $514,000 | 2,199 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $161,000 | 2,467 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $353,000 | 1,768 |
| Total noninterest expense | $5,740,000 | 832 |
| Salaries and employee benefits | $2,786,000 | 943 |
| Premises and equipment expense | $1,137,000 | 613 |
| Additional noninterest expense | $1,817,000 | 793 |
| Pre-tax net operating income | $-800,000 | 8,228 |
| Securities gains (losses) | $21,000 | 1,562 |
| Applicable income taxes | $-293,000 | 8,310 |
| Income before extraordinary items | $-486,000 | 8,142 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-486,000 | 8,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $433,000 | 780 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 246 |
| Net operating income | $-499,440 | 8,135 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $41,425,000 | 1,015 |
| Total interest expense | $25,165,000 | 781 |
| Net interest income | $16,260,000 | 1,376 |
| Provision for loan and lease losses | $3,950,000 | 503 |
| Total noninterest income | $5,632,000 | 999 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $3,400,000 | 509 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,232,000 | 1,273 |
| Total noninterest expense | $26,807,000 | 707 |
| Salaries and employee benefits | $11,120,000 | 891 |
| Premises and equipment expense | $4,982,000 | 533 |
| Additional noninterest expense | $10,705,000 | 549 |
| Pre-tax net operating income | $-8,865,000 | 8,472 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $-3,335,000 | 8,482 |
| Income before extraordinary items | $-5,526,000 | 8,458 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-5,526,000 | 8,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,379,000 | 801 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $436,000 | 562 |
| Net operating income | $-5,528,560 | 8,454 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $32,161,000 | 982 |
| Total interest expense | $19,643,000 | 743 |
| Net interest income | $12,518,000 | 1,345 |
| Provision for loan and lease losses | $1,055,000 | 864 |
| Total noninterest income | $5,012,000 | 867 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $3,197,000 | 400 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,815,000 | 1,200 |
| Total noninterest expense | $17,969,000 | 763 |
| Salaries and employee benefits | $8,521,000 | 870 |
| Premises and equipment expense | $3,460,000 | 563 |
| Additional noninterest expense | $5,988,000 | 707 |
| Pre-tax net operating income | $-1,494,000 | 8,385 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $-427,000 | 8,417 |
| Income before extraordinary items | $-1,064,000 | 8,344 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,064,000 | 8,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,274,000 | 553 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $291,000 | 513 |
| Net operating income | $-1,066,130 | 8,336 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $22,545,000 | 943 |
| Total interest expense | $13,494,000 | 729 |
| Net interest income | $9,051,000 | 1,263 |
| Provision for loan and lease losses | $540,000 | 962 |
| Total noninterest income | $4,003,000 | 773 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $2,780,000 | 327 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,223,000 | 1,208 |
| Total noninterest expense | $11,445,000 | 812 |
| Salaries and employee benefits | $5,810,000 | 870 |
| Premises and equipment expense | $2,266,000 | 598 |
| Additional noninterest expense | $3,369,000 | 832 |
| Pre-tax net operating income | $1,069,000 | 3,375 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $385,000 | 2,425 |
| Income before extraordinary items | $687,000 | 3,865 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $687,000 | 3,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 1,162 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $145,000 | 519 |
| Net operating income | $685,080 | 3,858 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $11,640,000 | 904 |
| Total interest expense | $6,882,000 | 711 |
| Net interest income | $4,758,000 | 1,191 |
| Provision for loan and lease losses | $170,000 | 1,311 |
| Total noninterest income | $2,184,000 | 702 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,597,000 | 277 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $587,000 | 1,219 |
| Total noninterest expense | $6,040,000 | 773 |
| Salaries and employee benefits | $2,946,000 | 861 |
| Premises and equipment expense | $1,137,000 | 596 |
| Additional noninterest expense | $1,957,000 | 712 |
| Pre-tax net operating income | $732,000 | 2,719 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $267,000 | 2,009 |
| Income before extraordinary items | $467,000 | 3,168 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $467,000 | 3,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $465,720 | 3,157 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $25,646,000 | 1,567 |
| Total interest expense | $13,735,000 | 1,226 |
| Net interest income | $11,911,000 | 1,952 |
| Provision for loan and lease losses | $1,401,000 | 747 |
| Total noninterest income | $9,402,000 | 642 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $6,133,000 | 289 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,269,000 | 932 |
| Total noninterest expense | $27,454,000 | 649 |
| Salaries and employee benefits | $14,762,000 | 637 |
| Premises and equipment expense | $5,307,000 | 485 |
| Additional noninterest expense | $7,385,000 | 735 |
| Pre-tax net operating income | $-7,542,000 | 8,671 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $-3,727,000 | 8,667 |
| Income before extraordinary items | $-3,814,000 | 8,654 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-3,814,000 | 8,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 1,539 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-3,814,640 | 8,649 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,507,000 | 2,031 |
| Total interest expense | $6,950,000 | 1,759 |
| Net interest income | $7,557,000 | 2,295 |
| Provision for loan and lease losses | $216,000 | 2,745 |
| Total noninterest income | $7,346,000 | 633 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $4,212,000 | 323 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,134,000 | 787 |
| Total noninterest expense | $16,839,000 | 796 |
| Salaries and employee benefits | $9,479,000 | 765 |
| Premises and equipment expense | $2,874,000 | 691 |
| Additional noninterest expense | $4,486,000 | 889 |
| Pre-tax net operating income | $-2,152,000 | 8,704 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-825,000 | 8,713 |
| Income before extraordinary items | $-1,327,000 | 8,654 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,327,000 | 8,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 1,023 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-1,327,000 | 8,648 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,141,000 | 2,107 |
| Total interest expense | $4,117,000 | 1,861 |
| Net interest income | $5,024,000 | 2,322 |
| Provision for loan and lease losses | $161,000 | 2,475 |
| Total noninterest income | $5,034,000 | 617 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,705,000 | 326 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,329,000 | 715 |
| Total noninterest expense | $11,180,000 | 802 |
| Salaries and employee benefits | $6,498,000 | 740 |
| Premises and equipment expense | $1,906,000 | 696 |
| Additional noninterest expense | $2,776,000 | 968 |
| Pre-tax net operating income | $-1,283,000 | 8,721 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-489,000 | 8,749 |
| Income before extraordinary items | $-794,000 | 8,669 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-794,000 | 8,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 971 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-794,000 | 8,661 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,453,000 | 2,113 |
| Total interest expense | $1,927,000 | 1,896 |
| Net interest income | $2,526,000 | 2,305 |
| Provision for loan and lease losses | $52,000 | 3,073 |
| Total noninterest income | $2,323,000 | 651 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,276,000 | 329 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,047,000 | 780 |
| Total noninterest expense | $5,529,000 | 807 |
| Salaries and employee benefits | $3,294,000 | 722 |
| Premises and equipment expense | $921,000 | 706 |
| Additional noninterest expense | $1,314,000 | 1,017 |
| Pre-tax net operating income | $-732,000 | 8,731 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-285,000 | 8,750 |
| Income before extraordinary items | $-447,000 | 8,698 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-447,000 | 8,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,486 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-447,000 | 8,687 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,477,000 | 2,146 |
| Total interest expense | $5,484,000 | 2,040 |
| Net interest income | $9,993,000 | 2,217 |
| Provision for loan and lease losses | $51,000 | 5,720 |
| Total noninterest income | $7,164,000 | 811 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $4,922,000 | 343 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,242,000 | 1,249 |
| Total noninterest expense | $19,056,000 | 892 |
| Salaries and employee benefits | $10,621,000 | 858 |
| Premises and equipment expense | $2,862,000 | 829 |
| Additional noninterest expense | $5,573,000 | 928 |
| Pre-tax net operating income | $-1,950,000 | 8,758 |
| Securities gains (losses) | $7,000 | 1,594 |
| Applicable income taxes | $101,000 | 5,363 |
| Income before extraordinary items | $-2,044,000 | 8,774 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-2,044,000 | 8,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 1,884 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-2,051,000 | 8,759 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,817,000 | 2,241 |
| Total interest expense | $3,553,000 | 2,188 |
| Net interest income | $7,264,000 | 2,257 |
| Provision for loan and lease losses | $140,000 | 3,587 |
| Total noninterest income | $5,110,000 | 847 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,704,000 | 338 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,406,000 | 1,421 |
| Total noninterest expense | $13,797,000 | 919 |
| Salaries and employee benefits | $7,670,000 | 877 |
| Premises and equipment expense | $1,965,000 | 899 |
| Additional noninterest expense | $4,162,000 | 918 |
| Pre-tax net operating income | $-1,563,000 | 8,788 |
| Securities gains (losses) | $7,000 | 1,597 |
| Applicable income taxes | $-613,000 | 8,829 |
| Income before extraordinary items | $-943,000 | 8,740 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-943,000 | 8,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 1,807 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-947,480 | 8,721 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,795,000 | 2,324 |
| Total interest expense | $2,034,000 | 2,398 |
| Net interest income | $4,761,000 | 2,276 |
| Provision for loan and lease losses | $95,000 | 3,438 |
| Total noninterest income | $2,943,000 | 946 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,412,000 | 339 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $531,000 | 2,095 |
| Total noninterest expense | $8,284,000 | 1,010 |
| Salaries and employee benefits | $4,796,000 | 935 |
| Premises and equipment expense | $1,218,000 | 959 |
| Additional noninterest expense | $2,270,000 | 1,101 |
| Pre-tax net operating income | $-675,000 | 8,725 |
| Securities gains (losses) | $7,000 | 1,472 |
| Applicable income taxes | $-252,000 | 8,806 |
| Income before extraordinary items | $-416,000 | 8,691 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-416,000 | 8,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,130 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-420,480 | 8,664 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,120,000 | 2,482 |
| Total interest expense | $840,000 | 2,672 |
| Net interest income | $2,280,000 | 2,357 |
| Provision for loan and lease losses | $28,000 | 4,295 |
| Total noninterest income | $1,332,000 | 998 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,178,000 | 331 |
| Trading account gains and fees | $-6,000 | 8,900 |
| Additional Noninterest Income | $160,000 | 2,858 |
| Total noninterest expense | $3,589,000 | 1,180 |
| Salaries and employee benefits | $2,064,000 | 1,104 |
| Premises and equipment expense | $518,000 | 1,173 |
| Additional noninterest expense | $1,007,000 | 1,236 |
| Pre-tax net operating income | $-5,000 | 8,456 |
| Securities gains (losses) | $5,000 | 1,192 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $0 | 8,452 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $0 | 8,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 847 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-5,000 | 8,445 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,709,000 | 3,186 |
| Total interest expense | $1,567,000 | 4,402 |
| Net interest income | $7,142,000 | 2,838 |
| Provision for loan and lease losses | $-75,000 | 8,767 |
| Total noninterest income | $5,452,000 | 1,009 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $4,655,000 | 372 |
| Trading account gains and fees | $12,000 | 127 |
| Additional Noninterest Income | $785,000 | 2,528 |
| Total noninterest expense | $11,192,000 | 1,455 |
| Salaries and employee benefits | $5,777,000 | 1,535 |
| Premises and equipment expense | $2,471,000 | 907 |
| Additional noninterest expense | $2,944,000 | 1,654 |
| Pre-tax net operating income | $1,477,000 | 4,280 |
| Securities gains (losses) | $-12,000 | 8,276 |
| Applicable income taxes | $551,000 | 3,171 |
| Income before extraordinary items | $914,000 | 4,926 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $914,000 | 4,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-106,000 | 8,795 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $1,424,000 | 373 |
| Net operating income | $921,680 | 4,837 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,991,000 | 3,393 |
| Total interest expense | $947,000 | 4,939 |
| Net interest income | $5,044,000 | 2,978 |
| Provision for loan and lease losses | $-100,000 | 8,869 |
| Total noninterest income | $4,151,000 | 1,003 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $3,472,000 | 377 |
| Trading account gains and fees | $11,000 | 124 |
| Additional Noninterest Income | $668,000 | 2,335 |
| Total noninterest expense | $8,360,000 | 1,458 |
| Salaries and employee benefits | $4,249,000 | 1,556 |
| Premises and equipment expense | $1,942,000 | 863 |
| Additional noninterest expense | $2,169,000 | 1,667 |
| Pre-tax net operating income | $935,000 | 4,771 |
| Securities gains (losses) | $-12,000 | 8,545 |
| Applicable income taxes | $347,000 | 3,529 |
| Income before extraordinary items | $576,000 | 5,469 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $576,000 | 5,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-98,000 | 8,806 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $1,424,000 | 282 |
| Net operating income | $583,680 | 5,355 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,791,000 | 3,521 |
| Total interest expense | $552,000 | 5,367 |
| Net interest income | $3,239,000 | 3,074 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $2,798,000 | 982 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,295,000 | 373 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $503,000 | 2,180 |
| Total noninterest expense | $5,481,000 | 1,480 |
| Salaries and employee benefits | $2,786,000 | 1,581 |
| Premises and equipment expense | $1,336,000 | 840 |
| Additional noninterest expense | $1,359,000 | 1,757 |
| Pre-tax net operating income | $556,000 | 5,033 |
| Securities gains (losses) | $9,000 | 2,475 |
| Applicable income taxes | $213,000 | 3,653 |
| Income before extraordinary items | $352,000 | 5,654 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $352,000 | 5,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 8,875 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $1,424,000 | 197 |
| Net operating income | $346,240 | 5,619 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,911,000 | 3,513 |
| Total interest expense | $276,000 | 5,426 |
| Net interest income | $1,635,000 | 3,031 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,442,000 | 943 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,112,000 | 382 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $330,000 | 1,763 |
| Total noninterest expense | $2,722,000 | 1,498 |
| Salaries and employee benefits | $1,387,000 | 1,611 |
| Premises and equipment expense | $671,000 | 850 |
| Additional noninterest expense | $664,000 | 1,790 |
| Pre-tax net operating income | $355,000 | 4,394 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $134,000 | 3,301 |
| Income before extraordinary items | $221,000 | 5,082 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $221,000 | 5,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 8,947 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $221,000 | 4,952 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,037,000 | 3,430 |
| Total interest expense | $1,354,000 | 5,203 |
| Net interest income | $6,683,000 | 2,874 |
| Provision for loan and lease losses | $798,000 | 1,463 |
| Total noninterest income | $4,917,000 | 1,148 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $4,396,000 | 392 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $521,000 | 3,511 |
| Total noninterest expense | $10,745,000 | 1,487 |
| Salaries and employee benefits | $5,257,000 | 1,637 |
| Premises and equipment expense | $2,769,000 | 813 |
| Additional noninterest expense | $2,719,000 | 1,788 |
| Pre-tax net operating income | $57,000 | 8,358 |
| Securities gains (losses) | $71,000 | 2,198 |
| Applicable income taxes | $107,000 | 5,653 |
| Income before extraordinary items | $21,000 | 8,566 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $21,000 | 8,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,007,000 | 556 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-24,440 | 8,577 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,099,000 | 3,444 |
| Total interest expense | $1,076,000 | 5,154 |
| Net interest income | $5,023,000 | 2,888 |
| Provision for loan and lease losses | $798,000 | 1,090 |
| Total noninterest income | $3,671,000 | 1,166 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $3,299,000 | 399 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $372,000 | 3,663 |
| Total noninterest expense | $8,057,000 | 1,495 |
| Salaries and employee benefits | $3,947,000 | 1,645 |
| Premises and equipment expense | $2,098,000 | 816 |
| Additional noninterest expense | $2,012,000 | 1,800 |
| Pre-tax net operating income | $-161,000 | 8,797 |
| Securities gains (losses) | $71,000 | 2,028 |
| Applicable income taxes | $-174,000 | 9,105 |
| Income before extraordinary items | $84,000 | 8,325 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $84,000 | 8,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,024,000 | 440 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $38,560 | 8,471 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,262,000 | 3,318 |
| Total interest expense | $796,000 | 4,940 |
| Net interest income | $3,466,000 | 2,784 |
| Provision for loan and lease losses | $770,000 | 794 |
| Total noninterest income | $2,503,000 | 1,154 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $2,156,000 | 398 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $347,000 | 3,031 |
| Total noninterest expense | $5,388,000 | 1,489 |
| Salaries and employee benefits | $2,652,000 | 1,619 |
| Premises and equipment expense | $1,403,000 | 810 |
| Additional noninterest expense | $1,333,000 | 1,806 |
| Pre-tax net operating income | $-189,000 | 8,914 |
| Securities gains (losses) | $54,000 | 1,961 |
| Applicable income taxes | $-61,000 | 9,095 |
| Income before extraordinary items | $-74,000 | 8,897 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-74,000 | 8,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,998,000 | 331 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-108,560 | 8,840 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,304,000 | 3,122 |
| Total interest expense | $421,000 | 4,886 |
| Net interest income | $1,883,000 | 2,574 |
| Provision for loan and lease losses | $318,000 | 876 |
| Total noninterest income | $1,189,000 | 1,171 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,042,000 | 399 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $147,000 | 3,254 |
| Total noninterest expense | $2,636,000 | 1,514 |
| Salaries and employee benefits | $1,319,000 | 1,614 |
| Premises and equipment expense | $697,000 | 831 |
| Additional noninterest expense | $620,000 | 1,890 |
| Pre-tax net operating income | $118,000 | 6,932 |
| Securities gains (losses) | $54,000 | 1,343 |
| Applicable income taxes | $54,000 | 4,991 |
| Income before extraordinary items | $118,000 | 6,585 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $118,000 | 6,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,492 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $80,740 | 7,131 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,188,000 | 2,720 |
| Total interest expense | $3,350,000 | 3,225 |
| Net interest income | $7,838,000 | 2,453 |
| Provision for loan and lease losses | $2,547,000 | 620 |
| Total noninterest income | $5,442,000 | 970 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $4,584,000 | 352 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $858,000 | 2,395 |
| Total noninterest expense | $12,039,000 | 1,277 |
| Salaries and employee benefits | $5,846,000 | 1,388 |
| Premises and equipment expense | $3,114,000 | 714 |
| Additional noninterest expense | $3,079,000 | 1,541 |
| Pre-tax net operating income | $-1,306,000 | 9,180 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-488,000 | 9,242 |
| Income before extraordinary items | $-818,000 | 9,139 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-818,000 | 9,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,661,000 | 471 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-818,000 | 9,102 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,132,000 | 2,426 |
| Total interest expense | $6,229,000 | 2,568 |
| Net interest income | $7,903,000 | 2,270 |
| Provision for loan and lease losses | $2,307,000 | 625 |
| Total noninterest income | $3,189,000 | 1,410 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,286,000 | 645 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $903,000 | 2,198 |
| Total noninterest expense | $10,056,000 | 1,464 |
| Salaries and employee benefits | $5,479,000 | 1,372 |
| Premises and equipment expense | $2,023,000 | 1,042 |
| Additional noninterest expense | $2,554,000 | 1,791 |
| Pre-tax net operating income | $-1,271,000 | 9,423 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-485,000 | 9,497 |
| Income before extraordinary items | $-786,000 | 9,342 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-786,000 | 9,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $885,000 | 1,025 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-786,000 | 9,313 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,379,000 | 2,601 |
| Total interest expense | $6,207,000 | 2,690 |
| Net interest income | $7,172,000 | 2,477 |
| Provision for loan and lease losses | $258,000 | 3,168 |
| Total noninterest income | $1,612,000 | 2,225 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $960,000 | 1,417 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $652,000 | 2,495 |
| Total noninterest expense | $7,331,000 | 1,895 |
| Salaries and employee benefits | $4,248,000 | 1,682 |
| Premises and equipment expense | $1,402,000 | 1,483 |
| Additional noninterest expense | $1,681,000 | 2,539 |
| Pre-tax net operating income | $1,195,000 | 4,731 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $463,000 | 3,658 |
| Income before extraordinary items | $732,000 | 5,298 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $732,000 | 5,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 1,436 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $732,000 | 5,305 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,792,000 | 2,563 |
| Total interest expense | $6,431,000 | 2,290 |
| Net interest income | $6,361,000 | 2,761 |
| Provision for loan and lease losses | $1,331,000 | 776 |
| Total noninterest income | $1,220,000 | 2,661 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $686,000 | 1,945 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $534,000 | 2,838 |
| Total noninterest expense | $6,699,000 | 2,031 |
| Salaries and employee benefits | $3,609,000 | 1,943 |
| Premises and equipment expense | $844,000 | 2,389 |
| Additional noninterest expense | $2,246,000 | 1,942 |
| Pre-tax net operating income | $-449,000 | 9,815 |
| Securities gains (losses) | $22,000 | 1,340 |
| Applicable income taxes | $-145,000 | 9,973 |
| Income before extraordinary items | $-282,000 | 9,747 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-282,000 | 9,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $594,000 | 1,059 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-296,520 | 9,743 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,332,000 | 3,789 |
| Total interest expense | $4,204,000 | 3,524 |
| Net interest income | $4,128,000 | 4,025 |
| Provision for loan and lease losses | $417,000 | 2,007 |
| Total noninterest income | $864,000 | 3,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $616,000 | 2,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 4,451 |
| Total noninterest expense | $4,250,000 | 3,059 |
| Salaries and employee benefits | $2,428,000 | 2,802 |
| Premises and equipment expense | $546,000 | 3,446 |
| Additional noninterest expense | $1,276,000 | 3,197 |
| Pre-tax net operating income | $325,000 | 8,249 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $103,000 | 7,481 |
| Income before extraordinary items | $226,000 | 8,422 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $226,000 | 8,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,586 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $223,240 | 8,375 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,373,000 | 7,321 |
| Total interest expense | $1,207,000 | 8,093 |
| Net interest income | $2,166,000 | 6,592 |
| Provision for loan and lease losses | $48,000 | 6,747 |
| Total noninterest income | $611,000 | 4,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $524,000 | 2,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,166 |
| Total noninterest expense | $2,232,000 | 5,239 |
| Salaries and employee benefits | $1,254,000 | 4,918 |
| Premises and equipment expense | $383,000 | 4,595 |
| Additional noninterest expense | $595,000 | 5,843 |
| Pre-tax net operating income | $497,000 | 7,932 |
| Securities gains (losses) | $32,000 | 1,598 |
| Applicable income taxes | $189,000 | 7,036 |
| Income before extraordinary items | $340,000 | 8,075 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $340,000 | 8,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $11,000,000 | 76 |
| Net operating income | $319,520 | 8,191 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,656,000 | 8,491 |
| Total interest expense | $1,009,000 | 8,973 |
| Net interest income | $1,647,000 | 7,913 |
| Provision for loan and lease losses | $48,000 | 6,700 |
| Total noninterest income | $570,000 | 4,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $505,000 | 2,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,279 |
| Total noninterest expense | $1,872,000 | 6,236 |
| Salaries and employee benefits | $1,016,000 | 5,918 |
| Premises and equipment expense | $395,000 | 4,577 |
| Additional noninterest expense | $461,000 | 7,373 |
| Pre-tax net operating income | $297,000 | 9,153 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $97,000 | 8,800 |
| Income before extraordinary items | $200,000 | 9,298 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $200,000 | 9,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,007 |
| Cash dividends | $75,000 | 7,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $200,000 | 9,241 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,893,000 | 8,372 |
| Total interest expense | $1,063,000 | 9,028 |
| Net interest income | $1,830,000 | 7,695 |
| Provision for loan and lease losses | $7,000 | 8,542 |
| Total noninterest income | $679,000 | 4,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $623,000 | 2,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,932 |
| Total noninterest expense | $1,853,000 | 6,345 |
| Salaries and employee benefits | $932,000 | 6,389 |
| Premises and equipment expense | $397,000 | 4,575 |
| Additional noninterest expense | $524,000 | 7,082 |
| Pre-tax net operating income | $649,000 | 7,594 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $244,000 | 6,732 |
| Income before extraordinary items | $405,000 | 8,020 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $405,000 | 8,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,712 |
| Cash dividends | $24,000 | 8,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $405,000 | 7,979 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,381,000 | 9,123 |
| Total interest expense | $709,000 | 10,043 |
| Net interest income | $1,672,000 | 8,380 |
| Provision for loan and lease losses | $-78,000 | 12,100 |
| Total noninterest income | $588,000 | 4,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $504,000 | 2,719 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,071 |
| Total noninterest expense | $1,960,000 | 6,312 |
| Salaries and employee benefits | $916,000 | 6,538 |
| Premises and equipment expense | $456,000 | 4,111 |
| Additional noninterest expense | $588,000 | 7,127 |
| Pre-tax net operating income | $378,000 | 9,527 |
| Securities gains (losses) | $-140,000 | 11,749 |
| Applicable income taxes | $122,000 | 8,885 |
| Income before extraordinary items | $116,000 | 11,204 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $116,000 | 11,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,934 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $205,600 | 10,259 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 9,066 |
| Total interest expense | $604,000 | 11,118 |
| Net interest income | $1,962,000 | 7,793 |
| Provision for loan and lease losses | $195,000 | 3,979 |
| Total noninterest income | $551,000 | 5,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $506,000 | 2,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $2,091,000 | 6,106 |
| Salaries and employee benefits | $836,000 | 7,097 |
| Premises and equipment expense | $668,000 | 3,005 |
| Additional noninterest expense | $587,000 | 7,460 |
| Pre-tax net operating income | $227,000 | 10,811 |
| Securities gains (losses) | $229,000 | 1,535 |
| Applicable income taxes | $119,000 | 9,335 |
| Income before extraordinary items | $337,000 | 9,061 |
| Extraordinary gains, net | $82,000 | 1,762 |
| Net income | $419,000 | 8,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 4,097 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $167,540 | 10,802 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,865,000 | 9,215 |
| Total interest expense | $900,000 | 10,877 |
| Net interest income | $1,965,000 | 7,852 |
| Provision for loan and lease losses | $305,000 | 4,063 |
| Total noninterest income | $500,000 | 5,645 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $442,000 | 3,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,916 |
| Total noninterest expense | $2,250,000 | 5,804 |
| Salaries and employee benefits | $832,000 | 7,050 |
| Premises and equipment expense | $648,000 | 3,129 |
| Additional noninterest expense | $770,000 | 6,281 |
| Pre-tax net operating income | $-90,000 | 12,926 |
| Securities gains (losses) | $131,000 | 2,589 |
| Applicable income taxes | $6,000 | 12,482 |
| Income before extraordinary items | $35,000 | 12,678 |
| Extraordinary gains, net | $6,000 | 1,379 |
| Net income | $41,000 | 12,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 3,605 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-76,350 | 12,869 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.