Home > Republic Federal Bank > Assets and Liabilities
Republic Federal Bank, Assets and Liabilities
| 2009-09-30 | Rank | |
| # of Employees: | 90 | 1,799 |
| Assets and Liabilities | ||
| Total Assets: | $433,011,000 | 1,648 |
| Cash and due from depository institutions | $26,653,000 | 1,799 |
| Interest-bearing balances | $25,397,000 | 1,011 |
| Securities | $47,569,000 | 2,483 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $333,897,000 | 1,442 |
| Loan loss allowance | $7,432,000 | 1,084 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $917,000 | 5,766 |
| Other real estate owned | $11,122,000 | 1,799 |
| Goodwill and other intangibles | $3,737,000 | 959 |
| All other assets | $9,116,000 | 2,014 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $433,011,000 | 1,648 |
| Total liabilities | $447,521,000 | 1,428 |
| Total deposits | $352,695,000 | 1,623 |
| Interest-bearing deposits | $268,417,000 | 1,827 |
| Deposits held in domestic offices | $352,695,000 | 1,621 |
| % insured | 81.89% | 6,167 |
| Federal funds purchased & repurchase agreements | $3,779,000 | 1,652 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $75,023,000 | 681 |
| Subordinated debt | $8,950,000 | 147 |
| All other liabilities | $7,074,000 | 848 |
| Total equity capital | $-14,510,000 | 8,106 |
| Total bank equity capital | $-14,510,000 | 8,106 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $4,947,000 | 1,053 |
| Surplus | $64,584,000 | 575 |
| Undivided profits | $-84,041,000 | 8,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $46,020,000 | 435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,122 |
| Income earned, not collected on loans | $2,069,000 | 1,748 |
| Earning assets | $406,863,000 | 1,602 |
| Long-term assets (5+ years) | $61,365,000 | 2,017 |
| Average Assets, year-to-date | $456,870,750 | 1,527 |
| Average Assets, quarterly | $436,171,000 | 1,622 |
| Volatile liabilities | $161,700,000 | 946 |
| Insider loans | $244,000 | 6,127 |
| FHLB advances | $75,000,000 | 610 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $42,141,000 | 1,624 |
| Tier 1 (core) risk-based capital | $4,881,000 | 6,955 |
| Tier 2 risk-based capital | $4,881,000 | 1,246 |
| Total risk weighted assets | $491,648,000 | 1,046 |
| Total unused commitments | $42,141,000 | 1,625 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 95 | 1,722 |
| Assets and Liabilities | ||
| Total Assets: | $439,331,000 | 1,625 |
| Cash and due from depository institutions | $19,614,000 | 1,722 |
| Interest-bearing balances | $19,140,000 | 1,108 |
| Securities | $50,357,000 | 2,319 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $340,585,000 | 1,448 |
| Loan loss allowance | $10,473,000 | 777 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,033,000 | 5,651 |
| Other real estate owned | $14,651,000 | 1,722 |
| Goodwill and other intangibles | $3,186,000 | 1,054 |
| All other assets | $9,905,000 | 1,922 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $439,331,000 | 1,625 |
| Total liabilities | $451,142,000 | 1,433 |
| Total deposits | $356,878,000 | 1,615 |
| Interest-bearing deposits | $275,895,000 | 1,792 |
| Deposits held in domestic offices | $356,878,000 | 1,611 |
| % insured | 62.76% | 7,007 |
| Federal funds purchased & repurchase agreements | $3,928,000 | 1,642 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $75,048,000 | 714 |
| Subordinated debt | $8,950,000 | 153 |
| All other liabilities | $6,338,000 | 960 |
| Total equity capital | $-11,811,000 | 8,198 |
| Total bank equity capital | $-11,811,000 | 8,198 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $4,947,000 | 1,065 |
| Surplus | $64,073,000 | 592 |
| Undivided profits | $-80,831,000 | 8,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $43,177,000 | 449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $291,000 | 619 |
| Income earned, not collected on loans | $2,302,000 | 1,491 |
| Earning assets | $410,082,000 | 1,595 |
| Long-term assets (5+ years) | $55,888,000 | 2,146 |
| Average Assets, year-to-date | $464,824,000 | 1,530 |
| Average Assets, quarterly | $455,922,500 | 1,570 |
| Volatile liabilities | $164,306,000 | 940 |
| Insider loans | $245,000 | 6,188 |
| FHLB advances | $75,000,000 | 638 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $44,374,000 | 1,631 |
| Tier 1 (core) risk-based capital | $11,079,000 | 4,950 |
| Tier 2 risk-based capital | $11,079,000 | 589 |
| Total risk weighted assets | $509,970,000 | 1,036 |
| Total unused commitments | $44,374,000 | 1,632 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 108 | 1,523 |
| Assets and Liabilities | ||
| Total Assets: | $472,514,000 | 1,533 |
| Cash and due from depository institutions | $26,263,000 | 1,523 |
| Interest-bearing balances | $24,628,000 | 784 |
| Securities | $54,196,000 | 2,166 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $362,259,000 | 1,370 |
| Loan loss allowance | $11,779,000 | 659 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,221,000 | 5,418 |
| Other real estate owned | $11,338,000 | 1,523 |
| Goodwill and other intangibles | $6,383,000 | 749 |
| All other assets | $10,854,000 | 1,755 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $472,514,000 | 1,533 |
| Total liabilities | $482,054,000 | 1,352 |
| Total deposits | $383,050,000 | 1,486 |
| Interest-bearing deposits | $295,545,000 | 1,693 |
| Deposits held in domestic offices | $383,050,000 | 1,480 |
| % insured | 60.39% | 7,235 |
| Federal funds purchased & repurchase agreements | $9,039,000 | 1,193 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $75,084,000 | 757 |
| Subordinated debt | $8,950,000 | 154 |
| All other liabilities | $5,931,000 | 1,008 |
| Total equity capital | $-9,540,000 | 8,253 |
| Total bank equity capital | $-9,540,000 | 8,253 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,947,000 | 1,062 |
| Surplus | $64,085,000 | 587 |
| Undivided profits | $-78,572,000 | 8,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $57,748,000 | 326 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $277,000 | 576 |
| Income earned, not collected on loans | $2,713,000 | 1,269 |
| Earning assets | $441,083,000 | 1,493 |
| Long-term assets (5+ years) | $64,623,000 | 1,909 |
| Average Assets, year-to-date | $477,570,500 | 1,495 |
| Average Assets, quarterly | $477,570,500 | 1,495 |
| Volatile liabilities | $175,665,000 | 890 |
| Insider loans | $0 | 7,405 |
| FHLB advances | $75,000,000 | 673 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $31,343,000 | 2,221 |
| Tier 1 (core) risk-based capital | $18,036,000 | 3,471 |
| Tier 2 risk-based capital | $15,381,000 | 448 |
| Total risk weighted assets | $509,084,000 | 1,035 |
| Total unused commitments | $31,343,000 | 2,223 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 119 | 1,396 |
| Assets and Liabilities | ||
| Total Assets: | $482,627,000 | 1,474 |
| Cash and due from depository institutions | $19,005,000 | 1,396 |
| Interest-bearing balances | $3,984,000 | 2,155 |
| Securities | $65,108,000 | 1,832 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $364,774,000 | 1,365 |
| Loan loss allowance | $9,953,000 | 730 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,393,000 | 5,238 |
| Other real estate owned | $11,541,000 | 1,396 |
| Goodwill and other intangibles | $5,924,000 | 793 |
| All other assets | $14,882,000 | 1,390 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $482,627,000 | 1,474 |
| Total liabilities | $473,601,000 | 1,344 |
| Total deposits | $371,693,000 | 1,484 |
| Interest-bearing deposits | $297,250,000 | 1,635 |
| Deposits held in domestic offices | $371,693,000 | 1,479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,223,000 | 1,431 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $81,176,000 | 779 |
| Subordinated debt | $8,950,000 | 159 |
| All other liabilities | $4,559,000 | 1,242 |
| Total equity capital | $9,026,000 | 5,711 |
| Total bank equity capital | $9,026,000 | 5,711 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,947,000 | 1,056 |
| Surplus | $64,006,000 | 571 |
| Undivided profits | $-59,927,000 | 8,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,822,000 | 413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,000 | 1,042 |
| Income earned, not collected on loans | $2,990,000 | 1,188 |
| Earning assets | $433,866,000 | 1,484 |
| Long-term assets (5+ years) | $73,508,000 | 1,692 |
| Average Assets, year-to-date | $570,365,600 | 1,180 |
| Average Assets, quarterly | $508,077,500 | 1,368 |
| Volatile liabilities | $164,909,000 | 937 |
| Insider loans | $246,000 | 6,293 |
| FHLB advances | $81,000,000 | 702 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $26,729,000 | 2,536 |
| Tier 1 (core) risk-based capital | $28,546,000 | 2,263 |
| Tier 2 risk-based capital | $13,272,000 | 503 |
| Total risk weighted assets | $340,079,000 | 1,529 |
| Total unused commitments | $26,729,000 | 2,537 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 119 | 1,415 |
| Assets and Liabilities | ||
| Total Assets: | $533,528,000 | 1,299 |
| Cash and due from depository institutions | $28,085,000 | 1,415 |
| Interest-bearing balances | $19,930,000 | 358 |
| Securities | $80,856,000 | 1,459 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $389,390,000 | 1,272 |
| Loan loss allowance | $8,422,000 | 755 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,645,000 | 4,960 |
| Other real estate owned | $3,500,000 | 1,415 |
| Goodwill and other intangibles | $11,695,000 | 590 |
| All other assets | $18,357,000 | 1,144 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $533,528,000 | 1,299 |
| Total liabilities | $499,385,000 | 1,263 |
| Total deposits | $383,396,000 | 1,417 |
| Interest-bearing deposits | $306,705,000 | 1,563 |
| Deposits held in domestic offices | $383,396,000 | 1,412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,490,000 | 789 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $75,051,000 | 841 |
| Subordinated debt | $8,950,000 | 162 |
| All other liabilities | $8,498,000 | 745 |
| Total equity capital | $34,143,000 | 2,004 |
| Total bank equity capital | $34,143,000 | 2,004 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $4,947,000 | 1,056 |
| Surplus | $63,854,000 | 565 |
| Undivided profits | $-34,658,000 | 8,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,904,000 | 370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,347,000 | 1,107 |
| Earning assets | $490,176,000 | 1,299 |
| Long-term assets (5+ years) | $73,629,000 | 1,659 |
| Average Assets, year-to-date | $592,300,250 | 1,137 |
| Average Assets, quarterly | $561,905,000 | 1,231 |
| Volatile liabilities | $173,638,000 | 870 |
| Insider loans | $247,000 | 6,300 |
| FHLB advances | $75,000,000 | 766 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $23,303,000 | 2,935 |
| Tier 1 (core) risk-based capital | $37,457,000 | 1,730 |
| Tier 2 risk-based capital | $13,372,000 | 486 |
| Total risk weighted assets | $349,819,000 | 1,488 |
| Total unused commitments | $23,303,000 | 2,938 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 123 | 1,398 |
| Assets and Liabilities | ||
| Total Assets: | $590,282,000 | 1,167 |
| Cash and due from depository institutions | $15,833,000 | 1,398 |
| Interest-bearing balances | $10,466,000 | 635 |
| Securities | $89,991,000 | 1,349 |
| Federal funds sold & reverse repurchase agreements | $8,100,000 | 1,485 |
| Net loans & leases | $434,938,000 | 1,120 |
| Loan loss allowance | $8,014,000 | 782 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,014,000 | 4,558 |
| Other real estate owned | $3,332,000 | 1,398 |
| Goodwill and other intangibles | $12,072,000 | 587 |
| All other assets | $24,002,000 | 856 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $590,282,000 | 1,167 |
| Total liabilities | $547,114,000 | 1,131 |
| Total deposits | $428,103,000 | 1,232 |
| Interest-bearing deposits | $347,534,000 | 1,340 |
| Deposits held in domestic offices | $428,103,000 | 1,228 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,477,000 | 975 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $85,101,000 | 746 |
| Subordinated debt | $8,950,000 | 159 |
| All other liabilities | $7,483,000 | 823 |
| Total equity capital | $43,168,000 | 1,594 |
| Total bank equity capital | $43,168,000 | 1,594 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $4,947,000 | 1,048 |
| Surplus | $63,202,000 | 561 |
| Undivided profits | $-24,981,000 | 8,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,401,000 | 306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $324,000 | 465 |
| Income earned, not collected on loans | $3,306,000 | 1,097 |
| Earning assets | $543,495,000 | 1,157 |
| Long-term assets (5+ years) | $72,158,000 | 1,680 |
| Average Assets, year-to-date | $611,891,000 | 1,098 |
| Average Assets, quarterly | $601,723,500 | 1,137 |
| Volatile liabilities | $168,445,000 | 906 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $85,000,000 | 687 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $15,184,000 | 3,873 |
| Tier 1 (core) risk-based capital | $42,641,000 | 1,539 |
| Tier 2 risk-based capital | $13,632,000 | 470 |
| Total risk weighted assets | $371,179,000 | 1,413 |
| Total unused commitments | $15,184,000 | 3,874 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 123 | 1,379 |
| Assets and Liabilities | ||
| Total Assets: | $613,165,000 | 1,103 |
| Cash and due from depository institutions | $19,665,000 | 1,379 |
| Interest-bearing balances | $11,400,000 | 685 |
| Securities | $91,381,000 | 1,320 |
| Federal funds sold & reverse repurchase agreements | $7,200,000 | 2,394 |
| Net loans & leases | $451,161,000 | 1,052 |
| Loan loss allowance | $7,525,000 | 772 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,304,000 | 4,273 |
| Other real estate owned | $3,115,000 | 1,379 |
| Goodwill and other intangibles | $10,503,000 | 656 |
| All other assets | $27,836,000 | 737 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $613,165,000 | 1,103 |
| Total liabilities | $560,235,000 | 1,087 |
| Total deposits | $437,696,000 | 1,198 |
| Interest-bearing deposits | $360,465,000 | 1,291 |
| Deposits held in domestic offices | $437,696,000 | 1,193 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,467,000 | 1,111 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $95,192,000 | 630 |
| Subordinated debt | $8,950,000 | 157 |
| All other liabilities | $5,930,000 | 1,038 |
| Total equity capital | $52,930,000 | 1,321 |
| Total bank equity capital | $52,930,000 | 1,321 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $4,947,000 | 1,040 |
| Surplus | $63,051,000 | 556 |
| Undivided profits | $-15,068,000 | 8,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,475,000 | 284 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $4,053,000 | 896 |
| Earning assets | $561,142,000 | 1,114 |
| Long-term assets (5+ years) | $69,936,000 | 1,664 |
| Average Assets, year-to-date | $622,695,500 | 1,071 |
| Average Assets, quarterly | $622,695,500 | 1,071 |
| Volatile liabilities | $221,241,000 | 678 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $95,192,000 | 572 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $24,725,000 | 2,942 |
| Tier 1 (core) risk-based capital | $44,408,000 | 1,464 |
| Tier 2 risk-based capital | $13,617,000 | 458 |
| Total risk weighted assets | $370,402,000 | 1,385 |
| Total unused commitments | $24,725,000 | 2,944 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 128 | 1,334 |
| Assets and Liabilities | ||
| Total Assets: | $632,226,000 | 1,059 |
| Cash and due from depository institutions | $23,394,000 | 1,334 |
| Interest-bearing balances | $15,039,000 | 397 |
| Securities | $93,616,000 | 1,283 |
| Federal funds sold & reverse repurchase agreements | $16,580,000 | 777 |
| Net loans & leases | $453,558,000 | 1,039 |
| Loan loss allowance | $7,958,000 | 719 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,707,000 | 3,914 |
| Other real estate owned | $2,391,000 | 1,334 |
| Goodwill and other intangibles | $10,773,000 | 641 |
| All other assets | $29,207,000 | 688 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $632,226,000 | 1,059 |
| Total liabilities | $576,312,000 | 1,033 |
| Total deposits | $453,714,000 | 1,146 |
| Interest-bearing deposits | $377,999,000 | 1,214 |
| Deposits held in domestic offices | $453,714,000 | 1,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,621,000 | 1,215 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $92,128,000 | 613 |
| Subordinated debt | $8,950,000 | 153 |
| All other liabilities | $9,899,000 | 691 |
| Total equity capital | $55,914,000 | 1,235 |
| Total bank equity capital | $55,914,000 | 1,235 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,947,000 | 1,029 |
| Surplus | $62,890,000 | 550 |
| Undivided profits | $-11,923,000 | 8,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,420,000 | 262 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $90,000 | 783 |
| Income earned, not collected on loans | $4,291,000 | 908 |
| Earning assets | $578,793,000 | 1,054 |
| Long-term assets (5+ years) | $65,022,000 | 1,648 |
| Average Assets, year-to-date | $670,468,800 | 972 |
| Average Assets, quarterly | $632,224,000 | 1,046 |
| Volatile liabilities | $255,991,000 | 617 |
| Insider loans | $0 | 7,621 |
| FHLB advances | $92,104,000 | 554 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $25,530,000 | 2,907 |
| Tier 1 (core) risk-based capital | $44,141,000 | 1,469 |
| Tier 2 risk-based capital | $13,615,000 | 450 |
| Total risk weighted assets | $369,803,000 | 1,379 |
| Total unused commitments | $25,530,000 | 2,908 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 146 | 1,172 |
| Assets and Liabilities | ||
| Total Assets: | $632,222,000 | 1,038 |
| Cash and due from depository institutions | $17,109,000 | 1,172 |
| Interest-bearing balances | $4,244,000 | 1,126 |
| Securities | $97,163,000 | 1,240 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,241 |
| Net loans & leases | $464,480,000 | 997 |
| Loan loss allowance | $5,168,000 | 1,017 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,984,000 | 3,641 |
| Other real estate owned | $4,475,000 | 1,172 |
| Goodwill and other intangibles | $11,557,000 | 597 |
| All other assets | $28,454,000 | 697 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $632,222,000 | 1,038 |
| Total liabilities | $580,208,000 | 1,014 |
| Total deposits | $459,968,000 | 1,116 |
| Interest-bearing deposits | $391,785,000 | 1,149 |
| Deposits held in domestic offices | $459,549,000 | 1,117 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,948,000 | 1,083 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $92,232,000 | 556 |
| Subordinated debt | $8,950,000 | 150 |
| All other liabilities | $6,110,000 | 1,005 |
| Total equity capital | $52,014,000 | 1,309 |
| Total bank equity capital | $52,014,000 | 1,309 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,947,000 | 1,008 |
| Surplus | $54,744,000 | 593 |
| Undivided profits | $-7,677,000 | 8,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,751,000 | 809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $196,000 | 571 |
| Income earned, not collected on loans | $4,307,000 | 972 |
| Earning assets | $571,887,000 | 1,049 |
| Long-term assets (5+ years) | $78,732,000 | 1,382 |
| Average Assets, year-to-date | $680,029,500 | 959 |
| Average Assets, quarterly | $652,707,500 | 1,003 |
| Volatile liabilities | $276,294,000 | 542 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $91,964,000 | 500 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $28,589,000 | 2,712 |
| Tier 1 (core) risk-based capital | $45,428,000 | 1,423 |
| Tier 2 risk-based capital | $13,755,000 | 436 |
| Total risk weighted assets | $383,975,000 | 1,299 |
| Total unused commitments | $28,589,000 | 2,712 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 143 | 1,215 |
| Assets and Liabilities | ||
| Total Assets: | $673,193,000 | 1,001 |
| Cash and due from depository institutions | $17,327,000 | 1,215 |
| Interest-bearing balances | $4,057,000 | 1,212 |
| Securities | $108,571,000 | 1,122 |
| Federal funds sold & reverse repurchase agreements | $10,500,000 | 1,521 |
| Net loans & leases | $491,182,000 | 945 |
| Loan loss allowance | $5,680,000 | 927 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,342,000 | 3,379 |
| Other real estate owned | $4,116,000 | 1,215 |
| Goodwill and other intangibles | $12,129,000 | 589 |
| All other assets | $26,026,000 | 759 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $673,193,000 | 1,001 |
| Total liabilities | $618,686,000 | 974 |
| Total deposits | $505,680,000 | 1,021 |
| Interest-bearing deposits | $424,711,000 | 1,063 |
| Deposits held in domestic offices | $493,229,000 | 1,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,049,000 | 1,519 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $86,981,000 | 558 |
| Subordinated debt | $13,950,000 | 137 |
| All other liabilities | $6,026,000 | 982 |
| Total equity capital | $54,507,000 | 1,243 |
| Total bank equity capital | $54,507,000 | 1,243 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,947,000 | 995 |
| Surplus | $54,598,000 | 609 |
| Undivided profits | $-5,038,000 | 8,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,201,000 | 1,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 911 |
| Income earned, not collected on loans | $5,203,000 | 751 |
| Earning assets | $614,310,000 | 996 |
| Long-term assets (5+ years) | $68,271,000 | 1,518 |
| Average Assets, year-to-date | $695,965,330 | 948 |
| Average Assets, quarterly | $687,366,500 | 970 |
| Volatile liabilities | $301,450,000 | 507 |
| Insider loans | $0 | 7,685 |
| FHLB advances | $86,823,000 | 494 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $24,403,000 | 3,022 |
| Tier 1 (core) risk-based capital | $45,777,000 | 1,408 |
| Tier 2 risk-based capital | $18,991,000 | 349 |
| Total risk weighted assets | $402,593,000 | 1,232 |
| Total unused commitments | $24,403,000 | 3,024 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 149 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $701,540,000 | 945 |
| Cash and due from depository institutions | $19,054,000 | 1,141 |
| Interest-bearing balances | $1,477,000 | 2,207 |
| Securities | $115,062,000 | 1,054 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 1,327 |
| Net loans & leases | $509,985,000 | 894 |
| Loan loss allowance | $5,561,000 | 928 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,695,000 | 3,117 |
| Other real estate owned | $1,529,000 | 1,141 |
| Goodwill and other intangibles | $12,185,000 | 581 |
| All other assets | $25,030,000 | 759 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $701,540,000 | 945 |
| Total liabilities | $651,927,000 | 908 |
| Total deposits | $538,240,000 | 954 |
| Interest-bearing deposits | $467,999,000 | 947 |
| Deposits held in domestic offices | $501,336,000 | 1,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,658,000 | 1,376 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $86,837,000 | 540 |
| Subordinated debt | $13,950,000 | 135 |
| All other liabilities | $6,242,000 | 958 |
| Total equity capital | $49,613,000 | 1,363 |
| Total bank equity capital | $49,613,000 | 1,363 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,947,000 | 979 |
| Surplus | $49,453,000 | 651 |
| Undivided profits | $-4,787,000 | 8,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,411,000 | 499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,881,000 | 118 |
| Income earned, not collected on loans | $5,366,000 | 700 |
| Earning assets | $641,524,000 | 947 |
| Long-term assets (5+ years) | $70,772,000 | 1,448 |
| Average Assets, year-to-date | $707,351,500 | 928 |
| Average Assets, quarterly | $707,351,500 | 928 |
| Volatile liabilities | $339,057,000 | 437 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $86,688,000 | 482 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $24,011,000 | 3,022 |
| Tier 1 (core) risk-based capital | $39,832,000 | 1,610 |
| Tier 2 risk-based capital | $19,140,000 | 339 |
| Total risk weighted assets | $414,773,000 | 1,175 |
| Total unused commitments | $24,011,000 | 3,024 |
| Derivatives | $5,000,000 | 617 |
| 2006-12-31 | Rank | |
| # of Employees: | 179 | 931 |
| Assets and Liabilities | ||
| Total Assets: | $713,163,000 | 919 |
| Cash and due from depository institutions | $10,772,000 | 931 |
| Interest-bearing balances | $1,321,000 | 2,240 |
| Securities | $122,821,000 | 1,004 |
| Federal funds sold & reverse repurchase agreements | $19,800,000 | 825 |
| Net loans & leases | $519,366,000 | 856 |
| Loan loss allowance | $5,387,000 | 949 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,983,000 | 2,911 |
| Other real estate owned | $1,294,000 | 931 |
| Goodwill and other intangibles | $12,404,000 | 564 |
| All other assets | $22,723,000 | 825 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $713,163,000 | 919 |
| Total liabilities | $664,008,000 | 887 |
| Total deposits | $556,824,000 | 915 |
| Interest-bearing deposits | $486,259,000 | 895 |
| Deposits held in domestic offices | $523,577,000 | 963 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,172,000 | 1,943 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $81,829,000 | 590 |
| Subordinated debt | $13,995,000 | 132 |
| All other liabilities | $8,188,000 | 787 |
| Total equity capital | $49,155,000 | 1,337 |
| Total bank equity capital | $49,155,000 | 1,337 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $4,947,000 | 964 |
| Surplus | $49,453,000 | 641 |
| Undivided profits | $-5,245,000 | 8,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,115,000 | 363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,838,000 | 116 |
| Income earned, not collected on loans | $5,301,000 | 723 |
| Earning assets | $663,308,000 | 901 |
| Long-term assets (5+ years) | $72,301,000 | 1,422 |
| Average Assets, year-to-date | $477,061,400 | 1,322 |
| Average Assets, quarterly | $713,089,000 | 912 |
| Volatile liabilities | $289,528,000 | 589 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $81,558,000 | 526 |
| Loans and leases held for sale | $3,761,000 | 464 |
| Unused loan commitments | $26,952,000 | 2,787 |
| Tier 1 (core) risk-based capital | $39,039,000 | 1,615 |
| Tier 2 risk-based capital | $19,225,000 | 332 |
| Total risk weighted assets | $417,091,000 | 1,140 |
| Total unused commitments | $26,952,000 | 2,788 |
| Derivatives | $8,000,000 | 521 |
| 2006-09-30 | Rank | |
| # of Employees: | 201 | 824 |
| Assets and Liabilities | ||
| Total Assets: | $713,015,000 | 919 |
| Cash and due from depository institutions | $8,306,000 | 824 |
| Interest-bearing balances | $669,000 | 2,797 |
| Securities | $129,479,000 | 954 |
| Federal funds sold & reverse repurchase agreements | $31,026,000 | 424 |
| Net loans & leases | $498,924,000 | 889 |
| Loan loss allowance | $4,178,000 | 1,241 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,325,000 | 2,694 |
| Other real estate owned | $0 | 824 |
| Goodwill and other intangibles | $9,976,000 | 625 |
| All other assets | $30,979,000 | 626 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $713,015,000 | 919 |
| Total liabilities | $661,442,000 | 890 |
| Total deposits | $533,767,000 | 937 |
| Interest-bearing deposits | $461,512,000 | 929 |
| Deposits held in domestic offices | $507,952,000 | 981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,893,000 | 2,408 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $104,493,000 | 502 |
| Subordinated debt | $13,595,000 | 138 |
| All other liabilities | $7,694,000 | 806 |
| Total equity capital | $51,573,000 | 1,261 |
| Total bank equity capital | $51,573,000 | 1,261 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,947,000 | 951 |
| Surplus | $49,453,000 | 637 |
| Undivided profits | $-2,827,000 | 8,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,713,000 | 652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,039,000 | 80 |
| Income earned, not collected on loans | $5,444,000 | 699 |
| Earning assets | $660,098,000 | 913 |
| Long-term assets (5+ years) | $66,114,000 | 1,501 |
| Average Assets, year-to-date | $418,036,000 | 1,511 |
| Average Assets, quarterly | $516,399,000 | 1,256 |
| Volatile liabilities | $258,467,000 | 666 |
| Insider loans | $341,000 | 6,066 |
| FHLB advances | $104,200,000 | 449 |
| Loans and leases held for sale | $25,488,000 | 143 |
| Unused loan commitments | $29,465,000 | 2,650 |
| Tier 1 (core) risk-based capital | $46,410,000 | 1,329 |
| Tier 2 risk-based capital | $17,956,000 | 350 |
| Total risk weighted assets | $393,718,000 | 1,207 |
| Total unused commitments | $29,465,000 | 2,650 |
| Derivatives | $40,942,000 | 296 |
| 2006-06-30 | Rank | |
| # of Employees: | 148 | 1,175 |
| Assets and Liabilities | ||
| Total Assets: | $319,783,000 | 2,002 |
| Cash and due from depository institutions | $10,407,000 | 1,175 |
| Interest-bearing balances | $278,000 | 3,728 |
| Securities | $113,504,000 | 1,091 |
| Federal funds sold & reverse repurchase agreements | $35,700,000 | 342 |
| Net loans & leases | $142,600,000 | 2,860 |
| Loan loss allowance | $1,115,000 | 3,862 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,432,000 | 3,178 |
| Other real estate owned | $0 | 1,175 |
| Goodwill and other intangibles | $5,793,000 | 804 |
| All other assets | $8,347,000 | 2,011 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $319,783,000 | 2,002 |
| Total liabilities | $271,387,000 | 2,108 |
| Total deposits | $263,765,000 | 1,958 |
| Interest-bearing deposits | $213,812,000 | 2,041 |
| Deposits held in domestic offices | $235,195,000 | 2,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,872,000 | 1,922 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $236,000 | 5,539 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,514,000 | 1,381 |
| Total equity capital | $48,396,000 | 1,293 |
| Total bank equity capital | $48,396,000 | 1,293 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $4,947,000 | 930 |
| Surplus | $46,453,000 | 657 |
| Undivided profits | $-3,004,000 | 8,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,916,000 | 921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,840,000 | 84 |
| Income earned, not collected on loans | $2,267,000 | 1,607 |
| Earning assets | $292,082,000 | 2,012 |
| Long-term assets (5+ years) | $43,050,000 | 2,021 |
| Average Assets, year-to-date | $319,709,670 | 1,960 |
| Average Assets, quarterly | $319,378,500 | 1,980 |
| Volatile liabilities | $148,240,000 | 1,037 |
| Insider loans | $345,000 | 6,043 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $30,391,000 | 135 |
| Unused loan commitments | $19,697,000 | 3,398 |
| Tier 1 (core) risk-based capital | $48,190,000 | 1,240 |
| Tier 2 risk-based capital | $1,168,000 | 3,547 |
| Total risk weighted assets | $174,625,000 | 2,516 |
| Total unused commitments | $19,697,000 | 3,399 |
| Derivatives | $38,013,000 | 305 |
| 2006-03-31 | Rank | |
| # of Employees: | 149 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $318,974,000 | 1,981 |
| Cash and due from depository institutions | $11,427,000 | 1,141 |
| Interest-bearing balances | $1,263,000 | 2,348 |
| Securities | $106,772,000 | 1,178 |
| Federal funds sold & reverse repurchase agreements | $45,000,000 | 310 |
| Net loans & leases | $139,207,000 | 2,879 |
| Loan loss allowance | $1,195,000 | 3,680 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,480,000 | 3,100 |
| Other real estate owned | $0 | 1,141 |
| Goodwill and other intangibles | $4,735,000 | 864 |
| All other assets | $8,353,000 | 1,943 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $318,974,000 | 1,981 |
| Total liabilities | $281,888,000 | 2,018 |
| Total deposits | $266,491,000 | 1,923 |
| Interest-bearing deposits | $207,254,000 | 2,073 |
| Deposits held in domestic offices | $230,566,000 | 2,201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,449,000 | 1,065 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $270,000 | 5,424 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,678,000 | 1,334 |
| Total equity capital | $37,086,000 | 1,691 |
| Total bank equity capital | $37,086,000 | 1,691 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,947,000 | 913 |
| Surplus | $34,453,000 | 808 |
| Undivided profits | $-2,314,000 | 8,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $496,000 | 3,706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $496,000 | 332 |
| Income earned, not collected on loans | $1,987,000 | 1,758 |
| Earning assets | $292,242,000 | 1,985 |
| Long-term assets (5+ years) | $36,104,000 | 2,270 |
| Average Assets, year-to-date | $319,673,000 | 1,953 |
| Average Assets, quarterly | $319,673,000 | 1,953 |
| Volatile liabilities | $138,435,000 | 1,056 |
| Insider loans | $1,029,000 | 4,142 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $32,377,000 | 120 |
| Unused loan commitments | $23,636,000 | 3,041 |
| Tier 1 (core) risk-based capital | $36,889,000 | 1,635 |
| Tier 2 risk-based capital | $1,252,000 | 3,359 |
| Total risk weighted assets | $167,156,000 | 2,553 |
| Total unused commitments | $23,636,000 | 3,041 |
| Derivatives | $43,220,000 | 287 |
| 2005-12-31 | Rank | |
| # of Employees: | 149 | 1,129 |
| Assets and Liabilities | ||
| Total Assets: | $320,372,000 | 1,947 |
| Cash and due from depository institutions | $8,836,000 | 1,129 |
| Interest-bearing balances | $1,648,000 | 2,114 |
| Securities | $100,272,000 | 1,247 |
| Federal funds sold & reverse repurchase agreements | $40,000,000 | 323 |
| Net loans & leases | $157,945,000 | 2,568 |
| Loan loss allowance | $1,193,000 | 3,657 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,423,000 | 3,102 |
| Other real estate owned | $0 | 1,129 |
| Goodwill and other intangibles | $3,341,000 | 1,027 |
| All other assets | $6,555,000 | 2,346 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $320,372,000 | 1,947 |
| Total liabilities | $282,751,000 | 1,982 |
| Total deposits | $277,868,000 | 1,801 |
| Interest-bearing deposits | $216,383,000 | 1,959 |
| Deposits held in domestic offices | $233,253,000 | 2,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,061,000 | 2,727 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $411,000 | 5,459 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,411,000 | 1,411 |
| Total equity capital | $37,621,000 | 1,641 |
| Total bank equity capital | $37,621,000 | 1,641 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,947,000 | 898 |
| Surplus | $34,453,000 | 785 |
| Undivided profits | $-1,779,000 | 8,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,945,000 | 1,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,945,000 | 117 |
| Income earned, not collected on loans | $2,162,000 | 1,605 |
| Earning assets | $299,865,000 | 1,910 |
| Long-term assets (5+ years) | $48,987,000 | 1,793 |
| Average Assets, year-to-date | $287,087,400 | 2,052 |
| Average Assets, quarterly | $311,531,500 | 1,973 |
| Volatile liabilities | $143,030,000 | 1,013 |
| Insider loans | $1,035,000 | 4,125 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $46,603,000 | 104 |
| Unused loan commitments | $5,810,000 | 5,791 |
| Tier 1 (core) risk-based capital | $37,695,000 | 1,554 |
| Tier 2 risk-based capital | $1,234,000 | 3,355 |
| Total risk weighted assets | $162,643,000 | 2,590 |
| Total unused commitments | $5,810,000 | 5,791 |
| Derivatives | $68,267,000 | 235 |
| 2005-09-30 | Rank | |
| # of Employees: | 156 | 1,056 |
| Assets and Liabilities | ||
| Total Assets: | $302,691,000 | 2,016 |
| Cash and due from depository institutions | $10,254,000 | 1,056 |
| Interest-bearing balances | $1,400,000 | 2,332 |
| Securities | $97,892,000 | 1,258 |
| Federal funds sold & reverse repurchase agreements | $22,800,000 | 587 |
| Net loans & leases | $158,977,000 | 2,524 |
| Loan loss allowance | $1,370,000 | 3,247 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,184,000 | 3,230 |
| Other real estate owned | $0 | 1,056 |
| Goodwill and other intangibles | $2,068,000 | 1,246 |
| All other assets | $7,516,000 | 2,063 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $302,691,000 | 2,016 |
| Total liabilities | $263,693,000 | 2,067 |
| Total deposits | $250,717,000 | 1,974 |
| Interest-bearing deposits | $193,921,000 | 2,141 |
| Deposits held in domestic offices | $203,892,000 | 2,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,878,000 | 1,843 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $6,410,000 | 3,354 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,688,000 | 1,635 |
| Total equity capital | $38,998,000 | 1,549 |
| Total bank equity capital | $38,998,000 | 1,549 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,947,000 | 868 |
| Surplus | $34,453,000 | 760 |
| Undivided profits | $-402,000 | 8,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $501,000 | 3,761 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $501,000 | 329 |
| Income earned, not collected on loans | $1,906,000 | 1,763 |
| Earning assets | $281,069,000 | 1,992 |
| Long-term assets (5+ years) | $46,632,000 | 1,861 |
| Average Assets, year-to-date | $278,766,250 | 2,105 |
| Average Assets, quarterly | $309,145,000 | 1,958 |
| Volatile liabilities | $127,346,000 | 1,074 |
| Insider loans | $1,051,000 | 4,061 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $44,048,000 | 125 |
| Unused loan commitments | $5,130,000 | 5,941 |
| Tier 1 (core) risk-based capital | $38,989,000 | 1,463 |
| Tier 2 risk-based capital | $1,370,000 | 3,048 |
| Total risk weighted assets | $150,096,000 | 2,726 |
| Total unused commitments | $5,130,000 | 5,942 |
| Derivatives | $54,315,000 | 255 |
| 2005-06-30 | Rank | |
| # of Employees: | 136 | 1,248 |
| Assets and Liabilities | ||
| Total Assets: | $315,599,000 | 1,903 |
| Cash and due from depository institutions | $10,114,000 | 1,248 |
| Interest-bearing balances | $1,400,000 | 2,359 |
| Securities | $99,444,000 | 1,246 |
| Federal funds sold & reverse repurchase agreements | $21,500,000 | 576 |
| Net loans & leases | $172,793,000 | 2,305 |
| Loan loss allowance | $1,423,000 | 3,115 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,006,000 | 3,319 |
| Other real estate owned | $0 | 1,248 |
| Goodwill and other intangibles | $681,000 | 1,908 |
| All other assets | $8,061,000 | 1,893 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $315,599,000 | 1,903 |
| Total liabilities | $275,881,000 | 1,949 |
| Total deposits | $247,986,000 | 1,934 |
| Interest-bearing deposits | $193,516,000 | 2,094 |
| Deposits held in domestic offices | $182,061,000 | 2,602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,458,000 | 1,506 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,437,000 | 1,681 |
| Total equity capital | $39,718,000 | 1,475 |
| Total bank equity capital | $39,718,000 | 1,475 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,947,000 | 847 |
| Surplus | $34,453,000 | 741 |
| Undivided profits | $318,000 | 7,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $627,000 | 3,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $621,000 | 273 |
| Income earned, not collected on loans | $1,584,000 | 1,955 |
| Earning assets | $295,137,000 | 1,853 |
| Long-term assets (5+ years) | $85,721,000 | 1,146 |
| Average Assets, year-to-date | $270,791,330 | 2,157 |
| Average Assets, quarterly | $288,918,000 | 2,036 |
| Volatile liabilities | $141,621,000 | 950 |
| Insider loans | $954,000 | 4,259 |
| FHLB advances | $25,000,000 | 1,432 |
| Loans and leases held for sale | $52,443,000 | 101 |
| Unused loan commitments | $4,653,000 | 6,160 |
| Tier 1 (core) risk-based capital | $39,646,000 | 1,385 |
| Tier 2 risk-based capital | $1,423,000 | 2,929 |
| Total risk weighted assets | $155,328,000 | 2,586 |
| Total unused commitments | $4,653,000 | 6,160 |
| Derivatives | $76,700,000 | 220 |
| 2005-03-31 | Rank | |
| # of Employees: | 119 | 1,429 |
| Assets and Liabilities | ||
| Total Assets: | $262,237,000 | 2,247 |
| Cash and due from depository institutions | $5,287,000 | 1,429 |
| Interest-bearing balances | $1,400,000 | 2,382 |
| Securities | $103,448,000 | 1,224 |
| Federal funds sold & reverse repurchase agreements | $30,900,000 | 388 |
| Net loans & leases | $115,090,000 | 3,163 |
| Loan loss allowance | $1,290,000 | 3,357 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,226,000 | 4,071 |
| Other real estate owned | $0 | 1,429 |
| Goodwill and other intangibles | $291,000 | 2,400 |
| All other assets | $4,995,000 | 2,711 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $262,237,000 | 2,247 |
| Total liabilities | $222,393,000 | 2,394 |
| Total deposits | $221,062,000 | 2,181 |
| Interest-bearing deposits | $164,201,000 | 2,448 |
| Deposits held in domestic offices | $152,616,000 | 3,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $6,000 | 64 |
| Other borrowed funds | $16,000 | 5,737 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,309,000 | 2,648 |
| Total equity capital | $39,844,000 | 1,432 |
| Total bank equity capital | $39,844,000 | 1,432 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,947,000 | 833 |
| Surplus | $34,453,000 | 720 |
| Undivided profits | $444,000 | 7,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,390,000 | 1,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,390,000 | 141 |
| Income earned, not collected on loans | $1,580,000 | 1,913 |
| Earning assets | $250,838,000 | 2,156 |
| Long-term assets (5+ years) | $24,555,000 | 3,032 |
| Average Assets, year-to-date | $248,387,500 | 2,360 |
| Average Assets, quarterly | $248,387,500 | 2,360 |
| Volatile liabilities | $98,767,000 | 1,238 |
| Insider loans | $962,000 | 4,219 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $4,505,000 | 6,231 |
| Tier 1 (core) risk-based capital | $40,118,000 | 1,344 |
| Tier 2 risk-based capital | $1,290,000 | 3,140 |
| Total risk weighted assets | $121,752,000 | 3,146 |
| Total unused commitments | $4,505,000 | 6,233 |
| Derivatives | $12,352,000 | 382 |
| 2004-12-31 | Rank | |
| # of Employees: | 89 | 1,920 |
| Assets and Liabilities | ||
| Total Assets: | $234,538,000 | 2,503 |
| Cash and due from depository institutions | $6,800,000 | 1,920 |
| Interest-bearing balances | $4,203,000 | 1,259 |
| Securities | $84,055,000 | 1,516 |
| Federal funds sold & reverse repurchase agreements | $28,700,000 | 408 |
| Net loans & leases | $109,369,000 | 3,298 |
| Loan loss allowance | $1,410,000 | 3,095 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,029,000 | 5,819 |
| Other real estate owned | $0 | 1,920 |
| Goodwill and other intangibles | $291,000 | 2,396 |
| All other assets | $4,294,000 | 2,974 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $234,538,000 | 2,503 |
| Total liabilities | $194,347,000 | 2,677 |
| Total deposits | $191,274,000 | 2,459 |
| Interest-bearing deposits | $152,503,000 | 2,605 |
| Deposits held in domestic offices | $136,724,000 | 3,283 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,567,000 | 2,441 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $86,000 | 5,671 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,420,000 | 2,459 |
| Total equity capital | $40,191,000 | 1,423 |
| Total bank equity capital | $40,191,000 | 1,423 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,947,000 | 816 |
| Surplus | $34,453,000 | 715 |
| Undivided profits | $791,000 | 7,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 5,946 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $144,000 | 641 |
| Income earned, not collected on loans | $1,295,000 | 2,334 |
| Earning assets | $226,327,000 | 2,385 |
| Long-term assets (5+ years) | $17,500,000 | 3,738 |
| Average Assets, year-to-date | $193,891,800 | 2,839 |
| Average Assets, quarterly | $215,996,500 | 2,672 |
| Volatile liabilities | $92,806,000 | 1,279 |
| Insider loans | $965,000 | 4,205 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $5,444,000 | 5,714 |
| Tier 1 (core) risk-based capital | $40,122,000 | 1,325 |
| Tier 2 risk-based capital | $1,064,000 | 3,635 |
| Total risk weighted assets | $84,767,000 | 4,138 |
| Total unused commitments | $5,444,000 | 5,716 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 91 | 1,877 |
| Assets and Liabilities | ||
| Total Assets: | $197,455,000 | 2,881 |
| Cash and due from depository institutions | $7,181,000 | 1,877 |
| Interest-bearing balances | $5,602,000 | 1,028 |
| Securities | $68,441,000 | 1,815 |
| Federal funds sold & reverse repurchase agreements | $14,300,000 | 790 |
| Net loans & leases | $102,288,000 | 3,422 |
| Loan loss allowance | $1,377,000 | 3,175 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,050,000 | 5,775 |
| Other real estate owned | $300,000 | 1,877 |
| Goodwill and other intangibles | $291,000 | 2,365 |
| All other assets | $3,604,000 | 3,323 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $197,455,000 | 2,881 |
| Total liabilities | $177,496,000 | 2,871 |
| Total deposits | $172,652,000 | 2,675 |
| Interest-bearing deposits | $131,412,000 | 2,917 |
| Deposits held in domestic offices | $122,302,000 | 3,545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,435,000 | 1,924 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $36,000 | 5,780 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,373,000 | 2,543 |
| Total equity capital | $19,959,000 | 2,841 |
| Total bank equity capital | $19,959,000 | 2,841 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,947,000 | 800 |
| Surplus | $14,453,000 | 1,509 |
| Undivided profits | $559,000 | 7,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,000 | 7,312 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,078,000 | 2,905 |
| Earning assets | $190,631,000 | 2,747 |
| Long-term assets (5+ years) | $17,809,000 | 3,776 |
| Average Assets, year-to-date | $183,730,250 | 2,950 |
| Average Assets, quarterly | $193,047,000 | 2,897 |
| Volatile liabilities | $80,408,000 | 1,407 |
| Insider loans | $968,000 | 4,171 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $4,594,000 | 6,028 |
| Tier 1 (core) risk-based capital | $19,785,000 | 2,725 |
| Tier 2 risk-based capital | $1,001,000 | 3,765 |
| Total risk weighted assets | $79,699,000 | 4,276 |
| Total unused commitments | $4,594,000 | 6,033 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 91 | 1,891 |
| Assets and Liabilities | ||
| Total Assets: | $188,639,000 | 2,946 |
| Cash and due from depository institutions | $9,754,000 | 1,891 |
| Interest-bearing balances | $7,000,000 | 859 |
| Securities | $53,742,000 | 2,296 |
| Federal funds sold & reverse repurchase agreements | $18,900,000 | 560 |
| Net loans & leases | $101,012,000 | 3,402 |
| Loan loss allowance | $1,474,000 | 2,978 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,220,000 | 5,443 |
| Other real estate owned | $300,000 | 1,891 |
| Goodwill and other intangibles | $291,000 | 2,364 |
| All other assets | $3,420,000 | 3,443 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $188,639,000 | 2,946 |
| Total liabilities | $169,008,000 | 2,943 |
| Total deposits | $164,762,000 | 2,757 |
| Interest-bearing deposits | $125,779,000 | 3,005 |
| Deposits held in domestic offices | $109,787,000 | 3,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,099,000 | 2,029 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $58,000 | 5,742 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,089,000 | 2,787 |
| Total equity capital | $19,631,000 | 2,776 |
| Total bank equity capital | $19,631,000 | 2,776 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,947,000 | 786 |
| Surplus | $14,453,000 | 1,458 |
| Undivided profits | $231,000 | 8,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $182,000 | 5,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,034,000 | 2,851 |
| Earning assets | $180,654,000 | 2,856 |
| Long-term assets (5+ years) | $6,368,000 | 5,873 |
| Average Assets, year-to-date | $179,155,330 | 3,017 |
| Average Assets, quarterly | $180,026,000 | 3,031 |
| Volatile liabilities | $79,504,000 | 1,390 |
| Insider loans | $879,000 | 4,366 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $5,340,000 | 5,761 |
| Tier 1 (core) risk-based capital | $19,561,000 | 2,703 |
| Tier 2 risk-based capital | $1,007,000 | 3,713 |
| Total risk weighted assets | $80,078,000 | 4,221 |
| Total unused commitments | $5,340,000 | 5,764 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 93 | 1,834 |
| Assets and Liabilities | ||
| Total Assets: | $171,413,000 | 3,136 |
| Cash and due from depository institutions | $16,260,000 | 1,834 |
| Interest-bearing balances | $13,300,000 | 553 |
| Securities | $38,355,000 | 3,035 |
| Federal funds sold & reverse repurchase agreements | $9,245,000 | 1,595 |
| Net loans & leases | $102,222,000 | 3,305 |
| Loan loss allowance | $1,464,000 | 2,976 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,469,000 | 4,999 |
| Other real estate owned | $300,000 | 1,834 |
| Goodwill and other intangibles | $291,000 | 2,362 |
| All other assets | $3,271,000 | 3,403 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $171,413,000 | 3,136 |
| Total liabilities | $156,859,000 | 3,098 |
| Total deposits | $150,704,000 | 2,953 |
| Interest-bearing deposits | $115,834,000 | 3,213 |
| Deposits held in domestic offices | $107,829,000 | 3,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,760,000 | 1,526 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $186,000 | 5,472 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,209,000 | 2,822 |
| Total equity capital | $14,554,000 | 3,710 |
| Total bank equity capital | $14,554,000 | 3,710 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,617,000 | 834 |
| Surplus | $9,609,000 | 2,028 |
| Undivided profits | $328,000 | 8,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $318,000 | 5,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $836,000 | 3,408 |
| Earning assets | $163,122,000 | 3,049 |
| Long-term assets (5+ years) | $7,433,000 | 5,561 |
| Average Assets, year-to-date | $174,413,500 | 3,077 |
| Average Assets, quarterly | $174,413,500 | 3,077 |
| Volatile liabilities | $71,510,000 | 1,447 |
| Insider loans | $914,000 | 4,207 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $5,445,000 | 5,726 |
| Tier 1 (core) risk-based capital | $14,256,000 | 3,588 |
| Tier 2 risk-based capital | $940,000 | 3,857 |
| Total risk weighted assets | $74,642,000 | 4,378 |
| Total unused commitments | $5,445,000 | 5,733 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 94 | 1,838 |
| Assets and Liabilities | ||
| Total Assets: | $177,414,000 | 3,065 |
| Cash and due from depository institutions | $27,738,000 | 1,838 |
| Interest-bearing balances | $24,100,000 | 264 |
| Securities | $14,485,000 | 5,718 |
| Federal funds sold & reverse repurchase agreements | $26,300,000 | 426 |
| Net loans & leases | $101,283,000 | 3,321 |
| Loan loss allowance | $1,379,000 | 3,109 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,387,000 | 2,869 |
| Other real estate owned | $338,000 | 1,838 |
| Goodwill and other intangibles | $291,000 | 2,345 |
| All other assets | $3,592,000 | 3,202 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,414,000 | 3,065 |
| Total liabilities | $163,082,000 | 3,010 |
| Total deposits | $160,960,000 | 2,789 |
| Interest-bearing deposits | $122,889,000 | 3,042 |
| Deposits held in domestic offices | $111,500,000 | 3,802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,024,000 | 2,649 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $116,000 | 5,533 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $982,000 | 3,137 |
| Total equity capital | $14,332,000 | 3,685 |
| Total bank equity capital | $14,332,000 | 3,685 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,617,000 | 834 |
| Surplus | $9,609,000 | 2,001 |
| Undivided profits | $106,000 | 8,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $316,000 | 5,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $48,000 | 1,011 |
| Income earned, not collected on loans | $1,016,000 | 2,959 |
| Earning assets | $166,168,000 | 3,003 |
| Long-term assets (5+ years) | $4,689,000 | 6,321 |
| Average Assets, year-to-date | $170,215,400 | 3,073 |
| Average Assets, quarterly | $169,978,000 | 3,133 |
| Volatile liabilities | $75,513,000 | 1,402 |
| Insider loans | $200,000 | 6,744 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $5,464,000 | 5,563 |
| Tier 1 (core) risk-based capital | $14,035,000 | 3,597 |
| Tier 2 risk-based capital | $1,085,000 | 3,467 |
| Total risk weighted assets | $86,486,000 | 3,919 |
| Total unused commitments | $5,464,000 | 5,566 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 90 | 1,939 |
| Assets and Liabilities | ||
| Total Assets: | $162,542,000 | 3,262 |
| Cash and due from depository institutions | $28,155,000 | 1,939 |
| Interest-bearing balances | $25,600,000 | 299 |
| Securities | $13,949,000 | 5,731 |
| Federal funds sold & reverse repurchase agreements | $18,100,000 | 808 |
| Net loans & leases | $93,678,000 | 3,500 |
| Loan loss allowance | $1,362,000 | 3,121 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,657,000 | 2,650 |
| Other real estate owned | $338,000 | 1,939 |
| Goodwill and other intangibles | $291,000 | 2,326 |
| All other assets | $4,374,000 | 2,772 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,542,000 | 3,262 |
| Total liabilities | $148,141,000 | 3,217 |
| Total deposits | $144,575,000 | 3,061 |
| Interest-bearing deposits | $107,625,000 | 3,398 |
| Deposits held in domestic offices | $110,575,000 | 3,813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,686,000 | 1,972 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $34,000 | 5,649 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $846,000 | 3,610 |
| Total equity capital | $14,401,000 | 3,643 |
| Total bank equity capital | $14,401,000 | 3,643 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,617,000 | 820 |
| Surplus | $9,609,000 | 1,971 |
| Undivided profits | $175,000 | 8,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $467,000 | 4,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $99,000 | 884 |
| Income earned, not collected on loans | $872,000 | 3,548 |
| Earning assets | $151,327,000 | 3,213 |
| Long-term assets (5+ years) | $8,395,000 | 5,343 |
| Average Assets, year-to-date | $168,415,750 | 3,119 |
| Average Assets, quarterly | $166,697,000 | 3,190 |
| Volatile liabilities | $63,696,000 | 1,567 |
| Insider loans | $48,000 | 7,833 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $5,216,000 | 5,692 |
| Tier 1 (core) risk-based capital | $14,098,000 | 3,560 |
| Tier 2 risk-based capital | $1,060,000 | 3,521 |
| Total risk weighted assets | $84,521,000 | 3,974 |
| Total unused commitments | $5,216,000 | 5,695 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 90 | 1,946 |
| Assets and Liabilities | ||
| Total Assets: | $170,852,000 | 3,133 |
| Cash and due from depository institutions | $26,713,000 | 1,946 |
| Interest-bearing balances | $22,500,000 | 366 |
| Securities | $9,920,000 | 6,512 |
| Federal funds sold & reverse repurchase agreements | $37,900,000 | 412 |
| Net loans & leases | $87,820,000 | 3,657 |
| Loan loss allowance | $1,360,000 | 3,089 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,941,000 | 2,445 |
| Other real estate owned | $399,000 | 1,946 |
| Goodwill and other intangibles | $291,000 | 2,287 |
| All other assets | $3,868,000 | 2,925 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,852,000 | 3,133 |
| Total liabilities | $156,569,000 | 3,073 |
| Total deposits | $152,885,000 | 2,901 |
| Interest-bearing deposits | $115,458,000 | 3,188 |
| Deposits held in domestic offices | $109,920,000 | 3,837 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,132,000 | 2,054 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $234,000 | 5,481 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,318,000 | 2,745 |
| Total equity capital | $14,283,000 | 3,668 |
| Total bank equity capital | $14,283,000 | 3,668 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,617,000 | 815 |
| Surplus | $9,609,000 | 1,927 |
| Undivided profits | $57,000 | 8,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,223,000 | 2,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $352,000 | 515 |
| Income earned, not collected on loans | $847,000 | 3,526 |
| Earning assets | $158,140,000 | 3,104 |
| Long-term assets (5+ years) | $7,393,000 | 5,490 |
| Average Assets, year-to-date | $170,373,670 | 3,099 |
| Average Assets, quarterly | $169,924,500 | 3,124 |
| Volatile liabilities | $72,673,000 | 1,378 |
| Insider loans | $48,000 | 7,901 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $5,455,000 | 5,567 |
| Tier 1 (core) risk-based capital | $13,940,000 | 3,537 |
| Tier 2 risk-based capital | $1,076,000 | 3,419 |
| Total risk weighted assets | $85,817,000 | 3,894 |
| Total unused commitments | $5,455,000 | 5,580 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 91 | 1,898 |
| Assets and Liabilities | ||
| Total Assets: | $168,997,000 | 3,135 |
| Cash and due from depository institutions | $26,838,000 | 1,898 |
| Interest-bearing balances | $24,450,000 | 318 |
| Securities | $10,449,000 | 6,404 |
| Federal funds sold & reverse repurchase agreements | $20,625,000 | 776 |
| Net loans & leases | $102,118,000 | 3,188 |
| Loan loss allowance | $2,868,000 | 1,552 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,266,000 | 2,225 |
| Other real estate owned | $0 | 1,898 |
| Goodwill and other intangibles | $291,000 | 2,264 |
| All other assets | $4,410,000 | 2,603 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,997,000 | 3,135 |
| Total liabilities | $154,541,000 | 3,086 |
| Total deposits | $152,674,000 | 2,873 |
| Interest-bearing deposits | $117,397,000 | 3,141 |
| Deposits held in domestic offices | $117,544,000 | 3,582 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $936,000 | 2,400 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $58,000 | 5,548 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $873,000 | 3,646 |
| Total equity capital | $14,456,000 | 3,574 |
| Total bank equity capital | $14,456,000 | 3,574 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,617,000 | 808 |
| Surplus | $9,609,000 | 1,895 |
| Undivided profits | $230,000 | 8,373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,950,000 | 835 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $404,000 | 448 |
| Income earned, not collected on loans | $1,299,000 | 2,347 |
| Earning assets | $157,642,000 | 3,083 |
| Long-term assets (5+ years) | $6,417,000 | 5,702 |
| Average Assets, year-to-date | $170,134,500 | 3,095 |
| Average Assets, quarterly | $170,134,500 | 3,095 |
| Volatile liabilities | $68,806,000 | 1,425 |
| Insider loans | $49,000 | 7,885 |
| FHLB advances | $58,000 | 5,035 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,821,000 | 4,200 |
| Tier 1 (core) risk-based capital | $14,132,000 | 3,454 |
| Tier 2 risk-based capital | $1,135,000 | 3,210 |
| Total risk weighted assets | $89,052,000 | 3,723 |
| Total unused commitments | $9,821,000 | 4,217 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 90 | 1,916 |
| Assets and Liabilities | ||
| Total Assets: | $171,272,000 | 3,055 |
| Cash and due from depository institutions | $28,718,000 | 1,916 |
| Interest-bearing balances | $25,385,000 | 285 |
| Securities | $15,254,000 | 5,419 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,813 |
| Net loans & leases | $109,553,000 | 2,970 |
| Loan loss allowance | $2,588,000 | 1,679 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,526,000 | 2,052 |
| Other real estate owned | $0 | 1,916 |
| Goodwill and other intangibles | $291,000 | 2,238 |
| All other assets | $4,930,000 | 2,356 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,272,000 | 3,055 |
| Total liabilities | $156,808,000 | 2,996 |
| Total deposits | $153,469,000 | 2,788 |
| Interest-bearing deposits | $114,862,000 | 3,139 |
| Deposits held in domestic offices | $121,699,000 | 3,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,830,000 | 2,117 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $336,000 | 5,376 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,173,000 | 3,036 |
| Total equity capital | $14,464,000 | 3,532 |
| Total bank equity capital | $14,464,000 | 3,532 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,617,000 | 800 |
| Surplus | $9,609,000 | 1,858 |
| Undivided profits | $238,000 | 8,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,184,000 | 993 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $720,000 | 268 |
| Income earned, not collected on loans | $1,341,000 | 2,384 |
| Earning assets | $158,192,000 | 3,025 |
| Long-term assets (5+ years) | $7,798,000 | 5,293 |
| Average Assets, year-to-date | $214,668,000 | 2,387 |
| Average Assets, quarterly | $179,165,500 | 2,896 |
| Volatile liabilities | $67,262,000 | 1,439 |
| Insider loans | $49,000 | 7,947 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $10,962,000 | 3,860 |
| Tier 1 (core) risk-based capital | $14,014,000 | 3,421 |
| Tier 2 risk-based capital | $1,276,000 | 2,888 |
| Total risk weighted assets | $100,734,000 | 3,327 |
| Total unused commitments | $10,962,000 | 3,865 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 116 | 1,451 |
| Assets and Liabilities | ||
| Total Assets: | $244,739,000 | 2,077 |
| Cash and due from depository institutions | $33,005,000 | 1,451 |
| Interest-bearing balances | $30,899,000 | 212 |
| Securities | $12,648,000 | 5,866 |
| Federal funds sold & reverse repurchase agreements | $67,000,000 | 257 |
| Net loans & leases | $119,839,000 | 2,676 |
| Loan loss allowance | $2,702,000 | 1,518 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,596,000 | 1,583 |
| Other real estate owned | $0 | 1,451 |
| Goodwill and other intangibles | $291,000 | 2,182 |
| All other assets | $6,360,000 | 1,804 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $244,739,000 | 2,077 |
| Total liabilities | $229,456,000 | 1,990 |
| Total deposits | $220,500,000 | 1,846 |
| Interest-bearing deposits | $178,536,000 | 1,983 |
| Deposits held in domestic offices | $163,646,000 | 2,494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,301,000 | 1,446 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,837,000 | 4,253 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,818,000 | 2,166 |
| Total equity capital | $15,283,000 | 3,141 |
| Total bank equity capital | $15,283,000 | 3,141 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,617,000 | 798 |
| Surplus | $9,609,000 | 1,767 |
| Undivided profits | $1,057,000 | 7,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,992,000 | 379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,525,000 | 90 |
| Income earned, not collected on loans | $2,819,000 | 1,101 |
| Earning assets | $230,386,000 | 2,007 |
| Long-term assets (5+ years) | $13,747,000 | 4,093 |
| Average Assets, year-to-date | $202,841,800 | 2,391 |
| Average Assets, quarterly | $247,976,000 | 2,021 |
| Volatile liabilities | $123,773,000 | 826 |
| Insider loans | $241,000 | 6,694 |
| FHLB advances | $1,700,000 | 4,063 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $11,049,000 | 3,702 |
| Tier 1 (core) risk-based capital | $14,891,000 | 3,084 |
| Tier 2 risk-based capital | $1,673,000 | 2,174 |
| Total risk weighted assets | $132,842,000 | 2,499 |
| Total unused commitments | $11,049,000 | 3,711 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 81 | 2,089 |
| Assets and Liabilities | ||
| Total Assets: | $165,499,000 | 2,884 |
| Cash and due from depository institutions | $24,046,000 | 2,089 |
| Interest-bearing balances | $22,077,000 | 200 |
| Securities | $21,377,000 | 4,421 |
| Federal funds sold & reverse repurchase agreements | $3,550,000 | 3,056 |
| Net loans & leases | $109,975,000 | 2,794 |
| Loan loss allowance | $1,280,000 | 2,808 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,255,000 | 2,696 |
| Other real estate owned | $0 | 2,089 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,296,000 | 2,631 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $165,499,000 | 2,884 |
| Total liabilities | $149,574,000 | 2,888 |
| Total deposits | $144,144,000 | 2,701 |
| Interest-bearing deposits | $120,048,000 | 2,802 |
| Deposits held in domestic offices | $144,144,000 | 2,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,130,000 | 2,217 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,002,000 | 3,955 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,298,000 | 2,924 |
| Total equity capital | $15,925,000 | 2,917 |
| Total bank equity capital | $15,925,000 | 2,917 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,617,000 | 801 |
| Surplus | $9,609,000 | 1,718 |
| Undivided profits | $1,699,000 | 6,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,778,000 | 1,398 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $492,000 | 289 |
| Income earned, not collected on loans | $1,070,000 | 2,533 |
| Earning assets | $156,979,000 | 2,808 |
| Long-term assets (5+ years) | $11,735,000 | 4,243 |
| Average Assets, year-to-date | $157,307,400 | 2,890 |
| Average Assets, quarterly | $164,303,000 | 2,868 |
| Volatile liabilities | $74,077,000 | 1,257 |
| Insider loans | $401,000 | 5,944 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $20,746,000 | 2,277 |
| Tier 1 (core) risk-based capital | $15,969,000 | 2,810 |
| Tier 2 risk-based capital | $1,073,940 | 3,073 |
| Total risk weighted assets | $85,709,440 | 3,547 |
| Total unused commitments | $20,746,000 | 2,283 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 76 | 2,301 |
| Assets and Liabilities | ||
| Total Assets: | $151,209,000 | 3,078 |
| Cash and due from depository institutions | $12,031,000 | 2,301 |
| Interest-bearing balances | $8,796,000 | 465 |
| Securities | $22,664,000 | 4,437 |
| Federal funds sold & reverse repurchase agreements | $6,100,000 | 1,581 |
| Net loans & leases | $104,914,000 | 2,796 |
| Loan loss allowance | $1,435,000 | 2,490 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,432,000 | 3,433 |
| Other real estate owned | $0 | 2,301 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,068,000 | 2,771 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,209,000 | 3,078 |
| Total liabilities | $136,182,000 | 3,073 |
| Total deposits | $126,548,000 | 3,007 |
| Interest-bearing deposits | $106,944,000 | 3,051 |
| Deposits held in domestic offices | $126,548,000 | 3,003 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,734,000 | 1,373 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $311,000 | 5,183 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,589,000 | 2,272 |
| Total equity capital | $15,027,000 | 2,940 |
| Total bank equity capital | $15,027,000 | 2,940 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,617,000 | 820 |
| Surplus | $9,609,000 | 1,705 |
| Undivided profits | $801,000 | 7,980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,201,000 | 1,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $96,000 | 860 |
| Income earned, not collected on loans | $930,000 | 2,456 |
| Earning assets | $142,474,000 | 2,999 |
| Long-term assets (5+ years) | $18,098,000 | 3,528 |
| Average Assets, year-to-date | $169,735,800 | 2,658 |
| Average Assets, quarterly | $158,598,000 | 2,900 |
| Volatile liabilities | $65,392,000 | 1,329 |
| Insider loans | $64,000 | 8,389 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $26,681,000 | 1,896 |
| Tier 1 (core) risk-based capital | $15,237,000 | 2,882 |
| Tier 2 risk-based capital | $874,520 | 3,538 |
| Total risk weighted assets | $69,401,420 | 4,097 |
| Total unused commitments | $26,681,000 | 1,900 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 45 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $156,162,000 | 2,920 |
| Cash and due from depository institutions | $17,307,000 | 3,815 |
| Interest-bearing balances | $15,712,000 | 364 |
| Securities | $32,961,000 | 3,353 |
| Federal funds sold & reverse repurchase agreements | $7,440,000 | 2,333 |
| Net loans & leases | $93,649,000 | 2,920 |
| Loan loss allowance | $698,000 | 4,483 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,159,000 | 3,667 |
| Other real estate owned | $0 | 3,815 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,646,000 | 2,783 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,162,000 | 2,920 |
| Total liabilities | $140,600,000 | 2,915 |
| Total deposits | $136,672,000 | 2,785 |
| Interest-bearing deposits | $120,912,000 | 2,700 |
| Deposits held in domestic offices | $136,672,000 | 2,781 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,526,000 | 1,834 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,000 | 5,060 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,381,000 | 2,710 |
| Total equity capital | $15,562,000 | 2,885 |
| Total bank equity capital | $15,562,000 | 2,885 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,617,000 | 789 |
| Surplus | $9,609,000 | 1,625 |
| Undivided profits | $1,336,000 | 7,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $44,000 | 8,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $867,000 | 2,601 |
| Earning assets | $149,762,000 | 2,825 |
| Long-term assets (5+ years) | $12,751,000 | 4,147 |
| Average Assets, year-to-date | $110,956,800 | 3,784 |
| Average Assets, quarterly | $152,073,000 | 2,942 |
| Volatile liabilities | $69,281,000 | 1,083 |
| Insider loans | $62,000 | 8,506 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,390,000 | 2,605 |
| Tier 1 (core) risk-based capital | $15,519,000 | 2,747 |
| Tier 2 risk-based capital | $698,000 | 4,089 |
| Total risk weighted assets | $56,204,600 | 4,647 |
| Total unused commitments | $16,390,000 | 2,612 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 33 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $66,804,000 | 5,914 |
| Cash and due from depository institutions | $4,994,000 | 5,163 |
| Interest-bearing balances | $3,500,000 | 1,221 |
| Securities | $26,031,000 | 4,078 |
| Federal funds sold & reverse repurchase agreements | $2,530,000 | 4,395 |
| Net loans & leases | $30,592,000 | 6,787 |
| Loan loss allowance | $272,000 | 7,876 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,878,000 | 4,026 |
| Other real estate owned | $0 | 5,163 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $779,000 | 6,994 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,804,000 | 5,914 |
| Total liabilities | $51,495,000 | 6,509 |
| Total deposits | $50,601,000 | 6,353 |
| Interest-bearing deposits | $40,940,000 | 6,581 |
| Deposits held in domestic offices | $50,601,000 | 6,348 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $255,000 | 4,407 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $639,000 | 4,993 |
| Total equity capital | $15,309,000 | 2,889 |
| Total bank equity capital | $15,309,000 | 2,889 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,617,000 | 795 |
| Surplus | $9,609,000 | 1,608 |
| Undivided profits | $1,083,000 | 8,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $902,000 | 2,668 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $105,000 | 9,727 |
| Earning assets | $62,653,000 | 5,821 |
| Long-term assets (5+ years) | $7,689,000 | 4,993 |
| Average Assets, year-to-date | $49,497,200 | 6,893 |
| Average Assets, quarterly | $62,517,500 | 6,111 |
| Volatile liabilities | $20,127,000 | 2,980 |
| Insider loans | $379,000 | 6,132 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,501,000 | 6,105 |
| Tier 1 (core) risk-based capital | $15,293,000 | 2,776 |
| Tier 2 risk-based capital | $272,000 | 7,389 |
| Total risk weighted assets | $29,639,700 | 7,042 |
| Total unused commitments | $3,501,000 | 6,114 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 30 | 5,814 |
| Assets and Liabilities | ||
| Total Assets: | $38,860,000 | 8,276 |
| Cash and due from depository institutions | $5,630,000 | 5,814 |
| Interest-bearing balances | $2,128,000 | 1,571 |
| Securities | $15,313,000 | 6,334 |
| Federal funds sold & reverse repurchase agreements | $1,275,000 | 5,964 |
| Net loans & leases | $14,488,000 | 9,406 |
| Loan loss allowance | $227,000 | 8,776 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,589,000 | 4,504 |
| Other real estate owned | $0 | 5,814 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $565,000 | 8,430 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $38,860,000 | 8,276 |
| Total liabilities | $34,901,000 | 8,244 |
| Total deposits | $34,202,000 | 8,159 |
| Interest-bearing deposits | $25,305,000 | 8,694 |
| Deposits held in domestic offices | $34,202,000 | 8,154 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $165,000 | 4,649 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $534,000 | 5,685 |
| Total equity capital | $3,959,000 | 8,223 |
| Total bank equity capital | $3,959,000 | 8,223 |
| Perpetual preferred stock | $555,000 | 162 |
| Common stock | $1,313,000 | 2,812 |
| Surplus | $1,282,000 | 6,937 |
| Undivided profits | $809,000 | 9,225 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $674,000 | 3,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $83,000 | 10,485 |
| Earning assets | $33,204,000 | 8,529 |
| Long-term assets (5+ years) | $6,455,000 | 5,250 |
| Average Assets, year-to-date | $39,219,200 | 8,085 |
| Average Assets, quarterly | $39,247,500 | 8,172 |
| Volatile liabilities | $7,373,000 | 5,885 |
| Insider loans | $167,000 | 8,035 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,146,000 | 5,018 |
| Tier 1 (core) risk-based capital | $3,954,000 | 8,127 |
| Tier 2 risk-based capital | $227,000 | 8,230 |
| Total risk weighted assets | $19,028,800 | 8,822 |
| Total unused commitments | $5,146,000 | 5,032 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 30 | 5,997 |
| Assets and Liabilities | ||
| Total Assets: | $40,225,000 | 8,363 |
| Cash and due from depository institutions | $1,685,000 | 5,997 |
| Interest-bearing balances | $210,000 | 4,143 |
| Securities | $16,654,000 | 6,279 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 3,807 |
| Net loans & leases | $16,100,000 | 9,341 |
| Loan loss allowance | $237,000 | 8,943 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,624,000 | 4,405 |
| Other real estate owned | $89,000 | 5,997 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $473,000 | 9,367 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,225,000 | 8,363 |
| Total liabilities | $36,339,000 | 8,311 |
| Total deposits | $35,633,000 | 8,217 |
| Interest-bearing deposits | $26,614,000 | 8,790 |
| Deposits held in domestic offices | $35,633,000 | 8,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $97,000 | 4,391 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $609,000 | 5,413 |
| Total equity capital | $3,886,000 | 8,469 |
| Total bank equity capital | $3,886,000 | 8,469 |
| Perpetual preferred stock | $610,000 | 175 |
| Common stock | $1,250,000 | 2,976 |
| Surplus | $1,250,000 | 7,095 |
| Undivided profits | $776,000 | 9,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 5,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $101,000 | 10,637 |
| Earning assets | $36,564,000 | 8,370 |
| Long-term assets (5+ years) | $4,247,000 | 6,212 |
| Average Assets, year-to-date | $40,673,200 | 8,130 |
| Average Assets, quarterly | $40,617,000 | 8,258 |
| Volatile liabilities | $9,020,000 | 4,876 |
| Insider loans | $35,000 | 10,143 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,126,000 | 4,072 |
| Tier 1 (core) risk-based capital | $3,829,000 | 8,419 |
| Tier 2 risk-based capital | $230,070 | 8,367 |
| Total risk weighted assets | $18,398,470 | 9,149 |
| Total unused commitments | $7,126,000 | 4,084 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 29 | 6,346 |
| Assets and Liabilities | ||
| Total Assets: | $40,469,000 | 8,529 |
| Cash and due from depository institutions | $1,608,000 | 6,346 |
| Interest-bearing balances | $210,000 | 4,313 |
| Securities | $13,930,000 | 7,409 |
| Federal funds sold & reverse repurchase agreements | $7,300,000 | 1,270 |
| Net loans & leases | $15,671,000 | 9,676 |
| Loan loss allowance | $266,000 | 8,854 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,530,000 | 4,545 |
| Other real estate owned | $70,000 | 6,346 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $360,000 | 10,663 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,469,000 | 8,529 |
| Total liabilities | $37,123,000 | 8,433 |
| Total deposits | $36,719,000 | 8,246 |
| Interest-bearing deposits | $27,233,000 | 8,891 |
| Deposits held in domestic offices | $36,719,000 | 8,239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $167,000 | 4,521 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $237,000 | 8,317 |
| Total equity capital | $3,346,000 | 9,015 |
| Total bank equity capital | $3,346,000 | 9,015 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,250,000 | 3,089 |
| Surplus | $1,860,000 | 5,887 |
| Undivided profits | $236,000 | 10,961 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $233,000 | 6,345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $99,000 | 10,915 |
| Earning assets | $37,111,000 | 8,500 |
| Long-term assets (5+ years) | $3,128,000 | 7,271 |
| Average Assets, year-to-date | $38,418,000 | 8,650 |
| Average Assets, quarterly | $39,162,000 | 8,634 |
| Volatile liabilities | $7,539,000 | 5,305 |
| Insider loans | $69,000 | 9,938 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,282,000 | 5,357 |
| Tier 1 (core) risk-based capital | $3,448,000 | 8,975 |
| Tier 2 risk-based capital | $212,940 | 8,918 |
| Total risk weighted assets | $16,982,040 | 9,643 |
| Total unused commitments | $4,282,000 | 5,364 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $37,529,000 | 9,148 |
| Cash and due from depository institutions | $1,967,000 | 6,753 |
| Interest-bearing balances | $984,000 | 3,462 |
| Securities | $18,448,000 | 6,497 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 4,521 |
| Net loans & leases | $13,013,000 | 10,542 |
| Loan loss allowance | $360,000 | 7,870 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $661,000 | 7,749 |
| Other real estate owned | $70,000 | 6,753 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $470,000 | 9,617 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,529,000 | 9,148 |
| Total liabilities | $34,197,000 | 9,109 |
| Total deposits | $33,475,000 | 9,045 |
| Interest-bearing deposits | $24,089,000 | 9,820 |
| Deposits held in domestic offices | $33,475,000 | 9,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $600,000 | 3,203 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $122,000 | 11,036 |
| Total equity capital | $3,332,000 | 9,298 |
| Total bank equity capital | $3,332,000 | 9,298 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,250,000 | 3,180 |
| Surplus | $1,860,000 | 5,877 |
| Undivided profits | $222,000 | 11,636 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $345,000 | 5,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $86,000 | 11,441 |
| Earning assets | $35,345,000 | 8,984 |
| Long-term assets (5+ years) | $2,407,000 | 8,351 |
| Average Assets, year-to-date | $42,053,000 | 8,420 |
| Average Assets, quarterly | $37,454,000 | 9,105 |
| Volatile liabilities | $4,532,000 | 6,880 |
| Insider loans | $167,000 | 8,747 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,921,000 | 4,945 |
| Tier 1 (core) risk-based capital | $3,332,000 | 9,235 |
| Tier 2 risk-based capital | $175,690 | 9,907 |
| Total risk weighted assets | $13,870,990 | 10,669 |
| Total unused commitments | $4,921,000 | 4,967 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 28 | 6,885 |
| Assets and Liabilities | ||
| Total Assets: | $47,560,000 | 8,134 |
| Cash and due from depository institutions | $2,837,000 | 6,885 |
| Interest-bearing balances | $1,406,000 | 3,248 |
| Securities | $22,918,000 | 5,532 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 3,879 |
| Net loans & leases | $16,147,000 | 9,872 |
| Loan loss allowance | $289,000 | 8,994 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $183,000 | 11,745 |
| Other real estate owned | $994,000 | 6,885 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $381,000 | 10,874 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,560,000 | 8,134 |
| Total liabilities | $44,647,000 | 7,963 |
| Total deposits | $42,952,000 | 8,002 |
| Interest-bearing deposits | $28,746,000 | 9,252 |
| Deposits held in domestic offices | $42,952,000 | 7,996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,539 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $600,000 | 2,986 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $95,000 | 12,462 |
| Total equity capital | $2,913,000 | 9,895 |
| Total bank equity capital | $2,913,000 | 9,895 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,250,000 | 3,303 |
| Surplus | $1,860,000 | 5,796 |
| Undivided profits | $-197,000 | 12,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $573,000 | 5,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $114,000 | 11,101 |
| Earning assets | $44,571,000 | 7,975 |
| Long-term assets (5+ years) | $1,255,000 | 9,880 |
| Average Assets, year-to-date | $42,035,400 | 8,579 |
| Average Assets, quarterly | $45,289,500 | 8,326 |
| Volatile liabilities | $8,596,000 | 4,596 |
| Insider loans | $526,000 | 1,726 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,984,000 | 4,633 |
| Tier 1 (core) risk-based capital | $2,913,000 | 9,830 |
| Tier 2 risk-based capital | $223,240 | 8,985 |
| Total risk weighted assets | $17,793,340 | 9,901 |
| Total unused commitments | $4,984,000 | 4,658 |
| Derivatives | $0 | 651 |