Home > Republic Bank & Trust Company of Indiana > Income and Expense
Republic Bank & Trust Company of Indiana, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,031,000 | 5,343 |
| Total interest expense | $2,114,000 | 4,397 |
| Net interest income | $1,917,000 | 6,021 |
| Provision for loan and lease losses | $259,000 | 2,405 |
| Total noninterest income | $847,000 | 3,273 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $573,000 | 2,209 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $274,000 | 3,908 |
| Total noninterest expense | $1,603,000 | 5,946 |
| Salaries and employee benefits | $471,000 | 7,501 |
| Premises and equipment expense | $425,000 | 3,942 |
| Additional noninterest expense | $707,000 | 4,667 |
| Pre-tax net operating income | $902,000 | 4,958 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $366,000 | 3,307 |
| Income before extraordinary items | $536,000 | 5,617 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $536,000 | 5,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 1,185 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $536,000 | 5,613 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 5,452 |
| Total interest expense | $1,256,000 | 4,585 |
| Net interest income | $1,306,000 | 5,994 |
| Provision for loan and lease losses | $247,000 | 1,783 |
| Total noninterest income | $532,000 | 3,374 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $370,000 | 2,248 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $162,000 | 4,152 |
| Total noninterest expense | $1,209,000 | 5,589 |
| Salaries and employee benefits | $341,000 | 7,360 |
| Premises and equipment expense | $328,000 | 3,512 |
| Additional noninterest expense | $540,000 | 4,244 |
| Pre-tax net operating income | $382,000 | 5,991 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $155,000 | 3,955 |
| Income before extraordinary items | $227,000 | 6,533 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $227,000 | 6,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 892 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $227,000 | 6,532 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,206,000 | 5,588 |
| Total interest expense | $507,000 | 5,083 |
| Net interest income | $699,000 | 5,807 |
| Provision for loan and lease losses | $215,000 | 1,084 |
| Total noninterest income | $244,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $168,000 | 2,369 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $76,000 | 4,256 |
| Total noninterest expense | $825,000 | 4,594 |
| Salaries and employee benefits | $206,000 | 6,914 |
| Premises and equipment expense | $224,000 | 2,731 |
| Additional noninterest expense | $395,000 | 3,166 |
| Pre-tax net operating income | $-97,000 | 8,437 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-39,000 | 8,627 |
| Income before extraordinary items | $-58,000 | 8,401 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-58,000 | 8,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 515 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-58,000 | 8,387 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,633,000 | 6,089 |
| Total interest expense | $1,596,000 | 5,081 |
| Net interest income | $2,037,000 | 6,600 |
| Provision for loan and lease losses | $452,000 | 2,058 |
| Total noninterest income | $1,078,000 | 3,376 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $658,000 | 2,462 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $420,000 | 3,688 |
| Total noninterest expense | $2,497,000 | 5,385 |
| Salaries and employee benefits | $616,000 | 7,572 |
| Premises and equipment expense | $456,000 | 4,451 |
| Additional noninterest expense | $1,425,000 | 3,357 |
| Pre-tax net operating income | $166,000 | 7,789 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $67,000 | 5,665 |
| Income before extraordinary items | $99,000 | 7,986 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $99,000 | 7,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 1,940 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $99,000 | 7,951 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,414,000 | 6,408 |
| Total interest expense | $1,033,000 | 5,346 |
| Net interest income | $1,381,000 | 6,869 |
| Provision for loan and lease losses | $127,000 | 3,795 |
| Total noninterest income | $695,000 | 3,745 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $462,000 | 2,603 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $233,000 | 4,256 |
| Total noninterest expense | $1,655,000 | 5,737 |
| Salaries and employee benefits | $427,000 | 7,683 |
| Premises and equipment expense | $328,000 | 4,556 |
| Additional noninterest expense | $900,000 | 3,802 |
| Pre-tax net operating income | $294,000 | 7,229 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $119,000 | 5,065 |
| Income before extraordinary items | $175,000 | 7,580 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $175,000 | 7,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,007 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $175,000 | 7,548 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 6,639 |
| Total interest expense | $577,000 | 5,670 |
| Net interest income | $873,000 | 7,000 |
| Provision for loan and lease losses | $83,000 | 3,704 |
| Total noninterest income | $418,000 | 3,944 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $269,000 | 2,845 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $149,000 | 4,338 |
| Total noninterest expense | $1,010,000 | 6,035 |
| Salaries and employee benefits | $232,000 | 8,006 |
| Premises and equipment expense | $217,000 | 4,540 |
| Additional noninterest expense | $561,000 | 4,004 |
| Pre-tax net operating income | $198,000 | 7,229 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $80,000 | 5,075 |
| Income before extraordinary items | $118,000 | 7,611 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $118,000 | 7,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,061 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $118,000 | 7,565 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $702,000 | 6,741 |
| Total interest expense | $267,000 | 5,789 |
| Net interest income | $435,000 | 7,066 |
| Provision for loan and lease losses | $39,000 | 3,651 |
| Total noninterest income | $194,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $119,000 | 3,049 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,317 |
| Total noninterest expense | $489,000 | 6,194 |
| Salaries and employee benefits | $101,000 | 8,256 |
| Premises and equipment expense | $108,000 | 4,611 |
| Additional noninterest expense | $280,000 | 4,012 |
| Pre-tax net operating income | $101,000 | 7,206 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $44,000 | 4,929 |
| Income before extraordinary items | $57,000 | 7,647 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $57,000 | 7,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $57,000 | 7,615 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,388,000 | 7,002 |
| Total interest expense | $720,000 | 6,518 |
| Net interest income | $1,668,000 | 7,087 |
| Provision for loan and lease losses | $127,000 | 4,522 |
| Total noninterest income | $700,000 | 4,390 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $442,000 | 3,423 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $258,000 | 4,568 |
| Total noninterest expense | $1,892,000 | 6,194 |
| Salaries and employee benefits | $539,000 | 7,876 |
| Premises and equipment expense | $425,000 | 4,573 |
| Additional noninterest expense | $928,000 | 4,598 |
| Pre-tax net operating income | $349,000 | 7,274 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $149,000 | 5,111 |
| Income before extraordinary items | $200,000 | 7,651 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $200,000 | 7,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,177 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $200,000 | 7,610 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,731,000 | 7,108 |
| Total interest expense | $473,000 | 6,837 |
| Net interest income | $1,258,000 | 7,092 |
| Provision for loan and lease losses | $100,000 | 4,260 |
| Total noninterest income | $502,000 | 4,546 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $317,000 | 3,525 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $185,000 | 4,660 |
| Total noninterest expense | $1,467,000 | 6,033 |
| Salaries and employee benefits | $489,000 | 7,396 |
| Premises and equipment expense | $315,000 | 4,618 |
| Additional noninterest expense | $663,000 | 4,720 |
| Pre-tax net operating income | $193,000 | 7,729 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $82,000 | 5,558 |
| Income before extraordinary items | $111,000 | 8,012 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $111,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,694 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $111,000 | 7,961 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 7,205 |
| Total interest expense | $284,000 | 7,104 |
| Net interest income | $834,000 | 7,136 |
| Provision for loan and lease losses | $88,000 | 3,797 |
| Total noninterest income | $318,000 | 4,669 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $189,000 | 3,783 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $129,000 | 4,617 |
| Total noninterest expense | $965,000 | 6,119 |
| Salaries and employee benefits | $344,000 | 7,336 |
| Premises and equipment expense | $202,000 | 4,728 |
| Additional noninterest expense | $419,000 | 4,901 |
| Pre-tax net operating income | $99,000 | 7,930 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $42,000 | 5,789 |
| Income before extraordinary items | $57,000 | 8,174 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $57,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $57,000 | 8,124 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $524,000 | 7,385 |
| Total interest expense | $139,000 | 7,207 |
| Net interest income | $385,000 | 7,359 |
| Provision for loan and lease losses | $41,000 | 3,702 |
| Total noninterest income | $144,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $83,000 | 4,031 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $61,000 | 4,708 |
| Total noninterest expense | $484,000 | 6,150 |
| Salaries and employee benefits | $207,000 | 6,891 |
| Premises and equipment expense | $86,000 | 5,308 |
| Additional noninterest expense | $191,000 | 5,234 |
| Pre-tax net operating income | $4,000 | 8,497 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $2,000 | 8,562 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,000 | 8,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,000 | 8,507 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,997,000 | 7,545 |
| Total interest expense | $468,000 | 7,852 |
| Net interest income | $1,529,000 | 7,312 |
| Provision for loan and lease losses | $92,000 | 5,446 |
| Total noninterest income | $1,024,000 | 3,674 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $230,000 | 4,948 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $794,000 | 2,748 |
| Total noninterest expense | $1,887,000 | 6,180 |
| Salaries and employee benefits | $808,000 | 6,890 |
| Premises and equipment expense | $268,000 | 5,987 |
| Additional noninterest expense | $811,000 | 5,007 |
| Pre-tax net operating income | $574,000 | 6,432 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $244,000 | 4,618 |
| Income before extraordinary items | $330,000 | 7,131 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $330,000 | 7,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,475 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $330,000 | 6,987 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 7,640 |
| Total interest expense | $348,000 | 8,029 |
| Net interest income | $1,146,000 | 7,379 |
| Provision for loan and lease losses | $55,000 | 5,636 |
| Total noninterest income | $897,000 | 3,379 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $158,000 | 5,187 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $739,000 | 2,475 |
| Total noninterest expense | $1,411,000 | 6,151 |
| Salaries and employee benefits | $616,000 | 6,849 |
| Premises and equipment expense | $193,000 | 6,092 |
| Additional noninterest expense | $602,000 | 4,990 |
| Pre-tax net operating income | $577,000 | 5,957 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $245,000 | 4,318 |
| Income before extraordinary items | $332,000 | 6,758 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $332,000 | 6,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,233 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $332,000 | 6,583 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $980,000 | 7,736 |
| Total interest expense | $237,000 | 8,096 |
| Net interest income | $743,000 | 7,458 |
| Provision for loan and lease losses | $36,000 | 5,560 |
| Total noninterest income | $651,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $99,000 | 5,299 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $552,000 | 2,302 |
| Total noninterest expense | $915,000 | 6,281 |
| Salaries and employee benefits | $404,000 | 6,911 |
| Premises and equipment expense | $126,000 | 6,139 |
| Additional noninterest expense | $385,000 | 5,142 |
| Pre-tax net operating income | $443,000 | 5,620 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $188,000 | 4,091 |
| Income before extraordinary items | $255,000 | 6,483 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $255,000 | 6,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,844 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $255,000 | 6,276 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $488,000 | 7,797 |
| Total interest expense | $116,000 | 8,228 |
| Net interest income | $372,000 | 7,462 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $338,000 | 2,980 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $42,000 | 5,576 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $296,000 | 2,129 |
| Total noninterest expense | $432,000 | 6,479 |
| Salaries and employee benefits | $201,000 | 6,970 |
| Premises and equipment expense | $67,000 | 5,985 |
| Additional noninterest expense | $164,000 | 5,647 |
| Pre-tax net operating income | $260,000 | 5,170 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $110,000 | 3,771 |
| Income before extraordinary items | $150,000 | 6,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $150,000 | 6,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $150,000 | 5,835 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 8,372 |
| Total interest expense | $445,000 | 8,528 |
| Net interest income | $1,063,000 | 8,174 |
| Provision for loan and lease losses | $149,000 | 4,975 |
| Total noninterest income | $730,000 | 4,215 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $79,000 | 6,958 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $651,000 | 2,830 |
| Total noninterest expense | $1,309,000 | 7,225 |
| Salaries and employee benefits | $643,000 | 7,534 |
| Premises and equipment expense | $186,000 | 6,955 |
| Additional noninterest expense | $480,000 | 6,620 |
| Pre-tax net operating income | $335,000 | 7,417 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $144,000 | 5,569 |
| Income before extraordinary items | $191,000 | 7,882 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $191,000 | 7,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $191,000 | 7,777 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $439,000 | 9,454 |
| Total interest expense | $79,000 | 9,480 |
| Net interest income | $360,000 | 9,353 |
| Provision for loan and lease losses | $147,000 | 4,839 |
| Total noninterest income | $345,000 | 6,056 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $8,000 | 8,282 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $337,000 | 3,881 |
| Total noninterest expense | $496,000 | 9,190 |
| Salaries and employee benefits | $270,000 | 9,180 |
| Premises and equipment expense | $61,000 | 8,954 |
| Additional noninterest expense | $165,000 | 8,944 |
| Pre-tax net operating income | $62,000 | 8,492 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $28,000 | 7,125 |
| Income before extraordinary items | $34,000 | 8,678 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $34,000 | 8,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $5,000,000 | 183 |
| Net operating income | $34,000 | 8,586 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.