Home > Republic Bank & Trust Company > Net charge- offs to loans
Republic Bank & Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7289% | 139 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 3,834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 4,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 3,884 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0004% | 4,185 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 3,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0252% | 3,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.0138% | 86 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5965% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | 10.4745% | 35 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8934% | 101 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 3,665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 4,175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,609 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0010% | 4,238 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0325% | 3,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.9509% | 30 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4985% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | 13.6027% | 33 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3049% | 64 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 3,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 4,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 3,609 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0008% | 4,281 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0459% | 4,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 18.6395% | 19 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5832% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | 19.5737% | 56 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2276% | 328 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 3,998 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0136% | 4,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,789 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0016% | 4,395 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0767% | 4,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0254% | 202 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6946% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1392% | 176 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3724% | 204 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0160% | 4,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0219% | 4,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 3,960 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0547% | 4,491 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 3,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0655% | 4,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7554% | 68 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5203% | 385 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.0446% | 56 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4282% | 147 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0214% | 4,108 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0283% | 4,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0206% | 4,071 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0735% | 4,543 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 3,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0487% | 3,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.2179% | 53 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2242% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.6348% | 49 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5846% | 112 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 3,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 3,847 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0266% | 4,054 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1058% | 3,410 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 3,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 3,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.7873% | 38 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4037% | 355 |
| Percentage Net Loans Charged-off: Other loans to individual | 10.3461% | 29 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1922% | 319 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 3,724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 3,926 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0057% | 3,249 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0147% | 4,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0095% | 3,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1213% | 134 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6035% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2690% | 114 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2468% | 374 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0288% | 523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0280% | 4,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0027% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0338% | 4,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0019% | 1,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0868% | 73 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7040% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2768% | 60 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2980% | 268 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0389% | 432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0402% | 4,256 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0273% | 3,349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0426% | 4,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0020% | 1,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9821% | 55 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7917% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.2149% | 46 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4993% | 164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0590% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 3,935 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0359% | 3,427 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 3,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0124% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.3507% | 30 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9177% | 298 |
| Percentage Net Loans Charged-off: Other loans to individual | 8.7618% | 24 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0889% | 749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0454% | 408 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1230% | 187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 3,952 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0120% | 3,383 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 3,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0087% | 783 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0149% | 447 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2114% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0040% | 398 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4189% | 403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0071% | 1,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0692% | 663 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2859% | 4,070 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 3,997 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0382% | 3,493 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0532% | 1,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.4573% | 48 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5404% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | 7.8345% | 37 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5746% | 257 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0168% | 4,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0314% | 614 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3850% | 4,085 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0152% | 4,202 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0458% | 3,535 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 4,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0732% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.5878% | 28 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5807% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | 11.1711% | 21 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0200% | 139 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0234% | 4,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0469% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5865% | 4,103 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0195% | 4,311 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0613% | 3,587 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0098% | 4,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0560% | 1,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 18.6301% | 17 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0499% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | 19.7262% | 13 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1919% | 709 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0753% | 4,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,318 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1935% | 4,139 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0239% | 4,412 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1028% | 3,653 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 4,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0030% | 3,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6979% | 161 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3203% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7910% | 135 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6047% | 307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0545% | 1,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1263% | 535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 1,501 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0022% | 3,392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0212% | 1,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4553% | 944 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.0778% | 40 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8927% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | 9.6481% | 31 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6720% | 236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0623% | 842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1693% | 373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0195% | 3,570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 1,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0917% | 1,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.8196% | 32 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8124% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | 11.5421% | 23 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9350% | 154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 1,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0206% | 1,045 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0154% | 3,564 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0297% | 878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1352% | 1,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 15.8071% | 18 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0521% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | 16.9301% | 13 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3716% | 417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 1,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 901 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0207% | 3,658 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0022% | 3,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1974% | 66 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6238% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | 6.5113% | 51 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7132% | 223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0185% | 1,754 |
| Percentage Net Loans Charged-off:Construction & development | -0.0182% | 4,371 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0118% | 4,626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0443% | 1,304 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0579% | 3,769 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0720% | 966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0665% | 1,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.0105% | 21 |
| Percentage Net Loans Charged-off: Credit card loans | 23.0718% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | 12.9221% | 21 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8155% | 172 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 4,341 |
| Percentage Net Loans Charged-off:Construction & development | -0.0247% | 4,453 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0164% | 4,739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 4,283 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0942% | 3,865 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 1,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0972% | 1,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.0178% | 15 |
| Percentage Net Loans Charged-off: Credit card loans | 29.6510% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | 15.4308% | 12 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9696% | 137 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 4,491 |
| Percentage Net Loans Charged-off:Construction & development | -0.0342% | 4,571 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0244% | 4,895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 4,331 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1140% | 3,913 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0214% | 1,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0990% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 21.1306% | 13 |
| Percentage Net Loans Charged-off: Credit card loans | 16.3072% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | 21.7717% | 8 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7590% | 189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0188% | 987 |
| Percentage Net Loans Charged-off:Construction & development | -0.0052% | 4,502 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0479% | 5,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0671% | 671 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0313% | 3,825 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0943% | 532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1049% | 833 |
| Percentage Net Loans Charged-off: Loans to individuals | 16.2792% | 24 |
| Percentage Net Loans Charged-off: Credit card loans | 12.6672% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | 16.7753% | 17 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4583% | 520 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | -0.0044% | 4,400 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0123% | 4,833 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0147% | 4,421 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 2,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0116% | 645 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 2,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0113% | 4,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.3325% | 26 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7019% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | 13.4503% | 18 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4959% | 413 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 4,536 |
| Percentage Net Loans Charged-off:Construction & development | -0.0040% | 4,449 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0133% | 4,875 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0200% | 4,462 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 4,585 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0113% | 3,791 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 4,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0157% | 4,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.3558% | 27 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0772% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | 16.0252% | 18 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6501% | 300 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 4,059 |
| Percentage Net Loans Charged-off:Construction & development | -0.0015% | 4,476 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 4,820 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0106% | 4,484 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 1,794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0105% | 465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 1,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0194% | 4,227 |
| Percentage Net Loans Charged-off: Loans to individuals | 19.5869% | 24 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9726% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | 22.0955% | 12 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3083% | 601 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 4,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0070% | 4,972 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0030% | 4,503 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 4,739 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0059% | 3,856 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 4,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0381% | 4,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.5625% | 47 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4498% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | 10.5137% | 31 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2498% | 1,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 2,412 |
| Percentage Net Loans Charged-off:Construction & development | -0.0402% | 4,723 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0436% | 1,066 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0050% | 4,545 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 2,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0630% | 633 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 4,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0983% | 1,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.3915% | 41 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4679% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | 12.1303% | 26 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0994% | 1,173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2438% | 963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 2,597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0246% | 415 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0150% | 5,083 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0069% | 4,595 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 2,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0402% | 599 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 2,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1333% | 1,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.1382% | 34 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3953% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | 14.5269% | 21 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0916% | 1,019 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2968% | 806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 2,302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0688% | 300 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0150% | 5,158 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0089% | 4,630 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 1,990 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0132% | 3,994 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0143% | 1,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3158% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 16.2298% | 24 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8790% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | 20.1652% | 16 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0801% | 908 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1436% | 1,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 1,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.1489% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0079% | 592 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0038% | 4,644 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0281% | 1,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0123% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0314% | 1,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0081% | 4,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.2816% | 56 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1047% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | 10.9675% | 33 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0777% | 731 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0715% | 2,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 2,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0704% | 1,153 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0725% | 4,801 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0436% | 2,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1196% | 640 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0297% | 2,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0036% | 4,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6070% | 203 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8738% | 555 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4619% | 111 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0647% | 1,139 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0320% | 3,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0283% | 2,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0293% | 1,180 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0985% | 4,861 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0357% | 2,333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0354% | 745 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0357% | 2,231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2624% | 2,191 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6706% | 535 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0521% | 3,053 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0493% | 1,067 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0158% | 3,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0226% | 2,295 |
| Percentage Net Loans Charged-off:Construction & development | -0.1337% | 5,219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0370% | 986 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1534% | 4,917 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0301% | 2,164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0102% | 702 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0336% | 2,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0243% | 1,653 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7662% | 6,003 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5909% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4884% | 6,077 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0251% | 1,034 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 4,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 1,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 5,266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0203% | 1,681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0226% | 460 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0200% | 1,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.5699% | 6,215 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1065% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | -4.5524% | 6,213 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0603% | 752 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0532% | 3,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0784% | 2,610 |
| Percentage Net Loans Charged-off:Construction & development | -0.1692% | 5,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1006% | 1,540 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0023% | 4,901 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0796% | 2,588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1549% | 804 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0660% | 2,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0767% | 5,250 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.0854% | 6,315 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3571% | 701 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.4644% | 6,302 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0970% | 1,102 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0448% | 3,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0803% | 2,340 |
| Percentage Net Loans Charged-off:Construction & development | -0.2086% | 5,488 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1102% | 1,278 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0030% | 4,965 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0796% | 2,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1635% | 734 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0640% | 2,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0970% | 5,341 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.0702% | 6,401 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2330% | 685 |
| Percentage Net Loans Charged-off: Other loans to individual | -4.9723% | 6,385 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0982% | 1,019 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 3,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0649% | 2,346 |
| Percentage Net Loans Charged-off:Construction & development | -0.3122% | 5,612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0654% | 1,246 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0045% | 5,004 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0800% | 2,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1978% | 615 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0578% | 2,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0851% | 5,258 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.6834% | 6,485 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0657% | 640 |
| Percentage Net Loans Charged-off: Other loans to individual | -7.5577% | 6,467 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1187% | 858 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0187% | 5,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0706% | 1,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.1645% | 473 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1415% | 714 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0090% | 5,059 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0401% | 1,908 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0343% | 579 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0412% | 1,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1716% | 5,646 |
| Percentage Net Loans Charged-off: Loans to individuals | -8.4359% | 6,578 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2216% | 1,177 |
| Percentage Net Loans Charged-off: Other loans to individual | -13.6200% | 6,551 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0860% | 743 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1309% | 3,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1542% | 2,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.9488% | 845 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0608% | 2,278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6393% | 335 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1322% | 2,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1867% | 1,073 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1221% | 2,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3438% | 1,838 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.8248% | 6,629 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3986% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -5.3781% | 6,631 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0979% | 1,129 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1293% | 3,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1580% | 2,468 |
| Percentage Net Loans Charged-off:Construction & development | 1.1903% | 712 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0421% | 2,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8498% | 256 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1199% | 2,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1251% | 1,065 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1190% | 2,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4232% | 1,469 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.7920% | 6,716 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6192% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | -7.0850% | 6,711 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1019% | 1,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1066% | 3,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1552% | 2,338 |
| Percentage Net Loans Charged-off:Construction & development | 1.7036% | 558 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0568% | 1,755 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8199% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0843% | 2,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0482% | 1,030 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0910% | 2,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4718% | 1,285 |
| Percentage Net Loans Charged-off: Loans to individuals | -6.1883% | 6,786 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1465% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | -10.7903% | 6,763 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0687% | 1,010 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0749% | 6,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0147% | 2,899 |
| Percentage Net Loans Charged-off:Construction & development | -0.1851% | 5,860 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 6,134 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0220% | 5,291 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0373% | 2,353 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0069% | 4,642 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0457% | 2,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0178% | 4,980 |
| Percentage Net Loans Charged-off: Loans to individuals | -10.5773% | 6,869 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1413% | 549 |
| Percentage Net Loans Charged-off: Other loans to individual | -16.9723% | 6,840 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0863% | 794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6049% | 1,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3443% | 2,522 |
| Percentage Net Loans Charged-off:Construction & development | 2.5586% | 951 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0414% | 2,973 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0312% | 817 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3735% | 2,207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8324% | 758 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2727% | 2,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1331% | 2,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 31.4546% | 21 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0180% | 648 |
| Percentage Net Loans Charged-off: Other loans to individual | 50.4132% | 10 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0319% | 1,482 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7582% | 1,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3882% | 2,237 |
| Percentage Net Loans Charged-off:Construction & development | 3.2486% | 764 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0256% | 2,724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0079% | 732 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4125% | 1,978 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9626% | 631 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2881% | 2,293 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 5,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 44.5345% | 16 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8467% | 638 |
| Percentage Net Loans Charged-off: Other loans to individual | 72.4491% | 9 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0202% | 5,925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1259% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5007% | 1,837 |
| Percentage Net Loans Charged-off:Construction & development | 5.0358% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0341% | 2,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4884% | 1,684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9513% | 593 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3799% | 1,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0199% | 5,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 71.8567% | 11 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2733% | 523 |
| Percentage Net Loans Charged-off: Other loans to individual | 117.6852% | 5 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0361% | 5,989 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0213% | 462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7378% | 1,221 |
| Percentage Net Loans Charged-off:Construction & development | 7.3701% | 328 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0231% | 6,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7553% | 1,097 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6561% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5366% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0288% | 5,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 145.9174% | 4 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3755% | 551 |
| Percentage Net Loans Charged-off: Other loans to individual | 244.9064% | 2 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1674% | 6,217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7677% | 2,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2353% | 3,723 |
| Percentage Net Loans Charged-off:Construction & development | 1.0391% | 2,118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1307% | 2,989 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1391% | 5,681 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2629% | 3,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4008% | 1,356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2255% | 3,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1193% | 6,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 58.1709% | 9 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5610% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | 94.1075% | 5 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7445% | 667 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0095% | 1,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2672% | 3,260 |
| Percentage Net Loans Charged-off:Construction & development | 1.3316% | 1,753 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1697% | 2,443 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1835% | 5,698 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2842% | 2,714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4478% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2392% | 2,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1557% | 6,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 79.3270% | 7 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4494% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | 127.3616% | 4 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8089% | 601 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3578% | 1,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1791% | 3,451 |
| Percentage Net Loans Charged-off:Construction & development | -0.0823% | 6,471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1584% | 2,139 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2718% | 5,728 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2303% | 2,764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3902% | 1,078 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1863% | 2,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2166% | 6,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 119.5602% | 5 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1176% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 189.8319% | 3 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3842% | 6,399 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2602% | 536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2276% | 2,635 |
| Percentage Net Loans Charged-off:Construction & development | -0.4688% | 6,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3537% | 1,251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2960% | 379 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2093% | 2,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3727% | 806 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1643% | 2,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4228% | 6,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 187.7498% | 3 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9446% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | 287.0841% | 3 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0685% | 6,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7851% | 2,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3939% | 3,334 |
| Percentage Net Loans Charged-off:Construction & development | 1.1227% | 2,448 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5225% | 1,993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8977% | 720 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2711% | 3,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4341% | 1,308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2241% | 3,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1613% | 4,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 31.5699% | 29 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7471% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.8649% | 247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8543% | 2,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3096% | 3,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.3714% | 2,675 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4571% | 1,826 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6352% | 662 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2273% | 3,020 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4872% | 1,118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1515% | 3,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2126% | 3,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 41.8336% | 21 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4192% | 745 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.0484% | 234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3649% | 1,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2456% | 3,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.5704% | 2,221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1399% | 2,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9399% | 478 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2161% | 2,723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5054% | 968 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1317% | 3,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2424% | 3,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 79.6122% | 12 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6521% | 656 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.5106% | 231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4950% | 656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2727% | 2,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2853% | 1,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7627% | 264 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1704% | 2,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5429% | 706 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0623% | 2,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0205% | 2,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 136.8985% | 6 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3746% | 614 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.3529% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1386% | 2,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2830% | 3,695 |
| Percentage Net Loans Charged-off:Construction & development | 1.2232% | 2,440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1563% | 2,610 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 6,112 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2953% | 2,769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5811% | 1,147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2143% | 3,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3553% | 4,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 72.2021% | 9 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2700% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.4343% | 290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3917% | 1,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1921% | 3,645 |
| Percentage Net Loans Charged-off:Construction & development | 1.3604% | 1,991 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 7,556 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 6,119 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2036% | 2,799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3904% | 1,142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1508% | 2,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2885% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 97.3437% | 10 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7191% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.1924% | 252 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9510% | 953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1115% | 3,695 |
| Percentage Net Loans Charged-off:Construction & development | -0.0864% | 7,380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0395% | 7,780 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0016% | 6,121 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1878% | 2,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3300% | 978 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1479% | 2,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2156% | 3,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 140.7798% | 3 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8770% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.4590% | 262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9745% | 306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0730% | 3,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0133% | 1,849 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0105% | 7,717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1133% | 2,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2000% | 723 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0890% | 2,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0533% | 2,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 266.7030% | 1 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9628% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.6352% | 255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5678% | 2,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1717% | 3,043 |
| Percentage Net Loans Charged-off:Construction & development | 1.8175% | 1,155 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 7,733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0423% | 513 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1058% | 2,803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1324% | 1,149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0990% | 2,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0357% | 4,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 29.6872% | 18 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2566% | 651 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.5773% | 250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7005% | 1,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1763% | 2,289 |
| Percentage Net Loans Charged-off:Construction & development | 1.9915% | 720 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0526% | 7,927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0251% | 360 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1049% | 2,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1613% | 865 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0907% | 2,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0736% | 3,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 38.6678% | 15 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4611% | 539 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.2164% | 207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7594% | 926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0823% | 2,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.1026% | 1,461 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 7,791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0410% | 229 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1169% | 1,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1377% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1118% | 1,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1233% | 2,581 |
| Percentage Net Loans Charged-off: Loans to individuals | 47.6123% | 12 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9089% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.7023% | 190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4011% | 371 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0955% | 1,727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 7,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1529% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0866% | 505 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1690% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0139% | 6,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 89.0535% | 4 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0408% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.5276% | 150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2223% | 2,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0539% | 2,778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0381% | 1,386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0962% | 1,083 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0942% | 6,242 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0547% | 2,372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1354% | 652 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0363% | 2,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0730% | 3,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.7829% | 28 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3642% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7571% | 239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2484% | 1,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 2,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0381% | 939 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1203% | 6,199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0244% | 2,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0360% | 658 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0218% | 2,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0582% | 2,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.4585% | 14 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2917% | 1,058 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8662% | 239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3404% | 1,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 2,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0221% | 760 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1644% | 6,185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0230% | 1,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0315% | 500 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 1,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1031% | 7,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 26.8966% | 8 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5790% | 852 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0025% | 265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6012% | 531 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 7,804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 7,965 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3611% | 6,140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0200% | 1,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0311% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0175% | 1,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2210% | 7,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 50.7288% | 6 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7456% | 1,826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5353% | 254 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0978% | 3,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0420% | 2,131 |
| Percentage Net Loans Charged-off:Construction & development | -0.0151% | 7,719 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 1,296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1454% | 137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0493% | 1,995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0835% | 500 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0414% | 1,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3719% | 1,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1525% | 482 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6515% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7333% | 307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0978% | 2,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0263% | 2,095 |
| Percentage Net Loans Charged-off:Construction & development | -0.0587% | 7,779 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0070% | 962 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2201% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 2,066 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0242% | 499 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0182% | 1,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4063% | 1,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4475% | 205 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1474% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5946% | 290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1513% | 1,886 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0345% | 1,652 |
| Percentage Net Loans Charged-off:Construction & development | -0.1986% | 7,798 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0106% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3664% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0248% | 1,660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0280% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 1,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6426% | 1,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.9393% | 72 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9140% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3378% | 272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1502% | 1,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0428% | 1,071 |
| Percentage Net Loans Charged-off:Construction & development | -0.3842% | 7,769 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0236% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7428% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 1,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0731% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 7,915 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0338% | 6,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.6077% | 81 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6388% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6987% | 315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0917% | 3,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 2,609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0667% | 457 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0254% | 1,124 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0161% | 6,335 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0256% | 2,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0179% | 625 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0277% | 2,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0724% | 7,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3103% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1208% | 2,079 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2290% | 345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1027% | 3,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 2,753 |
| Percentage Net Loans Charged-off:Construction & development | -0.0597% | 7,810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0253% | 898 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0182% | 6,307 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 2,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0114% | 528 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 2,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0849% | 7,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3833% | 245 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1105% | 2,041 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7392% | 361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1939% | 1,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0187% | 2,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0492% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0105% | 6,247 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 1,949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0203% | 402 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 1,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0688% | 7,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7288% | 108 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4196% | 2,019 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6843% | 322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3452% | 1,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0479% | 1,172 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1130% | 334 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0090% | 6,224 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0370% | 1,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0532% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 1,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0982% | 7,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.0628% | 45 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1732% | 1,989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4690% | 317 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1280% | 3,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 3,140 |
| Percentage Net Loans Charged-off:Construction & development | -0.0523% | 7,911 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0283% | 8,349 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0102% | 6,393 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0398% | 2,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0514% | 495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0365% | 2,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0614% | 7,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8597% | 430 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5924% | 1,088 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8048% | 217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1532% | 2,838 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 8,167 |
| Percentage Net Loans Charged-off:Construction & development | -0.0703% | 7,927 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1077% | 8,532 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0105% | 6,345 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 2,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0387% | 436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 2,317 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1030% | 7,604 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7048% | 175 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5615% | 1,054 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2130% | 183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2505% | 1,841 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 8,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0412% | 8,484 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0108% | 6,311 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 7,954 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0312% | 5,968 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0046% | 2,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1227% | 7,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.9471% | 67 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0379% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8415% | 179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5075% | 906 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 8,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0830% | 8,614 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0075% | 6,259 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 1,571 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0390% | 5,928 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0145% | 1,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2028% | 7,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 16.5459% | 34 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5033% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9058% | 199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1890% | 3,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 3,145 |
| Percentage Net Loans Charged-off:Construction & development | -0.2391% | 8,083 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0596% | 1,248 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0477% | 6,497 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0404% | 2,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0730% | 451 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0321% | 2,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1555% | 8,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3330% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.6397% | 146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2701% | 2,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0585% | 2,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.2604% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0803% | 932 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0594% | 6,483 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0467% | 1,996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0102% | 484 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0558% | 1,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0547% | 7,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9974% | 119 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.7527% | 126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5327% | 1,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2543% | 702 |
| Percentage Net Loans Charged-off:Construction & development | 0.3914% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7385% | 271 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0839% | 6,433 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0903% | 1,335 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0160% | 5,920 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1171% | 1,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3007% | 8,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.3708% | 54 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0153% | 184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8360% | 613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1355% | 906 |
| Percentage Net Loans Charged-off:Construction & development | 0.7719% | 121 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0953% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1381% | 872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0051% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1709% | 766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1356% | 7,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 24.2279% | 14 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.0752% | 157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1466% | 4,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1105% | 1,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.3777% | 386 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 8,577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3771% | 101 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1081% | 1,590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1196% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1055% | 1,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5743% | 2,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1403% | 6,363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.2714% | 69 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2330% | 3,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1136% | 1,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0101% | 797 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1596% | 802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1179% | 1,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0985% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1216% | 1,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3061% | 3,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8110% | 294 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 59.8945% | 21 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1248% | 4,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0920% | 268 |
| Percentage Net Loans Charged-off:Construction & development | 0.1638% | 113 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3405% | 70 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0363% | 513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0626% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1135% | 821 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0761% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | 10.9083% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1862% | 3,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0648% | 377 |
| Percentage Net Loans Charged-off:Construction & development | 0.1070% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0742% | 228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0633% | 424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0506% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0654% | 393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3111% | 549 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3672% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | -3.8760% | 1,335 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3993% | 1,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1323% | 224 |
| Percentage Net Loans Charged-off:Construction & development | 0.8598% | 32 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7144% | 46 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0252% | 645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3159% | 489 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3597% | 118 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8734% | 1,277 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6619% | 1,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0496% | 518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1980% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0542% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0240% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0597% | 442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1756% | 611 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8414% | 73 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4741% | 119 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9113% | 817 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 1,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.7785% | 1,431 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0384% | 603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1238% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0272% | 650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0935% | 721 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2185% | 43 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1099% | 115 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3807% | 2,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0568% | 651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0240% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8954% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0002% | 1,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5312% | 291 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0541% | 133 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8537% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0635% | 6,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0177% | 904 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0210% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0228% | 732 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0787% | 1,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5709% | 566 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7762% | 805 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 9,922 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 11,197 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |