Home > Republic Bank & Trust > Income and Expense

Republic Bank & Trust, Income and Expense

2019-12-31 (YTD Data)Rank
Total interest income$26,543,0001,194
Total interest expense$3,369,0001,676
Net interest income$23,174,0001,110
Provision for loan and lease losses$934,000948
Total noninterest income$6,184,000977
Gross Fiduciary activities income$16,000890
Service charges on deposit accounts$1,701,000728
Trading account gains and fees$0135
Additional Noninterest Income$4,467,000896
Total noninterest expense$19,721,0001,101
Salaries and employee benefits$10,165,0001,194
Premises and equipment expense$1,612,0001,419
Additional noninterest expense$7,944,000853
Pre-tax net operating income$8,703,0001,165
Securities gains (losses)$366,000451
Applicable income taxes$1,643,0001,026
Income before extraordinary items$7,426,0001,187
Extraordinary gains, net$011
Net income$7,426,0001,188
Minority interest net income$076
Net income of bank and minority interests.$7,426,0001,189
Net charge-offs$492,0001,042
Cash dividends$1,800,0001,685
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,125,8801,202
2019-09-30 (YTD Data)Rank
Total interest income$19,518,0001,221
Total interest expense$2,424,0001,724
Net interest income$17,094,0001,129
Provision for loan and lease losses$477,0001,200
Total noninterest income$4,650,000955
Gross Fiduciary activities income$14,000859
Service charges on deposit accounts$1,289,000718
Trading account gains and fees$0129
Additional Noninterest Income$3,347,000887
Total noninterest expense$14,738,0001,103
Salaries and employee benefits$7,618,0001,195
Premises and equipment expense$1,197,0001,442
Additional noninterest expense$5,923,000852
Pre-tax net operating income$6,529,0001,189
Securities gains (losses)$168,000590
Applicable income taxes$1,095,0001,159
Income before extraordinary items$5,602,0001,201
Extraordinary gains, net$011
Net income$5,602,0001,203
Minority interest net income$072
Net income of bank and minority interests.$5,602,0001,203
Net charge-offs$187,0001,345
Cash dividends$900,0001,925
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,460,8801,195
2019-06-30 (YTD Data)Rank
Total interest income$12,894,0001,228
Total interest expense$1,553,0001,747
Net interest income$11,341,0001,135
Provision for loan and lease losses$307,0001,177
Total noninterest income$2,868,000998
Gross Fiduciary activities income$13,000839
Service charges on deposit accounts$845,000725
Trading account gains and fees$0131
Additional Noninterest Income$2,010,000926
Total noninterest expense$9,814,0001,103
Salaries and employee benefits$5,110,0001,187
Premises and equipment expense$776,0001,479
Additional noninterest expense$3,928,000864
Pre-tax net operating income$4,088,0001,215
Securities gains (losses)$168,000409
Applicable income taxes$695,0001,177
Income before extraordinary items$3,561,0001,220
Extraordinary gains, net$011
Net income$3,561,0001,220
Minority interest net income$069
Net income of bank and minority interests.$3,561,0001,220
Net charge-offs$-43,0004,867
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,419,8801,229
2019-03-31 (YTD Data)Rank
Total interest income$6,369,0001,227
Total interest expense$745,0001,758
Net interest income$5,624,0001,138
Provision for loan and lease losses$154,0001,124
Total noninterest income$1,348,0001,009
Gross Fiduciary activities income$4,000868
Service charges on deposit accounts$417,000724
Trading account gains and fees$0126
Additional Noninterest Income$927,000945
Total noninterest expense$4,849,0001,104
Salaries and employee benefits$2,528,0001,195
Premises and equipment expense$371,0001,558
Additional noninterest expense$1,950,000857
Pre-tax net operating income$1,969,0001,232
Securities gains (losses)$168,000211
Applicable income taxes$372,0001,100
Income before extraordinary items$1,765,0001,205
Extraordinary gains, net$05
Net income$1,765,0001,204
Minority interest net income$052
Net income of bank and minority interests.$1,765,0001,204
Net charge-offs$-68,0005,135
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,625,5601,260
2018-12-31 (YTD Data)Rank
Total interest income$25,215,0001,171
Total interest expense$2,495,0001,644
Net interest income$22,720,0001,118
Provision for loan and lease losses$3,441,000342
Total noninterest income$7,126,000874
Gross Fiduciary activities income$190,000712
Service charges on deposit accounts$1,871,000686
Trading account gains and fees$0126
Additional Noninterest Income$5,065,000793
Total noninterest expense$19,595,0001,083
Salaries and employee benefits$9,805,0001,191
Premises and equipment expense$1,758,0001,315
Additional noninterest expense$8,032,000838
Pre-tax net operating income$6,810,0001,380
Securities gains (losses)$213,000206
Applicable income taxes$582,0001,852
Income before extraordinary items$6,441,0001,291
Extraordinary gains, net$06
Net income$6,441,0001,290
Minority interest net income$072
Net income of bank and minority interests.$6,441,0001,290
Net charge-offs$1,078,000548
Cash dividends$8,023,000502
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,245,0401,311
2018-09-30 (YTD Data)Rank
Total interest income$18,622,0001,175
Total interest expense$1,753,0001,652
Net interest income$16,869,0001,118
Provision for loan and lease losses$481,0001,155
Total noninterest income$5,363,000879
Gross Fiduciary activities income$122,000717
Service charges on deposit accounts$1,428,000664
Trading account gains and fees$0138
Additional Noninterest Income$3,813,000804
Total noninterest expense$14,469,0001,094
Salaries and employee benefits$7,383,0001,186
Premises and equipment expense$1,272,0001,355
Additional noninterest expense$5,814,000851
Pre-tax net operating income$7,282,0001,070
Securities gains (losses)$211,000201
Applicable income taxes$1,072,0001,112
Income before extraordinary items$6,421,0001,046
Extraordinary gains, net$05
Net income$6,421,0001,045
Minority interest net income$066
Net income of bank and minority interests.$6,421,0001,045
Net charge-offs$13,0002,889
Cash dividends$1,862,0001,148
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,239,5401,061
2018-06-30 (YTD Data)Rank
Total interest income$12,250,0001,177
Total interest expense$1,093,0001,661
Net interest income$11,157,0001,122
Provision for loan and lease losses$320,0001,120
Total noninterest income$3,309,000917
Gross Fiduciary activities income$33,000796
Service charges on deposit accounts$988,000639
Trading account gains and fees$0130
Additional Noninterest Income$2,288,000854
Total noninterest expense$9,606,0001,096
Salaries and employee benefits$4,851,0001,198
Premises and equipment expense$846,0001,373
Additional noninterest expense$3,909,000847
Pre-tax net operating income$4,540,0001,108
Securities gains (losses)$135,000209
Applicable income taxes$435,0001,526
Income before extraordinary items$4,240,0001,038
Extraordinary gains, net$06
Net income$4,240,0001,037
Minority interest net income$065
Net income of bank and minority interests.$4,240,0001,037
Net charge-offs$46,0001,817
Cash dividends$1,323,0001,069
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,117,1501,051
2018-03-31 (YTD Data)Rank
Total interest income$5,985,0001,192
Total interest expense$522,0001,650
Net interest income$5,463,0001,146
Provision for loan and lease losses$163,0001,066
Total noninterest income$1,513,000961
Gross Fiduciary activities income$3,000913
Service charges on deposit accounts$446,000703
Trading account gains and fees$0123
Additional Noninterest Income$1,064,000891
Total noninterest expense$4,723,0001,117
Salaries and employee benefits$2,386,0001,222
Premises and equipment expense$392,0001,476
Additional noninterest expense$1,945,000840
Pre-tax net operating income$2,090,0001,155
Securities gains (losses)$135,000143
Applicable income taxes$-134,0005,563
Income before extraordinary items$2,359,000925
Extraordinary gains, net$07
Net income$2,359,000925
Minority interest net income$052
Net income of bank and minority interests.$2,359,000925
Net charge-offs$103,000843
Cash dividends$1,323,000584
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,224,000978
2017-12-31 (YTD Data)Rank
Total interest income$23,663,0001,169
Total interest expense$1,766,0001,687
Net interest income$21,897,0001,126
Provision for loan and lease losses$648,0001,215
Total noninterest income$6,017,000978
Gross Fiduciary activities income$60,000835
Service charges on deposit accounts$1,450,000841
Trading account gains and fees$0151
Additional Noninterest Income$4,507,000879
Total noninterest expense$19,057,0001,102
Salaries and employee benefits$9,571,0001,203
Premises and equipment expense$1,735,0001,327
Additional noninterest expense$7,751,000852
Pre-tax net operating income$8,209,0001,153
Securities gains (losses)$893,000152
Applicable income taxes$04,135
Income before extraordinary items$9,102,000814
Extraordinary gains, net$09
Net income$9,102,000815
Minority interest net income$076
Net income of bank and minority interests.$9,102,000814
Net charge-offs$811,000807
Cash dividends$4,245,000783
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,209,000875
2017-09-30 (YTD Data)Rank
Total interest income$17,800,0001,165
Total interest expense$1,274,0001,734
Net interest income$16,526,0001,123
Provision for loan and lease losses$482,0001,178
Total noninterest income$4,323,0001,031
Gross Fiduciary activities income$3,0001,012
Service charges on deposit accounts$1,051,000880
Trading account gains and fees$0145
Additional Noninterest Income$3,269,000910
Total noninterest expense$14,285,0001,099
Salaries and employee benefits$7,182,0001,206
Premises and equipment expense$1,297,0001,344
Additional noninterest expense$5,806,000847
Pre-tax net operating income$6,082,0001,191
Securities gains (losses)$877,000141
Applicable income taxes$04,172
Income before extraordinary items$6,959,000859
Extraordinary gains, net$09
Net income$6,959,000860
Minority interest net income$071
Net income of bank and minority interests.$6,959,000859
Net charge-offs$303,0001,106
Cash dividends$3,885,000621
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,082,000963
2017-06-30 (YTD Data)Rank
Total interest income$11,807,0001,166
Total interest expense$810,0001,755
Net interest income$10,997,0001,115
Provision for loan and lease losses$318,0001,142
Total noninterest income$2,850,0001,038
Gross Fiduciary activities income$2,0001,015
Service charges on deposit accounts$692,000877
Trading account gains and fees$0139
Additional Noninterest Income$2,156,000912
Total noninterest expense$9,521,0001,106
Salaries and employee benefits$4,799,0001,205
Premises and equipment expense$837,0001,383
Additional noninterest expense$3,885,000842
Pre-tax net operating income$4,008,0001,192
Securities gains (losses)$326,000202
Applicable income taxes$04,189
Income before extraordinary items$4,334,000898
Extraordinary gains, net$011
Net income$4,334,000899
Minority interest net income$071
Net income of bank and minority interests.$4,334,000898
Net charge-offs$211,0001,030
Cash dividends$2,859,000564
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,008,000956
2017-03-31 (YTD Data)Rank
Total interest income$5,662,0001,201
Total interest expense$401,0001,751
Net interest income$5,261,0001,148
Provision for loan and lease losses$154,0001,096
Total noninterest income$1,379,0001,062
Gross Fiduciary activities income$1,000986
Service charges on deposit accounts$342,000890
Trading account gains and fees$0142
Additional Noninterest Income$1,036,000924
Total noninterest expense$4,779,0001,108
Salaries and employee benefits$2,366,0001,234
Premises and equipment expense$439,0001,345
Additional noninterest expense$1,974,000825
Pre-tax net operating income$1,707,0001,324
Securities gains (losses)$223,000150
Applicable income taxes$04,086
Income before extraordinary items$1,930,000973
Extraordinary gains, net$08
Net income$1,930,000974
Minority interest net income$055
Net income of bank and minority interests.$1,930,000973
Net charge-offs$131,000773
Cash dividends$761,000902
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,707,0001,072
2016-12-31 (YTD Data)Rank
Total interest income$22,188,0001,187
Total interest expense$1,487,0001,814
Net interest income$20,701,0001,133
Provision for loan and lease losses$630,0001,265
Total noninterest income$6,614,000947
Gross Fiduciary activities income$18,000969
Service charges on deposit accounts$1,512,000831
Trading account gains and fees$0170
Additional Noninterest Income$5,084,000836
Total noninterest expense$18,620,0001,120
Salaries and employee benefits$9,580,0001,197
Premises and equipment expense$1,673,0001,374
Additional noninterest expense$7,367,000902
Pre-tax net operating income$8,065,0001,095
Securities gains (losses)$513,000424
Applicable income taxes$04,278
Income before extraordinary items$8,578,000872
Extraordinary gains, net$05
Net income$8,578,000871
Minority interest net income$082
Net income of bank and minority interests.$8,578,000871
Net charge-offs$460,0001,143
Cash dividends$4,189,000787
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,065,000899
2016-09-30 (YTD Data)Rank
Total interest income$16,454,0001,201
Total interest expense$1,093,0001,843
Net interest income$15,361,0001,149
Provision for loan and lease losses$466,0001,197
Total noninterest income$4,984,000935
Gross Fiduciary activities income$4,0001,030
Service charges on deposit accounts$1,144,000823
Trading account gains and fees$0169
Additional Noninterest Income$3,836,000827
Total noninterest expense$13,836,0001,132
Salaries and employee benefits$7,123,0001,203
Premises and equipment expense$1,205,0001,426
Additional noninterest expense$5,508,000901
Pre-tax net operating income$6,043,0001,117
Securities gains (losses)$181,000866
Applicable income taxes$04,325
Income before extraordinary items$6,224,000895
Extraordinary gains, net$05
Net income$6,224,000894
Minority interest net income$071
Net income of bank and minority interests.$6,224,000895
Net charge-offs$26,0002,997
Cash dividends$4,189,000580
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,043,000903
2016-06-30 (YTD Data)Rank
Total interest income$10,799,0001,222
Total interest expense$723,0001,859
Net interest income$10,076,0001,161
Provision for loan and lease losses$306,0001,213
Total noninterest income$3,168,000957
Gross Fiduciary activities income$4,0001,014
Service charges on deposit accounts$733,000843
Trading account gains and fees$0157
Additional Noninterest Income$2,431,000840
Total noninterest expense$9,112,0001,142
Salaries and employee benefits$4,680,0001,218
Premises and equipment expense$776,0001,472
Additional noninterest expense$3,656,000909
Pre-tax net operating income$3,826,0001,152
Securities gains (losses)$88,0001,049
Applicable income taxes$04,338
Income before extraordinary items$3,914,000934
Extraordinary gains, net$016
Net income$3,914,000932
Minority interest net income$071
Net income of bank and minority interests.$3,914,000933
Net charge-offs$16,0002,882
Cash dividends$3,251,000527
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,826,000926
2016-03-31 (YTD Data)Rank
Total interest income$5,380,0001,219
Total interest expense$356,0001,892
Net interest income$5,024,0001,172
Provision for loan and lease losses$156,0001,120
Total noninterest income$1,438,000989
Gross Fiduciary activities income$3,000976
Service charges on deposit accounts$348,000878
Trading account gains and fees$0142
Additional Noninterest Income$1,087,000886
Total noninterest expense$4,450,0001,169
Salaries and employee benefits$2,375,0001,215
Premises and equipment expense$347,0001,651
Additional noninterest expense$1,728,000946
Pre-tax net operating income$1,856,0001,154
Securities gains (losses)$20,0001,229
Applicable income taxes$04,259
Income before extraordinary items$1,876,000953
Extraordinary gains, net$012
Net income$1,876,000954
Minority interest net income$062
Net income of bank and minority interests.$1,876,000954
Net charge-offs$8,0002,423
Cash dividends$1,619,000509
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,856,000923
2015-12-31 (YTD Data)Rank
Total interest income$21,176,0001,207
Total interest expense$1,324,0001,959
Net interest income$19,852,0001,147
Provision for loan and lease losses$625,0001,149
Total noninterest income$6,831,000902
Gross Fiduciary activities income$5,0001,091
Service charges on deposit accounts$1,530,000843
Trading account gains and fees$0159
Additional Noninterest Income$5,296,000784
Total noninterest expense$17,647,0001,147
Salaries and employee benefits$9,085,0001,226
Premises and equipment expense$1,626,0001,420
Additional noninterest expense$6,936,000953
Pre-tax net operating income$8,411,0001,030
Securities gains (losses)$197,000754
Applicable income taxes$04,402
Income before extraordinary items$8,608,000834
Extraordinary gains, net$023
Net income$8,608,000834
Minority interest net income$081
Net income of bank and minority interests.$8,608,000834
Net charge-offs$-16,0005,291
Cash dividends$4,661,000705
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,411,000832
2015-09-30 (YTD Data)Rank
Total interest income$15,693,0001,226
Total interest expense$988,0001,983
Net interest income$14,705,0001,167
Provision for loan and lease losses$464,0001,096
Total noninterest income$5,326,000890
Gross Fiduciary activities income$5,0001,047
Service charges on deposit accounts$1,157,000840
Trading account gains and fees$0153
Additional Noninterest Income$4,164,000760
Total noninterest expense$12,989,0001,167
Salaries and employee benefits$6,670,0001,252
Premises and equipment expense$1,193,0001,457
Additional noninterest expense$5,126,000959
Pre-tax net operating income$6,578,0001,015
Securities gains (losses)$102,0001,025
Applicable income taxes$04,489
Income before extraordinary items$6,680,000812
Extraordinary gains, net$021
Net income$6,680,000812
Minority interest net income$078
Net income of bank and minority interests.$6,680,000812
Net charge-offs$-152,0005,902
Cash dividends$4,171,000554
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,578,000805
2015-06-30 (YTD Data)Rank
Total interest income$10,422,0001,225
Total interest expense$657,0001,995
Net interest income$9,765,0001,170
Provision for loan and lease losses$310,0001,078
Total noninterest income$3,569,000887
Gross Fiduciary activities income$5,0001,028
Service charges on deposit accounts$729,000869
Trading account gains and fees$0157
Additional Noninterest Income$2,835,000741
Total noninterest expense$8,642,0001,171
Salaries and employee benefits$4,440,0001,256
Premises and equipment expense$783,0001,493
Additional noninterest expense$3,419,000956
Pre-tax net operating income$4,382,0001,011
Securities gains (losses)$45,0001,293
Applicable income taxes$04,497
Income before extraordinary items$4,427,000826
Extraordinary gains, net$022
Net income$4,427,000825
Minority interest net income$075
Net income of bank and minority interests.$4,427,000826
Net charge-offs$-115,0005,952
Cash dividends$2,636,000569
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,382,000806
2015-03-31 (YTD Data)Rank
Total interest income$5,176,0001,228
Total interest expense$325,0002,021
Net interest income$4,851,0001,174
Provision for loan and lease losses$152,0001,055
Total noninterest income$1,471,000981
Gross Fiduciary activities income$2,0001,036
Service charges on deposit accounts$342,000902
Trading account gains and fees$0152
Additional Noninterest Income$1,127,000848
Total noninterest expense$4,246,0001,201
Salaries and employee benefits$2,197,0001,272
Premises and equipment expense$374,0001,581
Additional noninterest expense$1,675,000962
Pre-tax net operating income$1,924,0001,096
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,924,000896
Extraordinary gains, net$013
Net income$1,924,000896
Minority interest net income$064
Net income of bank and minority interests.$1,924,000896
Net charge-offs$-159,0006,209
Cash dividends$1,447,000492
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,924,000864
2014-12-31 (YTD Data)Rank
Total interest income$20,107,0001,258
Total interest expense$1,209,0002,251
Net interest income$18,898,0001,193
Provision for loan and lease losses$635,0001,221
Total noninterest income$5,880,000972
Gross Fiduciary activities income$21,0001,011
Service charges on deposit accounts$1,505,000886
Trading account gains and fees$0180
Additional Noninterest Income$4,354,000847
Total noninterest expense$16,812,0001,190
Salaries and employee benefits$8,609,0001,245
Premises and equipment expense$1,568,0001,514
Additional noninterest expense$6,635,000990
Pre-tax net operating income$7,331,0001,106
Securities gains (losses)$406,000488
Applicable income taxes$04,531
Income before extraordinary items$7,737,000857
Extraordinary gains, net$017
Net income$7,737,000856
Minority interest net income$084
Net income of bank and minority interests.$7,737,000856
Net charge-offs$-71,0006,072
Cash dividends$4,508,000663
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,331,000887
2014-09-30 (YTD Data)Rank
Total interest income$15,087,0001,259
Total interest expense$892,0002,313
Net interest income$14,195,0001,191
Provision for loan and lease losses$468,0001,205
Total noninterest income$4,337,000983
Gross Fiduciary activities income$20,000977
Service charges on deposit accounts$1,135,000889
Trading account gains and fees$0174
Additional Noninterest Income$3,182,000857
Total noninterest expense$12,440,0001,215
Salaries and employee benefits$6,403,0001,257
Premises and equipment expense$1,119,0001,588
Additional noninterest expense$4,918,000996
Pre-tax net operating income$5,624,0001,099
Securities gains (losses)$406,000376
Applicable income taxes$04,583
Income before extraordinary items$6,030,000827
Extraordinary gains, net$015
Net income$6,030,000826
Minority interest net income$081
Net income of bank and minority interests.$6,030,000826
Net charge-offs$-68,0006,124
Cash dividends$4,228,000514
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,624,000861
2014-06-30 (YTD Data)Rank
Total interest income$9,971,0001,263
Total interest expense$588,0002,365
Net interest income$9,383,0001,191
Provision for loan and lease losses$310,0001,195
Total noninterest income$2,713,0001,016
Gross Fiduciary activities income$4,0001,069
Service charges on deposit accounts$722,000909
Trading account gains and fees$0172
Additional Noninterest Income$1,987,000896
Total noninterest expense$8,153,0001,230
Salaries and employee benefits$4,129,0001,291
Premises and equipment expense$700,0001,700
Additional noninterest expense$3,324,000978
Pre-tax net operating income$3,633,0001,098
Securities gains (losses)$406,000276
Applicable income taxes$04,568
Income before extraordinary items$4,039,000807
Extraordinary gains, net$020
Net income$4,039,000808
Minority interest net income$080
Net income of bank and minority interests.$4,039,000807
Net charge-offs$-43,0006,113
Cash dividends$3,374,000431
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,633,000863
2014-03-31 (YTD Data)Rank
Total interest income$4,952,0001,277
Total interest expense$296,0002,388
Net interest income$4,656,0001,204
Provision for loan and lease losses$154,0001,177
Total noninterest income$1,223,0001,078
Gross Fiduciary activities income$3,0001,038
Service charges on deposit accounts$339,000954
Trading account gains and fees$0147
Additional Noninterest Income$881,000936
Total noninterest expense$4,054,0001,249
Salaries and employee benefits$2,038,0001,323
Premises and equipment expense$326,0001,840
Additional noninterest expense$1,690,000946
Pre-tax net operating income$1,671,0001,153
Securities gains (losses)$414,000153
Applicable income taxes$04,445
Income before extraordinary items$2,085,000747
Extraordinary gains, net$016
Net income$2,085,000748
Minority interest net income$066
Net income of bank and minority interests.$2,085,000748
Net charge-offs$-14,0005,900
Cash dividends$1,637,000389
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,671,000918
2013-12-31 (YTD Data)Rank
Total interest income$17,922,0001,421
Total interest expense$1,215,0002,536
Net interest income$16,707,0001,305
Provision for loan and lease losses$1,066,0001,040
Total noninterest income$6,204,000969
Gross Fiduciary activities income$5,0001,167
Service charges on deposit accounts$1,410,000978
Trading account gains and fees$0184
Additional Noninterest Income$4,789,000835
Total noninterest expense$15,582,0001,282
Salaries and employee benefits$7,955,0001,336
Premises and equipment expense$1,464,0001,609
Additional noninterest expense$6,163,0001,099
Pre-tax net operating income$6,263,0001,179
Securities gains (losses)$89,0001,409
Applicable income taxes$04,631
Income before extraordinary items$6,352,000980
Extraordinary gains, net$029
Net income$6,352,000983
Minority interest net income$090
Net income of bank and minority interests.$6,352,000983
Net charge-offs$967,0001,301
Cash dividends$2,893,000899
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,263,000968
2013-09-30 (YTD Data)Rank
Total interest income$13,031,0001,456
Total interest expense$919,0002,598
Net interest income$12,112,0001,344
Provision for loan and lease losses$609,0001,308
Total noninterest income$4,891,000953
Gross Fiduciary activities income$3,0001,137
Service charges on deposit accounts$1,058,000983
Trading account gains and fees$0180
Additional Noninterest Income$3,830,000806
Total noninterest expense$11,699,0001,283
Salaries and employee benefits$5,966,0001,337
Premises and equipment expense$1,109,0001,601
Additional noninterest expense$4,624,0001,088
Pre-tax net operating income$4,695,0001,211
Securities gains (losses)$89,0001,298
Applicable income taxes$04,713
Income before extraordinary items$4,784,000975
Extraordinary gains, net$025
Net income$4,784,000978
Minority interest net income$084
Net income of bank and minority interests.$4,784,000978
Net charge-offs$552,0001,494
Cash dividends$2,894,000666
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,695,000969
2013-06-30 (YTD Data)Rank
Total interest income$8,388,0001,499
Total interest expense$616,0002,649
Net interest income$7,772,0001,377
Provision for loan and lease losses$459,0001,241
Total noninterest income$3,204,000968
Gross Fiduciary activities income$2,0001,138
Service charges on deposit accounts$695,000971
Trading account gains and fees$0157
Additional Noninterest Income$2,507,000837
Total noninterest expense$7,684,0001,303
Salaries and employee benefits$3,912,0001,357
Premises and equipment expense$711,0001,665
Additional noninterest expense$3,061,0001,102
Pre-tax net operating income$2,833,0001,300
Securities gains (losses)$77,0001,272
Applicable income taxes$04,679
Income before extraordinary items$2,910,0001,064
Extraordinary gains, net$022
Net income$2,910,0001,065
Minority interest net income$082
Net income of bank and minority interests.$2,910,0001,067
Net charge-offs$591,0001,113
Cash dividends$2,277,000566
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,833,0001,056
2013-03-31 (YTD Data)Rank
Total interest income$4,079,0001,551
Total interest expense$314,0002,691
Net interest income$3,765,0001,431
Provision for loan and lease losses$309,000965
Total noninterest income$1,514,0001,018
Gross Fiduciary activities income$1,0001,109
Service charges on deposit accounts$359,000921
Trading account gains and fees$0148
Additional Noninterest Income$1,154,000889
Total noninterest expense$3,747,0001,343
Salaries and employee benefits$1,933,0001,377
Premises and equipment expense$340,0001,759
Additional noninterest expense$1,474,0001,125
Pre-tax net operating income$1,223,0001,451
Securities gains (losses)$77,000761
Applicable income taxes$04,602
Income before extraordinary items$1,300,0001,145
Extraordinary gains, net$010
Net income$1,300,0001,147
Minority interest net income$076
Net income of bank and minority interests.$1,300,0001,147
Net charge-offs$39,0002,600
Cash dividends$1,577,000371
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,223,0001,165
2012-12-31 (YTD Data)Rank
Total interest income$17,186,0001,543
Total interest expense$1,517,0002,695
Net interest income$15,669,0001,399
Provision for loan and lease losses$186,0004,015
Total noninterest income$7,951,000802
Gross Fiduciary activities income$15,0001,091
Service charges on deposit accounts$1,572,000901
Trading account gains and fees$0166
Additional Noninterest Income$6,364,000677
Total noninterest expense$15,788,0001,273
Salaries and employee benefits$8,159,0001,274
Premises and equipment expense$1,343,0001,755
Additional noninterest expense$6,286,0001,106
Pre-tax net operating income$7,646,000931
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$7,646,000787
Extraordinary gains, net$029
Net income$7,646,000785
Minority interest net income$093
Net income of bank and minority interests.$7,646,000787
Net charge-offs$626,0002,359
Cash dividends$3,523,000762
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,646,000733
2012-09-30 (YTD Data)Rank
Total interest income$12,803,0001,588
Total interest expense$1,160,0002,754
Net interest income$11,643,0001,430
Provision for loan and lease losses$164,0003,772
Total noninterest income$5,550,000843
Gross Fiduciary activities income$4,0001,161
Service charges on deposit accounts$1,176,000912
Trading account gains and fees$0157
Additional Noninterest Income$4,370,000706
Total noninterest expense$11,907,0001,260
Salaries and employee benefits$6,054,0001,287
Premises and equipment expense$998,0001,786
Additional noninterest expense$4,855,0001,062
Pre-tax net operating income$5,122,0001,054
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$5,122,000893
Extraordinary gains, net$020
Net income$5,122,000891
Minority interest net income$086
Net income of bank and minority interests.$5,122,000893
Net charge-offs$-606,0007,152
Cash dividends$3,523,000478
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,122,000831
2012-06-30 (YTD Data)Rank
Total interest income$8,528,0001,604
Total interest expense$789,0002,809
Net interest income$7,739,0001,433
Provision for loan and lease losses$161,0003,262
Total noninterest income$3,595,000855
Gross Fiduciary activities income$2,0001,169
Service charges on deposit accounts$773,000913
Trading account gains and fees$0153
Additional Noninterest Income$2,820,000727
Total noninterest expense$7,441,0001,336
Salaries and employee benefits$4,021,0001,291
Premises and equipment expense$643,0001,844
Additional noninterest expense$2,777,0001,231
Pre-tax net operating income$3,732,000960
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$3,732,000815
Extraordinary gains, net$019
Net income$3,732,000814
Minority interest net income$084
Net income of bank and minority interests.$3,732,000815
Net charge-offs$-552,0007,222
Cash dividends$2,963,000388
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,732,000764
2012-03-31 (YTD Data)Rank
Total interest income$4,144,0001,667
Total interest expense$417,0002,783
Net interest income$3,727,0001,501
Provision for loan and lease losses$150,0002,302
Total noninterest income$1,705,000874
Gross Fiduciary activities income$2,0001,093
Service charges on deposit accounts$387,000898
Trading account gains and fees$0148
Additional Noninterest Income$1,316,000747
Total noninterest expense$3,664,0001,355
Salaries and employee benefits$1,993,0001,304
Premises and equipment expense$305,0001,949
Additional noninterest expense$1,366,0001,231
Pre-tax net operating income$1,618,0001,085
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,618,000924
Extraordinary gains, net$019
Net income$1,618,000925
Minority interest net income$078
Net income of bank and minority interests.$1,618,000925
Net charge-offs$130,0002,220
Cash dividends$1,181,000409
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,618,000873
2011-12-31 (YTD Data)Rank
Total interest income$16,658,0001,696
Total interest expense$2,001,0002,779
Net interest income$14,657,0001,524
Provision for loan and lease losses$675,0002,995
Total noninterest income$6,754,000819
Gross Fiduciary activities income$1,0001,250
Service charges on deposit accounts$1,532,000961
Trading account gains and fees$0146
Additional Noninterest Income$5,221,000676
Total noninterest expense$14,644,0001,336
Salaries and employee benefits$7,789,0001,269
Premises and equipment expense$1,375,0001,808
Additional noninterest expense$5,480,0001,262
Pre-tax net operating income$6,092,000986
Securities gains (losses)$41,0002,709
Applicable income taxes$04,719
Income before extraordinary items$6,133,000803
Extraordinary gains, net$029
Net income$6,133,000800
Minority interest net income$096
Net income of bank and minority interests.$6,133,000803
Net charge-offs$193,0004,329
Cash dividends$4,074,000514
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,092,000792
2011-09-30 (YTD Data)Rank
Total interest income$12,534,0001,711
Total interest expense$1,541,0002,820
Net interest income$10,993,0001,527
Provision for loan and lease losses$513,0002,841
Total noninterest income$4,895,000852
Gross Fiduciary activities income$1,0001,199
Service charges on deposit accounts$1,145,000963
Trading account gains and fees$0145
Additional Noninterest Income$3,749,000710
Total noninterest expense$10,790,0001,358
Salaries and employee benefits$5,717,0001,299
Premises and equipment expense$1,054,0001,782
Additional noninterest expense$4,019,0001,279
Pre-tax net operating income$4,585,0001,017
Securities gains (losses)$41,0002,444
Applicable income taxes$04,740
Income before extraordinary items$4,626,000827
Extraordinary gains, net$021
Net income$4,626,000826
Minority interest net income$087
Net income of bank and minority interests.$4,626,000827
Net charge-offs$169,0003,901
Cash dividends$4,074,000351
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,585,000800
2011-06-30 (YTD Data)Rank
Total interest income$8,445,0001,711
Total interest expense$1,042,0002,869
Net interest income$7,403,0001,506
Provision for loan and lease losses$358,0002,749
Total noninterest income$3,228,000866
Gross Fiduciary activities income$1,0001,171
Service charges on deposit accounts$753,000967
Trading account gains and fees$0153
Additional Noninterest Income$2,474,000724
Total noninterest expense$7,405,0001,343
Salaries and employee benefits$3,870,0001,294
Premises and equipment expense$683,0001,856
Additional noninterest expense$2,852,0001,232
Pre-tax net operating income$2,868,0001,053
Securities gains (losses)$20,0002,091
Applicable income taxes$04,697
Income before extraordinary items$2,888,000864
Extraordinary gains, net$015
Net income$2,888,000863
Minority interest net income$089
Net income of bank and minority interests.$2,888,000864
Net charge-offs$130,0003,579
Cash dividends$2,936,000320
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,868,000840
2011-03-31 (YTD Data)Rank
Total interest income$4,263,0001,711
Total interest expense$539,0002,867
Net interest income$3,724,0001,500
Provision for loan and lease losses$203,0002,414
Total noninterest income$1,488,000920
Gross Fiduciary activities income$1,0001,126
Service charges on deposit accounts$361,000999
Trading account gains and fees$0158
Additional Noninterest Income$1,126,000756
Total noninterest expense$3,680,0001,357
Salaries and employee benefits$1,932,0001,301
Premises and equipment expense$334,0001,932
Additional noninterest expense$1,414,0001,249
Pre-tax net operating income$1,329,0001,103
Securities gains (losses)$20,0001,097
Applicable income taxes$04,545
Income before extraordinary items$1,349,000905
Extraordinary gains, net$09
Net income$1,349,000904
Minority interest net income$086
Net income of bank and minority interests.$1,349,000905
Net charge-offs$64,0003,148
Cash dividends$2,440,000176
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,329,000890
2010-12-31 (YTD Data)Rank
Total interest income$17,115,0001,766
Total interest expense$2,885,0002,689
Net interest income$14,230,0001,571
Provision for loan and lease losses$765,0003,453
Total noninterest income$7,809,000763
Gross Fiduciary activities income$172,000787
Service charges on deposit accounts$1,603,000946
Trading account gains and fees$0175
Additional Noninterest Income$6,034,000648
Total noninterest expense$16,261,0001,234
Salaries and employee benefits$8,153,0001,210
Premises and equipment expense$2,003,0001,293
Additional noninterest expense$6,105,0001,213
Pre-tax net operating income$5,013,0001,035
Securities gains (losses)$302,0001,259
Applicable income taxes$04,655
Income before extraordinary items$5,315,000831
Extraordinary gains, net$029
Net income$5,315,000831
Minority interest net income$0111
Net income of bank and minority interests.$5,315,000832
Net charge-offs$523,0003,592
Cash dividends$3,862,000437
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,013,000848
2010-09-30 (YTD Data)Rank
Total interest income$12,728,0001,818
Total interest expense$2,248,0002,705
Net interest income$10,480,0001,619
Provision for loan and lease losses$465,0003,660
Total noninterest income$4,979,000849
Gross Fiduciary activities income$45,000930
Service charges on deposit accounts$1,198,000980
Trading account gains and fees$0165
Additional Noninterest Income$3,736,000703
Total noninterest expense$11,321,0001,311
Salaries and employee benefits$6,061,0001,210
Premises and equipment expense$987,0001,962
Additional noninterest expense$4,273,0001,266
Pre-tax net operating income$3,673,0001,108
Securities gains (losses)$156,0001,571
Applicable income taxes$04,726
Income before extraordinary items$3,829,000909
Extraordinary gains, net$023
Net income$3,829,000911
Minority interest net income$0110
Net income of bank and minority interests.$3,829,000911
Net charge-offs$332,0003,599
Cash dividends$3,862,000296
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,673,000905
2010-06-30 (YTD Data)Rank
Total interest income$8,350,0001,878
Total interest expense$1,510,0002,773
Net interest income$6,840,0001,648
Provision for loan and lease losses$315,0003,528
Total noninterest income$3,180,000860
Gross Fiduciary activities income$40,000905
Service charges on deposit accounts$777,0001,018
Trading account gains and fees$0152
Additional Noninterest Income$2,363,000702
Total noninterest expense$7,420,0001,335
Salaries and employee benefits$3,979,0001,233
Premises and equipment expense$643,0002,020
Additional noninterest expense$2,798,0001,281
Pre-tax net operating income$2,285,0001,158
Securities gains (losses)$156,0001,108
Applicable income taxes$04,691
Income before extraordinary items$2,441,000921
Extraordinary gains, net$019
Net income$2,441,000921
Minority interest net income$0105
Net income of bank and minority interests.$2,441,000922
Net charge-offs$62,0004,692
Cash dividends$1,597,000428
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,285,000945
2010-03-31 (YTD Data)Rank
Total interest income$4,039,0001,980
Total interest expense$757,0002,884
Net interest income$3,282,0001,734
Provision for loan and lease losses$155,0003,289
Total noninterest income$1,475,000897
Gross Fiduciary activities income$11,000971
Service charges on deposit accounts$380,0001,039
Trading account gains and fees$0175
Additional Noninterest Income$1,084,000741
Total noninterest expense$3,717,0001,352
Salaries and employee benefits$1,998,0001,242
Premises and equipment expense$319,0002,092
Additional noninterest expense$1,400,0001,264
Pre-tax net operating income$885,0001,481
Securities gains (losses)$156,000610
Applicable income taxes$04,611
Income before extraordinary items$1,041,0001,052
Extraordinary gains, net$016
Net income$1,041,0001,052
Minority interest net income$091
Net income of bank and minority interests.$1,041,0001,054
Net charge-offs$22,0004,360
Cash dividends$661,000504
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$885,0001,200
2009-12-31 (YTD Data)Rank
Total interest income$17,115,0001,976
Total interest expense$3,772,0002,870
Net interest income$13,343,0001,679
Provision for loan and lease losses$3,315,0001,851
Total noninterest income$6,260,000916
Gross Fiduciary activities income$183,000777
Service charges on deposit accounts$1,686,0001,032
Trading account gains and fees$0211
Additional Noninterest Income$4,391,000789
Total noninterest expense$14,274,0001,439
Salaries and employee benefits$7,288,0001,384
Premises and equipment expense$1,280,0002,092
Additional noninterest expense$5,706,0001,317
Pre-tax net operating income$2,014,0001,896
Securities gains (losses)$105,0002,100
Applicable income taxes$04,388
Income before extraordinary items$2,119,0001,573
Extraordinary gains, net$034
Net income$2,119,0001,570
Minority interest net income$0115
Net income of bank and minority interests.$2,119,0001,572
Net charge-offs$2,499,0001,794
Cash dividends$1,637,0001,102
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,014,0001,612
2009-09-30 (YTD Data)Rank
Total interest income$12,829,0002,018
Total interest expense$2,901,0002,927
Net interest income$9,928,0001,692
Provision for loan and lease losses$1,710,0002,079
Total noninterest income$4,629,000944
Gross Fiduciary activities income$134,000778
Service charges on deposit accounts$1,275,0001,024
Trading account gains and fees$0212
Additional Noninterest Income$3,220,000820
Total noninterest expense$11,018,0001,389
Salaries and employee benefits$5,716,0001,325
Premises and equipment expense$962,0002,104
Additional noninterest expense$4,340,0001,268
Pre-tax net operating income$1,829,0001,756
Securities gains (losses)$105,0001,800
Applicable income taxes$04,592
Income before extraordinary items$1,934,0001,375
Extraordinary gains, net$027
Net income$1,934,0001,373
Minority interest net income$0118
Net income of bank and minority interests.$1,934,0001,375
Net charge-offs$1,886,0001,555
Cash dividends$1,637,000785
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,829,0001,429
2009-06-30 (YTD Data)Rank
Total interest income$8,573,0002,044
Total interest expense$1,966,0003,009
Net interest income$6,607,0001,691
Provision for loan and lease losses$755,0002,396
Total noninterest income$3,027,000958
Gross Fiduciary activities income$84,000803
Service charges on deposit accounts$849,000999
Trading account gains and fees$0193
Additional Noninterest Income$2,094,000853
Total noninterest expense$7,233,0001,434
Salaries and employee benefits$3,786,0001,371
Premises and equipment expense$642,0002,126
Additional noninterest expense$2,805,0001,320
Pre-tax net operating income$1,646,0001,394
Securities gains (losses)$91,0001,558
Applicable income taxes$04,657
Income before extraordinary items$1,737,0001,096
Extraordinary gains, net$021
Net income$1,737,0001,095
Minority interest net income$0112
Net income of bank and minority interests.$1,737,0001,096
Net charge-offs$342,0002,781
Cash dividends$1,554,000570
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,646,0001,115
2009-03-31 (YTD Data)Rank
Total interest income$4,278,0002,080
Total interest expense$1,027,0002,987
Net interest income$3,251,0001,703
Provision for loan and lease losses$135,0003,447
Total noninterest income$1,285,0001,049
Gross Fiduciary activities income$45,000795
Service charges on deposit accounts$413,0001,001
Trading account gains and fees$0171
Additional Noninterest Income$827,000984
Total noninterest expense$3,449,0001,448
Salaries and employee benefits$1,858,0001,408
Premises and equipment expense$319,0002,182
Additional noninterest expense$1,272,0001,296
Pre-tax net operating income$952,0001,354
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$952,0001,140
Extraordinary gains, net$015
Net income$952,0001,142
Minority interest net income$0102
Net income of bank and minority interests.$952,0001,142
Net charge-offs$80,0003,104
Cash dividends$533,000809
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$952,0001,067
2008-12-31 (YTD Data)Rank
Total interest income$18,159,0002,100
Total interest expense$5,224,0002,858
Net interest income$12,935,0001,723
Provision for loan and lease losses$721,0003,203
Total noninterest income$5,503,000973
Gross Fiduciary activities income$201,000778
Service charges on deposit accounts$1,754,0001,020
Trading account gains and fees$0154
Additional Noninterest Income$3,548,000852
Total noninterest expense$13,603,0001,436
Salaries and employee benefits$7,457,0001,371
Premises and equipment expense$1,327,0002,041
Additional noninterest expense$4,819,0001,308
Pre-tax net operating income$4,114,0001,324
Securities gains (losses)$68,0001,402
Applicable income taxes$04,979
Income before extraordinary items$4,182,000987
Extraordinary gains, net$039
Net income$4,182,000987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$626,0002,493
Cash dividends$1,884,0001,438
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,114,0001,072
2008-09-30 (YTD Data)Rank
Total interest income$13,694,0002,131
Total interest expense$4,035,0002,886
Net interest income$9,659,0001,744
Provision for loan and lease losses$340,0003,340
Total noninterest income$4,426,000962
Gross Fiduciary activities income$152,000778
Service charges on deposit accounts$1,309,0001,034
Trading account gains and fees$0148
Additional Noninterest Income$2,965,000830
Total noninterest expense$10,174,0001,422
Salaries and employee benefits$5,609,0001,387
Premises and equipment expense$1,008,0002,033
Additional noninterest expense$3,557,0001,285
Pre-tax net operating income$3,571,0001,384
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$3,571,0001,028
Extraordinary gains, net$031
Net income$3,571,0001,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0003,010
Cash dividends$1,884,0001,094
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,571,0001,091
2008-06-30 (YTD Data)Rank
Total interest income$9,092,0002,165
Total interest expense$2,710,0002,975
Net interest income$6,382,0001,749
Provision for loan and lease losses$223,0002,985
Total noninterest income$2,913,000991
Gross Fiduciary activities income$104,000796
Service charges on deposit accounts$849,0001,040
Trading account gains and fees$0149
Additional Noninterest Income$1,960,000855
Total noninterest expense$6,616,0001,458
Salaries and employee benefits$3,701,0001,410
Premises and equipment expense$638,0002,116
Additional noninterest expense$2,277,0001,302
Pre-tax net operating income$2,456,0001,406
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$2,456,0001,115
Extraordinary gains, net$021
Net income$2,456,0001,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,018
Cash dividends$785,0001,723
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,456,0001,102
2008-03-31 (YTD Data)Rank
Total interest income$4,545,0002,216
Total interest expense$1,428,0003,014
Net interest income$3,117,0001,795
Provision for loan and lease losses$113,0002,567
Total noninterest income$1,381,0001,033
Gross Fiduciary activities income$63,000755
Service charges on deposit accounts$416,0001,041
Trading account gains and fees$0158
Additional Noninterest Income$902,000918
Total noninterest expense$3,213,0001,493
Salaries and employee benefits$1,780,0001,496
Premises and equipment expense$299,0002,275
Additional noninterest expense$1,134,0001,268
Pre-tax net operating income$1,172,0001,552
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,172,0001,285
Extraordinary gains, net$015
Net income$1,172,0001,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,293
Cash dividends$228,0002,184
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,172,0001,246
2007-12-31 (YTD Data)Rank
Total interest income$18,427,0002,235
Total interest expense$7,101,0002,589
Net interest income$11,326,0002,004
Provision for loan and lease losses$437,0002,555
Total noninterest income$5,134,0001,076
Gross Fiduciary activities income$190,000814
Service charges on deposit accounts$1,696,0001,051
Trading account gains and fees$0178
Additional Noninterest Income$3,248,000949
Total noninterest expense$11,708,0001,574
Salaries and employee benefits$6,692,0001,515
Premises and equipment expense$1,321,0001,982
Additional noninterest expense$3,695,0001,502
Pre-tax net operating income$4,315,0001,864
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$4,315,0001,484
Extraordinary gains, net$039
Net income$4,315,0001,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,0003,180
Cash dividends$1,519,0001,976
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,315,0001,466
2007-09-30 (YTD Data)Rank
Total interest income$13,695,0002,262
Total interest expense$5,492,0002,514
Net interest income$8,203,0002,080
Provision for loan and lease losses$366,0001,987
Total noninterest income$3,765,0001,096
Gross Fiduciary activities income$156,000791
Service charges on deposit accounts$1,247,0001,057
Trading account gains and fees$0184
Additional Noninterest Income$2,362,000976
Total noninterest expense$8,417,0001,625
Salaries and employee benefits$4,718,0001,608
Premises and equipment expense$961,0002,016
Additional noninterest expense$2,738,0001,482
Pre-tax net operating income$3,185,0002,003
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$3,185,0001,584
Extraordinary gains, net$033
Net income$3,185,0001,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0002,423
Cash dividends$1,519,0001,479
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,185,0001,574
2007-06-30 (YTD Data)Rank
Total interest income$9,105,0002,289
Total interest expense$3,757,0002,453
Net interest income$5,348,0002,157
Provision for loan and lease losses$318,0001,472
Total noninterest income$2,419,0001,148
Gross Fiduciary activities income$108,000797
Service charges on deposit accounts$818,0001,078
Trading account gains and fees$0168
Additional Noninterest Income$1,493,0001,048
Total noninterest expense$5,479,0001,686
Salaries and employee benefits$3,095,0001,658
Premises and equipment expense$603,0002,151
Additional noninterest expense$1,781,0001,524
Pre-tax net operating income$1,970,0002,193
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,970,0001,758
Extraordinary gains, net$029
Net income$1,970,0001,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0001,978
Cash dividends$924,0001,638
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,970,0001,744
2007-03-31 (YTD Data)Rank
Total interest income$4,558,0002,273
Total interest expense$1,913,0002,406
Net interest income$2,645,0002,182
Provision for loan and lease losses$207,0001,129
Total noninterest income$1,179,0001,154
Gross Fiduciary activities income$60,000781
Service charges on deposit accounts$389,0001,105
Trading account gains and fees$0195
Additional Noninterest Income$730,0001,049
Total noninterest expense$2,724,0001,708
Salaries and employee benefits$1,550,0001,682
Premises and equipment expense$302,0002,168
Additional noninterest expense$872,0001,530
Pre-tax net operating income$893,0002,359
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$893,0001,884
Extraordinary gains, net$022
Net income$893,0001,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0001,351
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$893,0001,875
2006-12-31 (YTD Data)Rank
Total interest income$16,519,0002,355
Total interest expense$6,230,0002,516
Net interest income$10,289,0002,244
Provision for loan and lease losses$355,0002,498
Total noninterest income$5,003,0001,094
Gross Fiduciary activities income$232,000765
Service charges on deposit accounts$1,549,0001,143
Trading account gains and fees$0130
Additional Noninterest Income$3,222,000943
Total noninterest expense$11,025,0001,608
Salaries and employee benefits$6,407,0001,544
Premises and equipment expense$1,117,0002,227
Additional noninterest expense$3,501,0001,508
Pre-tax net operating income$3,912,0002,293
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$3,912,0001,825
Extraordinary gains, net$051
Net income$3,912,0001,827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0003,668
Cash dividends$2,059,0001,490
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,912,0001,803
2006-09-30 (YTD Data)Rank
Total interest income$11,934,0002,420
Total interest expense$4,356,0002,594
Net interest income$7,578,0002,289
Provision for loan and lease losses$267,0002,373
Total noninterest income$3,841,0001,083
Gross Fiduciary activities income$154,000784
Service charges on deposit accounts$1,162,0001,150
Trading account gains and fees$0126
Additional Noninterest Income$2,525,000937
Total noninterest expense$8,006,0001,670
Salaries and employee benefits$4,572,0001,624
Premises and equipment expense$790,0002,360
Additional noninterest expense$2,644,0001,494
Pre-tax net operating income$3,146,0002,246
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$3,146,0001,764
Extraordinary gains, net$045
Net income$3,146,0001,766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0003,673
Cash dividends$1,537,0001,410
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,146,0001,749
2006-06-30 (YTD Data)Rank
Total interest income$7,710,0002,447
Total interest expense$2,737,0002,629
Net interest income$4,973,0002,337
Provision for loan and lease losses$173,0002,372
Total noninterest income$2,565,0001,081
Gross Fiduciary activities income$108,000789
Service charges on deposit accounts$772,0001,147
Trading account gains and fees$0126
Additional Noninterest Income$1,685,000946
Total noninterest expense$5,353,0001,669
Salaries and employee benefits$3,068,0001,613
Premises and equipment expense$501,0002,461
Additional noninterest expense$1,784,0001,486
Pre-tax net operating income$2,012,0002,298
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$2,012,0001,819
Extraordinary gains, net$039
Net income$2,012,0001,820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,553
Cash dividends$906,0001,566
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,012,0001,804
2006-03-31 (YTD Data)Rank
Total interest income$3,758,0002,457
Total interest expense$1,319,0002,614
Net interest income$2,439,0002,376
Provision for loan and lease losses$91,0002,117
Total noninterest income$1,127,0001,171
Gross Fiduciary activities income$56,000785
Service charges on deposit accounts$373,0001,158
Trading account gains and fees$0115
Additional Noninterest Income$698,0001,045
Total noninterest expense$2,657,0001,687
Salaries and employee benefits$1,517,0001,638
Premises and equipment expense$243,0002,522
Additional noninterest expense$897,0001,467
Pre-tax net operating income$818,0002,660
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$818,0002,139
Extraordinary gains, net$021
Net income$818,0002,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,005
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$818,0002,128
2005-12-31 (YTD Data)Rank
Total interest income$12,221,0002,669
Total interest expense$3,374,0003,033
Net interest income$8,847,0002,464
Provision for loan and lease losses$352,0002,505
Total noninterest income$4,212,0001,227
Gross Fiduciary activities income$218,000776
Service charges on deposit accounts$1,493,0001,192
Trading account gains and fees$0138
Additional Noninterest Income$2,501,0001,159
Total noninterest expense$9,488,0001,790
Salaries and employee benefits$5,693,0001,645
Premises and equipment expense$857,0002,712
Additional noninterest expense$2,938,0001,721
Pre-tax net operating income$3,219,0002,613
Securities gains (losses)$-59,0008,247
Applicable income taxes$06,964
Income before extraordinary items$3,160,0002,145
Extraordinary gains, net$046
Net income$3,160,0002,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$380,0001,465
Cash dividends$1,254,0002,071
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,219,0002,093
2005-09-30 (YTD Data)Rank
Total interest income$8,728,0002,730
Total interest expense$2,238,0003,201
Net interest income$6,490,0002,500
Provision for loan and lease losses$245,0002,582
Total noninterest income$2,996,0001,298
Gross Fiduciary activities income$173,000757
Service charges on deposit accounts$1,112,0001,187
Trading account gains and fees$0126
Additional Noninterest Income$1,711,0001,228
Total noninterest expense$6,865,0001,828
Salaries and employee benefits$4,050,0001,707
Premises and equipment expense$652,0002,665
Additional noninterest expense$2,163,0001,725
Pre-tax net operating income$2,376,0002,675
Securities gains (losses)$-34,0008,371
Applicable income taxes$06,976
Income before extraordinary items$2,342,0002,190
Extraordinary gains, net$035
Net income$2,342,0002,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0001,294
Cash dividends$783,0002,148
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,376,0002,130
2005-06-30 (YTD Data)Rank
Total interest income$5,585,0002,756
Total interest expense$1,288,0003,455
Net interest income$4,297,0002,489
Provision for loan and lease losses$165,0002,477
Total noninterest income$1,861,0001,344
Gross Fiduciary activities income$124,000744
Service charges on deposit accounts$722,0001,180
Trading account gains and fees$0116
Additional Noninterest Income$1,015,0001,331
Total noninterest expense$4,493,0001,843
Salaries and employee benefits$2,656,0001,736
Premises and equipment expense$421,0002,711
Additional noninterest expense$1,416,0001,746
Pre-tax net operating income$1,500,0002,755
Securities gains (losses)$-77,0008,669
Applicable income taxes$06,961
Income before extraordinary items$1,423,0002,315
Extraordinary gains, net$030
Net income$1,423,0002,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0002,449
Cash dividends$490,0002,252
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,500,0002,195
2005-03-31 (YTD Data)Rank
Total interest income$2,660,0002,842
Total interest expense$561,0003,700
Net interest income$2,099,0002,546
Provision for loan and lease losses$82,0002,374
Total noninterest income$850,0001,423
Gross Fiduciary activities income$64,000751
Service charges on deposit accounts$341,0001,203
Trading account gains and fees$0115
Additional Noninterest Income$445,0001,443
Total noninterest expense$2,201,0001,882
Salaries and employee benefits$1,284,0001,799
Premises and equipment expense$203,0002,848
Additional noninterest expense$714,0001,725
Pre-tax net operating income$666,0002,975
Securities gains (losses)$-77,0008,821
Applicable income taxes$06,892
Income before extraordinary items$589,0002,661
Extraordinary gains, net$024
Net income$589,0002,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0002,069
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$666,0002,378
2004-12-31 (YTD Data)Rank
Total interest income$8,974,0003,108
Total interest expense$1,391,0004,723
Net interest income$7,583,0002,663
Provision for loan and lease losses$152,0004,209
Total noninterest income$3,626,0001,384
Gross Fiduciary activities income$234,000755
Service charges on deposit accounts$1,477,0001,209
Trading account gains and fees$0138
Additional Noninterest Income$1,915,0001,364
Total noninterest expense$8,976,0001,800
Salaries and employee benefits$5,261,0001,675
Premises and equipment expense$936,0002,435
Additional noninterest expense$2,779,0001,751
Pre-tax net operating income$2,081,0003,408
Securities gains (losses)$-46,0008,575
Applicable income taxes$07,185
Income before extraordinary items$2,035,0002,867
Extraordinary gains, net$034
Net income$2,035,0002,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,475
Cash dividends$895,0002,546
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,081,0002,753
2004-09-30 (YTD Data)Rank
Total interest income$6,502,0003,175
Total interest expense$966,0004,877
Net interest income$5,536,0002,712
Provision for loan and lease losses$145,0003,592
Total noninterest income$2,665,0001,415
Gross Fiduciary activities income$163,000768
Service charges on deposit accounts$1,099,0001,223
Trading account gains and fees$0134
Additional Noninterest Income$1,403,0001,406
Total noninterest expense$6,352,0001,880
Salaries and employee benefits$3,641,0001,804
Premises and equipment expense$724,0002,359
Additional noninterest expense$1,987,0001,804
Pre-tax net operating income$1,704,0003,286
Securities gains (losses)$-47,0008,797
Applicable income taxes$07,220
Income before extraordinary items$1,657,0002,727
Extraordinary gains, net$026
Net income$1,657,0002,728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0002,998
Cash dividends$624,0002,356
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,704,0002,601
2004-06-30 (YTD Data)Rank
Total interest income$4,195,0003,263
Total interest expense$594,0005,128
Net interest income$3,601,0002,769
Provision for loan and lease losses$139,0002,911
Total noninterest income$1,732,0001,436
Gross Fiduciary activities income$106,000781
Service charges on deposit accounts$733,0001,204
Trading account gains and fees$0130
Additional Noninterest Income$893,0001,439
Total noninterest expense$4,207,0001,901
Salaries and employee benefits$2,434,0001,800
Premises and equipment expense$471,0002,401
Additional noninterest expense$1,302,0001,835
Pre-tax net operating income$987,0003,567
Securities gains (losses)$-47,0008,900
Applicable income taxes$07,214
Income before extraordinary items$940,0003,091
Extraordinary gains, net$021
Net income$940,0003,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,762
Cash dividends$428,0002,365
Sale, conversion, retirement of capital stock, net$0638
Net operating income$987,0002,879
2004-03-31 (YTD Data)Rank
Total interest income$2,061,0003,311
Total interest expense$271,0005,475
Net interest income$1,790,0002,781
Provision for loan and lease losses$53,0003,225
Total noninterest income$853,0001,419
Gross Fiduciary activities income$59,000764
Service charges on deposit accounts$351,0001,215
Trading account gains and fees$0121
Additional Noninterest Income$443,0001,413
Total noninterest expense$2,096,0001,910
Salaries and employee benefits$1,232,0001,797
Premises and equipment expense$231,0002,467
Additional noninterest expense$633,0001,861
Pre-tax net operating income$494,0003,555
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$494,0002,970
Extraordinary gains, net$016
Net income$494,0002,970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,014
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$494,0002,866
2003-12-31 (YTD Data)Rank
Total interest income$7,961,0003,462
Total interest expense$1,118,0005,796
Net interest income$6,843,0002,816
Provision for loan and lease losses$331,0002,959
Total noninterest income$3,340,0001,544
Gross Fiduciary activities income$44,0001,095
Service charges on deposit accounts$1,491,0001,156
Trading account gains and fees$0160
Additional Noninterest Income$1,805,0001,580
Total noninterest expense$8,343,0001,903
Salaries and employee benefits$4,707,0001,826
Premises and equipment expense$1,095,0002,078
Additional noninterest expense$2,541,0001,895
Pre-tax net operating income$1,509,0004,115
Securities gains (losses)$393,000889
Applicable income taxes$07,459
Income before extraordinary items$1,902,0002,976
Extraordinary gains, net$054
Net income$1,902,0002,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,313
Cash dividends$789,0002,733
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,509,0003,391
2003-09-30 (YTD Data)Rank
Total interest income$5,990,0003,496
Total interest expense$859,0005,867
Net interest income$5,131,0002,828
Provision for loan and lease losses$269,0002,744
Total noninterest income$2,509,0001,580
Gross Fiduciary activities income$23,0001,161
Service charges on deposit accounts$1,117,0001,166
Trading account gains and fees$0153
Additional Noninterest Income$1,369,0001,636
Total noninterest expense$6,026,0001,977
Salaries and employee benefits$3,351,0001,922
Premises and equipment expense$777,0002,203
Additional noninterest expense$1,898,0001,888
Pre-tax net operating income$1,345,0003,767
Securities gains (losses)$292,000976
Applicable income taxes$07,524
Income before extraordinary items$1,637,0002,769
Extraordinary gains, net$040
Net income$1,637,0002,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,125
Cash dividends$529,0002,602
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,345,0003,057
2003-06-30 (YTD Data)Rank
Total interest income$4,002,0003,521
Total interest expense$597,0005,858
Net interest income$3,405,0002,835
Provision for loan and lease losses$203,0002,489
Total noninterest income$1,629,0001,604
Gross Fiduciary activities income$15,0001,166
Service charges on deposit accounts$750,0001,136
Trading account gains and fees$0150
Additional Noninterest Income$864,0001,686
Total noninterest expense$3,990,0001,975
Salaries and employee benefits$2,216,0001,920
Premises and equipment expense$506,0002,235
Additional noninterest expense$1,268,0001,893
Pre-tax net operating income$841,0003,925
Securities gains (losses)$243,000933
Applicable income taxes$07,529
Income before extraordinary items$1,084,0002,803
Extraordinary gains, net$030
Net income$1,084,0002,802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,848
Cash dividends$424,0002,372
Sale, conversion, retirement of capital stock, net$0589
Net operating income$841,0003,195
2003-03-31 (YTD Data)Rank
Total interest income$2,017,0003,497
Total interest expense$313,0005,808
Net interest income$1,704,0002,831
Provision for loan and lease losses$172,0001,535
Total noninterest income$856,0001,497
Gross Fiduciary activities income$10,0001,125
Service charges on deposit accounts$366,0001,129
Trading account gains and fees$0134
Additional Noninterest Income$480,0001,525
Total noninterest expense$1,984,0001,973
Salaries and employee benefits$1,134,0001,889
Premises and equipment expense$247,0002,272
Additional noninterest expense$603,0001,951
Pre-tax net operating income$404,0004,009
Securities gains (losses)$209,000638
Applicable income taxes$07,403
Income before extraordinary items$613,0002,492
Extraordinary gains, net$021
Net income$613,0002,489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,922
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$404,0003,263
2002-12-31 (YTD Data)Rank
Total interest income$8,308,0003,540
Total interest expense$1,626,0005,473
Net interest income$6,682,0002,852
Provision for loan and lease losses$347,0003,151
Total noninterest income$3,022,0001,544
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,544,0001,043
Trading account gains and fees$0153
Additional Noninterest Income$1,478,0001,664
Total noninterest expense$7,562,0001,988
Salaries and employee benefits$4,200,0001,920
Premises and equipment expense$964,0002,270
Additional noninterest expense$2,398,0001,931
Pre-tax net operating income$1,795,0003,661
Securities gains (losses)$209,0001,131
Applicable income taxes$28,0006,884
Income before extraordinary items$1,976,0002,823
Extraordinary gains, net$070
Net income$1,976,0002,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0002,951
Cash dividends$967,0002,324
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,769,0902,983
2001-12-31 (YTD Data)Rank
Total interest income$9,202,0003,561
Total interest expense$2,892,0004,865
Net interest income$6,310,0002,813
Provision for loan and lease losses$477,0002,307
Total noninterest income$2,393,0001,743
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,359,0001,095
Trading account gains and fees$0177
Additional Noninterest Income$1,034,0001,988
Total noninterest expense$6,730,0002,128
Salaries and employee benefits$3,416,0002,195
Premises and equipment expense$1,025,0002,082
Additional noninterest expense$2,289,0001,964
Pre-tax net operating income$1,496,0003,875
Securities gains (losses)$166,0001,338
Applicable income taxes$07,903
Income before extraordinary items$1,662,0002,981
Extraordinary gains, net$0105
Net income$1,662,0002,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$456,0001,660
Cash dividends$896,0002,459
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,496,0003,126
2000-12-31 (YTD Data)Rank
Total interest income$9,042,0003,714
Total interest expense$3,383,0004,494
Net interest income$5,659,0003,112
Provision for loan and lease losses$209,0003,650
Total noninterest income$2,574,0001,548
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,248,0001,087
Trading account gains and fees$0180
Additional Noninterest Income$1,326,0001,528
Total noninterest expense$6,836,0002,023
Salaries and employee benefits$3,419,0002,087
Premises and equipment expense$1,038,0001,997
Additional noninterest expense$2,379,0001,854
Pre-tax net operating income$1,188,0004,743
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$1,188,0003,889
Extraordinary gains, net$038
Net income$1,188,0003,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0003,443
Cash dividends$643,0003,080
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,188,0003,868
1999-12-31 (YTD Data)Rank
Total interest income$7,873,0003,965
Total interest expense$2,606,0005,071
Net interest income$5,267,0003,296
Provision for loan and lease losses$249,0003,066
Total noninterest income$2,945,0001,373
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,443,000916
Trading account gains and feesNANA
Additional Noninterest Income$1,502,0001,397
Total noninterest expense$7,165,0001,914
Salaries and employee benefits$3,407,0002,063
Premises and equipment expense$1,065,0001,925
Additional noninterest expense$2,693,0001,657
Pre-tax net operating income$798,0005,942
Securities gains (losses)$4,0002,267
Applicable income taxes$1,0008,717
Income before extraordinary items$801,0005,095
Extraordinary gains, net$035
Net income$801,0005,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0002,869
Cash dividends$443,0003,751
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$797,0005,065
1998-12-31 (YTD Data)Rank
Total interest income$7,743,0004,056
Total interest expense$2,780,0004,991
Net interest income$4,963,0003,424
Provision for loan and lease losses$1,326,000766
Total noninterest income$3,287,0001,259
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,276,000968
Trading account gains and feesNANA
Additional Noninterest Income$2,011,0001,154
Total noninterest expense$6,409,0002,047
Salaries and employee benefits$3,121,0002,170
Premises and equipment expense$838,0002,327
Additional noninterest expense$2,450,0001,738
Pre-tax net operating income$515,0007,290
Securities gains (losses)$59,0001,620
Applicable income taxes$231,0005,821
Income before extraordinary items$343,0007,576
Extraordinary gains, net$032
Net income$343,0007,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,290,000622
Cash dividends$160,0005,689
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$305,2407,753
1997-12-31 (YTD Data)Rank
Total interest income$7,531,0004,217
Total interest expense$2,806,0004,977
Net interest income$4,725,0003,677
Provision for loan and lease losses$984,0001,003
Total noninterest income$2,153,0001,668
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,373,000928
Trading account gains and feesNANA
Additional Noninterest Income$780,0002,066
Total noninterest expense$5,335,0002,416
Salaries and employee benefits$2,489,0002,657
Premises and equipment expense$895,0002,189
Additional noninterest expense$1,951,0002,149
Pre-tax net operating income$559,0007,623
Securities gains (losses)$-84,00010,737
Applicable income taxes$-152,00010,764
Income before extraordinary items$627,0006,223
Extraordinary gains, net$044
Net income$627,0006,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$852,000888
Cash dividends$574,0003,196
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$711,0005,805
1996-12-31 (YTD Data)Rank
Total interest income$6,670,0004,774
Total interest expense$2,508,0005,503
Net interest income$4,162,0004,184
Provision for loan and lease losses$373,0002,197
Total noninterest income$2,042,0001,806
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,217,0001,083
Trading account gains and feesNANA
Additional Noninterest Income$825,0002,065
Total noninterest expense$4,346,0003,110
Salaries and employee benefits$1,955,0003,401
Premises and equipment expense$570,0003,374
Additional noninterest expense$1,821,0002,667
Pre-tax net operating income$1,485,0004,370
Securities gains (losses)$2,0003,501
Applicable income taxes$486,0004,235
Income before extraordinary items$1,001,0004,510
Extraordinary gains, net$053
Net income$1,001,0004,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$310,0002,029
Cash dividends$200,0005,388
Sale, conversion, retirement of capital stock, net$0953
Net operating income$999,6604,462
1995-12-31 (YTD Data)Rank
Total interest income$5,911,0005,261
Total interest expense$2,063,0006,335
Net interest income$3,848,0004,450
Provision for loan and lease losses$78,0005,177
Total noninterest income$1,366,0002,448
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,018,0001,328
Trading account gains and feesNANA
Additional Noninterest Income$348,0003,626
Total noninterest expense$3,675,0003,581
Salaries and employee benefits$1,602,0004,049
Premises and equipment expense$429,0004,271
Additional noninterest expense$1,644,0002,824
Pre-tax net operating income$1,461,0004,550
Securities gains (losses)$-39,00011,026
Applicable income taxes$497,0004,214
Income before extraordinary items$925,0004,875
Extraordinary gains, net$065
Net income$925,0004,874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,036
Cash dividends$200,0005,441
Sale, conversion, retirement of capital stock, net$0809
Net operating income$950,3504,783
1994-12-31 (YTD Data)Rank
Total interest income$4,778,0005,874
Total interest expense$1,381,0007,265
Net interest income$3,397,0005,069
Provision for loan and lease losses$25,0007,401
Total noninterest income$1,324,0002,539
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$828,0001,636
Trading account gains and feesNANA
Additional Noninterest Income$496,0002,961
Total noninterest expense$3,177,0004,200
Salaries and employee benefits$1,446,0004,416
Premises and equipment expense$320,0005,433
Additional noninterest expense$1,411,0003,506
Pre-tax net operating income$1,519,0004,368
Securities gains (losses)$-371,00012,171
Applicable income taxes$345,0005,334
Income before extraordinary items$803,0005,352
Extraordinary gains, net$0249
Net income$803,0005,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,399
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,062,7004,357
1993-12-31 (YTD Data)Rank
Total interest income$3,706,0007,251
Total interest expense$1,184,0008,321
Net interest income$2,522,0006,503
Provision for loan and lease losses$135,0004,908
Total noninterest income$1,243,0002,827
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$716,0001,908
Trading account gains and feesNANA
Additional Noninterest Income$527,0003,154
Total noninterest expense$2,750,0004,842
Salaries and employee benefits$1,295,0004,901
Premises and equipment expense$273,0006,295
Additional noninterest expense$1,182,0004,241
Pre-tax net operating income$880,0006,421
Securities gains (losses)$143,0002,032
Applicable income taxes$371,0005,280
Income before extraordinary items$652,0006,412
Extraordinary gains, net$252,000831
Net income$904,0005,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0007,969
Cash dividends$300,0004,359
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$560,4806,814
1992-12-31 (YTD Data)Rank
Total interest income$3,494,0008,192
Total interest expense$1,211,0009,560
Net interest income$2,283,0007,046
Provision for loan and lease losses$105,0007,133
Total noninterest income$957,0003,435
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$455,0003,075
Trading account gains and feesNANA
Additional Noninterest Income$502,0003,176
Total noninterest expense$2,236,0005,831
Salaries and employee benefits$1,075,0005,679
Premises and equipment expense$160,0008,845
Additional noninterest expense$1,001,0005,045
Pre-tax net operating income$899,0006,102
Securities gains (losses)$109,0002,865
Applicable income taxes$105,0009,775
Income before extraordinary items$903,0004,919
Extraordinary gains, net$01,422
Net income$903,0004,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0005,532
Cash dividends$550,0002,567
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$804,9005,038

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.