Home > Republic Bank of New York > Income and Expense

Republic Bank of New York, Income and Expense

1998-12-31 (YTD Data)		Rank
Total interest income	$2,940,399,000	18
Total interest expense	$1,959,342,000	16
Net interest income	$981,057,000	33
Provision for loan and lease losses	$4,254,000	365
Total noninterest income	$450,806,000	53
Gross Fiduciary activities income	$11,320,000	127
Service charges on deposit accounts	$32,265,000	81
Trading account gains and fees	$137,486,000	9
Additional Noninterest Income	$269,735,000	58
Total noninterest expense	$856,998,000	38
Salaries and employee benefits	$369,944,000	35
Premises and equipment expense	$92,016,000	49
Additional noninterest expense	$395,038,000	42
Pre-tax net operating income	$570,611,000	33
Securities gains (losses)	$-158,705,000	10,464
Applicable income taxes	$121,070,000	62
Income before extraordinary items	$290,836,000	48
Extraordinary gains, net	$-8,437,000	10,460
Net income	$282,399,000	49
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,971,000	89
Cash dividends	$200,000,000	46
Sale, conversion, retirement of capital stock, net	$-1,110,000	10,426
Net operating income	$403,516,550	32
1997-12-31 (YTD Data)		Rank
Total interest income	$2,849,454,000	19
Total interest expense	$1,896,153,000	14
Net interest income	$953,301,000	35
Provision for loan and lease losses	$6,309,000	285
Total noninterest income	$459,206,000	38
Gross Fiduciary activities income	$8,450,000	150
Service charges on deposit accounts	$30,246,000	86
Trading account gains and fees	$165,145,000	9
Additional Noninterest Income	$255,365,000	50
Total noninterest expense	$781,576,000	36
Salaries and employee benefits	$341,904,000	34
Premises and equipment expense	$87,407,000	42
Additional noninterest expense	$352,265,000	40
Pre-tax net operating income	$624,622,000	24
Securities gains (losses)	$10,897,000	44
Applicable income taxes	$208,276,000	24
Income before extraordinary items	$427,243,000	23
Extraordinary gains, net	$0	44
Net income	$427,243,000	23
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,580,000	427
Cash dividends	$275,000,000	31
Sale, conversion, retirement of capital stock, net	$-2,176,000	10,894
Net operating income	$419,942,010	22
1996-12-31 (YTD Data)		Rank
Total interest income	$2,554,636,000	20
Total interest expense	$1,667,464,000	12
Net interest income	$887,172,000	27
Provision for loan and lease losses	$22,340,000	123
Total noninterest income	$393,982,000	43
Gross Fiduciary activities income	$7,518,000	173
Service charges on deposit accounts	$32,238,000	95
Trading account gains and fees	$168,706,000	7
Additional Noninterest Income	$185,520,000	56
Total noninterest expense	$671,218,000	40
Salaries and employee benefits	$299,211,000	37
Premises and equipment expense	$86,219,000	39
Additional noninterest expense	$285,788,000	54
Pre-tax net operating income	$587,596,000	21
Securities gains (losses)	$23,544,000	21
Applicable income taxes	$196,556,000	21
Income before extraordinary items	$414,584,000	20
Extraordinary gains, net	$0	53
Net income	$414,584,000	20
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,179,000	169
Cash dividends	$230,000,000	32
Sale, conversion, retirement of capital stock, net	$-891,000	11,421
Net operating income	$398,574,080	21
1995-12-31 (YTD Data)		Rank
Total interest income	$1,788,824,000	24
Total interest expense	$1,255,823,000	19
Net interest income	$533,001,000	56
Provision for loan and lease losses	$-4,597,000	11,944
Total noninterest income	$329,654,000	50
Gross Fiduciary activities income	$4,717,000	238
Service charges on deposit accounts	$16,177,000	157
Trading account gains and fees	$169,039,000	8
Additional Noninterest Income	$139,721,000	71
Total noninterest expense	$530,282,000	47
Salaries and employee benefits	$253,747,000	40
Premises and equipment expense	$61,935,000	55
Additional noninterest expense	$214,600,000	61
Pre-tax net operating income	$336,970,000	40
Securities gains (losses)	$22,458,000	15
Applicable income taxes	$110,840,000	40
Income before extraordinary items	$248,588,000	33
Extraordinary gains, net	$0	65
Net income	$248,588,000	33
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,095,000	176
Cash dividends	$110,000,000	59
Sale, conversion, retirement of capital stock, net	$-1,568,000	10,526
Net operating income	$233,091,980	37
1994-12-31 (YTD Data)		Rank
Total interest income	$1,546,293,000	23
Total interest expense	$1,011,750,000	17
Net interest income	$534,543,000	49
Provision for loan and lease losses	$3,688,000	360
Total noninterest income	$328,042,000	42
Gross Fiduciary activities income	$4,369,000	240
Service charges on deposit accounts	$13,600,000	175
Trading account gains and fees	$165,742,000	8
Additional Noninterest Income	$144,331,000	57
Total noninterest expense	$487,117,000	58
Salaries and employee benefits	$231,939,000	42
Premises and equipment expense	$59,075,000	54
Additional noninterest expense	$196,103,000	70
Pre-tax net operating income	$371,780,000	30
Securities gains (losses)	$64,361,000	4
Applicable income taxes	$140,616,000	30
Income before extraordinary items	$295,525,000	22
Extraordinary gains, net	$0	249
Net income	$295,525,000	22
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,063,000	546
Cash dividends	$115,637,000	49
Sale, conversion, retirement of capital stock, net	$-326,000	12,540
Net operating income	$251,759,520	31
1993-12-31 (YTD Data)		Rank
Total interest income	$1,353,190,000	21
Total interest expense	$830,716,000	16
Net interest income	$522,474,000	45
Provision for loan and lease losses	$41,027,000	90
Total noninterest income	$360,372,000	36
Gross Fiduciary activities income	$5,726,000	213
Service charges on deposit accounts	$12,288,000	186
Trading account gains and fees	$227,058,000	8
Additional Noninterest Income	$115,300,000	70
Total noninterest expense	$444,302,000	60
Salaries and employee benefits	$234,202,000	39
Premises and equipment expense	$50,683,000	62
Additional noninterest expense	$159,417,000	77
Pre-tax net operating income	$397,517,000	23
Securities gains (losses)	$3,558,000	206
Applicable income taxes	$145,807,000	23
Income before extraordinary items	$255,268,000	27
Extraordinary gains, net	$0	3,149
Net income	$255,268,000	28
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,310,000	13,285
Cash dividends	$126,502,000	33
Sale, conversion, retirement of capital stock, net	$-225,000	13,213
Net operating income	$252,990,880	25
1992-12-31 (YTD Data)		Rank
Total interest income	$1,401,933,000	21
Total interest expense	$924,358,000	16
Net interest income	$477,575,000	45
Provision for loan and lease losses	$97,117,000	52
Total noninterest income	$263,156,000	40
Gross Fiduciary activities income	$5,563,000	204
Service charges on deposit accounts	$15,800,000	147
Trading account gains and fees	$114,447,000	8
Additional Noninterest Income	$127,346,000	51
Total noninterest expense	$407,127,000	61
Salaries and employee benefits	$200,220,000	40
Premises and equipment expense	$47,367,000	64
Additional noninterest expense	$159,540,000	75
Pre-tax net operating income	$236,487,000	32
Securities gains (losses)	$8,496,000	133
Applicable income taxes	$67,062,000	42
Income before extraordinary items	$177,921,000	32
Extraordinary gains, net	$0	1,422
Net income	$177,921,000	34
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,939,000	68
Cash dividends	$120,000,000	24
Sale, conversion, retirement of capital stock, net	$441,000	583
Net operating income	$171,718,920	27

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.