Home > Republic Bank of New York > Net charge- offs to loans
Republic Bank of New York, Net charge- offs to loans
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3122% | 2,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0561% | 309 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0041% | 1,274 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1989% | 629 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3292% | 345 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0744% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7936% | 94 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 7,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0159% | 785 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3559% | 1,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0559% | 167 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0243% | 675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1827% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3388% | 390 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0927% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2783% | 1,272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0335% | 28 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1295% | 5,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1608% | 328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6491% | 118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0073% | 226 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0588% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0619% | 466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2343% | 534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8499% | 613 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3742% | 106 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1822% | 1,290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9660% | 524 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1929% | 3,975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0304% | 773 |
| Percentage Net Loans Charged-off:Construction & development | -0.1765% | 1,381 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 1,195 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0295% | 1,325 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4260% | 342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6557% | 623 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4449% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2400% | 1,282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9676% | 560 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0377% | 7,414 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9401% | 1,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0774% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0513% | 300 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0318% | 708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4116% | 731 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7874% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2291% | 187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -9.9747% | 554 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3885% | 12,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2326% | 526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6597% | 1,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6469% | 205 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0975% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7834% | 512 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0641% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2185% | 1,265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.0355% | 36 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0469% | 722 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.9878% | 6 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 16.4354% | 8 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6991% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4918% | 6 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1463% | 6 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4152% | 473 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6956% | 169 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5631% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2514% | 100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.9966% | 554 |