Home > Republic Bank, Inc. > Income and Expense

Republic Bank, Inc., Income and Expense

2019-09-30 (YTD Data)		Rank
Total interest income	$15,415,000	1,504
Total interest expense	$3,264,000	1,382
Net interest income	$12,151,000	1,504
Provision for loan and lease losses	$230,000	1,819
Total noninterest income	$932,000	2,538
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$355,000	1,999
Trading account gains and fees	NA	NA
Additional Noninterest Income	$577,000	2,554
Total noninterest expense	$8,268,000	1,776
Salaries and employee benefits	$5,819,000	1,496
Premises and equipment expense	$767,000	2,031
Additional noninterest expense	$1,682,000	2,379
Pre-tax net operating income	$4,585,000	1,553
Securities gains (losses)	$0	2,167
Applicable income taxes	$1,374,000	990
Income before extraordinary items	$3,211,000	1,843
Extraordinary gains, net	$0	11
Net income	$3,211,000	1,842
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,211,000	1,844
Net charge-offs	$-18,000	4,580
Cash dividends	$375,000	2,745
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,211,000	1,809
2019-06-30 (YTD Data)		Rank
Total interest income	$10,229,000	1,503
Total interest expense	$2,175,000	1,371
Net interest income	$8,054,000	1,520
Provision for loan and lease losses	$155,000	1,773
Total noninterest income	$598,000	2,555
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$238,000	1,971
Trading account gains and fees	NA	NA
Additional Noninterest Income	$360,000	2,610
Total noninterest expense	$6,317,000	1,582
Salaries and employee benefits	$4,640,000	1,279
Premises and equipment expense	$523,000	1,998
Additional noninterest expense	$1,154,000	2,346
Pre-tax net operating income	$2,180,000	1,990
Securities gains (losses)	$0	1,702
Applicable income taxes	$655,000	1,227
Income before extraordinary items	$1,525,000	2,309
Extraordinary gains, net	$0	11
Net income	$1,525,000	2,309
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,525,000	2,309
Net charge-offs	$-25,000	4,740
Cash dividends	$175,000	2,929
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,525,000	2,278
2019-03-31 (YTD Data)		Rank
Total interest income	$5,102,000	1,502
Total interest expense	$1,081,000	1,349
Net interest income	$4,021,000	1,517
Provision for loan and lease losses	$75,000	1,682
Total noninterest income	$272,000	2,639
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$115,000	2,007
Trading account gains and fees	NA	NA
Additional Noninterest Income	$157,000	2,705
Total noninterest expense	$2,699,000	1,805
Salaries and employee benefits	$1,862,000	1,566
Premises and equipment expense	$273,000	1,966
Additional noninterest expense	$564,000	2,377
Pre-tax net operating income	$1,519,000	1,514
Securities gains (losses)	$0	1,087
Applicable income taxes	$451,000	965
Income before extraordinary items	$1,068,000	1,775
Extraordinary gains, net	$0	5
Net income	$1,068,000	1,773
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,068,000	1,774
Net charge-offs	$-11,000	4,688
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,068,000	1,751
2018-12-31 (YTD Data)		Rank
Total interest income	$18,914,000	1,517
Total interest expense	$3,226,000	1,351
Net interest income	$15,688,000	1,531
Provision for loan and lease losses	$604,000	1,271
Total noninterest income	$897,000	3,003
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$514,000	1,945
Trading account gains and fees	NA	NA
Additional Noninterest Income	$383,000	3,402
Total noninterest expense	$11,446,000	1,692
Salaries and employee benefits	$8,041,000	1,418
Premises and equipment expense	$1,104,000	1,910
Additional noninterest expense	$2,301,000	2,360
Pre-tax net operating income	$4,535,000	1,923
Securities gains (losses)	$0	1,125
Applicable income taxes	$186,000	2,726
Income before extraordinary items	$4,349,000	1,782
Extraordinary gains, net	$0	6
Net income	$4,349,000	1,781
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,349,000	1,781
Net charge-offs	$932,000	623
Cash dividends	$680,000	2,666
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,349,000	1,773
2018-09-30 (YTD Data)		Rank
Total interest income	$13,828,000	1,534
Total interest expense	$2,254,000	1,357
Net interest income	$11,574,000	1,557
Provision for loan and lease losses	$546,000	1,058
Total noninterest income	$877,000	2,686
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$388,000	1,943
Trading account gains and fees	NA	NA
Additional Noninterest Income	$489,000	2,786
Total noninterest expense	$7,938,000	1,811
Salaries and employee benefits	$5,259,000	1,602
Premises and equipment expense	$837,000	1,903
Additional noninterest expense	$1,842,000	2,245
Pre-tax net operating income	$3,967,000	1,711
Securities gains (losses)	$0	1,118
Applicable income taxes	$-8,000	5,333
Income before extraordinary items	$3,975,000	1,525
Extraordinary gains, net	$0	5
Net income	$3,975,000	1,524
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,975,000	1,524
Net charge-offs	$943,000	464
Cash dividends	$200,000	3,080
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,975,000	1,510
2018-06-30 (YTD Data)		Rank
Total interest income	$8,958,000	1,564
Total interest expense	$1,401,000	1,366
Net interest income	$7,557,000	1,581
Provision for loan and lease losses	$292,000	1,241
Total noninterest income	$578,000	2,685
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$265,000	1,903
Trading account gains and fees	NA	NA
Additional Noninterest Income	$313,000	2,841
Total noninterest expense	$5,232,000	1,842
Salaries and employee benefits	$3,468,000	1,632
Premises and equipment expense	$573,000	1,887
Additional noninterest expense	$1,191,000	2,300
Pre-tax net operating income	$2,611,000	1,699
Securities gains (losses)	$0	961
Applicable income taxes	$-418,000	5,509
Income before extraordinary items	$3,029,000	1,351
Extraordinary gains, net	$0	6
Net income	$3,029,000	1,350
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,029,000	1,350
Net charge-offs	$646,000	444
Cash dividends	$200,000	2,795
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,029,000	1,341
2018-03-31 (YTD Data)		Rank
Total interest income	$4,365,000	1,580
Total interest expense	$659,000	1,376
Net interest income	$3,706,000	1,606
Provision for loan and lease losses	$127,000	1,276
Total noninterest income	$312,000	2,572
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$113,000	2,135
Trading account gains and fees	NA	NA
Additional Noninterest Income	$199,000	2,493
Total noninterest expense	$2,552,000	1,901
Salaries and employee benefits	$1,680,000	1,693
Premises and equipment expense	$294,000	1,888
Additional noninterest expense	$578,000	2,360
Pre-tax net operating income	$1,339,000	1,629
Securities gains (losses)	$0	735
Applicable income taxes	$-758,000	5,592
Income before extraordinary items	$2,097,000	1,029
Extraordinary gains, net	$0	7
Net income	$2,097,000	1,028
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,097,000	1,029
Net charge-offs	$237,000	516
Cash dividends	$150,000	2,088
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,097,000	1,021
2017-12-31 (YTD Data)		Rank
Total interest income	$17,250,000	1,555
Total interest expense	$2,165,000	1,440
Net interest income	$15,085,000	1,550
Provision for loan and lease losses	$552,000	1,356
Total noninterest income	$1,152,000	2,745
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$466,000	2,144
Trading account gains and fees	NA	NA
Additional Noninterest Income	$686,000	2,755
Total noninterest expense	$10,329,000	1,858
Salaries and employee benefits	$6,825,000	1,628
Premises and equipment expense	$1,155,000	1,905
Additional noninterest expense	$2,349,000	2,353
Pre-tax net operating income	$5,356,000	1,618
Securities gains (losses)	$0	2,243
Applicable income taxes	$0	4,135
Income before extraordinary items	$5,356,000	1,280
Extraordinary gains, net	$0	9
Net income	$5,356,000	1,280
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,356,000	1,280
Net charge-offs	$52,000	2,937
Cash dividends	$3,175,000	980
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$5,356,000	1,266
2017-09-30 (YTD Data)		Rank
Total interest income	$12,787,000	1,570
Total interest expense	$1,553,000	1,471
Net interest income	$11,234,000	1,560
Provision for loan and lease losses	$450,000	1,230
Total noninterest income	$866,000	2,768
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$337,000	2,214
Trading account gains and fees	NA	NA
Additional Noninterest Income	$529,000	2,741
Total noninterest expense	$7,675,000	1,865
Salaries and employee benefits	$5,054,000	1,654
Premises and equipment expense	$875,000	1,901
Additional noninterest expense	$1,746,000	2,383
Pre-tax net operating income	$3,975,000	1,647
Securities gains (losses)	$0	2,274
Applicable income taxes	$0	4,172
Income before extraordinary items	$3,975,000	1,381
Extraordinary gains, net	$0	9
Net income	$3,975,000	1,380
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,975,000	1,381
Net charge-offs	$-20,000	4,922
Cash dividends	$2,225,000	959
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,975,000	1,363
2017-06-30 (YTD Data)		Rank
Total interest income	$8,306,000	1,588
Total interest expense	$954,000	1,537
Net interest income	$7,352,000	1,571
Provision for loan and lease losses	$276,000	1,288
Total noninterest income	$620,000	2,669
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$224,000	2,209
Trading account gains and fees	NA	NA
Additional Noninterest Income	$396,000	2,593
Total noninterest expense	$5,111,000	1,873
Salaries and employee benefits	$3,337,000	1,670
Premises and equipment expense	$594,000	1,879
Additional noninterest expense	$1,180,000	2,359
Pre-tax net operating income	$2,585,000	1,656
Securities gains (losses)	$0	1,906
Applicable income taxes	$0	4,189
Income before extraordinary items	$2,585,000	1,392
Extraordinary gains, net	$0	11
Net income	$2,585,000	1,392
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,585,000	1,393
Net charge-offs	$-29,000	5,126
Cash dividends	$1,175,000	1,172
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,585,000	1,377
2017-03-31 (YTD Data)		Rank
Total interest income	$4,082,000	1,601
Total interest expense	$451,000	1,583
Net interest income	$3,631,000	1,585
Provision for loan and lease losses	$175,000	1,028
Total noninterest income	$355,000	2,490
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$108,000	2,274
Trading account gains and fees	NA	NA
Additional Noninterest Income	$247,000	2,328
Total noninterest expense	$2,513,000	1,915
Salaries and employee benefits	$1,649,000	1,702
Premises and equipment expense	$307,000	1,853
Additional noninterest expense	$557,000	2,462
Pre-tax net operating income	$1,298,000	1,614
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$1,298,000	1,367
Extraordinary gains, net	$0	8
Net income	$1,298,000	1,366
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,298,000	1,367
Net charge-offs	$-31,000	5,385
Cash dividends	$800,000	860
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,298,000	1,349
2016-12-31 (YTD Data)		Rank
Total interest income	$16,081,000	1,575
Total interest expense	$1,654,000	1,662
Net interest income	$14,427,000	1,547
Provision for loan and lease losses	$434,000	1,617
Total noninterest income	$1,134,000	2,835
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$432,000	2,335
Trading account gains and fees	$0	170
Additional Noninterest Income	$702,000	2,826
Total noninterest expense	$10,183,000	1,874
Salaries and employee benefits	$6,568,000	1,650
Premises and equipment expense	$1,208,000	1,852
Additional noninterest expense	$2,407,000	2,385
Pre-tax net operating income	$4,944,000	1,640
Securities gains (losses)	$0	3,212
Applicable income taxes	$0	4,278
Income before extraordinary items	$4,944,000	1,405
Extraordinary gains, net	$0	5
Net income	$4,944,000	1,403
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,944,000	1,404
Net charge-offs	$543,000	1,025
Cash dividends	$2,885,000	1,061
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$4,944,000	1,370
2016-09-30 (YTD Data)		Rank
Total interest income	$12,003,000	1,583
Total interest expense	$1,222,000	1,680
Net interest income	$10,781,000	1,560
Provision for loan and lease losses	$293,000	1,664
Total noninterest income	$774,000	2,994
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$324,000	2,328
Trading account gains and fees	$0	169
Additional Noninterest Income	$450,000	3,027
Total noninterest expense	$7,549,000	1,896
Salaries and employee benefits	$4,745,000	1,701
Premises and equipment expense	$903,000	1,869
Additional noninterest expense	$1,901,000	2,283
Pre-tax net operating income	$3,713,000	1,650
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$3,713,000	1,423
Extraordinary gains, net	$0	5
Net income	$3,713,000	1,423
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,713,000	1,423
Net charge-offs	$143,000	1,734
Cash dividends	$2,110,000	976
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,713,000	1,381
2016-06-30 (YTD Data)		Rank
Total interest income	$7,924,000	1,603
Total interest expense	$778,000	1,749
Net interest income	$7,146,000	1,572
Provision for loan and lease losses	$152,000	1,877
Total noninterest income	$481,000	3,096
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$218,000	2,296
Trading account gains and fees	$0	157
Additional Noninterest Income	$263,000	3,209
Total noninterest expense	$4,975,000	1,923
Salaries and employee benefits	$3,096,000	1,733
Premises and equipment expense	$609,000	1,848
Additional noninterest expense	$1,270,000	2,288
Pre-tax net operating income	$2,500,000	1,629
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$2,500,000	1,397
Extraordinary gains, net	$0	16
Net income	$2,500,000	1,396
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,500,000	1,397
Net charge-offs	$-2,000	4,474
Cash dividends	$1,450,000	984
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,500,000	1,357
2016-03-31 (YTD Data)		Rank
Total interest income	$3,865,000	1,640
Total interest expense	$372,000	1,823
Net interest income	$3,493,000	1,612
Provision for loan and lease losses	$51,000	2,123
Total noninterest income	$258,000	2,966
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$110,000	2,274
Trading account gains and fees	$0	142
Additional Noninterest Income	$148,000	2,995
Total noninterest expense	$2,459,000	1,953
Salaries and employee benefits	$1,518,000	1,773
Premises and equipment expense	$307,000	1,837
Additional noninterest expense	$634,000	2,279
Pre-tax net operating income	$1,241,000	1,623
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$1,241,000	1,371
Extraordinary gains, net	$0	12
Net income	$1,241,000	1,371
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,241,000	1,372
Net charge-offs	$-1,000	4,102
Cash dividends	$700,000	951
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,241,000	1,332
2015-12-31 (YTD Data)		Rank
Total interest income	$15,434,000	1,606
Total interest expense	$1,501,000	1,775
Net interest income	$13,933,000	1,575
Provision for loan and lease losses	$434,000	1,508
Total noninterest income	$1,070,000	2,949
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$478,000	2,217
Trading account gains and fees	$0	159
Additional Noninterest Income	$592,000	3,056
Total noninterest expense	$9,647,000	1,962
Salaries and employee benefits	$6,075,000	1,733
Premises and equipment expense	$1,171,000	1,926
Additional noninterest expense	$2,401,000	2,421
Pre-tax net operating income	$4,922,000	1,590
Securities gains (losses)	$0	3,216
Applicable income taxes	$0	4,402
Income before extraordinary items	$4,922,000	1,374
Extraordinary gains, net	$0	23
Net income	$4,922,000	1,373
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,922,000	1,374
Net charge-offs	$467,000	1,224
Cash dividends	$1,360,000	1,753
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$4,922,000	1,349
2015-09-30 (YTD Data)		Rank
Total interest income	$11,570,000	1,617
Total interest expense	$1,132,000	1,781
Net interest income	$10,438,000	1,586
Provision for loan and lease losses	$508,000	1,025
Total noninterest income	$757,000	3,065
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$348,000	2,276
Trading account gains and fees	$0	153
Additional Noninterest Income	$409,000	3,184
Total noninterest expense	$7,064,000	2,008
Salaries and employee benefits	$4,565,000	1,735
Premises and equipment expense	$886,000	1,938
Additional noninterest expense	$1,613,000	2,637
Pre-tax net operating income	$3,623,000	1,640
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$3,623,000	1,403
Extraordinary gains, net	$0	21
Net income	$3,623,000	1,404
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,623,000	1,404
Net charge-offs	$258,000	1,319
Cash dividends	$560,000	2,202
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,623,000	1,376
2015-06-30 (YTD Data)		Rank
Total interest income	$7,618,000	1,644
Total interest expense	$757,000	1,784
Net interest income	$6,861,000	1,612
Provision for loan and lease losses	$282,000	1,197
Total noninterest income	$500,000	3,078
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$234,000	2,224
Trading account gains and fees	$0	157
Additional Noninterest Income	$266,000	3,217
Total noninterest expense	$4,641,000	2,049
Salaries and employee benefits	$2,997,000	1,765
Premises and equipment expense	$594,000	1,929
Additional noninterest expense	$1,050,000	2,698
Pre-tax net operating income	$2,438,000	1,610
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$2,438,000	1,370
Extraordinary gains, net	$0	22
Net income	$2,438,000	1,372
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,438,000	1,371
Net charge-offs	$202,000	1,182
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$2,438,000	1,332
2015-03-31 (YTD Data)		Rank
Total interest income	$3,720,000	1,687
Total interest expense	$374,000	1,806
Net interest income	$3,346,000	1,654
Provision for loan and lease losses	$206,000	873
Total noninterest income	$246,000	3,069
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$114,000	2,259
Trading account gains and fees	$0	152
Additional Noninterest Income	$132,000	3,214
Total noninterest expense	$2,266,000	2,089
Salaries and employee benefits	$1,467,000	1,801
Premises and equipment expense	$298,000	1,949
Additional noninterest expense	$501,000	2,791
Pre-tax net operating income	$1,120,000	1,682
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$1,120,000	1,446
Extraordinary gains, net	$0	13
Net income	$1,120,000	1,448
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,120,000	1,448
Net charge-offs	$203,000	716
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,120,000	1,405
2014-12-31 (YTD Data)		Rank
Total interest income	$14,565,000	1,720
Total interest expense	$1,443,000	1,955
Net interest income	$13,122,000	1,682
Provision for loan and lease losses	$504,000	1,450
Total noninterest income	$929,000	3,223
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$481,000	2,338
Trading account gains and fees	$0	180
Additional Noninterest Income	$448,000	3,434
Total noninterest expense	$8,992,000	2,099
Salaries and employee benefits	$5,704,000	1,806
Premises and equipment expense	$1,182,000	1,942
Additional noninterest expense	$2,106,000	2,766
Pre-tax net operating income	$4,555,000	1,654
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$4,555,000	1,421
Extraordinary gains, net	$0	17
Net income	$4,555,000	1,419
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,555,000	1,420
Net charge-offs	$1,044,000	864
Cash dividends	$3,390,000	839
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,555,000	1,391
2014-09-30 (YTD Data)		Rank
Total interest income	$10,751,000	1,761
Total interest expense	$1,077,000	1,988
Net interest income	$9,674,000	1,717
Provision for loan and lease losses	$268,000	1,754
Total noninterest income	$684,000	3,280
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$350,000	2,407
Trading account gains and fees	$0	174
Additional Noninterest Income	$334,000	3,475
Total noninterest expense	$6,673,000	2,125
Salaries and employee benefits	$4,221,000	1,837
Premises and equipment expense	$890,000	1,951
Additional noninterest expense	$1,562,000	2,797
Pre-tax net operating income	$3,417,000	1,662
Securities gains (losses)	$0	2,980
Applicable income taxes	$0	4,583
Income before extraordinary items	$3,417,000	1,415
Extraordinary gains, net	$0	15
Net income	$3,417,000	1,414
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,417,000	1,415
Net charge-offs	$418,000	1,309
Cash dividends	$2,740,000	727
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,417,000	1,387
2014-06-30 (YTD Data)		Rank
Total interest income	$7,036,000	1,790
Total interest expense	$695,000	2,063
Net interest income	$6,341,000	1,739
Provision for loan and lease losses	$127,000	2,075
Total noninterest income	$459,000	3,258
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$229,000	2,423
Trading account gains and fees	$0	172
Additional Noninterest Income	$230,000	3,418
Total noninterest expense	$4,404,000	2,147
Salaries and employee benefits	$2,795,000	1,848
Premises and equipment expense	$597,000	1,954
Additional noninterest expense	$1,012,000	2,854
Pre-tax net operating income	$2,269,000	1,636
Securities gains (losses)	$0	2,580
Applicable income taxes	$0	4,568
Income before extraordinary items	$2,269,000	1,375
Extraordinary gains, net	$0	20
Net income	$2,269,000	1,375
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,269,000	1,377
Net charge-offs	$-39,000	6,087
Cash dividends	$2,015,000	635
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,269,000	1,357
2014-03-31 (YTD Data)		Rank
Total interest income	$3,452,000	1,811
Total interest expense	$343,000	2,117
Net interest income	$3,109,000	1,756
Provision for loan and lease losses	$51,000	2,201
Total noninterest income	$256,000	3,025
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$114,000	2,408
Trading account gains and fees	$0	147
Additional Noninterest Income	$142,000	3,049
Total noninterest expense	$2,194,000	2,159
Salaries and employee benefits	$1,415,000	1,837
Premises and equipment expense	$303,000	1,968
Additional noninterest expense	$476,000	3,000
Pre-tax net operating income	$1,120,000	1,609
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$1,120,000	1,357
Extraordinary gains, net	$0	16
Net income	$1,120,000	1,360
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,120,000	1,359
Net charge-offs	$-39,000	6,242
Cash dividends	$1,285,000	490
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,120,000	1,331
2013-12-31 (YTD Data)		Rank
Total interest income	$14,154,000	1,767
Total interest expense	$1,572,000	2,075
Net interest income	$12,582,000	1,712
Provision for loan and lease losses	$355,000	2,250
Total noninterest income	$1,273,000	2,828
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$519,000	2,303
Trading account gains and fees	$0	184
Additional Noninterest Income	$754,000	2,753
Total noninterest expense	$9,246,000	2,042
Salaries and employee benefits	$5,921,000	1,735
Premises and equipment expense	$1,105,000	2,053
Additional noninterest expense	$2,220,000	2,749
Pre-tax net operating income	$4,254,000	1,638
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$4,254,000	1,418
Extraordinary gains, net	$0	29
Net income	$4,254,000	1,421
Minority interest net income	$0	90
Net income of bank and minority interests.	$4,254,000	1,421
Net charge-offs	$-246,000	6,654
Cash dividends	$2,245,000	1,097
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$4,254,000	1,398
2013-09-30 (YTD Data)		Rank
Total interest income	$10,628,000	1,769
Total interest expense	$1,201,000	2,101
Net interest income	$9,427,000	1,711
Provision for loan and lease losses	$304,000	2,055
Total noninterest income	$1,164,000	2,579
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$383,000	2,349
Trading account gains and fees	$0	180
Additional Noninterest Income	$781,000	2,371
Total noninterest expense	$7,067,000	2,006
Salaries and employee benefits	$4,465,000	1,727
Premises and equipment expense	$817,000	2,109
Additional noninterest expense	$1,785,000	2,567
Pre-tax net operating income	$3,220,000	1,639
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$3,220,000	1,408
Extraordinary gains, net	$0	25
Net income	$3,220,000	1,410
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,220,000	1,410
Net charge-offs	$-468,000	6,812
Cash dividends	$1,695,000	1,005
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,220,000	1,377
2013-06-30 (YTD Data)		Rank
Total interest income	$7,063,000	1,776
Total interest expense	$802,000	2,130
Net interest income	$6,261,000	1,706
Provision for loan and lease losses	$303,000	1,621
Total noninterest income	$878,000	2,414
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$262,000	2,280
Trading account gains and fees	$0	157
Additional Noninterest Income	$616,000	2,200
Total noninterest expense	$4,690,000	2,020
Salaries and employee benefits	$3,036,000	1,703
Premises and equipment expense	$553,000	2,071
Additional noninterest expense	$1,101,000	2,744
Pre-tax net operating income	$2,146,000	1,626
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$2,146,000	1,410
Extraordinary gains, net	$0	22
Net income	$2,146,000	1,414
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,146,000	1,413
Net charge-offs	$-472,000	6,883
Cash dividends	$845,000	1,238
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,146,000	1,354
2013-03-31 (YTD Data)		Rank
Total interest income	$3,487,000	1,812
Total interest expense	$404,000	2,180
Net interest income	$3,083,000	1,743
Provision for loan and lease losses	$201,000	1,341
Total noninterest income	$331,000	2,862
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$127,000	2,323
Trading account gains and fees	$0	148
Additional Noninterest Income	$204,000	2,752
Total noninterest expense	$2,108,000	2,256
Salaries and employee benefits	$1,320,000	1,969
Premises and equipment expense	$279,000	2,095
Additional noninterest expense	$509,000	2,945
Pre-tax net operating income	$1,105,000	1,571
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$1,105,000	1,345
Extraordinary gains, net	$0	10
Net income	$1,105,000	1,346
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,105,000	1,347
Net charge-offs	$1,000	4,010
Cash dividends	$120,000	1,943
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,105,000	1,295
2012-12-31 (YTD Data)		Rank
Total interest income	$14,486,000	1,820
Total interest expense	$1,839,000	2,294
Net interest income	$12,647,000	1,743
Provision for loan and lease losses	$736,000	2,202
Total noninterest income	$947,000	3,341
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$582,000	2,207
Trading account gains and fees	$0	166
Additional Noninterest Income	$365,000	3,759
Total noninterest expense	$9,152,000	2,093
Salaries and employee benefits	$5,279,000	1,907
Premises and equipment expense	$1,251,000	1,881
Additional noninterest expense	$2,622,000	2,463
Pre-tax net operating income	$3,706,000	1,747
Securities gains (losses)	$0	3,810
Applicable income taxes	$0	4,751
Income before extraordinary items	$3,706,000	1,549
Extraordinary gains, net	$0	29
Net income	$3,706,000	1,550
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,706,000	1,550
Net charge-offs	$851,000	1,986
Cash dividends	$1,125,000	1,813
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,706,000	1,456
2012-09-30 (YTD Data)		Rank
Total interest income	$10,890,000	1,847
Total interest expense	$1,415,000	2,326
Net interest income	$9,475,000	1,763
Provision for loan and lease losses	$435,000	2,475
Total noninterest income	$563,000	3,802
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$438,000	2,229
Trading account gains and fees	$0	157
Additional Noninterest Income	$125,000	4,841
Total noninterest expense	$6,869,000	2,099
Salaries and employee benefits	$3,945,000	1,907
Premises and equipment expense	$929,000	1,920
Additional noninterest expense	$1,995,000	2,427
Pre-tax net operating income	$2,734,000	1,816
Securities gains (losses)	$0	3,575
Applicable income taxes	$0	4,802
Income before extraordinary items	$2,734,000	1,610
Extraordinary gains, net	$0	20
Net income	$2,734,000	1,611
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,734,000	1,611
Net charge-offs	$620,000	1,944
Cash dividends	$580,000	1,878
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,734,000	1,524
2012-06-30 (YTD Data)		Rank
Total interest income	$7,282,000	1,850
Total interest expense	$979,000	2,322
Net interest income	$6,303,000	1,775
Provision for loan and lease losses	$353,000	2,219
Total noninterest income	$-26,000	7,048
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$301,000	2,154
Trading account gains and fees	$0	153
Additional Noninterest Income	$-327,000	7,127
Total noninterest expense	$4,165,000	2,295
Salaries and employee benefits	$2,613,000	1,924
Premises and equipment expense	$609,000	1,935
Additional noninterest expense	$943,000	3,274
Pre-tax net operating income	$1,759,000	1,867
Securities gains (losses)	$0	3,178
Applicable income taxes	$0	4,770
Income before extraordinary items	$1,759,000	1,657
Extraordinary gains, net	$0	19
Net income	$1,759,000	1,655
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,759,000	1,657
Net charge-offs	$537,000	1,688
Cash dividends	$525,000	1,545
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,759,000	1,575
2012-03-31 (YTD Data)		Rank
Total interest income	$3,610,000	1,882
Total interest expense	$525,000	2,272
Net interest income	$3,085,000	1,812
Provision for loan and lease losses	$177,000	2,146
Total noninterest income	$231,000	3,375
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$154,000	2,090
Trading account gains and fees	$0	148
Additional Noninterest Income	$77,000	4,070
Total noninterest expense	$2,267,000	2,111
Salaries and employee benefits	$1,295,000	1,946
Premises and equipment expense	$310,000	1,929
Additional noninterest expense	$662,000	2,420
Pre-tax net operating income	$872,000	1,887
Securities gains (losses)	$0	2,210
Applicable income taxes	$0	4,704
Income before extraordinary items	$872,000	1,666
Extraordinary gains, net	$0	19
Net income	$872,000	1,667
Minority interest net income	$0	78
Net income of bank and minority interests.	$872,000	1,667
Net charge-offs	$32,000	3,380
Cash dividends	$75,000	2,250
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$872,000	1,565
2011-12-31 (YTD Data)		Rank
Total interest income	$14,942,000	1,884
Total interest expense	$2,561,000	2,263
Net interest income	$12,381,000	1,801
Provision for loan and lease losses	$1,087,000	2,302
Total noninterest income	$798,000	3,532
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$613,000	2,205
Trading account gains and fees	$0	146
Additional Noninterest Income	$185,000	4,568
Total noninterest expense	$8,434,000	2,256
Salaries and employee benefits	$5,043,000	1,922
Premises and equipment expense	$1,182,000	2,095
Additional noninterest expense	$2,209,000	2,847
Pre-tax net operating income	$3,658,000	1,538
Securities gains (losses)	$0	3,838
Applicable income taxes	$0	4,719
Income before extraordinary items	$3,658,000	1,348
Extraordinary gains, net	$0	29
Net income	$3,658,000	1,348
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,658,000	1,348
Net charge-offs	$1,692,000	1,728
Cash dividends	$2,325,000	843
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,658,000	1,284
2011-09-30 (YTD Data)		Rank
Total interest income	$11,194,000	1,911
Total interest expense	$1,974,000	2,294
Net interest income	$9,220,000	1,820
Provision for loan and lease losses	$784,000	2,294
Total noninterest income	$445,000	4,110
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$452,000	2,249
Trading account gains and fees	$0	145
Additional Noninterest Income	$-7,000	6,913
Total noninterest expense	$6,214,000	2,301
Salaries and employee benefits	$3,717,000	1,955
Premises and equipment expense	$892,000	2,092
Additional noninterest expense	$1,605,000	2,954
Pre-tax net operating income	$2,667,000	1,639
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$2,667,000	1,424
Extraordinary gains, net	$0	21
Net income	$2,667,000	1,424
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,667,000	1,424
Net charge-offs	$1,296,000	1,646
Cash dividends	$1,225,000	978
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,667,000	1,355
2011-06-30 (YTD Data)		Rank
Total interest income	$7,453,000	1,927
Total interest expense	$1,352,000	2,309
Net interest income	$6,101,000	1,831
Provision for loan and lease losses	$422,000	2,528
Total noninterest income	$167,000	5,125
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$306,000	2,195
Trading account gains and fees	$0	153
Additional Noninterest Income	$-139,000	7,235
Total noninterest expense	$4,160,000	2,317
Salaries and employee benefits	$2,472,000	1,971
Premises and equipment expense	$611,000	2,063
Additional noninterest expense	$1,077,000	3,008
Pre-tax net operating income	$1,686,000	1,688
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$1,686,000	1,458
Extraordinary gains, net	$0	15
Net income	$1,686,000	1,458
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,686,000	1,458
Net charge-offs	$1,316,000	1,238
Cash dividends	$775,000	1,026
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,686,000	1,395
2011-03-31 (YTD Data)		Rank
Total interest income	$3,700,000	1,952
Total interest expense	$711,000	2,281
Net interest income	$2,989,000	1,854
Provision for loan and lease losses	$52,000	4,138
Total noninterest income	$-150,000	7,449
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$150,000	2,194
Trading account gains and fees	$0	158
Additional Noninterest Income	$-300,000	7,466
Total noninterest expense	$2,073,000	2,337
Salaries and employee benefits	$1,257,000	1,953
Premises and equipment expense	$310,000	2,061
Additional noninterest expense	$506,000	3,145
Pre-tax net operating income	$714,000	1,946
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$714,000	1,649
Extraordinary gains, net	$0	9
Net income	$714,000	1,649
Minority interest net income	$0	86
Net income of bank and minority interests.	$714,000	1,649
Net charge-offs	$-11,000	7,030
Cash dividends	$575,000	647
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$714,000	1,597
2010-12-31 (YTD Data)		Rank
Total interest income	$15,630,000	1,939
Total interest expense	$3,313,000	2,388
Net interest income	$12,317,000	1,794
Provision for loan and lease losses	$2,743,000	1,715
Total noninterest income	$1,402,000	2,636
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$666,000	2,124
Trading account gains and fees	$0	175
Additional Noninterest Income	$736,000	2,618
Total noninterest expense	$8,607,000	2,249
Salaries and employee benefits	$4,701,000	2,055
Premises and equipment expense	$1,235,000	2,049
Additional noninterest expense	$2,671,000	2,525
Pre-tax net operating income	$2,369,000	1,963
Securities gains (losses)	$0	3,793
Applicable income taxes	$0	4,655
Income before extraordinary items	$2,369,000	1,739
Extraordinary gains, net	$0	29
Net income	$2,369,000	1,740
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,369,000	1,741
Net charge-offs	$926,000	2,794
Cash dividends	$1,360,000	1,173
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,369,000	1,670
2010-09-30 (YTD Data)		Rank
Total interest income	$11,747,000	1,972
Total interest expense	$2,495,000	2,481
Net interest income	$9,252,000	1,817
Provision for loan and lease losses	$2,516,000	1,429
Total noninterest income	$1,062,000	2,615
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$495,000	2,189
Trading account gains and fees	$0	165
Additional Noninterest Income	$567,000	2,563
Total noninterest expense	$6,309,000	2,298
Salaries and employee benefits	$3,545,000	2,037
Premises and equipment expense	$928,000	2,070
Additional noninterest expense	$1,836,000	2,682
Pre-tax net operating income	$1,489,000	2,392
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$1,489,000	2,157
Extraordinary gains, net	$0	23
Net income	$1,489,000	2,158
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,489,000	2,160
Net charge-offs	$811,000	2,446
Cash dividends	$860,000	1,200
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,489,000	2,066
2010-06-30 (YTD Data)		Rank
Total interest income	$7,773,000	2,014
Total interest expense	$1,662,000	2,573
Net interest income	$6,111,000	1,836
Provision for loan and lease losses	$2,171,000	1,209
Total noninterest income	$701,000	2,590
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$336,000	2,159
Trading account gains and fees	$0	152
Additional Noninterest Income	$365,000	2,542
Total noninterest expense	$4,122,000	2,350
Salaries and employee benefits	$2,320,000	2,096
Premises and equipment expense	$623,000	2,081
Additional noninterest expense	$1,179,000	2,759
Pre-tax net operating income	$519,000	3,561
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$519,000	3,346
Extraordinary gains, net	$0	19
Net income	$519,000	3,343
Minority interest net income	$0	105
Net income of bank and minority interests.	$519,000	3,345
Net charge-offs	$572,000	2,287
Cash dividends	$610,000	1,119
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$519,000	3,235
2010-03-31 (YTD Data)		Rank
Total interest income	$3,872,000	2,065
Total interest expense	$845,000	2,643
Net interest income	$3,027,000	1,872
Provision for loan and lease losses	$1,253,000	997
Total noninterest income	$377,000	2,478
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$170,000	2,132
Trading account gains and fees	$0	175
Additional Noninterest Income	$207,000	2,344
Total noninterest expense	$1,969,000	2,479
Salaries and employee benefits	$1,137,000	2,167
Premises and equipment expense	$316,000	2,110
Additional noninterest expense	$516,000	3,086
Pre-tax net operating income	$182,000	4,245
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$182,000	4,052
Extraordinary gains, net	$0	16
Net income	$182,000	4,051
Minority interest net income	$0	91
Net income of bank and minority interests.	$182,000	4,051
Net charge-offs	$412,000	1,748
Cash dividends	$50,000	2,257
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$182,000	3,942
2009-12-31 (YTD Data)		Rank
Total interest income	$15,850,000	2,134
Total interest expense	$5,011,000	2,255
Net interest income	$10,839,000	2,020
Provision for loan and lease losses	$2,265,000	2,316
Total noninterest income	$1,563,000	2,493
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$665,000	2,344
Trading account gains and fees	$0	211
Additional Noninterest Income	$898,000	2,287
Total noninterest expense	$8,684,000	2,282
Salaries and employee benefits	$5,150,000	1,915
Premises and equipment expense	$1,300,000	2,053
Additional noninterest expense	$2,234,000	3,035
Pre-tax net operating income	$1,453,000	2,397
Securities gains (losses)	$0	3,754
Applicable income taxes	$0	4,388
Income before extraordinary items	$1,453,000	2,166
Extraordinary gains, net	$0	34
Net income	$1,453,000	2,163
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,453,000	2,165
Net charge-offs	$2,646,000	1,733
Cash dividends	$1,270,000	1,353
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,453,000	2,142
2009-09-30 (YTD Data)		Rank
Total interest income	$11,879,000	2,175
Total interest expense	$3,984,000	2,229
Net interest income	$7,895,000	2,081
Provision for loan and lease losses	$1,156,000	2,562
Total noninterest income	$1,148,000	2,576
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$475,000	2,463
Trading account gains and fees	$0	212
Additional Noninterest Income	$673,000	2,351
Total noninterest expense	$6,551,000	2,268
Salaries and employee benefits	$3,951,000	1,891
Premises and equipment expense	$984,000	2,049
Additional noninterest expense	$1,616,000	3,099
Pre-tax net operating income	$1,336,000	2,260
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$1,336,000	1,996
Extraordinary gains, net	$0	27
Net income	$1,336,000	1,995
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,336,000	1,996
Net charge-offs	$1,426,000	1,821
Cash dividends	$1,030,000	1,213
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,336,000	1,953
2009-06-30 (YTD Data)		Rank
Total interest income	$7,842,000	2,220
Total interest expense	$2,796,000	2,218
Net interest income	$5,046,000	2,171
Provision for loan and lease losses	$352,000	3,465
Total noninterest income	$709,000	2,726
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$305,000	2,507
Trading account gains and fees	$0	193
Additional Noninterest Income	$404,000	2,541
Total noninterest expense	$4,302,000	2,322
Salaries and employee benefits	$2,608,000	1,943
Premises and equipment expense	$674,000	2,032
Additional noninterest expense	$1,020,000	3,244
Pre-tax net operating income	$1,101,000	1,956
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$1,101,000	1,686
Extraordinary gains, net	$0	21
Net income	$1,101,000	1,683
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,101,000	1,685
Net charge-offs	$220,000	3,316
Cash dividends	$870,000	1,056
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,101,000	1,649
2009-03-31 (YTD Data)		Rank
Total interest income	$3,841,000	2,278
Total interest expense	$1,452,000	2,219
Net interest income	$2,389,000	2,290
Provision for loan and lease losses	$88,000	4,135
Total noninterest income	$363,000	2,673
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$136,000	2,661
Trading account gains and fees	$0	171
Additional Noninterest Income	$227,000	2,341
Total noninterest expense	$2,077,000	2,337
Salaries and employee benefits	$1,292,000	1,989
Premises and equipment expense	$343,000	2,038
Additional noninterest expense	$442,000	3,317
Pre-tax net operating income	$587,000	2,079
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$587,000	1,839
Extraordinary gains, net	$0	15
Net income	$587,000	1,841
Minority interest net income	$0	102
Net income of bank and minority interests.	$587,000	1,841
Net charge-offs	$225,000	2,053
Cash dividends	$570,000	756
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$587,000	1,732
2008-12-31 (YTD Data)		Rank
Total interest income	$17,403,000	2,182
Total interest expense	$6,324,000	2,405
Net interest income	$11,079,000	2,006
Provision for loan and lease losses	$2,388,000	1,609
Total noninterest income	$619,000	4,398
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$546,000	2,830
Trading account gains and fees	$0	154
Additional Noninterest Income	$73,000	6,329
Total noninterest expense	$8,132,000	2,346
Salaries and employee benefits	$4,990,000	2,035
Premises and equipment expense	$1,398,000	1,949
Additional noninterest expense	$1,744,000	3,218
Pre-tax net operating income	$1,178,000	3,441
Securities gains (losses)	$0	3,220
Applicable income taxes	$0	4,979
Income before extraordinary items	$1,178,000	2,964
Extraordinary gains, net	$0	39
Net income	$1,178,000	2,963
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,321,000	1,680
Cash dividends	$1,170,000	2,095
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,178,000	3,103
2008-09-30 (YTD Data)		Rank
Total interest income	$13,213,000	2,204
Total interest expense	$4,782,000	2,475
Net interest income	$8,431,000	1,995
Provision for loan and lease losses	$808,000	2,087
Total noninterest income	$453,000	4,556
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$394,000	2,913
Trading account gains and fees	$0	148
Additional Noninterest Income	$59,000	6,377
Total noninterest expense	$6,226,000	2,300
Salaries and employee benefits	$3,832,000	2,005
Premises and equipment expense	$1,063,000	1,921
Additional noninterest expense	$1,331,000	3,076
Pre-tax net operating income	$1,850,000	2,434
Securities gains (losses)	$0	3,106
Applicable income taxes	$0	5,372
Income before extraordinary items	$1,850,000	1,916
Extraordinary gains, net	$0	31
Net income	$1,850,000	1,916
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$142,000	3,498
Cash dividends	$1,170,000	1,621
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,850,000	2,016
2008-06-30 (YTD Data)		Rank
Total interest income	$8,866,000	2,219
Total interest expense	$3,239,000	2,530
Net interest income	$5,627,000	1,981
Provision for loan and lease losses	$67,000	4,804
Total noninterest income	$305,000	4,582
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$259,000	2,927
Trading account gains and fees	$0	149
Additional Noninterest Income	$46,000	6,261
Total noninterest expense	$4,171,000	2,296
Salaries and employee benefits	$2,568,000	2,019
Premises and equipment expense	$729,000	1,871
Additional noninterest expense	$874,000	3,094
Pre-tax net operating income	$1,694,000	1,960
Securities gains (losses)	$0	3,233
Applicable income taxes	$0	5,627
Income before extraordinary items	$1,694,000	1,609
Extraordinary gains, net	$0	21
Net income	$1,694,000	1,609
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	3,402
Cash dividends	$1,030,000	1,357
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,694,000	1,578
2008-03-31 (YTD Data)		Rank
Total interest income	$4,375,000	2,303
Total interest expense	$1,605,000	2,709
Net interest income	$2,770,000	2,008
Provision for loan and lease losses	$35,000	4,234
Total noninterest income	$297,000	3,155
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$131,000	2,879
Trading account gains and fees	$0	158
Additional Noninterest Income	$166,000	2,870
Total noninterest expense	$2,051,000	2,316
Salaries and employee benefits	$1,266,000	2,071
Premises and equipment expense	$373,000	1,826
Additional noninterest expense	$412,000	3,228
Pre-tax net operating income	$981,000	1,817
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$981,000	1,524
Extraordinary gains, net	$0	15
Net income	$981,000	1,527
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	2,679
Cash dividends	$685,000	1,050
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$981,000	1,461
2007-12-31 (YTD Data)		Rank
Total interest income	$18,718,000	2,203
Total interest expense	$7,411,000	2,486
Net interest income	$11,307,000	2,008
Provision for loan and lease losses	$3,496,000	568
Total noninterest income	$1,067,000	3,411
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$498,000	3,062
Trading account gains and fees	$0	178
Additional Noninterest Income	$569,000	3,097
Total noninterest expense	$7,775,000	2,347
Salaries and employee benefits	$4,805,000	2,100
Premises and equipment expense	$1,421,000	1,848
Additional noninterest expense	$1,549,000	3,323
Pre-tax net operating income	$1,103,000	4,535
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$1,103,000	4,097
Extraordinary gains, net	$0	39
Net income	$1,103,000	4,099
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,035,000	366
Cash dividends	$1,322,000	2,203
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,103,000	4,096
2007-09-30 (YTD Data)		Rank
Total interest income	$14,069,000	2,197
Total interest expense	$5,605,000	2,466
Net interest income	$8,464,000	2,024
Provision for loan and lease losses	$3,439,000	344
Total noninterest income	$830,000	3,314
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$371,000	3,061
Trading account gains and fees	$0	184
Additional Noninterest Income	$459,000	2,982
Total noninterest expense	$5,762,000	2,356
Salaries and employee benefits	$3,587,000	2,110
Premises and equipment expense	$1,057,000	1,844
Additional noninterest expense	$1,118,000	3,377
Pre-tax net operating income	$93,000	7,343
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$93,000	7,303
Extraordinary gains, net	$0	33
Net income	$93,000	7,301
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,028,000	240
Cash dividends	$1,202,000	1,767
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$93,000	7,287
2007-06-30 (YTD Data)		Rank
Total interest income	$9,196,000	2,262
Total interest expense	$3,678,000	2,508
Net interest income	$5,518,000	2,100
Provision for loan and lease losses	$3,370,000	230
Total noninterest income	$650,000	2,983
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$255,000	2,995
Trading account gains and fees	$0	168
Additional Noninterest Income	$395,000	2,595
Total noninterest expense	$3,804,000	2,403
Salaries and employee benefits	$2,391,000	2,145
Premises and equipment expense	$705,000	1,860
Additional noninterest expense	$708,000	3,531
Pre-tax net operating income	$-1,006,000	8,459
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$-1,006,000	8,484
Extraordinary gains, net	$0	29
Net income	$-1,006,000	8,481
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,926,000	173
Cash dividends	$1,022,000	1,483
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$-1,006,000	8,475
2007-03-31 (YTD Data)		Rank
Total interest income	$4,516,000	2,299
Total interest expense	$1,796,000	2,549
Net interest income	$2,720,000	2,128
Provision for loan and lease losses	$1,034,000	294
Total noninterest income	$339,000	2,873
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$123,000	3,011
Trading account gains and fees	$0	195
Additional Noninterest Income	$216,000	2,427
Total noninterest expense	$1,859,000	2,459
Salaries and employee benefits	$1,188,000	2,159
Premises and equipment expense	$353,000	1,872
Additional noninterest expense	$318,000	3,796
Pre-tax net operating income	$166,000	5,867
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$166,000	5,446
Extraordinary gains, net	$0	22
Net income	$166,000	5,446
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	1,624
Cash dividends	$890,000	907
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$166,000	5,433
2006-12-31 (YTD Data)		Rank
Total interest income	$17,162,000	2,269
Total interest expense	$6,001,000	2,596
Net interest income	$11,161,000	2,084
Provision for loan and lease losses	$509,000	1,883
Total noninterest income	$1,188,000	3,147
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$508,000	3,023
Trading account gains and fees	$0	130
Additional Noninterest Income	$680,000	2,806
Total noninterest expense	$7,528,000	2,354
Salaries and employee benefits	$4,533,000	2,155
Premises and equipment expense	$1,412,000	1,793
Additional noninterest expense	$1,583,000	3,152
Pre-tax net operating income	$4,312,000	2,128
Securities gains (losses)	$0	1,687
Applicable income taxes	$0	6,600
Income before extraordinary items	$4,312,000	1,671
Extraordinary gains, net	$0	51
Net income	$4,312,000	1,672
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-107,000	8,513
Cash dividends	$2,392,000	1,345
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$4,312,000	1,660
2006-09-30 (YTD Data)		Rank
Total interest income	$12,564,000	2,310
Total interest expense	$4,207,000	2,658
Net interest income	$8,357,000	2,099
Provision for loan and lease losses	$398,000	1,713
Total noninterest income	$938,000	3,065
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$383,000	3,030
Trading account gains and fees	$0	126
Additional Noninterest Income	$555,000	2,700
Total noninterest expense	$5,565,000	2,386
Salaries and employee benefits	$3,372,000	2,173
Premises and equipment expense	$1,060,000	1,795
Additional noninterest expense	$1,133,000	3,272
Pre-tax net operating income	$3,332,000	2,140
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$3,332,000	1,668
Extraordinary gains, net	$0	45
Net income	$3,332,000	1,669
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-85,000	8,498
Cash dividends	$1,874,000	1,215
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,332,000	1,655
2006-06-30 (YTD Data)		Rank
Total interest income	$8,075,000	2,352
Total interest expense	$2,564,000	2,753
Net interest income	$5,511,000	2,122
Provision for loan and lease losses	$317,000	1,400
Total noninterest income	$653,000	2,963
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$258,000	3,001
Trading account gains and fees	$0	126
Additional Noninterest Income	$395,000	2,577
Total noninterest expense	$3,672,000	2,408
Salaries and employee benefits	$2,209,000	2,226
Premises and equipment expense	$702,000	1,798
Additional noninterest expense	$761,000	3,253
Pre-tax net operating income	$2,175,000	2,175
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$2,175,000	1,679
Extraordinary gains, net	$0	39
Net income	$2,175,000	1,680
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$174,000	1,207
Cash dividends	$1,322,000	1,157
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,175,000	1,664
2006-03-31 (YTD Data)		Rank
Total interest income	$3,783,000	2,443
Total interest expense	$1,164,000	2,870
Net interest income	$2,619,000	2,225
Provision for loan and lease losses	$136,000	1,583
Total noninterest income	$341,000	2,839
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$127,000	2,956
Trading account gains and fees	$0	115
Additional Noninterest Income	$214,000	2,394
Total noninterest expense	$1,790,000	2,476
Salaries and employee benefits	$1,077,000	2,287
Premises and equipment expense	$354,000	1,793
Additional noninterest expense	$359,000	3,396
Pre-tax net operating income	$1,034,000	2,225
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$1,034,000	1,732
Extraordinary gains, net	$0	21
Net income	$1,034,000	1,731
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	1,837
Cash dividends	$815,000	886
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,034,000	1,718
2005-12-31 (YTD Data)		Rank
Total interest income	$13,577,000	2,430
Total interest expense	$3,837,000	2,742
Net interest income	$9,740,000	2,276
Provision for loan and lease losses	$736,000	1,358
Total noninterest income	$1,343,000	2,885
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$533,000	2,927
Trading account gains and fees	$0	138
Additional Noninterest Income	$810,000	2,514
Total noninterest expense	$7,327,000	2,286
Salaries and employee benefits	$4,474,000	2,056
Premises and equipment expense	$1,323,000	1,824
Additional noninterest expense	$1,530,000	3,180
Pre-tax net operating income	$3,020,000	2,740
Securities gains (losses)	$15,000	1,350
Applicable income taxes	$0	6,964
Income before extraordinary items	$3,035,000	2,222
Extraordinary gains, net	$0	46
Net income	$3,035,000	2,223
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$332,000	1,602
Cash dividends	$1,460,000	1,866
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,020,000	2,200
2005-09-30 (YTD Data)		Rank
Total interest income	$9,870,000	2,450
Total interest expense	$2,706,000	2,751
Net interest income	$7,164,000	2,283
Provision for loan and lease losses	$413,000	1,674
Total noninterest income	$1,050,000	2,804
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$403,000	2,899
Trading account gains and fees	$0	126
Additional Noninterest Income	$647,000	2,437
Total noninterest expense	$5,462,000	2,278
Salaries and employee benefits	$3,368,000	2,023
Premises and equipment expense	$1,038,000	1,746
Additional noninterest expense	$1,056,000	3,364
Pre-tax net operating income	$2,339,000	2,707
Securities gains (losses)	$12,000	1,416
Applicable income taxes	$0	6,976
Income before extraordinary items	$2,351,000	2,181
Extraordinary gains, net	$0	35
Net income	$2,351,000	2,180
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	3,251
Cash dividends	$1,125,000	1,648
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,339,000	2,152
2005-06-30 (YTD Data)		Rank
Total interest income	$6,272,000	2,500
Total interest expense	$1,643,000	2,827
Net interest income	$4,629,000	2,341
Provision for loan and lease losses	$307,000	1,480
Total noninterest income	$720,000	2,717
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$272,000	2,814
Trading account gains and fees	$0	116
Additional Noninterest Income	$448,000	2,359
Total noninterest expense	$3,577,000	2,305
Salaries and employee benefits	$2,200,000	2,062
Premises and equipment expense	$700,000	1,715
Additional noninterest expense	$677,000	3,449
Pre-tax net operating income	$1,465,000	2,812
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$1,465,000	2,273
Extraordinary gains, net	$0	30
Net income	$1,465,000	2,271
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,491
Cash dividends	$740,000	1,693
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,465,000	2,241
2005-03-31 (YTD Data)		Rank
Total interest income	$2,950,000	2,608
Total interest expense	$743,000	2,983
Net interest income	$2,207,000	2,423
Provision for loan and lease losses	$186,000	1,193
Total noninterest income	$394,000	2,514
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$132,000	2,810
Trading account gains and fees	$0	115
Additional Noninterest Income	$262,000	2,077
Total noninterest expense	$1,776,000	2,327
Salaries and employee benefits	$1,117,000	2,046
Premises and equipment expense	$362,000	1,671
Additional noninterest expense	$297,000	3,831
Pre-tax net operating income	$639,000	3,079
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$639,000	2,477
Extraordinary gains, net	$0	24
Net income	$639,000	2,478
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	3,061
Cash dividends	$395,000	1,482
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$639,000	2,439
2004-12-31 (YTD Data)		Rank
Total interest income	$10,893,000	2,610
Total interest expense	$2,550,000	3,006
Net interest income	$8,343,000	2,455
Provision for loan and lease losses	$417,000	2,297
Total noninterest income	$1,391,000	2,822
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$610,000	2,670
Trading account gains and fees	$0	138
Additional Noninterest Income	$781,000	2,532
Total noninterest expense	$6,687,000	2,388
Salaries and employee benefits	$3,994,000	2,172
Premises and equipment expense	$1,372,000	1,700
Additional noninterest expense	$1,321,000	3,480
Pre-tax net operating income	$2,630,000	2,866
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$2,630,000	2,321
Extraordinary gains, net	$0	34
Net income	$2,630,000	2,323
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$690,000	1,026
Cash dividends	$1,155,000	2,091
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,630,000	2,269
2004-09-30 (YTD Data)		Rank
Total interest income	$8,034,000	2,619
Total interest expense	$1,841,000	3,049
Net interest income	$6,193,000	2,440
Provision for loan and lease losses	$278,000	2,391
Total noninterest income	$1,041,000	2,850
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$462,000	2,663
Trading account gains and fees	$0	134
Additional Noninterest Income	$579,000	2,557
Total noninterest expense	$5,007,000	2,382
Salaries and employee benefits	$2,972,000	2,189
Premises and equipment expense	$1,032,000	1,689
Additional noninterest expense	$1,003,000	3,426
Pre-tax net operating income	$1,949,000	2,953
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$1,949,000	2,380
Extraordinary gains, net	$0	26
Net income	$1,949,000	2,383
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$392,000	1,180
Cash dividends	$880,000	1,895
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,949,000	2,327
2004-06-30 (YTD Data)		Rank
Total interest income	$5,229,000	2,678
Total interest expense	$1,173,000	3,142
Net interest income	$4,056,000	2,460
Provision for loan and lease losses	$207,000	2,150
Total noninterest income	$705,000	2,821
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$305,000	2,680
Trading account gains and fees	$0	130
Additional Noninterest Income	$400,000	2,513
Total noninterest expense	$3,251,000	2,443
Salaries and employee benefits	$1,938,000	2,233
Premises and equipment expense	$690,000	1,671
Additional noninterest expense	$623,000	3,638
Pre-tax net operating income	$1,303,000	2,913
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$1,303,000	2,345
Extraordinary gains, net	$0	21
Net income	$1,303,000	2,345
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-151,000	8,956
Cash dividends	$675,000	1,737
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,303,000	2,276
2004-03-31 (YTD Data)		Rank
Total interest income	$2,552,000	2,738
Total interest expense	$586,000	3,183
Net interest income	$1,966,000	2,530
Provision for loan and lease losses	$70,000	2,755
Total noninterest income	$351,000	2,786
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$156,000	2,594
Trading account gains and fees	$0	121
Additional Noninterest Income	$195,000	2,511
Total noninterest expense	$1,619,000	2,466
Salaries and employee benefits	$981,000	2,235
Premises and equipment expense	$352,000	1,667
Additional noninterest expense	$286,000	3,887
Pre-tax net operating income	$628,000	2,969
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$628,000	2,388
Extraordinary gains, net	$0	16
Net income	$628,000	2,389
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-147,000	9,017
Cash dividends	$525,000	1,139
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$628,000	2,305
2003-12-31 (YTD Data)		Rank
Total interest income	$9,965,000	2,829
Total interest expense	$2,581,000	3,264
Net interest income	$7,384,000	2,616
Provision for loan and lease losses	$768,000	1,516
Total noninterest income	$2,235,000	2,139
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$665,000	2,470
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,570,000	1,762
Total noninterest expense	$6,497,000	2,417
Salaries and employee benefits	$3,905,000	2,175
Premises and equipment expense	$1,246,000	1,834
Additional noninterest expense	$1,346,000	3,394
Pre-tax net operating income	$2,354,000	3,026
Securities gains (losses)	$241,000	1,212
Applicable income taxes	$0	7,459
Income before extraordinary items	$2,595,000	2,297
Extraordinary gains, net	$0	54
Net income	$2,595,000	2,300
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$591,000	1,406
Cash dividends	$1,260,000	1,981
Sale, conversion, retirement of capital stock, net	$3,000,000	273
Net operating income	$2,354,000	2,392
2003-09-30 (YTD Data)		Rank
Total interest income	$7,375,000	2,915
Total interest expense	$1,965,000	3,332
Net interest income	$5,410,000	2,687
Provision for loan and lease losses	$695,000	1,229
Total noninterest income	$1,777,000	2,092
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$489,000	2,522
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,288,000	1,712
Total noninterest expense	$4,873,000	2,420
Salaries and employee benefits	$2,940,000	2,174
Premises and equipment expense	$936,000	1,844
Additional noninterest expense	$997,000	3,406
Pre-tax net operating income	$1,619,000	3,354
Securities gains (losses)	$241,000	1,113
Applicable income taxes	$0	7,524
Income before extraordinary items	$1,860,000	2,481
Extraordinary gains, net	$0	40
Net income	$1,860,000	2,480
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$551,000	1,084
Cash dividends	$660,000	2,246
Sale, conversion, retirement of capital stock, net	$3,000,000	184
Net operating income	$1,619,000	2,656
2003-06-30 (YTD Data)		Rank
Total interest income	$4,770,000	3,027
Total interest expense	$1,326,000	3,386
Net interest income	$3,444,000	2,806
Provision for loan and lease losses	$267,000	2,039
Total noninterest income	$1,209,000	2,048
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$323,000	2,506
Trading account gains and fees	$0	150
Additional Noninterest Income	$886,000	1,652
Total noninterest expense	$3,215,000	2,446
Salaries and employee benefits	$1,919,000	2,208
Premises and equipment expense	$623,000	1,831
Additional noninterest expense	$673,000	3,356
Pre-tax net operating income	$1,171,000	3,139
Securities gains (losses)	$-4,000	8,976
Applicable income taxes	$0	7,529
Income before extraordinary items	$1,167,000	2,646
Extraordinary gains, net	$0	30
Net income	$1,167,000	2,644
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$154,000	1,942
Cash dividends	$400,000	2,440
Sale, conversion, retirement of capital stock, net	$1,000,000	202
Net operating income	$1,171,000	2,485
2003-03-31 (YTD Data)		Rank
Total interest income	$2,236,000	3,203
Total interest expense	$651,000	3,515
Net interest income	$1,585,000	3,013
Provision for loan and lease losses	$57,000	3,503
Total noninterest income	$583,000	2,042
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$147,000	2,616
Trading account gains and fees	$0	134
Additional Noninterest Income	$436,000	1,629
Total noninterest expense	$1,563,000	2,479
Salaries and employee benefits	$930,000	2,260
Premises and equipment expense	$304,000	1,879
Additional noninterest expense	$329,000	3,367
Pre-tax net operating income	$548,000	3,291
Securities gains (losses)	$-4,000	9,096
Applicable income taxes	$0	7,403
Income before extraordinary items	$544,000	2,764
Extraordinary gains, net	$0	21
Net income	$544,000	2,761
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$144,000	1,155
Cash dividends	$250,000	1,948
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$548,000	2,609
2002-12-31 (YTD Data)		Rank
Total interest income	$8,806,000	3,372
Total interest expense	$2,769,000	3,776
Net interest income	$6,037,000	3,121
Provision for loan and lease losses	$293,000	3,518
Total noninterest income	$1,943,000	2,177
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$665,000	2,343
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,278,000	1,862
Total noninterest expense	$5,549,000	2,667
Salaries and employee benefits	$3,205,000	2,470
Premises and equipment expense	$1,114,000	1,982
Additional noninterest expense	$1,230,000	3,539
Pre-tax net operating income	$2,138,000	3,286
Securities gains (losses)	$-6,000	8,842
Applicable income taxes	$5,000	7,446
Income before extraordinary items	$2,127,000	2,674
Extraordinary gains, net	$0	70
Net income	$2,127,000	2,673
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$196,000	3,043
Cash dividends	$1,424,000	1,707
Sale, conversion, retirement of capital stock, net	$1,500,000	327
Net operating income	$2,133,000	2,577
2001-12-31 (YTD Data)		Rank
Total interest income	$9,608,000	3,429
Total interest expense	$4,937,000	3,182
Net interest income	$4,671,000	3,629
Provision for loan and lease losses	$157,000	4,689
Total noninterest income	$1,591,000	2,396
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$538,000	2,662
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,053,000	1,964
Total noninterest expense	$4,597,000	3,032
Salaries and employee benefits	$2,486,000	2,958
Premises and equipment expense	$991,000	2,150
Additional noninterest expense	$1,120,000	3,716
Pre-tax net operating income	$1,508,000	3,847
Securities gains (losses)	$-185,000	9,538
Applicable income taxes	$75,000	6,339
Income before extraordinary items	$1,248,000	3,695
Extraordinary gains, net	$0	105
Net income	$1,248,000	3,696
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	5,333
Cash dividends	$1,641,000	1,547
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,421,900	3,256
2000-12-31 (YTD Data)		Rank
Total interest income	$9,240,000	3,653
Total interest expense	$4,778,000	3,454
Net interest income	$4,462,000	3,825
Provision for loan and lease losses	$12,000	7,853
Total noninterest income	$1,013,000	3,094
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$389,000	3,316
Trading account gains and fees	$0	180
Additional Noninterest Income	$624,000	2,576
Total noninterest expense	$4,140,000	3,239
Salaries and employee benefits	$2,189,000	3,205
Premises and equipment expense	$905,000	2,280
Additional noninterest expense	$1,046,000	3,854
Pre-tax net operating income	$1,323,000	4,449
Securities gains (losses)	$7,000	1,253
Applicable income taxes	$151,000	5,902
Income before extraordinary items	$1,179,000	3,906
Extraordinary gains, net	$0	38
Net income	$1,179,000	3,907
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	6,414
Cash dividends	$650,000	3,054
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,172,770	3,915
1999-12-31 (YTD Data)		Rank
Total interest income	$8,107,000	3,863
Total interest expense	$3,863,000	3,691
Net interest income	$4,244,000	3,969
Provision for loan and lease losses	$10,000	8,114
Total noninterest income	$944,000	3,224
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$353,000	3,546
Trading account gains and fees	NA	NA
Additional Noninterest Income	$591,000	2,651
Total noninterest expense	$3,893,000	3,394
Salaries and employee benefits	$2,070,000	3,332
Premises and equipment expense	$778,000	2,602
Additional noninterest expense	$1,045,000	3,877
Pre-tax net operating income	$1,285,000	4,559
Securities gains (losses)	$-6,000	9,143
Applicable income taxes	$160,000	6,155
Income before extraordinary items	$1,119,000	4,079
Extraordinary gains, net	$0	35
Net income	$1,119,000	4,081
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	4,073
Cash dividends	$595,000	3,197
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,124,220	4,033
1998-12-31 (YTD Data)		Rank
Total interest income	$7,418,000	4,194
Total interest expense	$3,583,000	4,028
Net interest income	$3,835,000	4,268
Provision for loan and lease losses	$200,000	3,499
Total noninterest income	$1,137,000	2,806
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$303,000	3,921
Trading account gains and fees	NA	NA
Additional Noninterest Income	$834,000	2,099
Total noninterest expense	$3,650,000	3,484
Salaries and employee benefits	$1,886,000	3,520
Premises and equipment expense	$705,000	2,751
Additional noninterest expense	$1,059,000	3,763
Pre-tax net operating income	$1,122,000	5,090
Securities gains (losses)	$13,000	2,771
Applicable income taxes	$154,000	6,784
Income before extraordinary items	$981,000	4,584
Extraordinary gains, net	$0	32
Net income	$981,000	4,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	5,812
Cash dividends	$744,000	2,751
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$969,820	4,520
1997-12-31 (YTD Data)		Rank
Total interest income	$6,733,000	4,643
Total interest expense	$3,054,000	4,641
Net interest income	$3,679,000	4,547
Provision for loan and lease losses	$12,000	8,256
Total noninterest income	$914,000	3,275
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$320,000	3,879
Trading account gains and fees	NA	NA
Additional Noninterest Income	$594,000	2,495
Total noninterest expense	$3,223,000	3,872
Salaries and employee benefits	$1,606,000	4,004
Premises and equipment expense	$634,000	3,004
Additional noninterest expense	$983,000	3,973
Pre-tax net operating income	$1,358,000	4,816
Securities gains (losses)	$7,000	2,566
Applicable income taxes	$273,000	5,995
Income before extraordinary items	$1,092,000	4,394
Extraordinary gains, net	$0	44
Net income	$1,092,000	4,395
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	5,298
Cash dividends	$909,000	2,350
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,086,400	4,335
1996-12-31 (YTD Data)		Rank
Total interest income	$6,422,000	4,916
Total interest expense	$3,012,000	4,770
Net interest income	$3,410,000	4,933
Provision for loan and lease losses	$3,000	8,923
Total noninterest income	$595,000	4,594
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$314,000	4,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$281,000	4,236
Total noninterest expense	$2,727,000	4,669
Salaries and employee benefits	$1,429,000	4,513
Premises and equipment expense	$550,000	3,486
Additional noninterest expense	$748,000	5,469
Pre-tax net operating income	$1,275,000	4,902
Securities gains (losses)	$32,000	1,648
Applicable income taxes	$487,000	4,225
Income before extraordinary items	$820,000	5,216
Extraordinary gains, net	$0	53
Net income	$820,000	5,216
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-35,000	10,905
Cash dividends	$378,000	4,039
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$799,520	5,250
1995-12-31 (YTD Data)		Rank
Total interest income	$5,692,000	5,441
Total interest expense	$2,627,000	5,347
Net interest income	$3,065,000	5,408
Provision for loan and lease losses	$0	8,958
Total noninterest income	$497,000	5,215
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$280,000	4,535
Trading account gains and fees	NA	NA
Additional Noninterest Income	$217,000	4,883
Total noninterest expense	$2,411,000	5,161
Salaries and employee benefits	$1,270,000	4,961
Premises and equipment expense	$472,000	3,941
Additional noninterest expense	$669,000	6,065
Pre-tax net operating income	$1,151,000	5,415
Securities gains (losses)	$0	3,831
Applicable income taxes	$465,000	4,427
Income before extraordinary items	$686,000	6,080
Extraordinary gains, net	$0	65
Net income	$686,000	6,078
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-42,000	11,395
Cash dividends	$223,000	5,236
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$686,000	6,045
1994-12-31 (YTD Data)		Rank
Total interest income	$4,611,000	6,040
Total interest expense	$1,753,000	6,198
Net interest income	$2,858,000	5,812
Provision for loan and lease losses	$0	9,146
Total noninterest income	$451,000	5,682
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$261,000	4,878
Trading account gains and fees	NA	NA
Additional Noninterest Income	$190,000	5,443
Total noninterest expense	$2,340,000	5,468
Salaries and employee benefits	$1,155,000	5,433
Premises and equipment expense	$428,000	4,339
Additional noninterest expense	$757,000	5,955
Pre-tax net operating income	$969,000	6,084
Securities gains (losses)	$-19,000	10,292
Applicable income taxes	$330,000	5,513
Income before extraordinary items	$620,000	6,396
Extraordinary gains, net	$0	249
Net income	$620,000	6,412
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-55,000	11,935
Cash dividends	$241,000	5,035
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$632,350	6,401
1993-12-31 (YTD Data)		Rank
Total interest income	$4,071,000	6,792
Total interest expense	$1,694,000	6,641
Net interest income	$2,377,000	6,776
Provision for loan and lease losses	$10,000	9,731
Total noninterest income	$639,000	4,744
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$273,000	4,780
Trading account gains and fees	NA	NA
Additional Noninterest Income	$366,000	3,988
Total noninterest expense	$2,128,000	6,033
Salaries and employee benefits	$1,037,000	5,942
Premises and equipment expense	$407,000	4,650
Additional noninterest expense	$684,000	6,673
Pre-tax net operating income	$878,000	6,436
Securities gains (losses)	$57,000	3,212
Applicable income taxes	$232,000	7,070
Income before extraordinary items	$703,000	6,094
Extraordinary gains, net	$0	3,149
Net income	$703,000	6,265
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	9,554
Cash dividends	$240,000	4,974
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$660,250	6,118
1992-12-31 (YTD Data)		Rank
Total interest income	$3,856,000	7,701
Total interest expense	$1,763,000	7,725
Net interest income	$2,093,000	7,512
Provision for loan and lease losses	$80,000	7,886
Total noninterest income	$637,000	4,745
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$296,000	4,497
Trading account gains and fees	NA	NA
Additional Noninterest Income	$341,000	4,097
Total noninterest expense	$1,919,000	6,606
Salaries and employee benefits	$917,000	6,520
Premises and equipment expense	$282,000	6,251
Additional noninterest expense	$720,000	6,625
Pre-tax net operating income	$731,000	6,936
Securities gains (losses)	$64,000	3,722
Applicable income taxes	$260,000	6,508
Income before extraordinary items	$535,000	7,035
Extraordinary gains, net	$0	1,422
Net income	$535,000	7,129
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	6,412
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$492,120	7,027

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.