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Republic Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$224,562,000281
Total interest expense$154,663,000168
Net interest income$69,899,000516
Provision for loan and lease losses$-1,541,0004,525
Total noninterest income$23,025,000411
Gross Fiduciary activities income$0981
Service charges on deposit accounts$4,667,000289
Trading account gains and fees$0123
Additional Noninterest Income$18,358,000349
Total noninterest expense$135,059,000249
Salaries and employee benefits$55,778,000299
Premises and equipment expense$24,176,000144
Additional noninterest expense$18,358,000349
Pre-tax net operating income$-40,594,0004,603
Securities gains (losses)$-1,808,0004,387
Applicable income taxes$311,0002,205
Income before extraordinary items$-42,713,0004,583
Extraordinary gains, net$054
Net income$-42,713,0004,584
Minority interest net income$088
Net income of bank and minority interests.$-42,713,0004,584
Net charge-offs$202,0001,156
Cash dividends$1,000,0002,148
Sale, conversion, retirement of capital stock, net$0540
Net operating income$-40,905,0004,586
2023-09-30 (YTD Data)Rank
Total interest income$163,250,000288
Total interest expense$106,754,000177
Net interest income$56,496,000493
Provision for loan and lease losses$2,083,000438
Total noninterest income$21,102,000362
Gross Fiduciary activities income$0950
Service charges on deposit accounts$3,330,000299
Trading account gains and fees$0125
Additional Noninterest Income$17,772,000285
Total noninterest expense$102,133,000249
Salaries and employee benefits$43,227,000300
Premises and equipment expense$18,534,000142
Additional noninterest expense$17,772,000285
Pre-tax net operating income$-26,618,0004,595
Securities gains (losses)$-2,921,0004,530
Applicable income taxes$233,0002,261
Income before extraordinary items$-29,772,0004,613
Extraordinary gains, net$052
Net income$-29,772,0004,613
Minority interest net income$081
Net income of bank and minority interests.$-29,772,0004,613
Net charge-offs$-82,0004,324
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$-26,851,0004,615
2023-06-30 (YTD Data)Rank
Total interest income$104,033,000284
Total interest expense$62,848,000174
Net interest income$41,185,000444
Provision for loan and lease losses$2,767,000294
Total noninterest income$11,313,000409
Gross Fiduciary activities income$0931
Service charges on deposit accounts$2,132,000299
Trading account gains and fees$0112
Additional Noninterest Income$9,181,000343
Total noninterest expense$66,556,000247
Salaries and employee benefits$29,338,000286
Premises and equipment expense$12,416,000134
Additional noninterest expense$9,181,000343
Pre-tax net operating income$-16,825,0004,622
Securities gains (losses)$-2,924,0004,582
Applicable income taxes$-5,176,0004,643
Income before extraordinary items$-14,573,0004,642
Extraordinary gains, net$051
Net income$-14,573,0004,641
Minority interest net income$081
Net income of bank and minority interests.$-14,573,0004,641
Net charge-offs$-3,0003,600
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$-12,263,0404,641
2023-03-31 (YTD Data)Rank
Total interest income$50,035,000296
Total interest expense$27,991,000174
Net interest income$22,044,000432
Provision for loan and lease losses$443,000553
Total noninterest income$8,602,000308
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,019,000319
Trading account gains and fees$097
Additional Noninterest Income$7,583,000239
Total noninterest expense$34,777,000246
Salaries and employee benefits$14,753,000295
Premises and equipment expense$6,405,000140
Additional noninterest expense$7,583,000239
Pre-tax net operating income$-4,574,0004,675
Securities gains (losses)$-5,205,0004,647
Applicable income taxes$-2,640,0004,659
Income before extraordinary items$-7,139,0004,661
Extraordinary gains, net$04
Net income$-7,139,0004,660
Minority interest net income$048
Net income of bank and minority interests.$-7,139,0004,661
Net charge-offs$-5,0003,836
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$-3,027,0504,657
2022-12-31 (YTD Data)Rank
Total interest income$175,788,000273
Total interest expense$31,753,000191
Net interest income$144,035,000286
Provision for loan and lease losses$5,004,000282
Total noninterest income$24,629,000410
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$4,127,000329
Trading account gains and fees$0116
Additional Noninterest Income$20,502,000340
Total noninterest expense$127,328,000256
Salaries and employee benefits$56,569,000291
Premises and equipment expense$24,146,000148
Additional noninterest expense$20,502,000340
Pre-tax net operating income$36,332,000485
Securities gains (losses)$-3,200,0004,602
Applicable income taxes$8,237,000440
Income before extraordinary items$24,895,000551
Extraordinary gains, net$05
Net income$24,895,000552
Minority interest net income$063
Net income of bank and minority interests.$24,895,000552
Net charge-offs$2,660,000238
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$27,423,000515
2022-09-30 (YTD Data)Rank
Total interest income$126,030,000269
Total interest expense$14,900,000192
Net interest income$111,130,000276
Provision for loan and lease losses$1,939,000399
Total noninterest income$19,197,000409
Gross Fiduciary activities income$0968
Service charges on deposit accounts$3,038,000338
Trading account gains and fees$0111
Additional Noninterest Income$16,159,000343
Total noninterest expense$94,866,000255
Salaries and employee benefits$45,530,000281
Premises and equipment expense$17,908,000149
Additional noninterest expense$16,159,000343
Pre-tax net operating income$33,522,000409
Securities gains (losses)$-2,591,0004,646
Applicable income taxes$7,652,000373
Income before extraordinary items$23,279,000452
Extraordinary gains, net$04
Net income$23,279,000452
Minority interest net income$057
Net income of bank and minority interests.$23,279,000452
Net charge-offs$2,698,000182
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$25,325,890431
2022-06-30 (YTD Data)Rank
Total interest income$80,082,000262
Total interest expense$7,000,000200
Net interest income$73,082,000263
Provision for loan and lease losses$2,479,000230
Total noninterest income$13,189,000393
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,974,000344
Trading account gains and fees$0108
Additional Noninterest Income$11,215,000340
Total noninterest expense$61,358,000254
Salaries and employee benefits$29,768,000280
Premises and equipment expense$11,709,000149
Additional noninterest expense$19,881,000257
Pre-tax net operating income$22,434,000395
Securities gains (losses)$-2,381,0004,683
Applicable income taxes$4,921,000366
Income before extraordinary items$15,132,000439
Extraordinary gains, net$04
Net income$15,132,000439
Minority interest net income$060
Net income of bank and minority interests.$15,132,000439
Net charge-offs$3,056,000137
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$17,012,990414
2022-03-31 (YTD Data)Rank
Total interest income$38,347,000266
Total interest expense$3,250,000185
Net interest income$35,097,000270
Provision for loan and lease losses$1,279,000177
Total noninterest income$6,731,000403
Gross Fiduciary activities income$0892
Service charges on deposit accounts$991,000342
Trading account gains and fees$0103
Additional Noninterest Income$5,740,000347
Total noninterest expense$31,035,000250
Salaries and employee benefits$14,106,000294
Premises and equipment expense$6,070,000147
Additional noninterest expense$10,859,000240
Pre-tax net operating income$9,514,000437
Securities gains (losses)$-1,285,0004,727
Applicable income taxes$2,073,000407
Income before extraordinary items$6,156,000504
Extraordinary gains, net$04
Net income$6,156,000505
Minority interest net income$050
Net income of bank and minority interests.$6,156,000504
Net charge-offs$50,000676
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$7,171,150461
2021-12-31 (YTD Data)Rank
Total interest income$149,160,000265
Total interest expense$18,377,000164
Net interest income$130,783,000274
Provision for loan and lease losses$5,750,00097
Total noninterest income$30,956,000381
Gross Fiduciary activities income$0994
Service charges on deposit accounts$3,129,000385
Trading account gains and fees$0132
Additional Noninterest Income$27,827,000329
Total noninterest expense$119,220,000261
Salaries and employee benefits$56,689,000295
Premises and equipment expense$23,638,000152
Additional noninterest expense$38,893,000260
Pre-tax net operating income$36,769,000470
Securities gains (losses)$424,000405
Applicable income taxes$9,365,000415
Income before extraordinary items$27,828,000500
Extraordinary gains, net$010
Net income$27,828,000500
Minority interest net income$074
Net income of bank and minority interests.$27,828,000501
Net charge-offs$-239,0004,587
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$27,493,040499
2021-09-30 (YTD Data)Rank
Total interest income$109,134,000271
Total interest expense$13,877,000170
Net interest income$95,257,000284
Provision for loan and lease losses$3,900,00096
Total noninterest income$23,203,000389
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,230,000396
Trading account gains and fees$0132
Additional Noninterest Income$20,973,000337
Total noninterest expense$87,300,000264
Salaries and employee benefits$42,308,000299
Premises and equipment expense$17,698,000154
Additional noninterest expense$27,294,000271
Pre-tax net operating income$27,260,000489
Securities gains (losses)$481,000340
Applicable income taxes$6,744,000429
Income before extraordinary items$20,997,000510
Extraordinary gains, net$08
Net income$20,997,000509
Minority interest net income$069
Net income of bank and minority interests.$20,997,000510
Net charge-offs$-343,0004,772
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$20,617,010511
2021-06-30 (YTD Data)Rank
Total interest income$72,757,000270
Total interest expense$9,593,000174
Net interest income$63,164,000282
Provision for loan and lease losses$3,000,00090
Total noninterest income$16,476,000377
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,420,000402
Trading account gains and fees$0133
Additional Noninterest Income$15,056,000324
Total noninterest expense$58,274,000265
Salaries and employee benefits$28,315,000299
Premises and equipment expense$11,978,000151
Additional noninterest expense$17,981,000271
Pre-tax net operating income$18,366,000484
Securities gains (losses)$491,000275
Applicable income taxes$4,566,000431
Income before extraordinary items$14,291,000504
Extraordinary gains, net$06
Net income$14,291,000502
Minority interest net income$067
Net income of bank and minority interests.$14,291,000504
Net charge-offs$-135,0004,670
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$13,903,110507
2021-03-31 (YTD Data)Rank
Total interest income$37,073,000267
Total interest expense$4,933,000181
Net interest income$32,140,000276
Provision for loan and lease losses$3,000,00055
Total noninterest income$9,292,000358
Gross Fiduciary activities income$0922
Service charges on deposit accounts$718,000393
Trading account gains and fees$0127
Additional Noninterest Income$8,574,000303
Total noninterest expense$28,713,000267
Salaries and employee benefits$14,226,000296
Premises and equipment expense$6,105,000147
Additional noninterest expense$8,382,000280
Pre-tax net operating income$9,719,000470
Securities gains (losses)$329,000247
Applicable income taxes$2,436,000410
Income before extraordinary items$7,612,000489
Extraordinary gains, net$03
Net income$7,612,000489
Minority interest net income$055
Net income of bank and minority interests.$7,612,000489
Net charge-offs$-115,0004,794
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$7,352,090488
2020-12-31 (YTD Data)Rank
Total interest income$116,384,000318
Total interest expense$22,821,000249
Net interest income$93,563,000335
Provision for loan and lease losses$4,200,000650
Total noninterest income$32,031,000359
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,576,000431
Trading account gains and fees$0133
Additional Noninterest Income$29,455,000303
Total noninterest expense$114,617,000257
Salaries and employee benefits$54,346,000295
Premises and equipment expense$22,306,000158
Additional noninterest expense$37,965,000254
Pre-tax net operating income$6,777,0001,406
Securities gains (losses)$2,760,000176
Applicable income taxes$2,093,000912
Income before extraordinary items$7,444,0001,203
Extraordinary gains, net$04
Net income$7,444,0001,203
Minority interest net income$072
Net income of bank and minority interests.$7,444,0001,203
Net charge-offs$491,000981
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,263,6001,530
2020-09-30 (YTD Data)Rank
Total interest income$84,707,000326
Total interest expense$17,349,000258
Net interest income$67,358,000340
Provision for loan and lease losses$2,800,000725
Total noninterest income$21,227,000377
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,841,000446
Trading account gains and fees$0125
Additional Noninterest Income$19,386,000322
Total noninterest expense$85,267,000251
Salaries and employee benefits$39,611,000299
Premises and equipment expense$16,440,000161
Additional noninterest expense$29,216,000239
Pre-tax net operating income$518,0004,018
Securities gains (losses)$2,760,000146
Applicable income taxes$408,0001,862
Income before extraordinary items$2,870,0001,956
Extraordinary gains, net$04
Net income$2,870,0001,955
Minority interest net income$065
Net income of bank and minority interests.$2,870,0001,956
Net charge-offs$215,0001,218
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$441,2004,061
2020-06-30 (YTD Data)Rank
Total interest income$55,616,000332
Total interest expense$11,778,000281
Net interest income$43,838,000345
Provision for loan and lease losses$1,950,000734
Total noninterest income$12,009,000391
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,249,000435
Trading account gains and fees$0123
Additional Noninterest Income$10,760,000337
Total noninterest expense$52,344,000269
Salaries and employee benefits$25,500,000306
Premises and equipment expense$10,894,000162
Additional noninterest expense$15,950,000281
Pre-tax net operating income$1,553,0002,345
Securities gains (losses)$2,481,000112
Applicable income taxes$749,0001,032
Income before extraordinary items$3,285,0001,217
Extraordinary gains, net$04
Net income$3,285,0001,217
Minority interest net income$065
Net income of bank and minority interests.$3,285,0001,217
Net charge-offs$176,0001,073
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,275,3902,424
2020-03-31 (YTD Data)Rank
Total interest income$27,341,000346
Total interest expense$6,429,000297
Net interest income$20,912,000355
Provision for loan and lease losses$950,000637
Total noninterest income$5,643,000390
Gross Fiduciary activities income$0941
Service charges on deposit accounts$762,000415
Trading account gains and fees$0106
Additional Noninterest Income$4,881,000318
Total noninterest expense$26,486,000266
Salaries and employee benefits$12,801,000299
Premises and equipment expense$5,318,000169
Additional noninterest expense$8,367,000267
Pre-tax net operating income$-881,0005,021
Securities gains (losses)$841,000119
Applicable income taxes$-132,0004,967
Income before extraordinary items$92,0004,268
Extraordinary gains, net$04
Net income$92,0004,268
Minority interest net income$056
Net income of bank and minority interests.$92,0004,268
Net charge-offs$-1,0003,618
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-572,3904,992
2019-12-31 (YTD Data)Rank
Total interest income$105,807,000352
Total interest expense$26,581,000310
Net interest income$79,226,000363
Provision for loan and lease losses$1,905,000558
Total noninterest income$21,766,000403
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,711,000471
Trading account gains and fees$0135
Additional Noninterest Income$19,055,000330
Total noninterest expense$100,916,000266
Salaries and employee benefits$51,252,000289
Premises and equipment expense$18,223,000184
Additional noninterest expense$31,441,000278
Pre-tax net operating income$-1,829,0005,131
Securities gains (losses)$1,103,000215
Applicable income taxes$-433,0005,135
Income before extraordinary items$-293,0005,045
Extraordinary gains, net$011
Net income$-293,0005,047
Minority interest net income$076
Net income of bank and minority interests.$-293,0005,047
Net charge-offs$1,254,000567
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$-1,164,3705,100
2019-09-30 (YTD Data)Rank
Total interest income$78,760,000359
Total interest expense$19,712,000317
Net interest income$59,048,000369
Provision for loan and lease losses$750,000858
Total noninterest income$16,710,000396
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,963,000485
Trading account gains and fees$0129
Additional Noninterest Income$14,747,000327
Total noninterest expense$74,261,000275
Salaries and employee benefits$38,369,000290
Premises and equipment expense$13,123,000189
Additional noninterest expense$22,769,000282
Pre-tax net operating income$747,0003,969
Securities gains (losses)$1,103,000182
Applicable income taxes$267,0002,315
Income before extraordinary items$1,583,0002,889
Extraordinary gains, net$011
Net income$1,583,0002,890
Minority interest net income$072
Net income of bank and minority interests.$1,583,0002,890
Net charge-offs$898,000525
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$634,4204,007
2019-06-30 (YTD Data)Rank
Total interest income$52,449,000360
Total interest expense$13,005,000322
Net interest income$39,444,000371
Provision for loan and lease losses$300,0001,195
Total noninterest income$10,777,000393
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,263,000500
Trading account gains and fees$0131
Additional Noninterest Income$9,514,000323
Total noninterest expense$47,438,000282
Salaries and employee benefits$24,763,000295
Premises and equipment expense$8,373,000199
Additional noninterest expense$14,302,000300
Pre-tax net operating income$2,483,0001,800
Securities gains (losses)$583,000203
Applicable income taxes$573,0001,324
Income before extraordinary items$2,493,0001,610
Extraordinary gains, net$011
Net income$2,493,0001,611
Minority interest net income$069
Net income of bank and minority interests.$2,493,0001,611
Net charge-offs$859,000386
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,020,7701,875
2019-03-31 (YTD Data)Rank
Total interest income$25,617,000365
Total interest expense$6,254,000324
Net interest income$19,363,000378
Provision for loan and lease losses$300,000677
Total noninterest income$4,602,000425
Gross Fiduciary activities income$0972
Service charges on deposit accounts$606,000509
Trading account gains and fees$0126
Additional Noninterest Income$3,996,000342
Total noninterest expense$22,445,000297
Salaries and employee benefits$11,631,000308
Premises and equipment expense$4,123,000204
Additional noninterest expense$6,691,000310
Pre-tax net operating income$1,220,0001,783
Securities gains (losses)$322,000151
Applicable income taxes$275,0001,325
Income before extraordinary items$1,267,0001,553
Extraordinary gains, net$05
Net income$1,267,0001,552
Minority interest net income$052
Net income of bank and minority interests.$1,267,0001,552
Net charge-offs$1,015,000216
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,002,9601,847
2018-12-31 (YTD Data)Rank
Total interest income$92,861,000378
Total interest expense$15,729,000362
Net interest income$77,132,000377
Provision for loan and lease losses$2,300,000448
Total noninterest income$19,589,000422
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,116,000603
Trading account gains and fees$0126
Additional Noninterest Income$17,473,000338
Total noninterest expense$78,750,000328
Salaries and employee benefits$42,106,000324
Premises and equipment expense$13,585,000226
Additional noninterest expense$23,059,000350
Pre-tax net operating income$15,671,000728
Securities gains (losses)$-67,0004,913
Applicable income taxes$3,218,000639
Income before extraordinary items$12,386,000762
Extraordinary gains, net$06
Net income$12,386,000761
Minority interest net income$072
Net income of bank and minority interests.$12,386,000761
Net charge-offs$2,284,000332
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$12,438,930757
2018-09-30 (YTD Data)Rank
Total interest income$67,331,000380
Total interest expense$10,536,000376
Net interest income$56,795,000380
Provision for loan and lease losses$1,700,000438
Total noninterest income$14,874,000420
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,511,000630
Trading account gains and fees$0138
Additional Noninterest Income$13,363,000342
Total noninterest expense$60,078,000325
Salaries and employee benefits$31,249,000328
Premises and equipment expense$10,147,000230
Additional noninterest expense$18,682,000322
Pre-tax net operating income$9,891,000835
Securities gains (losses)$-1,0004,378
Applicable income taxes$2,024,000724
Income before extraordinary items$7,866,000876
Extraordinary gains, net$05
Net income$7,866,000874
Minority interest net income$066
Net income of bank and minority interests.$7,866,000875
Net charge-offs$2,215,000260
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,866,800871
2018-06-30 (YTD Data)Rank
Total interest income$43,538,000387
Total interest expense$6,241,000385
Net interest income$37,297,000383
Provision for loan and lease losses$1,200,000411
Total noninterest income$9,984,000421
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$978,000642
Trading account gains and fees$0130
Additional Noninterest Income$9,006,000340
Total noninterest expense$39,779,000330
Salaries and employee benefits$20,544,000336
Premises and equipment expense$6,867,000226
Additional noninterest expense$12,368,000320
Pre-tax net operating income$6,302,000854
Securities gains (losses)$-1,0004,637
Applicable income taxes$1,165,000789
Income before extraordinary items$5,136,000875
Extraordinary gains, net$06
Net income$5,136,000873
Minority interest net income$065
Net income of bank and minority interests.$5,136,000874
Net charge-offs$2,233,000202
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,136,820868
2018-03-31 (YTD Data)Rank
Total interest income$21,025,000391
Total interest expense$2,688,000418
Net interest income$18,337,000387
Provision for loan and lease losses$400,000550
Total noninterest income$4,406,000453
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$472,000665
Trading account gains and fees$0123
Additional Noninterest Income$3,934,000371
Total noninterest expense$19,580,000331
Salaries and employee benefits$10,158,000337
Premises and equipment expense$3,491,000223
Additional noninterest expense$5,931,000329
Pre-tax net operating income$2,763,000927
Securities gains (losses)$0735
Applicable income taxes$501,000871
Income before extraordinary items$2,262,000967
Extraordinary gains, net$07
Net income$2,262,000966
Minority interest net income$052
Net income of bank and minority interests.$2,262,000967
Net charge-offs$2,349,000130
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,262,000955
2017-12-31 (YTD Data)Rank
Total interest income$71,713,000416
Total interest expense$7,559,000470
Net interest income$64,154,000407
Provision for loan and lease losses$900,000974
Total noninterest income$19,343,000430
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,570,000791
Trading account gains and fees$0151
Additional Noninterest Income$17,773,000337
Total noninterest expense$73,853,000330
Salaries and employee benefits$36,631,000351
Premises and equipment expense$11,856,000244
Additional noninterest expense$25,366,000308
Pre-tax net operating income$8,744,0001,102
Securities gains (losses)$-146,0005,467
Applicable income taxes$-2,005,0005,635
Income before extraordinary items$10,603,000716
Extraordinary gains, net$09
Net income$10,603,000715
Minority interest net income$076
Net income of bank and minority interests.$10,603,000716
Net charge-offs$1,456,000524
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$10,749,000690
2017-09-30 (YTD Data)Rank
Total interest income$52,032,000424
Total interest expense$5,329,000487
Net interest income$46,703,000419
Provision for loan and lease losses$500,0001,144
Total noninterest income$14,526,000432
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,140,000816
Trading account gains and fees$0145
Additional Noninterest Income$13,386,000342
Total noninterest expense$52,618,000345
Salaries and employee benefits$26,840,000368
Premises and equipment expense$8,888,000245
Additional noninterest expense$16,890,000345
Pre-tax net operating income$8,111,000949
Securities gains (losses)$-61,0005,606
Applicable income taxes$634,0001,868
Income before extraordinary items$7,416,000814
Extraordinary gains, net$09
Net income$7,416,000814
Minority interest net income$071
Net income of bank and minority interests.$7,416,000814
Net charge-offs$1,397,000391
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,472,120795
2017-06-30 (YTD Data)Rank
Total interest income$33,844,000427
Total interest expense$3,428,000491
Net interest income$30,416,000423
Provision for loan and lease losses$500,000849
Total noninterest income$9,024,000462
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$739,000828
Trading account gains and fees$0139
Additional Noninterest Income$8,285,000363
Total noninterest expense$33,840,000356
Salaries and employee benefits$17,378,000379
Premises and equipment expense$5,802,000249
Additional noninterest expense$10,660,000364
Pre-tax net operating income$5,100,000981
Securities gains (losses)$-61,0005,682
Applicable income taxes$390,0001,925
Income before extraordinary items$4,649,000850
Extraordinary gains, net$011
Net income$4,649,000851
Minority interest net income$071
Net income of bank and minority interests.$4,649,000850
Net charge-offs$201,0001,052
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,705,120830
2017-03-31 (YTD Data)Rank
Total interest income$16,342,000439
Total interest expense$1,669,000486
Net interest income$14,673,000437
Provision for loan and lease losses$03,537
Total noninterest income$4,175,000477
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$374,000815
Trading account gains and fees$0142
Additional Noninterest Income$3,801,000382
Total noninterest expense$16,553,000368
Salaries and employee benefits$8,349,000400
Premises and equipment expense$2,909,000248
Additional noninterest expense$5,295,000363
Pre-tax net operating income$2,295,0001,040
Securities gains (losses)$01,153
Applicable income taxes$156,0002,083
Income before extraordinary items$2,139,000885
Extraordinary gains, net$08
Net income$2,139,000886
Minority interest net income$055
Net income of bank and minority interests.$2,139,000885
Net charge-offs$-26,0005,346
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,139,000870
2016-12-31 (YTD Data)Rank
Total interest income$55,020,000493
Total interest expense$5,703,000518
Net interest income$49,317,000485
Provision for loan and lease losses$1,557,000631
Total noninterest income$13,641,000554
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,291,000958
Trading account gains and fees$0170
Additional Noninterest Income$12,350,000439
Total noninterest expense$55,382,000419
Salaries and employee benefits$27,970,000438
Premises and equipment expense$9,678,000282
Additional noninterest expense$17,734,000409
Pre-tax net operating income$6,019,0001,395
Securities gains (losses)$649,000342
Applicable income taxes$526,0002,216
Income before extraordinary items$6,142,0001,171
Extraordinary gains, net$05
Net income$6,142,0001,170
Minority interest net income$082
Net income of bank and minority interests.$6,142,0001,170
Net charge-offs$1,105,000609
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,544,9201,246
2016-09-30 (YTD Data)Rank
Total interest income$40,196,000500
Total interest expense$4,052,000550
Net interest income$36,144,000491
Provision for loan and lease losses$1,557,000497
Total noninterest income$9,573,000585
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$937,000979
Trading account gains and fees$0169
Additional Noninterest Income$8,636,000460
Total noninterest expense$40,061,000430
Salaries and employee benefits$19,872,000459
Premises and equipment expense$7,247,000282
Additional noninterest expense$12,942,000414
Pre-tax net operating income$4,099,0001,535
Securities gains (losses)$649,000308
Applicable income taxes$410,0002,219
Income before extraordinary items$4,338,0001,253
Extraordinary gains, net$05
Net income$4,338,0001,252
Minority interest net income$071
Net income of bank and minority interests.$4,338,0001,253
Net charge-offs$807,000564
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,747,4101,372
2016-06-30 (YTD Data)Rank
Total interest income$26,409,000506
Total interest expense$2,510,000586
Net interest income$23,899,000498
Provision for loan and lease losses$950,000526
Total noninterest income$4,338,000768
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$609,000994
Trading account gains and fees$0157
Additional Noninterest Income$3,729,000621
Total noninterest expense$24,963,000453
Salaries and employee benefits$12,295,000488
Premises and equipment expense$4,650,000290
Additional noninterest expense$8,018,000441
Pre-tax net operating income$2,324,0001,738
Securities gains (losses)$649,000226
Applicable income taxes$279,0002,191
Income before extraordinary items$2,694,0001,323
Extraordinary gains, net$016
Net income$2,694,0001,323
Minority interest net income$071
Net income of bank and minority interests.$2,694,0001,323
Net charge-offs$892,000397
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,103,4101,544
2016-03-31 (YTD Data)Rank
Total interest income$12,976,000512
Total interest expense$1,187,000625
Net interest income$11,789,000504
Provision for loan and lease losses$300,000670
Total noninterest income$1,896,000820
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$282,0001,053
Trading account gains and fees$0142
Additional Noninterest Income$1,614,000674
Total noninterest expense$12,182,000454
Salaries and employee benefits$5,910,000504
Premises and equipment expense$2,391,000286
Additional noninterest expense$3,881,000441
Pre-tax net operating income$1,203,0001,664
Securities gains (losses)$295,000214
Applicable income taxes$128,0002,249
Income before extraordinary items$1,370,0001,270
Extraordinary gains, net$012
Net income$1,370,0001,271
Minority interest net income$062
Net income of bank and minority interests.$1,370,0001,271
Net charge-offs$-26,0005,551
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,101,5501,463
2015-12-31 (YTD Data)Rank
Total interest income$45,852,000553
Total interest expense$4,267,000658
Net interest income$41,585,000546
Provision for loan and lease losses$500,0001,348
Total noninterest income$9,388,000713
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$867,0001,387
Trading account gains and fees$0159
Additional Noninterest Income$8,521,000562
Total noninterest expense$46,519,000469
Salaries and employee benefits$21,946,000518
Premises and equipment expense$8,009,000341
Additional noninterest expense$16,564,000429
Pre-tax net operating income$3,954,0001,885
Securities gains (losses)$105,0001,143
Applicable income taxes$552,0002,140
Income before extraordinary items$3,507,0001,791
Extraordinary gains, net$023
Net income$3,507,0001,792
Minority interest net income$081
Net income of bank and minority interests.$3,507,0001,793
Net charge-offs$3,333,000253
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,416,7001,802
2015-09-30 (YTD Data)Rank
Total interest income$33,334,000575
Total interest expense$3,129,000672
Net interest income$30,205,000568
Provision for loan and lease losses$04,232
Total noninterest income$4,804,000953
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$620,0001,446
Trading account gains and fees$0153
Additional Noninterest Income$4,184,000759
Total noninterest expense$32,224,000502
Salaries and employee benefits$16,268,000527
Premises and equipment expense$5,750,000364
Additional noninterest expense$10,206,000506
Pre-tax net operating income$2,785,0002,028
Securities gains (losses)$70,0001,251
Applicable income taxes$413,0002,171
Income before extraordinary items$2,442,0001,929
Extraordinary gains, net$021
Net income$2,442,0001,931
Minority interest net income$078
Net income of bank and minority interests.$2,442,0001,931
Net charge-offs$3,213,000195
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,381,8001,932
2015-06-30 (YTD Data)Rank
Total interest income$21,893,000585
Total interest expense$2,030,000689
Net interest income$19,863,000573
Provision for loan and lease losses$04,069
Total noninterest income$3,344,000921
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$398,0001,477
Trading account gains and fees$0157
Additional Noninterest Income$2,946,000723
Total noninterest expense$21,353,000505
Salaries and employee benefits$10,683,000535
Premises and equipment expense$3,839,000361
Additional noninterest expense$6,831,000504
Pre-tax net operating income$1,854,0002,007
Securities gains (losses)$6,0002,180
Applicable income taxes$275,0002,189
Income before extraordinary items$1,585,0001,949
Extraordinary gains, net$022
Net income$1,585,0001,951
Minority interest net income$075
Net income of bank and minority interests.$1,585,0001,951
Net charge-offs$3,138,000149
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,579,9001,914
2015-03-31 (YTD Data)Rank
Total interest income$10,882,000583
Total interest expense$1,018,000689
Net interest income$9,864,000572
Provision for loan and lease losses$03,703
Total noninterest income$1,451,000996
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$194,0001,482
Trading account gains and fees$0152
Additional Noninterest Income$1,257,000778
Total noninterest expense$10,402,000516
Salaries and employee benefits$5,112,000561
Premises and equipment expense$1,888,000375
Additional noninterest expense$3,402,000494
Pre-tax net operating income$913,0002,004
Securities gains (losses)$-3,0006,134
Applicable income taxes$133,0002,215
Income before extraordinary items$777,0001,968
Extraordinary gains, net$013
Net income$777,0001,971
Minority interest net income$064
Net income of bank and minority interests.$777,0001,970
Net charge-offs$592,000298
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$779,5501,908
2014-12-31 (YTD Data)Rank
Total interest income$40,941,000603
Total interest expense$3,536,000837
Net interest income$37,405,000598
Provision for loan and lease losses$900,000932
Total noninterest income$7,054,000856
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$722,0001,714
Trading account gains and fees$0180
Additional Noninterest Income$6,332,000637
Total noninterest expense$40,117,000515
Salaries and employee benefits$19,695,000547
Premises and equipment expense$6,630,000399
Additional noninterest expense$13,792,000496
Pre-tax net operating income$3,442,0002,050
Securities gains (losses)$452,000438
Applicable income taxes$478,0002,244
Income before extraordinary items$3,416,0001,808
Extraordinary gains, net$017
Net income$3,416,0001,807
Minority interest net income$084
Net income of bank and minority interests.$3,416,0001,807
Net charge-offs$1,627,000615
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,018,2401,973
2014-09-30 (YTD Data)Rank
Total interest income$29,950,000617
Total interest expense$2,568,000886
Net interest income$27,382,000602
Provision for loan and lease losses$600,000986
Total noninterest income$4,841,000909
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$538,0001,725
Trading account gains and fees$0174
Additional Noninterest Income$4,303,000690
Total noninterest expense$29,437,000523
Salaries and employee benefits$14,652,000558
Premises and equipment expense$4,883,000404
Additional noninterest expense$9,902,000513
Pre-tax net operating income$2,186,0002,373
Securities gains (losses)$452,000344
Applicable income taxes$323,0002,385
Income before extraordinary items$2,315,0001,973
Extraordinary gains, net$015
Net income$2,315,0001,972
Minority interest net income$081
Net income of bank and minority interests.$2,315,0001,971
Net charge-offs$647,000950
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,917,2402,240
2014-06-30 (YTD Data)Rank
Total interest income$19,418,000639
Total interest expense$1,650,000919
Net interest income$17,768,000613
Provision for loan and lease losses$300,0001,222
Total noninterest income$3,687,000810
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$362,0001,705
Trading account gains and fees$0172
Additional Noninterest Income$3,325,000605
Total noninterest expense$19,640,000521
Salaries and employee benefits$9,682,000560
Premises and equipment expense$3,134,000414
Additional noninterest expense$6,824,000495
Pre-tax net operating income$1,515,0002,254
Securities gains (losses)$452,000250
Applicable income taxes$196,0002,437
Income before extraordinary items$1,771,0001,701
Extraordinary gains, net$020
Net income$1,771,0001,705
Minority interest net income$080
Net income of bank and minority interests.$1,771,0001,703
Net charge-offs$500,000874
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,364,2002,088
2014-03-31 (YTD Data)Rank
Total interest income$9,704,000639
Total interest expense$780,000981
Net interest income$8,924,000615
Provision for loan and lease losses$03,817
Total noninterest income$1,940,000743
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$195,0001,586
Trading account gains and fees$0147
Additional Noninterest Income$1,745,000563
Total noninterest expense$9,793,000526
Salaries and employee benefits$4,958,000547
Premises and equipment expense$1,536,000432
Additional noninterest expense$3,299,000509
Pre-tax net operating income$1,071,0001,668
Securities gains (losses)$01,715
Applicable income taxes$84,0002,504
Income before extraordinary items$987,0001,513
Extraordinary gains, net$016
Net income$987,0001,516
Minority interest net income$066
Net income of bank and minority interests.$987,0001,516
Net charge-offs$313,000697
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$987,0001,494
2013-12-31 (YTD Data)Rank
Total interest income$37,698,000653
Total interest expense$3,478,000971
Net interest income$34,220,000621
Provision for loan and lease losses$4,935,000272
Total noninterest income$8,054,000793
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$697,0001,839
Trading account gains and fees$0184
Additional Noninterest Income$7,357,000603
Total noninterest expense$40,161,000523
Salaries and employee benefits$16,774,000648
Premises and equipment expense$5,740,000440
Additional noninterest expense$17,647,000414
Pre-tax net operating income$-2,822,0006,710
Securities gains (losses)$704,000322
Applicable income taxes$454,0002,262
Income before extraordinary items$-2,572,0006,703
Extraordinary gains, net$029
Net income$-2,572,0006,703
Minority interest net income$090
Net income of bank and minority interests.$-2,572,0006,703
Net charge-offs$2,214,000691
Cash dividends$1,859,0001,276
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-3,276,0006,727
2013-09-30 (YTD Data)Rank
Total interest income$28,101,000658
Total interest expense$2,650,000996
Net interest income$25,451,000626
Provision for loan and lease losses$1,175,000785
Total noninterest income$6,065,000805
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$515,0001,870
Trading account gains and fees$0180
Additional Noninterest Income$5,550,000615
Total noninterest expense$30,291,000522
Salaries and employee benefits$13,066,000630
Premises and equipment expense$4,287,000443
Additional noninterest expense$12,938,000420
Pre-tax net operating income$50,0006,142
Securities gains (losses)$704,000299
Applicable income taxes$296,0002,443
Income before extraordinary items$458,0004,722
Extraordinary gains, net$025
Net income$458,0004,724
Minority interest net income$084
Net income of bank and minority interests.$458,0004,725
Net charge-offs$2,013,000591
Cash dividends$775,0001,690
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,4406,277
2013-06-30 (YTD Data)Rank
Total interest income$18,558,000664
Total interest expense$1,815,000999
Net interest income$16,743,000627
Provision for loan and lease losses$925,000722
Total noninterest income$4,385,000767
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$335,0001,876
Trading account gains and fees$0157
Additional Noninterest Income$4,050,000577
Total noninterest expense$18,264,000569
Salaries and employee benefits$8,654,000634
Premises and equipment expense$2,675,000462
Additional noninterest expense$6,935,000506
Pre-tax net operating income$1,939,0001,771
Securities gains (losses)$704,000267
Applicable income taxes$191,0002,478
Income before extraordinary items$2,452,0001,238
Extraordinary gains, net$022
Net income$2,452,0001,240
Minority interest net income$082
Net income of bank and minority interests.$2,452,0001,241
Net charge-offs$1,135,000700
Cash dividends$500,0001,684
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,797,2801,597
2013-03-31 (YTD Data)Rank
Total interest income$9,179,000678
Total interest expense$975,000968
Net interest income$8,204,000649
Provision for loan and lease losses$04,409
Total noninterest income$1,459,0001,044
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$158,0001,950
Trading account gains and fees$0148
Additional Noninterest Income$1,301,000818
Total noninterest expense$9,061,000585
Salaries and employee benefits$4,225,000656
Premises and equipment expense$1,327,000470
Additional noninterest expense$3,509,000509
Pre-tax net operating income$602,0002,546
Securities gains (losses)$704,000151
Applicable income taxes$93,0002,479
Income before extraordinary items$1,213,0001,233
Extraordinary gains, net$010
Net income$1,213,0001,235
Minority interest net income$076
Net income of bank and minority interests.$1,213,0001,235
Net charge-offs$189,0001,406
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$558,2802,285
2012-12-31 (YTD Data)Rank
Total interest income$38,631,000678
Total interest expense$5,232,000861
Net interest income$33,399,000646
Provision for loan and lease losses$1,350,0001,431
Total noninterest income$7,711,000819
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$631,0002,072
Trading account gains and fees$0166
Additional Noninterest Income$7,080,000617
Total noninterest expense$35,575,000587
Salaries and employee benefits$16,223,000644
Premises and equipment expense$5,461,000449
Additional noninterest expense$13,891,000534
Pre-tax net operating income$4,185,0001,591
Securities gains (losses)$702,000723
Applicable income taxes$352,0002,517
Income before extraordinary items$4,535,0001,301
Extraordinary gains, net$029
Net income$4,535,0001,302
Minority interest net income$093
Net income of bank and minority interests.$4,535,0001,302
Net charge-offs$3,858,000708
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,882,1401,402
2012-09-30 (YTD Data)Rank
Total interest income$29,072,000688
Total interest expense$4,108,000860
Net interest income$24,964,000650
Provision for loan and lease losses$600,0002,031
Total noninterest income$4,963,000918
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$456,0002,154
Trading account gains and fees$0157
Additional Noninterest Income$4,507,000693
Total noninterest expense$26,379,000593
Salaries and employee benefits$11,882,000661
Premises and equipment expense$4,108,000445
Additional noninterest expense$10,389,000538
Pre-tax net operating income$2,948,0001,729
Securities gains (losses)$743,000551
Applicable income taxes$285,0002,519
Income before extraordinary items$3,406,0001,324
Extraordinary gains, net$020
Net income$3,406,0001,325
Minority interest net income$086
Net income of bank and minority interests.$3,406,0001,325
Net charge-offs$2,852,000696
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,722,4401,529
2012-06-30 (YTD Data)Rank
Total interest income$19,356,000693
Total interest expense$2,955,000825
Net interest income$16,401,000656
Provision for loan and lease losses$-250,0007,152
Total noninterest income$3,254,000921
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$296,0002,185
Trading account gains and fees$0153
Additional Noninterest Income$2,958,000699
Total noninterest expense$17,685,000587
Salaries and employee benefits$7,950,000651
Premises and equipment expense$2,740,000444
Additional noninterest expense$6,995,000527
Pre-tax net operating income$2,220,0001,554
Securities gains (losses)$743,000379
Applicable income taxes$188,0002,498
Income before extraordinary items$2,775,0001,079
Extraordinary gains, net$019
Net income$2,775,0001,079
Minority interest net income$084
Net income of bank and minority interests.$2,775,0001,079
Net charge-offs$2,415,000600
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,076,5801,350
2012-03-31 (YTD Data)Rank
Total interest income$9,624,000701
Total interest expense$1,615,000764
Net interest income$8,009,000672
Provision for loan and lease losses$-750,0007,279
Total noninterest income$1,606,000926
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$144,0002,209
Trading account gains and fees$0148
Additional Noninterest Income$1,462,000696
Total noninterest expense$8,763,000583
Salaries and employee benefits$4,067,000641
Premises and equipment expense$1,362,000449
Additional noninterest expense$3,334,000540
Pre-tax net operating income$1,602,0001,095
Securities gains (losses)$-17,0007,091
Applicable income taxes$53,0003,025
Income before extraordinary items$1,532,000976
Extraordinary gains, net$019
Net income$1,532,000978
Minority interest net income$078
Net income of bank and minority interests.$1,532,000977
Net charge-offs$544,0001,035
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,548,490900
2011-12-31 (YTD Data)Rank
Total interest income$38,463,000729
Total interest expense$7,082,000844
Net interest income$31,381,000691
Provision for loan and lease losses$15,966,000280
Total noninterest income$9,759,000628
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$564,0002,350
Trading account gains and fees$0146
Additional Noninterest Income$9,195,000458
Total noninterest expense$40,911,000503
Salaries and employee benefits$14,937,000658
Premises and equipment expense$5,443,000465
Additional noninterest expense$20,531,000386
Pre-tax net operating income$-15,737,0007,274
Securities gains (losses)$598,000693
Applicable income taxes$8,597,000283
Income before extraordinary items$-23,736,0007,308
Extraordinary gains, net$029
Net income$-23,736,0007,308
Minority interest net income$096
Net income of bank and minority interests.$-23,736,0007,308
Net charge-offs$15,360,000311
Cash dividends$212,0003,297
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-24,334,0007,306
2011-09-30 (YTD Data)Rank
Total interest income$28,815,000743
Total interest expense$5,297,000888
Net interest income$23,518,000696
Provision for loan and lease losses$5,666,000556
Total noninterest income$6,438,000693
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$418,0002,381
Trading account gains and fees$0145
Additional Noninterest Income$6,020,000510
Total noninterest expense$26,909,000562
Salaries and employee benefits$11,102,000667
Premises and equipment expense$4,083,000471
Additional noninterest expense$11,724,000479
Pre-tax net operating income$-2,619,0007,072
Securities gains (losses)$598,000565
Applicable income taxes$-1,128,0007,314
Income before extraordinary items$-893,0006,828
Extraordinary gains, net$021
Net income$-893,0006,829
Minority interest net income$087
Net income of bank and minority interests.$-893,0006,828
Net charge-offs$4,730,000653
Cash dividends$212,0002,651
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,275,7206,895
2011-06-30 (YTD Data)Rank
Total interest income$19,062,000758
Total interest expense$3,489,000940
Net interest income$15,573,000708
Provision for loan and lease losses$5,050,000431
Total noninterest income$3,117,000892
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$265,0002,438
Trading account gains and fees$0153
Additional Noninterest Income$2,852,000643
Total noninterest expense$17,871,000566
Salaries and employee benefits$7,027,000706
Premises and equipment expense$2,705,000482
Additional noninterest expense$8,139,000471
Pre-tax net operating income$-4,231,0007,341
Securities gains (losses)$-2,0006,931
Applicable income taxes$-1,756,0007,452
Income before extraordinary items$-2,477,0007,254
Extraordinary gains, net$015
Net income$-2,477,0007,254
Minority interest net income$089
Net income of bank and minority interests.$-2,477,0007,255
Net charge-offs$1,386,0001,194
Cash dividends$212,0002,237
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-2,475,7207,242
2011-03-31 (YTD Data)Rank
Total interest income$9,365,000785
Total interest expense$1,636,0001,049
Net interest income$7,729,000716
Provision for loan and lease losses$3,550,000321
Total noninterest income$1,088,0001,135
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$129,0002,477
Trading account gains and fees$0158
Additional Noninterest Income$959,000854
Total noninterest expense$8,926,000574
Salaries and employee benefits$3,279,000768
Premises and equipment expense$1,382,000486
Additional noninterest expense$4,265,000441
Pre-tax net operating income$-3,659,0007,479
Securities gains (losses)$01,772
Applicable income taxes$-1,444,0007,534
Income before extraordinary items$-2,215,0007,409
Extraordinary gains, net$09
Net income$-2,215,0007,409
Minority interest net income$086
Net income of bank and minority interests.$-2,215,0007,409
Net charge-offs$544,0001,265
Cash dividends$212,0001,363
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-2,215,0007,410
2010-12-31 (YTD Data)Rank
Total interest income$40,713,000743
Total interest expense$9,126,000910
Net interest income$31,587,000682
Provision for loan and lease losses$16,600,000440
Total noninterest income$1,520,0002,491
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$769,0001,898
Trading account gains and fees$0175
Additional Noninterest Income$751,0002,581
Total noninterest expense$32,859,000626
Salaries and employee benefits$12,417,000789
Premises and equipment expense$5,999,000440
Additional noninterest expense$14,443,000532
Pre-tax net operating income$-16,352,0007,477
Securities gains (losses)$882,000546
Applicable income taxes$-6,074,0007,597
Income before extraordinary items$-9,396,0007,359
Extraordinary gains, net$029
Net income$-9,396,0007,359
Minority interest net income$0111
Net income of bank and minority interests.$-9,396,0007,359
Net charge-offs$17,997,000367
Cash dividends$1,294,0001,225
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-9,960,4807,369
2010-09-30 (YTD Data)Rank
Total interest income$31,239,000730
Total interest expense$7,258,000888
Net interest income$23,981,000667
Provision for loan and lease losses$16,950,000320
Total noninterest income$1,297,0002,315
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$624,0001,817
Trading account gains and fees$0165
Additional Noninterest Income$673,0002,327
Total noninterest expense$23,927,000627
Salaries and employee benefits$8,982,000816
Premises and equipment expense$4,744,000409
Additional noninterest expense$10,201,000540
Pre-tax net operating income$-15,599,0007,629
Securities gains (losses)$-372,0007,562
Applicable income taxes$-6,086,0007,706
Income before extraordinary items$-9,885,0007,574
Extraordinary gains, net$023
Net income$-9,885,0007,574
Minority interest net income$0110
Net income of bank and minority interests.$-9,885,0007,574
Net charge-offs$18,902,000272
Cash dividends$965,0001,083
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-9,646,9207,566
2010-06-30 (YTD Data)Rank
Total interest income$20,822,000738
Total interest expense$5,192,000852
Net interest income$15,630,000691
Provision for loan and lease losses$16,250,000247
Total noninterest income$932,0002,145
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$430,0001,766
Trading account gains and fees$0152
Additional Noninterest Income$502,0002,089
Total noninterest expense$16,267,000620
Salaries and employee benefits$5,840,000832
Premises and equipment expense$3,465,000376
Additional noninterest expense$6,962,000527
Pre-tax net operating income$-15,955,0007,732
Securities gains (losses)$-372,0007,654
Applicable income taxes$-6,042,0007,778
Income before extraordinary items$-10,285,0007,694
Extraordinary gains, net$019
Net income$-10,285,0007,694
Minority interest net income$0105
Net income of bank and minority interests.$-10,285,0007,694
Net charge-offs$18,815,000210
Cash dividends$632,0001,086
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-10,046,9207,692
2010-03-31 (YTD Data)Rank
Total interest income$10,492,000741
Total interest expense$2,748,000849
Net interest income$7,744,000703
Provision for loan and lease losses$5,500,000346
Total noninterest income$559,0001,866
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$218,0001,746
Trading account gains and fees$0175
Additional Noninterest Income$341,0001,691
Total noninterest expense$8,372,000597
Salaries and employee benefits$2,903,000849
Premises and equipment expense$2,003,000350
Additional noninterest expense$3,466,000524
Pre-tax net operating income$-5,569,0007,780
Securities gains (losses)$-149,0007,735
Applicable income taxes$-2,159,0007,864
Income before extraordinary items$-3,559,0007,735
Extraordinary gains, net$016
Net income$-3,559,0007,736
Minority interest net income$091
Net income of bank and minority interests.$-3,559,0007,736
Net charge-offs$4,616,000358
Cash dividends$303,0001,054
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-3,463,6407,727
2009-12-31 (YTD Data)Rank
Total interest income$43,929,000755
Total interest expense$14,865,000778
Net interest income$29,064,000737
Provision for loan and lease losses$14,200,000640
Total noninterest income$1,657,0002,406
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,090,0001,552
Trading account gains and fees$0211
Additional Noninterest Income$567,0002,987
Total noninterest expense$30,746,000680
Salaries and employee benefits$12,518,000780
Premises and equipment expense$4,939,000541
Additional noninterest expense$13,289,000610
Pre-tax net operating income$-14,225,0007,613
Securities gains (losses)$-2,073,0007,812
Applicable income taxes$-6,224,0007,811
Income before extraordinary items$-10,074,0007,557
Extraordinary gains, net$034
Net income$-10,074,0007,556
Minority interest net income$0115
Net income of bank and minority interests.$-10,074,0007,556
Net charge-offs$9,768,000701
Cash dividends$1,368,0001,288
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-8,747,2807,516
2009-09-30 (YTD Data)Rank
Total interest income$33,157,000772
Total interest expense$11,412,000807
Net interest income$21,745,000741
Provision for loan and lease losses$13,200,000498
Total noninterest income$1,317,0002,368
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$871,0001,480
Trading account gains and fees$0212
Additional Noninterest Income$446,0003,012
Total noninterest expense$22,243,000707
Salaries and employee benefits$9,592,000774
Premises and equipment expense$3,418,000589
Additional noninterest expense$9,233,000625
Pre-tax net operating income$-12,381,0007,797
Securities gains (losses)$-441,0007,727
Applicable income taxes$-4,855,0007,895
Income before extraordinary items$-7,967,0007,726
Extraordinary gains, net$027
Net income$-7,967,0007,725
Minority interest net income$0118
Net income of bank and minority interests.$-7,967,0007,725
Net charge-offs$8,965,000546
Cash dividends$1,044,0001,198
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-7,684,7607,725
2009-06-30 (YTD Data)Rank
Total interest income$22,354,000785
Total interest expense$7,790,000830
Net interest income$14,564,000730
Provision for loan and lease losses$13,050,000387
Total noninterest income$924,0002,306
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$665,0001,275
Trading account gains and fees$0193
Additional Noninterest Income$259,0003,241
Total noninterest expense$15,601,000689
Salaries and employee benefits$6,544,000769
Premises and equipment expense$2,147,000653
Additional noninterest expense$6,910,000577
Pre-tax net operating income$-13,163,0007,965
Securities gains (losses)$-199,0007,788
Applicable income taxes$-4,875,0008,038
Income before extraordinary items$-8,487,0007,922
Extraordinary gains, net$021
Net income$-8,487,0007,921
Minority interest net income$0112
Net income of bank and minority interests.$-8,487,0007,921
Net charge-offs$5,422,000557
Cash dividends$708,0001,248
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-8,359,6407,921
2009-03-31 (YTD Data)Rank
Total interest income$11,356,000773
Total interest expense$3,948,000850
Net interest income$7,408,000718
Provision for loan and lease losses$4,800,000418
Total noninterest income$437,0002,346
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$300,0001,380
Trading account gains and fees$0171
Additional Noninterest Income$137,0003,115
Total noninterest expense$8,433,000606
Salaries and employee benefits$3,513,000715
Premises and equipment expense$1,022,000696
Additional noninterest expense$3,898,000452
Pre-tax net operating income$-5,388,0008,042
Securities gains (losses)$-23,0007,879
Applicable income taxes$-2,015,0008,088
Income before extraordinary items$-3,396,0008,000
Extraordinary gains, net$015
Net income$-3,396,0008,001
Minority interest net income$0102
Net income of bank and minority interests.$-3,396,0008,001
Net charge-offs$4,775,000325
Cash dividends$364,0001,200
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-3,381,2808,004
2008-12-31 (YTD Data)Rank
Total interest income$54,306,000689
Total interest expense$24,027,000662
Net interest income$30,279,000718
Provision for loan and lease losses$7,499,000748
Total noninterest income$2,313,0001,923
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,184,0001,505
Trading account gains and fees$0154
Additional Noninterest Income$1,129,0001,968
Total noninterest expense$23,796,000830
Salaries and employee benefits$9,554,0001,045
Premises and equipment expense$3,791,000726
Additional noninterest expense$10,451,000657
Pre-tax net operating income$1,297,0003,278
Securities gains (losses)$-1,433,0007,816
Applicable income taxes$-777,0007,629
Income before extraordinary items$641,0004,067
Extraordinary gains, net$039
Net income$641,0004,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,598,000502
Cash dividends$1,112,0002,150
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,558,1202,592
2008-09-30 (YTD Data)Rank
Total interest income$41,909,000690
Total interest expense$19,102,000657
Net interest income$22,807,000737
Provision for loan and lease losses$5,898,000575
Total noninterest income$1,898,0001,845
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$884,0001,527
Trading account gains and fees$0148
Additional Noninterest Income$1,014,0001,798
Total noninterest expense$18,447,000792
Salaries and employee benefits$7,691,000996
Premises and equipment expense$2,816,000735
Additional noninterest expense$7,940,000612
Pre-tax net operating income$360,0005,408
Securities gains (losses)$5,0002,631
Applicable income taxes$-343,0007,786
Income before extraordinary items$708,0003,793
Extraordinary gains, net$031
Net income$708,0003,792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,599,000334
Cash dividends$764,0002,156
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$703,0003,945
2008-06-30 (YTD Data)Rank
Total interest income$28,268,000686
Total interest expense$13,541,000641
Net interest income$14,727,000749
Provision for loan and lease losses$5,855,000388
Total noninterest income$1,346,0001,781
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$584,0001,525
Trading account gains and fees$0149
Additional Noninterest Income$762,0001,685
Total noninterest expense$12,456,000781
Salaries and employee benefits$5,384,000966
Premises and equipment expense$1,862,000749
Additional noninterest expense$5,210,000601
Pre-tax net operating income$-2,238,0008,184
Securities gains (losses)$5,0002,725
Applicable income taxes$-1,047,0008,273
Income before extraordinary items$-1,186,0008,064
Extraordinary gains, net$021
Net income$-1,186,0008,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,603,000228
Cash dividends$403,0002,541
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-1,189,2008,053
2008-03-31 (YTD Data)Rank
Total interest income$14,908,000669
Total interest expense$7,404,000628
Net interest income$7,504,000731
Provision for loan and lease losses$5,812,000196
Total noninterest income$548,0002,094
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$287,0001,522
Trading account gains and fees$0158
Additional Noninterest Income$261,0002,149
Total noninterest expense$6,424,000747
Salaries and employee benefits$2,708,000967
Premises and equipment expense$928,000756
Additional noninterest expense$2,788,000536
Pre-tax net operating income$-4,184,0008,422
Securities gains (losses)$5,0002,232
Applicable income taxes$-1,595,0008,424
Income before extraordinary items$-2,584,0008,405
Extraordinary gains, net$015
Net income$-2,584,0008,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,164,000186
Cash dividends$195,0002,380
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-2,587,2008,405
2007-12-31 (YTD Data)Rank
Total interest income$69,502,000612
Total interest expense$37,674,000534
Net interest income$31,828,000697
Provision for loan and lease losses$1,590,0001,007
Total noninterest income$1,896,0002,301
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,187,0001,510
Trading account gains and fees$0178
Additional Noninterest Income$709,0002,739
Total noninterest expense$21,275,000875
Salaries and employee benefits$10,533,000948
Premises and equipment expense$3,780,000707
Additional noninterest expense$6,962,000820
Pre-tax net operating income$10,859,000781
Securities gains (losses)$02,146
Applicable income taxes$3,273,000743
Income before extraordinary items$7,586,000848
Extraordinary gains, net$039
Net income$7,586,000846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,140,000935
Cash dividends$2,006,0001,592
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,586,000838
2007-09-30 (YTD Data)Rank
Total interest income$52,643,000602
Total interest expense$28,632,000533
Net interest income$24,011,000694
Provision for loan and lease losses$1,425,000673
Total noninterest income$1,440,0002,280
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$871,0001,513
Trading account gains and fees$0184
Additional Noninterest Income$569,0002,641
Total noninterest expense$15,702,000876
Salaries and employee benefits$7,817,000952
Premises and equipment expense$2,865,000693
Additional noninterest expense$5,020,000824
Pre-tax net operating income$8,324,000831
Securities gains (losses)$01,655
Applicable income taxes$2,535,000788
Income before extraordinary items$5,789,000900
Extraordinary gains, net$033
Net income$5,789,000898
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$692,000848
Cash dividends$480,0003,000
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,789,000886
2007-06-30 (YTD Data)Rank
Total interest income$34,815,000619
Total interest expense$18,964,000540
Net interest income$15,851,000715
Provision for loan and lease losses$143,0002,732
Total noninterest income$836,0002,523
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$582,0001,510
Trading account gains and fees$0168
Additional Noninterest Income$254,0003,313
Total noninterest expense$10,239,000912
Salaries and employee benefits$5,126,000983
Premises and equipment expense$1,830,000750
Additional noninterest expense$3,283,000855
Pre-tax net operating income$6,305,000768
Securities gains (losses)$01,444
Applicable income taxes$1,977,000738
Income before extraordinary items$4,328,000844
Extraordinary gains, net$029
Net income$4,328,000843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$540,000678
Cash dividends$256,0003,324
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,328,000835
2007-03-31 (YTD Data)Rank
Total interest income$17,285,000615
Total interest expense$9,403,000532
Net interest income$7,882,000712
Provision for loan and lease losses$80,0002,339
Total noninterest income$428,0002,446
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$302,0001,422
Trading account gains and fees$0195
Additional Noninterest Income$126,0003,324
Total noninterest expense$4,979,000942
Salaries and employee benefits$2,602,000979
Premises and equipment expense$872,000780
Additional noninterest expense$1,505,000914
Pre-tax net operating income$3,251,000750
Securities gains (losses)$01,187
Applicable income taxes$1,026,000717
Income before extraordinary items$2,225,000807
Extraordinary gains, net$022
Net income$2,225,000806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-217,0008,580
Cash dividends$121,0002,938
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,225,000797
2006-12-31 (YTD Data)Rank
Total interest income$63,965,000618
Total interest expense$28,155,000608
Net interest income$35,810,000628
Provision for loan and lease losses$1,364,000766
Total noninterest income$2,406,0001,938
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,479,0001,201
Trading account gains and fees$0130
Additional Noninterest Income$927,0002,343
Total noninterest expense$20,987,000844
Salaries and employee benefits$11,614,000823
Premises and equipment expense$2,895,000872
Additional noninterest expense$6,478,000827
Pre-tax net operating income$15,865,000654
Securities gains (losses)$01,687
Applicable income taxes$5,208,000617
Income before extraordinary items$10,657,000697
Extraordinary gains, net$051
Net income$10,657,000697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$923,000738
Cash dividends$539,0003,604
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$10,657,000689
2006-09-30 (YTD Data)Rank
Total interest income$46,674,000638
Total interest expense$19,430,000649
Net interest income$27,244,000633
Provision for loan and lease losses$1,374,000569
Total noninterest income$1,811,0001,938
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,167,0001,146
Trading account gains and fees$0126
Additional Noninterest Income$644,0002,454
Total noninterest expense$15,648,000854
Salaries and employee benefits$8,928,000810
Premises and equipment expense$2,009,000943
Additional noninterest expense$4,711,000860
Pre-tax net operating income$12,033,000674
Securities gains (losses)$01,388
Applicable income taxes$3,984,000642
Income before extraordinary items$8,049,000727
Extraordinary gains, net$045
Net income$8,049,000726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,057,000438
Cash dividends$412,0003,208
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$8,049,000719
2006-06-30 (YTD Data)Rank
Total interest income$30,453,000643
Total interest expense$11,870,000667
Net interest income$18,583,000630
Provision for loan and lease losses$1,374,000372
Total noninterest income$1,131,0002,035
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$858,0001,026
Trading account gains and fees$0126
Additional Noninterest Income$273,0003,180
Total noninterest expense$10,150,000879
Salaries and employee benefits$5,850,000830
Premises and equipment expense$1,273,000994
Additional noninterest expense$3,027,000876
Pre-tax net operating income$8,190,000657
Securities gains (losses)$01,185
Applicable income taxes$2,721,000639
Income before extraordinary items$5,469,000718
Extraordinary gains, net$039
Net income$5,469,000718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,235,000294
Cash dividends$268,0003,285
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,469,000706
2006-03-31 (YTD Data)Rank
Total interest income$15,571,000617
Total interest expense$5,622,000658
Net interest income$9,949,000586
Provision for loan and lease losses$1,313,000213
Total noninterest income$604,0001,924
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$453,000936
Trading account gains and fees$0115
Additional Noninterest Income$151,0002,962
Total noninterest expense$5,040,000891
Salaries and employee benefits$2,924,000836
Premises and equipment expense$635,000997
Additional noninterest expense$1,481,000897
Pre-tax net operating income$4,200,000641
Securities gains (losses)$0955
Applicable income taxes$1,399,000616
Income before extraordinary items$2,801,000690
Extraordinary gains, net$021
Net income$2,801,000689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,127,000203
Cash dividends$132,0002,844
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,801,000676
2005-12-31 (YTD Data)Rank
Total interest income$45,941,000705
Total interest expense$15,779,000718
Net interest income$30,162,000695
Provision for loan and lease losses$1,186,000902
Total noninterest income$2,944,0001,637
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,829,000950
Trading account gains and fees$0138
Additional Noninterest Income$1,115,0002,061
Total noninterest expense$18,199,000931
Salaries and employee benefits$9,569,000955
Premises and equipment expense$2,557,000937
Additional noninterest expense$6,073,000848
Pre-tax net operating income$13,721,000718
Securities gains (losses)$97,000713
Applicable income taxes$4,484,000706
Income before extraordinary items$9,334,000775
Extraordinary gains, net$046
Net income$9,334,000777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0001,960
Cash dividends$444,0003,848
Sale, conversion, retirement of capital stock, net$0934
Net operating income$9,268,040768
2005-09-30 (YTD Data)Rank
Total interest income$33,028,000708
Total interest expense$10,861,000736
Net interest income$22,167,000701
Provision for loan and lease losses$1,137,000675
Total noninterest income$2,232,0001,618
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,452,000897
Trading account gains and fees$0126
Additional Noninterest Income$780,0002,162
Total noninterest expense$13,609,000930
Salaries and employee benefits$7,097,000956
Premises and equipment expense$1,936,000913
Additional noninterest expense$4,576,000843
Pre-tax net operating income$9,653,000770
Securities gains (losses)$97,000669
Applicable income taxes$3,141,000748
Income before extraordinary items$6,609,000807
Extraordinary gains, net$035
Net income$6,609,000808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$420,000963
Cash dividends$313,0003,457
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,543,040803
2005-06-30 (YTD Data)Rank
Total interest income$21,611,000702
Total interest expense$7,000,000718
Net interest income$14,611,000705
Provision for loan and lease losses$822,000618
Total noninterest income$1,515,0001,583
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$986,000868
Trading account gains and fees$0116
Additional Noninterest Income$529,0002,103
Total noninterest expense$9,043,000927
Salaries and employee benefits$4,650,000962
Premises and equipment expense$1,361,000856
Additional noninterest expense$3,032,000839
Pre-tax net operating income$6,261,000773
Securities gains (losses)$97,000572
Applicable income taxes$2,041,000748
Income before extraordinary items$4,317,000822
Extraordinary gains, net$030
Net income$4,317,000822
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$510,000589
Cash dividends$162,0003,737
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,251,040813
2005-03-31 (YTD Data)Rank
Total interest income$11,014,000681
Total interest expense$3,553,000679
Net interest income$7,461,000676
Provision for loan and lease losses$703,000350
Total noninterest income$959,0001,284
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$528,000774
Trading account gains and fees$0115
Additional Noninterest Income$431,0001,469
Total noninterest expense$4,470,000936
Salaries and employee benefits$2,225,0001,006
Premises and equipment expense$699,000841
Additional noninterest expense$1,546,000810
Pre-tax net operating income$3,247,000749
Securities gains (losses)$01,685
Applicable income taxes$1,045,000739
Income before extraordinary items$2,202,000797
Extraordinary gains, net$024
Net income$2,202,000797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$674,000282
Cash dividends$81,0003,113
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,202,000778
2004-12-31 (YTD Data)Rank
Total interest income$33,890,000815
Total interest expense$14,424,000577
Net interest income$19,466,0001,020
Provision for loan and lease losses$-314,0008,880
Total noninterest income$4,159,0001,234
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,662,0001,074
Trading account gains and fees$0138
Additional Noninterest Income$2,497,0001,131
Total noninterest expense$15,218,0001,060
Salaries and employee benefits$7,525,0001,146
Premises and equipment expense$2,347,000975
Additional noninterest expense$5,346,000939
Pre-tax net operating income$8,721,000997
Securities gains (losses)$5,0003,151
Applicable income taxes$2,735,000965
Income before extraordinary items$5,991,0001,085
Extraordinary gains, net$034
Net income$5,991,0001,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$335,0001,831
Cash dividends$324,0004,230
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,987,5501,063
2004-09-30 (YTD Data)Rank
Total interest income$24,687,000832
Total interest expense$11,286,000537
Net interest income$13,401,0001,107
Provision for loan and lease losses$-863,0008,986
Total noninterest income$3,374,0001,187
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,224,0001,096
Trading account gains and fees$0134
Additional Noninterest Income$2,150,0001,022
Total noninterest expense$11,374,0001,063
Salaries and employee benefits$5,625,0001,149
Premises and equipment expense$1,746,000983
Additional noninterest expense$4,003,000929
Pre-tax net operating income$6,264,0001,051
Securities gains (losses)$5,0003,038
Applicable income taxes$1,963,0001,026
Income before extraordinary items$4,306,0001,146
Extraordinary gains, net$026
Net income$4,306,0001,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-578,0008,995
Cash dividends$243,0003,727
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,302,5501,108
2004-06-30 (YTD Data)Rank
Total interest income$16,351,000834
Total interest expense$7,642,000523
Net interest income$8,709,0001,129
Provision for loan and lease losses$500,000987
Total noninterest income$1,482,0001,618
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$855,0001,033
Trading account gains and fees$0130
Additional Noninterest Income$627,0001,863
Total noninterest expense$7,312,0001,099
Salaries and employee benefits$3,818,0001,127
Premises and equipment expense$1,127,0001,019
Additional noninterest expense$2,367,0001,045
Pre-tax net operating income$2,379,0001,768
Securities gains (losses)$03,413
Applicable income taxes$701,0001,709
Income before extraordinary items$1,678,0001,878
Extraordinary gains, net$021
Net income$1,678,0001,879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$786,000517
Cash dividends$162,0003,695
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,678,0001,825
2004-03-31 (YTD Data)Rank
Total interest income$8,550,000823
Total interest expense$3,860,000527
Net interest income$4,690,0001,055
Provision for loan and lease losses$700,000404
Total noninterest income$651,0001,762
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$319,0001,342
Trading account gains and fees$0121
Additional Noninterest Income$332,0001,758
Total noninterest expense$3,723,0001,096
Salaries and employee benefits$1,960,0001,109
Premises and equipment expense$555,0001,065
Additional noninterest expense$1,208,0001,017
Pre-tax net operating income$918,0002,167
Securities gains (losses)$02,934
Applicable income taxes$254,0002,176
Income before extraordinary items$664,0002,284
Extraordinary gains, net$016
Net income$664,0002,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$697,000344
Cash dividends$81,0003,053
Sale, conversion, retirement of capital stock, net$0464
Net operating income$664,0002,204
2003-12-31 (YTD Data)Rank
Total interest income$38,206,000743
Total interest expense$15,829,000572
Net interest income$22,377,000866
Provision for loan and lease losses$5,827,000297
Total noninterest income$2,390,0002,031
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,335,0001,300
Trading account gains and fees$0160
Additional Noninterest Income$1,055,0002,310
Total noninterest expense$14,603,0001,105
Salaries and employee benefits$7,481,0001,133
Premises and equipment expense$2,448,000913
Additional noninterest expense$4,674,0001,089
Pre-tax net operating income$4,337,0001,858
Securities gains (losses)$04,500
Applicable income taxes$1,270,0001,854
Income before extraordinary items$3,067,0001,996
Extraordinary gains, net$054
Net income$3,067,0001,996
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,570,000304
Cash dividends$372,0004,064
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,067,0001,910
2003-09-30 (YTD Data)Rank
Total interest income$30,695,000702
Total interest expense$12,138,000587
Net interest income$18,557,000783
Provision for loan and lease losses$5,527,000256
Total noninterest income$1,422,0002,444
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$970,0001,340
Trading account gains and fees$0153
Additional Noninterest Income$452,0003,321
Total noninterest expense$10,895,0001,121
Salaries and employee benefits$5,625,0001,131
Premises and equipment expense$1,679,0001,031
Additional noninterest expense$3,591,0001,080
Pre-tax net operating income$3,557,0001,761
Securities gains (losses)$04,204
Applicable income taxes$1,164,0001,651
Income before extraordinary items$2,393,0002,010
Extraordinary gains, net$040
Net income$2,393,0002,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,196,000264
Cash dividends$281,0003,593
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,393,0001,902
2003-06-30 (YTD Data)Rank
Total interest income$23,069,000630
Total interest expense$8,265,000590
Net interest income$14,804,000648
Provision for loan and lease losses$5,527,000195
Total noninterest income$815,0002,721
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$587,0001,459
Trading account gains and fees$0150
Additional Noninterest Income$228,0003,791
Total noninterest expense$7,406,0001,099
Salaries and employee benefits$3,825,0001,112
Premises and equipment expense$1,121,0001,028
Additional noninterest expense$2,460,0001,034
Pre-tax net operating income$2,686,0001,567
Securities gains (losses)$03,782
Applicable income taxes$900,0001,480
Income before extraordinary items$1,786,0001,800
Extraordinary gains, net$030
Net income$1,786,0001,800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,465,000205
Cash dividends$186,0003,605
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,786,0001,682
2003-03-31 (YTD Data)Rank
Total interest income$12,100,000608
Total interest expense$4,215,000595
Net interest income$7,885,000616
Provision for loan and lease losses$3,345,000179
Total noninterest income$383,0002,752
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$287,0001,445
Trading account gains and fees$0134
Additional Noninterest Income$96,0004,002
Total noninterest expense$3,562,0001,126
Salaries and employee benefits$1,937,0001,088
Premises and equipment expense$564,0001,021
Additional noninterest expense$1,061,0001,152
Pre-tax net operating income$1,361,0001,548
Securities gains (losses)$02,891
Applicable income taxes$457,0001,477
Income before extraordinary items$904,0001,760
Extraordinary gains, net$021
Net income$904,0001,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,515,000187
Cash dividends$93,0003,030
Sale, conversion, retirement of capital stock, net$0419
Net operating income$904,0001,647
2002-12-31 (YTD Data)Rank
Total interest income$40,782,000750
Total interest expense$18,980,000600
Net interest income$21,802,000898
Provision for loan and lease losses$5,043,000386
Total noninterest income$1,496,0002,620
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,110,0001,457
Trading account gains and fees$0153
Additional Noninterest Income$386,0003,774
Total noninterest expense$15,556,0001,004
Salaries and employee benefits$6,935,0001,161
Premises and equipment expense$2,104,0001,049
Additional noninterest expense$6,517,000781
Pre-tax net operating income$2,699,0002,723
Securities gains (losses)$04,537
Applicable income taxes$891,0002,408
Income before extraordinary items$1,808,0003,023
Extraordinary gains, net$070
Net income$1,808,0003,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,024,000370
Cash dividends$392,0003,908
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,808,0002,934
2001-12-31 (YTD Data)Rank
Total interest income$45,264,000749
Total interest expense$27,351,000611
Net interest income$17,913,0001,015
Provision for loan and lease losses$3,772,000440
Total noninterest income$2,201,0001,870
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,101,0001,362
Trading account gains and fees$0177
Additional Noninterest Income$1,100,0001,908
Total noninterest expense$13,675,0001,082
Salaries and employee benefits$7,382,0001,013
Premises and equipment expense$2,015,0001,046
Additional noninterest expense$4,278,0001,116
Pre-tax net operating income$2,667,0002,535
Securities gains (losses)$13,0003,437
Applicable income taxes$884,0002,264
Income before extraordinary items$1,796,0002,790
Extraordinary gains, net$0105
Net income$1,796,0002,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,525,000485
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,787,2902,720
2000-12-31 (YTD Data)Rank
Total interest income$45,676,000777
Total interest expense$29,197,000634
Net interest income$16,479,0001,065
Provision for loan and lease losses$429,0002,144
Total noninterest income$1,639,0002,194
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$889,0001,542
Trading account gains and fees$0180
Additional Noninterest Income$750,0002,248
Total noninterest expense$11,866,0001,176
Salaries and employee benefits$6,303,0001,123
Premises and equipment expense$1,744,0001,151
Additional noninterest expense$3,819,0001,196
Pre-tax net operating income$5,823,0001,271
Securities gains (losses)$01,956
Applicable income taxes$1,920,0001,200
Income before extraordinary items$3,903,0001,356
Extraordinary gains, net$038
Net income$3,903,0001,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-259,0009,845
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,903,0001,343
1999-12-31 (YTD Data)Rank
Total interest income$39,338,000867
Total interest expense$24,610,000667
Net interest income$14,728,0001,196
Provision for loan and lease losses$794,0001,195
Total noninterest income$3,816,0001,132
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$638,0002,084
Trading account gains and fees$0173
Additional Noninterest Income$3,178,000860
Total noninterest expense$10,272,0001,358
Salaries and employee benefits$5,284,0001,319
Premises and equipment expense$1,573,0001,287
Additional noninterest expense$3,415,0001,352
Pre-tax net operating income$7,478,0001,038
Securities gains (losses)$03,155
Applicable income taxes$2,518,0001,008
Income before extraordinary items$4,960,0001,107
Extraordinary gains, net$035
Net income$4,960,0001,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,321
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,960,0001,085
1998-12-31 (YTD Data)Rank
Total interest income$34,400,000962
Total interest expense$21,107,000773
Net interest income$13,293,0001,277
Provision for loan and lease losses$370,0002,196
Total noninterest income$2,958,0001,361
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$215,0004,944
Trading account gains and fees$0224
Additional Noninterest Income$2,743,000951
Total noninterest expense$11,209,0001,171
Salaries and employee benefits$4,979,0001,322
Premises and equipment expense$1,504,0001,285
Additional noninterest expense$4,726,000987
Pre-tax net operating income$4,672,0001,585
Securities gains (losses)$816,000432
Applicable income taxes$1,955,0001,296
Income before extraordinary items$3,533,0001,496
Extraordinary gains, net$032
Net income$3,533,0001,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,720
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,010,7601,668
1997-12-31 (YTD Data)Rank
Total interest income$23,413,0001,398
Total interest expense$12,911,0001,234
Net interest income$10,502,0001,659
Provision for loan and lease losses$320,0002,457
Total noninterest income$2,740,0001,372
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$219,0005,049
Trading account gains and fees$0239
Additional Noninterest Income$2,521,000941
Total noninterest expense$7,791,0001,680
Salaries and employee benefits$4,081,0001,601
Premises and equipment expense$1,214,0001,606
Additional noninterest expense$2,496,0001,700
Pre-tax net operating income$5,131,0001,508
Securities gains (losses)$03,944
Applicable income taxes$1,583,0001,630
Income before extraordinary items$3,548,0001,515
Extraordinary gains, net$044
Net income$3,548,0001,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$384,0001,651
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$4,393,000233
Net operating income$3,548,0001,476
1996-12-31 (YTD Data)Rank
Total interest income$16,903,0001,998
Total interest expense$9,715,0001,639
Net interest income$7,188,0002,491
Provision for loan and lease losses$155,0003,992
Total noninterest income$2,614,0001,500
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$170,0006,126
Trading account gains and fees$0262
Additional Noninterest Income$2,444,0001,015
Total noninterest expense$5,581,0002,460
Salaries and employee benefits$2,872,0002,313
Premises and equipment expense$912,0002,180
Additional noninterest expense$1,797,0002,695
Pre-tax net operating income$4,066,0001,771
Securities gains (losses)$04,148
Applicable income taxes$1,353,0001,767
Income before extraordinary items$2,713,0001,820
Extraordinary gains, net$053
Net income$2,713,0001,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,0002,222
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,713,0001,785
1995-12-31 (YTD Data)Rank
Total interest income$9,901,0003,309
Total interest expense$5,890,0002,605
Net interest income$4,011,0004,299
Provision for loan and lease losses$223,0002,821
Total noninterest income$155,0009,222
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$51,0009,212
Trading account gains and fees$0522
Additional Noninterest Income$104,0007,102
Total noninterest expense$3,049,0004,231
Salaries and employee benefits$1,582,0004,092
Premises and equipment expense$564,0003,384
Additional noninterest expense$903,0004,751
Pre-tax net operating income$894,0006,450
Securities gains (losses)$03,831
Applicable income taxes$291,0006,120
Income before extraordinary items$603,0006,599
Extraordinary gains, net$065
Net income$603,0006,597
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0002,558
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$603,0006,586
1994-12-31 (YTD Data)Rank
Total interest income$7,240,0004,098
Total interest expense$3,945,0003,093
Net interest income$3,295,0005,206
Provision for loan and lease losses$323,0002,145
Total noninterest income$1,096,0002,917
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$56,0009,478
Trading account gains and fees$0475
Additional Noninterest Income$1,040,0001,793
Total noninterest expense$2,832,0004,635
Salaries and employee benefits$1,283,0004,941
Premises and equipment expense$543,0003,556
Additional noninterest expense$1,006,0004,686
Pre-tax net operating income$1,236,0005,126
Securities gains (losses)$03,600
Applicable income taxes$430,0004,520
Income before extraordinary items$806,0005,334
Extraordinary gains, net$0249
Net income$806,0005,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0003,190
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$806,0005,392
1993-12-31 (YTD Data)Rank
Total interest income$6,117,0004,869
Total interest expense$3,499,0003,591
Net interest income$2,618,0006,317
Provision for loan and lease losses$207,0003,838
Total noninterest income$468,0005,846
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$14,00011,128
Trading account gains and feesNANA
Additional Noninterest Income$454,0003,472
Total noninterest expense$2,283,0005,694
Salaries and employee benefits$1,059,0005,828
Premises and equipment expense$437,0004,363
Additional noninterest expense$787,0005,995
Pre-tax net operating income$596,0007,970
Securities gains (losses)$210,0001,634
Applicable income taxes$300,0006,085
Income before extraordinary items$506,0007,496
Extraordinary gains, net$03,149
Net income$506,0007,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0004,863
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$371,6008,463
1992-12-31 (YTD Data)Rank
Total interest income$5,314,0006,067
Total interest expense$3,134,0004,969
Net interest income$2,180,0007,294
Provision for loan and lease losses$62,0008,472
Total noninterest income$203,0009,360
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$12,00011,559
Trading account gains and feesNANA
Additional Noninterest Income$191,0005,818
Total noninterest expense$1,970,0006,458
Salaries and employee benefits$867,0006,825
Premises and equipment expense$432,0004,510
Additional noninterest expense$671,0006,947
Pre-tax net operating income$351,0009,677
Securities gains (losses)$51,0004,091
Applicable income taxes$012,680
Income before extraordinary items$402,0008,198
Extraordinary gains, net$01,422
Net income$402,0008,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0008,252
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$351,0008,346

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.